Snippetz Issue 426

All your protection under one roof.

©1997 American Family Mutual Insurance Company and its SubsidiariesHome Office – Madison, WI 53783

www.amfam.comNA-07497 Rev. 1/03

Larry E Stiltner Agency481 Hwy 105 Suite 212(719) 481-8382 BusMonument, CO 80132









SnIppeSnIppetz®

tznnInnnnnnnnnnnIIIIIIIIIpppppppppppppppp zzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzOF NORTHERN EL PASO COUNTY & LARKSPUR

by Deborah Stumpf

SNIPPETZ THINKS

IT’S ABOUT TIME

FREE WEEKLY

ISSUE 426 • DECEMBER 28, 2009

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It’s About Time ... Continued on Page 2

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“What then is time? If no one asks me, I know what it is. If I wish to explain it to him who asks, I do not know. “ -Saint Augustine

Time is on your side; for the time being; time to go; give me some time; it will take time; I don’t have time; time is of the essence; he’s

so behind the times; it’s high time you tail on out of here.

Ever wonder how many times the word time is repeated in the average human dialogue every day?

According to Dictionary.com, the word “time” can be a noun, verb or adjective – and the Web site defi nes “time” using 64 examples.

A few:• Time as a noun: Reading “Snippetz” is the best time of the day for me. • Time as a verb: She timed her entrance perfectly. • Time as an adjective: He’s a time bomb waiting to hap-pen.

It’s About Time ... Continued from Page 1

It’s About Time ... Continued on Page 3

2

THIS WEEK IN SNIPPETZ

Cover Story

ALL RIGHTS RESERVED © 2009PUBLISHED BY FUNDER ENLIGHTENING, INC.

George Wilkins - Publisher

PO Box 789 Monument, CO, 80132

(719) 487-0484email: [email protected]

NEXT WEEK IN SNIPPETZ

FEATURE ARTICLESStrange But True... 4

Moments In Time... 8

Senior News Line... 18

STYLE 5Kim’s Korner... 5

HEALTH AND WELLNESS 9

SNIPPETZ BUSINESS DIRECTORY PAGE 10

Local Businesses on the Go!

THE DINING GUIDE PAGES 11-13Comfort Foods Made Fast & Healthy... 11

Good Housekeeping 2... 11

Patricia’s Café... 13

Vino-Bits... 13

PUZZLES, TRIVIA,ENTERTAINMENT 14-15

Trivia Test • Sports Quiz • Flash Back

Super Crossword • Weekly Sudoku

Couch Theater DVD Previews

Huey’s Page (Comics)

Salome’s Stars (Weekly Horoscope)

BUSINESS AND FINANCEPAGES 16-17

Financial Focus ... 16

The Law According To Stevens... 17

Dollars and Sense... 17

REAL ESTATERobin’s Rap... 18

CLASSIFIED PAGE 19GREAT BARGAINS - Find Your Treasure!

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Of course, there’s plenty of idioms (sequence of words that form a meaning) with the word “time.” At times, Sally feels like playing hooky from her work. For the time be-ing, however, she will have to focus on her idea so she can stay ahead of time. In good time, Sally will have made her million, and then she’ll have the time of her life.

AND THERE’S FATHER TIMEThe term “Father Time” conjures up an image of an old bearded man carrying a scythe, clothed in a robe. The term is synonymous with New Year’s – out with the old and in with the new.

The Greek god Cronus, god of agriculture, is the original Father Time. The Roman god of agriculture was Saturn, also representative of Father Time. The Romans celebrated Saturnalia, a weeklong harvest in December, which is said to have infl uenced the decision to set Dec. 25 as the birth-day of Christ; thus, Christmas. This is how, in a round-about way, that Father Time became a symbol of the pass-ing of the old year.

Modern-day customs have Father Time handing over the personifi cation of time to Baby New Year.

SPEAKING OF NEW YEAR’SNew Year’s is, of course, born out of the Gregorian cal-endar. Julius Ceasar was the fi rst to introduce a calendar, which included too many leap years. By 1582, Ceasar’s calendar was out of sync with the seasons. The new year had been celebrated March 25. Pope Gregory brought time back into step by suggesting that three leap years be dropped every 400 years. The Gregorian calendar came into play and has stood its time!

Because time is the focus of New Year’s Eve, it wouldn’t be too off course of the subject to mention the myriad of celebrations throughout the world.

Besides the whistles and clangs as the midnight hour rolls in, many countries have at least one special dish traditional on New Year’s Day.

THE U.S.Of course, there’s Times Square, Dick Clark and the big ball – and cake and champagne. However, folklore has it that Americans will experience good luck during the com-ing year if they eat black-eyed peas and rice New Year’s Day.

AUSTRIACarp (believe it or not) and pork are New Year’s good luck foods in Austria. They also invite the new year with fasch-ingkrapfen, which are Carnival jelly donuts; and glucks-bringer – chocolate and marzipan candies shaped like pigs, gold coins, chimney sweeps, four-leaf clovers and horse-shoes.

VIETNAMA rice pudding containing mung beans and pork is always part of the celebration. Watermelon is thought to bring good luck because of the red of the fl esh. Watermelon seeds are dyed red and served as delicacies.

GREECEJan. 1 is also St. Basil’s Day in Greece. St. Basil, a fore-father of the Greek Orthodox Church, is honored for his generosity to the poor. It is believed he died Jan. 1. The most important dish on New Year’s Day is vassilopitta, or St. Basil’s cake. Inside the cake is a silver or gold coin. The cake is distributed in order: the fi rst piece for St. Basil, the second for the household, the third for the most senior member of the household and on down to the youngest member of the household. A piece of cake is often re-served for cattle and a big piece for the poor. The person who fi nds the coin in the cake will have good luck the en-tire year.

SCOTLANDThe fi rst person out of bed on New Year’s Day takes spiced ale to those still sleeping. Later on, the Scottish consume black buns (a must for New Year’s) shortbread, oatmeal cakes, scones, cheese and whiskey and wine (unless the fi rst person out of bed has been knocked silly by those he wakes up).

ENOUGH ABOUT NEW YEAR’SIt’s time to get back to “time.” American Scientist Stephen Hawking wrote a book, “Brief History of Time, From the Big Bang to Black Holes,” which became a bestseller in 1988. In the book, Hawking covers cosmology, Big Bang, black holes, light cones and explains complex math. The book sold more than 9 million copies and has been revised a few times. There are many books with time as a theme, at least in the title. One book alluding to time that is nothing like Hawk-ing’s is “A Time to Kill” by John Grisham. Reading that book will easily kill time.

A TIME TO DANCEKeeping time with everyday news items are hordes of magazines and newspapers that also incorporated the word “time” in their titles, such as “Time Magazine” and “The New York Times.”

But the music industry takes the cake for song titles and lyrics about time. Baby boomers will remember some.

“Time of the Season” by the Zombies“There’s a Time for Us” by Johnny Mathis

“No Time” by Guess Who“As Time Goes By” by a bunch,

from Billie Holiday to Rod Stewart“Time has Come Today” by the Chambers Brothers

SNIPPETZ THINKS

IT’S ABOUT TIME

3

SNIPPETZ®


It’s About Time ... Continued from Page 2

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Snippetz111209.indd 1 11/13/09 8:25:19 AM

A FAMILY THAT “CLAY’S” TOGETHER…

Whimsical ceramic and clay works from Colorado Springs ceramic artist Paul Dahlsten. A one-of-a-kind gift for your family and friends.

We have the privilege of displaying, Tri-Lakes resident, THAD HANDRICK’S pottery lines. Thad’s pottery is as beautiful as it is functional and makes very useful gifts.

Come support the arts! We have several local artists displaying their fi ne fare!

Bella’s own ETHAN AHLSTROM won 2nd Place in PPFA’s Framers competition! It’s on display in the gallery. CONGRATULATIONS, Ethan!

