anand rathi2

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Financial Services in Anand Rathi

Dissertation submitted to the Rajasthan Technical University inpartial fulfillment of the requirements for the award of the degree of

MASTER OF BUSINESS ADMINISTRATION

(2007-09)

Submitted byVIVEK RAMAWAT

(Enrolment no.07108118)

Submitted To:

IILM ACADEMY OF HIGHER LEARNING35/95, Sector 10, Kumbha Marg, R.H.B.

Colony, Pratap Nagar, Sanganer, Jaipur - 302030

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ACKNOWLEDGEMENT

I would like to express my sincerest gratitude to Mr. Rakesh Shah

(Company Guide), Mr. Kailash Sharma (Manager- Finance) and Mr.

Narendra Sharma (Officer-Finance) for helping me in summer training at

Anand Rathi Financial Services Ltd.

This training has helped me to a great extent in developing a team

spirit as well as a sense of responsibility and dedication to efficiently and

effectively complete an undertaken work. The training has also instilled

in me the confidence to communicate with people in a professional

manner.

It has given me a chance to apply certain accounting principles and

techniques in real world business situations and to apply theory in

practice.

In the course of this training I had an opportunity to undertake this

project, A Financial report on cost control", I am sure that my transition

from being a student in a Management Institute to a position of

responsibility in the corporate world will be much more smooth and

confident.

(VIVEK RAMAWAT)

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TABLE OF CONTENTS

Contents Page No . Abstract

3

Introduction to Anand Rathi Financial Services Ltd.5

o Vision5

o Milestones6

o Services Provided by Company7

o Clients 10o Competitors

11o Management Team 12

Objective of the Study

15

SWOT Analysis of the Company16

Finance Department17

My Role

17

On The Job Training18

o Introduction & Need of study19

o Objectives of the study20

Project 213


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o Data Collection22

o Analysis & Interpretation22

Conclusion 26 Suggestions 27 Bibliography 28

Abstract

Anand Rathi is a leading full service securities firm providing the entire

gamut of financial services. The firm, founded in 1994 by Mr. Anand

Rathi, today has a pan India presence as well as an international presence

through offices in Dubai and Bangkok. AR provides a breadth of

financial and advisory services including wealth management, investment

banking, corporate advisory, brokerage & distribution of equities,

commodities, mutual funds and insurance, structured products - all of

which are supported by powerful research teams.

As a trainee in Anand Rathi Financial Services Ltd., the company has

given me the exposure to work in finance department. Apart from this the

company has given one more responsibility to me which is my project. I

have chosen A Financial report on cost control as my project title.

I have chosen this title because this is directly related to my OJT.For this project I have learnt that how to control the cost of company by

making petty cash, checking the vouchers and parties/contractors bills.

This project is very useful for the company because this will help in

controlling the cost.

This project is useful for me also because with the help of this my

knowledge in the finance department is increasing.

My project is related to core finance department because it controlsthe cost of the company. At the end of my project, I want to add that after

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two months I shall be capable to do the work in finance department and

monitor the financial function of the company.

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INTRODUCTION To ANAND RATHI

Anand Rathi is a leading full service investment bank providing a wide

range of financial services to institutions, corporations, wealthy families

and individuals.

Founded in 1994 by Mr. Anand Rathi and Mr. Pradeep Gupta, the group

employs close to 7,000 professionals across India and its internationaloffices. Citigroup Venture Capital currently holds 20% of the groups

equity.

Anand Rathi Vision:

To be a shining example as a leader in innovation, and the first

choice for clients & employees.

About Anand Rathi:

AnandRathi (AR) set up in 1994, is one of Indias fastest growing full-

service securities firm with a presence in more than 350 locations across

India and has offices in Dubai & Bangkok. AR provides wealth

management services, investment banking, brokerage & distribution

services in the areas of equities, commodities, mutual funds and

insurance. The group caters to the financial needs of diversified group of

clients, which include the well-reputed Corporate Groups, Institutions,

Foreign Investors, Individuals as well as wealthy families and was

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recently ranked by an Asia Money 2006 poll amongst South Asias top 5

wealth managers for the ultra-rich.

