A reference guide for Education-V1_0

A ref. guide for Higher Education Earthsoft Foundation of Guidance

1

The Turning Point

Education Reference Guide-2 Dedicated to

My father who lived with highest standards of values inspiring people for possible higher education

Late Shri. Pannalalji Lalchandji Rakhecha

My mother who truly redefined love & care

Late Bhikibai Pannalal Rakhecha


2

Preface

A person, who is possessed of supreme knowledge controls the senses with concentration & awareness,

like spirited steeds controlled by a charioteer. Importance of education was observed from the ancient

and historical days all over the world. There used to be Gurukul, the school established by Saints in the

forest. One of the three segments of the life, the childhood used to be dedicated for learning, earning

knowledge and acquiring the skills so that rest of the life becomes enjoyable and happy not only for

oneself but for the living kind. Education helps an individual to be able so as to contribute for the well

being of the society across globe.

It is well known that person keeps learning throughout the life, during childhood till old age. Learning

based on studying the basic, then acquiring skills and later knowledge. Management of study is a science

to be learnt as well as an art to be practiced. Methodology of study varies from individual. Planning for

the study also plays extremely important role as well. There is so much to study so priorities and

utilization of the time appropriately becomes of vital importance.

It is important to understand own personality, liking and aspirations. It is to know what you would like

to do throughout life without frustrating, without bothering about money and without tiring. Out of

hundreds of choices it is critical to select the right one, compatible to yourself.

Education is the fundamental right for everyone. Considering this noble principle, several institutes and

trusts have been supporting & sponsoring the education for the needy via scholarships & interest free

loans. In the era of information technology one can reach to the detailed information however

consolidation of such information is extremely useful.

The total configuration of ideals, practices, and conduct is called Dharma (Religion, Virtue or Duty). To

live contended life is said to be a challenge. It’s a race. Many are struggling to find a rightful solution,

how do you handle it? Few say it is complex but who makes it complex? There are few fundamental

principles guide to live life peacefully, happy, enjoyable and useful. If one implements those religiously

then surely life becomes too simple to live & extremely happy as well

This book is an attempt to share important tips and information for all above. Surely it would be useful

guide. I request you to try deeply understanding & implementing the same. Higher education is the base

to built wonderful career. I wish you all the best for your education, career and further life.

Valchand Sancheti Jaykumar Pokharna

President Secretary

Oswal Bandhu Samaj, Pune

Date – 19th July 2013


3

From Author’s desk

It has been a great pleasure seeing a next step of publishing a book in hard & soft copy format as A

reference book for higher education. This book shall be useful for students of standard 8th onward till

post graduation and doctorate and their parents.

I do not claim to be author of this book. Compiler might be better word to describe. I am thankful to

amazing information technologies, Google search engine and authors of thousands of good articles and

educational & social institutes and trusts for making detailed information available on their website,

friends and associates. I am also thankful for the trustees of Oswal Bandhu Samaj, Pune for encouraging,

publishing, distributing and sponsoring this attempt, in particular Shri.Nemichandji Karnavat Sir who is a

finest example of leading an ideal life and to be a role model in education field.

About Rajendra Rakhecha

Education:

SSC, HSC – Stood first in center, Passed with distinction

BE /M.E.[Mech] – ‘83, Pune University, Passed with distinction

Worked as a Mechanical Engineer and as a IT senior professional

Now working as a Founder of Earthsoft Foundation of Guidance, which

works like an NGO for education & career guidance for students and soft

skills enhancements for the professionals at free of cost

Author has compiled the book in following sections

Section – 1 - Education & Career guidance

Section – 2 - Heart to heart…sharing important points

Section – 3 - Structure of the U.S. Education System

Section – 4 - Managing Finance

Section – 5 - Schools, Colleges, Hostels in India & across globe

Hope the content would be helpful to you architecting, designing and planning your education & career.

Wish you all the very best and make the world feel proud of you!

You may contact for any query, feedback, correction, suggestions or complaint at following

Send SMS your email id with a request to share various soft files.

Email – [email protected], [email protected]

Mobile – +91-9890927680

Address – Flat No 1, Lotus Enclave, 98 Anand Park, Aundh, Pune – 411 007 (M.S.)

mailto:[email protected]



4

Contents

Preface .......................................................................................................................................................... 2 From Author’s desk ....................................................................................................................................... 3 Section – 1 - Education & Career guidance ................................................................................................... 7 How to study ................................................................................................................................................. 7 Importance of time and preparing time table .............................................................................................. 8 Teacher’s section ........................................................................................................................................ 10

How to understand volume of study ....................................................................................................... 10 How to calculate availability of time for the student .............................................................................. 10 Tracking the completion of study ............................................................................................................ 11

Planning of study for examination .............................................................................................................. 11 Precautions ................................................................................................................................................. 12 How to choose career and compatible education ...................................................................................... 13 Skill enhancement ....................................................................................................................................... 18 To get the recognition ................................................................................................................................. 19 What is to be successful .............................................................................................................................. 19 To be successful .......................................................................................................................................... 19

Self evaluation & plan for improvements ................................................................................................ 20 Tips for success ........................................................................................................................................ 22 Do’s .......................................................................................................................................................... 22 Don’t ........................................................................................................................................................ 23

Mistakes & happiness ................................................................................................................................. 23 Points to ponder ......................................................................................................................................... 23 Commitment & oath ................................................................................................................................... 24 Stop bad habits and keep away .................................................................................................................. 24 Section – 2 - Heart to heart…sharing important points ............................................................................. 27

What are qualities needed....................................................................................................................... 27 Difficulties ................................................................................................................................................ 27 Consideration of higher education .......................................................................................................... 27 Critical steps ............................................................................................................................................. 27 Choose consultant / mentor as advisor ................................................................................................... 28

Decision making .......................................................................................................................................... 28 To decide… ............................................................................................................................................... 28 USA tops for higher education ................................................................................................................. 28 Why consider USA for higher education .................................................................................................. 29 Why higher education in USA .................................................................................................................. 29 What you get ........................................................................................................................................... 30 Parameters to compare ........................................................................................................................... 30 About graduation in USA ......................................................................................................................... 30

Entrance test for qualifying graduation study - About SAT ........................................................................ 31 Function ................................................................................................................................................... 31 Structure .................................................................................................................................................. 32 SAT exam pattern..................................................................................................................................... 32 Eligibility for SAT exam............................................................................................................................. 33 Critical Reading ........................................................................................................................................ 33 Mathematics ............................................................................................................................................ 33 Calculator use .......................................................................................................................................... 34


5

Writing ..................................................................................................................................................... 34 Style of questions ..................................................................................................................................... 35 Taking the test ......................................................................................................................................... 35 Raw scores, scaled scores, and percentiles ............................................................................................. 36 Technology or management - MS or MBA? Points to ponder… .............................................................. 36 Possible branches and locations ............................................................................................................. 37 Considering MS or M Tech ....................................................................................................................... 37 Why to plan 2 years before...................................................................................................................... 30

For post graduation..................................................................................................................................... 38 High level procedure ................................................................................................................................ 38 Application time frame ............................................................................................................................ 38

Process for admission ................................................................................................................................. 39 10 Easy Steps ............................................................................................................................................... 39

Program and University Selection ........................................................................................................... 39 How to choose a overseas Graduate School / Post Graduate college ................................................ 39

Necessary admission tests (SAT, GMAT, GRE, IELTS, TOEFL) ................................................................... 40 Application Submission ............................................................................................................................ 40

Admission documents ......................................................................................................................... 40 Receive offer of acceptance..................................................................................................................... 40 Submit relevant documents to secure I-20 ............................................................................................. 40 Receive I-20 .............................................................................................................................................. 40 Preparation of documents to apply for student (F-1) visa ...................................................................... 40 Appear for visa interview at U.S. Embassy .............................................................................................. 41 Prepare to study and live in the U.S. ....................................................................................................... 41

Details captured for each steps. ................................................................................................................. 41 Preparation .............................................................................................................................................. 41 About GRE ................................................................................................................................................ 41 About GMAT ............................................................................................................................................ 43 About TOFEL ............................................................................................................................................ 43 About IELTS .............................................................................................................................................. 43 Test Prep: 6 Tips for GRE Success ............................................................................................................ 44 Reporting GRE score ................................................................................................................................ 46 Graduate Schools Admission documents – Checklist .............................................................................. 47 About Visa ................................................................................................................................................ 47 Visa documents ........................................................................................................................................ 47 Make the U.S. Student Visa Process Painless .......................................................................................... 48 Selecting universities ............................................................................................................................... 48 Suggestion to choose ............................................................................................................................... 49 U.S. News Business School Rankings ....................................................................................................... 49 Costing ..................................................................................................................................................... 50

Funding – Earning & scholarships ............................................................................................................... 50 Fellowship ................................................................................................................................................ 50 Scholarships ............................................................................................................................................. 51 Eligibility for scholarship .......................................................................................................................... 51 Earning – Salary & Tax ............................................................................................................................. 51 FAQ about admission ............................................................................................................................... 52 Don’ts while in USA .................................................................................................................................. 52


6

Suggestions while in USA ......................................................................................................................... 53 How to select accommodation? ......................................................................................................... 53 How do students search for room partners? ...................................................................................... 53 Booking ticket ..................................................................................................................................... 53 About facilities of communication ...................................................................................................... 54 About insurance .................................................................................................................................. 54 Cooking & other skills ......................................................................................................................... 54 List of items ......................................................................................................................................... 55 Common medicine .............................................................................................................................. 55

You can do it ............................................................................................................................................... 56 Section – 3 - Structure of the U.S. Education System: ................................................................................ 56

Bachelor’s degree Description ................................................................................................................. 56 U.S. Higher Education Glossary ................................................................................................................... 59 Useful links (url) .......................................................................................................................................... 70

Higher Education...................................................................................................................................... 70 Useful Links ................................................................................................................................................. 71

General ..................................................................................................................................................... 71 Standardized Tests ................................................................................................................................... 71 Accreditation ............................................................................................................................................ 72 Application Packet ................................................................................................................................... 72 Visa Information ...................................................................................................................................... 72 Search Engines ......................................................................................................................................... 72 Financing Your US Studies........................................................................................................................ 72 Overview of US Education System ........................................................................................................... 72 Pre Departure Information ...................................................................................................................... 72 Popular Study Abroad Search Engines ..................................................................................................... 72 General information ................................................................................................................................ 72 Indian Embassies and Consulates in US ................................................................................................... 73 References ............................................................................................................................................... 73

Section – 4 - Managing Finance .................................................................................................................. 73 Scholarship for Indians ............................................................................................................................. 73 How and Why to Get an On-Campus Job ................................................................................................ 75 6 Ways College Students Can Find Summer Jobs .................................................................................... 76 An International Student's Guide to U.S. Scholarships ............................................................................ 77 10 Colleges That Give the Most International Student Financial Aid ...................................................... 78 5 Scholarships for In-Demand College Majors ......................................................................................... 79 Compare 5 Top Scholarship Search Engines ............................................................................................ 81 Overseas Scholarships ............................................................................................................................. 83 Universities offering maximum aid .......................................................................................................... 84 Scholarships & loans ................................................................................................................................ 85

Various loans ............................................................................................................................................... 87 Loans in India ........................................................................................................................................... 87 Overseas Loans ........................................................................................................................................ 88 International Student Loans .................................................................................................................... 89 FAQ for loan ............................................................................................................................................. 91 Graduate School Stafford Loan FAQs....................................................................................................... 94

Section – 5 – Schools, Colleges, Hostels in India & across Globe ............................................................... 96


7

The best schools in India .......................................................................................................................... 96 The best international schools in India .................................................................................................... 96 The best schools across India................................................................................................................... 97

Engineering, medical & management colleges in India ............................................................................ 100 Colleges / Universities in India .................................................................................................................. 102

Top 20 Technical / Engineering colleges ................................................................................................ 102 Top 25 management colleges / institutes in India ................................................................................. 103

High level Attributes of few top global universities .................................................................................. 103 Rank -- #1 - Name -- Massachusetts Institute of Technology (MIT) ...................................................... 104 Rank -- #2 Name -- University of Cambridge ......................................................................................... 105 Rank -- #3 Name -- Harvard University .................................................................................................. 105 Rank -- #4 Name -- UCL (University College London) ............................................................................ 106 Rank -- #5 Name -- University of Oxford ................................................................................................ 106 Rank -- #13 Name -- ETH Zurich (Swiss Federal Institute of Technology) .............................................. 107 Rank -- #18 Name -- McGill University ................................................................................................... 107 Rank -- #19 Name -- University of Toronto ............................................................................................ 108 Rank -- #23 Name -- University of Hong Kong (HKU) ............................................................................. 109 Rank -- #24 Name -- Australian National University (ANU) ................................................................... 109 Rank -- #25 Name -- National University of Singapore (NUS) ................................................................ 110

List of top 100 global Universities ............................................................................................................. 110 Subject-wise global universities ............................................................................................................. 111 Region wise global universities .............................................................................................................. 111 Global top 100 Universities .................................................................................................................... 111 Top 25 global management colleges ..................................................................................................... 114

Important files attached in this soft copy ................................................................................................. 115 List of Jain Hostels in India ........................................................................................................................ 116

Boys Hostels in India .............................................................................................................................. 116 Girls Hostels in India .............................................................................................................................. 125 Accommodation ..................................................................................................................................... 127

Financing by institutes / trusts of India .................................................................................................... 127 Scholarships In India .............................................................................................................................. 127

Disclaimer.................................................................................................................................................. 152

Section – 1 - Education & Career guidance

How to study

Following is the proven methodology to study & is highly recommended, in particular for the subjects

like Physics, Chemistry, Biology, Mathematics, Accounting, etc. It is suggested to have complete set of

study material like text books, reference guides, notes from class and tuition, ideal answer sheets &

question set of previous examinations, good quality paper or un-used note book handy. It is also

essential to have a fresh mood, peaceful environment, happy & motivated mind, good infrastructure like

table-chair, pen, compass, good intensity of light, etc. Now let us begin.

1. Let us define a unit of study. It can be like a paragraph or a topic or a page or a chapter of a book.

As suiting to your ability and complexity of the subject, please choose the unit for study.


8

2. Read the complete content from entire study material. Understand its concept and grasp it

fundamentally. At this point you have read content from various study material thus you know

the best and whole of the content. This is a union set of the entire content which you have read.

3. Write important points on a good sheet of paper. Also remember formulae by heart. Use rough

paper to practice formulae. Conserve these working sheets.

4. Practice by writing the entire content as if you are writing in examination. Check if you could write

more than 70% of the entire content. It should be as high as possible. Also check that you have

not missed any important point.

5. Practice this till you are satisfied. Then read the entire content once again.

6. Now move on to next unit of study. Thus keep repeating till closure of the chapter.

7. Now solve the exercises or questions or problems given at the end of the chapter. Conserve the

note books or sheets by filing those appropriately. While solving problem/exercise/question write

the chapter number, problem/exercise/question number correctly so that during study of final

examination you will be able to locate those quickly.

8. Try to solve the problem/exercise/question of last question papers. Compare your answer with

answer in answer-sheets. Check the possible areas of improvement and practice to follow the

best of the standards.

Importance of time and preparing time table

You must have heard that Time is money! It’s extremely important to understand the value of the time.

To realise the value of Time of

1 Year – Ask a student who has failed in examination

1 Month – Ask a mother who has delivered premature baby in 8th month

1 Week – Ask an editor who has to publish a weekly magazine

1 Day – Ask a daily wager heading family of eight & feed them on daily basis

1 Hour – Ask a lover who is waiting to meet

1 Minute – Ask a person who has missed a train by just a minute

1 Second – Ask a person who has survived an accident just by a second alert

1 milli-Second – Ask a runner who won the Gold medal by a milli-second

Time waits for no one, treasure every moment you have, conserve & utilise every second. If you do not

respect your time, who will? Please remember that time once elapsed, never comes back again. There

lies an importance of disciplined life. Discipline comes from planning various activities for every day and

every hour of the day and executing those as planned. The best way is to prepare a time table and

follow religiously. There are two kind of time table. A. during school day & B. during holiday

Let us prepare time table studying the sample time table as below for a day of school. Feel free to

modify start – end time of any activity as needed at your convenience, liking and habit. E.g. few of you

may want to start study during early hours of a day say at 4:0 am so sleeping during 10:0 pm to 4:0 am

or few may want to study till little late say till 2:0 am so modify sleeping hours at your convenience.


9

Sample time table during school / college day

Time table of various activities during School / College

# Time slot Hours Preferred topic Remark

1 12:00:00 AM - 6:00 am 6 hours Sound Sleep Rest

2 6:00 am - 7:00 am 1.0 hour Exercise, Morning walk, Yoga,

Meditation, Get ready (Bath, Breakfast)

Feel Fresh

3 7:00 am - 2:00 pm 7 hours School / College

4 2:00 pm - 3:00 pm 1.0 hours Lunch, TV, Friends, Chat, Internet, etc

5 3:00 pm - 6:0 pm 3 hours Study

6 6:0 pm to 6:30 pm 30 min Indoor-Outdoor Games Entertainment

7 6:30 pm - 9:30 pm 3 hours Tuition / Study

8 9:30 pm - 10:30 pm 1.0 hour Dinner, TV, Friend, Chat, etc Relaxation

9 10:30 pm to 12:0 am 1.5 hours Study

Now let us make changes if it is a holiday. We have a great opportunity to study for longer hours. It is

important to catch up study at home with school / tuition classes at least by week-end.

Sample time table for holiday

Time table of various activities during holiday

# Time slot Hours Preferred topic Remark

1 12:00 AM - 6:00 am 6 hours Sound Sleep Rest

2 6:00 am - 7:00 am 1.0 hour Exercise, Morning walk, Yoga,

Meditation, Get ready (Bath, Breakfast)

3 7:00 am - 10:30 am 3.5 hours Study

4 10:30 - 11:00 am 30 min News Paper, discussions with friends, etc

5 11:00 am - 2:0 pm 3 hours Study

6 2:00 pm - 3:0 pm 1.0 hours Lunch, TV, Friends, Chat, Internet, Group

discussions, problem solving, etc


8 6:0 pm to 6:30 pm 30 min Indoor-Outdoor Games Entertainment


10 9:30 pm - 10:30 pm 1.0 hour Dinner, TV, Friend, Chat, etc Relaxation

11 10:30 pm to 12:0 am 1.5 hours Study

You are suggested to discuss with close friends, teachers and parents. Seek their views & feedback and

finalise it. Once it is final, take prints of these time table and clip at the study desk. Seek help from

parents to follow as closely. Please modify little bit if needed but be determined to follow it strictly.

Remember your determination will make you different!


10

Also it is proved that if you help solving queries for your friends, you will be more hands-on and clear

about the subject and content. So utilize free time to help your friends

Teacher’s section

Following topics like understanding volume of study & calculating availability of the time are the best

determined by the teachers. Most of the data generally remains the same like various books, note

books, their pages, problems in each chapter, etc. Also no. of days for the school and holidays are better

known to the teachers. Thus it is suggested that teachers to prepare the base data and handover to the

students. Also following tables to be prepared using Microsoft product – Excel.

How to understand volume of study

Now a day there is a flood of study material like text books, guides from various publications, notes

given by tuition classes, etc. It is important to understand the volume of study and to calculate how

much average time would be needed to study entire syllabus in planned manner.

Let us try to calculate total volume of study and on an average how much time would be required.

Assume that

Average time required to study a page in hours = 15 minutes (0.25 hours)

Average time required to solve a problem in hours = 12 minutes (0.2 hours)

Sample table indicating how to calculate time required for study & problem solving*

# Subject No. of Pages Hrs required for pages

No. of problems Hrs required for problem

Total hrs required

Guide Book Tuition Total Guide Book Tuition Total

1 Math-I 180 240 200 620 155 300 200 250 750 150 305

2 Math- II 160 220 180 560 112 260 180 190 630 126 238

3 Phy - I

4 Phy - II

Total hours required for study and problem solving in Hours 543

Prepare a table listing the subjects, no of pages & problems in each book like text book, guide, tution

note, etc. Add up no of pages and problems and multiply by unit time. Thus you will get no of hours

needed to study the total pages and to solve the problems per subject. Sum up the time needed for

studying all the subjects to know the entire time requirement.

* - Please note that above is sample calculation. Each student needs to fill-in the complete details and

determine total time required for study & problem solving. It depends on his or her aptitude, knowledge

and subject complexity & varies from student to student.

How to calculate availability of time for the student

It is good to know for the teachers and student how many hours are available for studying at home for

the entire duration of the academic year. Let us assume

No of hours available for self study when school is there – 8 hours per day

No of hours available for self study when school/ college has holiday – 14 hours per day


11

Availability of the total hours available for student in a year for self study

Availability of the total hours for study

# Month Days with college

Days during holidays

Total days

Hours during college days

Hours during holidays

Total Hours available

1 Jun to Nov 129 51 180 1,029 771 1,800

2 Dec to Feb 4 86 90 32 1,290 1,322

3,122

Prepare a table listing all the months, and no. of days with & without college. Multiply the days & no. of

study hours per day to calculate no of total hours available. Thus from above Tables, teachers &

students will be able to judge if there is sufficient time available for the study. This will help to plan the

study matching to the hours available.

Please note that above tables are sample and each student needs to prepare these tables. Students are

requested to seek guidance from parents and teachers for accurate calculation and allocation of time to

each subject.

Tracking the completion of study

Appeal to parents – It is a special request to all parents to offer quality time and useful guidance and

encouraging to the child for study. Following table suggests how to track the completion of study by the

student& understand the status periodically. If there is lag, kindly guide without pressuring to catch up

the portion of study. This is to be tracked from the beginning for every week or at least fortnightly.

Tracking the progress of study for various subjects

# Subject No. of lessons

No. of Pages

school- status

Studied lessons

Studied Pages

% Completed study

% Balance Study

1 English 31 109 55% 15 52 48% 52%

2 Marathi 22 68 64% 11 34 50% 50%

3 Hindi 27 90 93% 15 45 50% 50%

4 Math- 1 11 55 91% 7 40 73% 27%

5 Math -2 8 48 88% 6 36 75% 25%

6 Sci -1 12 60 92% 9 45 75% 25%

7 Sci- 2 12 48 100% 9 36 75% 25%

8 Histrory 11 33 82% 6 18 55% 45%

9 Geography 12 36 58% 8 24 67% 33%

10 EVS 11 33 18% 4 12 36% 64%

Planning of study for examination

You have put in sincere efforts and studied well throughout the year. Now examination dates are

declared. Let us prepare a schedule of study for examination. We will plan for four revisions. Let us use

Microsoft Excel to prepare a schedule as below.


12

Planning for study for examination

Month

Study from examination point of views Revision Exam days

# Subject 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28

1 Subject-1

2 Subject-2

3 Subject-3

4 Subject-4

You can plan this once examination dates are declared.

Procedure to prepare a schedule

1. In the column “subject”, mention various subjects in reverse order of examination. i.e.

examination of last subject enter as # 1, and so on.

2. Prepare a calendar marking the dates from today till last date of examination mentioning the

dates in each cell (e.g. from 1st till 28th in above calendar)

3. Mark the subject wise examination calendar at the end of calendar

4. Mark in exactly reverse manner & assign one day to each subject for the revision, starting from

just one day prior to first paper in reverse manner thus forming a “V” curve.

5. Then assign 3 to 6 days for each subject based on volume & complexity of the subject, how much

you already have studied, etc in reverse manner.

6. Mark one day out of these 3 – 6 days for a revision and other study (studying answer sheets,

earlier question set, etc)

7. Check if the first day of planning is earlier than today. In that case you have to reduce no. of days

allocated to each subject.

8. Check if the first day of planning is later than today, then you have to assign few more days to

couple of subjects.

9. Please include practical examination and at least 1-2 days for study for the same.

10. Thus you will have atleast 3 revisions of the subject as follow

a. First revision when you study subject at stretch, you have reserve 1 day for revision

b. Second revision just prior the start of examination for a day, V shape, left line

c. Third revision is between the hours after you come home from the examination paper and go to

examination of next subject on second day, you get almost 14-16 hours for study. (out 24

hours minus 6-7 hours of sleep minus 2 hours of lunch, dinner, getting ready, travelling,

discussions, etc)

Precautions

1. Note that you have noted the examination time table accurately. Recheck yourself and verify

from your friend.

2. You have sound sleep during examination. Keep cool & happy mood, learn to control the

thoughts.

3. Do not think about performance in past examination, just concentrate the paper on next day


13

4. Do not discourage friends with unwanted discussions like status of your study, how hard is the

subject you are feeling, which mistakes you made in earlier examination, how does future looks

like, etc

5. If any of the friend discouraging you, please request your friend firmly not to do so. If he or she

continues to do so, convey to stop talking with you.

6. Please make a check list and verify before starting from home like Identity card, Good quality of

pen, pencil, erase, compass box, relevant books & note books, wallet, etc

7. Offer smile and wish the best to friends. Eaze out tension at last moment.

8. Relax before exam for at least 10 -15 minutes. Have confidence in your own abilities & hard

work. You have studied so well, nothing will stop you to perform the best. Do not worry.

How to choose career and compatible education

It is a famous quote of Stephen Covey’s Habit #2 - Begin with the End in mind!

Let us understand the thought process selecting / deciding the career & compatible education. You need

to do appropriate & accurate planning to decide both career as well as education. There is a saying “If

you fail to plan, you plan to fail”. So let us begin to plan our education & career.

While deciding appropriate career suitable you need to consider following high level factors

1. Self –

Ability - Academic performance, Skills, attitude, personality and ability to manage rapid

changes. Please review academic performance since last 5 years, preferably from 8th standard.

Aptitude is an learned or developed competency to do a certain kind of work at a certain level

Interest – you much have interest in related field.

Personality – Hobbies, Health and Habits will help you to determine the right career.

Motivation – Are you motivated to make the said career?

2. Surrounding - Influences of attributes of friends, peers, parents, relatives and role models

3. Globe - Market trends, Existing and rapidly changing opportunities and managing cross culture

Choose the career option with “come what may” attitude, feeling and challenge.

You need to really study your personality, each of the attribute while considering various career options.

Following table will be helpful to you to analyse.


14

e.g. if Emotional quotient is poor then career like air hostess or If physics & body weight is much lesser

than expected then career in military or like astronaut will be a challenge

There is a scientific method evolved to rate the attribute and career options. Following sample table

illustrates the same. You may want to add more variables and need to fill in the fields.


15

Evaluation career options

S No Variable Weightage Career 1 Career 2

Absolute

Rating/10

Net

rating

Absolute

Rating/10

Net

rating

1 Gaining Knowledge & to excel 7% 8 0.56 6 0.42

2 Enhances algorithmic & Logical

Sharpness, and to contribute

7% 9 0.63 6 0.42

3 Great opportunities - Within

country & abroad

6% 8 0.48 6 0.36

4 Earning good money 7% 6 0.42 8 0.56

5 Respect in society/ making a

difference/ recognition

5% 5 0.25 7 0.35

6 Travel 4% 4 0.16 8 0.32

7 Fun & Pressure 7% 5 0.35 4 0.28

8 Cost 7% 6 0.42 3 0.21

9 Connecting with people 6% 6 0.36 3 0.18

10 Need & availability (Job security) 7% 3 0.21 8 0.56

11 Personal attributes 0 0

11.1 Liking & interest & nature 9% 7 0.63 6 0.54

11.2 Aptitude / Ability / Skill 9% 8 0.72 5 0.45

11.3 Attitude 6% 5 0.3 5 0.3

11.4 Health 6% 6 0.36 5 0.3

11.5 Dreams 7% 8 0.56 4 0.28

Total Rating 100% 94.0 6.4 84.0 5.5

There are six types of career, known as Holland Hexagon

Types of Careers

Realistic - Doer, Skilled, Concrete like one must know atleast one skill to performance the task, survive,

like electrician, plumber, driver, etc

Investigative - Thinker, Analytical Ideas, Mathematical, Logical, Science like programmer, technologist,

Police, investigative agency, etc

Artistic - Artistic, Imagining, Creating like web designer, painter, media advertisement, photography, etc

Social - Social, Helper, and Educational Service oriented people like teachers, etc

Enterprising - Enterpriser, Persuader Outgoing, want to be on their own, good at finance , setting the

vision, strategy, and executing those, leadership, etc

Conventional - Practical, Organizing Things like grocery, cloth merchants, etc

Thus while selecting appropriate career you need to consider following cycle


16

1. Know your abilities, attributes and aspirations

2. Know the skills, are you prepared to upgrade & enhance those? Your potential can be turned to

the performance.

3. Know your style

4. Know your family, their support, influence, etc

5. Your value system and upbringing

6. Then set the goal and re-evaluate the options

You must know that career building is a path which you need to walk with patience, keep achieving

milestones one after another. Following “9 P” keeps it going. You may not run but do not stop.

Tips for wonderful career

1. Remember the quotes by former president of India, Dr. Abdul Kalam “Dream is not what you see

in sleep. It is something that does not let you sleep!”

2. Try to select a career in such a way that you set to be unique & differentiate from the crowd. E.g.

If you are programmer or software engineer, you might be one of few lacs students graduating

every year. If you are post graduate engineer say M.Tech or MS, you will be within very few

thousands. Further if you know any foreign language say Japanese, you will be among just among

few hundred students. Thus you are one where there is a high demand and fewer resources like

you are available. Obviously you will have a huge respect and demand.

3. Aiming low is a crime!

4. You are what you believe!

5. Seek education compatible to career choice you have selected or decided, aim for the highest

technical education in your field, do the best.


17

6. Keep you wish extremely high, like what is quoted in Poem by La Manch

o To dream the impossible dream

o To fight the unbeatable foe,

o To bear the unbearable sorrow,

o To run where the brave dare not to go,

o To love the pure and chest from a far,

o To right the unforgivable wrong,

o To try when your arms are too weary,

o To reach that unreachable star,

o This is my quest to follow that star,

o No matter how place, no matter how far,

o To fight for the right, without questions without pause

o To be willing to march into hell for heavenly cause.

7. Always work with 2 plans, main Plan A which you will execute to 99.9% probability and fall back

plan B, in case for some unfortunate reason you could not attempt & execute plan A.

The education compatible to your career also can be evaluated following the similar method. You may

want to add more attributes.

Sample Evaluation various career options

# Variable Weightage Engineering Medicine Management

Absolute

Rating

Net

rating

Absolute

Rating

Net

rating

Absolute

Rating

Net

rating

1 Gaining Knowledge & to

excel

7% 8 0.56 6 0.42 5 0.35

2 Enhances algorithmic &

Logical Sharpness, and to

contribute

7% 9 0.63 6 0.42 4 0.28

3 Great opportunities -

Within country & abroad

6% 8 0.48 6 0.36 8 0.48

4 Earning good money 7% 6 0.42 8 0.56 8 0.56

5 Respect in society/

making a difference/

recognition

5% 5 0.25 7 0.35 6 0.3

6 Travel 4% 4 0.16 8 0.32 5 0.2

7 Fun & Pressure 7% 5 0.35 4 0.28 8 0.56

8 Cost 7% 6 0.42 3 0.21 7 0.49

9 Connecting with people 6% 6 0.36 3 0.18 6 0.36

10 Need & availability (Job

security)

7% 3 0.21 8 0.56 7 0.49


18

11 Personal attributes 0 0 0

a Liking & interest & nature 9% 7 0.63 6 0.54 4 0.36

b Aptitude / Ability / Skill 9% 8 0.72 5 0.45 6 0.54

c Attitude 6% 5 0.3 5 0.3 4 0.24

d Health 6% 6 0.36 5 0.3 6 0.36

e Dreams 7% 8 0.56 4 0.28 4 0.28

100% 94.0 6.4 84.0 5.5 88.0 5.9

Skill enhancement

Once you have acquired the highest possible educational degree and opted for the right career path,

skill enhancement is the most important aspect of todays competitive world. A skill enhancement is a

planned activity. Master training to be planned to improve the skills and abilities. Skill is like weight of

body, does not give you a feel of increasing / enhancement. Ratio of skill to age (duration of time) needs

to increase or at least stable during implementation phase and again should increase. Ratio remaining

constant is ok however it is an alert if it is decreasing. You need to invest in good books and attending

few classes with specific skill enhancement target, mostly for technical subjects.

Keep learning throughout life : - People believe life is a school and we keep on learning throughout the

life. Phase 1 - Acquire expertise in the field of strength and liking for 10-12 years after graduation thus

depth of the skills to be increased.. “What to do and when” to be planned. Understand gaps and

upgrade the skills, Measure the abilities, as phase 2 Grow lateral in other skills like Quality, accounting/

finance / economics; HR science; Recruitment, Networking, etc. once you have 10-12 years of

experience. And as a phase 3 you are moving towards managerial role. You need to focus on ability to


19

form vision, strategy, business pros-cons analysis, risks management & mitigation, future targets,

roadmap to achieve and clarity.

To get the recognition

Following guidelines will help you to excel in the life and get your identity or recognition. Commit to

yourself following

I want to excel, not to compromise lesser than the best

To make technical foundation strong, enhancing the skills from the beginning

Be highly reliable to my commitments

Be highly competent in my domain, Keep learning technologies, Remain updated & enhance skills

Build skills & strengths from successful people

Cultivate a trustworthy transparent friendship & respectful relationships

Be a team player

Build the fearless environment & encourage people to express & live freely

Be caring for every associates

Execute assignments with concentration, aiming to achieve the highest possible quality in time

Contribute as much & more than expected to let organisation continue to grow

Be responsible & accountable for all actions

What is to be successful

At last we will touch base upon this topic. Since childhood there has been a pressure & demand on you

to be successful. You have been hearing.. You must be successful, Try hard till you are successful, You

need to be restless while eyeing for success, Do whatever but be successful!

What is Success? Who is successful? - Is it recognition of individual? Or achieving self satisfaction? Few

say it is happiness and others say it’s a reputation. Also success is measured by accomplishment and

richness in monitory terms. There are many aspects of success like pleasure, peaceful & contended

mind, someone achieving greater heights of education, career, popularity, establishing own identity,

huge money & assets. Someone understands the life, few reciprocates the expectations and are

successful. It is changing lives of the living beings, both human and animals!

Success means

Timely closure of clear vision

Deriving expected quality in time as planned

Integrating various events

With associated people

Following highest ethical values

Impacting lives of living being positively

To be successful

What do you mean & think to be successful?


20

Important skills for successful career & learning

Critical thinking and problem-solving

Collaboration across networks and leading by influence

Agility and adaptability

Initiative and entrepreneurialism

Effective oral and written communication

Accessing and analyzing information

Curiosity and imagination

And finally deeds and decision making

Self evaluation & plan for improvements

Now you have a wonderful education matching to your ability, liking, interest, potential, etc. You will

have a suitable career opportunity serving to industry of your liking. You start getting exciting and good

assignments. Here is a time you need to appraise yourself for the following parameters to understand

your strengths and improve upon the weaknesses. You need to be honest trying to do self appraisal.

Rate the score out of 5 and see which ratings are less or equal to 3, how would you plan to improve

those. The basic high level attributes to be evaluated for the following attributes


21

Each of these is further divided into many attributes which define each individual as a person. This is the

best method to have self evaluation done and see where individual can improve. It is suggested to stand

in front of mirror, to be honest to you, and evaluate for the following attributes.

Self appraisal (soft xls file is also attached)

Attribute chart to be used while self evaluation and defining their influences on personality

Energy Rating Energising Rating Execution Rating

Religious People connect & social Family - Well to do, settled, stable

Flexibility Family background & culture

Income

Loving & Caring Attitude Kitchen/ Service

Health Stability Visionary

Maturity, taking everyone together

Clarity & communication Self motivation

Good looking- height, weight

Team Player Decision making

Life style Relationships Reliability

Hobbies, Habits Ability to connect Ambitious, Goal oriented

Dreamer, want to do different

Contacts Problem solving

Passion Delegation Hard work & Smart work

Attitude Interpersonal skills Efficiency

Leadership Risk takers

interest Entrepreneur


22

Commitment Family support

Self Motivation Ability to complete

Consistency Independent thinker

Habits

Total

Self appraisal – Evaluating yourself

Attribute chart to be used while self evaluation and defining their influences on personality

Edge Rating Ethics Rating Etiquettes Rating

Learning ability, Aptitude

Value/ character Well organised

Education. Clever Believes Self disciplined/ Punctual

Skills & expertise Trustworthy Consistency

Management Honesty Sincerity

Teaching abilities Reputation Planner

Developing ability

Total

Tips for success

Do’s

Honesty is the best strategy, be honest to yourself and stake holders

Strategize not only the career, but the life!

Aim High

Lead from front, accept the challenges

Take initiatives, Increase efficiency

Be around successful personalities, observe them, seek their guidance

Get surrounded by the performers and good people (Employ better employees than you)

Study Finance, Money is business language

Read business magazine, management books

Think innovatively, deeply & clearly, Create Ideas, do the things differently

Conserve hard earned money, plan for short, medium and long term aspects like education,

marriage, home, hospitals, etc are the major expenses.

Be flexible

Have positive attitude

Accept criticism, introspect yourself, fix the weaknesses to enhance individual capability

Accept however learn from mistakes & failures

Thank to who have helped & supported

Help others, share knowledge, support beyond your capabilities & capacities

Do effective communication, Be assertive

Understand clients, understand the real issues

Heath is wealth, Take care of it right from beginning. Do not push it to tomorrow!


23

Conserve as much time, utilise it for rational purpose

Develop, maintain the relationships & remain connected

Don’t

Do not give excuses

Don’t shy away from the responsibilities

Do not refuse your failure

Do not tell a lie

Do not wait. Resolve business issues on priority

Don’t make mistakes, learn from wiser people

Do not speculate, conserve money

On personal note

o Don’t consume alcoholic drink

o Don’t smoke

o Don’t eat non-vegetarian food, save health

Mistakes & happiness

Analyse the mistakes / failures / blunders

Mistakes are fine, not blunders, MUST not be repeated

Few mistakes are like ghost in the whole life and have negative influence throughout the life

Mistakes might be out of misunderstanding; communicate effectively

Avoid risks which get converted to mistakes After age 30; People would have extremely low

affordability & sustainability and higher responsibilities.

Points to ponder

Break the believes “It’s difficult" "what others will think“ “I cannot do it”

Start saying "its eazy" "it’s possible" "I can do it"

Do not afraid of failure, learn from those


24

Let your mind think it simple & eazy

Plough the SEED, offer the fertile land & water

Grow it like a big tree, day by day, step by step! Do not expect it to grow over-night.

Share the fruits of your success with community

Listen to heart, choose the work which you do with joy, without tiring, passionately, without

bothering about money

Start changing, commit yourself

Follow few important tips

It is never too late

Learn to gather latest information, gain knowledge & apply wisdom

Improve on soft skills - problem solving, decision making, effective communication, disciplined &

professional behavior, ethics, hard work, aptitude, attitude, and leadership

Compete with yourself, do the best and keep improving on your best

Do not give up, keep fighting!

