Inhouse July 2006 Edition

02 inhouse july 06

inhouse

LAWLORSPROPERTY SERVICES

page contents

3 Elite Homes - Manor Road

4 Elite Homes - Blackbush Farm

5 Elite Homes - Merleswood

6 Bang & Olufsen

7 Savills Private Finance

8/9 Elite Homes

10 Sofa Design

11 Becket House

12 Higgins Homes

13/15 Lawlors International

16/17 Vantis plc

18/19 Loughton

20 Urban Interiors

21 Foskett, Marr, Gadsby & Head

22/23 Chigwell

24 Michael Edmeades

25 Bond Lovis

26/27 Woodford Green

28/29 Lettings

30 Urban Myth

31 BB Partnership Ltd

32 This months charity: The Lauren Page Trust

residential sales lettings new homes international investment

www.lawlors.co.uk

There can be few properties in the area that immediately suggest luxurious lifestyle and without doubt, this architect

designed six bedroom family residence offers a fabulous array of leisurely distractions.

This beautiful residence occupies a commanding position overlooking

Chigwell Golf Course. Our front cover features the magnificent heated

swimming pool complex which comes complete with jazucci, sauna

and even a spiral staircase from the master bedroom suite. There are

three alternative reception rooms with an additional office and state-

of-the-art Beechwood and Granite kitchen overlooking the swimming

pool. As well as generous family living accommodation there is a

separate one bedroom apartment ideal for staffing above the double

width detached garaging and games room facility.

MANOR ROAD, CHIGWELLPRICE GUIDE: £P.O.A. SOLE AGENT

LAWLORS• E L I T E H O M E S •

For more information, please contactour Chigwell office on

020 8281 0123july 06 inhouse 03

BLACKBUSH FARMLAMBOURNE ENDPRICE GUIDE: £P.O.A.

Stunning Grade II Listed farmhouse in idyllic semi-rural settings of approximately five acres with

additional two bedroom detached cottage. Planning consent for additional barn converstion, stables,

paddocks, heated swimming pool and hard tennis court.

Main Residence: Five bedrooms, three bathrooms/shower, three reception rooms, kitchen/breakfast room.

Cottage: Two bedrooms, two bathrooms, sitting room, study area, dining room.

MERLESWOODRODING LANECHIGWELLPRICE GUIDE: £P.O.A.

A magnificent country residence in mature private grounds of approximately four acres in prime

Chigwell village location.

Master suite with dressing room & en-suite, guest suite with bathroom, four further bedrooms, loft room,

dining room, family room, sitting room, study, kitchen/breakfast room, garage block, indoor swimming pool

complex with games room & hard tennis court.

For more information, pleasecontact our Chigwell office on

020 8281 0123

For more information, pleasecontact our Chigwell office on

020 8281 0123


04 inhouse july 06 july 06 inhouse 05

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.There will be a separate fee for mortgage advice. The precise amount will depend on your circumstances. The information contained in this article is generic and does not constitute advice. Independent advice, which is specificto your circumstances, should be sought before making any decisions. The value of property may fall as well as rise. Savills Private Finance Limited (SPF) is authorised and regulated by the Financial Services Authority (FSA).

By WENDY DOCHERTY, consultant

SAVILLS PRIVATE FINANCE

This is where an independent mortgage broker

such as Savills Private Finance (SPF) can come into

its own. If you are considering splashing out on a

property in the £350,000-plus price bracket, it is

essential to seek expert advice on the best way of

financing your purchase. We specialise in

arranging six-and-seven-figure mortgages so we

understand the particular challenges at this end of

the market.

One of the main factors holding up a transaction is

obtaining the necessary finance but SPF has been

known to obtain a mortgage offer for a client

within seven days. Afterall, you can’t afford to

hang about if you’ve seen a property you want as

you may then miss out. Given that the average

property transaction in England and Wales takes

around 12 weeks, if you apply direct to the lender

it may take much longer than the vendor’s

deadline to obtain a big enough loan, process the

offer and exchange contracts.

Most lenders aren’t equipped to proceed more

quickly but a broker can help ensure that the

mortgage goes through in a restricted timeframe

so that you don’t miss out on your dream home.

It all depends on the client’s particular

circumstances, of course. But our strong

relationships with lenders, some of whom have

dedicated contacts who deal exclusively with SPF,

and our ability to instruct valuations, means we

can shave valuable time off the length of the

average mortgage application.

Although you could walk into the local branch of

your high-street bank and get a mortgage, you are

unlikely to enjoy such good service levels. And if,

like some purchasers at this level, you are hoping

to borrow as much as possible, this may not be

possible if you approach a lender direct.