The firm's philosophy is entirely client centric, with a

clear focus on providing long term value addition to clients, whilemaintaining the highest standards of excellence, ethics and

professionalism. The entire firm activities are divided across distinct

client groups: Individuals, Private Clients, Corporate and Institutions.

Milestones

1994:

Started activities in consulting and Institutional equity sales with staff of 15

1995:

Set up a research desk and empanelled with major institutional investors

1997:

Introduced investment banking businesses

Retail brokerage services launched

1999:

Lead managed first IPO and executed first M & A deal

2001:

Initiated Wealth Management Services

2002:

Retail business expansion recommences with ownership model

2003:

Wealth Management assets cross Rs1500 crores

Insurance broking launched

Launch of Wealth Management services in Dubai

Retail Branch network exceeds 50

2004:

Commodities brokerage and real estate services introduced

Wealth Management assets cross Rs3000crores

Institutional equities business relaunched and senior research team put in place

Retail Branch network expands across 100 locations within India

2005:

Real Estate Private Equity Fund Launched

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Retail Branch network expands across 200 locations within India

2006:

AR Middle East, WOS acquires membership of Dubai Gold & Commodity

Exchange (DGCX)

Ranked amongst South Asia's top 5 wealth managers for the ultra-rich by Asia

Money 2006 poll

Ranked 6th in FY2006 for All India Broker Performance in equity distribution in

the High Networth Individuals (HNI) Category

Ranked 9th in the Retail Category having more than 5% market share

Completes its presence in all States across the country with offices at 300+

locations within India

2007:

Citigroup Venture Capital International picks up 19.9% equity stake

Retail customer base crosses 200 thousand

Establishes presence in over 450 locations

Services provided by Anand Rathi to its customers

Equity & Derivatives Brokerage:

AnandRathi provides end-to-end equity solutions to institutional and

individual investors. Consistent delivery of high quality advice on

individual stocks, sector trends and investment strategy has established a

competent and reliable research unit across the country.

Clients can trade through online on BSE and NSE for both equities and

derivatives. They are supported by dedicated sales & trading teams in

trading desks across the country. Research and investment ideas can be

accessed by clients either through their designated dealers, email, web or

Sms.

Mutual Funds:

AR is one of India's top mutual fund distribution houses. Their success

lies in their philosophy of providing consistently superior, independent

and unbiased advice to their clients backed by in-depth research. They

firmly believe in the importance of selecting appropriate asset allocations

based on the client's risk profile.

AR have a dedicated mutual fund research cell for mutual funds that

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consistently churns out superior investment ideas, picking best

performing funds across asset classes and providing insights into

performances of select funds.

Depository Services:

AR Depository Services provides with a secure and convenient way for

holding your securities on both CDSL and NSDL.

AR depository services include settlement, clearing and custody of

securities, registration of shares and dematerialization. Also offer daily

updated internet access to holding statement and transaction summary.

Commodities:

AR commodities broking services include online futures

trading through NCDEX and MCX and depository services through

CDSL. Commodities broking is supported by a dedicated research cell

that provides both technical as well as fundamental research. Our

research covers a broad range of traded commodities including precious

and base metals, Oils and Oilseeds, agri-commodities such as wheat,chana, guar, guar gum and spices such as sugar, jeera and cotton.

In addition to transaction execution, we provide our clients customized

advice on hedging strategies, investment ideas and arbitrage

opportunities.

Insurance Broking:

As an insurance broker, AR provide to his clients

comprehensive risk management techniques, both within the business as

well as on the personal front. Risk management includes identification,

measurement and assessment of the risk and handling of the risk, of

which insurance is an integral part. The firm deals with both life

insurance and general insurance products across all insurance companies

Their guiding philosophy is to manage the clients' entire risk set by

providing the optimal level of cover at the least possible cost. The entiresales process and product selection is research oriented and customized to

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the client's needs. They lay strong emphasis on timely claim settlement and

post sales services.

Our services :

Risk Management

Due diligence and research on policies available

Recommendation on a comprehensive insurance cover based on

clients needs

Maintain proper records of client policies

Assist client in paying premiums

Continuous monitoring of client account

Assist client in claim negotiation and settlement

IPOs:

AR is a leading primary market distributor across the country.