“Time After Time” by Frank Sinatra “Time in a Bottle” by Jim Croce

“Funny how Time Slips Away” by Willie Nelson“Cryin’ Time” by Buck Owens

“Love Me Two Times” by the Doors“Time Won’t Let Me” by the Outsiders

“Time” by Pink Floyd As time went on, new music artists included “time” in

their titles. “Party all the Time” by Eddie Murphy and Rick James

“Baby One More Time” by Britney Spears“Time Stand Still” by Rush

“Killing Time” by Clint Black“Time for Me to Fly” by REO Speedwagon

“This Time” by Bryan Adams“Hearts Done Time” by Aerosmith“Time” by Hootie and the Blowfi sh

“Time” by Culture Club

The Byrds win the how-many-times-can-you-use-the-word-time-in-a-song contest.

“To everything (turn, turn, turn)There is a season (turn, turn, turn)

And a time to every purpose, under HeavenA time to be born, a time to die

A time to sew, a time to reapA time to kill, a time to heal

A time to laugh, a time to weep … A time to build up, a time to break down

A time to dance, a time to mournA time to cast away stones, a time to gather stones to-

getherA time of love, a time of hateA time of war, a time of peace

A time you may embrace, a time to refrain from embrac-ing

A time to gain, a time to loseA time to rend, a time to sew

A time for love, a time for hateA time for peace, I swear it’s not too late”

TIME CAPSULESPreserving a piece of history and sealing it for discovery in the future is the gist of the time capsule. The idea of time capsules goes way back to vaults of artifacts hidden inside the walls of ancient Mesopotamian cities like Baby-lon. Tombs, including Egyptian tombs, are also considered time capsules.

Recent origins of the time capsule came from the 1939 World’s Fair in New York City. The time bomb, as it was fi rst referenced (later changed to the more sensitive time capsule), was part of the Westinghouse exhibit at the fair. The capsule was 90 inches long, more than 6 inches in di-ameter and weighed 800 lbs. Everyday items such as seeds for food crops, a spool of thread and a 15-minute newsreel were placed inside the capsule. It was buried 50 ft. below a park near the fair site – to be opened in the year 6939. Yes, that’s 5,000 years!

TIME TO GET UPIt would be remiss not to mention the association of time with an alarm clock – that pesky machine that jolts people

out of their deep sleep.

Some say alarm clocks are hazardous to one’s health and waking up naturally is easier on the body – at least more calming. Mother Nature as an alarm clock allows one time to properly welcome the dawning of a new day and make the transition from sleep to consciousness. What do you suppose the boss thinks of that?

Here’s how to time your awakening – minus the shrill of the alarm or the blasting music.

1. Decide what time to wake up on most days.

2. Use the alarm clock to wake up at that time each morn-ing. The body is governed by circadian rhythms, a human cycle that adapts to the 24-hour day. The circadian rhythm is set by waking up at the same time every day,

3. How much sleep do you need? Getting enough sleep is vital to helping you wake up without an alarm clock.

4. Go to bed at the same time every night. The more con-sistent, the better.

5. Wean off the alarm clock. After one week of a regular bed time and wakeup time, one should awake without the alarm clock.

6.Respond by sense

a. Light – leave the curtains or blinds open to wake up with the sunrise. Close them if sleeping later. Move the bed to

certain angles to catch the light. Avoid obstructing the sun-light to the bedroom. The sun rises in the east and the south exposes more sunlight. If there is a need to wake up before the sun rises, use timers on the lights in the bedroom.

b. Identify sounds that wake you up, from cars to birds – and don’t forget barking dogs (now they serve a purpose). Leave windows open to clearly hear the sounds.

c. A coffee maker is a perfect trigger for waking up. Al-though it’s not completely reliable, it can be used in com-bination with the birds singing or the neighbors yelling.

d. Sleep experts say drink a tall glass of water before going to bed – for waking up promptly. (For those with bath-rooms close by.)

Before the body wakes up, it releases a hormone to prepare for the wakeup call. To mentally release the hormone, note the time going to bed; calculate the number of hours be-fore the wakeup hour. Sleep in 90-minute intervals, if pos-sible. Envision wakeup time – and repeat it in your head for 20 seconds. And set the alarm as a backup.

Other great ideas for waking up without an alarm clock: get a pet or have a child.

OK, readers: Did you see this coming? Till next time, en-joy your time. Snippetz will be on time again next time. Mark your time till then. Good-bye for the time being! It’s time to go!

4

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• It was 19th-century German philoso-pher Arthur Schopenhauer who made the following sage observation: “If we were not all so interested in our-selves, life would be so uninteresting that none of us would be able to en-dure it.”

• Emmy-nominated actress Debbie Reynolds was fi red by Warner Broth-ers after her fi rst movie.

• Sharks inspire a great deal of fear in most people. However, the keepers of statistics claim that you are much more likely to be killed by a bee than you are to be killed by a shark -- 50 times more likely, in fact.

• Growers of coffee beans say that the coffee blossom smells like jasmine.

• When a seal goes to sleep, whether in the sea or on land, it stops breathing. Every 15 minutes or so it will wake up

to take a breath, then it will go back to sleep.

• When it comes to irrigated crops in the United States, you might be surprised to learn that the plant that covers the most acreage isn’t corn, wheat or soy-beans; it’s grass. Think about that the next time you’re watering your lawn.

• There’s an interesting story behind the name of the Caribbean island of Curacao. It seems that explorer Ameri-go Vespucci had several sailors on his ship who were very seriously ill with scurvy, so he dropped them off on the island, assuming they would die. How-ever, the abandoned sailors feasted on fresh fruit, thereby ingesting the vita-min C that cured the disease and saved their lives. The word “curacao” means “cure” in Portuguese.

• Here’s a disturbing fact for all the arachnophobes reading this: There are more than 34,000 different species of spider.

***

Thought for the Day: “So long as men worship the Caesars and Napoleons, Caesars and Napoleons will duly rise and make them miserable.” -- Aldous Huxley

(c) 2009 King Features Synd., Inc.

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• What kind of preparation work does the painting contractor do? A cheaper job will skimp on the prep work to cut corners. A good contractor will take the time to do everything the way it should be done. The workmanship will show in the end, good or bad.

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erences? Once you have the ref-erences in hand, call them.

• Can the painting contractor make recommendations on what materi-als will work best for your project? A professional keeps up-to-date on the latest products and techniques, makes suggestions for colors and fi n-ishes, and is knowledgeable about the latest trends. Experience counts.

• Make sure they put everything in writ-ing. A professional provides customers with written contracts and specifi cations.

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• How much do they charge? Getting the lowest price should not be your fi rst consideration. You want to get some-one with skill, experience, insurance, awareness of safety issues and good workers. That will not likely be the guy with the lowest bid. It doesn’t need to be the highest bid either. Just be sure not to hire on price alone. Look at the whole picture. Painters operate on very tight profi t margins. Some homeown-ers hire college students and are happy with the work. If the price seems too good to be true, however, it probably is.

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The Tri-Lakes Senior AllianceTHRIFTSTORE

Tuesday through Saturday - 10:00 am – 4:00 pm(719) 488-3495

For information, to volunteer, or to donate items, call the store during business hours.

Proceeds benefi t the Tri-Lakes Senior Citizen Program

SPORTING GOODSBicycles, skis, heaters, coolers,

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fi le cabinets, coffee tables, rocker, beds, collectibles

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For information, to volunteer, or to donate items, call the store during business hours. Proceeds benefit the Tri-Lakes Senior Citizen Program

Incredible savings on things you need (or want). Sporting Goods – Bicycles, skis, heaters, coolers,

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trucks, tire chains, snow shovels, tool boxes Furnishings - Chandeliers, ceiling fans, table

lamps, floor lamps, knick-knacks, baskets, tables, pictures, suit cases

Books – Over 2,000 paper-backs, hard-backs, collector books – All subjects

Tri-Senior Alliance Thrift Store

Unit No. 9 behind the West End Center 755 Highway 105

Palmer Lake, Colorado 488-3495

Note: We can not accept electronics, clothes, shoes, purses, or child’s car seats.

INCREDIBLE SAVINGS ON THINGS YOU NEED (OR WANT!)

TOOLSCar jacks, sander, wrenches, hack saws, hand trucks,

tire chains, snow shovels, tool boxes

FURNISHINGSChandeliers, ceiling fans, table lamps, fl oor lamps, knick-knacks, baskets, tables, pictures, suit cases

BOOKSOver 2,000 paper-backs, hard-backs, collector

books – All subjects

NOTE:We can not accept electronics,

clothes, shoes, pursesor child’s car seats.