The value of a broker such as SPF is that not only

can we turn round a mortgage offer

quickly, we can also obtain high levels

of funding – up to 95 per cent loan-

to-value in many instances, even on

properties in the £350,000 and

upwards bracket. We have

access to the mortgage

products on the market – as

well as some exclusive deals

– enabling us to select and

arrange suitable finance

for our clients.

Because your situation

may be far from

straightforward, a

cocktail of rates may be

more suitable – some floating,

some fixed – to tie in with your

future earning expectations, thereby

providing more flexibility, which can

be vital with a fluctuating income.

Two-year fixed rates start from 4.39 per

cent (the overall cost for comparison is 6.3

per cent APR), reverting to 6.59 per cent

after two years. If you prefer a variable rate, two-

year trackers start at 4.24 per cent (6.5 per cent

APR), reverting to 6.5 per cent after two years.

There is an early repayment charge to pay if you

switch to another lender on either product within

the first two years.

For more details of these, or any other

mortgage queries, please contact Wendy

Docherty on 020 7715 4183 or 07968 553377.

Top-end finance from specialist brokersSpeed is of the essence when it comes to a mortgage transaction – and nowhereis this more the case than at the top end of the housing market.

Demand in this market shows no signs of abating, with a shortage of good quality housing stock helpingpush up prices. With so much competition among buyers for the best properties, vendors can often callthe shots. They may accept your offer on their property but there is likely to be a proviso: you have toexchange contracts within a specified, sometimes limited, period of time.

july 06 inhouse 07

“our strong relationships with lenders…“

“We specialise in arranging six-and-seven-figure mortgages…“

Six Bedroom Spacious Corner Plot Detached

Property in one of the most sought after

locations in Chigwell. Many of the vast

qualities attached to this property are a

spacious.

Entrance hall, lounge, dining room, family room,

kitchen/breakfast room, master bedroom with en-

suite, bedroom three en-suite shower room, family

bathroom & detached garage.

STRADBROKE DRIVE, CHIGWELLPRICE GUIDE: £1,999,995

Unique Five Bedroom Detached family home

located in the Essex countryside with stunning

panoramic views. The property boasts over a

90ft frontage and we are informed by the

current vendors that the plot is approximately

1/3 of an acre.

Three reception rooms, kitchen/breakfast room,

utility room, cloakroom/WC, integral garage & two

bathrooms.

LONDON ROAD, STANDFORD RIVERSPRICE GUIDE: £925,000

MONKHAMS LANE,WOODFORD GREEN

PRICE GUIDE: £1,000,000

Offered to the market for the first time

in 48 years is this charming Six Bedroom

Detached family residence.

Morning room, kitchen, utility room/larder, lounge,

dining room, cloakroom/WC, sitting room,

conservatory, family bathroom, shower room &

two single garages.

For more information, please contact ourWoodford Green office on

020 8506 0828

For more information, please contact our Woodford Green office on

020 8506 0828For more information, please contact our Chigwell office on

020 8281 0123

ASH GROVELOUGHTONPRICE GUIDE: £2,250,000

A superb Grade II Listed family residence set

within private grounds in premier Loughton

location. Additional detached coach house

and indoor swimming pool complex.

Six Bedrooms, five bathrooms/showers, seven

reception rooms.

Coachouse/annexe: kitchen, sitting room,

bedroom/bathroom.

Three detached double garage blocks, approx 0.86

of an acre.

For more information, please contactour Loughton office on

020 8502 5588


july 06 inhouse 0908 inhouse july 06

july 06 inhouse 11

LAWLORSI N T E R N AT I O N A L


Making a home abroad a

realityrealityMaking a home abroad a

Anyone who is serious about buying a home abroad

generally does a certain amount of research and

often visits the preferred location. However, these

days this is not always enough to protect you from

making a mistake. There are so many factors to take

into account it is almost impossible to ‘walk through

the minefield’ of information on your own and, at

some point, you need help. The question of who you

ask for help comes down to your interpretation of

who you trust to give you the best impartial advice.

Trust is the single most important factor when

embarking on any purchase in unfamiliar territory.

At Lawlors International we have stepped back from

the throng of wannabe estate agents who simply

follow a trend, and we have carefully selected the

market that we wish to be involved in. We have

taken the time to source the best people who have

in-depth knowledge of the market they are involved

with, and only put our name to developments that

we believe in ourselves.


Of course, we cannot expect to be experts in every

country, but we pride ourselves on establishing a

relationship with people who are. Our marketing

material will not blind you with a multitude of

confusing choices or unrealistic deals. It will simply

introduce you to the right people who will carefully

listen to your requirements and find you the best

possible property to suit your needs, whether it is

purely for leisure or for investment.

It is our aim to offer the same, high quality,

trustworthy service that you have been used to

with Lawlors Property Services in this area.