Build yourself strongly

You will see the need of courage, determination, optimism, faith, hope, humanity & confidence

There is also a need of compassion, tolerance and understanding

You can build a brighter and better tomorrow with your vision and hard work

Money-Power-Status-Security will follow if you are honest to yourself & actions are aligned

Remember, nobody wins a silver medal, its losing a gold medal

What is needed is a deep will to make a difference in this world

Commitment & oath

I commit to myself

Will follow the highest standards of honesty, integrity, personal conduct and ethical values

Will deal with all stake holders in honest, courteous, respectful and polite manner

Will take responsibility for my actions.

Will not share false or misleading information

Will not engage in wrongful deeds & practices, which corrupt the industries I serve, or damage

the business community or society I live

Will not cultivate bad habits come what may!

Remember

Courage is a powerful weapon!

Attitude is more important than abilities; Motives to methods, and Character to cleverness!

Be the change you live in!

Future is a path which we are creating in mind and then in our activities!

Stop bad habits and keep away

Most of the bad habits get developed due to peer pressure, excitement and curiosity. Main reason not

remaining firm to the principles is the mental weakness.


25

1. Stop eating non-vegetarian food – There are so many serious reasons why one should not each

non-vegetarian food, the main reason is caring for your own health!

a. Unhealthy

b. Non- religious act

c. Costly

d. 24% of global warming due to gas emission

e. 760 million tons of grain fed to animals PA

f. 16 pounds of grain to produce 1 pound of beef

g. Animal products has harmful saturated fat

h. Animal disease transmission due to proximity or consumption

i. Cholesterol in non-vegetarian intake causes heart disease

j. Non-lean red meat increases risk of cancers of the lung, oesophagus, liver, and colon

k. Too much protein stresses liver & kidneys

l. Bacterial infection (Bird Flu , mad cow disease)

m. To produce 1 kg beef 12009Gal water is needed

2. Stop consuming alcoholic drinks – There is not a single body part is negatively affected due to

consuming alcohol.


26

3. Stop smoking – Smoking causes strokes & heart disease, cancer of various body parts like larynx,

oral cavity, lungs, bladder, pancreas, etc. It is cause of wasting your hard earned money. It adds

to air pollution as well. It is absolutely disbelief that smoking reduces the stress.


27

Section – 2 - Heart to heart…sharing important points

What are qualities needed

• Having dreams & Willingness

• Determination & Readiness

• Ready to put in efforts

• Understand time management

• Understand planning for study, examination, preparation

• Understand the importance of career & its management

• Availability of the resources

• Good friends & guides

• Good college & university

Difficulties

Mostly following are the difficulties one faces while considering higher education. Subsequent

paragraphs will address to overcome most of these.

• Mental resistance

• Lack of readiness

• Lack of information

• Inconsistent information

• Financial worry

Consideration of higher education

Be global

Adopt cross culture, keep fundamentals intact

Aim for the highest possible education

Seek admission for the best college/ university

Seek the best

Manage routine, circumstances, finance

Learn concept, fundamentally & innovatively

Get connected well, keep healthy relationships

Deliver the best & be proud

Study on latest technologies (White paper)

Participating in college events

Execute activities within legal framework

Critical steps

Self assessment - Know the abilities & interest – Assess the abilities & watch the interest

Career exploration, decide which is the highest degree in the field compatible to the career you

would like to do

Entire Pathway planning is essential

Start early - Talk about various career choices, at least 1 – 2 years before


28

Understand the changing realities of work

Learn to explore all destinations - within country & overseas OR science, technology,

engineering , management OR school – college – employment

Investigate the specifics of the career choices

Remember strong deeply rooted desire is the starting point of all the achievements!

Choose consultant / mentor as advisor

• Put everything on paper: your goals, vision, what you want to do & why

• Seek a Mentor : ask your seniors, friends, family, cousins, and professors for advice

• Seek guidance about plan

Decision making

A Master’s or Bachelor’s or PhD degree from USA or any other overseas university will be a launch pad

offering exciting career opportunities. It offers you following courses. Student needs to think clealry

solving a algorithm of various questions and arriving at the conclusion for each of the questions like

1. Graduation – India or overseas? Why? BS – 4 Years (after 12th / HSC in India)

2. To graduation be technical cource ot management? Why?

3. To consider post graduation or job opportunity? Why?

4. To consider university for post graduation in India or Overseas? Why?

5. To consider post graduation be technical cource or management? Why?

a. MS – 18 to 21 months in technology after Bachelors degree

b. MBA – 2 Years course in management like Marketing, HR, Finance, etc

To decide…

To decide do you want to opt for higher education

To decide which branch and why?

To decide which country and why?

To discuss with parents, teachers and friends and conclude

USA tops for higher education

168 universities out of world's top 500, 17 of which are in the top 20

The United Nations assigned an Education Index of 99.9 to the United States, ranking it number

1 in world

USA Universities are the best for Masters, PhD & other higher education Programs

It is the world's ethnically & socially diverse nations & worlds no 1 democratic country

Graduating from an accredited American school & being exposed to the rigors of the American

education system is an investment for future

It is a combination of public and private entities

Public education is the responsibility of state & local governments, not the federal government.

Public universities receive part of their funding from the state governments.

Alumni donations and other sources also contribute large amounts of funding to both

Tuition at USA private universities is generally much higher than at public universities.


29

Good chances of scholarships, Teaching Assistance, Research Assistantships and Part time jobs

for Masters Students

Why consider USA for higher education

Innovative & quality educational systems

o Application and case study-driven curriculum

o Excellent teaching quality & learning experience

o Prepares you to take hands-on challenges

o Increasing focus on soft skills, interpersonal skills (team building, leadership ,etc)

o Excellent class dynamics, course structure, professors help

Good job opportunities after MS or MBA in US

Huge exposure to world class knowledge & international environment

Study with international students

USA education system recognized globally

Research oriented education & applications

Valuable support to students

Grants for invention / research by major companies or government

The largest economic engine of the world

Get to observe

o Innovative financial products

o Sophisticated marketing methods & systems

Why higher education in USA

Offers a platform for excellent career growth

Innovative educational systems & programs

Diverse academic world & educational resource

Excellent infrastructure, good life style

Wonderful academic support from professors

Fullest exploitation of student’s strengths, potential and abilities

Possible funding, scholarship

Possibility of earning while learning, reasonably well paid part time job like lab assistant

Simple processes & decision making

Excellent effective transparent communication

Excellence and innovation

Best students, faculty, staff

Interdisciplinary environment

Leading-edge facilities, services

Industry and community collaboration

Global engagement

Optimal technology transfer


30

What you get

To get invaluable higher education

To grow yourself intellectually

To know the best practices internationally

To get a good & global exposure

To study in a new environment and learning new things

To constantly challenge to balance school, work and finances

Parameters to compare

Infrastructure

Study in research

Support from the professors

Tests and examination

Assignments

Quizzes

Group Projects and Individual projects

Term papers

Class participation

Grading or Percentage

Learning recent technologies & practices

Opportunities

Why to plan 2 years before

You need to plan much prior for preparation. Each of the activities takes certain amount of time and

efforts. If you start early, it avoids last moment hassles and pressure.

Getting passport, few times you may face Name issue in passport

Preparing for GRE / TOEFL

Preparing for Statement of Purpose(SOP)

Research About Grad Schools in US

Funding like TA, RA, GA or Scholarships

Recommendations, Transcripts, Bank Statement

Re-take GRE, TOFEL- if you did NOT get good scores in first attempt

Unforeseen Issues

Time flies very fast in doing above activities

About graduation in USA - About Bachelor’s degree course in USA

Bachelor's degrees in the United States are typically designed to be completed in four years of full-time

study, although some programs (such as engineering or architecture) usually take five, and some

universities and colleges allow ambitious students usually with the help of summer school, taking many

classes each semester, and/or who have existing credit from high school Advanced Placement course

exams, etc to complete them in as little as three years. Some U.S. colleges and universities have a


31

separate academic track known as an "honors" or "scholars" program, generally offered to the top

percentile of students (based on GPA), that offers more challenging courses or more individually

directed seminars or research projects in lieu of the standard core curriculum. Those students are

awarded the same bachelor's degree as students completing the standard curriculum.

Parents may need to consider if student is mature enough to deal with education overseas

immediately after higher secondary school at the age 17-18 years. The points like homesickness or

inculcation of likely bad habits to be thought about. Qualities of education and career opportunities

are better during graduation education at overseas. Education at early age allows an exposure to

overseas environment. When student go with lot of ambitions and dreams, he or she would stay

away from the bad habits except if unfortunately negatively influenced. Job opportunities are said to

be better for bachelors compared to masters. Students get continuous & longer exposure to the

educational systems & research followed by job opportunities.

Entrance test for qualifying graduation study - About SAT

The SAT is a standardized test for most college admissions in the United States. The SAT is owned,

published, and developed by the College Board, a nonprofit organization in the United States. It was

formerly developed, published, and scored by the Educational Testing Service which still administers the

exam. The test is intended to assess a student's readiness for college. It was first introduced in 1926, and

its name and scoring have changed several times. It was first called the Scholastic Aptitude Test, then

the Scholastic Assessment Test.

The current SAT Reasoning Test, introduced in 2005, takes three hours and forty-five minutes to finish,

and costs $50 ($81 International), excluding late fees. Possible scores range from 600 to 2400,

combining test results from three 800-point sections (Mathematics, Critical Reading, and Writing).

Taking the SAT or its competitor, the ACT, is required for freshman entry to many, but not all,

universities in the United States.

Function

The College Board states that SAT measures literacy and writing skills that are needed for academic

success in college. They state that the SAT assesses how well the test takers analyze and solve

problems—skills they learned in school that they will need in college. The SAT is typically taken by high

school sophomores, juniors and seniors. Specifically, the College Board states that use of the SAT in

combination with high school grade point average (GPA) provides a better indicator of success in college

than high school grades alone, as measured by college freshman GPA. Various studies conducted over

the lifetime of the SAT show a statistically significant increase in correlation of high school grades and

freshman grades when the SAT is factored in.

SAT (and ACT) scores are intended to supplement the secondary school record and help admission

officers put local data—such as course work, grades, and class rank—in a national perspective.

SAT has been more popular among colleges on the coasts and the ACT more popular in the Midwest and

South. There are some colleges that require the ACT to be taken for college course placement, and a few

schools that formerly did not accept the SAT at all. Nearly all colleges accept the test. While the exact

manner in which SAT scores will help to determine admission of a student at American institutions of

higher learning is generally a matter decided by the individual institution, some foreign countries like


32

India have made SAT (and ACT) scores a legal criterion in deciding whether holders of American high

school diplomas will be admitted at their public universities.

Structure

SAT consists of three major sections: Critical Reading, Mathematics, and Writing. Each section receives a

score on the scale of 200–800. All scores are multiples of 10. Total scores are calculated by adding up

scores of the three sections. Each major section is divided into three parts. There are 10 sub-sections,

including an additional 25-minute experimental or "equating" section that may be in any of the three

major sections. The experimental section is used to normalize questions for future administrations of

the SAT and does not count toward the final score. The test contains 3 hours and 45 minutes of actual

timed sections; most administrations (after including orientation, distribution of materials, completion

of biographical sections, and eleven minutes of timed breaks) run for about four and a half hours. The

questions range from easy, medium, and hard depending on the scoring from the experimental sections.

Easier questions typically appear closer to the beginning of the section while harder questions are

toward the end in certain sections. This is not true for every section (the Critical Reading section is in

chronological order) but it is the rule of thumb mainly for math and the 19 sentence completions on the

test.

SAT exam pattern

The SAT exam is designed to assess the skills of thinking and logical reasoning of the candidates. These

are the basic skills that you acquire in your schools, but are highly valued at the college level as well. The

purpose of conducting this exam is to evaluate students for their writing, reading as well as

mathematical skills.

The total duration of the exam is 3 hours and 45 minutes. The SAT exam is divided into SAT Reasoning

Test and SAT subject based Test. If you want to take admission in any US college on the basis of SAT

reasoning score, it is just not enough to secure a seat in US colleges. But on the other hand, some

colleges also consider the score of the subjects based exam. In most of the cases when we say SAT

exam, it meant to the SAT reasoning test.

SAT reasoning test:

Exam Type Mainly objective & some writing section

Question Type Multiple choice question

Subject No of questions Marks

Critical Reading 67 800

Mathematics 54 800

Writing English 49 (MCQ) 800

Total Questions 170 (MCQ)

Maximum marks 2400

Marks of each correct answer Not specific

Total time for exam 200 Minutes


33

Writing: This section has essay type question section and multiple choice type questions. The essay

section has allocated the time of 25 minutes.

Critical Reading: The critical reading section is divided into three sub-sections. The questions asked in

this section are based on either short passage reading or long passage reading. The questions are

multiple choice based questions. These questions generally evaluate a student's writing skills.

Mathematics: Mathematics section also consists of three sections. The total time allotted to this section

is 70 minutes.

Eligibility for SAT exam: Students can appear in this exam either after completion of their Class XII from

a recognised Indian university or education board or they can also take this test while studying in

ClassXII or Class XI. The students should keep college deadlines in mind while appearing in the exam. The

scores that are finally considered depends upon the fact that in which college you want to apply.

Students can reappear for the exam, but this action is not fruitful if higher scores are not expected.

Critical Reading

The Critical Reading (formerly Verbal) section of the SAT is made up of three scored sections: two 25-

minute sections and one 20-minute section, with varying types of questions, including sentence

completions and questions about short and long reading passages. Critical Reading sections normally

begin with 5 to 8 sentence completion questions; the remainder of the questions are focused on the

reading passages. Sentence completions generally test the student's vocabulary and understanding of

sentence structure and organization by requiring the student to select one or two words that best

complete a given sentence. The bulk of the Critical Reading section is made up of questions regarding

reading passages, in which students read short excerpts on social sciences, humanities, physical

sciences, or personal narratives and answer questions based on the passage. Certain sections contain

passages asking the student to compare two related passages; generally, these consist of shorter

reading passages. The number of questions about each passage is proportional to the length of the

passage. Unlike in the Mathematics section, where questions go in the order of difficulty, questions in

the Critical Reading section go in the order of the passage. Overall, question sets near the beginning of

the section are easier, and question sets near the end of the section are harder.

Mathematics

An example of a "grid in" mathematics question in which the answer should be written into the box

below the question.

The Mathematics section of the SAT is widely known as the Quantitative Section or Calculation Section.

The mathematics section consists of three scored sections. There are two 25-minute sections and one

20-minute section, as follows:

One of the 25-minute sections is entirely multiple choice, with 20 questions.

The other 25-minute section contains 8 multiple choice questions and 10 grid-in questions. For grid-in

questions, test-takers write the answer inside a grid on the answer sheet. Unlike multiple choice

questions, there is no penalty for incorrect answers on grid-in questions because the test-taker is not

limited to a few possible choices.

The 20-minute section is all multiple choice, with 16 questions.


34

The SAT has done away with quantitative comparison questions on the math section, leaving only

questions with symbolic or numerical answers.

New topics include Algebra II and scatter plots. These recent changes have resulted in a shorter, more

quantitative exam requiring higher level mathematics courses relative to the previous exam.

Calculator use

Four-function, scientific, and graphing calculators are permitted on the SAT math section; however,

calculators are not permitted on either of the other sections. Calculators with QWERTY keyboards, cell

phone calculators, portable computers, and personal organizers are not permitted.

With the recent changes to the content of the SAT math section, the need to save time while

maintaining accuracy of calculations has led some to use calculator programs during the test. These

programs allow students to complete problems faster than would normally be possible when making

calculations manually.

The use of a graphing calculator is sometimes preferred, especially for geometry problems and exercises

involving multiple calculations. According to research conducted by the CollegeBoard, performance on

the math sections of the exam is associated with the extent of calculator use, with those using

calculators on about a third to a half of the items averaging higher scores than those using calculators

less frequently.The use of a graphing calculator in mathematics courses, and also becoming familiar with

the calculator outside of the classroom, is known to have a positive effect on the performance of

students using a graphing calculator during the exam.

Writing

SAT essay. This student received a 10/12 from two judges, each giving 5/6

The writing portion of the SAT, based on but not directly comparable to the old SAT II subject test in

writing (which in turn was developed from the old TSWE), includes multiple choice questions and a brief

essay. The essay subscore contributes about 28% to the total writing score, with the multiple choice

questions contributing 70%. This section was implemented in March 2005 following complaints from

colleges about the lack of uniform examples of a student's writing ability and critical thinking.

The multiple choice questions include error identification questions, sentence improvement questions,

and paragraph improvement questions. Error identification and sentence improvement questions test

the student's knowledge of grammar, presenting an awkward or grammatically incorrect sentence; in

the error identification section, the student must locate the word producing the source of the error or

indicate that the sentence has no error, while the sentence improvement section requires the student

to select an acceptable fix to the awkward sentence. The paragraph improvement questions test the

student's understanding of logical organization of ideas, presenting a poorly written student essay and

asking a series of questions as to what changes might be made to best improve it.

The essay section, which is always administered as the first section of the test, is 25 minutes long. All

essays must be in response to a given prompt. The prompts are broad and often philosophical and are

designed to be accessible to students regardless of their educational and social backgrounds. For

instance, test takers may be asked to expand on such ideas as their opinion on the value of work in

human life or whether technological change also carries negative consequences to those who benefit


35

from it. No particular essay structure is required, and the College Board accepts examples "taken from

[the student's] reading, studies, experience, or observations." Two trained readers assign each essay a

score between 1 and 6, where a score of 0 is reserved for essays that are blank, off-topic, non-English,

not written with a Number 2 pencil, or considered illegible after several attempts at reading. The scores

are summed to produce a final score from 2 to 12 (or 0). If the two readers' scores differ by more than

one point, then a senior third reader decides. The average time each reader/grader spends on each

essay is less than 3 minutes.

Style of questions

Most of the questions on the SAT, except for the essay and the grid-in math responses, are multiple

choice; all multiple-choice questions have five answer choices, one of which is correct. The questions of

each section of the same type are generally ordered by difficulty. However, an important exception

exists: Questions that follow the long and short reading passages are organized chronologically, rather

than by difficulty. Ten of the questions in one of the math sub-sections are not multiple choice. They

instead require the test taker to bubble in a number in a four-column grid.

The questions are weighted equally. For each correct answer, one raw point is added. For each incorrect

answer one-fourth of a point is deducted. No points are deducted for incorrect math grid-in questions.

This ensures that a student's mathematically expected gain from guessing is zero. The final score is

derived from the raw score; the precise conversion chart varies between test administrations.

The SAT therefore recommends only making educated guesses, that is, when the test taker can

eliminate at least one answer he or she thinks is wrong. Without eliminating any answers one's

probability of answering correctly is 20%. Eliminating one wrong answer increases this probability to

25% (and the expected gain to 1/16 of a point); two, a 33.3% probability (1/6 of a point); and three, a

50% probability (3/8 of a point).

Section Average

Score

Time

(Minutes)

Content

Writing 493 60 Grammar, usage, and diction

Mathematics 515 70 Number and operations; algebra and functions;

geometry; statistics, probability, and data analysis

Critical Reading 501 70 Vocabulary, Critical reading, sentence-level reading

Taking the test

The SAT is offered seven times a year in the United States; in October, November, December, January,

March (or April, alternating), May, and June. The test is typically offered on the first Saturday of the

month for the November, December, May, and June administrations. .

Candidates may take either the SAT Reasoning Test or up to three SAT Subject Tests on any given test

date, except the first spring test date, when only the SAT Reasoning Test is offered. Candidates wishing

to take the test may register online at the College Board's website, by mail, or by telephone, at least

three weeks before the test date.

The SAT Subject Tests are all given in one large book on test day. Therefore, it is actually immaterial

which tests, and how many, the student signs up for; with the possible exception of the language tests


36

with listening, the student may change his or her mind and take any tests, regardless of his or her initial

sign-ups. Students who choose to take more subject tests than they signed up for will later be billed by

College Board for the additional tests and their scores will be withheld until the bill is paid. Students who

choose to take fewer subject tests than they signed up for are not eligible for a refund.

The SAT Reasoning Test costs $49 ($78 International, $99 for India and Pakistan, since the older testing

system is in place). For the Subject tests, students pay a $22 ($49 International, $73 for India and

Pakistan) Basic Registration Fee and $11 per test (except for language tests with listening, which cost

$21 each). The College Board makes fee waivers available for low income students. Additional fees apply

for late registration, standby testing, registration changes, scores by telephone, and extra score reports

(beyond the four provided for free).

Candidates whose religious beliefs prevent them from taking the test on a Saturday may request to take

the test on the following day, except for the October test date in which the Sunday test date is eight

days after the main test offering. Such requests must be made at the time of registration and are subject

to denial.

Students with verifiable disabilities, including physical and learning disabilities, are eligible to take the

SAT with accommodations. The standard time increase for students requiring additional time due to

learning disabilities is time + 50%; time + 100% is also offered.

Raw scores, scaled scores, and percentiles

Students receive their online score reports approximately three weeks after test administration (six

weeks for mailed, paper scores), with each section graded on a scale of 200–800 and two sub scores for

the writing section: the essay score and the multiple choice sub score. In addition to their score,

students receive their percentile (the percentage of other test takers with lower scores). The raw score,

or the number of points gained from correct answers and lost from incorrect answers (ranges from just

under 50 to just under 60, depending upon the test), is also included. Students may also receive, for an

additional fee, the Question and Answer Service, which provides the student's answer, the correct

answer to each question, and online resources explaining each question.

Technology or management - MS or MBA? Points to ponder…

1. Do you like technical job like engineering or management job?

2. Do you like innovation, research & development or want to create a business using own ideas?


37

Possible branches and locations

Considering MS or M Tech

# Parameter M Tech MS

1 Admission Tough to get admission There are many international universities so

admission is not difficult

2 Culture Continued with the same Different variety of culture helps future career

3 Cost Reasonable, manageable Very high to the tune of 30 lacs

4 Convenience High being within own

country

Less considering away from home however

systems & processes are extremely good

5 Exposure Reasonable International / global exposure, different

culture

6 Research Reasonable, more

weightage on theory

Latest technology exposure, research,

availability of huge budgets , High to the latest

technologies, thesis, papers, professors and

connect with the industries

7 Job Opportunities Reasonable Very high and well paid job

8 Scholaships and

support

Reasonable Very high, there are many foreign scholarships

and financial aids

8 Future You might land up settling

in India in major cases

There will be opportunities & chances to settle

in USA


38

For post graduation

High level procedure

Application time frame


39

Process for admission

10 Easy Steps

Program and University Selection

Second important step is to conduct a detailed analysis of your academic background, work experience,

extra-curricular activities, sporting interests, budget restrictions, program and course requirement and

career goals. Also collect all the relevant information on the education system of the country you wish

to go for higher study. Based on the assessment, you may want to choose universities that best match

your academic profile, personality and career goals.

How to choose a overseas Graduate School / Post Graduate college

Thoroughly research graduate programs and prospective career fields before becoming international

graduate students –

http://www.usnews.com/education/blogs/international-student-counsel/2013/04/18/how-to-choose-a-

us-graduate-school

Check if university & program is well known within its circle

Whether city / country offers you exciting career opportunities for the said program

Finding the right graduate school is a time-consuming and arduous process, so consider the following

factors to decide which school is your best bet.

1. Research your program based on legitimate sources: Check & verify Program rankings using credible

U.S. websites to get an inside look at your program, including its prestige and standing. Learn more

about a program consulting directly with faculty and current students with the help of faculty.

2. Take into account the locations of your school: If your field of study requires practical skills rather

than theoretical knowledge, you should consider going to cities, because you will have a better chance

of getting internships there than in small, rural towns.

It's also important to know that many schools have campuses located in different cities or even different

states. You need to figure out on which campus your program is located by visiting the school's website.

Research the places of your potential future schools. You can ask questions like: What industries in my

field are located there? What are the job or internship opportunities like in that place?

3. Know the details of your program: Find out the syllabus and how long your program is from the

official website of the school since length of programs can vary by school even if the programs are

similar.

4. Learn your career options: Since your final goal is to find a job, talk to alumni or career service

advisers to learn what you can do and where you can go after graduation.

Consult your school's international students and scholars office to find out about the Optional Practical

Training program – which typically allows international students to work in the U.S. legally for one year

after graduation as long as their jobs are related to their educational field – as well as about visas. Many

offices' websites will also have information about applying for OPT.

http://www.usnews.com/education/blogs/international-student-counsel/2013/04/18/how-to-choose-a-us-graduate-school

http://www.usnews.com/education/blogs/international-student-counsel/2013/04/18/how-to-choose-a-us-graduate-school

http://grad-schools.usnews.rankingsandreviews.com/best-graduate-schools


40

The steps above mark the beginning of your future journey in the U.S. International students who are

aiming to have a successful academic life and career in the U.S. should remember not to get

discouraged. There's only one way you can make yourself better: never give up or stop trying.

Necessary admission tests (SAT, GMAT, GRE, IELTS, TOEFL)

Most programs in the U.S. require you to undertake an admission test as part of the assessment of your

application. Later finalise center where you may take the required tests.

Application Submission

You need to compile all necessary documents needed for the application. Then complete/ submit the

application form. Keep the track of your application at every stage and the relevant deadlines.

Admission documents

1. DD/Bank check for Application fee (If not paid it online)

2. Recommendation letters from 3 lectures

3. GRE/TOEFL/GMAT/IELTS Score photocopy

4. Transcripts (Bachelors Degree)

5. Bachelors Degree certificate (If available)

6. SSC/10th or Equivalent Certificate

7. 12th/ intermediate or Equivalent certificates

8. SOP (Statement of Purpose)

9. Bank statement

10. Affidavit

11. Study certificate or Job experience certificate

12. Photo Copies of first and last pages of your passport

13. Copies and proofs of all your other activities (Ex. Paper presentations, Your organizing skills in

your symposiums etc.)

14. Ref - http://www.msinus.com/content/documents-required-apply-us-universities-192/

Receive offer of acceptance

When you receive your offer letters, you need to send the acceptance prior to deadlines. You may also

have to send additional documents if requirements.

Submit relevant documents to secure I-20

Once you choose to accept a university offer, you will have to prepare your academic and financial

documents and advise on payments that need to be made to procure your I-20.

Receive I-20

The I-20 confirms your enrollment and allows you to proceed with your U.S. visa application. You will

have to check that all the appropriate details are included in your I-20 to enable you to apply for your

student visa.

Preparation of documents to apply for student (F-1) visa

Collect all the information about visa regulations and compile your visa file. Make the relevant visa

application fee payments and book the visa appointment with the U.S. Embassy.

http://www.msinus.com/content/documents-required-apply-us-universities-192/


41

Appear for visa interview at U.S. Embassy

Appearing for the visa interview at the U.S. Embassy can be a daunting experience. You need to study

types of questions being asked by Visa officer and ready for the answer. It is suggested to practice

understanding pronunciations listening to CD or relevant content like movies, etc. Seek guidance from

those who have appeared. It is all about 30 seconds maximum what impression you offer. Prepare

yourself for the interview without pressure.

Prepare to study and live in the U.S.

You will have U.S. University experts talk to you about the academic, social, cultural and sporting life in

US universities. Also try to seek the list of admission for this year and if anyone staying in your city or

nearby city. You may want to join the various groups on internet like yahoo group or finding

accommodation & room partners. Try to collect information and seek guidance on important issues such

as foreign exchange, accommodation, insurance, medical requirement, communication means, etc.

There will be options for choosing accommodation like university campus and taking flat on rent jointly

with couple of students.

Details captured for each steps.

Preparation

Following will be helpful getting admission in the best of university

• Good score of entrance examination & TOFEL

• Experience in India will be considered positively

• Do mention of research work or publishing white paper in profile

• Nicely composed Statement of purpose (SOP) (Download samples, compose it well & get it

reviewed)

• Excellent academic reports from professors

About GRE

• It’s an entrance test need to quality for Masters in various fields.

• Format – Computer based test

• Sections –

o Analytical writing – 1 issue essay and 1 argument essay (duration – 30 minutes to write

each)

o Verbal Reasoning – reading comprehension, sentence completion, sentence equivalence

and text completion. Test takers have two 30-minute periods to answer two sets of 20

questions

o Quantitative reasoning – Problem solving, Quantitative comparison, Data interpretation,

2 sections of 20 questions, duration - 35 minutes each

• Test can be taken from Monday to Friday during entire year.

• Maximum Marks

o 130 – 170 score scale in 1 – point increments (for verbal & Quantitative each)

o Essay score out of 6 in half-point increments.

• Score valid for 5 years

• Revised GRE replaced old GRE since Aug ‘11


42

• Negative Marking in New GRE ‘11 ? -NO

• Convert old GRE score to New GRE 2011 Scores directly with Formula ? - Not yet, ETS

Educational Testing Services - will release a concordance table in November

• Does Old GRE score become invalid after New GRE Pattern? – valid until July, 2016.

• Does each question in a section carry different weightage / Score ? - No

• Is difficulty of questions presented based on performance in previous questions? – NO, New

GRE Pattern is section-level adaptive

• Compare old GRE & New GRE pattern

Comparing GRE format

GRE Exam Old GRE Exam Revised GRE Exam

Design Test questions change based on answers

(Computer-Based Test)

Ability to change answers

Ability to mark answers and come

back(Multi-Stage Test)

Ability to use a calculator

Structure Old Structure Revised Structure

Time Approx. 3 hours Approx. 3 hours 45 min.

Scoring Scores range from 200-800 in 10-point

increments

Scores range from 130-170 in 1-point

increments

Verbal Old Verbal Reasoning Details Revised Verbal Reasoning Details

Question Types: Question Types:

Analogies Reading Comprehension

Antonyms Text Completion

Sentence Completions Sentence Equivalence

Reading Comprehension

GRE Exam Old GRE Exam Revised GRE Exam

Quantitative Old Quantitative Reasoning Details Revised Quantitative Reasoning Details

Question Types: Question Types:

Multiple Choice Quantitative

Comparison

Multiple-choice Questions - One Answer

Multiple Choice Problem Solving Multiple-choice Questions - One or More

Answers

Numeric Entry Questions

Quantitative Comparison Questions

Writing Old Analytical Writing Details Revised Analytical Writing Details

One Issue Essay One Issue Essay

One Argument Essay One Argument Essay

http://testprep.about.com/od/thegretest/a/GRE_Computer.htm

http://testprep.about.com/od/thegretest/a/New_GRE_Exam_Structure.htm

http://testprep.about.com/od/Revised_GRE_Exam/f/GRE_Scores.htm

http://testprep.about.com/od/thegretest/a/GRE_Verbal.htm

http://testprep.about.com/od/thegretest/a/2011_GRE_Verbal.htm

http://testprep.about.com/od/thegretest/a/GRE_Quantitativ.htm

http://testprep.about.com/od/Revised_GRE_Exam/a/Revised_GRE_Quantitative.htm

http://testprep.about.com/od/thegretest/a/GRE_Writing.htm

http://testprep.about.com/od/thegretest/a/GRE_Writing.htm


43

About GMAT

• Next generation GMAT (Graduate Management Aptitude Test) required for admission to

masters program in management.

• Format – Computer based Test

• Sections:-

o Analytical writing assessment : 1 argument essay (30 minutes)

o Quantitative section : Problem solving & data sufficiency (37 questions, 75 minutes)

o Verbal section : Reading comprehension, critical reasoning, and sentence corrections

(41 questions, 75 minutes)

o Integrating reasoning : Graph, Chart, Table or text 912 questions , 30 minutes)

• Test can be taken from Monday to Friday during entire year.

• Maximum marks – 800 (for verbal and quantitative), Essay score out of 6, score valid for 5 years

• Required score : Minimum 450 for admission, 700 for top universities

• It is recommended& preferred to have 2 – 3 years of work experience for top 50 universities.

About TOFEL

It is required for all the students of Indian origin, since their native language is not English.

• Format : Internet based

• Sections :

o Reading comprehension : 3 to 5 passages in 60 to 100 minutes

o Listening comprehension : 6 to 9 passages in 60 to 90 minutes

o Speaking : 6 tasks in 20 minutes

o Essay : 2 tasks in 60 minutes

• Maximum Marks : 120 score valid for 2 years

• Required score : Minimum score needed is 80 however few good universities may demand for

100.

• Generally most of the students get through TOFEL exam

• Tests are offered on weekends, during the entire year.

About IELTS

IELTS stands for International English Language Testing System. It is to qualify admission to universities

in Australia, New Zealand, European universities. Many universities from USA and Canada have also

started accepting IELTS score in place of TOFEL.

This test has 2 modules – Academic and General Training (Immigration)

• Format : Paper based

• Sections :

o Reading comprehension : 40 questions in 60 minutes

o Listening comprehension : 40 questions in 30 minutes + 10 minute transfer time

o Speaking : 11 - 14 minutes

o Writing : 2 tasks in 60 minutes

• Required band score : Minimum 6.5 out of 9

• Tests are offered twice a month


44

Test Prep: 6 Tips for GRE Success

Need help mastering the GRE? These tips may help you tackle the test. Know what to expect before

taking the GRE.

Every year, more than 700,000 people take the Graduate Record Exam, commonly known as the GRE.

GRE is most commonly taken as a computer-adaptive test, meaning there's no need for a pencil and

those all-too-familiar bubble sheets. On the computer-based test, the difficulty of the questions is based

on the accuracy of your answers to previous questions. The better you perform on the first sets of 20

verbal and quantitative reasoning questions, the harder the next sets of 20 questions will be.

1. Go back to high school: Many GRE test takers are many years removed from the basic tenets of high

school math, which play an important part in the quantitative section of the test. If you're rusty, it's

important to revisit the concepts of algebra and geometry that you learned in high school.

Algebra and geometry are assumed background knowledge in college courses, and you will be hard-

pressed to find a class to take at that level [that] will prepare you directly for questions of this type.

2. Sleep with your dictionary: While the GRE's quantitative section is not much more advanced than the

math found in the SAT—and familiarity with concepts learned in high school should be enough to post a

decent score—the verbal section went to college and graduated with honors in English.

During your time in school, be sure to read as much as possible to expand your vocabulary so that you

can decipher unfamiliar words, testing experts say. You can assimilate far more diverse vocabulary over

four years of college than you could ever hope to by cramming for a few weeks or months prior to the

GRE. It is extremely important for success on the qualitative sections of the GRE to be well read. Reading

English news paper and preparing 25 new words to add up to your vocabulary will be of great support.

3. Take a GRE prep course (if you can afford it): GRE is designed specifically to differ from areas of study

in college and is supposed to be a measure of a college graduates' critical thinking skills, not necessarily

what they learned in school. The tutoring classes tend to pay off, but are a sizable investment. Generally

students with good academic record need two months of preparation. If academic record is average or

self confidence for preparing on your own is weak then good to join some coaching.

"It's worth investing some time and money in preparing for the GRE," says Mitchell. "Critical thinking is

something that's hard to change overnight because it's such a lifelong skill. We try to help people unlock

their critical thinking skills by getting more familiar with the test and more familiar with proven

methods."

Another option for building critical thinking that's a little easier on the checkbook is using the free

resources on the Educational Testing Services (ETS) website. Sample questions and essay responses,

advice, and scoring guides are available online from the folks who created the GRE.

4. Take a practice test! While your vocabulary may be impeccable, your writing skills polished, and your

quantitative abilities sharpened to a razor's edge, none of that matters if you're unaccustomed to the

test's unconventional format.

"To walk into this test unprepared, to sit down [and take it] having never done it before is suicide,"

notes Neill Seltzer, national GRE content director for the Princeton Review.

http://www.usnews.com/education/best-graduate-schools/top-graduate-schools/gre

http://www.ets.org/gre/revised_general/prepare/


45

Educational Testing Service, the Princeton Review, and Kaplan all have free computer adaptive tests

online that help simulate what is a foreign experience to many.

"It's different from the SAT, and that really threw me off the first time," says Amy Trongnetrpunya, who

earned a perfect score on the quantitative section of the GRE after scoring poorly on her first try. "The

computer-adaptive practice exam really helped."

5. Don't like your score? Take it again: Schools have access to any GRE scores for tests you've taken in

the last five years, but experts claim that many universities only care about the best one. While this isn't

true for all schools and all programs, many universities pull the highest scores from the GRE ticket they

receive from ETS. The admissions officials (and sometimes work-study students) who receive the tickets

are the first line of defense, and oftentimes, they record only the top score when they're compiling your

file before sending it up the admissions food chain.

"Even though ETS will report every score, the person reading that file and making the admissions

decision may only see the highest math and highest verbal," says Seltzer.

6. Take a tough English course: Even if you aren't an English major and don't plan on writing the next

great American novel, honing your writing skills is integral to overall success on the GRE. The two essays

in the analytical section take up roughly one third of the time test takers are allotted. Some testing

experts argue that near the end of college you should take a high-level English or writing course.

While enduring a high-level writing course might put a small dent in the GPA (and ego) of non-English

majors, it is an immense help when it's time to crank out two timed essays on the pressure-packed GRE.

"I would emphasize taking a few rigorous English and writing college courses, in addition to test prep, to

best prepare yourself for the caliber of questions you'll find on the GRE," says Alexis Avila, founder and

president of Prepped & Polished, a Boston area-based college counseling and tutoring firm.

GRE: The price will remain $160, but the new exam will last about four hours rather than three. It will

also reflect key changes in the verbal and math sections. The current computer-adaptive test adjusts the

difficulty of each successive problem based on whether the previous one is answered correctly. The new

version will allow you to skip individual questions in a section, answer the others, then come back to

address the unfinished portion. The computer will then score the section and modify the difficulty of the

next part accordingly.

This change enables test-takers to avoid losing time when they're stuck. By temporarily putting a

problem aside, you can return to it and "see it with fresh eyes," says Neill Seltzer, national GRE content

director for the Princeton Review test prep company.

The content of the exam will change in other ways as well:

• Writing: You'll still be asked to write two essays, but you can no longer choose the topic. The questions

will also require "more focused" responses, according to Educational Testing Service (ETS), which

administers the GRE.

• Math: The revised exam will feature fewer geometry problems and will test your ability to interpret

data in real-world scenarios. One bonus: You can use an on-screen calculator.

• Verbal: Expect to be tested more on reading comprehension. Some sections may require you to select

multiple answers to be correct, or to highlight portions of reading passages in your response. In another


46

break from the past, analogies and antonyms have been eliminated. David Payne, ETS's vice president

and chief operating officer for higher education, says this is a definite improvement. Testing vocabulary

out of context is "really pretty far removed from what you'll actually be doing in graduate school," he

says.

The changes reflect an effort to create a test that admissions officials can more easily interpret and that

poses less of an ordeal for test-takers, Payne says. Scores will be adjusted, too, to range from 130 to 170

rather than 200 to 800 per section.

The revised GRE will completely replace the current version on August 1 (though the first scores will not

be available until November). The old test will be offered until then to those who wish to take it while

spaces remain available at examination facilities. But Princeton Review's Seltzer doesn't think test takers

should fret too much about the new exam. "There's a little bit of a shift in emphasis," he says, but "the

content that's being tested is not changing fundamentally."

GMAT: In June 2012, all GMATs will incorporate a new integrated reasoning section designed to assess

how applicants juggle and analyze different forms of information at once. Test takers will have to review

spreadsheets, written passages, scatter plots, and other visuals to address questions that might require

them to select multiple correct answers.