The Tri-Lakes Senior AllianceTHRIFTSTORE

Tuesday through Saturday - 10:00 am – 4:00 pm(719) 488-3495

For information, to volunteer, or to donate items, call the store during business hours.

Proceeds benefit the Tri-Lakes Senior Citizen Program

SPORTING GOODSBicycles, skis, heaters, coolers,

golf clubs, camp chairs,back packs, roller skates

FURNITUREDesks, entertainment centers,

file cabinets, coffee tables, rocker, beds, collectibles

APPLIANCESKitchen stove & oven, microwaves, vacuum cleaner,

bread makers, juicers, clocks, clock-radios

CHILDREN ITEMSToys, games, bicycles, back-packs, strollers,

portable crib

The Tri-Lakes Senior Alliance reopens its improved

Thrift Store Tuesday through Saturday, 10:00 am–4:00 pm

719-488-3495

For information, to volunteer, or to donate items, call the store during business hours. Proceeds benefit the Tri-Lakes Senior Citizen Program

Incredible savings on things you need (or want). Sporting Goods – Bicycles, skis, heaters, coolers,

golf clubs, camp chairs, back packs, roller skates Furniture – Desks, entertainment centers, file

cabinets, coffee tables, rocker, beds, collectibles, Appliances – Kitchen stove & oven, microwaves,

vacuum cleaner, bread makers, juicers, clocks, clock-radios,

Children Items – Toys, games, bicycles, back-packs, strollers, portable crib,

Tools – Car jacks, sander, wrenches, hack saws, hand

trucks, tire chains, snow shovels, tool boxes Furnishings - Chandeliers, ceiling fans, table

lamps, floor lamps, knick-knacks, baskets, tables, pictures, suit cases

Books – Over 2,000 paper-backs, hard-backs, collector books – All subjects

Tri-Senior Alliance Thrift Store

Unit No. 9 behind the West End Center 755 Highway 105

Palmer Lake, Colorado 488-3495

Note: We can not accept electronics, clothes, shoes, purses, or child’s car seats.

INCREDIBLE SAVINGS ON THINGS YOU NEED (OR WANT!)

TOOLSCar jacks, sander, wrenches, hack saws, hand trucks,

tire chains, snow shovels, tool boxes

FURNISHINGSChandeliers, ceiling fans, table lamps, floor lamps, knick-knacks, baskets, tables, pictures, suit cases

BOOKSOver 2,000 paper-backs, hard-backs, collector

books – All subjects

NOTE:We can not accept electronics,

clothes, shoes, pursesor child’s car seats.

8

PLEASE SUPPORT OUR ADVERTISERS - THEY MAKE SNIPPETZ® POSSIBLE!

SAFE • CLEAN • SECURE Double J

Judi & Jeff Havens - Owners6470 Walker Road • Colorado Springs

By Appointment: 495-1774

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Supervision

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VACATIONS EARLY

• Reasonable Rates• Large/Indoor Heated Runs• Elevated Dog Beds• Overnight/Long Term

• Catering to Special Diets & Other Needs• Multi Pet Discounts for Pet Roommates

County Line Rd.

✪Walker Rd.Hwy. 105

Hodgen Rd.Hw

y. 83

Thom

pson

Rd.

Blac

k Fo

rest

Rd.

DoubleJ

ConvenientLocation

DOGBoarding Kennel

QUALITY GOODS & SERVICES

• On Dec. 28, 1869, the Knights of La-bor, a labor union of tailors in Philadel-phia, hold the fi rst Labor Day ceremonies in American history. The Knights of La-bor was established as a secret society of Pennsylvanian tailors earlier in the year.

• On Dec. 29, 1878, the fi rst game is played between two teams of the fi rst profes-sional baseball league in Cuba. Baseball had fi rst been introduced in Cuba around 1864, when some students returned home from studying in the United States and in-troduced their fellow islanders to the bat

and ball.

• On Jan. 3, 1892, legendary author John Ronald Reuel Tolkien is born in Bloemfontein, South Africa. In 1925, he became a professor at Oxford. As the legend goes, Tolkien found a blank page in a student’s exami-

nation book while grading papers one day and wrote on it: “In a hole in the ground there lived a hobbit.” This idea grew into the eminently successful children’s book “The Hobbit.”

• On Dec. 30, 1905, French driver Victor Hemery, driving a gasoline-powered Dar-racq automobile, sets a new land-speed record in Arles-Salon, France. He reached a speed of 109 mph.

• On Jan. 2, 1941, the Andrews Sisters

record “Boogie Woogie Bugle Boy” on Decca Records. The song became a clas-sic World War II hit. The Andrews Sisters were the most popular “girl group” of their time, selling millions of records and setting the stage for the “girl group era” of the mid-1960s.

• On Jan. 1, 1951, the Zenith Radio Corp. of Chicago demonstrates the fi rst pay tele-vision system. The company sent movies over the airway via scrambled signals, and the 300 families who participated in the

test could send telephone signals to de-code the movies for $1 each.

• On Dec. 31, 1978, fl ags at both the American embassy in Taipei and the Tai-wanese embassy in the United States are lowered for the last time as U.S. relations with Taiwan offi cially come to an end. On Jan. 1, 1979, the United States offi cially recognized the government of the People’s Republic of China in Beijing.


THE PLACE FOR GREATCHRISTMAS GIFTS

FREE Gift Wrapping

Unique HandcraftedDollhouses & Accessories

for the Discriminating “Mini-Home Owner”

Both stores conveniently located at274 Washington Street, Historic Monument

481•1361 • OPEN 7 DAYS

A CUT ABOVEDRYWALL

When You Want It Done Right...The First Time!

Drywall Patches,

Repair andTexturing

• No Job Too Small• Free Estimates

• Reasonable Rates• 25 Years of Experience

Call Mark Today!

Home: 719-481-0509Cell: 719-237-9277

CHRISTMAS SALE...MANY ITEMS 50% OFF

PO Box 863Monument, CO 80132

Barbara Oakley719-488-2119

TRI-LAKES &GLENEAGLEWELCOMING

finders keepersby Peggy Rima

Incredible Jewelry Unique Gifts Local ArtPottery & Candles Colorado Jams, Salsas & Honey

“gifts from the heart”

Celebrating 10 Years in Palmer Lake (719) 487-8020 • 91 Hwy. 105 • Palmer Lake

Guardian Angels are thought to be spiritual be-ings that are “assigned” to protect and assist

people here on Earth. We all have one or more with us at all times.

HAPPY HOLIDAYS! Shop early for best selection.

719-481-0250125 Second St.

Historic Downtown Monument

9

SNIPPETZ® HEALTH AND WELLNESS

Bonnie B. Baswell, M.D.Eric L. Caplan, M.D.

Heather F. Fink, PA-C

Specialized Adult and Pediatric

Allergy and Asthma Care

Now in Monument

Enjoy the Beauty of Colorado Without the Sneeze or the Wheeze.

Individualizedtreatment for:

Nasal AllergiesChronic Sinusitis

Food AllergyHives

EczemaAsthma

Including Allergy Injections

719-592-1365www.csallergy.com

550 Highway 105Monument, CO 80132Wednesday Afternoons

At the Medical Centernext to Safeway

719-216-4421www.HealingTouch-MassageTherapy.com

The Ultimate

Massage GiftCertificates!

Buy a of and

Healing Touch Therapeutic MassageRobyn Graham, LMT

212 N. Washington St., Suite A, Chapala Building in Monument

1 G.C. PKG of 5 PKG of 10

1/2 hr : $35 $170 $320 (save $5.00) (save $6.00 ea) (save $8.00 ea)

1 hr : $55 $270 $520 (save $10.00) (save $11.00 ea) (save $13.00 ea)

(Regular pricing: 1/2 hr $40 / 1 hr $65)

TELL EVERYONE YOU KNOW...

