Snippetz Issue 437

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Larry E Stiltner Agency 481 Hwy 105 Suite 212 (719) 481-8382 Bus Monument, CO 80132 All your protection under one roof. ©1997 American Family Mutual Insurance Company and its Subsidiaries Home Office – Madison, WI 53783 www.amfam.com NA-07497 Rev. 1/03 719-488-1400 www.monumentcoins.com [email protected] In the MONTEVERDE Center 325 2nd St. Suite U, Monument Co Bring this ad to receive an Extra 5% when we buy your Gold NOW OPEN MONUMENT COINS Buy • Sell • Trade…Coins, Gold & Silver Get TOP DOLLAR in CA$H for your OLD GOLD Jewelry! Host a Gold Party with your Friends, And Receive Extra Cash!!! Al Dobrick - 30 Years Exp 24 Month Certificate of Deposit 2.07% APY* A SPECIAL BRAND OF ACCOUNTS Minimum Deposit $500.00 Penalty for Early Withdrawal *Rates subject to change *APY based on quarterly compounding Annual Percentage Yield as of November 9, 2009 FIRST NATIONAL BANK MONUMENT 625 Hwy 105 Member 719-481-0008 11 Month Certificate of Deposit 1.22% APY* Minimum Deposit $500.00 Penalty for Early Withdrawal *Rates subject to change *APY based on quarterly compounding by Deborah Stumpf S n I p p e S n I p p e t z ® t z OF NORTHERN EL PASO COUNTY & LARKSPUR SNIPPETZ COOKS UP SOME POTATO SNIPS © 2010 - FUNDER ENLIGHTENING INC. FREE WEEKLY ISSUE 437 MARCH 15, 2010 Janet Susan Terry 430 Beacon Lite Rd. #155, Monument (719) 481-6555 Potato Snips... Continued on Page 2 “Money is the root of all evil, and yet it is such a useful root that we cannot get on without it any more than we can without potatoes.” Louisa May Alcott, American novelist A burger and fries; steak and baked potato; tur- key and mashed potatoes: They go together like a horse and carriage; love and marriage; peanut butter and jelly; bees and honey; cup and saucer. AMERICANS LOVE THEIR POTATOES! Potato products are the second – dairy products are No. 1 - most consumed food in the United States. Potato chips rank first among snacks worldwide. To celebrate, every year March 14 is designated as National Potato Chip Day. But the snack is just a chip off the old block – the potato, that is. Contrary to popular belief, the potato did not originate in Ireland. The potato had its beginnings in the Andes Moun- tains of South America.

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SNIPPETZ COOKS UP SOME POTATO SNIPS

Transcript of Snippetz Issue 437

Page 1: Snippetz Issue 437

All your protection under one roof.

©1997 American Family Mutual Insurance Company and its SubsidiariesHome Office – Madison, WI 53783

www.amfam.comNA-07497 Rev. 1/03

Larry E Stiltner Agency481 Hwy 105 Suite 212(719) 481-8382 BusMonument, CO 80132

All your protection under one roof.

©1997 American Family Mutual Insurance Company and its SubsidiariesHome Office – Madison, WI 53783

www.amfam.comNA-07497 Rev. 1/03

Larry E Stiltner Agency481 Hwy 105 Suite 212(719) 481-8382 BusMonument, CO 80132

All your protection under one roof.

©1997 American Family Mutual Insurance Company and its SubsidiariesHome Office – Madison, WI 53783

www.amfam.comNA-07497 Rev. 1/03

Larry E Stiltner Agency481 Hwy 105 Suite 212(719) 481-8382 BusMonument, CO 80132

719-488-1400www.monumentcoins.com

[email protected] the MONTEVERDE Center

325 2nd St. Suite U, Monument Co

Bring this ad to receive an Extra 5% when we buy your Gold

NOW OPEN

MONUMENT COINSBuy • Sell • Trade…Coins, Gold & Silver

Get TOP DOLLAR in CA$H

for your OLD GOLD Jewelry!Host a Gold Party with your Friends,

And Receive Extra Cash!!!

Al Dobrick - 30 Years Exp

24 MonthCertifi cate of Deposit

2.07% APY*

A SPECIAL BRAND OFACCOUNTS

Minimum Deposit $500.00Penalty for Early Withdrawal*Rates subject to change*APY based on quarterly compoundingAnnual Percentage Yield as of November 9, 2009

FIRST NATIONALBANK MONUMENT625 Hwy 105

Member 719-481-0008

11 MonthCertifi cate of Deposit

1.22% APY*Minimum Deposit $500.00Penalty for Early Withdrawal*Rates subject to change*APY based on quarterly compoundingAnnual Percentage Yield as of November 9, 2009

by Deborah Stumpf

FIRST NATIONALBANK MONUMENT625 Hwy 105

Member 719-481-0008

11 MonthCertifi cate of Deposit

1.22%Minimum Deposit $500.00Penalty for Early Withdrawal*Rates subject to change*APY based on quarterly compoundingAnnual Percentage Yield as of November 9, 2009

SnIppeSnIppetz®

tznnInnnnnnnnnnnIIIIIIIIIpppppppppppppppp zzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzOF NORTHERN EL PASO COUNTY & LARKSPUR

SNIPPETZ COOKS UPSOME POTATO SNIPS

© 2010 - FUNDER ENLIGHTENING INC. • FREE WEEKLY • ISSUE 437 • MARCH 15, 2010

Janet Susan Terry

430 Beacon Lite Rd. #155, Monument(719) 481-6555

Potato Snips... Continued on Page 2

“Money is the root of all evil, and yet it is such a useful root that we cannot get on without it any more than we can without potatoes.” —Louisa May Alcott, American novelist

A burger and fries; steak and baked potato; tur-key and mashed potatoes: They go together like a horse and carriage; love and marriage;

peanut butter and jelly; bees and honey; cup and saucer.

AMERICANS LOVE THEIR POTATOES! Potato products are the second – dairy products are No. 1 - most consumed food in the United States. Potato chips rank fi rst among snacks worldwide. To celebrate, every year March 14 is designated as National Potato Chip Day. But the snack is just a chip off the old block – the potato, that is.

Contrary to popular belief, the potato did not originate in Ireland. The potato had its beginnings in the Andes Moun-tains of South America.

Page 2: Snippetz Issue 437

Potato Snips... Continued from Page 1

2

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ALL RIGHTS RESERVED © 2010PUBLISHED BY FUNDER ENLIGHTENING, INC.

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(719) 487-0484email: [email protected]

NEXT WEEK IN SNIPPETZ

FEATURE ARTICLESTai Yi - Missing The Mark... 6

Moments In Time... 8

Senior News Line... 12

Strange But True... 13

STYLE 5Kim’s Korner

REAL ESTATE 9Robin’s Rap... 9

HEALTH AND WELLNESS 10-11To Your Good Health... 11

CLASSIFIED PAGE 13GREAT BARGAINS - Find Your Treasure!

Business / Employment Opportunities

THE DINING GUIDE PAGES 13-15Patricia’s Café... 15

Good Housekeeping One... 15

PUZZLES, TRIVIA,ENTERTAINMENT 16-17

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BUSINESS AND FINANCEPAGES 18-19

Financial Focus ... 18

It’s The Law: The Marriage Zone ... 19

Dollars and Sense... 19

SNIPPETZ®

OF NORTHERN EL PASO COUNTY & LARKSPUR

Potato Snips... Continued on Page 3

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SNIPPETZ INDULGES IN SCRUMPTIOUS AND SUMPTUOUS CHOCOLATE

THE ROOTS OF THE POTATOAround 200 B.C., the Inca Indians of Peru began to culti-vate potatoes, which were not only used for eating. Raw slices were placed on broken bones to promote healing; a few potatoes slung over the shoulder prevented rheuma-tism; and potatoes eaten with other foods prevented indi-gestion.

The fi rst European to discover the potato was a Spaniard, who came across the potato on an expedition to South America in 1536. Although the potato was hardy and nu-tritious, the Spanish colonies considered the potato food for the under classes.

