www.CentralCoastClaims.org

A Professional Insurance Claims Organization

May 2014Volume XXII • Number V

Central Coast ClaimsAssociation News Network

Insuring The Insurer

Celebrating 20 Years with the CCCA!

At

Scott’s SeafoodDowntown San Jose185 Park Ave, San Jose, CA

- please see page 7

THIS ThursdayMay 15, 2014

Jonathan L. LeeRobinson & Wood, LLP

Recreational Vehicle Claims

Join The CCCA In Welcoming Guest Speaker

Recreational Vehicle Claims

Golf Tournament

Canceled!

2014 CCNC Attendee Registration Now Open!

"Hitting A Home Run - Covering All The Bases"

August 18-20, 2014

Selected Concepts in Product Liability Law

CEA Pays Earthquake Claims from 5.1 LaHabra

2 Central Coast Claims Association News Network • May 2014

SECRETARYJackie Mezeul

PW Stephens Environmental(510) 896-9065

jackiem@pwsei.com

2014 BOARD OF DIRECTORS

VICE PRESIDENTTammy Cothran

Diane ViodesDTX Restoration

Charitable Foundations

CCNC Reps: Voting - Ray Depa, Crawford & Co. & Shelly Lefore, Casualty Adjusters Guide, Inc. • Alt Voting - Bryan Harrison, Association News Network, Inc.

IMM. PAST PRES.Bob TucknottTucknott Electric Co.

(925) 931-0800tucknottel@aol.com

PRESIDENTJoAnn Dean

SRI Environmental, Inc.(925) 808-8238

jdean@srienviro.com

TREASURERShelly Lefore

Casualty Adjusters Guide(408) 782-5998

ShellyL@CAGWorld.com

Ray Depa Crawford & Company

Nominations Committee

Your Central Coast Claims Association Board of Directors2014 OFFICERS

Bryan Harrison Association News Network, Inc.

Newsletter/Web Site

Lynna HarrisonAssociation News Network, Inc.

Membership Chair

needed...

Bowling Tourney Chair

Central Coast Claims as s o C i at i o n

Invite Your Associateswww.CentralCoastClaims.org

2014 CCCA Membership App. - page 7

or join now Online!

www.CentralCoastClaims.org

Central Coast Claims Association News Network • May 2014 3

MAY 2014 VOLUME XXII . NUMBER V

Insuring The Insurer

2014 CCCA Officers & Board of Directors

May President’s Message

CCNC Registration OPEN! - “Hitting A Home Run - covering all the bases”

2014 CCCA Upcoming Events - 2014 CCCA Golf Tournament CANCELED!

Select Concepts of Product Liability Claims at April 17, 2014 CCCA

Recreational Vehicle Claims at May 15, 2014 CCCA

News From The DOI: CEA Pays Earthquake Claims

A.N.N. Job Connection

C.C.C.A.N.N. Services Directory

2014 CCCA Membership Application www.CentralCoastClaims.org

234567891011

CCCA Moving Forward Despite Cancellation Of Golf Tournament

In the absence of CCCA’s Edu-cation Chair, Ray Depa, who was un-able to attend our Luncheon meet-ing April 17th, due to a mandatory settlement conference in Modesto, I had the distinct pleasure of in-troducing our speaker, Bill Manning, with Van De Poel, Levy & Allen, LLP in Walnut Creek. Bill not only gave an excellent presentation on “Selected Concepts in Product Liability Law,” but surprised us all to learn not only was Bill born in Casablanca, and both he and his wife are the 2013 US National Ballroom Dancing Champions! Way to go, Bill!ANNOUNCEMENT:

It is with a heavy heart that I am announcing the “2014 Summer Fun: Bring It On” Golf Tournament has been CANCELED, by a unanimous decision of the CCCA Board of Directors. As you know, our annual Golf Tour-nament is our main fundraising event of the year for the following charities: “Wounded Warrior Project”, “Children’s Miracle Network”, “Angel Flight West” and “Toys for Tots”! It was decided by the Board to cancel the tournament due to poor sponsorship/four-

May message from 2014 CCCA President JoAnn Dean

Continued page 9

4 Central Coast Claims Association News Network • May 2014

The Central Coast Claims Association News Network© is a production of Association News Network, Inc. Published monthly as a free service to the CCCA with a commitment and dedication to the promotion and betterment of this professional organization. The views and comments expressed within the articles herein do not necessarily reflect the views of A.N.N., Inc. or CCCA. Both the publisher and the association assume no responsibility for any opinions and/or statements offered by contributing authors to the publication. Acceptance of advertising material does not constitute endorsement of the products or services offered. A.N.N., Inc. reserves the right to reject any advertis-ing copy or placement. We encourage industry support of this professional organization - its monthly newsletter publication and web site.

