: 1 :KNOWLEDGE PARTNER

Model Test -1 (Explanation & Key)General Awareness

1. UN banned advertisement on tobocco prod-ucts. India amounts for 1/5th of total deathsbecause of tobacco.

2. The system has a max. range of 40 kmsfor mark - I and mark - II and can fire asalvo of 12 HE rockets in 44 seconds

4. Shekhar Gupta was an ex-chairman of In-dia today group. He was also awarded PadmaBhushan in the year 2009 for his contri-bution to journalism

6. BS SBI will announce performance ratingsof banks to public from 2015.

7. The 2014 edition of the ‘SIMBEX 14’ seriesof annual bilateral naval exercises be-tween the Indian Navy (IN) and the Repub-lic of Singapore Navy (RSN), is being con-ducted in the Andaman Sea from 22 Mayto 28 May 14. Hosted by IN, SIMBEX 14 willbe the 21st in the series, designed to en-hance inter-operability and mutual under-standing between the two navies. SIMBEXis an acronym for ‘Singapore Indian Mari-time Bilateral Exercise’.

10. The Uber Cup, sometimes called the WorldTeam Championships for Women, is amajor international badminton competi-tion contested by women’s national bad-minton teams. The Uber Cup is named af-ter a former British women’s badmintonplayer, Betty Uber, who in 1950 had the ideaof hosting a women’s event similar to thatof the men

12. RuPay Debit Cards can now be used foronline transactions and payments throughRuPay PaySecure an e-Commerce solutionof National Payments Corporation of India(NPCI). RuPay PaySecure not only providesa platform for e- transactions but also givesthe customers a complete unique shoppingexperience. The RuPay Card can be usedat all ATMs, merchant establishments inIndia for online transactions and payments.

16. The International Council of Nurses (ICN)has celebrated this day since 1965. 12 Maywas chosen to celebrate the day as it isthe anniversary of the birth of FlorenceNightingale, who is widely considered thefounder of modern nursing. Each year, ICNprepares and distributes the InternationalNurses’ Day Kit. The kit contains educa-tional and public information materials, foruse by nurses everywhere. In 1999 theBritish public sector union UNISON votedto ask the ICN to transfer this day to an-

other date, saying Nightingale does notrepresent modern nursing.

23. Theme of 67th WHO is climate change &health

24. The Golden Quadrilateral is a highway net-work connecting many of the major indus-trial, agricultural and cultural centres ofIndia. A quadrilateral of sorts is formed byconnecting Delhi, Mumbai, Kolkata andChennai, and hence its name. The larg-est highway project in India and the fifthlongest in the world. The GQ project ismanaged by the National Highways Author-ity of India (NHAI) under the Ministry ofRoad, Transport and Highways.

26. Network Traffic Research Analysis (NETRA)is started by IB recently to avoid bombblasts.

29. The Rashtriya Kishor Swasthya Karyakram(RKSK) will bring in several new dimen-sions, which he listed as- mental health,nutrition, substance misuse, gender basedviolence and non-communicable diseases.The programme introduces communitybased interventions through peer educa-tors, and is underpinned by collaborationswith other Ministries and State govern-ments, knowledge partners and more re-search.

30. Finance commission is a constitutionalbody and not a statutory body. A statutorybody is formed by an act of parliament andcan be removed by majority voting whilefor a constitutional body, it is mentionedin the constitution of india and can’t beremoved by majority voting.

38. Finance commission is a constitutionalbody and not a statutory body. A statutorybody is formed by an act of parliament andcan be removed by majority voting whilefor a constitutional body, it is mentionedin the constitution of India and can’t beremoved by majority voting. Finance com-mission is a constitutional body and not astatutory body. A statutory body is formedby an act of parliament and can be removedby majority voting while for a constitutionalbody, it is mentioned in the constitution ofIndia and can’t be removed by majority vot-ing.The quantitative measures of credit in-clude Open Market Operations(OMO), Bankrate policy,Cash Reserve Ratio, StatuatoryLiquidity Ratio. The qualitative measuresof credit include margin requirements, ra-

www.eena

dupra

tibha

.net

SBI CLERK M.T. EXPLANATION – 01

: 2 :KNOWLEDGE PARTNER

tioning of credit, direct action and con-sumer credit regulation.