… ABOUT THE NEW REPS

VIP PASS5-Days FREEOff er expires 1/31/2010

50% OFFFIRST PERSONAL

TRAININGOff er expires 1/31/2010

JOIN FOR$0

ENROLLMENTOff er expires 1/31/2010

Call Robert For Details719-481-9021 or 719-651-8300

1728 Lake Woodmoor Drive(behind People’s Bank in the Woodmor Center)

Planning is your best protection against the unexpected

Auto • Home • Life • CommercialAll Your Recreational Vehicles

www.farmersagent.com/dprejean • [email protected]

David Prejean1840 Deer Creek Rd

Suite 103C Monument719•434•7031

Hwy 105 at Knollwood • 1445 Cipriani LoopAsk for Arlene or Sandee Your Cut and Color Specialists

(719) 487-8660

Our Salon features Perfecta, the professional color line which is natural and ammonia free - long lasting color with brilliant shine!

Monumental Styles & Co. Co-owners Arlene Nelson & Sandee Strand

10

SNIPPETZBUSINESS DIRECTORY

THE PLACE TOFIND LOCAL

BUSINESSES ON THE GO!

INSURANCE

AMERICAN FAMILY INSURANCELarry E Stiltner Agency481 Hwy 105 Suite 212

719-481-8382 Bus.Monument, CO [email protected]

AUTOMOTIVE

CYLINDER HEAD SERVICEValve Jobs

Seats • GuidesSurfacing

Foreign • Domestic • Gas • DieselRup Engines 719-205-3010

FENCING

LAW FENCE CO. 20 YRS experience building

and repairing all types of fence FREE ESTIMATES

719-520-5538 [email protected]

LANDSCAPING

COLORADO CUSTOM ROCK LANDSCAPING INC.Licensed and insured

Serving the Front Range area for over 30 yrs.Commercial & residential landscaping services

ccrlandscaping.comCall for a FREE Estimate! 719.598.6871

PAINTING

CertaPro PaintersResidential And Light-Commercial

Interiors, Exteriors And Decks(719) 475-1616www.certapro.com

Painting • Passion • Professionalism

ROOFING

PRIME ROOFING, INC.Your local Monument Roofer

24 Years of Experience working for youLicensed and InsuredMember of the BBB Call: 719-599-4020

ACCOUNTANT

THE WALSH COMPANY430 Beacon Lite Road #155 Monument 481-6555 - [email protected]

Individual and Business Tax Returns. Payroll, bookkeeping and fi nancial

statement accounting services.

Buxton & Luther, P.C. is anexperienced and respected personal

injury law fi rm dedicated to protecti ngthe rights of persons injured

due to the negligence of others.

Tim Buxton

In practi ce for over 20 years Extensive courtroom experience Served 11 years in the United States Air Force as a Judge Advocate General

Sommer Luther

In practi ce for over 6 years.Board Member – Colorado Trial Lawyers Associati on

Let the experienced Denver & Colorado Springs personal injury att orneys of Buxton & Luther examine your case and explain your opti ons. You do not have to face your injury or your fi nancial worries alone. Allow the

team of att orneys at Buxton & Luther to be on your side.

AUTO ACCIDENTS

Car Crash InjuriesHit and Run

Commercial VehiclesMotorcycle WrecksInsurance Disputes

PREMISES LIABILITY

Slip and FallConstructi on Defect

Negligent Care

PERSONAL INJURY

Bike AccidentDog Bites

Pedestrian AccidentsWrongful Death

MEDICAL MALPRACTICE

MisdiagnosisBirth Trauma

Inappropriate TreatmentNegligent Procedure

Denver Injury Law Offi ce

7375 East Orchard,Suite 300

Greenwood Village,Colorado 80111

Phone: (800) 435-0586Fax: (888) 543-0928

Email:[email protected]

Colorado SpringsInjury Law Offi ce

1230 Tenderfoot Hill Road,Suite 305

Colorado Springs,Colorado 80906

Phone: (719) 471-2104 Fax: (888) 543-0928

Email:[email protected]

Contact The Injury Law Offi ce of Buxton & Luther, P.C.for a free case evaulati on

SHELLY’SHAIR BOUTIQUESHELLY’SHAIR BOUTIQUE

Your Enviro-Friendly Salon

Come visit myfamily friendly salon!!Please take advantageof these great offers.

719-930-5192by appointment only

Shelly WheelerMaster Stylist

25% OFF - NEW CLIENTSOn Precision Cut and Style

Offer expires 01-31-10Must present coupon at time of service

$10 Men’s Precision CutW/Scalp Treatment

Offer expires 01-31-10 / Must present coupon at time of service

Color and Precision Cut $65Offer expires 01-31-10 / Must present coupon at time of service

11

SNIPPETZ® DINING GUIDE

15932 Jackson Creek Pkwy. Monument, CO In the Monument Marketplace south of Blockbuster

and east of The Home Depot

- Let us cater your next event -

Call about ourwholesale pricing,

catering and free deliveries.

HOURS OF OPERATIONS

Monday - Friday7:30 am - 8pm

Saturday - Sunday8am - 8pm

719-481-1345Coupon must be presented

Ice Cream Makerfor a Day

Looking for a special way to celebrate your

child‛s birthday?

WE HAVE IT!!

Your child and guests will make their own ice cream. One deliciouslearning experience!

PIKES PEAK ICE CREAM & GELATO481 Highway 105, Unit # 208

Monument, CO 80132Tel: (719) 313-9484

htt p://www.PikesPeakIceCream.comCLOSED ON MONDAYS

We cater holiday parti es,off er fundraising opportuniti es for

schools, sports teams and civic groups and now have holiday ice cream cakes

and gelato pies.

Our gelato and ice cream is handmade every day in our store with the

freshest, locally sourced ingredientsand our gelato ingredients are

imported from Italy.

TUESDAY WEDNESDAY THURSDAY

FRIDAY SATURDAY SUNDAY

SENIOR TUESDAY

Seniors get an ice cream or gelato for

50% OFF

CARRY OUT WEDNESDAYBuy One - Get One

FREEon pints or quarts

of ice cream or gelato

FREEWAFFLE CONE

With anice cream or

gelato purchase

EARLY BIRD SPECIAL

All ice cream or gelato cones sold before 2PM

are 25% OFF

FREE COFFEESATURDAY

Free coff ee withany bakery purchase

(limit one per person)

CAFFE LATTESAND

CAPPUCCINOS

$1

BAKERY NOW OPENGIFT CARDS

20% OFFUnti l the end of the 2009!

COME IN AND TRY OUR

CINNAMON ROLLS!

COMFORT FOODSMADE EASY

By Healthy Exchanges

BACON ALFREDO BAKE

Alfredo doesn’t have to be one of those foods that you avoid just because you think it’s loaded with fat and calories.

This light, creamy dish has all the satisfying fl avor and a whole lot fewer calories and fat.

2 cups cooked rotini pasta, rinsed and drained1 cup frozen peas, thawed3/4 cup chopped onion1/2 cup Oscar Mayer or Hormel Real Bacon Bits1 cup Carnation Nonfat Dry Milk Powder1 cup water2 eggs, beaten, or equivalent in egg substitute1/2 cup Kraft Reduced Fat Parmesan Style Grated Topping1 teaspoon dried parsley fl akes

1. Preheat oven to 350 F. Spray an 8-by-12-inch baking dish with butter-fl avored cooking spray.2. In a large bowl, combine rotini pasta, peas, onion and bacon bits. In a small bowl, com-bine dry milk powder and water. Stir in eggs, Parmesan cheese and parsley fl akes. Add milk mixture to pasta mixture. Mix gently to com-bine.3. Spread mixture into prepared baking dish. Cover and bake for 30 minutes. Uncover and continue baking for 5 minutes. Place baking dish on a wire rack and let set for 5 minutes. Divide into 6 servings.

HINT: Usually 1 1/2 cups uncooked rotini pasta cooks to about 2 cups.

• Each serving equals: 193 calories, 5g fat, 13g protein, 24g carbs, 557mg sodium, 236mg cal-cium, 2g fi ber; Diabetic Exchanges: 1 Starch, 1 Protein, 1/2 Fat-Free Milk, 1/2 Fat; Carb Choices: 1 1/2.


GOOD HOUSEKEEPING TWO

CARROT, RADISHAND

GRAPEFRUIT SALAD

Keep your healthy-eating New Year’s resolution this year with this simple low-fat Car-

rot, Radish and Grapefruit Salad side dish.