Lawlors International has secured the expertise of

two expects, Ian Liborwich and Julian Edwards,

both who have a wealth of property expertise in

Spain, Dubai, Morocco and Southern Cyprus. Ian,

locally based has lived in Loughton for 15 years and

now lives in Waltham Abbey. He has been

principally involved in international property for the

last 7 years as Managing Director of the successful

Property Platform working with financial advisors

finding properties abroad for their clients. By

joining forces with the considerable marketing

expertise of Lawlors Property Services, Ian will bring

much respected expertise to our clients. Ian is

constantly sourcing new areas and emerging new

markets, especially where there is an established

infrastructure, and sourcing hotspots for maximum

returns. Julian Edwards is part of Ian’s family and

takes care principally of the Spanish side of the

business. Julian has lived in Spain for the last 24

years, is fluent in Spanish and has detailed

knowledge of the Spanish property market systems

and customs. At Lawlors we have two negotiators

who have also had experience of the Spanish

market to liaise with our experts.

Together we will offer the kind of service that

discerning clients need to make a second home

purchase not only enjoyable but rewarding and

secure. Call us for an informal one to one

discussion of your requirements and let us set you

on the road to foreign lands.

It must seem that everybody knows somebody who is involved with selling property overseas.

Over the last few years there has been an explosion of locations for the investment abroad from

Barbados to Bulgaria and all the countries in-between. Fortunately, there is an insatiable

demand for second homes and the choice has widened but so has the risk.

L to R: James Lawlor and Ian Liborwich

“Together we will offer the kind of service

that discerning clients need to make a

second home purchase not only enjoyable

but rewarding and secure.”

LAWLORSI N T E R N AT I O N A L

Tax issues don’t often figure highly when theexcitement of that holiday home purchase getsunder way, but there are a large number of taxrelated areas which could potentially negate allyour hard work – and future enjoyment – of thatdream holiday home. In general, most countries

with large numbers of non-residents purchasingsecond homes, have tightened their laws toprevent tax avoidance in areas such as savings onStamp Duty, Wealth Taxes, Inheritance Tax andCapital Gains Tax, and especially via the use ofoffshore companies to own these second homes.

I’m not a resident, so why do I have to pay income tax?

A key question is whether the purchase and use of the property leads to anindividual being considered resident for tax purposes in the selected country. Ina number of European countries, residence is determined by the location of anindividual’s main home and defined as the country in which more than 183 daysis spent each year. At Vantis, we have encountered individuals who have spentso much time at their holiday home that they have unintentionally become

resident for tax purposes under the laws ofthat country. Understanding and beingaware of ‘dual residency’, as it’s known, isvital for anyone considering a second homeabroad so as to avoid unwelcome taxconsequences.

Many European countries, including France,Spain and Switzerland, now charge non-residents income tax on rental properties.This is an annual tax levied, for example, ona property owner who is not considered a

tax resident in that country but is considered to have taxable income (theannual rental value of the property they own for example). Rates of tax and anyallowable deductions vary from country to country though, so it is worthconsulting a specialist.

Buyers should also be aware that, in the event of a sale, the country in whichtheir property is located may seek to tax any capital gain, although it’s likelythat this tax will be relieved against any UK Capital Gains Tax.

I Don’t Qualify for a “Wealth Tax” … Do I?

Aside from the actual ownership of a property, an increasing number ofcountries - again driven by France, Spain and Switzerland, have a “Wealth Tax”which is an annual charge based on the value of the assets held by anindividual. For those non-tax residents only the value of the assets in thatcountry can be taken into account but given the nature of property purchasesand the strength of the property market, it can lead to a significant liability.

Inheritance Tax and Wills

The purchase of a holiday home may lead to an eventual Inheritance Tax liabilityfrom authorities in the overseas country. Generally based on the value of theproperty at the time of the owner’s death, rates and allowable deductions can vary,but the liability can be significant. There are circumstances where this can be offsetagainst UK liabilities but early planning is recommended to maximise the benefits.

An interesting legal concept operating in numerous European states, includingFrance and Spain, is that of ‘forced heirship’. Under this concept it is notpossible for a husband and wife to pass assets solely between themselves. Aproportion of the property must automatically pass to the children of themarriage. To many people this is understandable, but it is worth drafting a Willin advance if an individual has other ideas about the distribution of their assets.

Ok, but the home is abroad … so no taxes in the UK, right?

While we have briefly outlined the overseas issues that individuals may face,UK tax implications should also be factored into the equation. There may bea UK Capital Gains Tax charge arising in the event of any sale of a property anda UK Inheritance Tax charge to consider in the event of death. If the propertyis rented, then any rental income will need to be declared in the UK and ifthere is a potential of being taxed on the same asset and resulting income intwo countries, then steps must be taken to submit the relevant paperwork toavoid a double tax charge arising.