The ability to use and interpret information in different formats is precisely what business schools want

to see, says Ashok Sarathy, vice president for GMAT operations for the Graduate Management

Admission Council, which owns the GMAT. "It's not just a chart for a chart's sake."

Still, Scott Shrum, director of M.B.A. admissions research for Veritas Prep, a California-based GMAT test

prep and M.B.A. admissions consulting company, says, "If you've studied up correctly, you're not going

to be surprised" by the new section. Shrum says test takers will also appreciate the inclusion of new mini

case studies, which will allow for more creative and open-ended responses. In fact, Shrum notes, these

kinds of questions are very similar to what companies ask business students applying for jobs.

The official GMAT website will offer more details on the new test questions in the coming months. But

remember, Seltzer advises, "Your score on this test is not tattooed on your forehead at birth." As with

the GRE, you can take the exam up to five times a year. Retaking the test can make sense for those

applying to schools that have a formal policy of considering only the best score an applicant achieves.

Keep in mind that while the $250 GMAT remains the go-to test for many M.B.A. applicants, an

increasing number of business schools are now accepting the GRE in addition to the GMAT—or instead

of it. But you'll want to check with each institution to determine its policy (and the weight given to each

exam) before making a decision to take one or both.

Reporting GRE score

• Report GRE & TOEFL scores to the Universities officially through Educational Testing Services

(ETS) - Organizer of GRE

• Report GRE score to 4 universities for free

• Reporting to additional universities on payment of an fee Additional Score Reports (ASRs)

• Additional score reports can be ordered for a fee of US$23 per score recipient

• GRE score reporting Online http://mygre.ets.org

• by Mail or Fax 1-610-290-8975


47

• by Phone - 1-609-771-7290 or 1-888-473-7267 (toll free for test takers in the United States,

American Samoa, Guam, Puerto Rico, U.S. Virgin Islands & Canada) 1-888-473-8333 (TTY)

Graduate Schools Admission documents – Checklist

1) GRE Scores

2) TOEFL Scores

3) Academic Transcripts

4) Recommendation Letters

5) Statement of Purpose

6) Resume

7) Paper Presentation Abstract

8) Project Descriptions

9) Copies of certificates

• Academic certificates

• Technical research related

• Sports

• Leadership Skills

• Team Work

• Debates

• Volunteer Activities

• Community Services

About Visa

• Visa mainly depends on : accreditation, GRE score, Work experience, your profile &

presentation during visa interview

• Likely visa interview questions

o Why USA? -To pursue MS in xyz

o Why MS? – Innovative education system, in-depth knowledge, Academic Excellence, a long

term career prospects & exposure

o Why not INDIA? - option to go for the best

o How many universities have you applied?

o What are the universities that accepted you?

o What are the rejections?

o Funding arrangement

Visa documents

• Documents required for F1 Visa Interview

• Appointment Letter

• Valid HDFC Bank visa fee receipt

• DS-160 form

• CEAC Barcode Confirmation page of DS-160

• Proof of payment of SEVIS Fee Receipt I-901

• A 2 x 2-inch photograph


48

• Original Valid passport

• I20 and Letter of admission

• Financial Documents

• Certificate & Mark list for Bachelor degree (B.Tech / BE/ or other) & School - SSC / HSC

• GRE / TOEFL GMAT score sheets

• Work Experience certificate

Make the U.S. Student Visa Process Painless

http://www.usnews.com/education/blogs/international-student-counsel/2013/06/25/make-the-us-

student-visa-process-painless?src=usn_tw

Check hearing & understanding USA English using CD or watching English Movies. You need to practice it

well before attending Visa interview.

Arriving early with all of the required documents will ensure a smooth visa appointment.

Paperwork: It's the part of a life-changing experience If you're planning on studying abroad, getting your

student visa in order is one of the most important tasks when preparing to travel to the U.S. The

paperwork can take quite a while to process. Once you've applied to colleges, make sure to get your

initial visa forms in early.

There are several stages to visa applications, and the sooner you get your forms filled out, the sooner

you're likely to get your appointment at the American embassy and ultimately obtain your visa. After

working through the initial paperwork you must then make an appointment at the U.S. embassy for your

visa.

When it comes time for your appointment, make sure you are fully equipped. It is crucial that you have

all of your paperwork with you.

Double check this before you head out, as there will be some documents you need to bring in order to

complete the appointment, like your passport. Remember that electronics, and other instruments like

stapler, punching machines, etc, and your mobile phone, are not allowed inside the embassy Despite the

potentially long wait, make sure you arrive at least half an hour before your appointment is due to start.

Once your visa appointment is over, make sure you photocopy every important piece of paper, or scan

and save all of your forms to a hard drive.

Losing any piece of visa paperwork can land you in a mess, but the process of fixing that problem will be

made marginally easier if you have at least one backup copy of all of your required forms. Keep

everything together in a big folder, save copies on a hard drive and, of course, try not to lose any of the

originals.

Completing all of your visa requirements is an essential part of preparing to study in the U.S. If you find

yourself stressed by all of these forms, just remind yourself that once you get the paperwork filed you

can start planning the exciting parts of your new college experience.

Selecting universities

• Your score & last year cut off

• Select Top, Middle & lower class universities

• Select around 10 universities

http://www.usnews.com/education/blogs/international-student-counsel/2013/06/25/make-the-us-student-visa-process-painless?src=usn_tw

http://www.usnews.com/education/blogs/international-student-counsel/2013/06/25/make-the-us-student-visa-process-painless?src=usn_tw

http://www.usnews.com/education/best-colleges/the-short-list-college/articles/2013/05/07/universities-that-draw-the-most-international-students

https://www.educationusa.info/5_steps_to_study/undergraduate_step_4_follow_the_step_by_step_visa_application_process.php


49

• Cost of Education (Tuition limited to 6000$ for 9 credit hours+ Living expenses- scholarship)

• Availability of Fee waivers/ Assistant-ships) in the specified departments of universities

• Major in the School/University is Accredited (if not you may not be able to get the job you want)

• A School with less tuition fee and in Urban area

• Tie ups with industries for placements

• Research work in the university (Ph D students)

Suggestion to choose

• A city having plenty of transportation facilities

• Place having jobs, fund & energetic environment

• Make sure you majorly apply for state & public University than private University

• Plan to apply 9 -10 universities aiming to get 3 admits

• 1 admits each for

• Sure admit + funding + low tuition fees

• Sure admit + funding

• Sure admit

U.S. News Business School Rankings

• A recent study found that U.S. News has the most stable business school rankings, compared

with the Financial Times and Business week.

• A rapidly expanding body of academic literature that take a scholarly, analytical approach to the

study of academic rankings and their impact.

• The Best Business Schools rankings have shown greater reliability over the years and have

greater validity in terms of objectivity.

• The study measured whether the salaries earned by MBA graduates were influenced by the

rankings by looking at the monetary differences students earned by going to higher-ranked

schools in the three different rankings.

• U.S. News did significantly better on this measure. The analysis found that students who

attended business schools that ranked higher in the U.S. News rankings earned larger salaries.

Approximately expenses during post graduation in USA

Following Types of expenses of approximately 5-6 lacs Rs to be budgeted before flying

1. Fee for entrance exam

2. Fee for visa

3. Application fee & courier charges

4. Ticket cost

5. Advance for accommodation deposit & rent for 1 month

6. Fee for college – 1st semester

7. Shopping in India of the items to be taken


50

Costing

Funding – Earning & scholarships

1. Part time assignments

2. Waiver of tuition fee

3. National & international Scholarships

4. Interest free loans

5. Loans

Fellowship

Getting funding helps to focus on education. You may get funding from 1st semester if proactive

Following jobs get you stipend or waiver to tuition fee

• Research Assistantship (RA)

• Graduate Assistantship (GA)

• Teaching Assistantship (TA)

• Fellowships and other Tech jobs

• Public university have more funds than private

One can earn approximately Rs 2.5 – 3.0 lacs by part time assignments like Library or technical lab

assistance or café, etc during the entire stay. One would generally get a part time assignment within 3

months at the rate of $8 per hour, working for 3 days a week. Alternatively someone could get a good

opportunity of internship at non taxable income upto 4000$ per month for 4 to 6 months resulting to

approx 15 lacs INR.


51

There are many Jain social institutes offering loans and scholarships. More detailed information is

available in next paragraph.

Scholarships

• Scholarships for international students to pursue MS or MBA in USA are very important

• Key is to find right sources and apply on time

• Scholarships are offered by Financial Aid office

• To enquire availability of scholarship & deadline

o Office of financial Aid

o School website

o Respective academic department

• To send email to Graduate Admissions Coordinator or Financial Aid Coordinator

• Suggested email subject - Need help respective Student Scholarship info

There are a few types of study abroad scholarships available to student such as:

Merit-based

Student-specific

Destination-specific

Program-specific

Subject-specific

Some of the options are listed below:

Scholarships/Fellowships/Grants

Tuition Waiver

Assistantships

Administrative internships

Program related internships

Bank loans

Eligibility for scholarship

To check eligibility for the scholarship

• Do not consider SSC/HSC marks

Following are considered

• Graduation academics, GRE / GMAT & TOFEL

• Leadership skills and Volunteering

• Volunteering social service

• Students take leadership role & help community

• Any achievements, publications or recognitions

• 1st rank in class, rewards in competitions, Paper publications, research assignments

• Performance on essay

• Recommendations letters from professors

Earning – Salary & Tax

• On an Average a fresher can get around 50 - 70k US$ Salary after Graduation from US University


52

• MS Degree holders given preference in TOP US companies

• Compared to Salaries in India, US graduate's salaries are multifold higher

• 60% of workers in USA are retiring by 2020. US needs lot of work force by that time

• Taxation is around 33%

FAQ about admission

Q : I have sent photocopies of GRE/TOEFL scores to universities. Still Do I need to send the scores

officially?

Ans - Yes, you must report GRE/TOEFL scores to universities through ETS. Sending photocopies is only

for fast processing of your application.

Q : When should I apply to Universities?

Ans - Try to apply 5 to 9 months earlier than the application deadline dates. You would have more

probability to get funding if you apply early. In order to get admission into some of the top universities

some students apply earlier by 1 year of deadline.

Q : Do I have chances of getting admission if I apply after deadline?

Ans - Most of the Low ranked universities won't consider deadlines. You would have good chances of

getting admission even if you apply after deadline. But this is not true in case of top universities.

Q : What is GPA? What is my GPA?

Ans - GPA means Grade point Average. It is the standard measure of performance of a student in USA. It

is similar to the 100% scoring system in India. There is an institution called WES. They will evaluate your

transcripts to calculate your GPA and send the reports to universities.

Q : Would GRE/TOEFL scores is important than academic marks?

Ans - Most of the universities will consider GRE/TOEFL score rather than academics. Admission

committees consider standardized exams, like the GRE, MCAT, LSAT, and GMAT, to make comparisons

among applicants from different countries and different universities. Therefore if you have a low

academic percentage, it is essential having good test scores. Some of the universities like University of

Cincinnati will consider strong academic % of a student rather than his GRE/TOEFL scores.

Q : What is Form I20?

Ans - A Form I-20 is a government form that tells the U.S. government that you are eligible for F-1

Student Status. It certifies that (1) you are or expect to be a "bona fide" student; 2) you meet admissions

requirements; (3) you will pursue a full course of study; (4) you proved to us that you have enough

money to study and live in the U.S. without working illegally or suffering from poverty.

Don’ts while in USA

1. NOT to park in Disabled parking without Handicap

2. NOT to miss paying Tolls at Unattended toll booths

3. NOT to mess with Under 21’s in America?

4. Not to buy Alcohol, Cigarettes under 21

5. NOT to drive Friend’s Car without your name on his Insurance

6. NOT to cancel Car insurance while at Home country

7. NOT to break Law of Deportation, GC, Citizenship


53

8. NOT to tip less than 15% for Waitress in Restaurants

9. NOT to speak in mother tongue in mixed group

10. NOT to apply to credit cards offers that come in Mail

11. NOT to use passport at places that ask Picture ID

Suggestions while in USA

How to select accommodation?

There are two types of accommodation.

1. Type A - Within university campus, as managed by university

2. Type B – off campus, to be managed by individual

Factors to be considered while deciding on campus or off-campus accommodation are mental ability to

stay with international student and of any gender! Other factors like bus/local train connectivity, overall

rent, inclusion/exclusion of utilities like electricity, internet, laundry, heat hot water, gas, proximity to

supermarkets, malls or grocery stores to be checked. It is advised to stay close by. Research is required

to decide to opt for on campus or off campus housing. Getting in touch with the seniors in the university

always helps. Joining the Facebook & Yahoo groups for particular university helps in posting questions

and doubts and seeking the inputs from the seniors which are to be further analysed. Individual research

is recommended. Do not blindly follow what others do/say. Accommodation can be finalised remotely

seeking url for rental accommodation, using internet search or from the seniors, having email

communication with owners and later skype call if necessary, finalising agreement and paying the

advance deposit & one month rent. Alternatively if you have any friend around the same locality, you

can stay for 1-2 week with friend and search for better choices in person. If your accommodation is a bit

far and if there is no direct bus facility then you might have to consider buying a second hand car. It is a

car dependent country unless you are in a place which is well connected by path trains. Purchasing car

could cost upto 5000 US$.

How do students search for room partners?

For on campus housing, the university decides who your roommate will be. However you can always

give preference of your roommate but it is not guaranteed that the same person will be your roommate.

For off campus housing, again, Facebook / Yahoo University groups helps. You can post your preferences

for roommate or create a spreadsheet with details about your name, major, place you are from,

preferred roommate: Gender, preferred eating style: veg/non veg etc. Once you have tentatively

finalised roommate, preferred from the same or nearby city in India, you may want to meet, discuss in

detail and understand the personality.

Booking ticket

Early booking of tickets may help save few bucks. You may want to visit all the travel sites to get an idea

about the range of ticket cost. It is advised to fly minimum 2 weeks before the orientation to settle

down, shop, and know the place, people and the university. Bulk booking and booking through agents


54

may save your time and its hassle free. You are suggested to check how much free baggage is allowed by

the airline. It is good to weight the baggage at home before starting.

Remember always: BE CAREFUL with ALL your documents all through your travel. The following

documents are quite important for a peaceful stay in the U.S.A:

Original Form I-20.

Original Passport with valid F-1 Visa.

Original Form I-94 (Do not ever remove, it is stapled to your passport! This document is more

important than the passport itself!).

Demand drafts, Travelers’ Checks, and currency.

Any sealed documents that the US Consulate gave you.

Other important documents, such as previous academic records.

Vaccination Certificate.

Letter of admission/financial aid.

About facilities of communication

Once you are in the US, the first thing you need to do is get a phone. Seniors will help you get to the

nearest phone store and depending on the rates and plan you may choose a service of your liking. AT&T

is popular in the east. But there are other service providers like the Sprint, Verizon and T mobile etc. Few

offers like free instrument with specific period of service might be attractive. For India calling, there are

a bunch of options like Dial91, IndiaLD, Raza, Reliance, etc. These can be availed through online payment

and may be changed within a month if not satisfied.

Next step would be to get a laptop. Desktop would be available at library of university. You may want to

wait for better sales deal like labor day to buy your own. Also you can subscribe internet jointly with

your roommate. About facilities of communication – It is observed that skype, yahoo, msn, gtalk like

applications are the most economical voice communication mean if internet facility is available at either

sides.Users can call any mobile in USA free of cost using Google talk.

About insurance

Most students are covered by the university insurance. However, if it is too expensive, you may want to

opt for a cheaper one from US. www.isoa.org offers reasonable price for students with good coverage. It

is discourage to come to US with an Indian Insurance, many Hospitals and doctors do not accept it!!

Cooking & other skills

Most of the students prepare their own food. Learn light cooking lessons from mom before flying (and

other activities like washing clothes, ironing, cleaning house, etc). Like India, you will not find small food

stalls around the corner in the US. If you are hungry, be ready to shell out a minimum of $5 – 10 $. If you

are a vegetarian, cooking helps as vegetarian food is little hard to get outside. It is suggested to get all

basic utensils like pressure cooker, pots, spoons of various sizes, knife, etc from India. You may want to

decide & divide the utensils with your roommate. It is better to have a Pressure cooker, kadhai, vessel

http://www.isoa.org/


55

and a pan for each of you. Try buying the black vessels with flat bottom as many homes here have the

electric heating via coils.

List of items

You are suggested to take following items

http://www.msinus.com/content/what-carry-while-travelling-usa-626/

1 Cargo suitcase (24 kg)

(within 158 cm / 62 “),1

briefcase (8 kg), 1

college bag

2 bath Soap, 2

washing soap & 1

packet powder,

Sampoo, Face

Powder, Fairness

cream, hair oil

Moisturizers, Hair

Conditioners,

Deodorants, Shaving

kit and after shave

lotion, ear buds, nail

cutter, mirrors, comb,

perfume or cologne,

Razors, etc

1 set of stationary like

stapler, punching

machine, pens, pencils,

compass box, files, 20

photographs, Needle –

Thread , Extra buttons

10 sets of dresses , 15

sets of under garments,

including few sets of

thermals

Tooth paste & brush,

tongue cleaner,

10 sets of socks, 2 pair

of shoes, 2 pair of

sleeper

Kitchen spices, Daal,

Rice, Wheat powder,

ready Itly powder,

ready masala, Sugar,

tea, coffee, tea bags,

tea masala etc

3 Towels, 10

handkerchiefs

2 Belts, 2 wallets 1 Jacket, 1 sweater, 1

Overcoat, 2 Umbrella

Kitchen utensils, mug,

tea sieve,

2 Bed sheet, 2 Pillow

covers

2 x Spectacles

2 Packet of contact

lenses (12 months), 1

Sunglasses

Camera, audio/ video

CDs, portable player,

headset,

Common medicine

(Warning – Strictly to be taken under advice of doctors & physician)

Illness Medicine Illness Medicine Illness Medicine

Cold Vicks, Zandu

Balm

Stomach Pudhinhara Painkiller Nice

Action 500 Eno pauch Painkiller Combiflame

Coldarin Fever Crosin Teeth pain Soridon

Benedryl Reaction Avil Burn Supramycin

Setzin Headache Disprin Injury Dettol, band

aid

http://www.msinus.com/content/what-carry-while-travelling-usa-626/


56

You can do it

• DESIRE changes nothing

• DECISION changes something

• DETERMINATION changes everything!

• All the best..you can do it!

Section – 3 - Structure of the U.S. Education System:

International Affairs Office, U.S. Department of Education Feb 2008

http://www.ed.gov/international/usnei/edlite-index.html

Bachelor’s Degrees

The bachelor’s degree is the most common first degree in U.S. higher education and is the degree that

gives access to advanced studies. U.S. bachelor’s degrees are usually planned to take 4 academic years

of full-time study to complete. However, many degrees take longer to complete, including those in

engineering, architecture and other fields; and many bachelor’s degrees are completed in less than 4

years by highly qualified and motivated students. Bachelor’s degrees may be awarded in academic or

professional fields of study.

Bachelor’s degree Description

The bachelor’s degree may be defined as “An award that normally requires at least 4 but not more than

5 years of full-time equivalent college-level work. This includes all bachelor's degrees conferred in a 5-

year cooperative (work-study) program. A cooperative plan provides for alternate class attendance and

employment in business, industry, or government; thus, it allows students to combine actual work

experience with their college studies. Also includes bachelor's degrees in which the normal 4 years of

work are completed in 3 years.” (NCES)

U.S. bachelor degree programs usually include requirements for breadth as well as depth of study, and

students will fulfill what are called liberal or general studies requirements for introductory knowledge in

several subjects as well as a concentration in one or more subjects, called a “major.” Students are

assigned a faculty advisor, usually in the intended field of study, who assists the student in developing a

plan of study that is coherent and uses the general education requirements to support the major. Many

students become exempt from the general requirements through faculty examinations, presentation of

Advanced Placement (AP) examination scores (3 or higher), or presentation of an International

Baccalaureate (IB) or other advanced or honors secondary qualification.

Some U.S. undergraduate students’ transcripts may show that remedial courses were completed, or

examinations taken, in order to correct deficiencies or to complete prerequisites for certain subjects. It

is important to know, however, that U.S. accreditation rules do not allow remedial work to be awarded

undergraduate credit.

Inter- or multi-disciplinarity is a major thrust of U.S. higher education, and it begins with the first degree

level. U.S. educators and employers believe strongly that the bachelor’s degree should prepare students

for entry-level jobs as well as for possible advanced study. Whether students continue their studies or

enter the labor market, they will need to understand the basic principles of fields other than their own

http://www.ed.gov/international/usnei/edlite-index.html


57

narrow specialization, and they will need skills – such as languages, IT and computational skills – that

cannot be obtained exclusively in their major field. This extra knowledge and skill must be obtained at

the higher education level. Secondary-level preparation cannot substitute for it. And the degree

program should be structured so that the additional knowledge and skill complements the main subject

concentration.

Most bachelor’s degrees are titled Bachelor of Arts (BA or AB) or Bachelor of Science (BS or SB), but

there are many other bachelor’s degree titles in use.

HONORS BACHELOR’S DEGREES

Honors bachelor’s degrees are awarded and involve more independent study, require a thesis or special

project, and may have special admissions requirements. The designation, admission and content

standards for honors degrees are set by the awarding institution. Honors degrees are usually

designated on the degree transcript and sometimes on the degree diploma, and the title of the honors

thesis or project will often be provided.

Liberal Arts and General Education

AACU Description of Liberal Arts Education provides information on the concept of liberal education and

explanations of the various terms used to refer to this model of undergraduate education.

AACU Description of General Education provides information on the concept of general education and

links to various resources.

Content and Quality in Undergraduate Education

Project on Accreditation and Assessment provides an analysis of quality assurance factors related to

liberal arts programs at the bachelor’s degree level.

AIS Guidelines for Interdisciplinary General Education is the Association for Integrative Studies’

recommendations for quality assessment of general education programs.

State Student Learning Assessment Database is a linked directory of information on state policies and

procedures for assessing undergraduate learning.

Credit Production and Progress Toward the Bachelor's Degree examines the content of bachelor’s

degree programs and progress toward the degree using national data sources.

Remedial (Non-Credit) Education

Remedial Education at Degree-Granting Postsecondary Institutions provides the most recent available

data on the extent and nature of remedial education services, who offers such services, and institutional

policies regarding remedial education.

Bachelor’s Degree Productivity and Outcomes

Beginning Postsecondary Students (BPS) Survey is a national longitudinal study of a cohort of 9,000

students enrolled in 800 higher education institutions that examined their educational experiences and

attainment.

Baccalaureate and Beyond (BB) Survey is a longitudinal study of national cohorts of bachelor degree

recipients (1993, 1997, and 2003) that examines their graduate study and work experiences after

earning a first (bachelor’s) degree.

POST-BACHELOR’S CERTIFICATES

http://www.aacu.org/advocacy/What_is_liberal_education.cfm

http://www.aacu.org/resources/generaleducation/index.cfm

http://www.aacu.org/gex/paa/PAAreport.pdf

http://www.units.muohio.edu/aisorg/pubs/genedaccred.html

http://www.stanford.edu/group/ncpi/unspecified/assessment_states/stateReports.html#AL

http://nces.ed.gov/programs/quarterly/Vol_1/1_1/5-esq11-b.asp

http://nces.ed.gov/surveys/peqis/publications/2004010/

http://nces.ed.gov/surveys/bps/

http://nces.ed.gov/surveys/b%26b/


58

A number of U.S. higher education institutions offer programs that permit a student to earn a

specialized certificate (it can also be called a diploma) at the same time the bachelor’s degree is earned

or shortly thereafter. These certificates may indicate the mastery of knowledge and skills, such as

foreign languages or computer software, or the completion of additional requirements permitting

access to professional licensure procedures, as in teacher training, accounting, and other fields. Post-

bachelor’s certificates usually require no more than a single academic year to complete, and are often

completed as part of the degree program. They do not constitute a separate degree level and are not

degrees.

The B.L.S. degree is frequently awarded to graduates of programs in divisions of continuing or adult

education, as well as to students who complete structured and supervised independent studies

programs. Despite the title, the content of this degree often corresponds to regular B.A. or B.S.

programs in academic or professional fields.

Will like to Quote email from one of the famous universities of USA, dated 5th Jan 2012, which will give

clear idea about documents required, fee requirements and likely scholarships during graduation

program.

In most cases, we will take classes with a grade of C or better from ACCREDITED universities as transfer

credit. The individual department will be responsible for determining accreditation, evaluating credits,

and assigning an appropriate year level to a student. I am unable to speculate his admissibility to our

school will be without a transcript or completed application. Please send us the following as soon as

possible so we can begin the application review process:

-Application (available online or you can print out this PDF on this link and fill this out:

http://www.rit.edu/emcs/admissions/pdf/international_application.pdf)

-$50 application fee

-Personal statement or essay

-Official transcripts from all high schools/universities attended with official translations

-TOEFL or IELTS score report

-Financial documentation (letter of sponsorship and bank statement).

International scholarships will be awarded to highly qualified freshman and transfer applicants. All

applicants are considered for merit scholarships, which typically range from $6,000 to $15,000 per

academic year and are renewable with a 2.5 or higher RIT grade point average. Freshman international

applicants are encouraged to submit SAT or ACT results. Scholarship awards are only offered upon

admission to RIT. RIT also offers limited need-based scholarships for international undergraduate

students. To apply, students must demonstrate financial resources of at least $42,450 USD and

complete the College Board International Student Financial Aid Application:

http://www.rit.edu/emcs/admissions/pdf/1011%20Intl%20Student%20Fin%20Aid%20Application.pdf.

Students who are awarded merit or need-based scholarships may use scholarships awarded as part of

the documentation of support. The total support, which may include the merit or need-based

scholarships if applicable, must total at least $42,000USD in order for RIT to issue the I-20 or DS-2019


59

forms necessary to apply for a student visa. For additional information on our international admissions

process, you may view the following website:

http://www.rit.edu/~960www/contact/international.php3. Please note that we do NOT accept any

documents via e-mail. All student credentials must be sent to our office via postal mail. Please let me

know if you have other questions.

Assistant Director, Office of Undergraduate Admissions

Unquote

U.S. Higher Education Glossary

International students: Your search for the best U.S. university for you starts here - By ANITA NARAYAN

What's the difference between a college and a university? Who are undergraduate students versus

graduate students? What's the FAFSA? Studying in the United States can be confusing if you don't fully

understand the words used in U.S. higher education. With that in mind, U.S. News has compiled a

glossary of important terms specifically for international students and parents. While this list is not

exhaustive, it offers a key starting point as you explore the best U.S. universities for you.

We want to hear from you! What words are missing from this glossary? Comment below or send us an

E-mail with your thoughts and suggestions.

A

Academic adviser: A member of a school's faculty who provides advice and guidance to students on

academic matters, such as course selections.

Academic year: Annual period during which a student attends and receives formal instruction at a

college or university, typically from August or September to May or June. The academic year may be

divided into semesters, trimesters, quarters, or other calendars.

Accredited: Official recognition that a college or university meets the standards of a regional or national

association. Although international students are not required to attend an accredited college or

university in the United States, employers, other schools, and governments worldwide often only

recognize degrees from accredited schools.

ACT (American College Test): A standardized college entrance exam administered by the American

College Testing Program. Four separate, multiple-choice tests measure knowledge of English, math,

reading, and science, and one optional writing test measures essay planning and writing skills. Most

students take the ACT during their junior or senior year of high school, and most colleges and

universities accept scores from either the ACT or SAT. Some schools may recommend, but not require,

international students to take the ACT or SAT. (See the U.S. News college test prep guide for more

information.)

Affidavit of Support: An official document proving adequate funding from an individual or organization

to cover an international student's educational and living expenses while enrolled at a U.S. college or

university.

AP (Advanced Placement program): A program offered by the College Board, a U.S.-based nonprofit

educational organization, that allows students to take college-level courses while in high school.


60

Students can then take standardized AP exams; those with qualifying scores can earn credit at certain

colleges and universities.

Assistantship: A financial aid award granted to a graduate student to help pay for tuition that is offered

in return for certain services, such as serving as a teaching assistant or research assistant.

Associate's: An undergraduate degree awarded by a college or university upon successful completion of

a program of study, usually requiring two years of full-time study. An associate's is typically awarded by

community colleges; it may be a career or technical degree, or it may be a transfer degree, allowing

students to transfer those credits to a four-year bachelor's degree-granting school.

Audit: To take a class to gain knowledge about a subject, but without receiving credit toward a degree.

B

Bachelor's: An undergraduate degree awarded by a college or university upon successful completion of a

program of study, typically requiring at least four years (or the equivalent) of full-time study. Common

degree types include bachelor of arts (B.A. or A.B.), which refers to the liberal arts, and bachelor of

science (B.S.). A bachelor's is required before starting graduate studies.

C

Campus: The grounds and buildings where a college or university is located.

Coed: Open to both men and women (often used to describe a school that admits both sexes and a

dormitory that houses both genders).

College: A postsecondary institution that typically provides only an undergraduate education, but in

some cases, also graduate degrees. "College" is often used interchangeably with "university" and

"school." Separately, "college" can refer to an academic division of a university, such as College of

Business. (See U.S. News's rankings of Best Colleges.)

Commencement: A graduation ceremony where students officially receive their degrees, typically held

in May or June at the end of the academic year, though some colleges and universities also hold August

and December ceremonies.

Common Application: A standard application form that is accepted by more than 450 member colleges

and universities for admissions. Students can complete the form online or in print and submit copies to

any of the participating colleges, rather than filling out individual forms for each school. However,

international students will typically need to submit additional application materials unique to each

college.

Community college: A public, two-year postsecondary institution that offers the associate degree. Also

known as a "junior college." Community colleges typically provide a transfer program, allowing students

to transfer to a four-year school to complete their bachelor's degree, and a career program, which

provides students with a vocational degree.

Conditional admission: An acceptance to a college or university that is dependent on the student first

completing coursework or meeting specific criteria before enrollment. For an international student, this

can include a requirement to attain a certain level of English-language proficiency if the student's TOEFL

score doesn't meet the minimum required.

Core requirements: Mandatory courses that students are required to complete to earn a degree.


61

Course: A regularly scheduled class on a particular subject. Each college or university offers degree

programs that consist of a specific number of required and elective courses.

Course load: The number of courses or credits a student takes during a specific term.

Credits: Units that a school uses to indicate that a student has completed and passed courses that are

required for a degree. Each school defines the total number and types of credits necessary for degree

completion, with every course being assigned a value in terms of "credits," "credit hours," or "units."

Culture shock: Feelings of uncertainty, confusion, or anxiety that can occur when adjusting to a new

country and culture that may be very different from your own. International students may also

experience "reverse culture shock" upon returning to their home country, after they have become

accustomed to the new country and culture.

Curriculum: A program of study made up of a set of courses offered by a school.

D

Dean: The head of a division of a college or university.

Deferral / Deferred admission: A school's act of postponing a student's application for early decision or

early action, so that it will be considered along with the rest of the regular applicant group. A "deferral"

can also refer to a student's act of postponing enrollment for one year, if the school agrees.

Degree: A diploma or title awarded to students by a college or university after successful completion of

a program of study.

Department: A division of a school, made up of faculty and support staff, that gives instruction in a

particular field of study, such as the history department.

Discipline: An area of academic study.

Dissertation: An in-depth, formal writing requirement on an original topic of research that is typically

submitted in the final stages before earning a doctorate (Ph.D.).

Doctorate (Ph.D.): The highest academic degree awarded by a university upon successful completion of

an advanced program of study, typically requiring at least three years of graduate study beyond the

master's degree (which may have been earned at a different university). Ph.D. candidates must

demonstrate their mastery of a subject through oral and written exams and original, scholarly research

presented in a dissertation.

Dormitories (dorms): Student housing provided by a college or university, also known as "residence

halls," which typically includes rooms, bathrooms, common areas, and possibly a kitchen or cafeteria.

Double major: A program of study that allows a student to complete the course requirements for two

majors at the same time.

Drop: To withdraw from a course. A college or university typically has a period of time at the beginning

of a term during which students can add or drop courses.

Dual degree: Program of study that allows a student to receive two degrees from the same college or

university.

E


62

Early action: A program offered by some colleges and universities that allows students to submit their

applications early, typically in November or December, and receive decisions early, usually in mid- or

late December. Students are not required to accept the admissions offer and have until May 1 to decide.

Although some schools allow international students to apply via early action, applicants who request

financial aid may not receive a decision any earlier than those who apply through the regular decision

process.

Early decision: A program offered by some colleges and universities that allows students to submit an

application to their top-choice school early, typically in November or December, and receive the

decision early, usually in mid- or late December. If accepted, students are required to enroll at that

school and withdraw all applications to other schools. Although some schools allow international

students to apply via early decision, applicants who apply for financial aid may not receive a decision any

earlier than those who apply through the regular decision process.

Electives: Courses that students can choose to take for credit toward a degree, but are not required.

English as a Second Language (ESL): A course or program of study used to teach English to non-native

English speakers.

Enroll: To register or enter a school or course as a participant.

Exempt: Not required to do something that other students may be required to do. For example, a school

may require all students to take a freshman English course, but some students may be exempt based on

their high scores on a college entrance exam or their previous coursework.

Extracurricular activities: Optional activities, such as sports, that students can participate in outside of

academic classes.

F

Faculty: A school's teaching and administrative staff who is responsible for designing programs of study.

FAFSA (Free Application for Federal Student Aid): Application used by U.S. citizens and permanent

residents to apply for financial aid from U.S. federal and state governments. International students are

not eligible for U.S. government aid, but schools may ask international students to submit a FAFSA to

determine financial need. (Note: A social security number is required to complete the FAFSA.)

Fees: An amount of money charged by colleges and universities, in addition to their tuition, to cover

costs of services such as libraries and computer technology.

Fellowship: An amount of money awarded by a college or university, usually to graduate students and

generally based on academic achievement.

Financial aid: All types of money offered to a student to help pay tuition, fees, and other educational

expenses. This can include loans, grants, scholarships, assistantships, fellowships, and work-study jobs.

(See the U.S. News paying for college and paying for grad school guides for more information.)

Fraternity: A student organization, typically for men, formed for social, academic, community service, or

professional purposes. A fraternity is part of a college or university's Greek system. Some fraternities,

such as those with an academic or community service focus, may be coed.

Freshman: A student in the first year of high school or college / university.


63

Full-time student: A student who is enrolled at a college or university and is taking at least the minimum

number of credits required by the school for a full course load.

G

GMAT (Graduate Management Admission Test): A standardized graduate business school entrance exam

administered by the nonprofit Graduate Management Admission Council, which measures verbal,

quantitative, and analytical writing skills. Some business schools accept either the GMAT or GRE. In June

2012, the GMAT will incorporate an integrated reasoning section designed to assess how applicants

analyze different types of information at once. (See the U.S. News business school test prep guide for

more information.)

Grade: A score or mark indicating a student's academic performance on an exam, paper, or in a course.

A "grade" can also refer to which year a student is in while at elementary, middle, or high school, but

that usage typically does not apply at the college or university level.

Grade point average (GPA): A student's overall academic performance, which is calculated as a

numerical average of grades earned in all courses. The GPA is determined after each term, typically on a

4.0 scale, and upon graduation, students receive an overall GPA for their studies.

Graduate school: The division of a college or university, or an independent postsecondary institution,

which administers graduate studies and awards master's degrees, doctorates, or graduate certificates.

(See U.S. News's rankings of Best Graduate Schools.)

Graduate student / graduate studies: A student who already holds an undergraduate degree and is

pursuing advanced studies at a graduate school, leading to a master's, doctorate, or graduate certificate.

A "graduate" can also refer to any student who has successfully completed a program of study and

earned a degree.

Grant: A type of financial aid that consists of an amount of free money given to a student, often by the

federal or a state government, a company, a school, or a charity. A grant does not have to be repaid.

"Grant" is often used interchangeably with "scholarship."

GRE (Graduate Record Examination): A standardized graduate school entrance exam administered by

the nonprofit Educational Testing Service (ETS), which measures verbal, quantitative, and analytical

writing skills. The exam is generally required by graduate schools, which use it to assess applicants of

master's and Ph.D. programs. Some business schools accept either the GMAT or GRE; law schools

generally require the LSAT; and medical schools typically require the MCAT. Effective August 2011, the

GRE will incorporate key changes in the content, length, and style of the exam. (See the U.S. News GRE

guide for more information.)

Greek life / Greek system: A college or university's collection of fraternities and sororities on campus,

whose names originate from letters in the ancient Greek alphabet.

H

High school: A secondary school that offers grades 9 to 12.

Humanities: Academic courses focused on human life and ideas, including history, philosophy, foreign

languages, religion, art, music, and literature.

I


64

Independent study: An academic course that allows students to earn credit for work done outside of the

normal classroom setting. The reading or research assignment is usually designed by the students

themselves or with the help of a faculty member, who monitors the progress.

Institute: An organization created for a specific purpose, usually for research, that may be located on a

college or university's campus.

Internal Revenue Service (IRS): The U.S. government agency that collects income taxes. International

students who work on or off campus or receive taxable scholarships must pay taxes. A college or

university's international student adviser can provide further information, including on relevant tax

treaties between the United States and specific countries that may allow certain benefits.

International student adviser: A school official who assists international students, scholars, and faculty

with matters including orientation, visas, income taxes, insurance, and academic and government rules,

among other areas.

Internship: An experience that allows students to work in a professional environment to gain training

and skills. Internships may be paid or unpaid and can be of varying lengths during or after the academic

year.

Ivy League: An association of eight private universities located in the northeastern United States,

originally formed as an athletic conference. Today, the term is associated with universities that are

considered highly competitive and prestigious. The Ivy League consists of the highly ranked Brown

University, Columbia University, Cornell University, Dartmouth College, Harvard University, Princeton

University, University of Pennsylvania, and Yale University.

J

Junior: A student in the third year of high school or college / university.

Junior college: A two-year postsecondary institution that offers the associate degree. (See "community

college.")

L

Letter of recommendation: A letter written by a student's teacher, counselor, coach, or mentor that

assesses his or her qualifications and skills. Colleges, universities, and graduate schools generally require

recommendation letters as part of the application process.

Liberal arts: Academic studies of subjects in the humanities, social sciences, and the sciences, with a

focus on general knowledge, in contrast to a professional or technical emphasis. "Liberal arts" is often

used interchangeably with "liberal arts and sciences" or "arts and sciences."

Liberal arts college: A postsecondary institution that emphasizes an undergraduate education in liberal

arts. The majority of liberal arts colleges have small student bodies, do not offer graduate studies, and

focus on faculty teaching rather than research. (See U.S. News's rankings of Best Liberal Arts Colleges.)

Loan: A type of financial aid that consists of an amount of money that is given to someone for a period

of time, with an agreement that it will be repaid later. International students are generally not eligible

for U.S. federal government loans and will typically require an American cosigner to apply for a private

bank loan.


65

LSAT (Law School Admission Test): A standardized law school entrance exam administered by the

nonprofit Law School Admission Council, which measures reading comprehension, analytical reasoning,

and logical reasoning skills. There is also a writing section; although it is not scored, it is sent to each law

school to which a student applies. (See the U.S. News LSAT test prep guide for more information.)