2 1/2 cups shredded carrots6 radishes, thinly sliced2 red grapefruits, peeled and cut into segments (without white pith and membrane)2 tablespoons snipped fresh chives1/4 teaspoon salt1/4 teaspoon freshly ground pepper

1. Combine all ingredients along with the juice squeezed from the leftover grapefruit membranes. Serves 4.

• Each serving: About 73 calories, 18g total carbohydrate, 2g protein.

For thousands of triple-tested recipes, visit our Web site at www.goodhouse-keeping.com/recipefi nder/.

(c) 2009 Hearst Communications, Inc.All rights reserved

12


Coffee Cup Café251 Front Street, Monument 80132 (719) 488-0663 www.coffeecupmonument.com

Now open starting at 6 am - 3 pm 7 days a week!

A Second Cup13860 Gleneagle Dr, Colorado Springs 80921 (719) 481-6446 www.asecondcup.net

Open starting at 6 am - 9 pm 7 days a week!

Your Local Ale House!20 Micro Brews on Tap!

Now offering NFL Sunday Ticket @ A Second Cup with

Happy Hour Specials All DaySundays and Mondays!

Early Bird Special

$2.99 Breakfast!2 Eggs, Bacon or Sausage, Country Fries & Toast

@ Both Locations!Mon thru Fri Before 9am

All you can eat crab legs everyThursday after 5 pm @ Second Cup

$15.99 Crab Legs

Wednesday Night Poker!First Game @ 7:00pm

Second Game @ 10:00pm

BOOK YOUR CHRISTMAS PARTY NOW!

NOWCATERING!CATERING!CATERING!COME ON IN

AND WATCHTHE BRONCOSAND NUGGETS!

12/31/09

www.eatatrosies.com

SERVINGBreakfast • Lunch • Dinner

AND NUGGETS!PRIME RIBON FRIDAY NIGHTS

5PM - 9PM$ 10.99

411 Hwy. 105 • Monument, CO 80132(719) 481-3287

75 Hwy 105 Palmer Lake

719-481-2222

Open Nightly at 4:30

NEW YEAR’S

EVE SPECIALS

Appetizer Mussels Pizzitano

Steamed Mussels in citrus saffron

broth with fresh fennel, 8.95

Pasta Lobster and Shrimp

Fettuccini With a tomato basil

cream sauce 17.95

Chicken, Rosemary and Smoked

Mozzarella Ravioli With a four

mushroom Alfredo sauce

15.95

EntreesLollipop Pork ChopsOver risotto with a mushroom,

Marsala sauce 16.95Veal MarcelloVeal Cutlet topped with cheese, broccoli, tomato, basil & red

onion Served over Fettuccini Alfredo 15.95Dessert Spumoni Cheesecake With a pomegranate sauce5.50

also serving our complete menu

75 Hwy 105 Palmer Lake

AVAILABLE FOR PRIVATEPARTIES AND CATERING

NOW TAKING RESERVATIONS FOR

NEW YEAR’S EVE

13


Pizza • Pasta • LasagnaSalads • Sandwiches

Beer • Wine

Tuesday - Friday 5 - 9 pmSaturday 11:30 am - 9 pm

4 Hwy. 105 • Palmer Lake719-481-3244

website: http://www.bellapanini.com

GLUTEN FREEPizza, Pasta, Sauces

Now Available

Highway 105 & Primrose St.

Dine In or

TakeOut

Steaks ❁ Shrimp ❁ Chicken ❁ Burgers ❁ Burritos

Our Famous Reubens

BINGO! Saturdays at 6:15

BREAKFAST SUNDAY 8:30-10:30amBiscuit & Gravy $1.95 ALL DAY Sunday

Sunday through Thursday 11:00 - 3:30Friday and Saturday 11:00 - 8:00

481-TOOT 8 6 6 8

488-3019or www.thewineseller.net

“Real Wine for Real People”Simply the best, most thoughtful selection

of wine under $20 anywhere.Check out our eclectic microbeer

and spirits selection too!

Public wine tastings held monthly.Sign up for our e-newsletter to find out when.

Located on Hwy 105between Palmer Lake & Monument.

Hours: Tuesday - Saturday 11am to 6pm.

Vino-BitsWine Appreciation

& Tasting Tips

brought to youby

Dirk atThe Wine Seller

PATRICIA’S CAFÉ

These Unique and Delicious Recipes are presented to you by Pat McClelland - owner of

Bella Panini in Palmer Lake and Bayou BarBQ in Monument

Check out their websites: http://www.bellapanini.com and www.bayoubarbq.com

Shakes • Malts • Cones • Sundaes • Banana Splits Root Beer Floats • Chicago Style Hot Dogs

Bratwurst • Soups • Chili

24 Hwy. 105 in Palmer Lake

HOURSCall 488-6917 for current hours

Closed on Mondays!

Rock House Ice Cream 488-6917

Serving Anne & Mann’s Gourmet Ice Cream

CAJUN & BARBQFare

Dine-in or Take-outTuesday - Saturday 11:00am - 8:00pm

481 Hwy. 105, Suite G • Monument, CO(719) 488-2799

Website: BAYOUBARBQ.COM

BAYOUBARBQ

WEDNESDAY IS CATFISH DAY!COME SEE GUITARIST MIGUEL NADAL PERFORM LIVE EVERY WEDNESDAY 6 TO 8PM

BOOK YOUR CHRISTMAS PARTY NOW!

NOWCATERING!COME ON IN

AND WATCHTHE BRONCOSAND NUGGETS!

12/31/09 A VARIETY OFVARIETIES

Snowfl akes and fi ngerprints aren’t the only examples of Nature’s infi nite variety. Within the genus Vitis and the species vinifera, you fi nd as many as 10,000 varieties of

wine grapes. If wine from every one of these varieties were commercially available and you drank the wine of a different variety every single day, you would need more than 27 years to experience them all! All sorts of attributes distinguish one grape variety from the next. These attributes fall into two categories: personality traits and performance factors. Personality traits are the characteristics of the fruit itself---its fl avor, for example. Per-formance factors refer to how the grapevine grows, how its fruit ripens, and how quickly it can get from 0 to 60 miles per hour.

THAI CURRY CHICKEN SALAD

4 ea Cooked Chicken Breasts¼ c Mayonnaise 2 Tbs Diced Red Onion¼ c Diced Celery3 Tbs Coconut 1 tsp Oriental Curry Powder¼ c Julienne Fresh Basilto taste Salt & Pepper

1. Cut chicken into ½ inch chunks.2. Mix ingredients together and refrigerate.

You can serve this over some fresh chopped cabbage or lettuce and gar-nish it with some carrots, steamed

and chilled broccoli, chopped green onions and fresh lime wedges for a refreshing salad.

You can also make a sandwich out of it. For a plain chicken salad you can leave out the co-conut, curry powder and basil. Or, if you want a more Indian style curry chicken use Indian curry, cashews in place of the coconut and leave out the basil. If you want some spice, try adding some red chili fl akes. Thai food is typically very spicy. It is also very fl avorful. Coconut milk, chilies, lemon grass, cilantro, and basil, are what cre-ate the fl avors.

Thai food is always fresh with very little cook-ing.

Be creative, have fun and enjoy!!!

14


Trivia Test ByMarge Svenson Sports Quiz By

Chris Richcreek

1. GEOGRAPHY: In what country is Stonehenge located?

2. BIBLE: What is the fi fth book of the Pentateuch in the Old Testa-ment?

3. ART: The artist Gustave Cour-bet was associated with which art movement in the 19th century?

4. ANATOMY: What causes a hic-cup?

5. POLITICS: Plaid Cymru is the name of what group?

6. LITERATURE: Who wrote the novel “The Russia House”?

7. MUSIC: What rock group had a 1978 hit with the tune “Please Come Home for Christmas”?

8. MOVIES: What animated movie was promoted as “the greatest fairy tale never told”?

9. GENERAL KNOWLEDGE: When was the Lincoln Memorial dedi-cated?

10. SCIENCE: What is an astro-nomical unit?

1. Name the only National League team to win two World Series since 1983.2. Which was the last major-league team to lose the World Series one year and win it the next?3. In 2008, New Orleans quarter-back Drew Brees fell just short of Dan Marino’s single-season mark of 5,084 passing yards, with 5,069. Whom did Brees replace as No. 2 on the all-time list?4. How many consecutive years has the University of Wisconsin men’s basketball team made the NCAA Tournament?5. Who was the fi rst European de-fenseman to tally 1,000 points in the NHL?6. Entering 2010, how many con-secutive World Cups had the U.S. men’s soccer team played in?7. Whom did Muhammad Ali beat to become the fi rst three-time heavyweight boxing champion?