40. CDs are negotiable money market instru-ment issued in demat form or as a UsancePromissory Notes. CDs are like bank termdeposits but unlike traditional time depos-its these are freely negotiable and are of-ten referred to as Negotiable Certificatesof Deposit. CDs normally give a higher re-turn than Bank term deposit. CDs are ratedby approved rating agencies (e.g. CARE,ICRA, CRISIL, and FITCH) which consider-ably enhance their tradability in the sec-ondary market, depending upon demand.SBI DFHI is an active player in secondarymarket of CDs.

QUANTITATIVE APTITUDE

81.

832 84 72 7224 26 252 25272 24 3,252 84 3,832 26 3226 32 84 24 3

24 26 84 332

82.

2 4 245 56 ?7 5245 35 7

2 4 8 56 56 56 112

83. 2 5 4 3 2 2

2

2 3 4 5 7 932 81 64 25 49 3145 109

? 36? 6

x

84. 1 1020 ?% of 1220 724? 1220 18.3

100183 100?

122015%

Hint: x % if 1220 = 18310% =1225% = 61--------------15% = 183--------------

85. 3 5 11 2 35 6 3

18 25 10030

33 3 11 130 30 10

86. [128-43+15-38]+[0.38-0.86+0.71-0.62]=[143-81]+[1.09-1.48]=62-0.39 =61.61

87. [4786-4687]+[8647-6747]= 99+1900=1999

88. 9950.0625 - 2250.0625=7700Hint: (99.75)2 is approximate to (100)210,000-2250 = 7750Nearest option to 7750 is 7700

89. (12.25)2- 625(12.25)2 is approximate to (12)2=144-25=119Nearest answer to 119 is 125.6625

90. 43.231 - 19.99= 23.241

91. Check last digit33-2793-72913 =143=64in 3 148877 last digit is ‘7’ so answershould end with ‘3’

92. 1148 140828 32

=41 x 44= 1804

93. 3

3

28 24?14

? 48

Check last digit (8)3 = 512 so answer end-ing with ‘2’

94. 512 + 729 - 343= 898

95. 2496 4 12

2496 4

250050

www.eena

dupra

tibha

.net

SBI CLERK M.T. EXPLANATION – 01

: 3 :KNOWLEDGE PARTNER

96. Let the number be x then7 15 2 105 25 5

x xx x

97. Let the number be x and y

85 1765% 85%65 13

17 302490 2490 249013 13

2490 13 107930

17 17 1079 141113 13

x y x y y

x y y y y

y

x y

98. Let the C.P. of a Saree = Rs. x

120 6S.P of saree = Rs. Rs.100 5

6New S.P. of Saree = Rs. 1005

and new C.P. of Saree = Rs.( 100)According to question

125 6100 100100 524 25 245 500 400 1005 5

500

x x

x

x

xx

x x xx

x

99. C.P.= Rs. (4700+800)= Rs.5500S.P. = 5800

Gain % =300 5100 % 5 %5500 11

100.P T RS.I.=

1004080 T 71428

1001428 100T=

4080 7T 5years

101. Amount = Principal + C.T= 30,000 + 4347 = 34347Let time be n year then

2

730,000 1 34347100

107 34347 11449100 30000 10000

107 107100 100

n

n

n

n=2years

102. Let the numbers be 37a and 37bThen 37a x 37b = 4107 ab=3Now co-primes with product 3 are (1,3)So, the required numbers are (37x1,37x3)i.e. (37,111)Greater number = 111

103. Let the ages of samina be 7x yearsThe age of Suhana = 3x yers

7 6 53 6 321 18 15 306 12 2Required difference = 7 3 4

4 2 8

xxx x

x xx x x

yr

104. Distance covered in first 2 hours= (70 x 2) km= 140 kmDistance covered in next 2 hours= (80 x 2) km = 160 kmRemaining Distance = 345 - (140+160)= 45 kmSpeed in the fifth hours = 90 km/hrTime taken to cover 45 km =

45 1hr= hr90 2

1 1Total time taken = 2 2 42 2

hr

105. 32Rate downstream= kmph6

14Rate upstream = kmph6

1 32 14Velocity of current = kmph2 6 6

1 18 3= 1.5kmph2 6 2

106.