M

Major: The academic subject area that a student chooses to focus on during his or her undergraduate

studies. Students typically must officially choose their major by the end of their sophomore year,

allowing them to take a number of courses in the chosen area during their junior and senior years.

Master's: A graduate degree awarded by a college or university upon successful completion of an

advanced program of study, typically requiring one or two years of full-time study beyond the bachelor's

degree. Common degree types include master of arts (M.A.), which refers to the liberal arts; master of

science (M.S.); and master of business administration (M.B.A.).

Matriculate: To enroll in a program of study at a college or university, with the intention of earning a

degree.

M.B.A.: A master of business administration degree.

MCAT (Medical College Admission Test): A standardized U.S. medical school entrance exam

administered by the nonprofit Association of American Medical Colleges, which measures verbal

reasoning and writing skills and physical and biological sciences knowledge. The MCAT will likely

undergo significant changes in 2015, with new areas added, such as genetics, cell and molecular biology,

psychology, and sociology.

Merit aid / merit scholarships: A type of financial aid awarded by a college or university to students who

have demonstrated special academic ability or talents, regardless of their financial need. Most merit aid

has specific requirements if students want to continue to receive it, such as maintaining a certain GPA.

Midterm exam: An exam given after half of the academic term has passed and that covers all material

studied in a particular course until that point. Not all courses have midterm exams.

Minor: An academic subject area that a student chooses to have a secondary focus on during their

undergraduate studies. Unlike a major, a minor is typically not required, but it allows a student to take a

few additional courses in a subject different from his or her major.

N

Need-based financial aid: Financial aid that is awarded to students due to their financial inability to pay

the full cost of attending a specific college or university, rather than specifically because of their grades

or other merit.

Need-blind admissions: A college or university's policy of accepting or declining applications without

considering an applicant's financial circumstances. This policy does not necessarily mean that these

schools will offer enough financial aid to meet a student's full need. Only a handful of U.S. colleges or

universities offer need-blind admissions to international students.

Net price calculator: An online tool that allows students and families to calculate a personalized

estimate of the cost of a specific college or university, after taking into account any scholarships or


66

need-based financial aid that an applicant would receive. By Oct. 29, 2011, each higher education

institution in the United States is required by law to post a net price calculator on its respective website.

Nonmatriculated: Enrolled in a college or university's courses, but not in a program of study leading to a

degree.

Nonresident: A student who does not meet a state's residence requirements. A college or university may

have different tuition costs and admissions policies for residents versus nonresidents. In most cases,

international students are considered nonresidents. A "nonresident alien" is a person who is not a U.S.

citizen and is in the country on a temporary basis.

Notarized: Certified as authentic by a public official, lawyer, or bank. Colleges and universities often

require international students to submit notarized documents, such as the Affidavit of Support or high

school transcripts.

O

Open admissions: A college or university's policy of accepting all students who have completed high

school, regardless of their grades or test scores, until all spaces are filled. Most community colleges have

an open admissions policy, including for international students.

Orientation: A college or university's official process of welcoming new, accepted students to campus

and providing them with information and policies before classes begin, usually in a half-day or full-day

event. Many colleges and graduate schools offer a separate orientation just for international students to

cover topics such as how to follow immigration and visa regulations, set up a U.S. bank account, and

handle culture shock.

P

Part-time student: A student who is enrolled at a college or university but is not taking the minimum

number of credits required for a full course load.

Pass-fail: A grading system in which students receive either a "pass" or "fail" grade, rather than a specific

score or letter grade. Certain college or university courses can be taken pass-fail, but these typically

don't include ones taken to fulfill major or minor requirements.

Ph.D.: A doctor of philosophy degree. (See "doctorate.")

Plagiarism: The use of another person's words or ideas as your own, without acknowledging that person.

Schools have different policies and punishments for students caught plagiarizing, which tends to occur

with research papers and other written assignments.

Postdoctorate: Academic studies or research for those who have completed a doctorate. A "postdoc"

can refer both to a person who is pursuing a postdoctorate and to the postdoctorate itself.

Prerequisite: A required course that must be completed before a student is allowed to enroll in a more

advanced one.

Priority date: The date by which an application must be received in order to be given full consideration.

This can apply to admissions, financial aid, and on-campus housing. After the priority date passes,

applications may be considered on a case-by-case or first-come-first-served basis.


67

Private school: A postsecondary institution controlled by a private individual(s) or a nongovernmental

agency. A private institution is usually not supported primarily by public funds and its programs are not

operated by publicly elected or appointed officials. Stanford University, for example, is a private school.

Probation: A status or period of time in which students with very low GPAs, or whose academic work is

unsatisfactory according to the school, must improve their performance. If they are unable to do so,

they may be dismissed from the school. Students may also face "disciplinary probation" for

nonacademic reasons, such as behavioral problems in the dorms.

Professional school: A higher education institution for students who have already received their

undergraduate degree to gain training in specific professions, such as law, medicine, and pharmacy.

Provost: The senior academic officer of a college or university who typically oversees all academic

policies and curriculum-related matters.

PSAT: The Preliminary SAT, a standardized practice test cosponsored by the nonprofit College Board and

the National Merit Scholarship Corp., which measures reading, writing, and math skills, giving students

experience with the SAT. Students usually take the PSAT in their junior year of high school, and U.S.

citizens and permanent residents can submit their scores to qualify for National Merit scholarships. (See

the U.S. News college test prep guide for more information.)

Public school: A postsecondary institution that is supported mainly by public funds and whose programs

are operated by publicly elected or appointed officials. The University of California—Berkeley, for

example, is a public school.

Q

Quarters: Periods of study that divide the academic year into four equal segments of approximately 12

weeks each, typically including the summer.

R

Registrar: The college or university official who is responsible for registering students and keeping their

academic records, such as transcripts.

Registration: The process in which students choose and enroll in courses to be taken during the

academic year or in summer sessions.

Regular decision: An admissions process used by colleges and universities that typically requires

applicants to submit their materials by January 1; an admissions decision is generally received by April 1,

and if admitted, students usually have until May 1 to respond to the offer. The majority of applicants are

evaluated during regular decision, rather than early action and early decision.

Resident assistant (RA): A student leader who works in campus dormitories and supervises issues and

activities related to dorm life. RAs often receive free housing in the dorm in return for their services.

Rolling admissions: An admissions process used by some colleges and universities in which each

application is considered as soon as all the required materials have been received, rather than by a

specific deadline. Colleges and universities with this policy will make decisions as applications are

received until all spaces are filled.

Room and board: Housing and meals. "Room and board" is typically one of the costs that colleges and

universities will list in their annual estimated cost of attendance, in addition to tuition, fees, and


68

textbooks and supplies. If students choose to live in dormitories, they may be required to buy into a

meal plan to use on-campus dining facilities.

S

SAT: A standardized college entrance exam administered by the Educational Testing Service (ETS) on

behalf of the nonprofit College Board, which measures reading, writing, and math skills. Most students

take the SAT during their junior or senior year of high school, and most colleges and universities accept

scores from either the SAT or ACT. In addition, students may choose to take the SAT Subject Tests in

English, history, languages, math, and science to demonstrate their knowledge in specific academic

areas. Some schools may recommend, but not require, international students to take the SAT or ACT.

(See the U.S. News college test prep guide for more information.)

Scholarship: A type of financial aid that consists of an amount of free money given to a student by a

school, individual, organization, company, charity, or federal or state government. "Scholarship" is often

used interchangeably with "grant." (See the U.S. News scholarship guide for more information.)

School: Any educational institution, including those that provide elementary, secondary, and

postsecondary education. In the latter case, "school" is often used interchangeably with "college" and

"university."

Semesters: Periods of study that divide the academic year into two equal segments of approximately 15

to 18 weeks each. Some schools also offer a shorter summer semester, beyond the traditional academic

year.

Seminar: A course offered to a small group of students who are typically more advanced and who meet

with a professor to discuss specialized topics.

Senior: A student in the fourth year of high school or college / university.

SEVIS (Student and Exchange Visitor Information System): A computerized U.S. government database

used to track international students and scholars in the United States. Once an international student is

accepted by a U.S. college or university, the school is required to mail the student a Form I-20, which is a

paper record of the student's information in SEVIS. A student must pay a SEVIS fee and use the payment

receipt and I-20 to apply for a visa.

Social Security number: A nine-digit number issued by the U.S. government to people who are

authorized to work in the United States and collect certain government benefits. Many colleges and

universities use the Social Security number as the student identification number. International students

who are in the United States and are authorized to work either on or off campus must apply for and

obtain a Social Security number, which is then used to report their wages to the government.

Sophomore: A student in the second year of high school or college / university.

Sorority: A student organization for women formed for social, academic, community service, or

professional purposes. A sorority is part of a college or university's Greek system.

Standardized tests: Exams, such as the SAT, ACT, and GRE, which measure knowledge and skills and are

designed to be consistent in how they are administered and scored. Standardized tests are intended to

help admissions officials compare students who come from different backgrounds.

T


69

Teaching assistant (TA): A graduate student who assists a professor with teaching an undergraduate

course, usually within his or her field, as part of an assistantship.

Tenure: A status offered to high-level faculty members at a college or university that allows them to stay

permanently in their positions, after demonstrating a strong record of teaching and published research.

Term: Periods of study, which can include semesters, quarters, trimesters, or summer sessions.

Thesis: A formal piece of writing on a specific subject, which may be required to earn a bachelor's or

master's degree.

TOEFL (Test of English as a Foreign Language): A standardized exam administered by the nonprofit

Educational Testing Service (ETS), which measures English-language proficiency in reading, listening,

speaking, and writing. Many U.S. colleges and universities require non-native English speakers to take

the TOEFL and submit their scores as part of the admissions process.

Transcript: An official record of a student's coursework and grades at a high school, college, or

university. A high school transcript is usually one of the required components of the college application

process.

Transfer credit: Credit granted toward a degree on the basis of studies completed at another college or

university. For instance, students who transfer from a community college to a four-year college may

earn some transfer credit.

Trimesters: Periods of study that divide the academic year into three equal segments of approximately

10 to 12 weeks each.

Tuition: An amount of money charged by a school per term, per course, or per credit, in exchange for

instruction and training. Tuition generally does not include the cost of textbooks, room and board, and

other fees.

U

Undergraduate student / undergraduate studies: A student enrolled in a two-year or four-year study

program at a college or university after graduation from high school, leading to an associate or

bachelor's degree.

University: A postsecondary institution that typically offers both undergraduate and graduate degree

programs. "University" is often used interchangeably with "college" and "school."

V

Visa: An official mark or stamp in a passport that allows someone to enter a country for a particular

amount of time. Common visa types for international students and scholars in the United States include

the F-1 (student visa) and J-1 (exchange visitor visa). To apply for a U.S. visa, student applicants must

first receive a Form I-20 from the college or university they plan to attend, which is created by the U.S.

government's SEVIS database.

W

Wait list: A list of qualified applicants to a school who may be offered admission if there is space

available after all admitted students have made their decisions. Being on a wait list does not guarantee

eventual admission, so some students may choose not to remain on the list, particularly if the school is

not their first choice.


70

Withdraw: To formally stop participating in a course or attending a university.

Work-study: A financial aid program funded by the U.S. federal government that allows undergraduate

or graduate students to work part time on campus or with approved off-campus employers. To

participate in work-study, students must complete the FAFSA. In general, international students are not

eligible for work-study positions.

Useful links (url)

Higher Education

# Important url Description

1 http://redbus2us.com/ Very popular websites guiding for higher

education in USA, blogs, FAQ, processes, dos

& don'ts, fees, scholarship, etc 2 http://www.msinus.com

3 http://www.happyschoolsblog.com/

4 http://travel.state.gov/travel/cis_pa_tw/cis_pa_t

w_5738.html

Website by USA Govt for Students seeking

education in USA

5 http://www.4icu.org/top200/ Listing of Top 200 universities

6 http://www.educationobserver.com/ It is one of the pioneer Indian Portals on

Education. We provide Educational News,

Scholarship News, a Discussion Forum to post

your educational and career queries, and a a

number of Model Examinations

7 http://www.impeloverseas.com/StudyAbroad/U

SA/USA-Scholarships.aspx

Detailed information about financial aids,

Country Overview, Education System, Why

USA,Universities in USA,Scholarships,Visa

Guidelines, Student Life, Work after Studies

8 http://www.happyschoolsblog.com/wp-

content/uploads/2008/09/student-guide-to-

us.pdf

Useful information about higher study in

India, overseas, test preparation, counseling,

scholarship, etc in presentation format

9 http://www.slideshare.net/rrakhecha/27-

earthsoftguidance-for-post-graduation-after-

engineering

10 http://www.india.idp.com/ Very good information about education,

courses, universities, scholarships,

placements, etc for overseas and Australia

11 http://www.newzealandeducated.com/ Guide for study in New Zealand

12 http://www.studyinaustralia.gov.au/ Guide for study in Australia

13 http://www.timeshighereducation.co.uk/ Listing of Top global universities - region wise,

subject wise, etc, Details about higher

education like books, ranking, awards, jobs

14 http://www.topuniversities.com/ Listing of Top global universities & various

http://redbus2us.com/

http://www.msinus.com/

http://www.happyschoolsblog.com/

http://travel.state.gov/travel/cis_pa_tw/cis_pa_tw_5738.html

http://travel.state.gov/travel/cis_pa_tw/cis_pa_tw_5738.html

http://www.4icu.org/top200/

http://www.educationobserver.com/

http://www.impeloverseas.com/StudyAbroad/USA/USA-Scholarships.aspx

http://www.impeloverseas.com/StudyAbroad/USA/USA-Scholarships.aspx

http://www.happyschoolsblog.com/wp-content/uploads/2008/09/student-guide-to-us.pdf



http://www.slideshare.net/rrakhecha/27-earthsoftguidance-for-post-graduation-after-engineering



http://www.india.idp.com/

http://www.newzealandeducated.com/

http://www.studyinaustralia.gov.au/

http://www.timeshighereducation.co.uk/

http://www.topuniversities.com/


71

courses

15 http://www.usief.org.in/ USA - India educational foundation sharing

complete information about higher education

16 http://www.usief.org.in/UsefulLinks.aspx Useful links for guiding various entrance tests,

visa processing, financial aid, travelling, etc

17 http://www.usnews.com/education/worlds-

best-universities-rankings/top-400-universities-

in-the-world

Listing Global Ranking of 400 Universities and

their details

18 https://www.educationusa.info/ Guides students seeking education in USA,

19 www.internationalstudentloan.com Loans for additional assistance funding their

tuition, travel and living costs

20 http://www.usnews.com/education/blogs/gradu

ate-school-road-map/2013/06/28/lessons-for-

parents-of-international-grad-

students?src=usn_tw

Lessons for parents of international students

21 http://www.usnews.com/ Latest NEWS about USA

22 http://grad-

schools.usnews.rankingsandreviews.com/best-

graduate-schools

Ranking of university for different desciplines

23 http://www.benefits.gov/ The official benefits website of the U.S.

government

24 http://www.ed.gov/ U.S. Department of Education

25 http://www.usa.gov/ The official benefits website of the U.S.

government

26 www.learnhub.com

Useful information about higher study in India

& overseas, test preparation, counseling, scholarship, etc

Useful Links

The following is a list of the relevant links which will be helpful for students.

General

www.educationusa.info

Standardized Tests

SAT - http://www.sat.org/

ACT - http://www.act.org/

GRE - http://www.gre.org/

GMAT - http://www.gmat.org/

http://www.usief.org.in/

http://www.usief.org.in/UsefulLinks.aspx

http://www.usnews.com/education/worlds-best-universities-rankings/top-400-universities-in-the-world



https://www.educationusa.info/

http://www.internationalstudentloan.com/

http://www.usnews.com/education/blogs/graduate-school-road-map/2013/06/28/lessons-for-parents-of-international-grad-students?src=usn_tw




http://www.usnews.com/




http://www.benefits.gov/

http://www.ed.gov/

http://www.usa.gov/

http://www.learnhub.com/

http://www.learnhub.com/


72

USMLE - http://www.usmle.org/

TOEFL - http://www.toefl.org/

IELTS - http://www.ielts.org/

PTE Academic - http://www.pearsonpte.com/

Accreditation

www.chea.org

http://ope.ed.gov/accreditation

www.abet.org

www.aacsb.edu

Application Packet

www.commonapp.org

www.statementofpurpose.com

www.californiacolleges.edu/admissions

www.applytexas.org

Visa Information

http://newdelhi.usembassy.gov

www.ustraveldocs.com/in

Search Engines

www.collegeboard.com www.llm-guide.com/

www.communitycollegeusa.com www.phds.org/

www.petersons.com www.sophas.org/

www.gradschools.com www.lsac.org/

www.mba.com

Financing Your US Studies

www.fundingusstudy.org

www.twitter.com/edUSAUpdates

Overview of US Education System

www.edupass.org

Pre Departure Information

http://www.educationusa.info/pages/students/getready.php

Popular Study Abroad Search Engines

www.studyabroad.com

www.goabroad.com

www.iiepassport.org

General information

US Embassies and Consulates in India - For US visa information for Indian & American citizen


73

US Embassy, New Delhi - http://newdelhi.usembassy.gov/

US Consulate, Chennai - http://chennai.usconsulate.gov/

US Consulate, Hyderabad - http://hyderabad.usconsulate.gov/

US Consulate, Kolkata - http://calcutta.usconsulate.gov/

US Consulate, Mumbai - http://mumbai.usconsulate.gov/

US Embassies Outside India - http://usembassy.state.gov/

Indian Embassies and Consulates in US

For Indian visa information for US citizens and Indian citizen services abroad, visit relevant website

Indian Embassy - Washington DC - http://www.indianembassy.org/consulate-in-us.php

Indian Consulate - New York - http://www.indiacgny.org/

Indian Consulate - San Francisco - http://www.cgisf.org/

Indian Consulate - Chicago - http://chicago.indianconsulate.com/

Indian Consulate - Houston - http://www.cgihouston.org/

Indian Embassies Outside US - http://india.gov.in/overseas/indian_missions.php

References

1. http://redbus2us.com/

2. http://www.msinus.com/content/why-ms-us-masters-study-usa-503/

3. For personal free guidance - [email protected]

4. http://www.happyschoolsblog.com/wp-content/uploads/2008/09/student-guide-to-us.pdf

Section – 4 - Managing Finance

Following Trusts/ Institutes also offer scholarships for encouraging higher education. You are requested

to gather more details using various search engines.

Scholarship for Indians

Indians have a choice Indian Scholarship Schemes available to them all over the world. We bring you

some of those higher educational scholarships awarded in India. There are no dearth of Scholarships in

India, but then there is no dearth of brilliant students either. Therefore it helps to know and apply for a

number of Scholarships at the same time, to ensure you have one of the coveted Indian Scholarships in

your kitty.

Following trusts do surely provide scholarships for higher educations.

You may Google search for more information

-Advocate Keshavrao Chowgule Scholarship Trust

-www.jainjagruti.com

-American Alumni Association

-Lotus Trust

-Sahu Jain Trust (TheTimes of India Group)

-Maneckji & Shrinbhai Neterwalla Trust -

-Phirojsha Godrej Foundation

http://india.gov.in/overseas/indian_missions.php


74

-S. K. Patil Trust

-India Foundation

-Shambhekar Trust

-Seth Shapoorji Pallonji Mistry & Bai Alamai Shapoorji Mistry Charity Trust

-R.D. Sethna Scholarship Fund

-Rustomji Hormusji Patuck Trust

-Atur Foundation

-Subhash Runwal Education Foundation - Mumbai

-Oswal Bandhu Samaj – Pune

Also check with following trusts/institutes offering scholarships

Jawaharlal Nehru Memorial Fund/ Jawaharlal Nehru Scholarships For Doctoral Studies

RBI Young Scholars Award Scheme

Beml Scholarship Scheme(SC/ST Undergraduate Engineering Students)

Sanjeevani Scholarship-2010-11

Department of Biotechnology

Indo-US Research for Indian Researchers

ISRAEL Government Scholarship-2011-12

INSPIRE Scholarships For Higher Education - SHE

Scholarships For Pilots

SAHU JAIN TRUST - Inland Scholarship & Overseas Loan Scholarships

Fair & Lovely Scholarships 2010

SIA Youth Scholarships 2011

A*STAR India Youth Scholarship

Rhodes Scholarship India 2010

NCERT National Talent Search Examination 2010

National Scholarship for Persons with Disabilities

Indian Council of Social Science Research

Kishore Vaigyanik Protsahan Yojana

The MiTio Foundation, INC.2010 Scholarship

Women Scientist Fellowship Scheme

UGC Post Doctoral Fellowship

Total Care Scholarship

BWPI PhD Scholarship

The Paul Foundation Scholarships

Tata Innovation Fellowship

Houblon-norman George Fellowships

Fellowship Scheme For Doctoral Work In Criminology And Police Science

Aga Khan Scholarships


75

British Chevening Scholarships

Jawaharlal Nehru Centre For Advanced Scientific Research Summer Research Fellowships

Commonwealth Split-Site Doctoral Scholarship

TIFAC (Technology Information, Forecasting And Assessment Council) Women Scientist

Scholarship Scheme

TK&S Foundation Scholarships - For Financially Under Privileged Students

Jean Monnet Fellowships

Research fellowship for advanced study in Ayurveda

UK - India Education And Research Initiative - UKIERI PhD Scholarships

Germany Special Scholarship in Disaster Management

Inlaks Scholarships

J.N.Tata Endowment Scholarship

Mahindra Scholarships

SHRI BRIHAD BHARATIYA SAMAJ Scholarship

The Hindu Hitachi Scholarships

Belgian Scholarship

Indian National Scholarship Scheme

DBT Post Doctoral Fellowship

Fernand Braudel Senior Fellowship

NTPC Scholarship Scheme

Sports Scholarships in india

Associateship for Young scientists

How and Why to Get an On-Campus Job

Many students want or need to work during college, but not all jobs are created equal. Working on

campus is something every student should give serious consideration.

There are special advantages of working on campus. Here are a few:

1. A school-friendly schedule: No one understands the demands on a college student quite like campus

employers. They're also familiar with the college schedule, including breaks and finals, and tend to work

around those if possible.

2. A financial solution: A campus job can sometimes be part of a student's financial package, in the form

of a work-study job. Filling out the FAFSA will help student know if he or she is eligible for this kind of

aid.

3. Caring adults: College is a time of transition. Most students aren't children anymore, but they aren't

quite adults, either—at least when they first arrive at school. A campus job ensures that your child will

regularly come into contact with adults who generally have his or her best interest in mind.

4. Great references: Those caring adults mentioned above can also be the source of some great

references for future employment or graduate school. If your student works to secure a job in his or her

field of study, those references will be even more valuable.

Few ways to make your campus job search more successful:

http://www.usnews.com/education/blogs/student-loan-ranger/2012/01/25/students-fill-out-your-fafsa



76

1. Cast a wide net: You can apply for 10 campus jobs at the beginning of the year, get interviews, and

only one ended up working out. If you're really interested in a campus job, don't be too picky about

which one it is; most of them are relatively similar.

2. Follow up: Supervisors for campus jobs differ from supervisors at other jobs, because they often

double as lecturers, researchers, authors, and more.

Hiring a student assistant is not always at the top of their to-do lists, so keeping in touch with them may

be what sets you apart from the rest of the applicants.

3. Be professional: It may sound like common sense to be professional in a job interview, but I have

seen too many of my peers go to interviews underdressed or acting too informal.

A campus job interview is still an interview, so treat it like one. Shake the person's hand, show up five

minutes early, and never wear jeans. These are some of the easiest ways to show the employer that you

are serious about the position.

6 Ways College Students Can Find Summer Jobs

Finding a job in this economy is difficult for anyone, but some evidence suggests teens are among the

hardest hit. If a summer job for yourself or your college student is on your to-do list, consider these

ideas to help make it happen.

Students are now talking about summer jobs. There's a lot of anxiety about their availability.

Most students want and need a summer job as a way to finance their education. But finding a job isn't

as easy as just wanting one. Here are some suggestions of places to start:

1. Contact past employers: Assuming the student has been a good worker in the past, it makes sense to

get in touch with those who know this. Even if the job held prior isn't available, some employers will find

a position for the right worker.

2. Check university job boards: We've blogged before about how a part-time job at school has some

great advantages for students, and there may be summer positions available if the student is free to stay

after the semester wraps up.

3. Create a job: I've known several students who have run lucrative summer lawn care businesses. I've

known others who have organized informal summer camps for kids. An enterprising student may have

better results creating a job than finding one, and the experience can be valuable as well.

Right about this time of year, this question begins to circulate among my friends: "What are you doing

this summer?" Answers include studying abroad, vacations, and summer classes, but most of my friends

will be working full- or part-time jobs.

The lucky ones are returning to a job from last summer, but the rest are left to spend the next several

months on the job hunt. Here are some additional strategies to make that search a little easier:

1. Consider a new market: If you're someone who normally goes home for the summer vacation,

consider looking for jobs in your college town, which may be relatively deserted over the summer.

Conversely, don't rule out potential jobs in your hometown, even if you're used to staying at school for

the summer.


77

2. Use family and friends: Working for a relative or family friend may not be your ideal summer job. If

you're struggling to find a job, however, those connections can be a fairly secure option in case

something else doesn't come along.

3. Combine multiple positions: If you can't find that one full-time position, try taking more than one

part-time job to meet your financial needs. This is especially helpful if your employer ends up needing

you for fewer hours than you expected.

By taking on an extra job, you can maximize your time over the summer to still make the amount of

money you want.

An International Student's Guide to U.S. Scholarships

http://www.usnews.com/education/blogs/the-scholarship-coach/2012/03/22/an-international-

students-guide-to-us-scholarships

The idea of the "American Dream" means many things to many people, but one of its most common—

and important—elements is the ability to further one's self by getting a college education. And for

students born outside the United States, scholarships can be an invaluable help toward achieving that

dream. Whether you're a new immigrant, a student going on to graduate school, or a learner returning

to college, there's international scholarship assistance out there for your studies in the United States.

Before you do any scholarship searching, it's important to know that you should never have to pay to

find or apply for scholarships. If a scholarship search engine or application asks you for a credit card or

other financial information before you can use it, stay away. Reputable scholarships never charge to

apply, and there are plenty of excellent free search engines. (Scholarship Experts, in particular, features

a search specific to international students.)

One of your best sources of financial aid will be the college you attend. If you were born outside the

United States but are now a U.S. citizen or permanent resident, start by looking at colleges within the

state where you live. Generally speaking, state residents pay a much lower tuition rate than out-of-state

residents.

For example, a year of tuition and fees at the University of Virginia costs around $12,000 for students

who live in Virginia, and around $36,000 for those who don't. Establishing residency in a state can

instantly cut a great deal off of your ultimate college price tag.

If you don't live in the United States, you can do some very thorough research on colleges and financial

aid opportunities at EducationUSA. This service of the U.S. Department of State and the Institute of

International Education provides a ton of online information; there is also a frequently updated list of

financial aid opportunities and, most usefully, a guide to advising centers in countries around the world,

where you can meet face-to-face with experts in your country that can help you search schools,

translate information, and learn about your options.

You should also take a look at ForeignBorn.com for useful information on applying to schools, obtaining

a student visa, and more.

No matter where you live, or decide to go to school, your college's financial aid office (and its website)

should be your next stop. Most colleges have scholarship programs specifically for international


78

students attending their institutions. To use just one example, the University of Oregon awards more

than $1 million each year to students born outside the United States.

You'll notice on that page that some of this funding is for students from specific countries, some is open

to students worldwide, and some requires that you study a certain field or do specific customer

service—it can be confusing, but college admissions officers and financial aid experts are there to help

you find as much money as you qualify for.

These resources will go a long way in helping with your education in the United States, no matter where

you're from; you can also seek out opportunities specific to your country or even your gender. If you're a

native of a Latin American or Caribbean nation, check out the listing of scholarships provided by the

Organization of American States's Leo. S. Rowe Pan American Fund. The fund exists to provide interest-

free student loans to students, and this brochure also features a useful listing of scholarship

opportunities sorted by your country of residence.

If you live in one of the 17 countries (across four continents) where the Aga Khan Foundation has a

presence, and you're doing graduate or postgraduate work, don't miss out on the Foundation's

International Scholarship Programme, though note that awards made through this program are 50

percent scholarship and 50 percent loan, so you will have to pay part of the award back over time.

And, finally, if you're a female graduate student and a non-U.S. resident, the venerable AAUW

International Fellowship provides a tremendous opportunity; in 2011, the fellowship program awarded

nearly $1 million to women dedicated to improving life in their home countries. This highly competitive

program usually opens in August for the next academic year, so keep it in mind if you're an exemplary

grad or postgrad student.

10 Colleges That Give the Most International Student Financial Aid

These elite institutions may help admitted students from abroad with funding.

The U.S. News Short List, separate from our overall rankings, is a regular series that magnifies individual

data points in hopes of providing students and parents a way to find which undergraduate or graduate

programs excel or have room to grow in specific areas. Be sure to explore The Short List: College and

The Short List: Grad School to find data that matters to you in your college or grad school search.

Good news for international students interested in top-ranked U.S. colleges: There may be financial aid

for you.

Studying in the United States can be quite expensive for international students, who aren't eligible for

federal financial aid programs and who may be charged additional fees for special services and

programming. But many colleges do offer some sort of aid to help students from overseas pay for

college.

In an annual U.S. News & World Report survey, 806 colleges reported offering financial aid to at least

one international student for the 2011-2012 school year. Of those institutions, 350 reported offering

financial aid to 50 or more students from abroad—making the schools eligible for the top 10 list below.

Each school on this list is a private institution, and most are located in the Northeast quadrant of the

United States. Many are very highly ranked, representing the upper echelons of both the Best National


79

Universities and Best National Liberal Arts Colleges rankings lists. (Unranked colleges, which did not

submit enough data for U.S. News to calculate numerical rankings, were not considered for this list.)

Keep in mind that these elite institutions have stringent admissions standards. Students first have to be

accepted to a U.S. university to be offered financial aid, and the totals below are averages of what

international students received. Not every student at Yale University, for instance, received $53,255;

rather, that was the average package among all international students who received aid.

These are the 10 schools that awarded the highest average financial aid awards to their international

students for the school year:

Don't see your school in the top 10? Access the U.S. News College Compass to find additional data on

international student enrollment and financial aid, complete rankings, and much more.

The Best Colleges and Universities

http://www.internationalstudent.com/schools_awarding_aid/

US Schools That Offer Need-Blind and Full-Need Admission to International Students - under a need-

blind admissions policy, a college or university will admit students regardless of their ability to pay, and

for any students that cannot afford the price tag, full-need means the university awards scholarships

and other institutional aid to make up the difference. There are now six US schools that offer need-blind

and full-need admissions to international students - Amherst College is the most recent to join this elite

group. Basically, if you can get in, you can afford to go - they are:

MIT, Massachusetts Institute of Technology in Massachusetts

Harvard University in Massachusetts

Princeton University in New Jersey

Yale University in Connecticut

Dartmouth College in New Hampshire

Amherst College in Massachusetts

If you would like to learn more about these schools InternationalStudent.com offers a free school search

that will allow you to find out more information about the school. The school directory will allow you to

search by state, you can then locate your school - from there you will be given the main school website

and related department websites.

5 Scholarships for In-Demand College Majors

There are several scholarships available for students who plan on majoring in finance or STEM subjects.

Selecting a college major can be one of the easiest – or most difficult – decisions a person can make in

their lifetime.

Some of you have known you've wanted to become a veterinarian since the day you brought home your

fifth grade classroom's pet hamster. For others, choosing between economics or nursing will be a

decision you grapple with even after you force yourself to decide at the end of your sophomore year of

college.


80

If you're completely undecided and need a push in a certain direction, you may want to see if your

interests align with one of these hot, high-paying majors, and then check out the corresponding

scholarships.

Take note that those interested in a career in science, technology, engineering and math (STEM) will

have a leg up on everyone else.

1. Engineering: By far the hottest major out there right now is engineering of practically any sort.

From petroleum to electrical to aerospace engineering, there is a huge demand for all kinds of engineers

– and that's reflected in the average starting salary of $51,700 to $97,900, according to the online salary

database PayScale.

Unfortunately, your first paycheck four years from now can't go toward your tuition payment today, so

we suggest you turn to scholarships for help.

The SMART Scholarship (Science, Mathematics & Research for Transformation), established by the

Department of Defense, offers a huge incentive for engineering and math majors studying in the U.S. by

covering full tuition and education-related fees, offering paid summer internships, a health insurance

reimbursement, mentoring and more.

The catch is that you have to be willing to work for the Department of Defense after graduation.

2. Computer science: Many of you have likely heard of the huge array of perks that working for a Silicon

Valley company can bring. From free gyms, haircuts and massages to game rooms and swimming pools,

companies like Google know how to keep employees in the office.

With an average starting salary of more than $55,000, according to PayScale, the pay isn't too shabby,

either. However, we don't recommend that you become a computer science major for the slim

possibility that you could end up working for Google.

But if you're interested in building the next great iPhone app and like the look of that starting salary, a

career in computer science may be perfect for you – especially because the chances of finding a well-

paying job after graduation look good.

Those considering majoring in computer science should think about applying for the Wayne V. Black

Memorial Scholarship, a $5,000 award from the Energy Telecommunications and Electrical Association.

3. Finance: When you got your first allowance money or your first paycheck as a fast food employee, did

you immediately start figuring out what to spend, what to save and how to invest it?

Maybe you weren't playing the stock market, but if you've always loved balancing your checkbook, a

career in finance could be right up your alley. You'll also have plenty of money to play with outside of

work, since finance careers are generally lucrative.

If you're interested in government finance, check out the scholarships offered by the Government

Finance Officers Association. Scholarships range from a $10,000 scholarship studying government

finance at the graduate level to scholarships for minority students studying governmental finance or

other related fields.

4. Applied and general mathematics: If you've always loved crunching numbers, you may want to

consider a career in mathematics or statistics, especially because the career outlook for recent math


81

major grads is fantastic, and the average starting salary at around $50,000, per PayScale, isn't half bad

either.

But if your calculations for how you're going to afford college just aren't adding up, we suggest you look

for math-related scholarships to offset the cost.

And if you're a woman, we suggest you look first at the Association for Women in Mathematics' Alice T.

Shafer Prize for Excellence in Mathematics, open to undergraduate women interested in math. The 2014

Schafer Prize will be awarded at the Joint Mathematics Meetings in Baltimore in January 2014.

5. Economics: Finally, a high-paying major for those of us who loathe math and science!

Well, that's not exactly true. Econ majors will have to endure math and statistics classes, and the

highest-paying jobs do fall in the banking and finance fields. But you can also use a degree in economics

to establish a career in law, consulting or government and nonprofit work.

To find scholarships for economics majors, we suggest you check with your college or university's

financial aid office. Most will offer scholarships for those studying economics.

For example, the University of South Dakota offers eight scholarships that are available to econ majors,

and Boise State University has five economics scholarships.

Compare 5 Top Scholarship Search Engines

http://www.usnews.com/education/blogs/the-scholarship-coach/2011/01/20/compare-5-top-

scholarship-search-engines

There are so many free scholarship search engines available to students online—you'll get about 7

million results by Googling "scholarship search"—that it can be difficult to know which websites to use.

It's a good idea to set up profiles on multiple sites so you catch as many opportunities as possible.

Which sites you choose is up to you, but in case you need some help with your decision making, I've

looked at three key elements of several free search engines: how often their data is updated, whether

they keep your information private, and what's unique about each of them.

1. CollegeBoard.com: The College Board was founded in 1900 and currently helps 7 million students

annually prepare for higher education. The College Board began publishing their book of scholarships in

1997 and since then has made the information available online. Their scholarship database contains

more than 2,300 scholarship opportunities, totaling nearly $3 billion.

Timely? Yes. Staff perform a mass update of all scholarships annually; changes, corrections, additions,

and deletions are also handled monthly.

Private? Absolutely. College Board only uses your information to help you and to improve its services.

They do not rent or sell your information. Period.

Unique? Yes, for a couple reasons. College Board's database and printed handbook are broadly

relevant—you won't find scholarships here that are intended for use at just one institution. And because

of The College Board's role as the organization behind the SAT, AP exams, etc., they have rigorous

standards for the scholarships they include in their database, including only those scholarships with a

documented history from a well-established sponsor.


82

[Explore 7 prestigious undergrad scholarships.] - http://www.usnews.com/blogs/the-scholarship-

coach/2011/01/06/7-prestigious-undergrad-scholarships.html

2. CollegeNet.com: CollegeNET is a technology company that builds web-based tools for event and

academic scheduling, prospect and admissions management, tuition processing, and alumni

development for colleges and universities. CollegeNET also operates a scholarship search engine and

social network where students create topics, participate in discussions, and vote on scholarship winners.

Timely? Yes. CollegeNET.com updates its data monthly through its license agreement with data

aggregator Wintergreen Orchard House.

Private? Yes. CollegeNET.com's privacy policy states, "We do not rent or sell personal information to

third parties." However, if you are awarded a scholarship, you can opt in to their Scholarship Election

System and share your data with the school that you designate.

Unique? Yes. In addition to the scholarship search, CollegeNET.com hosts an online community that

invites students to create topics in an open forum, share their comments, and vote online to determine

who is leading the most interesting conversation. By the end of the voting cycle every Wednesday, the

student with the most votes wins between $3,000-$5,000 in scholarship money. This social networking

scholarship is open to all students and is not based on traditional factors like GPA, age, or income level;

you are not required to write essays, and the scholarship process is voted upon by your peers, rather

than a panel of judges.

[Learn 5 ways you can create more scholarships.] - http://www.usnews.com/blogs/college-cash-

101/2010/05/18/5-ways-you-can-create-more-scholarships.html

3. Fastweb: Fastweb, which has helped 50 million students find money since the site was founded 15

years ago, was the first online scholarship matching service and the first free national scholarship

matching service. Fastweb's site indicates they currently have roughly 1.5 million scholarships worth

$3.4 billion in their database.

Timely? Definitely. According to Fastweb, they update their database daily—which would make them

the timeliest of the five mentioned in this post. To assist in their process, Fastweb expires scholarships

from their database after 11 months, forcing them to update the information before it can be relisted.

Private? Yes, unless you expressly agree (opt in) to allow your information to be shared with third

parties. Fastweb's privacy policy states that they do not share any information that can be tied to you

without your permission.

Unique? Sure. Fastweb compiles their scholarship data in-house, and when new scholarships are added

they send an E-mail notification to every student who matches the award.

[Read the 4 do's and 1 don't for finding scholarships.] - http://www.usnews.com/blogs/the-scholarship-

coach/2010/12/08/4-dos-and-1-dont-for-finding-scholarships.html

4. Scholarships.com: Founded in 1999, Scholarships.com now claims to be the largest free and

independent scholarship search and financial aid information resource on the Internet, with more than

2.7 million scholarships worth a total of $19 billion in their database.

Timely? Yes. Vice President Kevin Ladd says their database is updated daily. "We encourage scholarship

providers to not only submit their scholarship to be included in our database, but also to update them."