It took three decades for the potato to fi lter throughout Europe, but it was still regarded as food for the paupers. The upper class also thought the potato was poisonous. A potato exposed for too long turned green; the green skin harbored solanine, a bitter tasting substance, which caused illness in humans, which caused a belief that potatoes were unhealthy.

In the 1780s, Ireland began to cultivate potatoes because they were abundant and nutritious. According to histori-ans, the potato could have been the reason for a population explosion in Ireland in the early 1800s. One acre of pota-toes could feed 10 people.

The potato became a staple in Ireland; and, when a fungus destroyed Ireland’s potato crop in 1845, a severe potato famine devastated the Irish.

THE POTATO FAMINE OF IRELANDDuring the summer of 1845, soon after the farmers had dug their potatoes from the ground, the potatoes turned into a black, slimy, decayed mess. Much of Ireland’s po-tato crop was a failure. When news of the blight reached London, the British prime minister established a commis-sion to research the situation. The commission reported that more than half of Ireland’s potato crop could perish because of the “wet rot.” An airborne fungus believed to have originated in Mexico was the culprit behind the po-tato crop destruction.

The Irish relied heavily on the potato as food. Without it, they would starve. But during the fi rst year of the potato famine, deaths from starvation were minimized when the British began importing Indian corn from America. Much to their chagrin, the potato blight continued the next year and two more – not a potato to be found in most of Ireland. Even so, the British government put a halt to the Indian corn import because they didn’t want to rely on food from abroad, although they continued to export grain that could have been given to the Irish.

Without the corn, the Irish began to live off wild black-berries, cabbage leaves, seaweed, turnips and even green grass. Ireland’s poor also sold their livestock and posses-sions, including their clothes, to buy food, but then food costs soared. Although plentiful, fi sh weren’t an option. The waters off the West Coast of Ireland were too deep for the small fi shing boats.

To top off their misery, in 1846 and 1847, the usually mild winters of Ireland turned bitterly cold, and a change in wind direction brought one blizzard after another, burying houses in drifts.

Throughout the famine years, many of the Irish died from hunger; some died from related diseases like typhus, dys-entery and a highly contagious fever, named Black Fever because it blackened the skin and was spread by lice. Doc-tors, priests and others who helped the sick also died from the fever.

Ireland’s potato famine cut the population in half and then some, from 9 million to 4 million. People either died or migrated to places like Great Britain, Canada and the U.S. Finally, in 1883, French botanist Alexandre Millardet de-veloped an effective fungicide.

AMERICA AND THE POTATOThe fi rst potato in the U.S. was planted in 1837; but, through the 1850s, Americans considered the potato food for the animals. Even in mid-19th Century, the Farmer’s Manual recommended that farmers grow potatoes near hog pens “as a convenience for feeding the hogs.”

But the potato industry started to bloom when American horticulturist Luther Burbank developed the Russet potato. The Russet was more disease resistant, so Burbank intro-duced the Russet to Ireland. At the same time, the “Russet Burbank” potato began appearing throughout Idaho. And so it goes – Idaho’s fame as the U.S. capital of potatoes.

POTATO PRODUCTION• Thirty-six states in the U.S. produce potatoes.• Idaho is the No. 1 in potatoes in the U.S., producing one-third, followed by Washington, Wisconsin, North Dakota and Colorado. • Potatoes yield 39,300 pounds per acre.• The average farm price is $7.33 per 100 pounds; the yearly value of potato production is $3.2 billion.

SNIPPETZ COOKS UPSOME POTATO SNIPS

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SNIPPETZ®

OF NORTHERN EL PASO COUNTY & LARKSPUR

Potato Snips... Continued from Page 2

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There are seven types of potatoes. The Rus-set is the most popular in the U.S. • Russet• Long White• Round White• Round Red • New (any potato that comes in from the fi eld, instead of storage)• Yellow Flesh• Blue and purple (originated in South America – becoming more popular in the U.S.

POTATO STUFF• The potato is 80 percent water and 20 percent solids.• England is home to the largest potato ever grown. It was 1795 and the potato weighed 18 lbs. 4 ounces, according to the Guinness Book of World Records.• The restaurant that serves the highest volume of baked potatoes in the world is in San Juan, Puerto Rico – aptly called, The Hot Potato. • Potato-based alcohol fueled German planes in World War II. • During the Alaskan gold rush, miners traded gold for potatoes because of the vi-tamin C value. • On the South Atlantic island of Tristan da Cunha, potatoes were at one time used as the country’s unoffi cial currency. • The Scottish refused to eat potatoes be-cause the vegetable was not mentioned in the Bible. • The average American eats 126 pounds of potatoes a year.• The potato was the fi rst vegetable grown in outer space. The spud in space experi-ment took place in 1995 aboard the Colum-bia. • French fries were fi rst served in the U.S in the White House in 1802, under Presi-dent Thomas Jefferson. Today, more than 4 million tons of French fries are consumed in the U.S. each year.

A SPUD FOR HEALTHSometimes potatoes get a bad rap nutrition-wise, but they have nutritional value.• One medium size potato has 45 percent of the recommended daily dose of Vitamin C. • A medium potato is 110 calories, with no fat or cholesterol (hold the butter and sour cream, please). • Potatoes contain more potassium than bananas – 18 percent of the recommended dose per day. • A medium potato has 3 grams of fi ber, which is great for the digestive system and reducing risks of cancer and heart disease. • The potato is a complex carbohydrate – an excellent source of energy for the body. • Antioxidants in potatoes are among the highest of all vegetables – and to set the record straight, the potato is a vegetable. Antioxidants protect cells by neutralizing the effects of free radicals. Potatoes also contain glutathione, an antioxidant that protects against some cancers.

SPUD FOLK REMEDIESMany thought the potato was the end-all for everything from illness to good luck.

• Wash your face daily with cool potato juice to treat blemishes.• Apply a raw grated potato or potato juice to frostbite or sunburn. • Relieve a toothache by carrying a potato in your pocket. • Put a slice of a baked potato in a stock-ing and tie it around your throat to relieve a sore throat.• Rub aches and pains with the water left-over from boiling potatoes.

POTATO MYTHS• Laying a potato peel at the door of a girl on May Day denoted a dislike for her. • Rub a wart with a cut potato and bury the potato in the ground. As the potato rots, the wart will disappear! • A pregnant mother should not eat po-tatoes or her baby will be born with a big head (see Mr. Potato Head).

MR. POTATO HEADThe potato was the model for one of the most popular toys in the 1950s and 1960s. A plastic replica of a potato was used as a base for attaching a wide array of plastic parts, from eyebrows to eyeglasses, to cre-ate different faces.

In 1949, George Lerner manufactured the fi rst Mr. Potato Head and began distribut-ing it in 1952. Mr. Potato Head was the fi rst toy ever advertised on television. In 1953, along came Mrs. Potato Head and a variety of accessories. Over the decades, Mr. Po-tato Head enjoyed immense popularity and widespread notoriety.

• In 1986, Mr. Potato Head became the “spokespud” for the annual Great Ameri-can Smokeout. In a display of cooperation, Mr. Potato Head gave up his little plastic pipe (one of those attachments) to then Surgeon General C. Everett Koop.

• In 1995, Mr. Potato Head hit Hollywood head on with a lead role in “Toy Story.” Four years later, he starred in “Toy Story 2.”

• In 2000, Mr. Potato Head was inducted into the Toy Hall of Fame.

• In 2001, Mr. Potato Head had his own comic strip.

LAST BUT NOT LEAST:THE POTATO CHIP

In 1853, at a fashionable restaurant/resort in Sarasota Springs, New York, railroad magnate Cornelius Vanderbuilt sent his fried potatoes back to the kitchen because they were too thick.

Just to spite Vanderbuilt, Chef George Crum sliced the potatoes thin as paper, fried them in oil and salted them and sent them to Vanderbuilt’s table. Surprising everyone, Vanderbuilt loved what would fi rst be re-ferred to as “Saratoga Crunch Chips.” The potato chip was born. About 1.2 billion lbs. of chips – America’s favorite snack food – are consumed each year.