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2014 CCNC Attendee Registration Now Open!

"Hitting A Home Run - Covering All The Bases"

August 18-20, 2014

Hyatt Regency Downtown Sacramentowww.ClaimsConference.org

including a recently announced Opening Day afternoon session Monday, August 18th. The total of three day series will take place starting at 4pm Monday, then all day Tuesday and well into Wednesday this year, back at the Hyatt Regency Downtown Sacramento.

“Hitting A Home Run - covering all the bases” is an apropos theme, both in honor of the Baseball “Summer Classic”, and in making the most of a mid-week conference experience, offering a chance to get out of the Sacramento Summer heat for a time.

With Exhibitor Registration now full again for the tradeshow portion of the event, and sponsors lining up like so many batters, CCNC is pleased to announce that attendee registration is now open!

A three-tiered, Continuing Education-accredited (pending) program has been established for a series to be remembered. Class schedules and attendee registration are available on the web site at this time: www.ClaimsConference.org.

CCNC would like to acknowledge and thank all our exhibitors and sponsors, who do so much to make this annual event possible. Prime op-portunities are being made available for our sponsors this year.

As with the exhibitor roster, returning sponsors received first rights to renew their spots before opening up the field to all. All sponsorships are now open for the taking. Options are all listed on the site, as well.

CCNC has built a strong reputation as a contender on the professional field when it comes to industry continuing education, and never has that been more true than now. The Educational Committee scouts have developed a strong line-up of experienced presenters to bring claims professionals the latest in Property and Casualty/Liability Claims-related knowledge and information. CE credits will be made available for the various seminar sessions, as has become the norm. A new spark to the team this year comes in the form a special treat for first-night’s relaxation and entertainment, as well. Stay tuned for exciting details to follow on that.

Strategy is always an important element to the game. Swing away! Steal a base to get into scoring position. But, why bunt when you can hit a home run, covering all the bases?! CCNC 2014 - Aug 18-20, 2014. Be there!

21st Annual CCNC Announces Open Registration!Set your plans now to attend the 21st Annual Claims Conference of Northern California: “Hitting A Home Run - covering all the bases”.

This Summer Classic will be held August 18-20, 2014,

Central Coast Claims Association News Network • May 2014 5Luncheon Meetings the

THIRD THURSDAY of Each Month, at:

Scott’s Seafood Bistro 185 Park Avenue,

Downtown San Jose

Thursday, May 15, 2014 Luncheon MeetingRecreational Vehicle ClaimsJonathan L. LeeRobinson & Wood- see page 7

Thursday, June 19, 2014 - Luncheon MeetingSpeaker/Topic tba

Friday, June 20, 2014 -

Thursday, July 17, 2014 - Luncheon Meeting

Tuesday- Wednesday, August 19-20, 2014 - 21st Annual Claims Conference of N. California“Hitting A Home Run - covering all the bases!”www.ClaimsConference.org

Thurs, September 18, 2014 - Luncheon Meeting

Thursday, October 16, 2014 12th Annual CCCA Bowling Tournament4th Street Bowl, San Jose

Thurs, November 20, 2014 - Luncheon Meeting

Thursday, December 18, 2014 - Annual CCCA Holiday Luncheon Meeting Bingo Party - Toys for Tots Drive

Golf Tournament

Canceled!

6 Central Coast Claims Association News Network • May 2014

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Selected Concepts in Product Liability Law

Our Speaker for the April 17, 2014 Central Coast Claims Association Luncheon was attorney Bill Man-ning, of Van de Poel, Levy & Allen, LLP. We had the pleasure of his company at a great lunch served at Scott’s Seafood in downtown San Jose, and enjoyed his great sense of humor. He also spoke about his life in Aviation as a Commercial Pilot and flight Instructor. The bonus was he told us he and his wife ranked fourth in the coun-try in Ballroom Dancing Competitions at their level. His credentials as an attorney are extensive, as well.

Addressing the group, Mr. Manning gave several examples of Product Liability cases. He explained that these types of cases arise in situations where there is a stream of commerce. A manufacturer, distributor, or supplier to the retailer that were involved and could be held liable. Theories of Liability include: negligence in products; manufacturing defects, design defects, etc.

He outlined a bizarre case, Collins v. Navistar, Inc., 214 Cal. App. 4th 1486, in which a truck driver driving under an overpass was hit on the windshield by concrete blocks that had been thrown over the side of the overpass by vandals. The issue “was it foreseeable” by the manufacturer of the windshield was in question. Attorney’s needed to prove a design defect to get a Products Liability verdict. The case is set for trial.