83

They also have a staff to review new and edited listings, and "every few months or so" they review all

scholarships for changes, errors, or inconsistencies.

Private? You bet. Users supply only the information they choose and are offered opportunities to opt

out of receiving anything they don't want—even at the time of registration. (See Scholarships.com's

privacy policy.)

Unique? Maybe. Ladd and the folks at Scholarships.com feel their database and user experience is

superior to all others out there and that their resources and the effort they put into making sure the

information they have is useful is unmatched.

5. ScholarshipMonkey.com: ScholarshipMonkey.com claims their database provides students access to

more than 1 million undergraduate, graduate, and professional scholarship awards worth in excess of $3

billion from greater than 4,000 sources. Like the other search engines in this article, they are committed

to providing their service free of charge.

Timely? Perhaps. ScholarshipMonkey.com states that "the scholarship database is continuously updated

by the company's Scholarship Team to ensure you are receiving the most relevant and useful

information." Unlike the other search engine sites, ScholarshipMonkey.com did not provide specific

timing for their updates.

Private? No, unless you opt out from receiving information from third parties via E-mail or snail mail.

Unique? Your scholarship search will be led by a talking monkey (er, chimp). 'Nuff said.

Overseas Scholarships

USIEF offers a wide range of exchange opportunities to Indian citizens in three main categories:

Student Awards to pursue a master's degree or attend a US university as a visiting student

researcher,

Scholars and Teacher Awards for academics, teachers and professionals to teach or conduct

research in the US, and

Professional Development Programs for leadership and skill development.

Some have good GRE scores, some have good Acads, Some have good leadership skills, some have good

goals stated in Essays, etc. The point is, not everyone are perfect and scholarship committee looks at

your scholarship application for MS or MBA as a whole and comes to a decision. As always, the

scholarship you are applying to defines what they are looking for. You will have to read the

requirements and what they need and present yourself accordingly.

The whole idea is there are different deadlines for both. You have to clearly look for Financial aid vs

Admission deadlines. For instance, look at General Fall deadlines for University of Houston Clearlake

Scholarship Deadline, it is April 1

(http://prtl.uhcl.edu/portal/page/portal/FAO/Scholarships/Dollars_for_Scholars)

But, the International Admission deadline is June 1.If you see, the scholarship deadline is like at least 2

months ahead of time.

(http://prtl.uhcl.edu/portal/page/portal/ADM/Future_students/InternationalStudentsApplicationDeadli

nes)


84

Key thing is you have to send your stuff before the scholarship deadline to be considered for the

scholarship.

Here is what worked out for me and it is recommended by many others in terms of application process

to get into good schools.

For specifics of Fall and Spring Admission planning you must read these articles:

Sample schedule: Spring 2011 for applying to MS / MBA in USA with Deadlines

(http://redbus2us.com/sample-schedule-spring-2011-for-applying-to-ms-mba-in-usa-with-deadlines/)

Sample schedule: Fall 2011- When to apply for MS or MBA in USA? Deadlines? International Students

plan (http://redbus2us.com/sample-schedule-fall-2011-when-to-apply-for-ms-or-mba-in-usa-deadlines-

international-students-plan/)

Content from url - http://www.scholars4dev.com/6499/scholarships-in-usa-for-international-students/

Above are the examples. There are many offering scholarships to international students and need to

find from Google search.

Universities offering maximum aid

Following is the list of universities offering maximum aid during higher education

S

No

School (state) Av. aid to international

undergraduates

No. of international

undergraduates paid

U.S. News rank and

category

1 Yale University (CT) $53,255 350 3, National

Universities

2 Skidmore College (NY) $52,967 64 43, National Liberal

Arts Colleges

3 Harvard University

(MA)

$51,865 504 1, National

Universities

4 Amherst College (MA) $50,990 141 2, National Liberal

Arts Colleges

5 Trinity College (CT) $50,854 139 38, National Liberal

Arts Colleges

6 Williams College (MA) $50,591 127 1, National Liberal

Arts Colleges

7 Dartmouth College (NH) $48,977 251 10, National

Universities

8 University of Chicago $48,907 58 4, National

Universities

9 Bates College (ME) $48,888 76 22, National Liberal

Arts Colleges

10 Duke University (NC) $48,391 134 8, National

Universities

http://redbus2us.com/sample-schedule-fall-2011-when-to-apply-for-ms-or-mba-in-usa-deadlines-international-students-plan/

http://redbus2us.com/sample-schedule-fall-2011-when-to-apply-for-ms-or-mba-in-usa-deadlines-international-students-plan/


85

Scholarships & loans


1 http://redbus2us.com/how-to-get-scholarships-

in-us-graduate-schools-for-ms-mba-gre-essays-

acads/

How to get Scholarships in US Graduate

Schools for MS, MBA? GRE, Essays, Acads ?

2 http://www.mbascholarships101.com/ List of institutes and various Scholarships for

MBA

3 http://www.careers360.com/news/7681-Study-

abroad-for-free

List of 50 scholarships for Higher education

4 http://scholarship-positions.com/ Details about scholarships - country-wise,

subject-wise, international students, etc

5 http://www.els.in/en/Scholarship Scholarships For Indian Students Studying In

the US

6 http://www.fundingusstudy.org/ Funding for US Study Online with database of

scholarships, fellowships and grants organized

by the Institute of International Education

(IIE).

7 http://www.iefa.org/ IEFA is the premier resource for financial aid,

college scholarship and grant information for

US and international students wishing to

study abroad.

8 http://www.internationalscholarships.com/ The International Scholarship Search is the

premier financial aid, college scholarship and

international scholarship resource for

students wishing to study abroad

9 http://www.scholarships.com/about-us/ helps students find money for college as well

as learn about the entire financial aid process

10 http://www.usnews.com/education/blogs/the-

scholarship-coach/2011/01/20/compare-5-top-

scholarship-search-engines

search engine for scholarships

11 http://www.govloans.gov/ source for locating the loans you need.

12 http://www.grants.gov/ source to FIND and APPLY for federal grants

13 http://www.unionfederalstudentloans.com/ For international student's loans

14

15 http://scholarship-positions.com/category/usa-

scholarships/usa-masters-scholarships/

Scholarships and financial support available to

students. This section will help you in finding

scholarships available in the USA.

http://redbus2us.com/how-to-get-scholarships-in-us-graduate-schools-for-ms-mba-gre-essays-acads/



http://www.mbascholarships101.com/

http://www.careers360.com/news/7681-Study-abroad-for-free

http://www.careers360.com/news/7681-Study-abroad-for-free

http://scholarship-positions.com/

http://www.els.in/en/Scholarship

http://www.fundingusstudy.org/

http://www.iefa.org/

http://www.internationalscholarships.com/

http://www.scholarships.com/about-us/

http://www.usnews.com/education/blogs/the-scholarship-coach/2011/01/20/compare-5-top-scholarship-search-engines



http://www.govloans.gov/

http://www.grants.gov/

http://www.unionfederalstudentloans.com/

http://scholarship-positions.com/category/usa-scholarships/usa-masters-scholarships/

http://scholarship-positions.com/category/usa-scholarships/usa-masters-scholarships/


86

16 http://www.coachingindians.com/scholarships/in

dex.html

Listing various scholarships available for

Indian students

17 http://www.mentorsindia.org/Scholarship.aspx

Complete details of colleges offering

scholarships & financial aid

18 http://www.scholars4dev.com/category/country

/usa-scholarships/

List of Scholarships, Grants, and Fellowships

for International Students for various courses

19 http://www.studyabroad.com/scholarships.aspx

20 http://www.educationabroadnetwork.org/schola

rships.html

21 http://www.fundforeducationabroad.org/applica

nts/scholarships/

22 http://www.iie.org/

23 http://www.unesco.org/education/studyingabro

ad/contact.shtml

24 http://www.scholars4dev.com/category/level-of-

study/masters-scholarships/

25 http://www.london.edu/programmes/mba/schol

arships.html

Scholarships offered by London school of

business for MBA

26 http://www.imd.org/programs/mba/fees/scholar

ships/index.cfm

Scholarships offered by IMD business school

for MBA

27 http://www.mbs.ac.uk/mba/full-

time/admissions/scholarships.aspx

Scholarships offered by Manchester Business

School for MBA

28 http://scienceandtech.fulbrightonline.org/ The Bureau of Educational and Cultural Affairs

(ECA) -USA sponsors to foreign students to

pursue Ph.D. study at top U.S. universities.

29 http://www.infozee.com/application-

issues/financial-aid.htm

list of the various options for financing your

education abroad:

30 http://www.rotary.org/en/StudentsAndYouth/Ed

ucationalPrograms/AmbassadorialScholarships/P

ages/About.aspx

Rotary International Ambassadorial

Scholarship

31 http://www.rdsethnascholarships.org/eligibility.h

tm

R.D. Sethna Scholarships

32 http://www.asianculturalcouncil.org/?page_id=2

0

Asian Cultural Council

33 http://www.theihs.org/humane-studies-

fellowships

Humane Studies Fellowship

34 http://careers.microsoft.com/careers/en/us/colle Microsoft Scholarships

http://www.coachingindians.com/scholarships/index.html

http://www.coachingindians.com/scholarships/index.html

http://www.mentorsindia.org/Scholarship.aspx



http://www.scholars4dev.com/category/country/usa-scholarships/

http://www.scholars4dev.com/category/country/usa-scholarships/

http://www.scholars4dev.com/category/level-of-study/masters-scholarships/

http://www.scholars4dev.com/category/level-of-study/masters-scholarships/

http://www.london.edu/programmes/mba/scholarships.html

http://www.london.edu/programmes/mba/scholarships.html

http://www.imd.org/programs/mba/fees/scholarships/index.cfm

http://www.imd.org/programs/mba/fees/scholarships/index.cfm

http://www.mbs.ac.uk/mba/full-time/admissions/scholarships.aspx

http://www.mbs.ac.uk/mba/full-time/admissions/scholarships.aspx

http://scienceandtech.fulbrightonline.org/

http://www.infozee.com/application-issues/financial-aid.htm

http://www.infozee.com/application-issues/financial-aid.htm

http://www.rotary.org/en/StudentsAndYouth/EducationalPrograms/AmbassadorialScholarships/Pages/About.aspx



http://www.rdsethnascholarships.org/eligibility.htm

http://www.rdsethnascholarships.org/eligibility.htm

http://www.asianculturalcouncil.org/?page_id=20

http://www.asianculturalcouncil.org/?page_id=20

http://www.theihs.org/humane-studies-fellowships

http://www.theihs.org/humane-studies-fellowships

http://careers.microsoft.com/careers/en/us/collegescholarship.aspx


87

gescholarship.aspx

35 http://www.educationobserver.com/scholarships

_fellowships/

Scholarship related NEWS

36 http://www.roothbertfund.org/scholarships.php Roothbert Fund Scholarships

37 http://www.sahujaintrust.timesofindia.com/ Sahu Jain Trust

38 http://www.nsscholarship.net/nsf-scholarship-

program.asp

Narotam Sekhsaria Scholarship Programme -

upto 15 lacs for overseas education

39 http://www.letmeknow.in/opportunity/debesh-

kamal-scholarship-for-higher-studies-abroad-

2013-by-ramakrishna-mission-institute-of-

culture-maths-sciences-7979.html

Debesh Kamal Scholarship for Higher Studies

Abroad

40 http://privatejobshub.blogspot.in/2012/09/schol

arship-for-higher-education-in.html

Listing various scholarships available for

Indian students

41 http://www.dorabjitatatrust.org/id/72/J.N.%20T

ata%20Endowment%20for%20the%20Higher%20

Education%20of%20Indians/

J.N. Tata Endowment for the Higher Education

of Indians

42 http://www.jainsamaj.org/

43 http://www.jainsamaj.org/rpg_site/literature2.p

hp?id=963&cat=43

44 http://www.indiaeducation.net higher education portal

45 https://www.univariety.com/app/scholarshipprof

ile/scholarshipsearch/search

Search for scholarships

46 http://www.superscholar.org/scholarships/25-

popular-college-scholarships/

25 Great Scholarships For Students

Various loans Loans in India

How much loan can I take? - Most of the banks provide loans upto Rs. 20 lakhs for studying abroad.

Which banks in India provide Educational Loan?- SBI, Bank of Maharashtra, IDBI, Allahabad Bank, OBC,

UBI, Bank of Baroda are some of the banks that provide educational loan.

What are the interest rates?- Interest Rate of various banks differs.

Which documents have to be furnished to avail the loan?

Completely filled Application Form with Photographs.

Letter of admission from the Institute.

Letter from the Institute stating expenses of the program (term-wise, year-wise)

Documents for the Applicant & Co-applicant (Residence Proof , ID Proof , Signature Verification

Proof , Age proof )

http://www.educationobserver.com/scholarships_fellowships/

http://www.educationobserver.com/scholarships_fellowships/

http://www.roothbertfund.org/scholarships.php

http://www.sahujaintrust.timesofindia.com/

http://www.nsscholarship.net/nsf-scholarship-program.asp

http://www.nsscholarship.net/nsf-scholarship-program.asp

http://www.letmeknow.in/opportunity/debesh-kamal-scholarship-for-higher-studies-abroad-2013-by-ramakrishna-mission-institute-of-culture-maths-sciences-7979.html





http://privatejobshub.blogspot.in/2012/09/scholarship-for-higher-education-in.html

http://privatejobshub.blogspot.in/2012/09/scholarship-for-higher-education-in.html

http://www.dorabjitatatrust.org/id/72/J.N.%20Tata%20Endowment%20for%20the%20Higher%20Education%20of%20Indians/



http://www.jainsamaj.org/

http://www.jainsamaj.org/rpg_site/literature2.php?id=963&cat=43

http://www.jainsamaj.org/rpg_site/literature2.php?id=963&cat=43

http://www.indiaeducation.net/

https://www.univariety.com/app/scholarshipprofile/scholarshipsearch/search

https://www.univariety.com/app/scholarshipprofile/scholarshipsearch/search

http://www.superscholar.org/scholarships/25-popular-college-scholarships/

http://www.superscholar.org/scholarships/25-popular-college-scholarships/


88

Mark sheets from SSC onwards till the latest examination passed.

Income Documents of the Co-applicant ( Pay Slips / ITR copy etc )

Visa approval papers

Travel documents

GRE/GMAT/SAT score

I-20 in case of applicant going to the USA

Declaration/Affidavit confirming that no loan has been availed from other Bank/Institution

What are the criteria for a good Educational loan?

Lowest Interest Rate

No prepayment penalty

Minimum or no collateral required

Flexible repayment options

Student Loan deferment options

Indian banks allow you to repay within 5-7 years after the commencement of repayment. Repayment

will commence one year after completion of course or 6 months after securing a job, whichever is

earlier. Repayment of an international student loan can be deferred while you are enrolled full-time,

and for six months after you finish. After that, you will have up to 20 years to repay the loan, with a

payment due every month.

Overseas Loans

Education loans aren't one size fits all. You should consider the following things while evaluating the

best loan option for yourself:

Interest Rate: Some banks offer fixed rate and some offer variable rate option. A fixed rate stays the

same for the life of the loan, while variable rates change quarterly, and may go up or down. Be sure to

compare different options.

Pay attention to the terms : The interest rate of your Study Abroad loan may vary depending on whether

you repay the loan immediately or wait until after graduation to start repaying. Having a co-borrower

can also have an impact on the rate of a loan.

Check the Hidden Costs : The hidden costs for borrowing loan can have a big impact on your overall cost

of borrowing. Examine carefully terms like Application Fee, Origination Fee, and Default Fee.

Prepayment Penalty : Is there any penalty for early repayment? What's the penalty for a missed or late

payment?

Get the proper advice and support you need : Choose the right loan option as per your financial

situation. Learn about the impact of deferring repayment and choosing a long repayment term. Putting

off payments and having smaller monthly payments might increase your total cost of borrowing.

International versus Indian Banks : US students can receive federal loans guaranteed by the government,

but these valuable loans are not available to international students. Luckily, private student loans are

available to international students. The loans are cheaper compared to those available in India if an

international student is fortunate to get the loan. The interest rate is around 4-6% compared to around

12 % in India.


89

International Student Loans : U.S Banks offer students loan to international students if the loan is co-

signed by a creditworthy US citizen or permanent resident (holder of a "green card"). International

students may choose from the following international student loan option:

Global Student Loan Corporation: GSLC offers student loans for International students that do not

require a co-signer in the host country. You do not require a U.S. cosigner if you plan to study in U.S. In

addition to covering your tuition, the Global Student Loan provides funding for other school essentials

such as computers, insurance, communications, travel, and housing.

Federal student loans are popular with US students in the USA, but they are not available to

international students. International Student Loans are specialized private education loans that are

available for international students who are studying in the USA. International students will have to

apply with a qualified co-signer and should only apply for international student loans after exhausting all

scholarships, personal funds and other options.

International Student Loan Program (ISLP) and Study Abroad Loan Program (SALP):

In order to be eligible for international student loan program (ISLP) you should be

Non U.S. citizens or non-citizen permanent resident attending an eligible U.S. college or university

Have a creditworthy cosigner who is a U.S. citizen or a non-citizen permanent resident.

The minimum loan amount is $1,500 per academic year. Students may take up to 25 years to repay the

loan. SALP is an alternative loan program for US citizens to study abroad.

Canadian Higher Education Loan Program (CanHELP): CanHELP is an alternative loan program for

Canadian university students to study in America and approved schools throughout the world. Graduate

students may borrow a maximum of $15,000 per year without a co-signer, or up to cost of education

with a co-signer. Students can repay loan upto 20 years. Graduate students can apply without a co-

signer if they pay a 7.5% guarantee fee at disbursement and a 2% guarantee fee at repayment which will

be financed into the loan. Undergraduate students are required to have creditworthy Canadian citizen

as co-signer.

International Student Loans

As the number of international students studying in the USA continues to increase, the need for

international financial aid is constantly growing. To address this need, we provide access to loans for

non-US Citizens from anywhere in the world who are planning to study at approved schools throughout

the USA.

We have been a leader in providing loans for international students since 1998, and thousands of

international students have applied for loans through our programs. Over the past two years, the credit

crunch and legislation has changed the student loan landscape dramatically, and the options available to

international students have been reduced. However, there are still loans available for international

students, and International Student Loan makes sure to bring the best available loans on the market to

international students. Click on the Apply Now button to start your application.

Co-Signer Required for All Applicants

The Co-Signer must be a US citizen or permanent resident, with good credit, income history and who has

lived in the USA for the past 2 years.


90

Typically students can borrow up to their school's total cost of attendance, as determined by the school,

minus any other aid received. Total cost of attendance includes room and board and other living

expenses. International students are required to have a US Citizen or permanent resident as a co-signer

to apply for this loan. International student loans typically also offer:

No collateral required

Flexible repayment terms

Online application

and much more.....

International Student Loan is pleased to bring you the first loan comparison tool for international

students. We understand that studying in the United States may require you to secure additional

financial aid to make that dream possible. That's why we have developed a private loan comparison tool

of all lenders that provide loans to international students. We have made the loan process easy, quick

and simple, comparing those lenders that will help secure your education to the United States.

Private International Student Loans

Many international students studying in the United States will find that expenses can add up! With

tuition, books, transportation, and living expenses, many international students may soon realize that

they cannot financial support their educational studies entirely on their own. However, don't let this

deter your dream of getting an education in the United States. That's where private student loans come

in! Private student loans are available to international students to help cover these costs while studying

in the US.

Eligibility Requirements

All international students must have a US co-signer in order to apply for a student loan. A co-signer is

legally obligated to repay the loan if the borrower fails to pay. Often times, the cosigner is a close friend

or relative that can assist in getting credit since most international students cannot receive credit on

their own. That co-signer must be a US citizen or permanent resident, with good credit, who has lived in

the US for the past two years.

Application Process

You can begin the loan application simply by doing a loan comparison that will allow you to choose the

lender best suited for you. To make the process go as quickly as possible, you and your co-signer will

need to complete the entire online application thoroughly. Initial credit approval or denial is very quick

and typically takes 2-6 weeks from initial approval.

Interest Rate Explained

When you take out a loan through a lender, you will be responsible for paying back the amount of

money you borrowed (called the principal) plus an additional amount charged by the lender for the loan

(called interest).

The interest rate is calculated based on an index plus a margin that will add an additional percentage

interest rate depending on your cosigner's creditworthiness. The two most common indexes used for

international student loans are the Prime Rate and LIBOR Rate:


91

Prime Interest Rate - This index is determined by the federal funds rate which is set by the US

Federal Reserve. This is the rate in which banks lend to one another and in many cases the

interest rate which commercial banks charge their most creditworthy clients.

LIBOR (London Interbank Offered Rate) - Like the Prime Rate, the LIBOR is the interest rate that

banks borrow from other banks. This rate is based on the British Bankers' Association and used

on the London interbank market. The rate is an average of the world's most creditworthy bank's

interbank deposit rates for overnight and one year terms.

When evaluating the loan, the lender will clarify which index the plan uses. Then, there will be an

additional margin that will be added to this index based on the borrower's individual criteria, including

the co-signer's credit history. Based on their creditworthiness, an additional interest rate will be added

to the index which will be the total interest rate you owe. This will appear on your final loan paperwork

as Libor + 2.8%. The application is free, and when your application is approved, your specific margin will

be disclosed to you. At that point you can accept or refuse the loan. Currently the rates are anywhere

between 2.25% APR and 9.11% APR.

Loan Repayment

Repayment will depend on the loan option you choose. Many international students must consider this

as an important feature of their loan since most students cannot work while they study in the United

States. Because of this, it is important to consider how much the monthly payments will be, when

payments will begin, and how long students may be able to defer paying back the loan. The repayment

period typically ranges from 10-25 years, however the larger the loan the longer the loan repayment

period. There are standard repayment plan options depending on the loan you select:

Full Deferral - Students are able to defer payment of the interest and principal until 6 months

after graduation as long as full-time status is maintained. Students can defer payments for a

maximum of 4 years consecutively which is the typical length of a degree seeking student

Interest Only - International students only pay the interest while in school, up to 4 consecutive

years, and can defer the principal until 45 days after graduation or when students drop their

course load to part-time.

Immediate Repayment - Payments on both interest and principal are due immediately once the

loan has been issued and dispersed.

FAQ for loan

How do I apply for a student loan?

You can compare lenders and apply right online. Instant approval of your loan can be as quick as a few

weeks. Click here to start your loan application.

Who is eligible to apply for international student loans?

Students who are not U.S. citizens or non-citizen permanent residents and who are attending an eligible

U.S. college or university.

Borrowers are required to have a creditworthy cosigner who is a U.S. citizen or a non-citizen permanent

resident. Students who are not U.S. citizens or non-citizen permanent residents and who are attending

schools outside the U.S. are not currently eligible for our loans.


92

What loans are available?

We have designed the first ever international student loan comparison tool that will match you with

lenders based on your needs. Simply complete a quick application and we will match you with all of the

available lenders. To see which loans work for you, check out our international student loan comparison

tool. With these loan options, students can borrow up to the full cost of their education, minus other aid

received. Our loans help students save money, build good credit, and pay off their student loan faster.

What can international student loans be used for?

International student loans, like all private education loans, can be used for education-related expenses

including such things as tuition, books, fees, insurance, transportation, room and board and other

school-related expenses.

What is the maximum loan amount that I can apply for?

You can apply for up to the total cost of education, minus other aid, as determined by your school. To

determine your maximum loan amount, or what can be included in your loan, you will need to contact

your school's financial aid office. After you apply and receive credit approval for you and your co-signer,

your school must certify the amount of the loan.

I'm a non-US citizen nor a US-permanent resident studying in a destination outside the US, am I eligible

for a loan?

Unfortunately, our loan programs are for international students from anywhere in the world studying in

the United States, or for US students studying abroad. We do not currently have a program for

international students studying elsewhere in the world, even with a US co-signer.

What if no lenders appear on my comparison tool?

Unfortunately if there are no lenders that appear after you do the comparison tool, then we do not have

a loan program for the school. Our best advice is to contact your school, as they should know if there are

any loan programs available to their international students.

When I take out a student loan, how much do I pay back and when?

The interest rate and repayment will depend on the loan option and lender you select. After you select

the loan that works best for you, you will need to review the terms or contact the lender directly with

your questions. The interest rate is calculated based on an index plus a margin that will add an

additional percentage interest rate depending on your cosigner's creditworthiness. Based on their

creditworthiness, an additional interest rate will be added to the index which will be the total interest

rate you owe and at that point you can determine whether you'd like to proceed. Every lender's range

varies so it is important to do the loan comparison and review the interest rate and repayment terms.

What if I do not have a co-signer? What if my co-signer is a non-US citizen? Or, how can I find a co-

signer?

Unfortunately a co-signer is required for all international student loan programs. The co-signer must be

a US citizen or US permanent resident, with good credit, who has lived in the US for the past two years.

Non-US citizens or non-US permanent residents cannot act as a cosigner. Although we are not able to

assist with finding a co-signer, it is common to ask close friends or family members.

Can I apply for an international student loan before being accepted to my school?


93

While you can begin the loan application prior to being accepted to your school, you will need to be

accepted with your student visa to finalize the loan.

What if I need to show proof of funds before I obtain a visa? Can I show this loan as satisfying this

requirement?

Some students are able to use loan approval as proof of funds, but it's not easy and it's up to the school

and consular officer if they'll accept a loan approval as proper funds. You would need to apply for the

loan now, list the school you plan to attend, get initially approved based on the credit of your co-signer,

then use that initial approval to complete your acceptance to the school.

I need proof of funds before I can enroll, can I use loans?

Typically you need to be admitted and enrolled, and have your visa, in order to apply. Some students are

able to use loan approval as proof of funds, but its not easy and its up to the school and consular officer

if they'll accept a loan approval as proper funds. You would need to apply for the loan, list the school

you plan to attend, get initially approved based on the credit of your co-signer, then use that initial

approval to complete your acceptance to the school.

You will also have to provide a valid student visa in order to finalize the loan. After you apply and receive

credit approval for you and your co-signer, your school must certify the amount of the loan. The

proceeds are then disbursed directly to the school.

My school is not on the list, can I still get a loan?

If your school does not appear on our eligible school list, then we unfortunately do not have a loan

program for you. We recommend contacting your school directly as they may know if there are any loan

programs available to their international students.

Are there application deadlines?

No. You may apply for an International Student Loan at any time.

If I obtained a loan last year, can I get another loan again this year?

Yes. You can reapply each academic term for a loan.

What is an International Student Loan?

Federal student loans are popular with US students in the USA, but they are not available to

international students. International Student Loans are specialized private education loans that are

available for international students who are studying in the USA. International students will have to

apply with a qualified co-signer and should only apply for international student loans after exhausting all

scholarships, personal funds and other options.

Before applying, please visit these international education financing guides:

International Education Financial Aid (IEFA) - http://www.iefa.org/

International Scholarships - http://www.internationalscholarships.com/

International Financial Aid Blog - http://www.internationalfinancialaidblog.com/

Lenders typically give better terms for better credit history, so when you apply find a co-signer with the

best credit history to improve your rates and fees.

Compare & Apply for International Student Loans - http://www.internationalstudentloan.com/apply/


94

If you are a study abroad, foreign enrolled, or international student interested in applying for an

international student loan, our comparison tool can help. We have made it easy for you to find a

complete list of eligible lenders that will help you cover the total cost of your education and after

comparing your loan options, you’ll be able to review basic terms and conditions, and find the loan

that’s right for you.

4 Easy Steps

Answer the three questions below and click 'Find Student Loans.'

Banks/ Institutes will match you with a complete list of student loans that you can review and compare.

1. Choose the international student loan that works best for you.

2. Complete the international student loan application online.

3. Start the process now by completing the form:

4. Find Your International Student Loans

Once you’ve completed your international student loan application, you will get initial approval within

weeks. Our international student loans will cover your tuition, books, transportation, living expenses,

and more. Remember, all non-US citizens and most US citizens will need a cosigner to be approved for a

student loan. Your cosigner must be a US citizen or permanent resident with good credit and must have

lived in the US for the past two years.

After applying for an international student loan, you’ll be on your way to affording your overseas

education. Don’t let costs stand in your way, do your research and you’ll be happy you did.

Graduate School Stafford Loan FAQs

1. Who can get Stafford loans?

2. How much can I borrow from the Stafford program?

3. How much do Stafford loans cost?

4. How do I get a Stafford loan?

5. What if I have bad credit?

6. What if I need more money than the Stafford maximums?

7. How is the credit crunch affecting Stafford loans?

8. Are Stafford loan payments tax deductible?

9. When do I have to start repaying my Stafford loan?

10. What are the advantages of a Stafford loan?

11. What happens if I lose my job or get into other financial trouble?

12. What are the downsides of federal loans?

Who can get Stafford loans?

Graduate school students who are U.S. citizens, legal permanent residents, or eligible non-citizens who

have been accepted at a U.S. school can get unsubsidized Stafford loans. Students cannot have

defaulted on other federal student loans in the past and must attend school at least half time to qualify.

http://www.usnews.com/education/best-graduate-schools/top-graduate-schools/paying/articles/2011/03/16/graduate-school-stafford-loan-faqs#1














95

How much can I borrow from the Stafford program?

Graduate students can borrow up to $20,500 a year in Stafford loans, and up to $138,500 total for their

studies (including any Stafford loans taken out during college).

Students in certain health fields have higher maximums, and can borrow up to $47,167 a year and up to

$224,000 in total through the Stafford program.

How much do Stafford loans cost?

Staffords charge a fixed rate of 6.8 percent, plus up-front fees of 1 percent of the amount borrowed.

Those rates may increase due to a series of federal budget cuts known as sequestration, which went into

effect on March 1, 2013. When the rates will rise, and by how much, have yet to be determined.

All Stafford loans for graduate students are unsubsidized, meaning interest will accumulate on the loans

while students are in school.

How do I get a Stafford loan?

You must fill out a FAFSA. For unsubsidized Stafford loans, students do not need to demonstrate

financial need.

Does every grad student get approved for a Stafford loan?

No. Students who are not eligible for the program, who have defaulted on other college loans, or who

are attending school only part time do not qualify.

What if I have bad credit?

You can get a Stafford loan if you've defaulted on a mortgage, car, credit card, or medical bills. The

federal government does not do a regular credit check for Stafford loans. It only rejects applicants who

have defaulted on other federal education loans.

What if I need more money than the Stafford maximums?

You can borrow up to your full cost of attendance from the federal Graduate PLUS program. But those

have higher fees and interest and are not awarded to students with bad credit.

How is the credit crunch affecting Stafford loans?

Stafford loans are funded and made entirely by the federal government. So they remain available to all

qualified students.

Are Stafford loan payments tax deductible?

It depends on your income when you start repaying. Generally, for a single person, education loan

interest is not deductible if your adjusted gross income is more than $75,000.

When do I have to start repaying my Stafford loan?

The first bill comes due six months after you've left school, whether that's after graduation or after

you've dropped out.

What are the advantages of a Stafford loan?

Stafford loans have a fixed interest rate, so the size of your monthly payment won’t increase if interest

rates rise. Through Income-Based Repayment, Stafford borrowers can ask to have their payments

capped at 15 percent of their disposable income. As of December 2012, borrowers who demonstrate

http://grad-schools.usnews.rankingsandreviews.com/best-graduate-schools/top-health-schools

http://www.usnews.com/education/blogs/student-loan-ranger/2012/01/25/students-fill-out-your-fafsa

http://www.usnews.com/education/blogs/student-loan-ranger/2011/03/16/repay-student-loans-based-on-your-income


96

financial hardship can also opt for the Pay as You Earn plan, which caps payments at 10 percent of

discretionary income.

And public servants who make 10 years worth of income-based repayments can have their remaining

Stafford debts forgiven.

What happens if I lose my job or get into other financial trouble?

Call the Department of Education and ask about income-based payment options, such as the Pay as You

Earn plan. If that doesn't bring your payments down to an affordable level, you can also ask for either

"deferral" or "forbearance" of your payments, which could postpone or temporarily lower your payment

requirement.

What are the downsides of federal loans?

Unlike credit card debt and mortgages, which can be canceled if you file for bankruptcy, education loans

of all types—whether federal or private—must be paid. Most bankruptcy courts will not cancel them

unless your situation is extremely dire.

Section – 5 – Schools, Colleges, Hostels in India & across Globe

The best schools in India

Following table is extracted from Google search, for more details you may want to visit such webpages.

India's Best Schools

Type School name Points

Residential Doon School 65.6

Bangalore Bishop Cotton Boys School 64.75

Delhi Mother's International 62

Mumbai Bombay Scottish 61.13

Hyderabad Little Flower High School 58.8

Chennai DAV Boys, Gopalapuram 58.04

Kolkata St. Xavier's Collegiate 57.69

Chandigarh St. John's High School 57.25

The best international schools in India

International Schools in India

Rank City Name

1 Bangalore Trio World School, Sahakar Nagar

2 Bangalore Sarala Birla Academy, Bannerghatta, Jigni Road

3 Hyderabad The International School of Hyderabad, Banjara Hills

4 Delhi Amity International School, Noida

5 Delhi Amity International School, Gurgaon

6 Delhi Ahlcon International School, Mayur Marg

7 Mumbai NES International School, Mulund (W)

http://www.outlookindia.com/article.aspx?218344#RESIDENTIAL SCHOOLS

http://www.outlookindia.com/article.aspx?218344#BANGALORE

http://www.outlookindia.com/article.aspx?218344#DELHI

http://www.outlookindia.com/article.aspx?218344#MUMBAI

http://www.outlookindia.com/article.aspx?218344#HYDERABAD

http://www.outlookindia.com/article.aspx?218344#CHENNAI

http://www.outlookindia.com/article.aspx?218344#KOLKATA

http://www.outlookindia.com/article.aspx?218344#CHANDIGARH


97

8 Mumbai B. D. Somani International School, Cuffe Parade

9 Chennai American International School, Taramani

10 Ahmedabad Ahmedabad International School, Bodakdev

11 Ranchi Sapphire International School, Hardag

12 Hyderabad Oakridge Internatioal School, Cyberabad

13 Hyderabad DRS International School, Dhoolapally

14 Bangalore Indus International School, Sarjapur

15 Bangalore Stonehill International School, Jala Hobli

16 Delhi Sneh International School, Vikas Marg

17 Delhi Bluebells School International, Kailash

18 Bangalore Candor International School, Hullahalli

19 Ooty Good Shepherd International School, Ooty, Tamil Nadu

The best schools across India

Total points for ranking each school: 70. Points for each parameter: 10

Rank School Faculty Study Ind

attention

Sports Extra

curr

Moral

values

Infra Total

DELHI

1 Mother's international 9 9.5 9.5 7.9 8.7 9.2 8.2 62

2 DPS, RK Puram 9.3 9.6 7.5 9.2 8.8 7.2 9.1 60.7

3 Spring Dales, Dhaula Kuan 8.9 9.4 8.5 8.1 8.6 8.8 8.3 60.6

4 Shri Ram, Vasant Vihar 8.1 8.9 9.6 8.3 7.6 8.5 8.3 59.3

5 Sardar Patel Vidyalaya 8 8.9 9.3 8 8.2 8.9 7.9 59.2

6 Sanskriti 8.2 8.5 9.5 7 8 8.5 9 58.7

7 Modern, Vasant Vihar 8 8.3 7.3 9 7.1 6.9 8.9 55.5

8 DPS Vasant Kunj 7.9 8.5 7.6 8.2 8.1 6.5 8.6 55.4

9 St Columba’s 7.8 8 7.5 8.3 8 6.8 8 54.4

10 DPS, Mathura Road 7.7 8.1 7.3 9 7.7 6.5 8 54.3

MUMBAI

1 Bombay scottish mahim 9.73 9.3 7.5 8.7 8.9 7.5 9.5 61.1

2 Cathedral & John Connon 9.65 9.2 7.1 8.8 9 7.4 9.4 60.6

3 Campion School 9.5 9 7.3 8.6 8.6 7.5 9.3 59.8

4 St Xavier's High School 9.2 8.6 7.6 8.5 8.3 7.6 9.2 59

5 Jamnabai Narsee School 9 8.2 7.4 8.3 8.5 7.8 9.1 58.3

6 Arya Vidya Mandir 9.1 8.5 7.2 8 8.4 7.7 9.2 58.1


98

7 Don Bosco High School 8.9 8.5 7.1 8.2 8.1 7.5 8.9 57.2

8 Maneckji Cooper School 9 8.4 7.3 8.2 8.7 7.4 8 57

9 St Ann’s High School 8.7 8.6 7.4 8.1 8.3 7.5 8 56.6

10 Bombay International 8.8 8.3 7.3 8 8.4 7.2 8.2 56.2

KOLKATA

1 St Xavier’s collegiate 8.69 8.5 8 8.6 7.9 8.2 7.8 57.7

2 La Martiniere for Boys 8.67 7.89 6.89 8.44 8.7 8.22 8.4 57.2

3 South Point High School 8.5 9 7.5 7 7.2 8 8.2 55.4

4 Don Bosco, Park Circus 8.36 7.91 6.73 8.18 8.27 7.55 8.4 55.4

5 Loreto House, Middleton 8.75 7.88 7.63 7.5 7.5 7.5 8.4 55.1

6 St James School 7.88 7.75 6.63 8.38 8.25 7.63 8 54.5

7 La Martiniere for Girls 8.1 8.36 6.27 7.64 7.8 7.2 8.5 53.8

8 Patha Bhavan 8 7.33 7 7 8.33 8 8 53.7

9 Calcutta Boys School 8.29 7.14 6.14 7.43 8.14 7.71 8.3 53.1

10 Modern High School 7 8 7 7 7.5 8 8.3 52.8

HYDERABAD

1 Little Flower 9.4 8.8 8.6 7.6 7.6 7.8 9 58.8

2 HPS Begumpet 9.2 8.8 8.4 8 7.4 7 8.6 57.4

3 Gitanjali School 9.75 8.25 7 7.75 8.5 6 9 56.3

4 Jubilee Hills Public School 9.33 8.67 8 7 6.33 8 8 55.3

5 Bharatiya Vidya Bhavan, 8.67 8.33 8.67 6.33 6.67 7.67 8.7 55

6 NASR Girls School 8.33 7.67 7.67 5.33 6.33 6.67 7.7 49.7

7 St Ann’s High School 8.25 6.5 6.75 7.25 6.25 6.5 7.5 49

8 All Saints High School 8.5 6.7 7 6.5 6.5 6 7.5 48.7

9 Rosary Convent School 7.5 6.5 6.67 6.5 6.33 6 7.5 47

10 CHIREC Public school 7 6.5 6 7 6.2 6.7 7.5 46.9

BANGALORE

1 Bishop cotton boys 9.5 8.9 9 9.25 9.25 9.1 9.8 64.8

2 National Public School 9.2 8.7 9.5 8.5 9 9 9.5 63.4

3 St. Joseph's Boys High

School

9 8.6 8.73 9.64 8.5 8.6 9.4 62.4

4 Sacred Heart Girls High

School

8.6 8 9.67 8 8.67 9 9.3 61.2

5 Mallya Aditi International

School

8.5 8.4 9.2 9 8.67 7.9 9.3 61


99

6 Baldwin Girls High School 8.5 8.5 9 8.67 8.6 8.7 8.3 60.3

7 Bishop cotton Girls School 8.4 8.5 8 7 8.2 8.5 8 56.6

8 Vidya Niketan School 8.2 8 8 8 8.3 8 8 56.5

9 The Frank Anthony Public

School

8.2 8.1 8.1 7.9 8 8 7.9 56.2

10 Sri Kumaran Public School 7.5 8.2 7 8.1 8 8.2 9 56

CHANDIGARH

1 ST john’s high school 8.5 8.75 8 7.25 8.25 7.75 8.8 57.3

2 Sacred Heart Secondary 8.5 8 8 7.5 8.5 8.5 8 57

3 Carmel Convent School 8 9 7.5 8 9 7.5 7.5 56.5

4 St Stephen’s School 8.2 8.9 7.4 8 9 7.4 7.4 56.3

5 Yadavindra Public School 7.88 7.38 6.88 9.75 8.13 6.5 9.1 55.7

6 Vivek Senior Secondary 8.44 8.25 6.69 7.06 7.88 7.69 8.8 54.8

7 St Kabir Public School 8.71 8.43 7.43 7.57 7.71 6.71 8.1 54.7

8 Guru Nanak Public

School

8.47 8.42 7.11 6.9 7.63 8 8.1 54.7

9 St Anne's Convent School 8.28 8.17 6.67 6.5 7.61 7.94 8.4 53.6

10 Govt. Model Sr Sec (S- 16) 7.53 7.75 6.63 7.41 7.94 6.71 7.9 51.9

CHENNAI

1 Dav boys, Gopalapuram 9.43 9.7 7.5 6.7 7.71 8 9 58

2 Don Bosco, Egmore 8 9.2 7.8 7.3 8 7.9 9.1 57.3

3 Padma Seshadri,

Nungambakkam

9.6 9.7 6.9 7 8.8 7.3 7.8 57.1

4 SBOA School, Annanagar 9 8.9 7.5 7.1 8.2 7.8 7.5 56

5 Vidya Mandir, Mylapore 8.9 9.4 7.6 7.1 8.1 7.3 7.5 55.9

6 Chettinad Vidyashram 8.75 9.3 7.4 7.3 8 7.25 7.3 55.3

7 Sacred Heart, Churchpark 8.5 9.2 7.7 7.1 8.1 7.71 6.6 54.9

8 Good Shepherd,

Nungambakkam

8.3 9.1 7.6 7 8.1 7.5 7.3 54.9

9 Holy Angles, Mogappari 8.2 9 7.5 7 8 7.7 6.3 53.7

10 Bharatiya Vidya Bhavans 8.1 9 7.4 7.3 7.9 7.6 6.3 53.6

RESIDENTIAL SCHOOLS

1 DOON SCHOOL 9.5 9.7 9.3 9 9.8 9.1 9.2 65.6

2 Woodstock, Mussorie 9.4 9.7 9.6 8.9 9.5 9.3 8.5 64.9

3 Mayo College, Ajmer 9 9.5 9.4 9.5 9.2 8.9 9.3 64.8


100

4 Welham Girls, Dehradun 9.5 9.6 9.4 8.2 9.3 9 8.2 63.2

5 Scindia School, Gwalior 8.9 9.1 9.2 8.9 9.7 8.3 8.9 63

6 Rishi Valley Public School 8.8 8.3 9.7 8.6 8.9 9.7 8.6 62.6

7 Lawrence, Lovedale 8.7 9.2 8.7 8.5 9.1 8.2 9.2 61.6

8 Lawrence, Sanawar 9.2 9.1 8 9.1 8.5 8.1 8.6 60.6

9 Kodaikanal International 8.8 8.7 9.1 7.9 7 7.7 9.1 58.3

10 Bishop Cotton, Shimla 8 9.1 8.5 8.6 7.9 7.1 8.9 58.1

Students are suggested to study the various options available for each question above. In India there are

good colleges already established. Following is the list

Engineering, medical & management colleges in India

# City Engineering Colleges & other

1 Delhi INDIAN INSTITUTE OF TECHNOLOGY; Indian institute of foreign trade, Indian

institute of Fashion Technology

2 Mumbai INDIAN INSTITUTE OF TECHNOLOGY; National institute of training (NITIE)

3 Pune College of Engineering, Pune, Pune Institute of college of technology;

National institute of bank management

4 Banglore Indian Institute of Science, University Visvesvaraya College of Engineering

5 Chennai INDIAN INSTITUTE OF TECHNOLOGY, College of Engineering, Guindy, SKR

Engineering College

6 Kolkatta Calcutta Institute of Engineering and Management (C.I.E.M.) ;

Narula Institute of Technology

7 Ahemadabad Indian Institute of Technology; LD College of Engineering;

National Institute of Design (NID)