In 1932, Herman Lay founded the Lay po-tato chip factory in Atlanta, Georgia. Lay promoted the chips throughout the South, creating the fi rst successful national brand.

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SNIPPETZ®

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SNIPPETZ®: STYLE & THE LOCAL SCOOP

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Tile tends not to wear out if it is properly selected and installed. However, sometimes

tile that is not designed to withstand heavy traffi c is installed in an area of heavy traffi c, and begins to show wear. If this is the case with your tile, consult a tile fl ooring professional to see if your tiles can be treated or reconditioned to restore them and prepare them for future wear. If this is not possible, replace your worn tiles with tiles designed to withstand the stresses of the location where they will be installed. There are tile rating

systems that can help you purchase the appropriate replacement tiles.

As you begin to shop, you’ll fi nd that a wide variety of tile brands are available. Some major manufacturers produce tiles in many styles and colors. Other brands, however, can be very specialized and might produce tile using one technique, utilizing a design from a geographic region, or for specifi c home applications. Tile can be found in large home improvement stores like Home Depot and Lowes, but higher end brands are only on display

in specialized showrooms.

Installing tile is a skill, but it is a skill that can be learned. Successful tile installation requires careful preparation and planning, some design sense, and the ability to cut, lay out, and secure the tiles.

Laying tile is a common and satisfying home project. However, a majority of homeowners choose to use professional installers rather than to do-it-themselves. Professional installers may be aware of some design options and techniques that you may not be familiar with. They will be able to anticipate challenges that may be unique to an environment. If you have spent many thousands to remodel your bathroom or tens of thousands to remodel your kitchen, consider using a fl ooring tile professional to install your tile to ensure that the results are equal to the rest of your remodeling investments.

Tile fl ooring requires a subfl oor or substrate that is fl at and infl exible. The subfl oor must be fl at to that the tiles adhere and so that foot traffi c will not force the tiles off its adhesive. A fl exible board may enable you to lay your tile fl at and yield a success initial installation, but foot traffi c the causes the subfl oor to fl ex will eventually result in the tiles coming loose. If you are working with a tile installation professional, they will be able to evaluate your requirements for subfl oor and install it themselves. If the tile is being installed in a bathroom

or kitchen, the subfl oor may need to be waterproofed prior to the tile be laid.

There are four major variables to consider in the purchase of tile.

1. Size: Standard tiles can be a small as 1/4” square and as large as 12” square. If you are tiling a large fl oor, large tiles tend to look better and more appropriate. Large tiles also are less labor intensive to install, and large tiles work well in high-traffi cked entry foyers and kitchens because less of the fl oor is comprised of harder-to-clean grout. Smaller areas can benefi t from the use of small tiles, and small tiles used on a bathroom fl oor have the advantage of being less slippery because more of the fl oor surface is grout.

2. Shape: Tiles come in many geographic shapes. Shapes be used uniformly or different shapes of tile can be combined on the same fl oor.

Next Week: The conclusion of

“Your Guide to Understanding Tile”

Page 6: Snippetz Issue 437

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SNIPPETZ®: THE LOCAL SCOOP

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The ancient Greek defi nition of SIN has nothing to do with religion. It means ‘missing the mark’. More spe-cifi cally, it means moving away from one’s pathway. How many people chose to not create something different because family may not have approved of that particular pathway, it seemed too daunting, the unknown created fear, or the expectations were that the person needed to follow family tradi-tion? So therefore, that person missed the mark and created SIN? The result or outcome of creating SIN is lack of enjoyment and passion for life. One might feel he or she was ‘supposed’ to do something different with his or her life and feel unfulfi lled in the current situation.

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Monument, CO Jeff Burum, CPA, MBA LLC will be hosting two seminars in March at the Jackson Creek Commerce Center. On March 19th, Jeff Burum and Mitch Hersch, of Pacifi c Life, will be holding a seminar on Roth Conversions and on March 25th, Jeff Burum will be hosting a seminar on New Business Start-Ups.

March 19th Jeff and Mitch will be discussing changes to the internal revenue codes which facilitate conversions from traditional IRA’s to Roth IRA’s. He will then discuss the advantages and disadvantages, as these changes may affect an individual’s current and future taxation as well as future fi nancial planning.

March 25th On this date, Jeff will present, in depth, many issues regarding the intricacies of starting a business in today’s economy. From determining your business’s entity type to establishing a consistent accounting method, Jeff will bring everything full circle. Additionally, there are many federal tax responsibilities

one should be aware of when starting a business, most of which will be talked about. If you are considering going into business for yourself, then this seminar is for you.

Jeff Burum, CPA, MBA, MA, IAR has 22 years of experience in income and estate tax planning. He is an independent, Investment Advisor Representative and provides comprehensive fi nancial services for businesses and individuals through his brokers The Leaders Group, Inc. and TLG Advisors, Inc. He is a former instructor of individual, corporate, partnership, estate and trust taxation, and an Assistant Professor of accounting and taxation at Colorado Technical University. He is also the former Chief of Budget at the United States Air Force Academy where he managed a $300M operating budget, past President of the Colorado Springs Chapter of the Colorado Society of Public Accountants, a Desert Storm/Desert Shield Veteran, and a 1984 Air Force Academy graduate. Jeff opened his second offi ce in Monument, CO in November, 2009.

Both seminars will be lunch-ins from 11:30-1:00 and held in suite 300 at the Jackson Creek Commerce Center; 16055 Old Forest Point, Monument, CO 80132. To receive additional information please call 719.488.5637 or 719.596.3718, or contact us via email at [email protected].

Page 7: Snippetz Issue 437

SNIPPETZ®: THE LOCAL SCOOP

7

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Page 8: Snippetz Issue 437

8

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• On March 17, 461 A.D., Saint Patrick -- Christian missionary, bishop and apostle of Ireland -- dies in Saul, Downpatrick, Ireland. The fi rst St. Patrick’s Day parade, though, took place not in Ireland, but the United States, when Irish soldiers serving in the English military marched through New York City in 1762.

• On March 19, 1842, French writer Hon-ore de Balzac’s play “Les Ressources de Quinola” opens to an empty house thanks to a failed publicity stunt. Hoping to create a buzz for the play, the writer circulated a rumor that tickets were sold out. Unfortu-nately, most of his fans stayed home.

• On March 20, 1920, French automaker Bugatti delivers its fi rst 16-valve car, to a customer in Swit-zerland. A symbol of wealth and status, Bugatti automobiles were equipped with massive racing en-gines. The renowned American dancer Isa-

dora Duncan was driving in a 16-valve Bu-gatti when her trademark long scarf caught in the rear wheel of the vehicle, and she was instantly strangled to death.

• On March 18, 1937, nearly 300 students in the east Texas town of New London are killed when a natural gas explosion levels their school. The school sat in the middle of a large oil and natural gas fi eld domi-nated by 10,000 oil derricks.

• On March 15, 1954, the Chords record “Sh-Boom” and kick off a new era of “doo-wop” music. Doo-wop hits included “Earth

Angel” by the Penguins, “In the Still of the Night” by the Five Satins and “Book of Love” by the Monotones.

• On March 21, 1963, Alcatraz Prison in San Francisco Bay closes down and trans-fers its last prisoners. At its peak in the 1950s, “The Rock” housed more than 200 inmates at the maximum-security facility. Alcatraz remains an icon of American pris-ons for its harsh conditions and record for being inescapable.

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• On March 16, 1977, author Alex Haley fi les suit against Doubleday, publisher of “Roots,” for not promoting the book and failing to land a competitive paperback contract. “Roots” was made into a televi-sion miniseries, which attracted some 100 million viewers when it aired in January 1977.

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Page 9: Snippetz Issue 437

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SNIPPETZ®: REAL ESTATE

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Did you know that indoorair is typically far more pol-luted than outdoor air?

In the late '80s, NASA studiedhouseplants as a way to purify theair in space facilities. They've foundthat many common houseplants helpfight indoor air pollution.