In Summary

This is by no means an exhaustive list of the issues involved, however, do bewarned that with the increasing amount of information passing betweenInland Revenue authorities in different countries, correct treatment of yourholiday home is essential. The key is not to be daunted! In most cases,potential liabilities can be addressed with careful and often relativelystraightforward tax planning at the time of purchasing the property.

We would strongly urge anyone looking to purchase abroad to take advicefrom a tax adviser familiar with the tax law of the country concerned. AtVantis we can offer this expertise and knowledge through our membership ofHLB International – which provides our clients with access to advisers in over100 countries worldwide, including North America and most of Europe.

It’s estimated that more than 1.5 million British Citizens have holiday homes overseas. France, Spain, Portugal and Switzerlandare the most popular followed closely by the US and South Africa. Maybe you already have a second home abroad, or possiblyyou’re considering such an investment at the moment? Either way, no doubt you’ve done your homework regarding location,local builders, estate agents, potential property values and rental income. What else could there be to worry about?

Previous Vantis articles can be read on-line at www.lawlors.co.uk/publications.asp

Vantis has a vibrant local office in Loughton,with a team of experts who know the areawell. As a top 14 firm of accountants, taxand business advisers, Vantis is a member ofthe HLB International network with officesin North America and most Europeancountries. We would be more than happyto discuss any issues surrounding yourexisting or potential holiday home, and talkyou through the tax implications from a UKand European perspective.

Call David Kirkwoodat Vantis inLoughton, on

020 8502 0411www.vantisplc.com/loughton

The content of this document is intended for general guidance only and, where relevant, represents ourunderstanding of current law and HM Revenue and Customs practice. Action should not be taken withoutseeking professional advice. No responsibility for loss by any person acting or refraining from action as a result ofthe material in this document can be accepted and we cannot assume legal liability for any errors or omissionsthis document may contain. © Vantis, July 2006. All rights reserved. Vantis Group Ltd, a Vantis plc groupcompany, is regulated by the Institute of Chartered Accountants in England and Wales for a range of investmentbusiness activities.

For instance, did you know that:• Depending on how much time you spend in your holiday home, you could be considered a resident in the overseas country for tax purposes?

• Many European countries now charge a non-resident income tax?

• An increasing number of countries levy an annual “Wealth Tax” based on the value of the assets held locally by an individual?

• You could be charged an eventual Inheritance Tax liability in the overseas country?

• A property purchase abroad could cause additional UK tax liability?

YOUR HOLIDAY HOME ABROAD

Lucrative Investment or

Tax Nightmare?

Vantis - Holiday Homes


“Most countrieshave tightened

their laws toprevent tax

avoidance by non-residents”

“Forced Heirship means that husband & wifecan’t pass assets solely to each other”

David Kirkwood of local accountants, tax and business advisers Vantis, discussessome of the tax implications involved when buying a holiday home abroad.

Forest Heights, Loughton £280,000

Second Floor, One Bedroom Apartment situated within this

prestigious development. Video security entryphone,

kitchen, sitting room with adjoining dining area, cloakroom/

WC, master bedroom with en-suite & allocated parking.

Regents Place, Great Woodcote Park £425,000

Four Bedroom Semi-Detached property located within this

prestigious development. Cloakroom/WC, study/utility room,

lounge, dining room, kitchen, master bedroom with en-suite

shower room, family bathroom, garage & off-street parking.

Westbury Road, Buckhurst Hill £499,995

Situated on a corner plot with its front elevation on

Westbury Road. Offered chain free and boasting:

kitchen/morning room, cloakroom/WC, lounge, dining room,

family bathroom, off-street parking & landscaped garden.



A selection of properties currently for sale in Loughton and surrounding areas. Please call 020 8502 5588 for more information on these and many more.

165 High Road, Loughton,Essex, IG10 4LF

t: 020 8502 5588 f: 020 8502 5802e: [email protected]

The Lindens, Loughton £599,995

Executive Four Bedroom Detached residence. Offered Chain

Free & boasting: lounge, dining room, utility room,

cloakroom/WC, kitchen, double garage, master bedroom

with en-suite shower room & off-street parking.

Theydon Park Road, Theydon Bois £849,995

Four Bedroom double-fronted Victorian house. Property benefits

include: cloakroom/WC, kitchen, utility room, lounge, dining

room, master bedroom with En-Suite, three further bedrooms

two of which are en-suite, family bathroom and off-street parking

Thrifts Mead, Theydon Bois £555,000

A well presented four bedroom family residence situated

within this cul-de sac location. The property is ideally located

for the shopping facilities in the village and the central line

with its transport links to the city and the west end.