8 Jaipur Birla Institute of Technology and Science, Pilani;

LNM Institute of Information Technology

9 Hyderabad International Institute of Information Technology;

Lords Institute of Engineering and Technology

10 Vasanasi Institute of Technology

11 Trichi National Institute of Technology, Trichi

S

No

City Medical Colleges

1 Delhi AIMS, Maulana Azad, Lady Hardinge medical college,

University college of medical sciences & GTB hospital,

Vardhman Mahavir Medical College and Safdarjung Hospital


101

2 Mumbai Grant Medical College, Seth GS Medical College,

3 Pune BJ Medical College & sasoon hospital, Armd Force Medical College

4 Banglore St. John Medical College, Banglore medical college

5 Chennai Madras Medical college, Shri.Ramchandra Medical college & research institute,

Stanley Medical College (SMC)

6 Kolkatta Medical college & hospital, Institute of Post Graduate Medical Education &

Research,

7 Ahemadabad B.J. medical College

8 Jaipur SMS Medical College and Hospital

9 Hyderabad Osmania Medical College; Dr NTR University Of Health Sciences

10 Lucknow Chhatrapati Shahuji Maharaj medical college

11 Vasanasi Institute of medical sciences

12 Kochi Amrita institute of medical sciences & research center

S

No

City Management Colleges

1 Delhi Faculty of management studies (FMS), Management Development Institute

(MDI), FORE school of management, International Management of Institute,

Institute of management technology (IMT,G'bad), Delhi school of economics

2 Mumbai Jamanalal Bajaj, SP Jain, K.J.Somaiya Institute of management,

Narsee Monjee Institute of management

3 Pune Symbiosis school of management

4 Banglore INDIAN INSTITUTE OF MANAGEMENT

5 Chennai Loyola Institute of Business Administration, Great Lakes Institute of Management

6 Kolkatta Indian Institute Of Management (IIM); Indian Institute of Social Welfare and

Business Management; Army Institute of Management

7 Ahemadabad INDIAN INSTITUTE OF MANAGEMENT, Mudra Institute of communication (MICA),

Nirma Institute of management

8 Hyderabad Indian school of business

9 Lucknow INDIAN INSTITUTE OF MANAGEMENT

# Other Cities Educational Institute

1 Indore INDIAN INSTITUTE OF MANAGEMENT

2 Kozhikode INDIAN INSTITUTE OF MANAGEMENT

3 Shilong INDIAN INSTITUTE OF MANAGEMENT


102

4 Goa BITS, Goa Institute of Management

5 Kanpur INDIAN INSTITUTE OF TECHNOLOGY

6 Kaharagpur INDIAN INSTITUTE OF TECHNOLOGY

7 Roorkee INDIAN INSTITUTE OF TECHNOLOGY

8 Jamshedpur Xavier Institute of Technology

9 Chandigard University business school

10 Bhuvaneshwar Xavier Institute of Management

11 Vellore Chritian Medical college

12 Puducherry JIPMER Medical college

13 Manipal Kasturba Medical college; TAPMI management college

14 Ludhiana Guru Nanak Dev Engg College; Chritian Medical college

Colleges / Universities in India

Top 20 Technical / Engineering colleges

Top 10 ranked technical & engineering colleges / universities in India of as below

Universities Location

1 Indian Institute of Technology Bombay Mumbai

2 Indian Institute of Technology Kanpur Kanpur

3 Indian Institute of Technology Madras Chennai

4 University of Delhi Delhi

5 Anna University Chennai Chennai

6 Indian Institute of Technology Delhi New Delhi

7 University of Mumbai Mumbai

8 Indian Institute of Technology Kharagpur Kharagpur

9 Amity University Noida

10 Indian Institute of Science Bangalore

11 Manipal University Manipal

12 Indian Maritime University Chennai

13 Jawaharlal Nehru University New Delhi

14 Panjab University Chandigarh

15 Visvesvaraya Technological University Belgaum

16 Banaras Hindu University Varanasi

17 Lovely Professional University Phagwara

http://www.4icu.org/reviews/2033.htm


















103

18 Indian Institute of Technology Roorkee Roorkee

19 National Institute of Technology Calicut Calicut

20 Indian Statistical Institute Kolkata

Top 25 management colleges / institutes in India

RANK NAME OF THE INSTITUTE PLACE

1 Indian Institute of Management Ahmadabad

2 Indian Institute of Management Bangalore

3 Indian Institute of Management Kolkata

4 Indian Institute of Management Kozhikode

5 Indian Institute of Management Indore

6 Indian Institute of Management Lucknow

7 Xavier Labour Research Institute (XLRI) Jamshedpur

8 Faculty of Management Studies, Delhi University (FMS) New Delhi

9 Jamnalal Bajaj Institute of Management Studies Mumbai

10 Narsee Monjee Institute of Management Studies Mumbai

11 SP Jain Institute of Management & Research Mumbai

12 Institute of Management Technology Ghaziabad

13 Management Development Institute Gurgaon

14 Xavier Institute of Management Bhubaneshwar

15 International Management Institute New Delhi

16 FORE School of Management New Delhi

17 Symbiosis Institute of Business Management Pune

18 Symbiosis Centre for Management and HRD Pune

19 Indian Institute of Forest Management Bhopal

20 Indian Institute of Foreign Trade New Delhi

21 Tata Institute of Social Sciences Mumbai

22 Institute of Rural Management Anand (Gujarat)

23 Mudra Institute of Communications Ahmadabad

24 National Institute of Fashion Technology New Delhi

25 Bharatidasan Institute of Management Tituchirapalli

High level Attributes of few top global universities

For more detailed information, please visit to their websites.





104

Rank -- #1 - Name -- Massachusetts Institute of Technology (MIT)

Location -- Cambridge,, United States

Formed -- Incorporated by the Commonwealth of Massachusetts on April 10, 1861.

Employees –

Approximately 11,000 (including faculty),Faculty

Professors (all ranks): 1,022

Other teaching staff: 731

Selected Honors (MIT Community, Current and Former)

78 Nobel Laureates

53 National Medal of Science winners

41 MacArthur Fellows

27 National Medal of Technology and Innovation winners

Contact –

77 Massachusetts Ave Cambridge, MA 02139, United States

+1 617-253-1000

[email protected]

Area -- 168 acres in Cambridge, Massachusetts

19 student residences

26 acres of playing fields

No of students –

Students, Academic Year 2012–2013

Total: 11,189

Undergraduates: 4,503

Women: 2,038 (45%)

Minorities: 2,250 (50%)

Graduate students: 6,686

Women: 1,338 (20%)

Minorities: 2,084 (31%)

International Students, 2012–2013

Undergraduates: 448

Graduate students: 2,656

Exchange, visiting, special students: 414

Freshman Admission, Class of 2016

Applicants: 18,109

Admits: 1,620

Percentage admitted: 8.9%

Fee -- Undergraduate Cost, 2011–2012 - Tuition: $42,050 , Room, board, and fees: $12,188



105

Financial aid - Students receiving some form of financial aid: 89%

Students awarded an MIT scholarship: 61%; MIT families earning less than $75,000 annually: 28%

Average need-based financial aid package: $40,086

Rank -- #2 Name -- University of Cambridge

Location -- United Kingdom

Formed -- In 2009, the University of Cambridge reached a special milestone – 800 years of people

Employees -- 3,000 teaching and administrative staff

Contact -- The Old Schools Trinity Ln, Cambridge CB2 1TN, United Kingdom

+44 1223 337733

Area -- 2600 acres

No of students -- there are around 18,000 students at the University. This includes over 3,500

international students from over 120 different countries.

Fee -- in 2013-14 the tuition fees for UK/EU students studying for an undergraduate degree at

Cambridge are £9,000 per year; non-UK EU countries 1 are eligible to apply for a £6,000 fee waiver in

their first year of study, living cost - Accommodation, £2,400-£3,600, Kitchen facilities charges- £400-

£550, College meals £3-£4 each, Transport Cheap or free!

Financial aid- There are huge scholarships and loans available, to be repaid only after a job earning > 21k

GBP

Rank -- #3 Name -- Harvard University

Location -- United States

Formed – 1636

Employees -- About 2,100 faculty members and more than 10,000 academic appointments

Area -- 5,076 acres

No of students –

Harvard College – About 6,700

Graduate and professional students – About 14,500

Total – About 21,000

NOBEL LAUREATES

44 current and former faculty members

Fee -- Families with students on scholarship pay an average of $11,500 annually toward the cost of a

Harvard education. More than 60 percent of Harvard College students receive scholarship aid, and the

average grant this year is $40,000.

Remark -- LIVING ALUMNI

More than 323,000, over 271,000 in the U.S., nearly 52,000 in some 201 other countries

LIBRARY COLLECTION - About 17 million volumes


106

Since 2007, Harvard’s investment in financial aid has climbed by more than 70 percent, from $96.6

million to $166 million per year.

The total 2011-2012 cost of attending Harvard College without financial aid is $36,305 for tuition and

$52,652 for tuition, room, board and fees combined.

University income (fiscal year 2010)-$3.7 billion

university expenses (fiscal year 2010)-$3.7 billion

endowment (fiscal year 2011)-$32 billion

Rank -- #4 Name -- UCL (University College London)

Location -- United Kingdom

Formed -- established in 1826 ,UCL was the first university institution to be founded in London

Employees -- 10100 staff , UCL has around 4,000 academic and research staff and 650 professors, the

highest number of any British university

Contact -- Gower St London WC1E 6BT, United Kingdom

+44 20 7679 2000

No of students -- 26200 students, Undergraduates 13,405,

Postgraduates 11,275

Fee -- 7000-27000 Engg)-40,000 (medicine) GBP

Remark -- UCL has the best academic to student ratio in the UK (1:10), enabling small class sizes and

outstanding individual support

Rank -- #5 Name -- University of Oxford

Location -- United Kingdom, Oxford, England

Formed -- teaching existed since 1096; 916 years ago

Employees -- over 3,700 members of the University’s academic and administrative staff

Contact -- Undergraduate Admissions Office

University Offices, Wellington Square, Oxford, OX1 2JD, UK

Tel: +44 (0)1865 288000, Tel: +44 (0)1865 270059, Tel: +44 (0)1865 270360

Fax: +44 (0)1865 270049

Email: [email protected]

Area -- + 1000 acres

No of students – 21500

Undergraduates 11,723

Postgraduates 9,327

Other students 461

Fee -- Yearly fee around 20,000 GBP

Non-UK students

Budget for at least £9,975 for their living expenses in 2013/14.

College accommodation - room rent in college is around £3,500 for 3 terms


107

Private accommodation costs around £6,900 (this includes around £1,000 for utility bills).

Food - around £1,900 per year

Other living costs - around £2,000 per year; for undergraduate students it varies from 3500 GBP to 9000

GBP depending on household income

Financial aid - There are 9-10 types of scholarships are available;

Remark -- Endowment £3.772 billion; In 2011/12 the University had an income of £1016m, key sources

were research grants (£409m), teaching funding (£204m) and academic fees (£173m).The colleges had a

total income of £361m,of which £47m was flow-through from the University

Rank -- #13 Name -- ETH Zurich (Swiss Federal Institute of Technology)

Location -- Switzerland, Zurich, Canton of Zurich

Formed – 1855

Employees -- Staff - 10040 ; About 500 professors currently teach and conduct research in the areas of

engineering, architecture, mathematics, natural sciences, system-oriented sciences, and management

and social sciences.

Contact -- ETH Zurich

Main building, Rämistrasse 101, 8092 Zurich, Switzerland

Phone: +41 44 632 1111; Fax: +41 44 632 1010

No of students -- 18375 –

Bachelors - 8500,

masters - 4700,

doctoral- 3800,

Twenty-one Nobel Prizes have been awarded to students or professors of the Institute in the past; from

over 100 different countries, 3,800 of whom are doctoral students

Fee -- Around 2000 USD per month, up to a maximum of the tuition fee for a full semester (CHF 580)

Remark -- It is currently ranked 8th best university in the world in engineering, science and technology

and 2nd in Europe after the University of Cambridge; Expenditure, in mio. CHF 1,467 yearly (63 INR, 1.06

USD)

Rank -- #18 Name -- McGill University

Location -- Montreal, Quebec, Canada

Formed -- Founded in 1821

Employees -- Academic staff 1,603

Admin. staff 3,457; Student-faculty ratio of 16:1. There are nearly 1,600 tenured or tenure-track

professors and 4,300 adjunct and visiting professors teaching at the university

Contact -- James Administration Building

845 Sherbrooke Street West

Montreal, Quebec H3A 0G4, Tel- 514-398-7878

Area -- Campus, is situated on 6.5 square kilometres (1,600 acres) of fields


108

No of students -- Undergraduates 25,938,

undergraduate and 8,881 graduate students

Postgraduates 8,881; Approximately 38,000 students attend McGill, with international students

comprising one-fifth of the student population

With almost 215,000 living alumni worldwide, students and professors

Fee -- Tuition fees vary significantly between in-province, out-of-province, and international students,

with full-time Quebec students paying around $2,167.80 per year, Canadian students from other

provinces paying around $5,858.10 per year, and international students paying $14,461.80–$24,840 per

year. Financial aid - ETH Zurich may grant scholarships to bright students whose own funds and those of

their immediate families are insufficient

In addition to scholarships from the general ETH scholarship funds, special scholarships are also

available for some programmes.

Students and doctoral candidates who have studied at ETH Zurich for at least two semesters, may apply

for financial support in the form of a student loan up to a total amount of CHF 6,000

Several online services offer a host of internships in Switzerland and abroad.

Financial aid - Scholarships at McGill are relatively difficult & for the extraordinary bright students.

For renewal of previously earned scholarships, students generally need to be within the top 10% of their

faculty.

For in-course scholarships in particular, students must be within the top 5% of their faculty.

Remark -- Endowment C$1.071 billion

Budget C$710 million (annual operating revenues)

McGill's campus as one of the 17 most beautiful university campuses in the world

Rank -- #19 Name -- University of Toronto

Location -- Toronto, Ontario, Canada

Formed -- Established March 15, 1827

Former names King's College (1827–1849)


Admin. staff 4,335

Contact -- University of Toronto

563 Spadina Crescent

Toronto, Ontario M5S 2J7 Canada

www.utoronto.ca

416-978-2011

On Campus: Dial 1000

Snow Line: 416-978-7669

[email protected]

Area -- Campus Urban, 71 hectares (180 acres)


109

No of students -- Undergraduates 33,318


Fee -- MBA, 2-Year-$42,908

Engineering Bachelors, Entering 2013-$12,363, computer science - 35000$, MA, MASc, MSc, MScF,

MusM (Music Ed), PhD - 7000 $

Financial aid - You can work on campus as long as you have a valid study permit and are registered at U

of T full-time.

Remark -- Endowment C$1.518 billion

Rank -- #23 Name -- University of Hong Kong (HKU)

Location -- Pokfulam, Hong Kong

Formed – 4107


Admin. staff 3,516Contact -- The University of Hong Kong, Pokfulam, Hong Kong

Tel: (852) 2859 2111 (Operator)

Fax: (852) 2858 2549

Area -- 53.1 hectares (132 acres) (0.531 km2)

No of students -- Students 23,033



Fee -- The composition fee for each module is HK$7,300. The 4-module project fee of $29,200.

The total composition fees for the two study modes are :

12 modules mode:

HK$7,300 x 12 = HK$87,600

8 modules + 4-module project:

(HK$7,300 x 8) + (HK$7,300 x 4) = HK$87,600 (11400 US$), 7.63 INR

Students who select to study a module from the MSc (ECom&IComp) programme have to pay

HK$10,800 per module.

Financial aid- The University administers a number of scholarships are awarded up to HK$10,000 for

eligible students; The maximum number of scholarships for 2013-14 is thirty, with a maximum value of

HK$30,000 each.

Remark -- The basic PGS amount is presently (for the 2012-13 academic year) HK$13,600 per month for

post graduate students

The Fellowship provides each awardee with a monthly stipend of HK$20,000 and a conference and

research related travel allowance of HK$10,000 per year for a period up to three years.

Rank -- #24 Name -- Australian National University (ANU)

Location -- Acton, Australian Capital Territory, Australia

Formed – 1946


110

Employees -- Admin. Staff – 3819

Contact -- +61 2 6125 5111

The Australian National University, Canberra

CRICOS Provider : 00120C

ABN : 52 234 063 906

Area -- 358 acres (1.45 km2)

No of students -- Undergraduates 10,231

Postgraduates 8,283

Fee -- !4000 to 30000 $ for art to engineering course, , plus health cover 519 $ per year

Financial aid - ANU offers a wide range of scholarships; There are a diverse range of scholarships and

grants available to ANU students which are offered by organisations outside of the University

Remark -- Endowment A$1.237 billion

In 2013, ANU was ranked 1st and 2nd among Australian universities,

Rank -- #25 Name -- National University of Singapore (NUS)

Location—Singapore

Formed – 1905



Contact -- School of Computing, Dean's Office

National University of Singapore

Computing 1, #03-27, 13 Computing Drive , Singapore 117417

Attn: Mdm LOO Line Fong

Area -- 360 acres- 1.5 km2

No of students -- more than 27000 students get enrolled, graduate students-10200

Fee -- 35000 $ for computer engg, M Tech - S$13,900 (International students without service

obligation)

Financial aid - There are some scholarships available for applicants wishing to pursue their higher degree

either through coursework or research programmes.

Remark -- Endowment S$2.223 billion (US$1.79 billion)

There are 7 colleges, in the Silicon Valley (US), Philadelphia (US), Shanghai (China), Beijing (China),

Stockholm (Sweden), India and Israel. There are about 6,000 residential places distributed between Halls

of Residence and Student Residences on campus. There is a free Internal Shuttle Bus Service that plies

the entire campus seven days a week. Support is offered by Tuition Fee Loan Scheme, Part-time

Appointment Scheme

List of top 100 global Universities

Following list indicates top global 100 universities. More detailed information is available at url –




111

Ranking of the universities are also available based on the courses. Students are suggested to check

other websites for course wise ranking.

Subject-wise global universities

S No Subject url

1 Arts & Humanities http://www.timeshighereducation.co.uk/world-university-

rankings/2012-13/subject-ranking/subject/arts-and-humanities

2 Clinical, Pre-Clinical &

Health

http://www.timeshighereducation.co.uk/world-university-

rankings/2012-13/subject-ranking/subject/clinical-pre-clinical-health

3 Engineering &

Technology

http://www.timeshighereducation.co.uk/world-university-

rankings/2012-13/subject-ranking/subject/engineering-and-IT

4 Life Sciences http://www.timeshighereducation.co.uk/world-university-

rankings/2012-13/subject-ranking/subject/life-sciences

5 Physical Sciences http://www.timeshighereducation.co.uk/world-university-

rankings/2012-13/subject-ranking/subject/physical-sciences

6 Social Sciences http://www.timeshighereducation.co.uk/world-university-

rankings/2012-13/subject-ranking/subject/social-sciences

Region wise global universities

S No Region url

1 Africa http://www.timeshighereducation.co.uk/world-university-rankings/2012-

13/world-ranking/region/africa

2 Asia http://www.timeshighereducation.co.uk/world-university-rankings/2012-

13/world-ranking/region/asia

3 Europe http://www.timeshighereducation.co.uk/world-university-rankings/2012-

13/world-ranking/region/europe

4 North America http://www.timeshighereducation.co.uk/world-university-rankings/2012-

13/world-ranking/region/north-america

5 Oceania http://www.timeshighereducation.co.uk/world-university-rankings/2012-

13/world-ranking/region/oceania

6 South America http://www.timeshighereducation.co.uk/world-university-rankings/2012-

13/world-ranking/region/south-america

Global top 100 Universities

Rank School Country Overall Score

#1 Massachusetts Institute of Technology (MIT) United States 100

#2 University of Cambridge United Kingdom 99.8

http://www.timeshighereducation.co.uk/world-university-rankings/2012-13/subject-ranking/subject/social-sciences

http://www.timeshighereducation.co.uk/world-university-rankings/2012-13/subject-ranking/subject/social-sciences

http://www.timeshighereducation.co.uk/world-university-rankings/2012-13/world-ranking/region/africa

http://www.timeshighereducation.co.uk/world-university-rankings/2012-13/world-ranking/region/africa

http://www.timeshighereducation.co.uk/world-university-rankings/2012-13/world-ranking/region/north-america

http://www.timeshighereducation.co.uk/world-university-rankings/2012-13/world-ranking/region/north-america

http://www.timeshighereducation.co.uk/world-university-rankings/2012-13/world-ranking/region/oceania

http://www.timeshighereducation.co.uk/world-university-rankings/2012-13/world-ranking/region/oceania

http://www.timeshighereducation.co.uk/world-university-rankings/2012-13/world-ranking/region/south-america

http://www.timeshighereducation.co.uk/world-university-rankings/2012-13/world-ranking/region/south-america

http://www.usnews.com/education/worlds-best-universities-rankings/top-400-universities-in-the-world/sort+overall_rank/sortdir+desc

http://www.usnews.com/education/worlds-best-universities-rankings/top-400-universities-in-the-world/sort+university_name/sortdir+asc

http://www.usnews.com/education/worlds-best-universities-rankings/top-400-universities-in-the-world/sort+overall_score/sortdir+asc

http://www.topuniversities.com/institution/massachusetts-institute-technology-mit

http://www.topuniversities.com/institution/university-cambridge


112

#3 Harvard University United States 99.2

#4 UCL (University College London) United Kingdom 98.7

#5 University of Oxford United Kingdom 98.6

#6 Imperial College London United Kingdom 98.3

#7 Yale University United States 97.5

#8 University of Chicago United States 96.3

#9 Princeton University United States 95.4

#10 California Institute of Technology (Caltech) United States 95.1

#11 Columbia University United States 94.7

#12 University of Pennsylvania (UPenn) United States 94.5

#13 ETH Zurich (Swiss Federal Institute of Technology) Switzerland 92.8

#14 Cornell University United States 92.1

#15 Stanford University United States 91.7

#16 Johns Hopkins University United States 91.2

#17 University of Michigan United States 91.2

#18 McGill University Canada 90.4

#19 University of Toronto Canada 89.6

#20 Duke University United States 89.5

#21 University of Edinburgh United Kingdom 89.2

#22 University of California, Berkeley (UCB) United States 88.1

#23 University of Hong Kong (HKU) Hong Kong 87.9

#24 Australian National University (ANU) Australia 87.6

#25 National University of Singapore (NUS) Singapore 87.2

#26 King's College London (University of London) United Kingdom 87.1

#27 Northwestern University United States 85.4

#28 University of Bristol United Kingdom 85.4

#29 Ecole Polytechnique Fédérale de Lausanne (EPFL) Switzerland 85.1

#30 The University of Tokyo 85

#31 University of California, Los Angeles (UCLA) United States 84.6

#32 University of Manchester United Kingdom 84.2

#33 Hong Kong University of Science and Technology Hong Kong 83.5

#34 École Normale Supérieure de Paris (ENS Paris) France 83.3

#35 Kyoto University Japan 83.3

#36 University of Melbourne Australia 83.2

#37 Seoul National University (SNU) South Korea 82.2

http://www.topuniversities.com/institution/harvard-university

http://www.topuniversities.com/institution/ucl-university-college-london

http://www.topuniversities.com/institution/university-oxford

http://www.topuniversities.com/institution/imperial-college-london

http://www.topuniversities.com/institution/yale-university

http://www.topuniversities.com/institution/university-chicago

http://www.topuniversities.com/institution/princeton-university

http://www.topuniversities.com/institution/california-institute-technology-caltech

http://www.topuniversities.com/institution/columbia-university

http://www.topuniversities.com/institution/university-pennsylvania

http://www.topuniversities.com/institution/eth-zurich-swiss-federal-institute-technology

http://www.topuniversities.com/institution/cornell-university

http://www.topuniversities.com/institution/stanford-university

http://www.topuniversities.com/institution/johns-hopkins-university

http://www.topuniversities.com/institution/university-michigan

http://www.topuniversities.com/institution/mcgill-university

http://www.topuniversities.com/institution/university-toronto

http://www.topuniversities.com/institution/duke-university

http://www.topuniversities.com/institution/university-edinburgh

http://www.topuniversities.com/institution/university-california-berkeley-ucb

http://www.topuniversities.com/institution/university-hong-kong

http://www.topuniversities.com/institution/australian-national-university

http://www.topuniversities.com/institution/national-university-singapore-nus

http://www.topuniversities.com/institution/king?s-college-london-university-london

http://www.topuniversities.com/institution/northwestern-university

http://www.topuniversities.com/institution/university-bristol

http://www.topuniversities.com/institution/ecole-polytechnique-federale-de-lausanne

http://www.topuniversities.com/institution/university-tokyo

http://www.topuniversities.com/institution/university-california-los-angeles-ucla

http://www.topuniversities.com/institution/university-manchester

http://www.topuniversities.com/institution/ecole-normale-superieure-paris

http://www.topuniversities.com/institution/kyoto-university

http://www.topuniversities.com/institution/university-melbourne

http://www.topuniversities.com/institution/seoul-national-university


113

#38 University of Wisconsin-Madison United States 81.4

#39 University of Sydney Australia 81.3

#40 Chinese University of Hong Kong (CUHK) Hong Kong 80.1

#41 Ecole Polytechnique France 79.6

#42 Brown University United States 79.5

#43 New York University (NYU) United States 78.9

#44 Peking University China 78.8

#45 University of British Columbia (UBC) Canada 78.6

#46 University of Queensland (UQ) Australia 78.2

#47 Nanyang Technological University (NTU) Singapore 77.7

#48 Tsinghua University China 77.5

#49 Carnegie Mellon University (CMU) United States 77.4

#50 Osaka University Japan 76.8

#51 University of Copenhagen Denmark 76.7

#52 University of New South Wales (UNSW) Australia 76.6

#53 Technische Universität München (TUM) Germany 76.4

#54 University of Glasgow United Kingdom 76.3

#55 Ruprecht-Karls-Universität Heidelberg Germany 75.5

#56 University of Illinois at Urbana-Champaign (UIUC) United States 75.5

#57 University of North Carolina, Chapel Hill United States 75.4

#58 University of Warwick United Kingdom 73.9

#59 University of Washington United States 73.7

#60 Ludwig-Maximilians-Universität München (LMU) Germany 72.9

#61 Monash University Australia 72.2

#62 University of Amsterdam Netherlands 72.1

#63 KAIST - Korea Advanced Institute of Science &

Technology

South Korea 71.8

#64 Boston University United States 71.7

#65 Tokyo Institute of Technology Japan 71.4

#66 University of Sheffield United Kingdom 71.3

#67 Trinity College Dublin Ireland 71.3

#68 University of Texas at Austin (UT Austin) United States 71.2

#69 London School of Economics & Political Science United Kingdom 71.1

#70 University of California, San Diego (UCSD) United States 70.9

#71 Lund University Sweden 70.9

http://www.topuniversities.com/institution/university-wisconsin-madison

http://www.topuniversities.com/institution/university-sydney

http://www.topuniversities.com/institution/chinese-university-hong-kong

http://www.topuniversities.com/institution/ecole-polytechnique

http://www.topuniversities.com/institution/brown-university

http://www.topuniversities.com/institution/new-york-university-nyu

http://www.topuniversities.com/institution/peking-university

http://www.topuniversities.com/institution/university-british-columbia

http://www.topuniversities.com/institution/university-queensland

http://www.topuniversities.com/institution/nanyang-technological-university-ntu

http://www.topuniversities.com/institution/tsinghua-university

http://www.topuniversities.com/institution/carnegie-mellon-university

http://www.topuniversities.com/institution/osaka-university

http://www.topuniversities.com/institution/university-copenhagen

http://www.topuniversities.com/institution/university-new-south-wales

http://www.topuniversities.com/institution/technische-universitaet-muenchen

http://www.topuniversities.com/institution/university-glasgow

http://www.topuniversities.com/institution/ruprecht-karls-universitaet-heidelberg

http://www.topuniversities.com/institution/university-illinois-urbana-champaign

http://www.topuniversities.com/institution/university-north-carolina-chapel-hill

http://www.topuniversities.com/institution/university-warwick

http://www.topuniversities.com/institution/university-washington

http://www.topuniversities.com/institution/ludwig-maximilians-universitaet-muenchen

http://www.topuniversities.com/institution/monash-university

http://www.topuniversities.com/institution/university-amsterdam

http://www.topuniversities.com/institution/kaist-korea-advanced-institute-science-technology

http://www.topuniversities.com/institution/kaist-korea-advanced-institute-science-technology

http://www.topuniversities.com/institution/boston-university

http://www.topuniversities.com/institution/tokyo-institute-technology

http://www.topuniversities.com/institution/university-sheffield

http://www.topuniversities.com/institution/trinity-college-dublin

http://www.topuniversities.com/institution/university-texas-austin

http://www.topuniversities.com/institution/university-california-san-diego-ucsd

http://www.topuniversities.com/institution/lund-university


114

#72 University of Nottingham United Kingdom 70.7

#73 University of Southampton United Kingdom 70.7

#74 University of Geneva Switzerland 70.6

#75 Leiden University Netherlands 70.5

#75 Tohoku University Japan 70.5

#77 University of Birmingham United Kingdom 70.3

#78 University of Helsinki Finland 70.1

#79 University of Western Australia (UWA) Australia 70

#80 National Taiwan University (NTU) Taiwan 69.9

#81 Uppsala University Sweden 69.8

#82 KU Leuven Belgium 69.7

#83 University of Auckland New Zealand 69.3

#84 Washington University in St. Louis United States 69.1

#85 Utrecht University Netherlands 68.7

#86 Nagoya University Japan 68.6

#87 Freie Universität Berlin Germany 68.6

#88 Georgia Institute of Technology United States 68.4

#89 Aarhus University Denmark 68.4

#90 Fudan University China 68.3

#90 University of Zurich Switzerland 68.3

#92 Durham University United Kingdom 67.9

#93 University of St Andrews United Kingdom 67.6

#94 University of Leeds United Kingdom 67.3

#95 City University of Hong Kong Hong Kong 66.9

#95 Purdue University United States 66.9

#97 Pohang University of Science and Technology South Korea 66.8

#98 University of Pittsburgh United States 66.1

#99 Erasmus University Rotterdam Netherlands 65.9

#100 University of California, Davis (UCD) United States 65.9

Top 25 global management colleges

Rank School name Country

1 University of Pennsylvania: Wharton U.S.A.

1 London Business School U.K.

3 Harvard Business School U.S.A.

http://www.topuniversities.com/institution/university-nottingham

http://www.topuniversities.com/institution/university-southampton

http://www.topuniversities.com/institution/university-geneva

http://www.topuniversities.com/institution/leiden-university

http://www.topuniversities.com/institution/tohoku-university

http://www.topuniversities.com/institution/university-birmingham

http://www.topuniversities.com/institution/university-helsinki

http://www.topuniversities.com/institution/university-western-australia

http://www.topuniversities.com/institution/national-taiwan-university-ntu

http://www.topuniversities.com/institution/uppsala-university

http://www.topuniversities.com/institution/ku-leuven

http://www.topuniversities.com/institution/university-auckland

http://www.topuniversities.com/institution/washington-university-st-louis

http://www.topuniversities.com/institution/utrecht-university

http://www.topuniversities.com/institution/nagoya-university

http://www.topuniversities.com/institution/freie-universitaet-berlin

http://www.topuniversities.com/institution/georgia-institute-technology

http://www.topuniversities.com/institution/aarhus-university

http://www.topuniversities.com/institution/fudan-university

http://www.topuniversities.com/institution/university-zurich

http://www.topuniversities.com/institution/durham-university

http://www.topuniversities.com/institution/university-st-andrews

http://www.topuniversities.com/institution/university-leeds

http://www.topuniversities.com/institution/city-university-hong-kong

http://www.topuniversities.com/institution/purdue-university

http://www.topuniversities.com/institution/university-pittsburgh

http://www.topuniversities.com/institution/erasmus-university-rotterdam

http://www.topuniversities.com/institution/university-california-davis


115

4 Columbia Business School U.S.A.

5 Insead Singapore/ France

6 Stanford University GSB U.S.A.

6 IE Business School Spain

8 Ceibs China

9 MIT: Sloan U.S.A.

10 New York University: Stern U.S.A.

11 University of Chicago: Booth U.S.A.

12 Iese Business School Spain

13 Dartmouth College: Tuck U.S.A.

14 IMD Switzerland

15 Indian School of Business India

16 Hong Kong UST Business School China

17 University of Cambridge: Judge U.K.

18 Esade Business School Spain

19 Yale School of Management U.S.A.

20 University of Oxford: Saïd U.K.

21 Northwestern University: Kellogg U.S.A.

22 Duke University: Fuqua U.S.A.

23 University of Michigan: Ross U.S.A.

24 Emory University: Goizueta U.S.A.

24 Nanyang Business School Singapore

26 Rotterdam School of Management, Erasmus University Netherlands

Important files attached in this soft copy

S No File name - Description Object

1 Global Universities.xls having list of global 400 universities

2 Jain Hostels.xls having list of hostels for Jain in India

3 Jain scholarships details.xls having list of trusts offering scholarships to

Jains and others

4 imp url.xls listing important url for higher education

5 self evaluation 6 E.xls guiding how to evaluate self

6 2-National-International-Non-Jain scholarships details.xls

7 Expense.xls – tentative expenses can be calculated


116

Following details are available in file Global Universities.xls

S No Name of sheet Description of data compiled in a sheet

1 top 400 Top 400 global universities

2 times-400 Top 400 global universities as ranked by Times

3 top 200 2013 WORLD Top 200 UNIVERSITY WEB RANKING

4 50- Tech Top global 50 engineering & technology universities

5 Finance Ranked in 2013, part of Best Business Schools in Finance

6 Parttime MBA Top 25 global business school for part time MBA

7 exec-mba Top global business school for executive MBA

8 MBA-finance Top global business school for MBA-Finance

9 Computer Top global business school for Computer

10 Civil Top global business school for Civil Engineering

11 Mech Top global business school for Mechanical Engineering

12 medical Top global business school for Medical schools

13 Entrepreneurship Top global business school for entrepreneur schools

14 special education Top global business school for special education schools

15 Law Top global business school for Law education schools

16 Asia-Top Uni Top asia universities

17 Max-aid List of universities offering the maximum financial aids

18 GU Attibutes of 11 Global Universities of top ranks

19 Top Engg India - List of top engineering colleges

20 City-wise India - List of top colleges in various cities for engineering, medicine and

management

List of Jain Hostels in India

Following is the list of Jain Hostels in various cities

Boys Hostels in India

# City Address Contact Details

1 Ahmedabad L R Jain Boarding Hostel, Swetamber Murtipujak Jain

Boarding, Opp T V Tower, Thaltej

9200096000

2 Ahmedabad SHARDABEN UTTAMLAL MEHTA KANYA CHHATRAUYA

Dasha Porvad Society, Near Ayambil Bhawan,

Paldi, Ahmedabad - 380 007.