Mr. Manning gave his two hour presentation in thirty minutes and we would have enjoyed the two hours if there had been time. He clearly had much more mate-rial to share. He also clearly has extensive knowledge on the subject.

Please join us on May 15, 2044 for the next Lun-cheon at Scott’s Seafood, 185 Park Ave, San Jose, as the CCCA welcomes Mr. Jonathan L. Lee, of Robinson & Wood, LLP. Mr. Lee plans to address Recreational Vehicle Claims.

By Lynna Harrison, Association News Network, Inc.Photos by Bryan Harrison

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April guest speaker, Bill Manning, of Van de Poel, Levy & Allen spoke to Products Liability cases.

CCCA President, JoAnn Dean, thanked Bill Manning, for his intriguing and insightful presentation.

CCCA members Matt Lopez, of Pauli Engineering, Ann Marie Yadegar, of ServiceMaster of San Mateo/S. San Francisco, and CCCA Secretary Jackie Mezeul.

Congratulations to April 50/50 Raffle winner, Debbie Hall-Jalen, of KDH Adjusting.

CCCA Treasurer, Shelly Lefore, CAG, and member Diane Viodes, of DTX Restoration assisted with door prizes.

April CCCA Luncheon meeting crowd at Scott’s.

Central Coast Claims Association News Network • May 2014 7

At We Move Back To:

Scott’s Seafood Bistro11:30 a.m. check-in/social 12:00 pm pm luncheon

Insurance Adjuster Members: NOW FREE! (or with donation to CCCA Charitable Fund)Please RSVP so we know you’re coming:jackiem@pwsei.com, or call 510-896-9065 Insurance Adjuster Non-Members: $15

Associate Members: $35 Non-members or No Reservations: $45

OR, for payment by check or cash at the door, please RSVP with 2013 CCCA Secretary Jackie Mezeul, of PW Stephens

Environmental, Inc.: 510-896-9065, or jackiem@pwsei.com

Purchase your lunch Now online: www.CentralCoastClaims.org

This ThursdayMay 15, 2014

Jonathan L. LeeRobinson & Wood, LLP

Recreational Vehicle Claims

185 Park Ave, San Jose, CA

Recreational Vehicle Claims the focus for May 15th CCCA

Join The CCCA In Welcoming Guest SpeakerJoin the Central Coast Claims Asso-ciation for our next informative luncheon meeting Thursday, May 15, 2014, as we welcome attorney Jonathan L. Lee, of Robinson & Wood, LLP, as our guest speaker.

Jonathan Lee has been a shareholder in Robinson & Wood for 25 years. He has tried a total of 55 jury trials to completion throughout California. Mr. Lee has dedi-cated himself to personal injury cases for almost his entire career. In more recent years, he has focused on representing parties in matters involving serious injury, catastrophic brain and spine injury and events involving wrongful death. Some cases have included aggravated liability related to alcohol or drug use. Some suits have involved punitive damages.

Recent cases stem from bicycle accidents, pedestrian accidents, boating events and other recreation-based events, as well as the more common automobile-related accidents. Jonathan has also acted as counsel for parties involved in tractor trailer rig collisions. Injuries have occurred in cases related to premises liability, while other cases have presented issues related to public entities or Uninsured Motorist and Underinsured Motorist matters.

As a former prosecutor, Jonathan is at home in the courtroom. He utilizes multi-media presentations where appropriate to com-municate significant issues and arguments to jurors. He is known for his creative arguments.

Born in Long Beach, California, on July 22, 1954, Mr. Lee at-tended Long Beach Poly High School, then Pepperdine University, where he obtained a B.S. in Business Administration in 1976 while on a music scholarship. He then attended Pepperdine School of Law, receiving a J.D. in 1979 and was admitted to the Bar that same year. He was immediately hired as a Deputy District Attorney for the County of Tulare, where he served through 1981. One of his trial victories during that time concerned the conviction of two people for hit and run driving the same car.

His precedent-setting Supreme Court case of Ford v. Gouin (1992) 3 Cal. 4th 339 has made him a sought after expert in the field of assumption of risk and recreational injuries. More recently, he has authored a series of published articles about the reasonable cost of medical treatment as proof in civil lawsuits. He is also an acknowledged expert on that subject, which became hotbed of

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Continued page 8

Specifically addressing a case handled by our guest speaker that changed the law in California

8 Central Coast Claims Association News Network • May 2014

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evolving court opinions over the past decade. Jonathan has been asked to speak multiple times on behalf of the Association of Defense Counsel of Northern California, as well as for the JAMS mediation organization, regarding changes in treatment of these types of damages. Jonathan’s article on deposition techniques was featured in the Ex-pert Advice Column of California Lawyer Magazine. The Santa Clara County Bar Association and other organizations have asked him to speak about final argument.