SNIPPETZ® PUZZLES AND TRIVIA

1. Who wrote and sang “Cathy’s Clown”?

2. Which group had a single and an album entitled “High Class In Borrowed Shoes”? Where are they from?

3. Who sang “Me and You and a Dog Named Boo,” and when?

4. Which group sang “Fly Like An Eagle”?

5. Name the 1968 hit that was 7 minutes, 21 seconds long. (Hint: The lyrics mention “all the sweet, green icing fl owing down.”)

6. The melody of which Elvis song was taken from a Civil War ballad?

7. Which singers had hits with “How Am I Supposed to Live Without You”?

New DVD Releases forWeek of December 28, 2009

PICKS OF THE WEEK

“The Waltons Seasons 1 and 2” Boxed Set -- Y’know, as much as I love sci-fi , hor-ror and cheesy action fl icks, I’m still a sucker for great television, and in 1971 one of the best-written, superbly acted televi-sion programs of the decade debuted. “The Waltons” was and is one of my all-time favorite shows. Set during the Depression,

the show told over nine seasons is the story of an extended family struggling to survive that era. Its recurring themes of honesty, self-sacrifi ce and hard work were -- and are -- the kinds of lessons that we simply don’t see enough of on television. Although the series has been released before, this new boxed set collects the fi rst two seasons at a discounted price of $19.99 -- quite a bar-gain in these tough economic times.

“Paranormal Activity” -- This is one of those horror movies that you will either love or hate with a passion. Here’s the lit-mus test: If you thought “The Blair Witch Project” was an awesome, innovative fi lm, you will love the heck out of “Paranor-mal Activity,” a movie about a newlywed couple who videotape the ghosties haunt-ing their house. Conversely, if you thought “Blair Witch” was a boring, pretentious student fi lm and that everyone involved

with the production should’ve been ground up and fed to feral pigs ... well, you get the idea. In case you’re wondering where I stand: “Bon appŽtit, Porky” should pretty much sum it up.

DOG OF THE WEEK

“Jennifer’s Body” -- One of the worst fi lms of 2009. It’s not even in the “so bad it’s good” department. Megan Fox stars as a small-town cheerleader who longs to leave her hometown and become famous. When she hooks up with an indie band, she thinks she’s found her ticket to fame. Little does she know that the only reason they want her is so they can have a virgin sacrifi ce to seal a deal with El Diablo. Sadly, li’l Jen lied to them, and she comes back from the dead and starts killing boys in her school. What makes this fi lm so horrible is the cringe-worthy dialogue by “Juno’s” Diablo

Cody and the lifeless acting by everyone. Avoid this fi lm like you would, well, any movie with Megan Fox or Diablo Cody’s participation. Duh.

TV SERIES

“Glee, Vol. One: Road to Sectionals”“United States of Tara” Season One

“Emily of New Moon” The Complete Second Season

“Whale Wars: Season 2”“Gilligan’s Island”

Complete Seasons 1 and 2“Baccano!” The Complete Series Box Set

“The Adventures of Ozzie & Harriet” Volume 16


In order to keep everyone honest (you know who you are,) we have moved the answers and solutions to the trivia and puzzles to the next page (15).


15

HUEY’SPAGE

SNIPPETZ® COMICS AND ENTERTAINMENT

Answers & Solutions DECEMBER 28, 2009

TRIVIA TEST ANSWERS

SPORTS QUIZ ANSWERS

FLASH BACK ANSWERS1. The Everly Brothers, in 1960. The song stayed at the top of the U.S. charts for fi ve weeks and sold 8 million copies worldwide.2. Max Webster, a Toronto-based band. “High Class” was their second album, in 1977.3. Roland Kent Lavoie, also known as Lobo, in 1971.4. The Steve Miller Band. They had both a song and an album (1977) by the same name.5. “MacArthur Park” by Richard Harris. Donna Summer did a disco version 10 years later.6. “Love Me Tender” (1956) used the same mel-ody as “Aura Lee,” written in 1861.7. Michael Bolton co-wrote the song, which was recorded in 1983 by Laura Branigan. Bolton also had a hit with the song in 1989.

1. England2. Deuteronomy

3. Realism4. Involuntary contraction of the diaphragm

5. The Party of Wales6. John Le Carré

7. Eagles8. “Shrek”9. 1922

10. The mean distance betweenEarth and the Sun

1. The Florida Marlins (1997, 2003).2. The Oakland A’s in 1988-1989.3. Kurt Warner had 4,830 passing yards for St. Louis in 2001.4. Eleven consecutive years.5. Detroit’s Nicklas Lidstrom in 2009.6. Five, beginning in 1990. 7. Leon Spinks, in 1978.

ARIES (March 21 to April 19) The New Year brings challenges that can change many things in your life. You need to be prepared not only to confront them, but also to deal with what happens afterward.

TAURUS (April 20 to May 20) You have what it takes to set your goals quite a bit higher this year. Learn what you need to know and put what you learn into your ef-forts. A partner offers loving support.

GEMINI (May 21 to June 20) In true Gem-ini Twin fashion, you’re confl icted about a decision you know you’ll have to make in this New Year. Best advice: Get the facts before you make any commitment.

CANCER (June 21 to July 22) A friend offers you an exciting opportunity for this New Year. Although your positive aspects are strong in most respects, caution is ad-vised. Investigate before you invest.

LEO (July 23 to August 22) You can make this New Year a roaring success. Start by readjusting your goals to refl ect the chang-es in the economy. Your den-mate offers both wise and loving support.

VIRGO (August 23 to September 22) The New Year brings new opportunities for change. But you need to be ready to move from the comfortable status quo to the chal-lenging unknown. It’s up to you.

LIBRA (September 23 to October 22) Your most important New Year’s resolu-tion should be to work out problems with a family member in order to avoid continu-ing misunderstandings. Do it soon, for both of your sakes.

SCORPIO (October 23 to November 21) The New Year has much to offer the in-tensely determined Scorpian, who isn’t afraid to take on challenges and stay with them until they surrender their rewards.

SAGITTARIUS (November 22 to Decem-ber 21) You’ll have many fi ne opportunities in this New Year. But be warned: Reject of-fers of “help.” You work best when you’re free to be your own creative self.

CAPRICORN (December 22 to January 19) The New Year offers changes that you might feel you’re not quite ready for. Best advice: Deal with them one step at a time, until you’ve built up your self-confi dence.

AQUARIUS (January 20 to February 18) Travel is a dominant aspect of the New Year. This could mean relocating to anoth-er city (or even another country) in connec-tion with your education or your career.

PISCES (February 19 to March 20) This New Year brings news about a change you’ve been anticipating. You might have a problem persuading a loved one about your new plans, but he or she will soon go along with them.

BORN THIS WEEK: You have a gift for making people feel safe and protected. You would make an excellent youth counselor.


16

SNIPPETZ® BUSINESS AND FINANCE

For additional information, contact:

Adam Grayson755 Hwy.105, Ste M-4 • Palmer Lake, CO

719-481-4964

FINANCIAL FOCUS

START PLANNING NOW TO

COPE WITH ESTATE TAXES

Provided by Adam Graysonof EdwardJones Investments

Throughout your life, you strive to provide fi nancial security to your family. And your efforts can

extend beyond your lifetime — if you work to control estate taxes.

It’s always challenging to create fi nancial strategies that are somewhat dependent on tax laws, because these laws are always changing. In 2009, your estate could have passed up to $3.5 million to your heirs before incurring federal estate taxes at a maximum rate of 45 percent. In 2010, the estate tax was scheduled to be repealed, but in 2011, it was supposed to return, with a maximum exemption of $1 million and a top rate of 55 percent. But this may change, as Congress is considering extending the 2009 exemption and tax rate fi gures into 2010, 2011 and possibly even further.