5Speed= 72 m/sec=20 m/sec

18Total distance covered = 110 132 m=242m

Distance 242Time= 12.1secSpeed 20

107. Investment of Meenakshi for 1 month= 12000=12 x 12000= 14400Investment of Abhay for 1 month = 9000= 7 x 9000 = 63000

www.eena

dupra

tibha

.net

SBI CLERK M.T. EXPLANATION – 01

: 4 :KNOWLEDGE PARTNER

Ration in their Investments=144000 =63000=16 : 7Share of Meenakshi in profit

=16 4416 307223

108. Average of 11 numbers is = 10.9Sum of 11 numbers is = 10.9 x 11= 119.9Sum of first 6 numbers = 10.5 x 6 = 63Sum of last 6 numbers = 11.4 x 6 = 68.4Middle number = [63+68.4-119.9]= 131.4 - 119.9 = 11.5

109. 1000 is approximate to 32

350 is approximate to 18

20 is approximate to 4Answer is approximate to (32+18+4) = 54Correct Answer is 55

111. 2(3 charis + 10 tables) = 2x 9856= 19712112. Length of wire =

222 R 2 56 352cm7

Perimeter of square = Length of wire 4a=352

a=88 cmArea of the square = (88 x 88) cm2

= 77.44 cm2

113. Edge of the cube = 20 cm=5 cm4

Volume = (5 x 5 x 5) = 125 cm3

114. Man’s 1 day’s work = 15

Man & Son’s combined work of 1 day = 13

Son’s 1 day work = 1 1 23 5 15

Son alone can do the work in

15 172 2

days

115. A’s work in 1 hour = 16

B’s work in 1 hour = 14

(A+B)’s 2 hours work when opened

alternately = 1 1 56 4 12

4 hours work = 5 52

12 6

Remaining part = 5 116 6

Now it is A’s turn and16 part is filled by

A in 1 hourTherefore Total time teken to fill thetank = (4+1)hrs = 5 hrs

116. The Expenditure spent on food & Rent =59% of total

59 25,000100

=14,750117. Expenses on Education : Expenses on

Food15% : 45%1:3

118. Expenditure on Rent = 100x

of

Expenditure on Fuel

14= 9100

x

14 1009

x

=156119. Total Expenditure 100% = 3600

1080=100 108 30%360

Fuel + Education + others= 30415+6=30%

120. Combined Expenditure of rent & others =20%From given options fuel & others = 15% 20%Clothing & Education = 26% 20%Fuel & Clothing = 20% = 20%so the Answer is Fuel & Clothing

www.eena

dupra

tibha

.net

SBI CLERK M.T. EXPLANATION – 01

: 5 :KNOWLEDGE PARTNER

REASONING121.

122. Except 117, all other give a prime numberwhen divided by 3.

123.

Therefore, missing group of letters = HL

124.

Santho’s rank from the top = 12thTotal no.of students = 42So, Prashant’s rank from the bottom= (42-8)+1 = 35th andSanthosh’s rank from the bottom=(42-12)+1=31st

125. One’s brothers son’s wife’s dautherpaternal grand dauther of one’s brotherSo, mother of the paternal grand daughterof one’s brother wife of one’s nephewTherefore, Rajendra is the ‘Paternal uncleof the lady’s husband

126.

127. It is clear that the code for ‘he’ is ‘nik’

Therefore Two pairs

128. O R I E N T - S O U L L I N E5 3 2 1 4 6 - 7 5 9 8 8 2 4 1

129. Pradeep 9th, 10th or 11th JulyHis friend 11th, 12th or 13th July11 th July is the common date

130.