We know that plants absorb car-bon dioxide and release oxygen aspart of the photosynthetic process.Now researchers have found thatsome houseplants are better atremoving formaldehyde from the air,while others do a better job on ben-zene or trichloroethylene. (No plantshave been found to be much helpwhen it comes to tobacco smoke.)

Most homes are constructed withsynthetic carpeting, fabrics, laminat-ed counters and other materialsknown to "off-gas" pollutants into theinterior environment.

And then with the "energy crisis"concerns, we insulate our homes sotight that indoor pollutants havenowhere to go. This unfortunatelyhas resulted in the "sick home syn-drome."

Fortunately there is an inexpen-sive, fun, beautiful solution!!!!Houseplants! Here are the top 15Houseplants that eat Bad Air!

Aloe (Aloe vera) - This succulenthelps clear formaldehyde and ben-zene, which can be a byproduct ofchemical-based cleaners and paints.

Spider plant (Chlorophytumcomosum) - This plant battles ben-zene, formaldehyde, carbon monox-ide and xylene, a solvent used in theleather, rubber and printing indus-tries.

Gerber daisy (Gerbera jamesonii)This plant is effective at removingtrichloroethylene, which is in drycleaning and also filters out the ben-zene that comes with inks.

Snake plant (Sansevieria trifasci-ata 'Laurentii') - “Mother-in-law'stongue” is one of the best for filteringout formaldehyde, common in clean-ing products, toilet paper, tissuesand personal care products.

Golden pothos (Scindapsusaures) - Powerful for tacklingformaldehyde. Consider it near yourgarage since car exhaust is filledwith formaldehyde.

Chrysanthemum (Chrysantheiummorifolium) - This bloom helps filterout benzene, which is commonlyfound in glue, paint, plastics anddetergent.

Red-edged dracaena (Dracaenamarginata) - This plant is best forremoving xylene, trichloroethyleneand formaldehyde, which can beintroduced to indoor air through lac-quers, varnishes and gasoline.

Weeping fig (Ficus benjamina) -A ficus filters out formaldehyde, ben-zene and trichloroethylene which arecommon in carpet and furniture.

Azalea (Rhododendron simsii) -Combats formaldehyde from sourcessuch as plywood or foam insulation.

English ivy (Hedera helix) - If youhave pet that have accidents inside,this plant was found to reduces air-borne fecal-matter particles. It hasalso been shown to filter outformaldehyde found in some house-hold cleaning products.

Warneck dracaena (Dracaenaderemensis 'Warneckii') - Combatpollutants associated with varnishesand oils with this dracaena.

Bamboo palm (Chamaedoreasefritzii) - This plant tops the list asbest for filtering out both benzeneand trichloroethylene. Also placearound furniture that could off-gassformaldehyde.

Heart leaf philodendron(Philodendron oxycardium) - Thisclimbing vine plant isn't a goodoption if you have kids or pets - it'stoxic when eaten. It is particularlygood at battling formaldehyde fromsources like particleboard.

Peace lily (Spathiphyllum 'MaunaLoa') - This plant topped NASA's listfor removing all three of most com-mon VOCs - formaldehyde, benzeneand trichloroethylene. It can alsocombat toluene and xylene.

Page 10: Snippetz Issue 437

10

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Page 11: Snippetz Issue 437

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MINERAL OILWON’T KEEP

YOU REGULARDEAR DR. DONOHUE: My father is 88 and quite headstrong. He has taken a daily dose of mineral oil for years and years. He says it keeps him regular. Should he continue to do this? Could it harm him? -- K.H.

ANSWER: Mineral oil was once a fa-vorite treatment for constipation and for its prevention. It’s not a great way to combat either. It interferes with the absorption of vitamins A, D, E and K, and it can block absorption of other nu-trients. He should take it before eating or before taking any medicines or vi-tamins. If it goes down the wrong way -- into the lungs rather than the stomach -- it causes pneumonia.

Your dad is 88. I take it he is in reason-able health. He’s been taking mineral oil for years and years without facing any consequences. I would mention to him that this isn’t a good idea. However, he is at an age when he can do most any-thing he wants. If he objects, I wouldn’t push matters too hard.

The booklet on constipation and its treatment deals with this common prob-lem in depth. Readers can order a copy by writing: Dr. Donohue -- No. 504W, Box 536475, Orlando, FL 32853-6475. Enclose a check or money order (no cash) for $4.75 U.S./$6 Canada with the recipient’s printed name and address. Please allow four weeks for delivery.

***

DEAR DR. DONOHUE: If a person is all alone and choking from something caught in the throat, this person cannot perform the Heimlich maneuver on him-self. Would it be good for that person to insert a fi nger into the back of the throat to provoke regurgitations and clear the airway? -- C.

ANSWER: If food or anything else gets caught in the windpipe (the trachea), a solo person can dislodge it by bending over a sturdy chair so the abdomen, just above the navel (bellybutton), rests on the top of the chair. A kitchen chair with a wooden back is a good choice. Then the person pushes the abdomen with an in-ward and slightly upward thrust against the top of the chair. It should generate a burst of air through the windpipe to dislodge whatever is stuck there. Repeat the thrust as many times as necessary. If a chair is unavailable, then make a fi st with one hand and cover it with the other hand. Put the fi st in the same loca-tion, above the navel, and make a force-ful inward and upward thrust. Repeat as needed.

The forced vomiting idea isn’t a good one. Vomited material leaves the stom-ach and enters the mouth through the esophagus. It doesn’t unblock the tra-chea.

***

DEAR DR. DONOHUE: Do you lose more nutrients from vegetables when you cook them in a microwave than when you cook them on a stove? -- A.T.

ANSWER: You lose fewer vitamins and minerals when you microwave veg-etables than when you cook them on top of a stove. Little water is needed when microwaving, so nutrients don’t pass out of the vegetables and into the water.

***

Dr. Donohue regrets that he is unable to answer individual letters, but he will incorporate them in his column when-ever possible. Readers may write him or request an order form of available health newsletters at P.O. Box 536475, Orlando, FL 32853-6475.

(c) 2010 North America Synd., Inc.

All Rights Reserved

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Page 12: Snippetz Issue 437

12

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You have to love an inven-tive mind. There’s a man in Maine who has developed a

nifty pill-reminder device called a MedMinder. He’s even given the de-vice a pet name: Maya.

Maya has 28 compartments, each containing a small pill cup. When fi lled, Maya holds a week’s worth of medication to be taken up to four times per day. The device plugs into the wall and runs over wireless tech-nology from MedMinder’s server, but you don’t have to have a comput-er or any kind of Internet service.

The refi ll trays can be fi lled by you, your caregiver or even your local pharmacy.

When it’s time to take a pill, the cor-rect compartment will fl ash. You open the lid and remove the cup with the pills and return the empty cup. If the medication isn’t taken, an alert

will sound as a reminder. After a lit-tle while, if the pill still isn’t taken, a caregiver or relative will get a phone call, e-mail or text message.

Here are only a few of the “alert” sit-uations the MedMinder will address: medication not taken, medication cup not returned to device, reminder to refi ll the box, refi ll started but not fi nished, power lost and device is running on battery, and more.

MedMinder isn’t cheap. You’re re-quired to pay a refundable $150 de-posit and then $29.95 a month will be charged to your credit card. You get the deposit back if you return the unit. But there’s a no-risk one-month-free trial, and you don’t have to sign a contract. Right now Med-Minder trying to get Medicare to pay for the device and service, which is a great idea.

You can learn more at www.med-minder.com, or by calling 1-888-633-6463. If you go online, there is a short video explaining how Maya works.

Matilda Charles regrets that she cannot personally answer reader questions, but will incorporate them into her column whenever possible. Write to her in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to [email protected].

(c) 2010 King Features Synd., Inc.