You might think you’ll never have enough wealth to incur these taxes, but virtually every asset — your home, cars, life insurance policy, IRA and 401(k) — may be included in your taxable estate. These assets could push your estate over the exemption amount, costing your heirs a substantial amount in estate taxes.

To help address this potential problem, you might want to think about some of the following estate considerations. For example, if you owned a $1 million dollar life insurance policy, and it was subject to an estate tax rate of 45 percent, your benefi ciaries would receive a death benefi t of just $550,000. But if you established an irrevocable life insurance trust (ILIT) with a new insurance policy, the trust would own the policy and distribute the proceeds to the benefi ciaries you’ve chosen. By using an ILIT, you’d keep the life insurance out of your taxable estate.Another estate planning consideration is a charitable remainder trust, which

might be useful if you have a sizable amount of assets, such as stocks, that have signifi cantly appreciated since you bought them. If you kept these assets in your estate, your heirs would inherit them on a “stepped-up” basis, which, in plain English, means the value of the stocks would be the same as their fair market value on the date of your death. (However, in 2010 — and 2010 only — the step-up basis is limited to $1.3 million for your children or other heirs and $3 million for your surviving spouse. Beyond those fi gures, your heirs would assume, or carry over, your basis — the amount you paid for the assets. In 2011, full step-up is scheduled to return.)

All stocks, and especially those that receive step-up treatment, could add to your heirs’ estate tax burden. But you could remove the stocks from your taxable estate by placing them in a charitable remainder trust. Furthermore, you could receive an income stream for life once the trust sold the stocks. You could then use this income to make gifts to your loved ones, further reducing the size of your taxable estate. You can give up to $13,000 per year to as many individuals as you like without incurring gift taxes, up to $1 million over your lifetime.

Before making any decisions related to estate taxes, consult with your estate planning professional and your tax advisor. Vehicles such as life insurance trusts and charitable trusts are complex and don’t lend themselves to “do-it-yourself” solutions.

Start thinking soon about estate tax issues. By putting your estate plans in order early, you could be helping your loved ones far into the future.

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. Edward Jones, its employees and fi nancial advisors are not estate planners and cannot provide tax or legal advice.

IT’S TIME TO MAKE THE WORLD

A BETTER PLACE TO DRIVE.

Joslin Nagle 1850 Woodmoor Dr., Ste. [email protected]

Feature is optional and subject to terms and conditions. Available in select states now and in most states by 1/31/06 (subject to regulatory approval whererequired).Allstate Fire and Casualty Insurance Company: Northbrook, IL. © 2007 Allstate Insurance Company

Your Choice Auto® Insurance. Deductible Rewards, AccidentForgiveness and more. Sound Good? Call me today.

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CALL US TODAY FOR YOUR FREE LOAN ANALYSIS Proudly Serving the Tri-Lakes Area and Colorado Springs

Offi ce: (719) 260-9847 • Kimberly Gilbertson: (719) 963-1196 • Selina Rodriguez: (719) 649-5953

Have a safe Holiday Season!

Best Wishes from

www.edwardjones.com Member SIPC

LEARN COMMON-SENSE RULES FOR COMMON STOCKS.

Investing in stocks can be easier than you think. The key isunderstanding long-term strategies for success. That’s what youcan learn at Edward Jones’ free upcoming seminar.

The Take Stock in the Market seminar will explain basic stockterminology, as well as time-proven strategies created to helpyou reach your financial goals. Better yet, the program takesonly an hour, which makes sense in itself.

Learn some new strategies for investing in stocks. Call toreserve your space today.

Date:Time:Location:

R.S.V.P.:

MK

D-3

358-A

-FL M

AR

2008

Adam R GraysonFinancial Advisor.

755 Hwy 105Suite M-4Palmer Lake, CO 80133719-481-4964

Tuesday, January 26, 2010

6:00 p.m.

Bella Panini Restaurant Palmer Lake, CO

to Kathy Williams by January 20, 2010

Dinner will be served.

Date: Tuesday, January 26, 2009

Time: 6:00 p.m.

Location: Bella Panini - Palmer Lake, CO

RSVP: to: Kathy Williams at 481-4964 by January 20, 2010

You’re Invited...

Investing in stocks can be easier than you think. The key isunderstanding long-term strategies for success. That’s what you can learn at Edward Jones’ upcoming seminar.

The Take Stock in the Market seminar will explain basic stock terminology, as well as time-proven strategies created to help you reach your fi nancial goals. Better yet, the pro-gram takes only an hour, which makes sense in itself.

Learn some new strategies for investing in stocks. Call to reserve your space today.

Dinner will be served.

17

SNIPPETZ® BUSINESS AND FINANCE

❖ Business Formation

❖ Business Planning

❖ Intellectual Property

❖ Employment Law

❖ Mergers and Acquisitions

❖ Wills, Estate, Probate

❖ Transactional (Contract) Services

Lisa Welch StevensAttorney at Law, P.C.

Admitted to Colorado State Barand U.S. Federal Bar for the

District of Colorado

Member: Colorado & El Paso County Bar Association

719.488.9395lisa@lwslawfi rm.com • www.lwslawfi rm.com

Law Offi ces ofChristopher C.

Meyer,P.C.

13540 Northgate Estates Dr., #200Colorado Springs,

CO 80921(719)488-9395

DIVORCE / FAMILYLAW

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Please visit our comprehensive website for divorce information:

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STARTING OVERSometimes, an excellent book is hidden behind

a bad title. That’s the case with “Start Over, Finish Rich (10 Steps to Get You Back on

Track in 2010).”

Written by money guru David Bach (hence the pop title), “Start Over” covers the commonsense moneyhandling practices we all agree with but don’t always do. The book lays out an action plan for the new fi nancial reality many are facing. Writes Bach: “The aftermath of a recession is the ideal environment in which to lay the foundation for a secure, fi nancially independent future.” With that in mind, here are some highlights:

• Finding your money. Your fi rst step isn’t to try to get back the money you lost in stocks or real estate or your 401(k). Your fi rst step is to determine where your money is now -- and where it goes.

• Repair your credit and deal with credit-card debt. Bach’s rule of thumb: If you have debt, stop using your credit cards. Understand and fi x your credit scores.

• Rebuild your emergency savings using Bach’s plan.

• Rebuild with real estate. If you have a mortgage, consider refi nancing if you can fi nd a fi xed rate 30-year mortgage that’s at least one percentage point less than what you have now. If you want to buy, be sure to have at least six months of expenses put away fi rst.

• Rebuild your college fund, 25 ways to save $5,000, organize your fi nances using technology to automate your savings -- it’s all here, and more.

It’s Bach’s personable writing style that puts this book ahead of similar ones. The stories in the book show that he clearly has his fi nger on the pulse of those who’ve suffered fi nancial losses and wonder if they’ll ever recover. He scatters lots of links through the chapters in case you need more information or help.

If you’ve had fi nancial losses in this recession, take a look at “Start Over.” Consider making this the fi rst book you read in the New Year. As Bach says, “Doing nothing is the worst choice you can make.”

David Uffi ngton regrets that he cannot personally answer reader questions, but will incorporate them into his column whenever possible. Write to him in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to [email protected].


PROBATING AN ESTATE:CUTTING OFFCREDITORS

© December, 2009, Lisa Welch Stevens, Esq.

One of the biggest advantages of probating an estate, rather than avoiding probate, is the opportunity to cut off the claims of

creditors of the decedent. However to accomplish this successfully, requires a few steps.

You can, of course, notify each individual creditor known to you separately, by letter, but it is far better to do a general “Notice to Creditors By Publication”. The advantages of this manner of notice are that: (1) it is less expensive and time consuming; (2) there is no risk of inadvertently overlooking a creditor, and thus failing to cut off any of its claims; (3) you will have third party, incontrovertible proof of notice having been properly given as required under the probate code; and (4) creditors are far more likely not to actually act upon the notice and make a claim in a timely manner.