Baldwins Hill, Loughton £550,000

Offered with no on-ward chain is this Four Bedroom Detached

property. Cloakroom/WC, family room, sitting/dining room,

kitchen/breakfast room, master bedroom with en-suite, family

bathroom, single garage & off-street parking

Avenue Gate, Great Woodcote Park £699,996

Spacious, "executive design" Four Bedroom Detached property

offering: cloakroom/WC, dining room, lounge, kitchen, TV

room, master bedroom with en-suite, bedroom two with en-

suite, family bathroom, off-street parking & integral garage.

Warren Hall, Loughton £735,000

Three-bedroom penthouse apartment. Including: fitted

kitchen, sitting room/dining room with balcony, en-suite

shower room to bedroom three, family bathroom, 8 acres

of tranquil landscaped grounds, heated pool & garage.

Roebuck Heights, Buckhurst Hill, £475,000

A Stunning two bedroom ground floor executive apartment

in this prestigious development. The property is ideally

located for the shopping facilities of fashionable Queens

Road, and the Central Line to the City and West End.

Scotland Road, Buckhurst Hill £699,995

Five Bedroom family residence situated in this ever popular

road. Lounge, dining room, kitchen, breakfast area,

playroom/office, lobby area, cloakroom/WC, garage, two

family bathrooms & off-street parking.

Hill Hall, Theydon Mount

Hill Hall is set within 20 acres of grounds (to be confirmed).

It stands in an elevated position just south of Epping. We

have various properties available within this development

to offer. Prices range between £525,000 to £875,000

Forest Way, Loughton £285,000

Delightful Two Bedroom End-of-Terrace character cottage

situated within the sought-after conservation area of

Loughton. Property benefits include: lounge/diner, kitchen,

master bedroom, family bathroom and rear garden.

Petersen Court, Loughton £185,000

Well-maintained, two bedroom, first floor apartment

having been re-modernized and now has the benefits of a

fitted kitchen and gas central heating. Benefits include:

kitchen, lounge and bathroom.

Rush Drive, Waltham Abbey £675,000

Five Bedroom Detached family residence with views across open countryside.

Boasting: cloakroom/WC, study, lounge, dining room, kitchen/breakfast room,

garden room, utility room, integral double garage, off-street parking, master

bedroom with en-suite dressing & bathroom rooms, another two 'Jack 'n' Jill'

en-suites.

YOUR BATHROOM GONE DOWN THE DRAIN?Appealing, captivating design is fundamental to every bathroom.

At Urban Interior we showcase the work of the world’s finest and

well renowned designers. With these stunning designs, and our

exclusive stone products, we offer clients not only stimulation, but

exclusivity, style and innovation. With strong relations with many

of today’s leading designers including Philippe Starck, Antonio

Citterio, Alberto Alessi, and Phoenix Product Design, we offer a

vast range of products to give each bathroom character,

personifying that of its owner.

Urban Interior offers a full design and fitting service to suit its

clients needs. Using advanced computer aided design software

and our great expertise, we can walk you through all the aspects

of designing a new bathroom, allowing you to visualize your

bathroom before you buy it.

Thinking of washing your hands of your old bathroom? Make sure

to contact Urban Interior for the very best in stylish

contemporary bathrooms where you can be sure that the

designs you see, will be anything but ordinary.


Moving home is reported to be the third moststressful thing we do (it comes just belowbereavement and divorce) and a recent experienceleft me wondering whether it should be madecompulsory for Solicitors Estate Agents MortgageAdvisors and all those involved in the propertymarket to move house once a year. It was not thatI wanted to punish us all, or to help boost theeconomy. It just occurred to me that actuallyundergoing the process regularly would help usempathise with what our clients were goingthrough whilst moving home. Two years ago I hadto move into temporary accommodation. I didn’tneed to find a new house or a buyer of my own, Ididn’t need to make mortgage applications oranswer endless questionnaires, there was no needto wait for surveys, searches, chains to complete orfor everyone to be ready to exchange. All I had todo was pack up my belongings, watch them beingtransported and unpack them in a differentlocation at the end of the same day. I was surprisedhow exhausting the process was and made me lookagain at how my clients were feeling when I dealtwith them on completion day.

In its component parts the legal process of buyingor selling property is relatively straight forward. Thefirst part leads up to exchange of contracts. That isthe point when the parties formally committhemselves to buy and sell a house on a chosen day.Before exchange there is no obligation on eitherparty to the other, but immediately exchangeoccurs they are legally bound to each other. Thesecond part is completion, the day of the movewhen monies and title to the home are transferred.