079-26587627

/26582956

3 ahmedabad Shri bholabhai jesingbhai vidyarthigruha,

opp. Paldi bus stand, Char Rasta, ahmedabad - 380 006

079-26584352


117

[email protected]

4 Ahmedabad Shri Mahavir Jain Vidyalaya, Pramod shah

58/1, Ellisbridg Shopping Centre, Ahmedabad 380006,

Gujarat, India.

E- [email protected] W:www.smjvalumni.org

Tel Nos: 91 - 079 -

6577924

5 Ahmednagar MAHAVEER VIDYA PRASARAK MANDAL'S JAIN BOARDING

& PITALE BOY'S HOSTEL, KUNDANMAL KATARIYA,

AHMEDNAGAR - 414 001

02426-2341584

6 Aurangabad CHINTAMANI PARSHAVNATH DIG. JAIN ATISHAY SHETRA

KACHNER TRUST, PARASKUMAR THOLE,3-9-35' NEELAM

SHAHGUNJ, AURNGABAD

0240-02721148

7 Aurangabad Jain Hostel, Konkanwadi Aurangabad, MH Tel. 0240-2337636

8 Aurangabad SPS Jain Hostel, Aurangabad, Maharashtra

Near Aman Steel, Near central Bank of India

9 Belgaum DIGAMBER JAIN BOARDING, Manikbaug, Belgaum, KN

10 Bhavnagar Bhavnagar Shri Manilal Durlabhji Vidyarthi Gruha

Talaja Rd. Hill Drive , Bhavnagar - 364002

[email protected] www.Smjv.Org 100

Ph: (0278) 2563969,

11 Dhule ACHAL GACHHADHIPATI SHRIMAD JINENDRASAGAR

SURISHWARJI, KACCHI DASA OSWAL JAIN VIDYARTHI

GRIHA(BOARDING), CHANDRAKANT G. SHAH,

80 FEET ROAD,CHALISGAON ROADCORNER, DHULE.

0256-234970

12 Dhule SHRI JAIN OSWAL BOARDING

CHABILDAS S.CHAJJHED,GANAPATI MANDIR ROAD,

NEAR SHIVTIRTHA,DHULE,

0256-237215

13 Jalgaon KANJISHIVAJI OSWAL JAIN BOARDING

VIJAY KUMAR CHORDIYA, JILHAPETH, JALGAON,

0257-2239453

14 Jalgaon OWSAL JAIN BOARDING, BODWAD

ASHOKKUMAR JOGAD, BODWAD, JALGAON

02582-275376,

275363

15 Jamnanagar Sthankvasi Jain Hostel, Name: Jeet Patalia

Patalia Industries, C/13, M.P. Shah Udyognagar, Saru

Section, Jamnagar Jamnagar 361002, Gujarat, India

Tel +91 - 0288 -

2555535, 679813,

M- 9825211815

16 Jodhpur Kushal Jain Hostel,30, 1st Polo, Paota, Jodhpur RJ 0291-2546713

17 Jodhpur shree vardhman jain hostel, Name: priyanshu sethiya

dhanari kallan teh:osian dis:jodhpur m.no.:9269172987

Jodhpur Dhannari 342037, Rajasthan, India.

Email: [email protected]

Tel- 9929686929,

9252108605,

9261111146,

92817382829


118

18 Karanja MAHAVIR BRAMHACHARYASHRAM(JAIN GURUKUL),

KARANJA, KARNJA(LAD)-VIRWADI, DIST.-WASHIM,

07256-222031

19 Kolhapur Digambar Jain Boarding, Dasara Chowk, Kolhapur

20 Mumbai ACHARYA SHRI VIJAY VALLABHSURISHWARJI

JANMASHATABDI VIDYARTHIGRUHA

Juhu Lane, Barfiwala Marg, Andheri(W), Mumbai-400 058.

[email protected] www.Smjv.Org

2671 8641

2628 0374,

21 Mumbai H.G Jain Hostel, Opp Navjivan Society,Laminton Road,Grant

Road, Mumbai,

Tel : 3076918

22 Mumbai Hostel Name : Law College Hostel

Address : Near Jain Compound, Malad(E) Mumbai

23 Mumbai M.S.P Jain Sang, Address : 139 Kailashpuri,Panchwati

Society, Malad(W) Mumbai ,

Tel : 8403988

24 Mumbai Hostel Name: Shree Kuchi Jain Vidyarthi Griha

Opp Railway Station 122,Sandhurst Road Mumbai

Tel : 23763108

25 Mumbai U.T.D. Jain Chhatralaya

Osmanpura, Forest Office Road, Behind Chunnilal Petrol

Pump, Aurangabad, Maharashtra.

26 Mumbai United jain Students Home

Jain Society,Opp SIES College ,Sion(W) Mumbai

Tel- 14073632

27 Mumbai International Students Hostel, Churchgate

(All Student)

Tel.: 2204 4780

28 Mumbai Jagannath Sunkerseth Hall Hostel, Churchgate, Mumbai Tel: 2204 0986

29 Mumbai Jain Hostel, B-2, Ekta Apt., L.B.S. Road, Opp. Santoshimata

Mandir Mulund (W), Mumbai,

Tel 25613507

30 Mumbai Jain Hostel, Patel Estate Rd, Jogeshwari West Mumbai,

Maharashtra 400102

31 Mumbai Karmaveer Bhaurao Patil BoysHostel, Santacruz (E), Tel: 2652 6683

32 Mumbai Maharashtra Mumbai (Andheri) Acharya Shri Vijay Vallabh

Surishvarji Janma Shatabdi Vidyarthi Gruha

Juhu Lane,Barfiwala Marg, Andheri (W),Mumbai - 400058 ,

Ph : (022) 26718641

33 Mumbai Mahavir Jain Hostel

Plot No. 18-B, Patel Estate Road, Pushtikar Society,

Jogeshwari (W), Mumbai, Mr. Motilalji Chordia

34 Mumbai Oswal Mitra Mandal

Near Santoshi Mata Mandir, Lbs Marg, Near Check Post,

Mulund - 400 080, Mr. Mahendrajl Kumbhat

Tel.: 22816775,

26200503, Cell.:

9820125842


119

35 Mumbai Sheth Ghokuldas Mulchand Jain Hostel

38-B, Jain Building, Opp. Elphistone Road,

Railway Station, Mumbai- 400 013

Tel.: 24225315, Mr.

Amrut Jain

9892260702

36 Mumbai Shree Kuchi Jain Vidyarthi Griha

Opp Railway Station 122,Sandhurst Road, Mumbai

37 Mumbai Shri G. T. Boarding

Gowalia Tank, Near Tejpal Hall, Mumbai-400 007

Tel.: 5633 7196

38 Mumbai Shri Gokuldas Tejpal Boarding

August Kranti Marg, Gowalia Tank, Mumbai - 400 036.

(Dormatory - No Cantin), Mr Dave Saheb

39 Mumbai Shri H. G. Jain Bording, 148, Tardeo Bridge Crossing,

Near Minerva Theatre, Tardeo, Mumbai - 400 007

Cell:9833286460,

2307 6918, Mr. Anna

Date / Mr. Patil

40 Mumbai Shri Hirji Bhojraj & Sons, K.V.D. Jain Chhtralaya

426, Shradhanand Road, Matunga, Mumbai - 400 019.

Mr. Damjibhai Shah/ Mr. Vinod*Satra ,Mr. Bharatbhai

Rathod

Tel.: 2402 2353

41 Mumbai Shri K. R. Sanghraika Brother's Vidyalaya

Plot No. 258/259, Station Road, Wadala,

Mumbai - 400 031. Shri Kishorebhai Mardia (Supd.)

42 Mumbai Shri Mahavir Jain Vidyalaya (Mr. Navinbhai Badani)

August Kranti Marg,Gowalia Tank, Mumbai - 400036 ,

E-mail: [email protected]

Tel.: 022- 2386 4417,

2388 7891, 5604

6397 F: 2385 1649

43 Mumbai Shri Mahavira Jaina Vidyalaya , C.D. Barfiwala Marg, (Juhu

Lane), S. V. Road, Mahavir Chowk, Andheri (W), Mumbai -

400 058, Mr. Kannakbhai Desai

Tel.: 26718641,

26280374, 26241457

44 Mumbai Shri Mahavira Jaina Vidyalaya, Shri K.V. Oswal Deravasi Jain

Mahajan, 4 Th Floor, C9/101, Keshvaji Naik Road, Chick

Bunder, Mumbai - 400 009,

Tel.: 3251 4024, Mr.

Dilipbhai Shah

45 Mumbai Shri Modh Vanik Vidyarthi Gruh, 15/2, Kohinoor Road,

Opp. Yogi Sabha Gruh, Dadar(E) Mumbai - 400014

Tel.: 2417 9419, Mr

Sureshbhai Raval

46 Mumbai SHRI PARSHWANATH JAIN VIDYALAY VARKANA

Smt. Kusumben Chunnilal Shri Shrimal Boys Hostel ,

Plot no.359, Kusum Vihar, 100 feet Chauda Rasta

Opp. Banjara Hotel, Virar(W), Mumbai ,Maharashtra

47 Mumbai Shri Patidar Seva Samaj Hostel 6, Mafalal Building, French

Bridge, Mumbai - 400 007

Tel.: 731594373 , Mr.

Kalyanjibhai (All)

48 Mumbai Shri Patidar Seva Samaj, 167, Jagmohandas Marg, Tel.: 2309 1902 ,M:



120

Mumbai - 400 007, Mr. Saujibhai / Mr. Bhupeshbhai

Govani,

98200 40323

49 Mumbai Shri R. R. Shravikashra, Jubilee Baug, Tardeo,

Mumbai - 400 007. , Ms. Lataben (Girts - After 10th)

Tel: 23073632

50 Mumbai Shri Rajasthan Vidyarthi Gruha (Rajpuria Vidhyalaya)

Lalubhai Park,Road, Andheri (W), Mumbai- 58

Tel.: 2628 1547 /

2628 8292

51 Mumbai Shri Samyukta Jain Vidyaarthi Griha,The United Jain

Stundent Home, 64, C.U. Shah Bhavan, Behind S.I.S.-

College, Sion (W), Mumbai - 400 022, Mr. Navinbhai

52 Mumbai Shri Saurashtra Hostel 17/A,Cawasji Patel Road,

Above Blitiz Paper, Fort, Mumbai- 400 001

Tel.: 2209 1483,

Vikrambhai / Tiwari

53 Mumbai Shri Sayunkta Jain, Vidyarthi Griah,39,Princess

Street,Bombay, Mumbai

54 Mumbai Shri United Jain Vidhyarthi Girha, C.U. Shah Working Boys

Hostel, ,Mr. Vikrambhai Shah ,Mr. Navinbhai Khanderia

89/4, Princess Street, Pribhoy Mension, Mumbai - 400 002

Tel.: 22091483

55 Mumbai Shri Vardhman Jain Vidhyalaya "PoonamVidyalaya",

Poonam Vihar, 100 D.P. Road, Opp. Sector No.2,

Mira Road(E), 401 107,Mr. Bhupatbhai Joshi

Tel: 2810 2244,

2810 4242

56 Mumbai Shri Virji Ladhabhal K.D.O. , Jain Vidhyarthi Griha Laxmi

Niwas, Cama Lane, Kirol Road, Ghatkoper, Mumbai - 400

086,Champakbhai Gor

Tel.: 2510 0157,

2513 3174

57 Mumbai United Jain Students Home

(Sion Hostel), Jain Society Sion West, Ahead of SIES College

Sion, Mumbai-400022,

Tel 24073632

58 Mumbai United jain Students Home

Jain Society,Opp SIES College ,Sion(W), Mumbai

59 Mumbai Vadilal sarabhai vidyarthi gruh, sandhurst road,c/o. Shri

kvo deravasi jaina mahajanwadi,99/101, kesavji naik road,

4th floor,chinch bunder,sandhurst road - boys,mumbai,400

009; [email protected] www.Smjv.Org

022-3521 40 24

60 Mumbai Varkana Hostel Plot No.359, Kusum Vihar,Opp. Banjara

Hotel, Virar-Mumbai 401303, Maharashtra

61 Mumbai Veerjee Lajhabhai Oswal Jain Hostel,

Jain Hostel, Laxmi Niwas,Kama Lane, Ghatkopar, Mumbai

Tel 25133174

62 Mumbai 15. Shri.Patidar Seva Samaj,167, Jagmohandas Marg,

Mumbai - 400007

Mr.Saujibhai Bhalani, Mr.Bhupeshbhai Gowani,

Cell: 9820040323

Tel:23091902,


121

63 Mumbai 16. Shri.G.T.Boarding, Gowalia Tank, Near Tejpal Hall,

Mumbai - 400007,

Tel:56337196

64 Mumbai ACHARYA SHREE VJS VIDYARTHI GRUHA ,DIST. MUMBAI

OSWAL HOSTEL TRUST, EKTA APT. OPP. SANTOSHI MATA

MANDIR, LBS ROAD, NEAR GOVERDHAN NAGAR,MULUND

(WEST)-400080

022-26210374,

25613507

65 Mumbai Bhanabhai Nensi Mahila Vidyalaya

Pravinaben Parmar, Juhu Parla Development Scheme, Plot

No. 8-2b, Gul Mahor Road,North Juhu,

Andheri(W),Mumbai - 400 049

2620 5835, 2377

6935

66 Mumbai C.B. Mehta Vidyalaya, Kishorebhai Mardia (Supd.)

Plot No. 258/259, Station Road, wadala,Mumbai-400031

24127254,

24127049,

67 Mumbai G R Jain Hostel ,Irla, N S Road, Vile Parle West,

Mumbai - 400056

Tel- 022-26202298

68 Mumbai G. T. Boarding ,Gowalia Tank, Near Tejpal Hall,

Mumbai-400 007

Tel - 5633 7196

69 Mumbai G.M. Jain Hostel, Opp. Alfinston Station,Alfinston Road,

Mumbai - 400 012

70 Mumbai Gandhi Natha Rangji Digambar Jain Boarding

80 B, Third floor Parwa Chawl,Zaveri Bazar,

Mumbai - 400 002

71 Mumbai International Students Hostel

Churchgate, Jagannath Sunkerseth Hall Hostel

022-2204 4780, 2204

0986

72 Mumbai Jain Hostel,jain Vidhyalaya, Wadala Jain Hostel,

Plot No 258-259, Mumbai City, Station Road Number 19

73 Mumbai K. R. Sanghraika Brother's Vidyalaya

Plot No. 258/259, Station Road, wadala, Mumbai-400031

74 Mumbai K.V.D. Jain Chhtralaya , Damjibhai Shah / Vinod Satra

426, Shradhanand Road, Matunga, Mumbai - 400 019;

Tel - 2402 2353

75 Mumbai Karmaveer Bhaurao Patil Boys Hostel ,Santacruz (E) Tel - 022 - 2652 6683

76 Mumbai Mahavir Jain Hostel , Motilalji Chordia

Plot No. 18-B,Patel Estate Road, Pushtikar

Society,Jogeshwari (W), Mumbai

77 Mumbai Mahavir Jain Vidyalaya, 208, Juhu Galli, Andheri West,

Mumbai – 400058

022- 26280374,

26718641, 23759399

78 Mumbai Mahavira Jaina Vidyalaya , Dilipbhai Shah,

K.V. Oswal Deravasi Jain Mahajan, 4TH floor,

C9/101,Keshvaji Naik road, Chick Bunder, Mumbai-400009

Tel - 022-3251 4024

Tel:56337196


122

79 Mumbai Mahavira Jaina Vidyalaya

Kannakbhai Desai, C.D. BARFIWALA MARG(JUHU LANE),

S.V. ROAD, MAHAVIR CHOWK,ANDHERI(WEST),

MUMBAI-4000058

26718641,

26280374, 26241457

80 Mumbai Modh Vanik Vidyarthi Gruh

Sureshbhai Raval, 15/2, Kohinoor Road, Opp. Yogi Sabha

Gruh, Dadar(E) Mumbai - 400014

2417 9419

81 Mumbai Oswal Mitra Mandal , Mahendrajl Kumbhat

Near Santoshi Mata Mandir, Lbs Marg, Near Check

Post,Mulund - 400 080

Tel - 22816775,

26200503, 98201-

25842

82 Mumbai Patidar Seva Samaj, Saujibhai Bhalani / Bhupeshbhai

Govani, 167, Jagmohandas Marg, Mumbai - 400 007

98200-40323, 2309

1902

83 Mumbai Patidar Seva Samaj Hostel, Kalyanjibhai

6, Mafalal Building, French Bridge, Mumbai - 400 007

Tel - 731594373

84 Mumbai R. R. Shravikashra, S.Lataben

Jubilee Baug,Tardeo, Mumbai - 400 007

Tel - 022-23073632

85 Mumbai Hirachandji Gumanchandji Jain Boarding

148, Lamington Road,Nr. Minarwa Talkies, Dada

Bhadkamkar Marg, Mumbai - 400 008.

86 Mumbai R.L. Trust Hostel, 55, Opera House, Mumbai - 400 004.

87 Mumbai Rajasthan Vidyarthi Gruha (Rajpuria Vidhyalaya)

Lalubhai Park Road, Andheri(W), Mumbai- 58

Tel - 2628 1547,

2628 8292

88 Mumbai Gokuldas Tejpal Boarding, Dave Saheb, August Kranti

Marg, Gowalia Tank,Mumbai - 400 036.

89 Mumbai Saiyukt Jain Vidyarthi Gruh

64, Sayan, Behind S.I.E.S. College, Mumbai - 400 022

Tel - 24074701

90 Mumbai Samyukta Jain Vidyaarthi Griha

Navinbhai Khanderia, The United Jain Stundent Home 64,

C.U. Shah Bhavan, Behind S.I.S.College, Sion (W),

Mumbai - 400 022

91 Mumbai Saurashtra Hostel , Vikrambhai

17/A, Cawasji Patel Road, Above Blitiz Paper, Fort,

Mumbai- 400 001

Tel -2209 1483

92 Mumbai Seth Hirachand Gumanji Jain Boarding Family Trust

148, Lamington Road, NearTardeo Bridge,

Mumbai – 400007


123

93 Mumbai Shah Malshi Ghelabhai Gundalawala ,

H. G. Jain Bording , 148, Tardeo Bridge Crossing, Near

Minerva Theatre, Tardeo, Mumbai - 400 007, Amrutbhai

Chheda 2370 0064, 2377 0108

Mr. Anna Date / Mr.

Patil 2307 6918,

98332-86460

94 Mumbai Sheth G.M. Jain Hostel

38-B, Jain Building, Near Elphinstone Road Railway

Station, Mumbai – 400 013, E:- [email protected]

Tel- 022-24225315,

Fax No:- 022-

24211774,

95 Mumbai Sheth Kanji Khetshi Kanya Chhatralaya

Bharathiben, Chhatralaya, Kanji Khetshi Charities, 65, Mint

Road, Fort, Mumbai- 400 001.

Tel- 2261 3248

96 Mumbai Shri C.B.Mehta Vidyalaya, Plot No.258/259, Station road

Wadala,Mumbai - 400 031, Shri.Kishorebhai Marfia

Tel:24127254,

24127049,

97 Mumbai Shri K.R.Sanghrajak Brother's Vidyalaya, Plot No.258/259,

Station road Wadala,Mumbai - 400 031

Tel:24127254,

24127049

98 Mumbai Shri Rajastha Vidyarthi Gruha(Rajpuria

Vidhyalaya)Lallubhai Park, S.V.Road, 11. Shri Gokuldas

Tejpal Borading, August Kranti Marg, Gowalia Tank,

Mumbai - 400036(Dormatory)

99 Mumbai Shri Saiyukt Jain Vidyarthi Gruh

64, Sayan, behind SIES College, Sion

Tel-022-24074701

100 Mumbai Shri Samyukta Jain Vidhyarthi Griha,the United Jain

Students Home, 64,C.U.Shah Bhavan, Behind S.I.S College,

Sion(W) Mumbai -400022, Mr.Navinbhai Khanderia

Tel:24074701,

24073632,

24017835,

101 Mumbai Shri Saurashtr Hostel,17/4,Cawasji Patel Road,fort, Above

Blitz Paper, Mumbai - 400001,Mr.Vikrambhai / Mr.Tiwari

Tel:22091483,

102 Mumbai Shri Shah Malshi,Ghelabhai Gundalawala Kutch Jain

Sarvoday Kendra,

122, Dr.Mainsheri Road,Near Dongri Market,Opp.Sand

Hurst Road,Stn., Mumbai-400009, Mr.Amruthbhai Chheda

Tel:23700064,

237770108,

103 Mumbai Shri United Jain Vidhyarthi Griha, C.U.Shah Working Boys

Hostel,89/4,Princess Street,Pirbhoy

Mension, Mumbai-400002, Mr.Vikrambhai Shah

Tel:22091483

104 Mumbai Shri Virji Ladhabhai K.D.O, Jain Vidhyarthi Griha, Laxmi

Niwas, Cama Lane, Kirol Road, Ghatkopar,

Mumbai-400086,Mr.Champakbhai Gor

Tel:25100157,

25133174,

105 Mumbai United Jain Vidhyarthi Girha , Vikrambhai Shah

C.U. Shah Working Boys Hostel,

89/4, Princess Street,Pribhoy Mension, Mumbai - 400 002

Tel - 22091483


124

106 Mumbai Vardhman Jain Vidhyalaya "Poonam Vidyalaya",

Bhupatbhai Joshi / Manishbhai Ranpura, Poonam

Vihar,100 D.P. Road, Opp. Sector No.2,Mira Road(E) –

Mumbai 401 107

Tel - 2810 2244,

2810 4242

107 Mumbai Virji Ladhabhal K.D.O. Champakbhai Gor

Jain Vidhyarthi Griha Laxmi Niwas,

Cama Lane, Kirol Road, Ghatkoper, Mumbai - 400 086.

Tel - 2510 0157,

2513 3174

108 Mumbai Virji Lagha Kachchi Dasa Oslal Jain Vidyarthi Gruh

Kama Lane, Kirol Road, Ghatkopar (West),

Mumbai - 400 086

109 Mumbai Rajasthan Vidhyarthi Gruh . Lallubhai Park, S.V. Road,

Andheri (West), Mumbai - 400 058

110 Mysore ML Jain Boarding Home

Near Sangam Theatre, Candragupta Road,Mysore - 570011

111 Nagore JAIMAL JAIN HOSTEL, NEAR MEERA MANDIR, MEDTACITY

DIST.NAGORE(RAJSHTHAN)

01590-231160,

94141-19283

112 Nagpur Mahavir Boys Hostel Nagpur, Sanjay Jain

1, Puranik Layout, Bharat Nagar, Amravati Road Nagpur.

(Touching To Amravati road & Futala Road), Nagpur

440033, Maharashtra, [email protected],

W- www.mahavirboyshostel.com

9373308880,

113 Nanded MATOSHRI JAMUNBAI SURAJKARAM JAIN TANTRANIKETAN

MAHAVEER PATNI,HADAGAON, NANDED

Tel - 02468-266679

114 Nashik JAIN OSWAL BOARDING-THE CALIBERS

VASANDATTA DONGRE, TILAKWADI, SHARANPUR ROAD,

NASIK.

Tel - 0253-2578199

115 Nashik JAIN GURUKUL

NEMINAGAR, CHANDWAD-423101, DIST. NASIK

Tel - 02556-252544

116 Nashik JAIN OSWAL BOARDING, HEMRAJ KHABIYA

TILAKWADI, SHARANPUR ROAD, NASIK.

0253-2573499

117 NAWAGAD 1008 NEMINATH DIG. JAIN AATISHAYA KSHETRA

VASANTRAO AMBURE, 24/273,UKHALAI,

NAWAGAD,PARBHANI

02452-248601,

265128

118 Pune Shri mahavira jaina vidyalaya ,shri bharat jaina v,agarakar

road, near bmc college pune,pune - boys,pune,411 004

[email protected] www.Smjv.Org 236

2565 12 26

952025658720

119 Pune ANAND GURUKUL

MRS. SUMITRA SHARMA, WADE BOLHAI, SHIRUR, PUNE

020-7052398


125

120 Pune Firodiya Hostel, BMCC Road, PUNE 411004

121 Pune HND Jain Boarding , Model Colony, PUNE

122 Pune Jain Feminine Group

1870, Opp Vande Matram Sangh, Sadashiv Peth, Pune -

411030

Call: (020) 24267504

123 Pune Mahavir Jain Hostel, BMCC Road, PUNE 411019

124 Pune MAHAVIRA JAINA VIDYALAYA

Agarkar Road, Near BMC College, PUNE - 411 044

020-25651226

125 Pune Pune Shri Mahavir Jain Vidyalaya

844, Agarkar Road, Next to BMCC, Deccan, Pune - 411004

Ph: (020) 25651226 ,

Fax: (020) 25658720

126 Pune SHOBHABEN RASIKLAL DHARIWAL KANYA CHHATRALAYA

Agarkar Road, Near BMC College, PUNE - 411 044

020-25661895

127 Pune SHRI BHARAT JAINA VIDYALAYA

Agarkar Road, Near BMC College, Pune - 411 044

020- 25651226

128 Sangli Digambar Jain Boarding, Shetambar Jain Bording,

Shivaji Nagar,SANGLI 416 416

129 Solapur Gandhi Natha Rangji Digambar Jain Boarding

Balives, Solapur - 413002

130 Udaipur Dr. Yavantraj punamchandji & smt. Sampurna ja,chitrakut

bhuwan, Chitrakoot Nagar, Bhwana-Pratap Nagar By-Pass

Road,Udaipur-313001, [email protected] (78)

0294-2440377,

131 Udaipur Rajasthan UdaipurDr.Yawantraj P. Jain & Smt. Sampurna

Jain Vidyarthi Gruha, Bhuwana , Pratapnagar, Bypass Rd,

Udaipur - 313001

Ph: (02940) 2440377

132 Vadodara LAHERCHAND UTTAMCHAND VIDYARTHI GRUHA

R.V. Desai Road, Pratap Nagar, Vadodara - 390004 (0265)

2432468/26579953

133 Vadodara Shri laherchand uttamchand vidyarthigruha,r. V. Desai road

,pratapnagar, vadodara ,vadodara - boys ,vadodara ,390

004; [email protected] , www.Smjv.Org

9427449670 , 0265-

2432468, (0261)

2432468

134 Vallabh

Vidyanagar

NALINIBEN PRAVINCHANDRA JAMNADAS CHANGANI

KANYA CHHTRALAYA, VALLABH VIDYANAGAR.

02692-656041,

234455

135 Vallabh

Vidyanagar

Shri laherchand uttamchand vidyarthigruha,near

panchayat office vallabh vidyanagar,- via anand,v v

nagar,388 120, [email protected] www.Smjv.Org

02692-230 211

Girls Hostels in India

S No Name & Address Contact details/ email/ website


126

1 Smt. Shardaben Uttamchand Mehta Kanya Chatralaya,

Dasha Porvad Society, Near Ayambil Bhawan, Paldi,

Ahmedabad,380007

Ph: (079) 26587627, 26582956,

[email protected],

website - http://www.smjv.org/

2 Jain Girls And Boys Paying Guest ,No.108, Nr Mount Carmel

College, 11th Mn, Vasanth Nagar, Bangalore ,560052

Call: (080) 66815286, Call:

9844269892,

3 Jain Girls & Boys Paying Guest ,No.30, 5th Cross, Ag Layout,

New Bel Road, Mathikere, Bangalore ,560054

4 Guru Goutam Jain Girls Hostel ,A-29, Kumbha Nagar,

Chittorgarh (Rajasthan), A-29, Chittorgarh HO,

Chittorgarh,312001

Call: 9950976631,

5 Jain House Girls Hostel ,E-22-C, Jawahar Park, Laxmi

Nagar,Delhi ,110092

Call: 8010017409,

6 Jain House Girls Hostel,E-22-C, Jawahar Park, Laxmi

Nagar,Delhi ,110092

Call - 8010017409,

7 Riddhi Siddhi Girls Hostel,63, Shri Nagar Extension,

Chandramukh Chouraha, Khajrana,Indore,452001

Call: 9827206682,

8 Jain Diwakar Girls Hostel ,11, Near Bank Of Baroda, A B

Road, Old Palasia,Indore,452001

Call: (0731) 2537150,

9 Jain girls hostel, Kanchan Baug, 5/1, Kalyan Apartment,

,Indore, http://www.grotal.com/Indore/Jain-Girls-Hostel-

C90/

0731-2526241,

10 Shri. Anu Jain Girls hostel,Near Annapurna dental clinic, 596

Usha Ganj, ,Indore,

9806119117,

11 Jain Diwakar Girls Hostel ,11, A B Road,Indore, 0731-2537150,

12 Balaji Jain Girls Hostel ,63, Khajrana Road, Shrinagar, Near

Khajrana Mandir,Indore,452001

Mobile: 9827206682,

13 Sunita Girls Hostel ,10/2, Manoramaganj, Geta Bhavan

Square, Abroad Manoramaganj, Indore,452001

call - 0731 243 0570,

14 Mahaveer Jain Girls Hostel ,2/4, Dairy Compound ,

Manoramaganj Manoramaganj,Indore,452001

call - 0731 249 3533,

15 Jain Girls Hostel,B-417, Nr Dana Pani Restaurant, Pradhan

Mg, Malviya Nagar,Jaipur,302017

Call: (0141) 2520931,

16 Shri Bhanabhai NensiMahila Vidyalaya, ,Juhu Parla

Development Scheme, Plot No. 8-2b, Gul Mahor Road,

North Juhu, Andheri(W),Mumbai,400049

Tel: 2620 5835, 23776935,Contact

- Mr. Pravinaben Parmar

17 Maharshi Dhondo Keshav Karve Girls Hostel,Vidyanagari,

Kalina, Santa Cruz(E),Mumbai,400098

Tel: 022-2652 6301, 26526304,


127

18 Pandit Rambhai Girls Hostel ,Vidyanagari, Kalina, Santacruz

(E),Mumbai,400098

http://www.mu.ac.in/service_hostel.html

022-2652 6223, 022-26527963,

19 Savitabal Phule Girls Hostel ,Vidyanagari, Kalina, , Santacruz

(E),Mumbai,400098

022-26526683, 022-26526223,

Capacity – 77

20 Shri Sheth Kanji Khetshi Kanya Chhatralaya, The Kanji

Khetshi Charities,65, Mint Road, Fort,Mumbai,400001

Tel.: 022-2261 3248,Contact -Ms.

Bharathiben

21 Maharashtra Pune Smt. Shobhaben Rasiklal Dhariwal Kanya

Chatralaya,844, Agarkar Road,

Next to BMCC, Deccan, Pune,411004

Ph: (020) 25661895

Fax: (020) 25658720,

Capacity – 271

22 Mahavir Pratishtan Girls Hostel,Above Darode Sabha gruh,

Opposite to Firodiya Jain Hostel, Near BMC Collge,

Deccan,Pune,411004

Mobile - Adesh Khinvasara

9028756575,

23 Jain Girls Hostel,27/83, Behind Pipe Factory Road, New

Shanti Nagar, Shanker Nagar, Chhattisgarh,Raipur,492007

Call: 9407726963

,

24 Rawal Girls Hostel,Ghodbunder Road

,Thane (W),400607

,

25 Smt. Naliniben pravinchandra jamnadas changani

Kanya chhtralaya, Post Box No. 25, Near Panchayat Office,

Vallabh Vidyanagar,388120, (Guj)

(02692) 656041/234455 /

230211,[email protected]

RG,Capacity - 100

Accommodation


1 http://jainsite.com/latest-news-for-jains/jain-

hosteljain-vidhyalaya.html

List of Jain hostels and educational institutes

2 http://wikimapia.org Search to locate various Jain Hostels or college

3 http://www.agiyali.org/hostels.html Listing hostels managed by Agiyali

4 http://www.coachingindians.com/ Education guide sharing details of hostels and

educational institutes and various careers

5 http://www.coachingindians.com/hostel/mumba

i.html

Student Hostels in Mumbai, similarly you can

find hostels in other cities

6 http://www.jito.org/Jain_Hostel.aspx List of Jain hostels and educational institutes

7 http://www.smjvpune.com/smjv-hostels.php List of Jain Hostels managed by Mahavir Jain

Vidyalaya

Financing by institutes / trusts of India

Scholarships In India

# Place Name & Address

1 Agra Achal Jain Seva Trust, 32, Bhagvati Davi Jain Marg, Sadar, Agra

http://jainsite.com/latest-news-for-jains/jain-hosteljain-vidhyalaya.html

http://jainsite.com/latest-news-for-jains/jain-hosteljain-vidhyalaya.html

http://wikimapia.org/

http://www.agiyali.org/hostels.html

http://www.coachingindians.com/

http://www.coachingindians.com/hostel/mumbai.html

http://www.coachingindians.com/hostel/mumbai.html

http://www.jito.org/Jain_Hostel.aspx

http://www.smjvpune.com/smjv-hostels.php


128

2 Ahemdabad International Alumni Association Mahavir Jain Vidhyalay, Shri Mahavir Vidhyalay

Trust , 11 Punit Nagar, 3 Satellite road, Ahemdabad 15

3 Ahemdabad Shri Lalbhai Dalpatbhai Loan Scholarships,Sheth Lalbhai Dalpatbhai

Vanda ,Pankore Naka, Ahmedabad -380001

4 Akola Digambar Jain Dhakad Mahamandal, Gorakshan Road, Sahakar Nagar, Aloka (MH)

5 Akola Shramanswar, Chitra Prakashan, Akola (Raj.) - 312205.

6 Aligarh Shikharchand jain Sahyata Fund, Khirani Gate, Aligarh U. P

7 Amravati JAIN SHIKSHAN SAMITI, RAJENDRA LUNAWAT, MORSHI ROAD, AMRAVATI

0721-2663054, 98230-39052,

8 Amravati SITABAI SANGAI EDUCATION, ANJANGAON-SURJI

SHRI AVINASH K. SANGAI, ANJANGAON-SURJI DIST. AMRAVATI, 0721-242045,,

9 Bangalore H.M.T. Scholarships Hindustan Machine Tools Ltd., 36, Cunningham

Road, Bangalore - 560052

10 Bangalore S.J. Jindal Trust, I.N.Y.S. Complex, 16th K.M. Tumkur Road, Bangalore 360073

11 Bangalore Tata Institute of Fundamental Research, National Center for Biological

Sciences, Post Box 1234, Bangalore 560 012.

12 Bikaner Akhil Bharatvarshiya Sadhumargi Jain Sangh, Samata Bhawan, Rampuriya Marg,

Bikaner (Raj.)

13 Bikaner Dakshin Bharat Jain Sabha, 37, Mahavir Nagar, Sangali - 416416

14 BULDHANA STUDENTS WELFARE SOCIETY, BHARAT AGRAWAL, Talao Road, Cotton Market

Area Khamgaon,Buldhana. Tel -07263-254927,

15 Chandrapur SHRI JAIN SEWA SAMITI, RAVINDRA BAID,66/2, Mauza Wadgaon, Nagpur Road,

Chandrapur, Tel- 07172-252490,

16 Chennai The Maratha Education Fund, 219 ,TTK Road, Alwarpet ;Chennai, Tamil Nadu-

600018

17 Delhi Ahimsa Foundation, 21, Skipper House, 9, Pusa Road, New Delhi - 110005

18 Delhi Akhil Bharatiya Sthanakvasi Jain Conference, 12, Shahid BhagatSingh Marg, New

Delhi - 110001.

19 Delhi Akhil Bhartiya Anuvrat Trust, Chattrapur Road, Mahrauli, New Delhi - 110030.

20 Delhi Akhil Bhartiya Digambar Jain Parishad, 204, Dariba Kalan, New Delhi - 2.

21 Delhi Akhil Bhartiya Digambar Jain Tarun parishad, R -10, Green Park estention, New

Delhi 110016

22 Delhi Akhil Bhartiya Sthanakvasi Jain Conference, 12, Shahid Bhagatsingh Marg, New

Delhi - 110001.

23 Delhi Anand Charitable Trust, 100, Jorbagh, New Deihi - 110003

24 Delhi Asmarth Bhai Bahan Sahayak Fund, 5A/28, Ansari Road, Dariyaganj, Delhi -110006.

25 Delhi B. D. Goenka Foundation, Express Building ,Bahadur Shah Zafar Marg, New Delhi -


129

110002

26 Delhi Barrister Champatai Jain Trust, Jain Mitra Mandal, Dharampura, Delhi - 110006.

27 Delhi Bhartvarsiya Jain Anathrakshak Society, Dariyaganj, New Delhi - 110002,

28 Delhi Bibi Tokhan Trust, 4, Todarnmal Road, New Delhi - 110001.

29 Delhi Chandraraj Jain Charitable Trust, 35, Deputyganj, Sadar Bazar, Delhi - 110006.

30 Delhi Concession to the Children of Miltary Personnel,A 1/w3 Curzon Road Barracks, ,K

G Marg , New Delhi - 110001

31 Delhi Department of Education External Scholarships, A 1/w3 Curzon Road Barracks, K G

Marg , New Delhi- 110001

32 Delhi Dr. P.N. Behl Foundation Skin Institute & School of Dermatology, N-Block, Greater

Kailash, New Delhi - 110048

33 Delhi Fulbright Fellowships for Indian Citizens, Fullbright House, 12 Hailey Road,

New Delhi-110001, TeI.91-11-3328944-48,

E-mail:[email protected] ; www. fulbright-india.org

34 Delhi Girdharilal Pyarelal Education Fund, 34, Chandni Chowk, Delhi - 110006,

35 Delhi INLAKS SCHOLARSHIPS ABROAD, Inlaks Foundation, P.O. Box 2108,

Delhi - 110 007.,

36 Delhi Inlaks Take-Off Grants, Inlaks Foundation, St. Stephen's College, University of

Delhi ,Delhi - 110007

37 Delhi Jaimaladevi Dharmarth Trust, 1734, Dariba Kalan, Delhi - 110006.

38 Delhi Jain Balashram, Dariyaganj, New Delhi -110006

39 Delhi Jain Chatravrutti Fund, Vijaygupt Road, New Delhi -110 033

40 Delhi Jain Sabha Dharmarth Trust, D - 2/8, Model Town, Delhi -110009.

41 Delhi Jain Sahayta Sabha, Upashrayay Bhawan, 4530, Deputyganj, Sadar Bazar,

Delhi - 110006

42 Delhi Jain Scholarship Fund, 68, Beeru Kuan, Meerut, Uttar Pradesh

43 Delhi Jain Social Welfare Association, H- 22, Green Park Extn, New Delhi - 110016, E-9

Green Park Extension, New Delhi - 110016

44 Delhi Jaqruti Independence Scholarships, Rashtriya Jagriti Sansthan, 62-Sainik Farms,

New Delhi - 62

45 Delhi K C Mahindra Education Trust, c/o Resident General Manager ,Mahindra &

Mahindra Ltd. , Jeewan Deep Building, 8, Parliament Street, New Delhi - 110001

46 Delhi Lala Munshilal Jain Trust, Munshi Niketan, 10, Asaf Ali Road, New Delhi - 110001.

47 Delhi Lala Pyarelal Advocate Charity Fund, 34, Firozshah Road, New Delhi -110001.

48 Delhi Lala Raghubir Singh Jain Dharmarth Trust, 7/32, Dariyaganj, Delhi - 110006.

49 Delhi Loan Scholarships for Minority CommnitiesA 1/w3 Curzon Road Barracks, ,K G


130

Marg ,New Delhi- 110001

50 Delhi Mahavir Prasad Jain Charitable Trust, 1223, Charhat, Delhi - 110006.

51 Delhi Ministry of human resouce developement, Deptt of Youth Affairs & Sports, Shastri

Bhawan, New Delhi 1

52 Delhi National Centre for Promotion of Employrrent for Disabled People (NSPEDP), 25,

Green Park Extension, Yusuf Sarai, New Delhi -110016

53 Delhi National Loan ScholarshipsA 1/w3 Curzon Road Barracks, ,K G Marg ,

New Delhi- 110001 ,

54 Delhi NATIONAL SCHOLARSHIP SCHEME, Director Of Education State Government/UT

Administration OR Section Officer, ES.1, Ministry of Human Resource

Development, Department

Higher Education ,A.1/W.3 C.R.Barracks, K.G.Marg, New Dalhi - 110001.