Our strong performance in IPOs has been a result of our vast experience

in the Primary Market, a wide network of branches across India, strong

distribution capabilities and a dedicated research team.

Our IPO research team provides clients with in-depth overviews of

forthcoming IPOs as well as investment recommendations. Online filling

of forms is also available.

Major Departments

Equity

Commodity

Life Insurance

General Insurance

Mutual Fund

Depository

IPO

Internet Broking

Information Technology

Client Acquisition

Finance Compliance

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Settlement

Accounts

Operations

HR/Administration

Clients of Anand Rathi

Corporate and Institutional treasuries need ever more sophisticated advice

that is backed by serious and credible research. AR IWM provides its

institutional clients integrated wealth management solutions across global

markets, which are backed by proprietary global economic & investmentresearch.

We understand that your needs could range from finding short-term

surplus management strategies to higher yielding and long term

investments. The IWM team brings together the highly-rated AR research

across fixed income, currencies and equities markets to provide

investment solutions that meet your complex needs - from simple money-

market mutual funds to complex arbitrage strategies in the equities or

commodities markets.

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Competitors of Anand Rathi overall India

Company NameTotal

TerminalsSub

BrokersNo.of

Employees

Numberof

Branches

City

Client List

ACC

Bayer

Century Textiles Clariant

CRISIL

Crompton Greaves

Dabur

Datamatics

GE Shipping

Godrej

Goodlass Nerolac

Grasim Gujarat Abuja Cements

Gujarat Pipavav Port

Heinz India

Hindalco

Hindustan Lever

H&R Johnson

IDFC

Indian Rayon

Jindal Group Larsen & Toubro

Mastek

Mahindra & Mahindra

Raymonds

Sterlite Group

Syngenta

Tata Iron & Steel

Trent

VSNL

Wartsila

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A S Stock Broking & ManagementPrivate Limited

15 NA 25 2 Mumbai

Action Financial Services (India)Limited

18 25 31 10 Mumbai

Alankit Assignments Limited 650 60 700 20New

DelhiAnagram Securities Limited 999 964 1183 139 Mumbai

Angel Broking Limited 5081 2408 1800 66 Mumbai

Anush Shares & Securities PrivateLimited

37 10 40 30 Chennai

Arcadia Share & Stock BrokersPrivate Limited

191 121 150 60 Mumbai

Arch Finance Limited 16 NA 45 10New

Delhi

Zuari Investments Limited 31 NA 50 15New

Delhi

skyes & Ray Equities (India)Limited

18 300 50 250 Mumbai

SKI Capital Services Limited 88 NA 60 18 NewDelhi

Bonanza Portfolio Limited 2177 536 1200 380 Delhi

UTI Securities Limited 270 150 575 35 Mumbai

India Infoline Limited 970 NA 3858 540 Mumbai

Indiabulls Securities Limited 2700 NA 8922 475NewDelhi

Bonanza Portfolio Limited 2177 536 1200 380 Delhi

IL&FS Investmart SecuritiesLimited

661 NA 1600 288 Mumbai

ICICI Securities Limited 1051 587 1833 270 Mumbai

In Jaipur

Hem Securities Ltd.

Religare

India Infoline

India Bulls

Angel Broking Ltd.

Kotak Mahindra

Management Team (Corporate)

Anand Rathi (AR) set up in 1994, is one of Indias fastest growing full-

service securities firm with a presence in more than 350 locations across

India and has offices in Dubai & Bangkok. AR provides wealth

management services, investment banking, brokerage & distribution

services in the areas of equities, commodities, mutual funds andinsurance. The group caters to the financial needs of diversified group of

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clients, which include the well-reputed Corporate Groups, Institutions,

Foreign Investors, Individuals as well as wealthy families.

Mr. Anand Rathi - Group ChairmanChartered AccountantPast President, BSEHeld several Senior Management positions with one of India's largest industrialgroups

Mr. Pradeep Gupta - Managing DirectorPlus 15 years of experience in Financial Services

Mr. Amit Rathi - Managing Director

Chartered Accountant & MBAplus 9 years of experience in Financial Services

Management Team (Rajasthan)

Hierarchy of Region

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Mr. Rajkumar Jain

(Regional Director)

Rajasthan region is headed by Mr. Rajkumar Jain.