MEDMINDER IS NIFTY PILL

REMINDER DEVICENintendo Wii’s - $150

Vizio LCD HD TV’s - $295Apple iPod Touch’s - $150

http://www.PikesPeakTraders.com

(719) 694-3760 Locally owned and operated

WE HAVE FIREWOOD FOR SALE!!Many types of fi rewood available:

Ponderosa pine,Lodgepole pine, Pinon pine,Juniper and Cottonwood

We deliver it to you -- dependable and courteous service

PLEASE CALL FOR RATES... (719) 491-4811

HOUSE FOR SALE BY OWNERReduced to $330,099.00. 4830 Templeton Gap Road, Colorado Springs 80918. 3627 sq ft home. Selling below appraisal. 6 BdRm, 3 1/2 bath, 3 car garage. A must see. (719) 592-1385

REAL ESTATEFOR SALE

Once you’ve triedour service, you’ll know

why we’re calledCUSTOMER’S CHOICECall today for a FREE quote

487-9713 or 351-7476

ACCOUNTANTTHE WALSH COMPANY

430 Beacon Lite Road #155 Monument 481-6555 - [email protected]

Individual and Business Tax Returns. Payroll, bookkeeping and fi nancial

statement accounting services.

HELP WANTED

PINZ is in need of a nighttime porter. Responsibilities include pin chasing,

busing tables, cleaning and other duties at the request of the Manager on Duty.

Must be self-directed and self-motivated and a high-school graduate or GED.

Stop by PINZ to fi ll out an application. 855 Highway 105, Palmer Lake.

SERVICES

Page 13: Snippetz Issue 437

13

SNIPPETZ® LOCAL SCOOP / DINING GUIDE

Samantha Weaver

• It was longtime U.S. Congressman from Minnesota Eugene J. McCarthy who made the following sage obser-vation: “It is dangerous for a national candidate to say things that people might remember.” • You may not be surprised to learn that the portions offered in fast-food restaurants have increased in size dur-ing the past few decades, but you may fi nd the amount of the increase to be shocking: Portions are now anywhere from two to fi ve times as large as they were in 1980. • Because fortunetelling is considered to be a form of witchcraft in Austra-lia, psychic readings are illegal Down Under. • Talk about a serious typo: In 2008, the Chilean mint issued thousands of cop-ies of a coin with the country’s name spelled “Chiie” instead of “Chile.”

• Tibet is the only country in the world whose national fl ag is not in the shape of a rectangle.

• In December of 1811, parts of the Mississippi River fl owed backward due to an earthquake in the region.

• A survey of elementary-school kids reveals that 66 percent of youngsters think that glasses make a person look smarter, while 57 percent think people who wear glasses look more honest.

• The world’s longest-lasting light bulb, which can be found in a fi re station in Livermore, Calif., has been in use for 107 years. Experts say that the bulb’s extremely low wattage and the fact that it is rarely turned on and off have con-tributed to its longevity.

• The world’s most fi lmed story is “Cin-derella,” followed by “Hamlet.”

***

Thought for the Day: “The reasonthat fi ction is more interesting than any other form of literature, to those who really like to study people, is that in fi c-tion the author can really tell the truth without humiliating himself.” -- Jim Rohn

(c) 2010 King Features Synd., Inc.

THE UPS STORE HAS NEW OWNERS...AND WE ARE PROUD TO BE A PART OF THE COMMUNITY!

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Safeway Shopping Center

• The world’s most fi lmed story is “Cin-

“The reasonthat fi ction is more interesting than any other form of literature, to those who really like to study people, is that in fi c-tion the author can really tell the truth

ERIC’SEEERICRICRIC

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Tri-Lakes Center for the Arts Presents

January 23 Rob Drabkin - Solo acoustic concert Sat. 7:30 pm featuring Rob’s latest CD release. Voted Colorado’s Best Singer-Songwriter by Westword Music for ‘08 and ‘09!

February 13 Sammy Dee Band - Get a taste of Sat. 7:30 pm Louisiana Texas Style Blues while celebrating Valentines and Mardi Gras all in one night!

February 27 Wendy Woo & Robin Hoch - Acoustic Sat. 7:30 pm duo with Wendy on guitar and Robin on viola are back by popular demand!

March 12 Chuck Pyle - The Zen Cowboy is always Fri. 7:30 pm intriguing the audience with his humble, yet straight forward infectious melodies.

March 21 Hausmusik String Quartet - Chamber Sun. 2:30 pm music at its finest!

Contact the Tri-Lakes Center for the Arts or visit our website at www.trilakesarts.org

for more detailed information. 719-481-0475 * 304 Hwy 105 * Palmer Lake, CO

March 21Sunday, 2:30 PM

Hausmusik String Quartet Chamber music at its fi nest!

March 27Saturday, 6:00 PM

Bubba’s Killer Grits - Melodrama Dinner Theatre.

April 1,2 & 3 7:00 PMAn Evening at the Theatre - Man of the House and Un-der Jekyll’s Hyde

Ice Cream Makerfor a Day

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OPEN 7 DAYS A WEEK!

Mon-Thurs ---- 2PM - 8PMFri & Sat ---- 12PM - 9PM

Sun ---- 12PM - 6PM

Page 14: Snippetz Issue 437

14

SNIPPETZ® DINING GUIDE

NOWCATERING!CATERING!CATERING!

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Open at 4:30 Wed-Mon • CLOSED TUESDAY

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Spaghetti Supper

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AVAILABLE FOR PRIVATEPARTIES AND CATERING

MARCH SPECIALSCoffee Cup Café251 Front Street, Monument 80132

(719) 488-0663 www.coffeecupmonument.com

6 am - 3 pm 7 days a week!

Your Local Ale House!

Early Bird Special

$2.99 Breakfast!2 Eggs, Bacon or Sausage, Country Fries & Toast

@ Both Locations!Mon thru Fri Before 9am

Like Beer?23 Crafts on Tap!

99¢ Sliders!Monday thru Friday at Both Locations!

Happy Hour Everyday! 2pm to 6pm

$1 Off All Draft Beers$1 Off All Appetizers

A Second Cup13860 Gleneagle Dr, Colorado Springs 80921 (719) 481-6446 www.asecondcup.net

Open starting at 6 am - 9 pm 7 days a week!

All You Can Eat Fish FryEvery Friday Night!

$14.99Fried Mahi Mahi, Shrimp,

and Calamari Fries

Page 15: Snippetz Issue 437

15

SNIPPETZ® DINING GUIDE

Pizza • Pasta • LasagnaSalads • Sandwiches

Beer • Wine

Tuesday - Friday 5 - 9 pmSaturday 11:30 am - 9 pm

4 Hwy. 105 • Palmer Lake719-481-3244

website: http://www.bellapanini.com

GLUTEN FREE - Pizza, Pasta, SaucesTry Our Specials

Tuesday through Thursday!

PATRICIA’S CAFÉ

These Unique and Delicious Recipes are presented to you by Pat McClelland - owner of

Bella Panini in Palmer Lake and Bayou BarBQ in Monument

Check out their websites: http://www.bellapanini.com and www.bayoubarbq.com

CAJUN & BARBQFare

Dine-in or Take-outTuesday - Saturday 11:00am - 8:00pm

481 Hwy. 105, Suite G • Monument, CO(719) 488-2799

Website: BAYOUBARBQ.COM

BAYOUBARBQ

WEDNESDAY ISCATFISH DAY!

GOOD HOUSEKEEPING ONE

IRISHCHICKEN DINNER1 small (about 2 pounds) head green cabbage1 large onion1 bag (8-ounce) carrots2 small (about 1/2 pound) turnips1 cup (loosely packed) spinach leaves1 (3 1/2-pound) broiler-fryer, cut up1 tablespoon salad oil1 tablespoon beef-fl avor instant bouillon10 black peppercorns3 whole cloves1 large bay leaf5 radishes with leaves, for garnish

1. Cut cabbage and onion each into 5 wedges. Cut carrots into 2 1/2-inch pieces. Peel and cut turnips into 1-inch wedges. Cut spinach leaves into 1/4-inch-wide strips.

2. Remove skin and fat from all chicken pieces except wings; cut each chicken breast in half.

3. In 8-quart Dutch oven over medium-high heat, in 1 tablespoon hot salad oil, cook cabbage and onion wedges until lightly browned.

4. Add chicken pieces, carrots, turnips, beef bouillon, peppercorns, cloves, bay leaf and 2 cups water; over high heat, heat to boiling. Re-duce heat to low; cover and simmer 40 minutes, gently stirring occasionally until chicken and vegetables are tender.