If I am selling a house I need to obtain my clients

deeds, inspect them, draw up the contract for the

buyer, and attend to any enquiries raised before

exchange. When buying I need to receive that

package of documents from the sellers and

undertake various searches against the property.

When they are ready and the mortgage offer is to

hand I am ready to report to the client before

exchange. This is the most frustrating time as we

have to rely on third parties, mortgage companies,

landlords, local authorities and other statutory

bodies and our hands are tied until each element is

received. Whilst increased regulation (ID checks

increasing paperwork, the need to prove planning

and other consents have been obtained in the past)

add to the work, the major delay arises from chains

– as no matter how fast we move individually no

one can exchange until the whole chain is ready

and consequently everyone proceeds at the pace of

the slowest participant, usually someone several

places away in the chain who we have not met and

have no contact with

Exchange of contracts gives my clients peace of

mind and lets them concentrate on packing and

preparing for their move. By completion day all my

searches and checks are done and if it goes

smoothly it is semi automatic. Whilst Completion is

just one part of the process for me (I will already be

preparing to then deal with HM Revenue and

Customs and the Land Registry to finalise the post

completion work) it is the culmination of many

weeks of preparation for my client. Delay can occur

on the day of completion, when we have to wait for

the electronic transfer of purchase and mortgage

monies especially where they have to pass through

the numerous parties in a chain. The tension

increases with the competing interests. Mortgage

companies may have thousands of money transfers,

banks transferring the monies have similar volumes

to deal with and removal men who cannot start

unloading, begin tapping their watches if

completion has not taken place by midday.

Shortly we will benefit from electronicconveyancing, it will cut delay by speeding upsearches and will revolutionise the transfer ofmonies on completion day. It will help remove a lotof the anxiety of the process but still leaves myclient with that one critical and exhausting daywhen, at the end of it all they are presented with anew home and still have to unpack and settle inwhen everyone else has gone home

Many people criticise the English system but in theend you cannot avoid the day of the move. It couldbe worse. In Canada all short term residential leasesend on the same day which results in a large amountof the population trying to move all at the same time.

Duncan Gadsby: partner

Under PRESSURE

The following list should help:

• Contact Foskett Marr Gadsby & Head as soonas you have decided to move, so we canadvance as much of your sale as possible.This allows us to obtain title deeds, and checkfor any problems.

• Liaise with Lawlors Property Services in yoursale and their expert negotiators will ensurethat you sale runs smoothly and that allanticipated matters can be dealt with swiftly.

• Make sure that we have deposit funds placedwith us well in advance of exchange ofcontracts - so that we are not waiting for acheque to clear on the day of exchange.

• Let us have all your financial details as soonas possible. We can prepare a budget toensure that you have taken into account allthe costs involved with the move before youstart. It prevents that unpleasant surprise onthe day of completion, if certain expenseshave been forgotten.

“no one can exchange until thewhole chain is ready …“

“Completion is just one part of the process...“

By speaking the experts in advance, we can ensureyou are fully advised of the most efficient way tohandle your move, so it is as painless as possible.



A selection of properties currently for sale in Chigwell and surrounding areas. Please call 020 8281 0123 for more information on these and many more.

116 High Road, Chigwell,Essex, IG7 5BJ


New Farm Cottage, Abridge £725,000

Three Bedroom Detached property in a semi-rural location

which has planning permission to become a large Four

Bedroom Detached with four en-suites, a double garage,

three bay cart lodge & ménage, set on approx. 2.5 acres.

Regents Drive, Repton Park £939,995

Five Bedroom Detached residence located in a quiet private

turning. Offering en-suites to two bedrooms, additional family

bathroom and cloakroom/WC. There is a spacious kitchen/

breakfast room approx 24'6 x 19 and detached double garage.

Marlow House, Repton Park £389,995

Two Bedroom Top Floor Apartment with spacious lounge,

kitchen/dining room, en-suite, separate bathroom, two

allocated parking spaces & no ongoing chain.

Bracken Drive, Chigwell £695,000

Three Bedroom Bungalow beautifully presented throughout

with lounge, fitted kitchen/breakfast room, utility room,

carriage drive with double length garage, circular flower

beds, and is southerly facing.

The Boulevard, Repton Park £675,000

Four Bedroom Town House boasting four reception rooms,

four double bedrooms - two with en-suite facilities, integral

garage and offered with no-on going chain.

Chester Road, Chigwell £800,000

Five Bedroom Detached Property offering: family room, an

'L' shaped lounge/dining room, utility room, an attached

garage, kitchen/breakfast room & no on-going chain.

Mill Grove, High Ongar £475,000

Four Bedroom New-Build Property boasting beautiful views

over the countryside, master bedroom that has a walk-in

wardrobe and en-suite, three reception rooms, beautifully

decorated throughout & fully double glazed.