Specified letters M, E, A, NMeaningful words= Mane, Mean, Name

131.

Conclusion : I. II. III. Only conclusion III valid

132.

Conclusion : I. II. III. Only II follow

www.eena

dupra

tibha

.net

SBI CLERK M.T. EXPLANATION – 01

: 6 :KNOWLEDGE PARTNER

133.

Conclusion : I. II. III. There fore Only II follows

134.

Conclusion : I. II. III. There fore Only I & II follows

135.

Conclusion : I. II. III. I and III are comlementaryTherefore only II and I either I or III follow

136. Prashant’s salary = 115% of (90% of 2500)

115 90 2500100 100

Rs. 2587.50 Both statements are needed.

137. The distance of each village from Rampuris givenin I and II. But nothing about theirrelative positions is mentioned. So, the dis-tance between the two villages cannot becalculated.

138. The colour of fresh grass is ‘green’ and isgiven in II, ‘green’ is called ‘ brown’ so, thecolour of fresh grass is brown.

139. Statement I is merely an interpretation ofthe information contained in the questions.However, Vinod’s salary can be ascertainedfrom II as follows.Let Vinod’s and Javed’s salaries be 4x and3x respectivelyThen 3x = 4500 or x = 1500Vinod’s Salary = 4x = Rs. 6000 (1500 x 4)

140. From II, we conclude that P is R’s motherFrom I, we conclude that M is the brotheror sister of P’s husband. Who is also R’s fa-ther. Thus R is nephew or niece of M.

141. -142.

141. Clearly, Atul is to the left of Kunal andPrashant is to the North East of Atul.

142. Required distance : Nitin to Atul + Atul toKunal + Kunal to Dinesh + Dinesh toPrashant= (25+40+60+90)m=215 m

143. No lady is facing east means a man faceseast, persons opposite are not of same sex.So, a lady will be facing west. Again, a manfaces south. So opposite to him will be alady facing North.

www.eena

dupra

tibha

.net

SBI CLERK M.T. EXPLANATION – 01

: 7 :KNOWLEDGE PARTNER

144. Clearly to show 4.30, the position of theminute and hour hans of the clock will beas shown. So, if the minute hand pointsEast, the hour hand will point in the North-East.

145 - 149

145. K is seated between E and H146. According to the clockwise direction, there

are five persons between E and H butanticlockwise direction, there is one per-son between E and H

147. The three females are E, G, H148. J is to the immediate left of F149. J is a male member

150 - 154Let us denote the 5 boys by the first letterof their names namely S, K, M, A and RThen R<S<K<M and S<A<KR<S<A<K<M

150. Second tallest is Kunal151. Shortest is Rohan152. Kunal is taller than Anuj and Shorter than

Mohit153. Sachin will be second in increasing order154. Anuj is in the middle

155-160Input : gone are take enough brought sta-tionS1 = take gone are enough brought stationS2 = take are gone enough brought stationS3 = take are station gone enough broughtS4 = take are station brought gone enoughHere we have 2 series alternatively - 1starranging words in reverse dictionary for-mat and 2nd according to it.

155. Input car on star quick demand fatS1 = star car on quick demand fatS2 = star car quick on demand fatS3 = star car quick demand on fat

156. Given step3,Input cannot be determined

157. Given step 4, step2 of the input cannot be

determined158. Can’t be determined159. Input : ink hurry yet for the victory

S1 : Yet ink hurry for the victoryS2 : Yet for ink hurry the victoryS3 : Yet for victory ink hurry theS4 : Yet for victory hurry the inkS5 : Yet for victory hurry the ink

160. S4 : Yet for victory hurry the inkMARKETING & COMPUTER

161. Marketing is used for boost the sale ofproductes. Good marketing is lead genera-tion.

162. Designated market Area means geographicarea around a city in which the radio andtelevision stations based in that city ac-count for a greater proportion of the listen-ing / viewing public in the neighbouringcities.

165. Social marketing concept is the promotionof goods and services in a way that helps inpromoting the consumers and by extension,the society’s well being.