Aside from trial work, he has mediated and settled the vast major-ity of his cases with an eye toward early evaluation and resolution. He has been also been named a Super Lawyer in the field of personal in-jury litigation. Jonathan has retained and deposed hundreds of doctors, psychologists, psychiatrists, health care professionals during the course of his career and has employed ex-perts in a large number of fields. He has acted as a private mediator and early settlement conference neutral.

Invite your collegues, associ-ates, clients and friends to join you for what promises to be a fascinat-ing session.

You are encouraged to purchase your lunch here, or, for payment by check or cash at the door please make reservations now with 2014 CCCA Secretary Jackie Mezeul, of PW Stephens Environmental, Inc.: centralcoastclaims@gmail.com or 510-896-9065.

Recreational Vehicle Claims at May 15 CCCAContinued from page 7

Communications buidling community bridges

CEA policyholders file claims, receive payments for damage from La Habra earthquakeBut recent earthquakes show that Californians are uncertain about their insurance coverage

SACRAMENTO, Calif. — The California Earthquake Authority (CEA) has paid numerous claims for damage to homes that sustained rela-tively minor damage from the March 28 magni-tude-5.1 La Habra earthquake. To date, most CEA claim payments from the La Habra shake are to help cover costs for emergency repairs—a new feature in CEA homeowners policies that does not require meeting a deductible to receive payment.

"On the one month anniversary of the La Habra earthquake, we are again reminded that we live and work in earthquake country," said Insur-ance Commissioner Dave Jones. "California is intersected by a complex fault system. Residents should learn about the risk in their area and what steps they should take to mitigate and prepare for the inevitability of the next major quake."

Home insurance companies that offer CEA polices have responded to hundreds of calls from California residents who ask if they have cover-age for earthquake damage.

“Home insurance policies do not cover earthquake damage,” said CEA CEO Glenn Pomeroy. “Without a separate earthquake-insur-ance policy, California residents with earthquake damage will be responsible for costs to repair or

rebuild their homes, and to replace their personal property.”

Many claims filed after the La Habra quake have been denied because many of those resi-dents did not have separate earthquake-insurance policies. Other claims have been denied because their damage did not exceed their coverage de-ductibles.

CEA’s policies are designed to help home-owners and renters recover from damaging earthquakes. Deductibles of 10 or 15 percent are necessary to help reduce premiums. Though some believe earthquake-insurance premiums for older homes in high-risk areas are costly, CEA has low-ered rates over time by a total of 45 percent and offers earthquake coverage for all Californians who insure their home with a CEA participating insurer, regardless of where they live.

California has two-thirds of the nation’s earthquake risk, yet fewer than 11 percent of Cali-fornia residents have protected their household finances with earthquake insurance.

To learn more about CEA renters and homeowners policies (including mobilehomes and condominium units), and to get a premium estimate, go to CaliforniaRocks.com.

Central Coast Claims Association News Network • May 2014 9

some sales with only eight (8) weeks to go before the tournament.

I want everyone to know that even though CCCA’s Board made the decision to cancel the Golf Tournament this year, the decision was made with the best interest of our Association in mind. CCCA is still a very active and growing Claims Association. The Board of Directors is working to not only bring you quality speakers & top-ics, and grow our membership, but we will continue with our charitable donation efforts to the charities listed above. And, we are currently working to make sure our Annual Bowling Tournament, for Angel Flight West, is a resounding success. Watch for more information on our Bowling Tournament – which is tentatively scheduled for October 16th at 4th Street Bowl in San Jose!

Our May luncheon speaker will be Jonathan Lee, attorney with the law firm of Robinson & Wood in San Jose. Jon will be addressing RECREATIONAL VEHICLES and, specifically, a case that he handled that changed the law in California. Don’t miss this precedent-setting Supreme Court case presentation!

Make sure to RSVP “before” the luncheon through our Evite Invitation. Reservations are important so that we have an accurate count to give the restaurant. If you are not receiving our Evite Invitations, please email our Secretary, Jackie Mezeul at jackiem@pwsei.com or call her at (510) 896-9065 to get your email address added to the Evite list. You should also go online to our CCCA Website at: www.centralcoastclaims.org to register and pay for your lunch reservation via PayPal.

I look forward to seeing everyone at our May 15th meeting at Scott’s Seafood in San Jose!