5. Divide chicken and vegetables among 5 large soup bowls; top with spinach strips. Into medi-um bowl, pour cooking broth through sieve to discard spices and bay leaf. Spoon broth over chicken and vegetables in soup bowls. Garnish each serving with a radish if you like. Serves 5.

• Each serving: About 275 calories, 8g total fat, 96mg cholesterol, 700mg sodium.

For thousands of triple-tested recipes, visit our Web site at www.goodhousekeeping.com/reci-pefi nder/.

(c) 2010 Hearst Communications, Inc.All rights reserved

24 Hwy. 105 in Palmer Lake

Shakes • Malts • Cones • Sundaes • Banana Splits Root Beer Floats • Chicago Style Hot Dogs

Bratwurst • Soups • Chili

Rock House Ice Cream 488-6917

Serving Anne & Mann’s Gourmet Ice Cream

OPENING TUESDAY, MARCH 23RD

SALAD NICOISE

Dressing

½ c Olive Oil¼ c Red Wine Vinegar2 Tbs Dijon Mustard1 ea Lemon (juiced)2 Tbs Chopped Fresh Basil1 ea Chopped Garlic Clove¼ c Capersto taste Salt & Pepper

1. Mix together well and refrigerate until needed.

Salad

1 12 oz can Chunk Light Tuna3 ea Baby Red Potatoes3 ea Roma Tomatoes½ lb Green Beans (trimmed)½ ea Red Onion3 ea Hard Boiled Eggs½ c Kalamata Olives

1. Boil or steam the potatoes and green beans.

2. Cool completely. 3. Drain tuna and place in the middle of a plat-ter.4. Cut each potato and tomato into 8 wedges and place around tuna on the platter.5. Julienne red onions and place on platter.6. Cut each egg into 4 wedges and place on plat-ter.7. Place green beans and olives on platter.8. Pour dressing over whole salad.

Salad Nicoise (knee-SWAHZ) is a traditional dish from Nice, France. It is usually served with each ingredient arranged around the tuna on a bed of

lettuce but is sometimes cut into smaller pieces and mixed together. Grilled fresh fi sh or smoked fi sh can be used in place of the canned tuna. Grilled chicken would also work. If you are in the mood for some greens add some spinach or some baby greens.

Be creative, have fun and enjoy!!!

Page 16: Snippetz Issue 437

16

(c) 2010 King Features Synd., Inc.

Trivia Test ByMarge Svenson Sports Quiz By

Chris Richcreek

1. TELEVISION: What was the title of the theme song to the sitcom “Cheers”?

2. U.S. STATES: What state’s mot-to is “North to the Future”?

3. MATH: Who is known as the fa-ther of geometry?

4. ASTRONOMY: What are Sat-urn’s giant rings made of?

5. MOVIES: What was the fi rst Pixar fi lm to receive a PG rating?

6. GEOGRAPHY: Where is the Isle of Wight in relation to England?

7. MEDICINE: What is the more common name for the ailment of-fi cially known as “tinea pedis”?

8. AD SLOGANS: What 1960s and ‘70s product warned consumers to “be careful how you use it”?

9. ANIMAL KINGDOM: What is the fastest known bird in the world?

10. GENERAL KNOWLEDGE: What is the birthstone for April?

1. In 1965, Boston’s Tony Coniglia-ro became the youngest home-run champion in American League his-tory. How young was he?2. Adam Dunn hit 40-plus home runs in fi ve consecutive major-league seasons (2004-’08). Who is the only player to do it in seven consecutive seasons?3. Who is the career passing-yards leader at Auburn University?4. Name the fi rst NBA coach to win 1,000 games with the same team.5. Who was the fi rst European player to be taken No. 1 overall in the NHL Draft?6. Dale Earnhardt and Darrell Wal-trip combined to win six of the 10 NASCAR Cup Series champion-ships during the 1980s. Which drivers won the other four?7. The Roger Federer-Andy Roddick fi fth set at Wimbledon in 2009 set a Grand Slam fi nal men’s ten-nis record of 30 games. What had been the mark?

(c) 2010 King Features Synd., Inc.

SNIPPETZ® PUZZLES AND TRIVIA

1. English pop singer Kim Wilde had a hit with “You Keep Me Hangin’ On” in 1986. Name the group that originally recorded the song 20 years earlier.

2. Which group had the most consecutive No. 1 hits -- the Beatles or the BeeGees?

3. Name the singer/songwriter who had a posthumous No. 1 hit for “Time in a Bottle.”

4. Which singer holds the dubi-ous honor of having the most singles that peaked at No. 2 on the charts?

5. Name Brooklyn-born Robert John’s only No. 1 hit.

6. Who sang “Itsy Bitsy Teenie Weenie Yellow Polka Dot Bikini”? Bonus for knowing the year and its highest chart position.

New DVD Releases forWeek of March 15, 2010

PICKS OF THE WEEK“The Princess and the Frog” (Rated G) -- From the directors of “The Little Mermaid” and “Aladdin,” with music by Randy New-man, Disney returns to the classic 2-D ani-mation that made the studio famous. “The Princess and the Frog” is noteworthy be-cause it is the fi rst Disney cartoon to fea-ture an African-American girl as its hero.

The story takes place in New Orleans, and the fi lm’s heroine, Tiana, has dreams of opening a restaurant. Her dream is put on hold when a Prince, turned into a frog by a voodoo spell, mistakes the girl for a prin-cess. He gets her to kiss him, hoping the curse will be lifted. Instead, Tiana is also turned into a frog and the two must go on a journey to fi nd a way to restore themselves to their human forms.

While not up to the standards of, say, “The Lion King” or “Beauty and the Beast,” “The Princess and the Frog” is still better than the CGI animated fare we’ve been get-ting from Disney these past few years, and a notch or two above the studio’s wretched straight-to-DVD offerings.

“Mr. Bean’s Most Memorable Moments” (Unrated) -- In the tradition of Charlie Chaplin and Jacques “Mr. Hulot” Tati,

Rowan Atkinson’s Mr. Bean is pure come-dic genius. With virtually zero dialogue, Atkinson has created an internationally beloved character whose battles with life’s little challenges escalate to epic slapstick situations. Only in the world of Mr. Bean could the simple act of preparing a Christ-mas dinner degenerate into a chaotic mess wherein our hero fi nds himself with his head embedded in an enormous turkey. If you’ve never seen the award-winning TV series, this inexpensive compilation of a few of the show’s funniest moments is the perfect introduction.

“South Park: The Complete Thirteenth Sea-son” (TV-MA) -- Colorado’s vulgar mop-pets return for another solid season of sa-tirically skewering current events and pop culture. From the Jonas Brothers and their purity rings, to Somali pirates, Kanye West, “Whale Wars” and professional wrestling,

no one is safe from ridicule -- not even the ghost of Michael Jackson. My favorite epi-sode of the season, though, is “The Coon,” which spoofs the “dark” comic-book fi lms like “The Watchmen,” “Dark Knight” and just about everything Frank Miller has ever written.

TV SERIES

“Breaking Bad” The Complete Second Season

“Monk” Season Eight

“Deadliest Catch” Seasons One to Five

“Caillou: Caillou Pretends to Be”

“Hawaii Five-O” Eighth Season

(c) 2010 King Features Synd., Inc.

In order to keep everyone honest (you know who you are,) we have moved the answers and solutions to the trivia and puzzles to the next page (17).

(c) 2010 King Features Synd., Inc.

Page 17: Snippetz Issue 437

17

HUEY’SPAGE

SNIPPETZ® COMICS AND ENTERTAINMENT

Answers & Solutions MARCH 15, 2010

TRIVIA TEST ANSWERS

SPORTS QUIZ ANSWERS

FLASH BACK ANSWERS1. The Supremes, whose version spent two weeks at the top of the charts in 1966.2. It was a tie. Both groups had six in a row dur-ing two-year periods: the Beatles between 1964 and 1966, and the Bee Gees between 1977 and 1979.3. Jim Croce in 1973. He died in a plane crash three months before that.4. Bruce Springsteen. 5. “Sad Eyes,” in 1979. It went gold, as did a cov-er version of “The Lion Sleeps Tonight” in 1972.6. Bryan Hyland, in 1960. Amazingly enough, the song shot to No. 1.