Jaipur- C-Scheme is the Regional Office

Region is divided into 2 clusters:

1. Rest of Rajasthan

2. Udaipur

Apart from Regional office we have 13 branches in the region

Total Manpower in region -331

Branches in Region

Jaipur - Regional Office

Cluster 1 Rest of Rajasthan

Rajapark Branch Mansarovar Branch

REGIONAL

OFFICE

Mr. Rajkumar Jain

(Regional Director)

CLUSTER-1

Rest of Rajasthan

Mr. Amit Mehta

(Cluster Head)

CLUSTER-2

Udaipur

Mr. K. C. Pandya

(Cluster Head)

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Vaishali Nagar Branch Vidhyadhar Nagar Branch Shyam Nagar Branch Kota Branch

Ajmer Branch Sikar Branch Tonk Road Kishangarh

Cluster 2 - Udaipur

Udaipur- Main Branch Udaipur - Sector-11 Branch Bhilwara Branch Chittorgarh Branch Dungarpur Branch

OBJECTIVES OF THE STUDY

The overall objectives of my study is to increase my confidence

and knowledge in Finance Department. Apart from this the following are

objectives of my study:-

To learn the tactics to control the cost.

To apply my theoretical knowledge into real world environment and

how to behave in professional manner.

To increase analytical skill.

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To handle the different type of parties and how should we behave in

different situations.

To know what is the role of finance department in the organization.

SWOT Analysis of ARFSL

Strength:-

Indias Leading Broking House Online and Offline Trading facility

The company is a distribution house of other products like

Life Insurance, General Insurance and Mutual Fund.

Weakness:-

The company is not having its own product unless Dematand Trading Account.

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Opportunity:-

The financial sector is on boom in Indian Economy, this is

the biggest opportunity for a broking house. The company is growing and opening new branches in

Rajasthan also.

Threat:-

Many new Brokers are entering in this field.

Many Players create the price war in the market.

Finance Department's Workings:

Preparing and maintaining day to day vouchers.

Maintaining of party's ledgers.

Passing of party's and contractor's bills. Brokerage generation on daily basis.

Maintaining of bank accounts with reconciliation.

Monthly trial balance and balance sheet.

MIS report on day to day basis.

Branch accounts and profitability statements.

Monitoring of electricity and telephone bills.

Preparation of employee's salary.

Calculation of PF and ESIC on monthly basis.

Half yearly and annual return of service tax and income tax.

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My role in Finance Department:

Preparing and maintaining day to day vouchers. Daily vouchers incorporated in Tally software.

Maintaining of party's ledgers.

Verification of bills.

Passing of party's and contractor's bills.

Maintaining of bank accounts with reconciliation.

Monthly trial balance.

Branch accounts and profitability statements.

Monitoring of electricity and telephone bills.

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INTRODUCTION & NEED OF THE STUDY

After having discussion with my company guide I have chosen my

project which is beneficial for company and me also. I want to introduce

you my project which is A Financial report on Cost Control.

I have chosen this topic as my project because normally it has been

seen that in a company money is being wasted mostly in small petty cash

expenses. Employees are unaware about this fact and therefore the needof cost control is aroused.

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I also felt the need of my study because by the help of this the

company can target the specific expenses which can be minimized.

Cost control is very important for employees also because it affectsin increments.

My project will help the company because it has given some facts

which were hidden earlier and I hope that they will use them to control

the cost. After completion of my project the company can target specific

expenses.

OBJECTIVES

My main objective of on the job training is petty cash,

checking the vouchers and parties/contractors bills. The followings are

some of my On Job Training objectives:-

Working on Tally. Entries of Journal Voucher into Tally.

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Preparing brokerage of Sub-brokers.

Passing parties bills.

Apart from this the OJT helped me to know that how to

overcome the stress of working in corporate environment. This training

has given me knowledge about making schedule for work and making our

self for working with schedule.

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DATA COLLECTION

Irrespective of type of study the cost is calculated in the department itself

so I have taken secondary source of data for my study instead of primary.