In order to accomplish notice to the estate’s creditors by publication, fi rst, the personal representative of the estate must publish a “Notice to Creditors” in a daily or weekly “local” newspaper (local to the county in which the decedent was resident at the time of his or her death) of “general circulation”: (i.e., readily available to anyone who cares to purchase it; not a subscription only publication). You can obtain the form to use for the “Notice To Creditors By Publication” at the Colorado State Judicial Branch website, as is the case with all probate forms: www.co.us.courts.gov. Click on “Forms”, click on “All Probate Instructions And Forms”, scroll down, and select “Notice To Creditors By Publication”. Complete the form and print.

Second, the personal representative must submit this form for publication to the selected newspaper as discussed above. With respect to El Paso County, you could, of course, choose the Gazette, but a better option is “The Daily Transcript”. This is a newspaper, local to the Colorado Springs area, of general circulation, which publishes legal notices of every type and kind. It is not expensive to have them publish the notice, and the advantage is that only legal, fi nancial, real estate, and other professionals actually read it. You can call them to get information regarding date of fi rst publication, how to submit, etc., and submit the notice by facsimile transmission, by mail, by delivery, etc. The other advantage to using the Daily Transcript is they know the drill – they know how many times to publish it, and will provide you with “Proof of Publication” after all the notices have been published.

The notice must be published at least three times: once per week for three consecutive weeks. You needn’t run it more than that. You will have to give the newspaper the time frame in which you want the notice to run.

Third, in the Notice itself, you must set a deadline date by which all claims must be presented to the personal representative, or be forever barred. This must be a date that is at least four months after the date of the publication of the fi rst notice. The newspaper can tell you when that fi rst date will be when you call to get the information for submission.

Once you receive the Proof of Publication back from the newspaper, simply submit it to the court. Once the deadline you set has passed, if claims are made against the estate legally you can safely ignore or deny them. Whether ethically you wish to do so, or whether fi nancially it is advisable to do so, are for you to decide. As personal representative you are a fi duciary, and you need to observe fi duciary duties of care and loyalty vis-à-vis the estate and its benefi ciaries.

This article is for general informational purposes only, and is not intended to offer legal advice; as always, consult your own legal and fi nancial advisors regarding your specifi c facts and circumstances.

For additional information contact,Lisa Welch Stevens, Attorney at Law P.C.

Representing Colorado Businessesand Business Owners

719.488.9395

THE LAWACCORDINGTO STEVENS

by Lisa Welch Stevens,Attorney at Law P.C.

18

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SENIORNEWS LINE

by Matilda Charles

ALCOHOLABUSE

Some of the results of studies on seniors have surprised me, but there’s a new one that’s

a bit shocking. It concerns seniors and the use of alcohol.

In the past there has been much re-search that indicates that as we age, we drink less alcohol. That makes sense, because there are a lot of rea-sons not to drink. Maybe we can’t

mix alcohol with prescriptions, or maybe our doctor said we shouldn’t drink. Or maybe we just didn’t like the effects and feared falling.

This new study, however, shows that there is a sub-group of seniors for whom alcohol use actually in-creases -- and that is those seniors who already have problems with drinking.

Yes, there are fewer seniors who have problems with alcohol abuse when compared to other age groups. But seniors age 60 and older who have a dependence on alcohol drink a lot more than those who are younger (even those who are college-age).

Here are the numbers: Seniors who are dependent on alcohol average more than 40 alcoholic drinks per week. Younger drinkers have 25-35 drinks in that same time period.

Not only that, but seniors with al-cohol problems tend to do more binge drinking. (They categorize a “binge” as four to fi ve drinks per day for women and men.) Senior binge drinkers had approximately 19 binges per month, compared to 13 to 15 for the younger age groups.

That’s a lot of alcohol.

Have seniors developed a tolerance over the years, and therefore need to drink more to get the same results? The study suggests this might be the case.

Still, that amount of alcohol is dan-gerous. If you have a problem with alcohol and want to quit, get help for it. Sudden alcohol withdrawal can cause life-threatening medical symptoms.

Matilda Charles regrets that she cannot personally answer reader questions, but will incorporate them into her column whenever possible. Write to her in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to [email protected].


Article by Robyn GrahamKeller Williams

Real Estate, LLC

How to Make Your WhiteChristmas a "Green" One!

Many products brought to theEl Paso County HouseholdChemical Waste CollectionFacility are re-usable so a pro-gram was developed to makethese reusable products avail-able for FREE to the residentsof El Paso and TellerCounties! Drop off electronicitems you are no longer using!(A donation of non-perishablefood for Care & Share isencouraged.)

These are items to recycle:

ELECTRONICS:Items with a "circuit board

and a cord"

COMPUTER COMPONENTS:Laptops, monitors, CPUs, key-boards, mouse, printers, scan-ners

TELEVISION SETS (up to 19"diagonal screen)

CELL PHONES; DIGITALCAMERAS; PAGERS; PDAs;FAX MACHINES; STEREO /VIDEO COMPONENTS -Amplifiers, receivers, tuners,VCR and DVD players, per-sonal music devices, videocameras.

LIBRARY OF ALLPAST ARTICLES:

www.SpringsRealtyTalk.com

For further information, please feel free to call

Robyn Graham at Keller Williams Real Estate

719-216-4421 or [email protected]

The "Fine Print":- Any citizen of El Paso orTeller County over the age of18 can take any of the prod-ucts offered on the Drop &Swap shelves. - All products are offeredFREE of charge. - The El Paso CountyEnvironmental ServicesDepartment, Solid WasteManagement Division, makesevery effort to offer only new,clean, usable products on theDrop & Swap shelves but theycannot guarantee the integrity,safety, usability, or effective-ness of the products -- youtake them at your own risk. - A Release Form must besigned when taking any prod-ucts from the Drop & Swapshelves.

Here's a GREAT way toRecycle your used Electronics!The Household ChemicalWaste Collection Facility has aRecycling Drop and SwapProgram!

Household Chemical WasteCollection Facility3255 Akers DriveColorado Springs

Open Monday - Thursday7:00 am - 5:00 pm

Call 520-7878 for information.Website:

http://www.elpasoco.com.

Are you getting a new DVDplayer for Christmas?.....anew TV?.....a new comput-er?"Now, what to do with myold one?"…..I'VE GOT AN IDEA!!!! Let's recycle it!

One man's trash is anotherman's treasure. But be awareof what items ARE needing tohead to the curb for the trash,and what items might be areal blessing for someone inneed.

19

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CUSTOM HOME FOR RENTOff County Line Rd. 6 bedrooms / 4 baths, 3 car garage. $2250/mo. Short or long term lease. Pets OK. Owner/Agent. Call Jim: Stiltner Realty - 719-964-3526

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INVESTMENTOPPORTUNITIES

ARE NEW YEAR’SRESOLUTIONS DAUNTING?

Come join us for aWellness Worksop featuring Juice Plus nutritional supportproduct January 14 (7 to 8:30 p.m.) and January 17 (1:00 to 2:30 p.m.) at the Wood-moor Barn. Enjoy a free yoga demonstration. Learn howyoga can help improve and maintain good health. For moreinformation contact Sue Hippe at 719.332-7114.

STYLIST WANTEDBOOTH RENT

Are you ready to go out on your own and make more money? Mountain Air Salon in Monumentis looking for stylists. Best rent in town. Group health insurance available. 2 weeks FREE rent!

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God Bless America!

IMPROVE YOUR HOME TODAYFOR ADDED COMFORT, SPACE AND VALUE!

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Jeff Burum, CPA, MBA, MA, IAR has 22 years of experience specializing in providing comprehensive tax and financial services for businesses and individuals. He is a former instructor of individual, corporate, partnership, estate and trust taxation, and Assistant Professor of accounting and taxation at Colorado Technical University, Regis University, and Education America College. He is also the former Chief of Budget at the United States Air Force Academy where he managed a $300M operating budget, past President of the Colorado Springs Chapter of the Colorado Society of Public Accountants, a Desert Storm/Desert Shield Veteran, and a 1984 Air Force Academy graduate.

Securities,insurance, and annuities offered through The Leaders Group, Inc; Investment advisory services offered through TLG Advisors, Inc. Member SIPC/FINRA

TAX SEASON IS COMING...ARE YOU READY?

Snippetz Issue 426

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Transcript of Snippetz Issue 426