1. “Where Everybody Knows Your Name”2. Alaska

3. The Greek mathematician Euclid4. Dust and ice

5. “The Incredibles”6. It lies off England’s southern coast

7. Athlete’s foot.8. Hai Karate after-shave

9. Peregrin falcon(recorded at speeds of 200 mph)

10. Diamond

1. He was 20.2. Babe Ruth (1926-32).3. Stan White, with 8,016 yards (1990-’93).4. Jerry Sloan of the Jazz, who reached the 1,000-win mark with Utah in 2008.5. Mats Sundin, by Quebec in 1989.6. Bobby Allison (1983), Terry Labonte (‘84), Bill Elliott (‘88) and Rusty Wallace (‘89).7. It was 20 games (1927 French Open -- Rene Lacoste beat Bill Tilden, 11-9).

ARIES (March 21 to April 19) Disap-pointed about something that didn’t go your way? Cheer up. Look at the reasons it happened, and you could fi nd a valuable lesson about what to do (or not do!) the next time.

TAURUS (April 20 to May 20) It’s a good time to do some reassessing of plans and goals -- even how you considered redoing your bathroom. The point is to be open to change if change can improve things.

GEMINI (May 21 to June 20) Take some time to learn who is the right person (or persons) to approach and discuss your ideas with for your new project. Also, re-serve time to prepare for an upcoming fam-ily event.

CANCER (June 21 to July 22) Dealing with a demanding situation, as you recent-ly did, could drain much of your own emo-tional reserves. Take time to relax and indulge yourself in some well-earned pampering.

LEO (July 23 to August 22) The regal Lion might feel that she or he is above emotional displays. But showing your feelings can be liberating for you, and reassuring for someone who has been waiting for you to do so.

VIRGO (August 23 to September 22) An emotionally needy person might make more demands than you can cope with. Best to ask for some breathing space NOW, before resentment sets in and makes com-munication diffi cult.

LIBRA (September 23 to October 22) An unexpected spate of mixed signals could cause serious schedule setbacks. Best to focus on straightening everything out as soon as possible and get everyone back on track.

SCORPIO (October 23 to November 21) Be aware that someone in the workplace could try to use a disagreement with a col-league against you. If so, be prepared to of-fer your side of the story with the facts to back you up.

SAGITTARIUS (November 22 to Decem-ber 21) An unexpected challenge to a pre-vious decision can be unsettling. But your reservoir of self-confi dence -- plus your loyal supporters -- should help carry the day for you. Good luck.

CAPRICORN (December 22 to January 19) While the idea of making some sort of major move in the near future continues to interest you, don’t overlook a new possibil-ity that could be emerging closer to home.

AQUARIUS (January 20 to February 18) Be careful not to base an upcoming deci-sion on gossip or anything you might hear if it can’t meet provable standards. That’s true regardless of whom the source might be.

PISCES (February 19 to March 20) You might still need to do some solid reassess-ing early in the week before you can close that sensitive situation. A new job-related opportunity could present itself later in the week.

BORN THIS WEEK: You are extraordi-narily sensitive to people’s feelings, and you’re always ready to offer comfort if necessary.

(c) 2010 King Features Synd., Inc.

Page 18: Snippetz Issue 437

18

SNIPPETZ® BUSINESS AND FINANCE

For additional information, contact:

Adam Grayson755 Hwy.105, Ste M-4 • Palmer Lake, CO

719-481-4964

FINANCIAL FOCUS

PLAN NOW FOR UNEXPECTED

EARLYRETIREMENT

Provided by Adam Graysonof EdwardJones Investments

None of us can see what the future holds for us. But you have to make certain assumptions if you’re go-

ing to create a strategy for building the resources you’ll need for a comfortable retirement. But what happens when those assumptions prove unrealistic? Unfortunately, many people are wrestling with this very problem. Specifi cally, they plan to work until a certain age — but they leave the work force earlier. Obviously, this can have a big effect on a variety of other retirement income factors, such as the amount of money they need to put away each year while they’re still working and the age at which they should start col-lecting Social Security and begin tapping into their IRA, 401(k) and other retirement accounts. Just how big a problem is this? Consider the following statistics from the Employee Benefi t Research Institute’s 2009 Retire-ment Confi dence Survey:

Forty-seven percent of retirees left the work force earlier than planned.

Of that total, 42 percent did so because of health problems or disability, 34 percent left due to their employers’ downsizing or closure, and 18 percent left to care for a spouse or another family member.

So here’s the bottom line: Even if you think you’re going to work until, say, 65, and you want to work until 65, you may be forced to quit at 62, 60 — or even younger. And during those years you won’t be work-ing, you’re not just losing out on earned income — you’re also not contributing to

your 401(k) or other employer-sponsored retirement plan, and you might lose your ability to contribute to your IRA as well. At the same time, your retirement lifestyle ex-penses have begun earlier than you antici-pated — and many people fi nd that these costs aren’t much, if any, lower than the expenses they incurred while working.

What can you do to help avoid coming up short of the income you’ll need during your retirement years? For one thing, don’t spend a lot of time focusing on those things you can’t control, such as downsizing or an unexpected health crisis or disability. Instead, concentrate on those factors over which you have power. Consider the fol-lowing:

Maximize your contributions to your 401(k) and IRA. Each year, put as much as you can afford into your IRA and your 401(k) or other employer-sponsored retire-ment plan.

Invest for growth. Include growth-oriented investments, such as stocks, in your bal-anced portfolio if appropriate for your ob-jectives, risk tolerance and time horizon. While it’s true that growth vehicles will fl uctuate in value, you can help reduce the effects of volatility by buying quality in-vestments and holding them for the long term.

Create alternative plans. While you may want to construct an investment strategy based on retiring at a certain age, you’ll also want to come up with some alterna-tive scenarios based on different retirement ages and corresponding differences in other factors, such as amounts invested in each year, rate of return, age at which you begin taking Social Security, and so on. A fi nancial professional can help you develop these “hypotheticals.”

You can’t predict the future. But you can at least help yourself prepare for those twists of fate that await you as you plan for retire-ment.

This article was written by Edward Jones for use by your local Edward Jones Finan-cial Advisor.

IT’S TIME TO MAKE THE WORLD

A BETTER PLACE TO DRIVE.

Joslin Nagle 1850 Woodmoor Dr., Ste. [email protected]

Feature is optional and subject to terms and conditions. Available in select states now and in most states by 1/31/06 (subject to regulatory approval whererequired).Allstate Fire and Casualty Insurance Company: Northbrook, IL. © 2007 Allstate Insurance Company

Your Choice Auto® Insurance. Deductible Rewards, AccidentForgiveness and more. Sound Good? Call me today.

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CALL US TODAY FOR YOUR FREE LOAN ANALYSIS Proudly Serving the Tri-Lakes Area and Colorado Springs

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You’re Invited …There are several strategies to help reduce your tax burden. Choosing tax-advantaged investments is one of them.

Join us for our free seminar Tax-free Investing: It’s Not What You Make, It’s What You Keep. You’ll learn about:

Tax-advantaged investments and their features ❚

Tax-free investment returns vs. taxable investment returns ❚

Three ways to purchase municipal bonds ❚

How tax-free investing can help you achieve your goals ❚

DO YOU WANT MORE CONTROL OVER

THE TAXES YOU PAY?

Date:

Time:

Location:

Call today to reserve space for yourself and a guest at this free educational seminar.

www.edwardjones.com Member SIPC

Unit trusts and mutual funds are offered and sold by prospectus. You should consider the investment objectives, risks, and charges and expenses carefully before investing. The prospectus contains this and other information. Your Edward Jones financial advisor can provide a prospectus, which should be read carefully before investing.

Adam R GraysonFinancial Advisor.