Kensington House, Repton Park £369,995

Two-Bedroom Ground Floor Apartment set in tranquil

surrounds, own Southerly facing patio garden, en-suite &

dressing area, kitchen/breakfast room, lounge, two

allocated underground parking spaces.

Dickens Rise, Chigwell £419,995

Three Bedroom Semi-Detached family residence offering two

receptions, cloakroom/WC, modern fitted kitchen/ breakfast

room, modern first floor bathroom, mature rear garden,

single garage, off-street parking & is offered chain-free.

Grange Crescent, Chigwell £455,000

Three Bedroom Semi-Detached Property boasting Oak

panelling to walls, exposed beams to ceilings, 22ft kitchen,

conservatory overlooking a delightful south facing

landscaped rear garden.

Fontayne Avenue, Chigwell £479,995

Three Bedroom Detached Property which has been

extended to the rear and offers a 20ft lounge, beautifully

decorated with Purgo laminated flooring & fitted kitchen.

Turpins Lane, Chigwell £349,995

A well presented Four Bedroom Mid-Terraced House with

through lounge, fitted kitchen conservatory, loft room

which is currently being used as a bedroom and family

bathroom.

Dacre Gate, Fyfield, £335,000

Gated development boasting Two Bedroom End-Of

Terraced Property. Lounge, kitchen/dining room, bathroom

including shower, cloakroom/WC, allocated space in

carport & further allocated space.

Chapel Mews, Repton Park £399,000

Within it's own private gated area lies this Two Bedroom

mews-style house, kitchen/breakfast room, cloakroom/WC,

en-suite to master, family bathroom & is offered chain free.

Taylors Farm House, Gravel Lane, Chigwell £1,850,000

Six Bedroom Detached residence within approx three acres of grounds,

wood crafted tree house with power, lighting & heating. Four receptions

rooms, kitchen/breakfast room, two en-suites, stunning views over Essex

countryside, gated, triple garage with the potential and scope to allow an

extra room above.

24 inhouse july 06



A selection of properties currently for sale in Woodford Green and surrounding areas. Please call 020 8506 0828 for more information on these and many more.

457 High Road Woodford Green,Essex, IG8 0XE


Friars Gate Close, Woodford Green £540,000

This Four Bedroom detached property benefits from,

lounge, dining area, kitchen, utiltiy room, cloakroom,

ensuite to master bedroom, family bathroom, double

length garage, off street parking and rear garden.

Kings Avenue, Woodford Green £545,000

This Four Bedroom semi detached residence benefits from

lounge, dining room, kitchen/diner, cloakroom, family

bathroom, shower room, off street parking, garage and

rear garden.

Sunset Avenue, Woodford Green £960,000

Benefits include four bedrooms, kitchen/breakfast room,

utility room, conservatory, dining room, lounge, study, four

bedrooms, en suite to master, walk in dressing room,

balcony, secure parking, double garage/sunroom.

Beresford Drive, Woodford Green £579,995

Situated in this sought after turning, this four bedroom semi

detached residence, benefits including: Lounge, dining room,

downstairs cloakroom, kitchen, family bathroom with separate

shower room, garage, off street parking, rear garden.

Snakes Lane West, Woodford Green £550,000

Three bedroom Detached Residence. Benefits include three

bedrooms, open plan style kitchen/diner, family room,

sitting room, downstairs cloakroom, off street parking and

detached garage to the rear.

Monkhams Ave, Woodford Green £POA

Circa 1870 Four Bedroom Terrace family property boasting

spacious accommodation over three floors. Situated on

the ever-sought after Monkhams Estate, immediate

viewing is encourage to avoid disappointment.

Forest Approach, Woodford Green £395,000

Three bedroom semi detached residence. Benefiting from

lounge, dining room, kitchen, family bathroom, garage, off

street parking and an approximately 75ft rear garden.

Parkmore Close, Woodford Green £250,000

Offered to market is this immaculate presented two bedroom

top floor apartment. Benefiting from family bathroom, good-

sized lounge/diner, kitchen with fitted appliances and balcony

with views over the local golf course.

Chapel on the Green, Woodford Green £POA

Steeped in local history and completely renovated is the

stunning luxury three bedrooms, Penthouse Apartment.

Boasting many original features including the clock tower

en suite bathroom, balcony, open planned lounge/kitchen

Clementine Walk, Woodford Green £275,000

Offered to the market is this modern spacious Two

Bedroom, Two Bathroom Top Floor Apartment with the

benefit of having balcony access from both bedrooms and

lounge/dining room. The Apartment is offered chain-free.