Respectfully,

President’s MessageContinued from page 5

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10 Central Coast Claims Association News Network • May 2014

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CONTRACTORS - GENERAL/RESTORATIONBELFOR USA - Dave Warters/Lisa Schwichtenberg2365 Industrial Pkwy West (888) 543-3473 • Fax (510) 887-9110Hayward, CA 94545 david.warters@us.belfor.comIQV CONSTRUCTION, INC. - Jeff Radzinski/Hoyt Philipp jeff@iqvinc.com - Direct: 408.582.9211 • Fax 408-582-9261 • Cell: 408-836-0333Hoyt@iqvinc.com - Direct: 408.582.9212 • Fax: 408-582-9262 • Cell: 408-612-1961WALTER M. SPRINGS CONSTRUCTION - Murat Zilinki 881 Hurlingame Ave. (650) 222-2850 Redwood City, CA 94063 www.SpringsConstruction.comWARD- TEK, INC. RESTORATION & CONSTRUCTION325 Old County Rd. (650) 631-7383Belmont, CA 94002 www.wardtekinc.com • Fax (650) 631-1302

CONTRACTORS - MICROBIAL REMEDIATION ALLIANCE ENVIRONMENTAL - Ed Work3545 Victor Street www.alliance-enviro.com • (408) 830-9700Santa Clara, CA 95054 info@alliance-enviro.com • Fax(408) 980-9746AMERICAN TECHNOLOGIES, INC. - Kyle Pickett23 Las Colinas Lane # 107 (408) 362-3030San Jose, Ca. 95119 Fax (408) 362-3035BELFOR USA - Dave Warters/Lisa Schwichtenberg2365 Industrial Pkwy West (888) 543-3473 • Fax (510) 887-9110Hayward, CA 94545 david.warters@us.belfor.comJM ENVIRONMENTAL, INC. - John Moore & the JM TeamPO Box 2189 www.jmenvironmental.net • (916) 726-0304Granite Bay, CA 95746-2189 Fax (916) 726-0340P.W. STEPHENS ENVIRONMENTAL, INC. - Steve MacFarlane/Kim MacFarlane4047 Clipper Court www.pwstephensinc.com • (510) 651-9506Fremont, CA 94538 Fax (510) 651-7702RESTORATION MANAGEMENT COMPANY Water, Smoke & Environmental Specialists (800) 400-50581070 Commercial St., Ste 101 Fax (408) 436-1892San Jose, CA 95112 www.restorationmanagement.com

Central Coast Claims A.N.N. Services DirectoryThank you to all our paid CCCA Directory Listing Sponsors. Please let them know you saw them in the CCCA News Network.

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Central Coast Claims Association News Network • May 2014 11

Central Coast Claims Association

2014 Membership Application

Company: ______________________________________________________________________Contact Name/Member: ___________________________________________________________Mailing Address: _________________________________________________________________City/St/Zip______________________________________________________________________Phone: _____________________________________________________ Ext: ______________Fax # __________________________________________________________________________E-mail _________________________________________________________________________Current Position: _________________________________________________________________

Individual Adjuster Membership FREE to Join!Individual Associate Membership Annual Dues: $75.00

Corporate Membership (Unlimited) Annual Dues: $150.00

Additional Names for Corporate MembershipsName: ________________________________________Email: ________________________________________

Name: ________________________________________Email: ________________________________________

Total Amount Enclosed: $ ________

Please make checks payable to C.C.C.A. Application and check should be mailed to:Central Coast Claims Association Membership

CCCA Membership15920 La Escuela Ct. Morgan Hill 95037

A Regular Member is someone employed as a claims representative or private Investigator. All others are Associate members. Membership covers the calendar year through 12/31/14

Name: ________________________________________Email: ________________________________________

Name: ________________________________________Email: ________________________________________

g Individual Adjuster Membership Adjusters are now FREE to join!

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Now more than ever, being a member of the Central Coast Claims Association can be a vital asset to insurance claims adjusters and associate members. An organization like this depends on your involvement. Likewise, the CCCA can provide a rewarding experience in your professional life. Build your sense of ownership in the industry. Your involvement can help the organization in building on charitable work, education, and respectful networking.

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May 2014 Volume XXII • Number V

Thursday, May 15, 2014Join The CCCA in welcoming guest speaker

At:

Scott’s Seafood185 Park Ave., Downtown San Jose

www.AssociationNewsNetwork.com

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Contact Lynna Harrison

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Jonathan L. LeeRobinson & Wood, LLP

Recreational Vehicle Claims the focus for May 15th CCCASpecifically addressing a case handled by our guest speaker that changed the law in California