755 Hwy 105Suite M-4Palmer Lake, CO 80133719-481-4964

Tuesday, March 30, 2010

6 p.m.

Bella Panini Restaurant Palmer Lake, Colorado

Dinner will be served.

RSVP: Please call Kathy Williams at 481-4964 by March 26th

2010 MVEA Board Nominations Now Open

Two directors will be elected to Mountain View Electric Association’s (MVEA) Board of Directors this year from the following districts:

• District 3 Elbert and surrounding areas to include a portion of the Black Forest. (incumbent Allen Gresham)

• District 5 Ellicott, Fountain, Falcon and surrounding areas. (incumbent Bud Paddock)

If you, or someone you know, is interested in being a candidate, please contact a member of the nominating committee. A candidate must be an MVEA member and reside in the district where there is a vacancy. Before applying, please contact either MVEA of ce at 719-775-2861 or 719-495-2283 to verify your district. Candidate information must be turned into the committee by 5:30 p.m., Monday, April 12, 2010. A member may also petition for nomination. Petitions are available at either MVEA of ce or online at www.mvea.coop. Petitions must be signed by 15 members of MVEA residing in the district where there is a vacancy. It must be returned to either MVEA of ce by 5:30 p.m., Monday, April 19, 2010. A Questionnaire must also be completed for either the verbal nomina-tion or petition. The questionnaire can also be found on MVEA’s web site or you may pick one up at either of ce. If you have questions, please contact a member of the nominating committee.

Nominating Committee:

District 3 District 5Joy Rosburg Carl Alexander12481 County Rd. 90 25780 Little Springs Rd.Elbert, CO 80106 Calhan, CO 80808303-648-3342 719-683-5212

www.mvea.coop

Page 19: Snippetz Issue 437

19

SNIPPETZ® BUSINESS AND FINANCE

❖ Business Formation

❖ Business Planning

❖ Intellectual Property

❖ Employment Law

❖ Mergers and Acquisitions

❖ Wills, Estate, Probate

❖ Transactional (Contract) Services

Lisa Welch StevensAttorney at Law, P.C.

Admitted to Colorado State Barand U.S. Federal Bar for the

District of Colorado

Member: Colorado & El Paso County Bar Association

719.488.9395lisa@lwslawfi rm.com • www.lwslawfi rm.com

Law Offi ces ofChristopher C.

Meyer,P.C.

13540 Northgate Estates Dr., #200Colorado Springs,

CO 80921(719)488-9395

DIVORCE / FAMILYLAW

Experienced - AffordableConvenient

Please visit our comprehensive website for divorce information:

www.cmeyerlaw.com

SPRINGFIX-UP PROJECTSThe ads are already appearing in news-

papers for spring fi x-up project materi-als. Whether you live in a warm or cold

weather area, it’s not too early to begin think-ing about projects you’ll need to do around the house once spring offi cially arrives.

Identify what needs to be done. Walk around the outside of your home with a clipboard and pen and make note of any damage that was done over the winter.

• Roof -- take a look at your roof with binoculars and pay attention to fl ashing around chimneys

and vents.• Paint -- inspect window trim, fascia boards, gable ends and under the eaves.• Landscaping -- fi ll in wet areas and divert wa-ter away from the foundation; consider adding shrubs for curb appeal; clean and repair gutters.• Safety items -- fi x or replace loose exterior stair treads and buckled concrete walks.Inside your house, think of the places that were drafty this winter. While it was cold air that blew in, this summer it will be hot air, driving up your cooling costs. Caulk windows and consider sun-blocking curtains.Not only is this a good time to do maintenance, but upgrade projects can add to the value of your home when it comes time to sell. Bathrooms and kitchens are the big items when it comes to recouping your dollars. Depending on the size, exterior decks can be a do-it-yourself project. (Don’t forget the permits.)

Smaller projects can add value to your home and your comfort as well:• Fresh paint, including walls, trim and doors. (Beware adding wallpaper. It’s easier for a po-tential purchaser to cover over paint, and too

much wallpaper can be a deal-killer when it’s time to sell.) • Hardwood fl ooring in a room or two can be an easy do-it-yourself weekend project if you do your homework fi rst. Learn about the various types of fl ooring and the kind of sub-fl ooring they can cover.

To stretch your fi x-up dollars, pool your power-tool resources with friends and neighbors instead of buying. Price the materials you’ll need and shop for bargains.

Before you tackle a project, consider whether it’s something you can reasonably handle yourself. If you can’t, and if extra hands to help won’t solve the problem, start early interviewing contractors and getting estimates.

David Uffi ngton regrets that he cannot personal-ly answer reader questions, but will incorporate them into his column whenever possible. Write to him in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to [email protected].

(c) 2010 King Features Synd., Inc.

By Christopher C. Meyer © March 2010

A lot of military and former military folks live in our area. It is not surprising that I am of-ten asked “If I get divorced, will I get part

of my spouse’s military retirement?” Fortunately for the person posing the question, the answer is yes, you will receive part of your spouse’s military retirement if you were married to your spouse during at least part of the time your spouse was serving in the mili-tary.

Military retirement benefi ts, like civilian retirement benefi ts, are marital property to the extent they are earned during the marriage. Marital property will be divided between the parties by the Court in a di-vorce.

Military retirement, or “disposable retired pay”, is divided using a formula: months of marriage during military service are divided by the total months of military service; disposable retired pay is then mul-tiplied by this fraction to arrive at the total marital portion of the disposable retired pay. Fifty percent of the total marital portion is then typically allocated to the non-military spouse.

For example: military spouse has 252 months (21 years) of military service; the parties were married for 216 months (18 years) during that military ser-vice. In this example the disposable retired pay is $2000 per month. Therefore, the marital portion of the retirement is $1714.28 per month (216 / 252 ×

$2000). The non-military spouse’s share will be $857.14 per month ($1714.28 / 2), and the military spouse’s share will be $1142.86 ($2000 – $857.14). Sorry about all the math, but it may be useful to you if you need to crunch some numbers.

If a divorce happens prior to retirement, some provision should be made to protect the non-military spouse in the event the military spouse should die. Payment of military retirement ceases upon the death of the retiree. A sur-vivor benefi t plan (SBP) is available through the military, or life insurance can be purchased to cover the amount of the anticipated retire-ment funds. Either method will insure that the non-military spouse continues to receive their share of the retirement after the retiree dies.

Keep in mind that fl exible and creative solu-tions can be substituted for the actual division of the military retirement in certain instances when the parties agree. For example, a lump sum payment calculated on the present value

of the military retirement can be substituted for an actual division of the retirement.

You may have heard of the “ten year rule”. Many mistake this rule to mean that the parties have to have been married for ten years during the military service to be eligible to receive a portion of the retirement in a divorce. This rule only means that the parties must have been married for ten years during the military service in order for the non-military spouse to paid their portion of the retirement directly from the mili-tary (DFAS). If the parties are married for less than ten years during the military service, the military spouse pays the non-military spouse directly, rather than the payment coming from DFAS.

Make sure you cover all your bases when you exit from the marriage zone, and don’t forget to arrange to receive your fair share of your spouse’s military retirement.

This article is for informational purposes only and does not constitute legal advice about your case.

Chris Meyer is an attorney practicing family law in Northern El Paso County. Chris’ law practice is limited to domestic relations cases. Chris has been practicing law since 1977. He is a former prosecutor and is licensed to practice law in Colorado, Florida, California and Wisconsin. Chris can be contacted at 719-488-9395. Chris’s website www.cmeyerlaw.com has additional divorce and family law information and many other articles.

THE MARRIAGE ZONE:

MILITARYRETIREMENT

be $857.14 per month ($1714.28 / 2), and the military spouse’s share will be $1142.86 ($2000 – $857.14). Sorry about all the math, but it may be useful to you if you need to crunch some numbers.

If a divorce happens prior to retirement, some provision should be made to protect the non-military spouse in the event the military spouse should die. Payment of military retirement ceases upon the death of the retiree. A sur-

IT’STHELAW!

by Christopher C. Meyer,Attorney at Law, P.C.

Page 20: Snippetz Issue 437

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