Secondary Data:-

Secondary data is the one which researches did not collected

him self & got the information from Department.

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Sample Size - 120

Sample Area - Jaipur-RO

Analysis and Interpretation

I have collected very useful data working along with the

Anand Rathi Financial Services Ltd. I had collected data related to

employee's education and their contribution in the cost because I want

to know that are these factors related to each other.

My sample size of project was 120 It means I have collected data

from all the employees of Regional Office. Out of 120 people 24employees were under Sr. Sec., 60 were under graduate and 36 were

above graduate. For the analysis part I have taken the cost data in % and

45% of the cost is occurred by under Sr. Sec. employees, 32 % cost is

occurred by under graduates and 23 % by above graduates. The analysis

shows that as the education level increases cost reduces.

Education and Cost:- This interpretation tells about howQualification of employees affects the cost of company. Out of 48

interested customers 10% were below senior secondary that are thosepersons who have held shares in physical form or who trade in

commodity. 60% were graduate and 40% were above graduate.

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Relation Between Employee Education and Cost

45 3223

0

1020

30

40

50

BelowSr.

Sec.

Under

Graduate

Above

Graduate

Qualification

Co

st

Below Sr. Sec.

Under Graduate

Above Graduate

Co-relation between Education and Cost

Qualification Below Sr.

Secondary

Under Graduate Above Graduate

X 24 60 36

Y 45 32 23

X= Total no. of employees

Y=Cost in %

Qualification X(Total no.

of

employees)

Y(Cost

in %)

dX=

(X-

A)

dY=

(Y-

B)

dX2 dY2 dXdY

Below S.Sec. 24 45 -16 12 256 144 -192

Under

Graduate

60 32 20 -1 400 1 -20

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Above

Graduate

36 23 -4 -10 16 100 40

N=3 X

=120

Y

=100

dX

=0

d

Y

=1

dX2

=672

dY

2

=245

dXd

Y

=-172

Solution: -N=3, X=120, Y=100

Actual mean=120/3 = 40 (For X Series)

Actual mean=100/3=33.33(For Y Series)

Let A=Assumed mean for X series = 40

B=Assumed mean for Y series = 33

The coefficient of correlation is given by

r = N dXdY- dX dY

N dX2-( dX)2 N dY2-( dY)2

Substituting the values in the formula,

r = 3 (-172) (0*1)

3(672)-(0)2 3(245)-(1)2

r = -516

44.9* 27.09

r = -0.4240

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There is medium degree of negative correlation between Education

and Cost.

CONCLUSION

It was a great experience to work with Anand Rathi Financial

Services Ltd. It is India's leading broking house. As the company has

given me a chance to work with finance department I have collected the

data of cost from finance department itself. HR department helped me in

collecting data of employee's qualification.

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The analysis shows that there is medium degree negative

co-relation between employee's qualification and cost incurred by

employees, which shows that as the qualification increases cost reduces.

The employees who are well educated utilizing the resources provided by

the company very carefully, they are aware of the fact that if the cost

increased it would directly affect on region's profit and lastly on their

increments. They want to grow with the company and that is why they

fully co-operate with finance department. The employees who are less

qualified they are careless while using the resources. They make lots of

wastage unknowingly.

Finance department is like a back bone of the company. It

manages the earnings and expenditures. The analysis also shows that

there is a vast scope of reducing the expenses and wastages. If finance

department is active, it can do wonders in controlling the cost.

SUGESSIONS

1. Budgetary control system should be implemented. In this system

yearly cost budget is made and followed.

2. Company should arrange trainings time to time to increase the

awareness in the employees, because of training the bonding between

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employee and employer get stronger due to which they try to do optimum

utilization of company resources and wastage get reduced.

3. Qualified (at least graduate) employees should be recruited so that

good and healthy working environment could be developed.

4. Finance Department should be more active towards the resources

provided to employees so that it can make the quality resources available

at minimum price.

BIBLIOGRAPHY

www.rathi.com

http:// intra.rathi.com

Monthly Cost Sheets

Employee Data from HR Department

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Quantitative Methods (ICFAI Publications)

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