The Albany, Woodford Green £289,995

Three Double Bedroom Ground Floor Apartment opposite

Woodford Golf Course. Benefits include three bedrooms,

en suite to master, lounge/diner, kitchen, family bathroom,

garage en bloc, fantastic woodland location.

Pole Hill Road, Chingford £395,000

Three Bedroom Edwardian Home benefiting from

lounge/diner, family room, kitchen/breakfast room,

cloakroom/WC, family bathroom, rear garden in excess of

100ft & triple garage.

Grosvenor Garden, Woodford Green £449,995

A beautifully presented extended Three Bedroom Semi

Detached which is ideally located for Woodford Central Line.

Benefits include: extended kitchen/diner, lounge, dining

room, study, downstairs cloakroom and off street parking.

Regency Lodge, Buckhurst Hill £159,500

One bedroom ground floor retirement apartment benefits

include a communal lounge and gardens, security entrance

and the piece of mind of 24 hour assistance with the

house manager.

Monkhams Lane, Woodford Green £865,000

Circa 1900 four bedrooms detached family residence with two bonus rooms located

on the second floor. Benefiting from two receptions, kitchen/breakfast room,

downstairs cloakroom, en-suite to master bedroom and family bathroom, off street

parking and garage.

Boleyn Court, Buckhurst Hill• Three Bedrooms

• Gated development

• Allocated Parking

• Available Now

£1200 pcm

High Road, Chigwell• Three Bedrooms

• Semi Detached

• Unfurnished

• Stunning panoramic views

£1250 pcm

Grange Crescent, Chigwell • Four bedroom

• Bungalow

• Modern fully fitted kitchen

• Close to station

£1500 pcm

High Road, Chigwell• Four Bedroom

• Detached

• Victorian Lodge,

• A brick built summerhouse/studio

£2200 pcm

Cardinal Drive, Hainault• Four Bedroom End of Terrace House

• Conservatory

• Spacious

• En-suite to Master Bedroom

£1350 pcm

Underwood Road, Higham Park • Four bedroom

• Semi detached

• Tasteful decor throughout

• Garage

£1575 pcm

LATEST

LETTINGS

28 inhouse july 06

New Forest Lane, Chigwell £3,500 pcm

• Four Bedroom

• Heated Swimming Pool


• Unfurnished

Staples Road, Loughton £1200 pcm

• Three Bedrooms

• Semi Detached

• Close to Loughton High Road

• Close to Epping Forest

Manor Road, Chigwell £2000 pcm

• Three Bedroom Detached house

• Stunning Gold Course Views

• Refurbished

• Unfurnished

Hainault Road, Chigwell £6300 pcm

• Six Bedrooms

• Indoor Swimming Pool

• Cinema

• Outstanding Property

Regency, South Woodford £1200 pcm

• Two Bedroom Apartment

• New Build

• Furnished to a High Standard

• Close to Station

Central Court, Chigwell £1000 pcm

• Spacious newly built

• Two Bedroom,

• First Floor Apartment

• Allocated Parking

Addison Road, Woodford Green £1,650 pcm

• Four Bedrooms • Furnished or Unfurnished

• Excellent Condition • Close to Station

• En-suite to master Bedroom

Shorepoint, Buckhurst Hill £1,150 pcm

• Two Bedroom New Build Apartment


• Furnished or Unfurnished

• Stunning Views

Cedar Close, Buckhurst Hill £775 pcm

• Two Bedrooms • First Floor Apartment

• Close to Underground • Balcony

• Fitted Kitchen • Modern Decor

Hazelwood, Loughton £2000 pcm

• Four Bedroom Detached House

• Unfurnished

• Neutral Décor Throughout

• Viewing Recommended

Petersen Court, Loughton £800 pcm

• Two Bedrooms • Unfurnished

• Garage • Excellent Condition

• Refurbished • Available Now

Brandesbury Square, Repton Park £2,600 pcm

• Four Bedroom • Town House

• Outstanding Condition • Spacious

• Unfurnished • Viewing Recommending

Hetton House, Loughton £1,000 pcm

• Two Bedrooms • New Build

• Part Furnished • Two Bathrooms

• Balcony • Close to Station

High Road, Loughton £500 pcm

• Studio Apartment • Close to Station

• Close to Shops • Unfurnished

• Ideal Starter Home • Available Now

Woodcote Mews, Loughton £1400 pcm

• Three Bedrooms

• Modern Throughout


• Furnished or Unfurnished

A selection of properties available to let in West Essex and the surrounding areas. Please call 020 8502 3388 for more information on these and many more.

165 High Road, Loughton,Essex, IG10 4LF


july 06 inhouse 29


...more than a kitchen

Cabinet Way, London E4 8QF 020 8531 3413 www.urbanmyth.net

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Inhouse July 2006 Edition

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