167. The 4 P’s of marketing is1. product 2. Place 3. Price 4. Promotionthese four are expressed in consumer’spoint of view.

168. In Marketing front office operations aresales, and services departments that aredirectily contact with customoers.

169. The market environment is a marketingterm and refers to factors and forces thataffect a firms ability to build and maintainsuccessful relationships with customers.

170. Market segmentation is the identificationof portions of the market that are differentfrom one another. Segmentation allows thefirm to better satisfy the needs of its po-tential customers.

178. Tangible products are products & which canbe seen and touch like keyboard, T.V, Re-mote.

179. Any tangible assets that an organizationuses to produce goods or services such asoffice buildings, equipment and machineryare the capital products.

180. Durable product means which of the prod-uct life time is more like T.V., washingmachine, etc.

181. GUI is the graphical user interface is a typeof Interface that allows users to interactwith electronic devices through graphicalicons and visual indications.

182. A menu or Menu bar is a list of options orcommands represented to an operator by acomputer or communication system.

www.eena

dupra

tibha

.net

: 8 :KNOWLEDGE PARTNER

183. The format is used to erase information offa computer diskette or fixed value.

186. Wordstar was a text-based word processingprogram meaning that it worked with filesthat were essentially fact, with markuplanguage.

193. FORTRAN (Formula translating system) isa general purpose imperative programminglanguage that is especially suited to nu-meric computation and scientific comput-ing.

195. Visual Basic is a computer program re-maining are operating system. It was origi-nally created to make it easier to write pro-grams for the windows computer operatingsystem.

MODEL TEST KEY - 11.3 2.1 3.2 4.4 5.2 6.4 7.3 8.4 9.4 10.3 11.1 12.3 13.5 14.1 15.516.3 17.1 18.4 19.5 20.2 21.1 22.1 23.4 24.5 25.2 26.4 27.5 28.2 29.1 30.131.1 32.2 33.3 34.3 35.2 36.1 37.3 38.1 39.1 40.1 41.3 42.2 43.4 44.5 45.446.5 47.4 48.1 49.5 50.5 51.3 52.3 53.1 54.4 55.2 56.2 57.4 58.5 59.2 60.461.1 62.5 63.4 64.5 65.3 66.2 67.3 68.5 69.1 70.4 71.3 72.1 73.3 74.2 75.576.5 77.4 78.5 79.3 80.4 81.3 82.1 83.3 84.2 85.1 86.4 87.4 88.2 89.2 90.391.3 92.2 93.4 94.1 95.3 96.1 97.4 98.4 99.2 100.3 101.1 102.3 103.2 104.3 105.1106.2 107.3 108.4 109.2 110.3 111.3 112.3 113.1 114.3 115.3 116.2 117.1 118.2 119.2 120.4121.3 122.5 123.4 124.4 125.4 126.1 127.3 128.2 129.2 130.5 131.1 132.3 133.3 134.1 135.3136.5 137.4 138.2 139.2 140.4 141.4 142.3 143.4 144.4 145.4 146.4 147.2 148.3 149.1 150.1151.3 152.2 153.1 154.4 155.1 156.4 157.4 158.1 159.3 160.2 161.1 162.3 163.4 164.4 165.4166.4 167.2 168.5 169.4 170.3 171.5 172.4 173.4 174.2 175.5 176.3 177.4 178.4 179.3 180.4181.4 182.2 183.3 184.1 185.4 186.4 187.2 188.3 189.4 190.4 191.3 192.3 193.2 194.4 195.4196.3 197.4 198.5 199.1 200.3

196. RAM (Random Access Memory) which canbe store the information temperarly.

198. The fourth generation computers emergedwith developments of VLSI (Very scale in-tegration). with the help of VLSI technol-ogy microprocessor came in to existence.

199. ENIAC (Electronic numerical integratorand computer) was the first electronic gen-eral prupose computer. It was Twing-Com-plete digital and capable of being repro-grammed to solve ‘a large class of numeri-cal problems’

200. Assembler, a computer program whichtranslates assembly language to an objectfile or machine language format.

www.eena

dupra

tibha

.net