55 Delhi National School of Drama, Assistant Registrar (Acad), Bhawalpur

House,Shagwandas Road, New Delhi 110001

56 Delhi Phoolvati Jain Charitable Trust, 31/1, Hanuman Lane, New Delhi - 110001.

57 Delhi Rai Bhadur Phulchand Charity Fund, 32, Hanuman Road, New Delhi -11001.

58 Delhi Ramdayal Raghubardayal Jain Charitable Trust, Jain Bhawan, Chapparwala Kuan,

Karol Bagh, New Delhi - 110005.

59 Delhi Rhodes Scholarship for studying at University of Oxford,Rhodes Scholarships

Selection Committee ,P.O. Box 2108 ,Delhi

110007 ,http://www.rhodesscholarships-india.coml ,

60 Delhi Rishab Adishwar Lal Medical Relief Fund, 34, Firozshah Road, New Delhi -110001.

61 Delhi Sahu Jain Trust (TheTimes of India Group), Secretary, Sahu Jain Trust Times , Times

House, 7, Bahadur Shah Zafar Marg, New Delhi - 1100 002

62 Delhi Scholarship Committee Rotary Foundation ,A-1/85, Panchseel Enclave,

New Delhi- 110017,

63 Delhi Scholarships for higher studies at Cambridge University, Nehru Trust for

Cambridge University, Teen Murti House, Teen Murti Marg, New Deihl 110011

64 Delhi Scholarships for Post-Matric Students in Hindi to Students from Non-Hindi

Speaking States, Section Officer, Ministry of Human Resource Development,

Department of Secondary & Higher Education , A.1/W.3 C.R.Barracks, K.G.Marg ,

New Delhi -110 001

65 Delhi Secretary, Sahu Jain Trust, 18, Institutional Area, Lodhi Road, New Delhi - 110 003,

,www.sahujaintrust.timesofindia.com

66 Delhi Shamabai Trust, Kinari Bazar, Delhi -110006.

67 Delhi Shree Babulal Jain Trust, Phari Dheeraj, Bahadurgarh Road, Delhi - 110006.

68 Delhi Shree Bashiram Birodevi Jain Dharmarth Trust, 5806, Sadar Bazar, Delhi -110006.


131

69 Delhi Shree BharatVarshiya Anath Rakshak Jain Society, 16, Dariyaganj,

New Delhi -110006.

70 Delhi Shree Chunnamal Charitable Trust, 4639/40, Deputyganj, Delhi -110006.

71 Delhi Shree Digambar Jain Multan Gupt Sahayta Fund,21,North Basti, Harphulsingh,

Sadar Thana, Delhi -110006.

72 Delhi Shree Ganeshvarni Ahimsa Pratisthan Trust, 6464, Katra Bariyan, Delhi - 110006.

73 Delhi Shree Jankidas Ramchandra Trust, 1734, Dariba Kalan, Delhi -110006.

74 Delhi Shree Mahavir Jain Bhawan, Baradari Trust, Mahavir Bhawan, Chandni Chowk,

Delhi -110006

75 Delhi Shree Mahavir Jain Sangh Sahayta Sabha, Sadar Bazar, Delhi - 110006.

76 Delhi Shree Nanheymal Jain Charitable Trust, 25, Deputyganj, Sadar Bazar,

Delhi -110006.

77 Delhi Shree Ramakrishna Jain Charitable Trust, 1, Ansari Road, Dariyaganj,

Delhi -110006.

78 Delhi Shree Vardhman Educational Society, 58, Janpath, New Delhi -110001.

79 Delhi Shree Vishambarnath Jain Memorial Trust, Vishambar Bhawan, 54, Dariyaganj,

Delhi - 110006.

80 Delhi Shri Birdi Chand Jain Dharmarth Trust, 2079, Gali Daroga Khanyalal, Maliwada,

Delhi-110006.

81 Delhi Shri Surana Vishwabandhutwa Trust, 1690, Chandni Chowk, New Delhi - 110006.

82 Delhi Shyamlal Jain Charitable Religious Trust, 4, Todarmal Road, New Delhi -110001.

83 Delhi Smt. Gangadevi Jain Dharmarth Trust, 2079, Gali Daroga Khanyalal, Maliwada,

Delhi -110006.

84 Delhi Smt. Kasturi Devi Jain Dharamshala Trust, 43, Bhogal Road, Jungpura, Delhi -

110014.

85 Delhi State Poverty come Brilliance ScholarshipsA 1/w3 Curzon Road Barracks,

86 Delhi Thakurdas Banarsidas Charitable Trust, 1976, Katra Kushalrai, Kinari Bazar,

Delhi - 110006.

87 Delhi The Coordinator (SCI Deplt.), APEX Life International No. 250, First Floor, Sant

Nagar, East of Kailash, New Delhi - 110065

88 Delhi The Director General N.C.C, West Block No. IV , R.K Puram, New Delhi 110066

89 Delhi The Director General of health services, Medical Section, Room No. 649,'A'

Wing, Nirman Bhavan, New Delhi-11

90 Delhi The Director General, Indian Council of Medical Research, Post Box No.

4508 ,Ansari Nagar , New Delhi - 29

91 delhi The Director General, Indian Council of Medical Research,Post Box No.


132

4508 ,Ansari Nagar ,New Delhi - 29

92 Delhi The Personnel & Administration Officer Indian Oil Corporation Limited, Chairman's

Office, SCOPE Complex ;Core-Z, 7 Industrial Area, Lodhi Road, New Delhi - 110003

93 Delhi The Section Officer National Talent, Search Unit, N.C.E.R.T

Sri Aurobindo Marg , New Delhi - 16

94 Dhar ADINATH RAJENDRA JAIN SWETAMBAR PATHSHALA, DIST. DHAR ,MADHYA

PRADESH, 07296-232225/234369

95 Dhule HINDI EDUCATION SOCIETY, BALKISAN B. MUNDADE, PAROLA ROAD, NEAR KALA

MANDIR, DHULE - 424 003, 0256-232332

96 Dhule NETAJI SUBHASHCHANDRA BOSE EDUCATION TRUST, KANAK M .SURANA, SHOP

NO.1, 120/A, MUNDADA MARKET, PAROLA ROAD, DHULE. Tel- 0256-2231955

97 Dhule Shree. Chand - Suman Scholarship Shikshan Sansth , 1777 G.N. 2 Dhule - 42400

98 Hubli Shri Bhimrao Babaji Angadi Charitable Trust, Pitru Chhaya Opp. , Com-merce

College, Hubali Karnatak

99 Hyderabad SRI PARASNATH DIGAMBER JAIN GURUKUL, 15-2-262, Jain Bhavan, Maharajgunj,

Hyderabad-12 (A.P.), Phone: 040-

24651825,[email protected],www.jaingurukul.org

100 Indore Digambar Jian Bajajlana Sukrut Fund, 21, Sota Bazar, Indore (M.P.)

101 indore Jain Bajajlana Sukrut Fund,21, Sota Bazar, ,Indore, M. P

102 Jaipur Shri Mahavirji Chhatravrutti Fund, Mahavir Bhawan, Chowda Rasta, Jaipur (Raj.)

103 Jalgaon JAYKIRANPRABHAJI SHAIKSHANIK & SAMAJIK SANSTHA,PACHORA, JIVENDRA C.

JAIN, JAMNER ROAD, PACHORA, JALGAON, Tel - 02596-240475

104 Jamalpur Vardhman Spinning & Genral Mills, Chandhigarh Road, Jamalpur, Punjab

105 jamshedpur The Tata Iron And Steel Company Limited, Assistant Director of

Personnel(Employment Bureau), Jamshedpur 831001

106 Khurai Shri Dev Parshwanath Digambar Jain Naya MandirTrust, Shrimant Bhavan,Nanak

Ward, Khurai M. P.470 117

107 Kolhapur ACHARYARATNA DESHBHOOSHAN SHIKSHAN PRASARAK MANDAL

MAHAVIR B. DESAI, CHRYA VIDYANAND,SANSKRUTI BHAVAN, 7/E,VAISHALI

PARISAR, NAGLA PARK, BHAUSINGAJI ROAD,KOLHAPUR - 416 003,

Tel -0231-668421, A

108 Kolhapur ADARSH SHIKSHAN SANSTHA, DEVGONDA PATIL, NAGRAJ CHOWK, KOTHALI

SHIROLI, DIST. KOLHAPUR-416101 ; Tel - 02322-242381, 242206

109 Kolhapur DATTAJIRAO KADAM TECHNICAL EDUCATION SOCIETY, ICHALKARANJI, R.N.

KULKARNI, 0230-275153,

110 Kolhapur DNYANDEEP SHIKSHAN SANSTHA, AAPPASAHEB R. MAGDUM, SHIRATI,

TAL.SHIROL, DIST. KOLHAPUR.,


133

02322-2260288

111 Kolhapur KALPVRUKSHA CHARITABLE TRUST, JAISINGPUR, M.GANDHI CHOWK, MAIN ROAD,

JAISINGPUR, KOLHAPUR - 416 101 , tel - 02322-225796

112 Kolhapur Shri Tavanappa Apparao Patane Trust, Shahpuri, Kolhapur, (MH)

113 Kolkata B.D. Bangur Endowment Educational Scholarships, The Offices Of the Endowment

C/o Graphite India Ltd, 31 Choweinghee Road, Calcutta

114 Kolkata Eveready Scholarships, Eveready Welfare Services, 2 Rainey Park , Kolkata 700019.

115 Kolkata ITC Education Trust Corporate Public, Relation Department,ITC Ltd , 37

Chowrinohee Calcutta - 700071

116 Kolkata Ramkrishna Mission, Gol Park, Calcutta-700 029

117 Kolkata The Paul Foundation, Kolkata, The Paul Foundation, 15 Park Street, Kolkata

118 Lucknoow Shyam Kumari Hukku Trust, The Secretary, Shyam Kumar Hukku Trust, Type VB-9,

Sanjay Gandhi Institute, Rai Barel; Road, Lucknow 226014.

119 Ludhiana D.D. JAIN COLLEGE OF EDUCATION FOR WOMEN, DIST. LUDHIANA, PUNJAB ,

0161-2651987

120 Merat Veer Chhatravrutti Kosh, Smithganij,Kabadi ganj, Merat- U. P

121 Miraj NAV MAHARASHTRA SHIKSHAN SANSTHA, KUPWAD, SANGLI, DEVAPPA R.

ASTHEKAR, KUPWAD, TAL. MIRAJ,DIST. SANGLI-416425, Tel - 0233-346818

122 Mumbai akhil bhartiya sthanakvasi jain conference, tribhuvan building, 1, vijay vallabh

chowk, paydhuni, mumbai

123 Mumbai Amichand Daluchand Shah Charitable Trust, Daluchand Nivas, Sir Bhalchand

Road, Mumbai - 400019

124 Mumbai B.D. Bangur Endowment Educational Scholarships, The Offices Of the Endowment ,

C/o Graphite India Ltd, C/o Carbon EverFlow Ltd. "Bhakhtawar" 2nd floor, Nariman

Point, Mumbai-400021

125 Mumbai bhagwandas shobhalal charitable trust, chameli chowk, sagar mp vardhman jain

seva sadan, 21, godi ji ki chawl, mumbai-400002

126 Mumbai C.B. Chajed Charitable Trust - Mumbai, Shri C.B. Chajed Charitable and Company

, 13 Manik Apartment ,

Bhavani Shankar Road , Dadar (West ) Mumbai- 400028 Tel- 24226830/24314804

127 Mumbai Gandhi Natha Rangji Digambar Jainonnati Fund, 80 B, Third floor ,Parwa Chawl,

Zaveri Bazar, Mumbai - 400 002

128 Mumbai H.C.J. Trust Readymoney, Mansion, Veer Nariman Road, Mumbai - 400020

129 Mumbai H.T. Bhandary Foundation, Bhandary Estate, Kurla (East), Mumbai-400 070

130 Mumbai Hinduja Foundation, Hinduja House, Worli Mumbal - 400018


134

131 Mumbai Jain Academy Education And Reasearch Center Promotion Trust, 101 Abhilasha

Punjabi Lane, Borivali (West) Mumbai - 400092

Phone: 28010058 / 28936203 , Fax : 28013665 , e : drbipindoshi @ yahoo.com

132 Mumbai Jain Jagruti Centre, Jain Jagruti Centre Central BoardCharitable Trust

201, Matharu Arcade, Above Axis Bank, Subhash Rd, Vile Parle (East),

Mumbai - 400 057 ; +91-22-6572 6636 ; +91-22-6697 3038;

[email protected], http://jainjagruti.com/loan/index.aspx

133 Mumbai Jain Sahakari Bank Ltd, Hirabaug, Mumbai - 400 004.

134 Mumbai Jivraj Mulukchand Shah Charitable Trust, Vasant Nilwas, 1st Babulnath Lane ,

Mumbai - 400007

135 Mumbai M G Charitable Trust, C/o M S. Motichand & Company, United India Buildmg, Sir P

M. Road , Fort Mumbai - 400001

136 Mumbai M.S.P Jain Sang, 139 Kailashpuri,Panchwati Society, Malad(W), Mumbai,

137 Mumbai M/s Internal Aviation, 4-A, Garden Rose, Four Bungalow , Andheri (West),

Mumbal - 400053

138 Mumbai Mafatlal Charity Trust, Mafatlal House, 27 Veer Nariman Road, ,Mumbai-400001

139 Mumbai Maghanlal Vallabhdas Mehta Trust, C/o Shri Gopaldas M. Shah ;Chandra Nivas,

Opp. Prakash Pictures ;Andheri(East),Mumbai-400058

140 Mumbai Mahavir Jain Vidayalay, August Kranti Marg, Govaliya Tank, Mumbai - 400026.

141 Mumbai Mariwala Trust, Kanmoor House, 281/87, NarsjNatha Street. Mumbai - 400 009

142 Mumbai Ms. Rutty Bharucha, S P Jain School of Global Management, India Liaison Officee

533, Kanta Terrace, Kalbadevi Road , Mumbai 400 002, Tel: + 91 22 32906596/97,

[email protected],http://www.spjain.org/gmba/scholarships.aspx

143 Mumbai Mumbai(Sandhurst Rd.) Shri K.V.Oswal Derawasi Jain Mahajan, 4th Floor, 99/101

Keshavji Naik Rd, Chichbunder , Mumbai - 400009 , Ph : (022) 39514024

144 Mumbai N M Wadia Charities, N M Wadia Building ;123, M.G Road, Fort ;Mumbai- 400001

145 Mumbai N.A.F. Foundation, Mliton's House ,Prabhadevi, Mumbai - 400025

146 Mumbai Nalional Board for Higher Maths, O. Y.C. Building, C.S.M. Marg, Mumbai - 400039

147 Mumbai Nanlkran Meahraj Trust, 16, Klshore Building, 521, Kalbadevl Road,

Opp. Edward Cinema, Mumbal -400002

148 Mumbai Priojshah Godrej Foundation, Godrej Bhavan, Waudby Road, Mumbai - 400023

149 Mumbai Priyadarshini Academy, 1, Arcadia Ashoka Hall Building, N.C.PA I Road, Nariman

Point, Mumbai - 400021

150 Mumbai R.D. Sethana Loan Scholarships, Chief Executive,

R D Set'lna Scholarship Fund, Esplanade House, 29 Hazarimal Somani Marg, Fort,

Mumbai 400001

151 Mumbai Ravindra Patani Charitable Trust, 303/304, Regent Chamber, Nariman Point,


http://jainjagruti.com/loan/index.aspx


135

Mumbai - 400021.

152 Mumbai S P Jain, Ms. Rutty Bharucha

S P Jain School of Global Management, India Liaison Officee, 533, Kanta Terrace,

Kalbadevi Road , Mumbai 400 002

153 Mumbai SAND HURST ROAD BRANCH

C/o. Shri K.V.O. Deravasi Jaina Mahajan, 99/101, Keshavji Naik Road, 4th Floor,

Chninch Bunder, Mumbai - 400 009 ; Tel- (022) 3251 4024,

154 Mumbai Seth H. G. Jain Boarding Family Trust, 148,Lamington Road, Near Tardeo Bridge,

Mumbai - 400007.

155 Mumbai Seth Purushothamdas Thakurdas Trust, Navsari Chambers, Thakurdas

Marg ,Mumbai- 400001

156 Mumbai Shet Devichand Harakchand Mutha Charitable Trust - Mumbai, Shet Devichand

Harakchand Mutha Charitable Trust, Room No. 1 2nd Floor , Botavala

Building, Horniman Circle , Fort Mumbai - 400 023

157 Mumbai Shri Batakesh Ambika Trust, 38, Noble Chambers, 5th Rd, Parsi Bazar Street, Fort,

Mumbai-1

158 Mumbai Shri Brihad Bharatiya Samaj, N.K.M. International House, 178, Backbay

Reclamation, B.M Chinai Marg, Mumbai - 20

159 Mumbai Shri Jain Kelwadi Mandal, 14, Marzban Road, Mumbai 400 001

160 Mumbai Shri Shah Malshi Ghelabhai Gundalawala, Mr. Amrutbhai Chheda,

Kutch Jain Sarvoday Kendra, 122, Dr. Maisheri Road, Near Dongri -Market, Opp.

Sand Hurst Road Stn., Mumbai - 400 009; Tel.: 2370 0064 / 2377 0108

161 Mumbai Shri Surajmal Shriyal Memorail Trust, 4A-2(A) Court Chambers,35, New Marine

Lines, Mumbai-20.

162 Mumbai Shri V.K. Suri Smarak Scholarhsip Trust, Kantilal Nagindas Zaveri, 44/46, Dhanji St.

Mumbai-3.

163 Mumbai Shri Vijay Keshav Suri Smarak Scholarship Trust Fund, Kantilal Navindas Zaveri 44 /

46, Dhanji Street, Mumbai 400003

164 Mumbai Sir Ness Wadia Foundation Neville House, Graham Road,Ballard Estate ;Mumbai-1

165 Mumbai Subhash Runwal Education Foundation

Runwal Chambers, Pahala Road,Chembur, Mumbai 71 ,

Phone 022- 6798300 ,Fax - 022- 25284705

166 Mumbai The Chief Executive, Tile Lotus Trust, Lotus House ;6, Marine Lines, Mumbai -

400020

167 Mumbai The Sir Mathuradas Vissanji Foundation, Sir Mathuradas Vissanji

Foundation ,Commercial Union House ;9 Watlace Street ;Fort Mumbai 400001


136

168 Mumbai V C Vaidya Hindu Education Fund, C/o New India Assurance Co Ltd , N M Wadia

Charities , N M Wadia Building 123, M G Road, Fort, Mumbai - 400001 ,M G Road,

Fort, Mumbai – 400001

169 Mumbai Vardhman Jain Seva Sadan, 21, Godi Ji Ki Chawl, Mumbai - 400002.

170 Mumbai Vaskety Foundation, Great Eastern Shipping , Corporation Mercantile Bank ,

Building ,Mumbai - 400023

171 Mumbai walchand hirachand charitable trust at construction house, belard estate, mumbai-

400038

172 Mumbai Batakesh Ambika Trust , 38, Noble Chambers, 5th Rd, Parsi Bazar Street, Fort,

Mumbai-1

173 Mumbai JAIN EDUCATION SOCIETY , GIJUBHAI U. MEHTA, PLOT NO. 258-59,near post office

STATION ROAD WADALA, MUMBAI-31 Tel - 022-24127254, 24127049,

174 Mumbai JITO; B - 101 Business Square Solitaire Park, opp. Apple heritage / Bank of Baroda

Andheri Kurla Road, Andheri (East) Mumbai - 400093, [email protected]

call us on +91 22 - 61409848 / 22625776,

175 Mumbai MAHAVIR EDUCATIONAL & RESEARCH TRUST

SUMTILAL KARNAVAT, KANTILAL H. JAIN,19-B, PUSTIKAR HOUSING CO-OP.

SOCIETY, PATEL ESTATE ROAD, JOGESHWARI(W), MUMBAI-02;

Tel - 022-26787651,

176 Mumbai OSWAL MITRA MANDAL , AJIT B. KUCHERIA, 59,JOLLY MAKER CHAMBERS 2,

NARIMAN POINT,MUMBAI , Tel - 022-22022306

177 Mumbai Seth Purushothamdas Thakurdas Trust , Navsari Chambers, Thakurdas Marg

Mumbai- 400001

M G Charitable Trust , C/o M S. Motichand & Company,, United India Buildmg, Sir

P M. Road, Fort, Mumbai - 400001

178 Mumbai Sir Mathuradas Vissanji Foundation, Commercial Union House 9, Watlace Street

Fort, Mumbai 400001

179 Nagpur ANKUSH SHIKSHAN SANSTHA, SUNIL G. RAISONI, CRPF GATE NO. 3, DIGDOH HILLS

HINGNA ROAD, NAGPUR , 07104-236383

180 Nagpur Oswal Shikshan Sanstha, Surana Chamber, Sadar, Nagpur (M.P.)

181 Nagpur TEJSWINI EDUCATION SOCIETY, CHANDULAL KATARIYA

'KANTA BHAVAN' 51, AZAMSHAH LAYOUT, GANESH NAGAR, NAGPUR-440009

0712-2741698

182 Nanded GUJRATI SHIKSHAN SANSTHA, HARSHADBHAI SHAH, Nanded

02462-243620 ,

183 Nanded JAIN TECHNICAL EDUCATION SOCIETY , BAJAJ HOSPITAL LINE, VAZIRABAD,

NANDED, HUKUMCHAND U. JAIN

02462-2238789


137

184 Nanded SPORTSCAN SPORT,FITNESS & EDUCATION ACADAMY, DR. ANIL PATIL, 116,

MANIKNAGAR NANDED-431605, Tel - 02462-260318

185 Nashik RASHTRASANT ACHARAYA ANAND RISHIJI SHIKSHAN PRASARAK MANDAL

PRAKASH S. KOTHARI, artilary center road, nashik road-422101,

Tel - 0253-2463072, 43,

186 Overseas A Rhodes Scholarship for studying at University of Oxford, Rhodes Scholarships

Selection Committee , P.O. Box 2108 , Delhi 110007

http://www.rhodesscholarships-india.coml

187 Overseas IAAMJV Scholarship Management Committee, Ramesh Fofaria | 1119 Flanders St.,

Garner, NC 27529 | | , Phone: 919-283-

4232,[email protected],http://www.iaamjv.org/scholarship-loan-forms

188 Overseas JAINA Academic Scholarship program (JASP), JAINA Academic Scholarship

Committee, Address: 5423 Palm Royale Blvd. Sugarland, TX 77479

189 Overseas JAINA Academic Scholarship program (JASP), JAINA Academic Scholarship

Committee, Address: 5423 Palm Royale Blvd.,

Sugarland, TX 77479, Telephone: (281) 980 0741,[email protected],

http://www.jaina.org/?page=JainaScholarship

190 Patiala Netaji Subhash National Institute of Sports, Motibaug, Patiala - 147001

191 Pilani Blrla Education Trust, Pilani , Rajasthan

192 Pune Anand Prathishtan, SankarShet Road , Seven Loves Chowk, Pune - 42

193 Pune ANAND TIRTH CHARITABLE TRUST, ASHOK KUMAR NENSUKH, S.N. 66 ,KATRAJ

KONDHWA ROAD, NEAR SHATRUNJAY TEMPLE, KONDHWA BUDRUK.,

Tel - 020-6962392, 6962491,

194 Pune Ichalkaranji Educational Endowment, "Yesnodham" 7, Tapobhuml Society Nr

Kirloskar Press, Mukund Nagar, Pune - 9,

195 Pune India Foundation Travel Grants, The Executive Secretary, India Foundation, 3rd

floor, "Sakal" Office, 595, Budhwar Peth, Pune 411002

196 Pune Jain Jagruti magazine, Pune, 62, Ruturaj Society, Pune Satara RoadPune,

Maharashtra 411037, 020 2421 5583, [email protected]

197 Pune Lokmanya Memorial Trust, C/o Kesarl Maratha Trust, Gaikwad Wada, Narayan

Peth , Pune 411030

198 Pune MAHARASHTRIYA JAIN VIDYABHUVAN, SAMPATLAL D. LUNAWAT

02132-222093, 222680, SHANTI NAGAR, PANSUMBHA PETH, JUNNAR, PUNE-52

199 Pune Oswal Bandhu Samaj - Pune, Oswal Bandhu Samaj , Vardhaman 321 / A/ 3 ,

Mahatma Phule Peth, Shankar Shet Road, Pune - 42 , Phone-26450521

200 Pune R. D. AGA FOUNDATION, C/o. Thermax ltd , Thermax House, 4 Mumbai Pune

Road, Shlvajl Nagar, Pune.


138

201 Pune RasikLal Manikchand Dhadiwal Foundation, Manikchand House , 100-101 ,

D.Kennedy Road, Behind Hotel Le Meridian , Pune - 411001

202 Pune SANMATI TEERTHA RESEARCH INSTITUTE IN PRAKRIT & JAINOLOGY, BMCC Road,

DIST. PUNE, MAHARASHTRA, Tel- 020-5671088

203 Pune Shri Kanlilal Khinvasara Charitable Trust, Mohan Nagar, Chinchwad East,

Pune - 411 019.

204 Pune Smt.V. Panachand Shah Charitable Trust, 815, Sindh Co. Opp. Housing Society Ltd.

Aundh, Pune-7.

205 Pune VidhyaVardhini Foundation - Pune, VidhyaVardhini Foundation ,Shri Hiralalji

SatishKunar Surana (Chief), 7 Dugal Plaza, PremNgar, Bibewadi road, Pune - 37

Phone - 020 24220681

206 Pune VISWAKALYAN EDUCATION SOCIETY, TALEGAON, DABHADE

INDRAKUMAR OSWAL, PLOT NO.6 , KADOLKAR COLONY, MAVAL, PUNE,

02114-228318

207 Raipur Jain Jagaran, Sadar Bazar, Raipur (U.P.),

208 Sagar Bhagwandas Shobhalal Charitable Trust, Chameli Chowk, Sagar M. P

209 Sagar Shri Parshwanath brahmacharya Ashram Jain Gurukul Trust, Mohanbhai jain

Bina Road, Khurai, Sagar Cantonmentm Sagar - India 470117, M.P., India.

Tel Nos: 91 - 07581 - 240239, Mobile Nos: 91 - 00000000 - ,

Email: [email protected] , Website: http://www.gurukulkhurai.com,

210 Sagar Vidyasagar Vidyanidhi, Varni Vachanalay Bhavan ,Katra Ward, Sagar M. P

211 Sagar SMILE WORLD, NKC JAIN, ARHANT FOUNDATION Ahimsa Marg, Street No.3, Opp.

Jain Mandir, Ankur Colony Sagar 470002, Madhya Pradesh, India.

Tel Nos: 0758 - 7582 - 205959, Mobile Nos: 0091 - 9907944190 - 9303340500,

E: [email protected], W: www.smileworld.yolasite.com,

212 Sangli Advocate Keshavrao Chowgule Scholarship Trust,

27, North Shivaji Nagar, Keshavrao Chowgule Marg, Sangli-416416

213 Sangli Dakshin Bharat Jain Sabha, 37, Mahavir Nagar, Sangli – 416416

214 Sangli LATTHE EDUCATION SOCIETY

BAPUSAHEB KUMBHOJKAR, RAJNEMI PARISAR, SANGLI (TIMBER AREA)MIRAJ, Tel

- 0233-2377142, 1082,

215 Sangli PARASHWNATH EDUCATION SOCIETY, 1056, SOUTH SHIVAJI NAGAR, NEAR CH.

SHIVAJI STADIUM, SANGLI-416416, ATUL ANIL SHAH, 0233-2374952

216 Sangli Shri Bapusaheb B. Chowdhary Educational Trust, Mahavir Nagar, Sangli - 416416.

217 shikaripur The Hon.Secretary, Kalaskar Educational Services

P.B. No.4, SHIKARIPUR-577 427, Email: [email protected]

218 Solapur Gandhi Natha Rangji Digambar Jain Boarding, Balives, Solapur 413 002



139

219 Solapur JivPrabha Charitable Trust - Solapur, JivPrabha Charitable Trust

42/A 51 Simla Bangla, Behind Shravika Ashrama, Bhudvar Peth, Solapur

Phone : 0217- 2328264

220 Vidisha Mateshwari Shahkarbai Jain Chhatravritti Fund, Madhav Ganj, Vidisha M. P

221 Mumbai Jain Educational Society Trust C/o V.T. Sheth 14 Murzban Road Fort Mumbai 400

023

222 NIIT offers Bhavishya Jyoti Scholarships; google search for the url & apply online

223 Mumbai www.jainjagruti.com Trustees / Hon. Secretaries,

Jain Jagruti Centre Central Board Charitable Trust

201, Matharu Arcade, 2nd Floor, Subhash Road,

Vile Parle (E), Mumbai – 400 057.

Tel. : 65726636 • Tel. Fax : 66973038

Email : [email protected]

224 http://www.scholarshipsinindia.com/american-alumni-association-AAA-students-

grants.html

225 http://www.scholarshipsinindia.com

226 http://www.wweconline.com/wwec-forums/12-uk/29-scholarships-awarded-by-

indian-organizations.html

227

228 Scholarships for women - S. K. Patil Trust, Lady Meherbai D. Tata Education Trust,

Mulla House, 3rd floor, 51 M. G. Road, Mumbai 400 001

229 S. K. Patil Trust, S.R. Halbe, Hon. Secretary, Shri Brihad Bharatiya Samaj, N.K.

Mehta International House, Behind LIC Yogakshema, 178, Backbay Reclamation,

Mumbai – 400 020

230 http://www.scholarshipneeds.com

231 http://www.consultmegway.com/scholarships.htm

232 Seth Shapoorji Pallonji Mistry & Bai Alamai Shapoorji Mistry Charity Trust

233 R.D. Sethna Scholarship Fund, Mr. Farrokh M. Rustomji - CEO

Address : Esplanade House, 29 Hazarimal Somani Marg,

Fort, Mumbai-400 001. Tel : +91 22 2207 7044

[email protected]

234 Rustomji Hormusji Patuck Trust, The secretary,

Parsi Panchayat office, 209 Dr. D N Road , Fort, Mumbai - 400001

235 Atur Foundation, Nehru Memorial Hall,Dr Babasaheb Ambedkar Road, Pune-

411001, Phone : + 91 - 20 - 26128768

http://www.jainjagruti.com/

http://www.scholarshipsinindia.com/american-alumni-association-AAA-students-grants.html

http://www.scholarshipsinindia.com/american-alumni-association-AAA-students-grants.html

http://www.wweconline.com/wwec-forums/12-uk/29-scholarships-awarded-by-indian-organizations.html

http://www.wweconline.com/wwec-forums/12-uk/29-scholarships-awarded-by-indian-organizations.html

http://www.scholarshipneeds.com/

http://www.consultmegway.com/scholarships.htm


140

Few more general scholarships for Jains & non-Jains 1 Pune Shambhekar Trust, Udyog Bhavan, Tilak road, Pune – 411 002

2 Mumbai Bai Shrinbai and Seth Horusji Mody trust:, C/O Kapadia Damania company,

Bhupen Chambers, Dalal street, MUMBAI - 400 001, 022 – 2673806

3 NY Taraknath Das Foundation, C/o Southern Asian Institute, Columbia University, 420

West 118th Street, New York, NY 10027-7296, (212) 854-2592, (212) 854-8017

4 Mumbai Sri Brihad Bhartiya samaj, NKM International house, 178, Backbay reclamation,

Babubhai M. Chinai Marg, Mumbai – 400 020, 022 – 22020113

5 Mumbai The Managing Trustee, Mariwala Charity Trust, 409 Shah and Nahar Industrial

Estate, Dr. E. Moses Road, Worli Naka, Mumbai-18, 022- 24938307, 022-24974704

6 Mumbai Kanmoor House, 281/87, Narsi Natha Street, Mumbai - 400 009

7 Global Bill Gates Scholarship, , This is for students going to Cambridge University, UK.

Details are at http://www.gates.scholarships.cam.ac.uk

8 Global AT&T Leadership Awards, http://www.ap.att.com/about/award.js , Email:

[email protected]

9 Delhi Ministry of Human Resource Development

(Dept. of Education), External Scholarships Division, ES-3 Section A, 1/W3, Curzon

Road , Barracks Kasthurbaha Gandhi Marg, New Delhi - 110 001

10 Delhi Nehru Trust for Cambridge University, Teen Murti House, New Delhi -110001

11 Delhi NCERT, Sri Aurobindo Marg, New Delhi - 110 016

12 Delhi Asst. General Manager, Personal Banking Centre, State Bank of India, B Block,

Ground Floor, 11, Sansad Marg, New Delhi - 110 001.

13 Kolkatta Eveready Welfare Services, 2, Rainey Park, Kolkatta - 700 019

14 Mumbai Sir Muthuradas Visaanji Foundation, Commercial Union House, 9, Wallance Street,

Fort, Mumbai - 400 001

15 Singapore The Registrar, Nanyang Technological University, Nanyang Avenue, Singapore –

2663

16 Singapore Singapore International Airlines- Youth Scholarships

C /O Robinson Road, P.O. Box 746, Singapore-9140, Republic of Singapore

17 Mumbai Pirojshah Godrej Memorial Trust , Godrej Bhavan,Charanjit Rai Marg, Near Streling

Theatre Fort , Mumbai – 400 001, Ph. 2048371

18 Mumbai Somaiya Charitable Trust, C/O Godavari Sugar Mills, Next To Davars College, 3rd

Floor , Mumbai – 400 001

19 Mumbai N.A.F. Foundation , Miltons House, Prabhadevi , Mumbai – 400 025

20 Mumbai Pratapsingh Mathuradas Trust , Commercial Union House ,9, Wallace Street

21 Hydrabad H.E.H. The Nizam Charitable Trust, Preference to residents to Secunderabad and

Hyderabad, Trust Haveli Manjili Begum Shah Ali Banda, Hyderabad

22 Nilgiri Neichu Foundation, The Managing Trustee, Neichu Foundation, C/O Needle

Industries Ltd., Nilgris, TamilNadu, 643 243

23 Mumbai American Alumni Association, C-Vulcah Insurance Building, Veer Nariman Road,

http://www.gates.scholarships.cam.ac.uk/



141

Opp. Churchgate Station, Mumbai 400020. 022–22821413,85, [email protected]

Contact person Dinesh Mehta Phone: 9322879289

24 Mumbai Lotus Trust: Lotus House, Near Liberty Theater, 6 New Marine Lines, Mumbai

400020

25 Mumbai Currimiji Jiwanji Moriswala Charity Trust, Trust 157 Kazi Sayeed Street, Mumbai

26 Mumbai Dawoodbhoy Fazalbhoy, Muslim Educational Trust, Dawodbhoy Fazalbhoy

42, Ibrahim Md. Merchant Road, Dhadah Khadak, Mumbai 400 029

27 Pune Deccan Education Society, Foreign Scholarship Fund, Deccan Education Society,

Pune, INDIA

28 Pune Ichalkaranji educational Endowment , “Yeshodham”, 7,Tapobhuml Society, Near

Kirloskar Press, Mukund Nagar, Pune – 9

29 Mumbai Eduljee Dinshaw Trust, Mumbai University, M.G. Road, Mumbai 400 023, India

30 Pune G.B. Kimaye, Scholarship Fund Trust c/o Director of Education Pune, Maharashtra,

31 Mumbai G.B. Kimaye, Scholarship Fund Trust c/o Director of Education, 7. GSB Foreign

Education Society Trust Chikitsaha Samuha Building, Sadashiv Cross St. Khadilkhar

Road Mumbai 400 004

32 Mumbai H.C.J. Trust, Readymoney Mansion ,Veer Nariman Road, Mumbai

33 Mumbai Hinduja Foundation, Trust Hinduja House, Dr. Annie Besant Road, Worli, Mumbai

400 018

34 Mumbai Homi Bhabha Foundation Trust, C/o National Centre for Performing Arts, Nariman

Point ,Mumbai 400 021

35 Mumbai Homi Bhabha Foundation Trust, C/o National Centre for Performing Arts, Nariman

Point ,Mumbai 400 021

36 Pune India Foundation, Sakal Office Building, 595 Budhawar Peth, Pune 411 002

37 Mumbai Jain Educational Society Trust, C/o V.T. Sheth 14 Murzban Road Fort Mumbai-23

38 Mumbai Jivraj Mulukchand Shah, Charitable Trust, Vasant Nivas, 1st Babulnath Lane,

Mumbai 400 007

39 Mumbai K.H. Goreganokar Charitable Trust, Trust Radha Niwas, 1st Babulnath Lane,

Mumbai 400 017

40 Mumbai Lady Meherbai Tata Trust (Only for girls), Mumbai House, Homi Mody Street,

Mumbai 400 020

41 Pune Lila Poonawalla Foundation (Only for girls)

C/o the Secretary, The White House, Modi Baug, University Road, Pune 411 016

42 Pune Lokmanya Memorial Trust, C/o Kesari Maratha Trust, Gaikwad Wada Pune

43 Mumbai M.G. Charitable Trust, Trust c/o M.S. Motichand & Company, United India

Building, Sir P.M. Road, Fort Mumbai 400 001

44 Mumbai Mafatlal Charity Trust, Mafatlal House, 27 Veer Nariman Road, Mumbai 400 001

45 Mumbai Maganlal Vallabhdas Mehta Trust, C/o Shri Gopaldas M. Shah Chandra Nivas,

Opposite Prakash Picture Andhari (East), Mumbai 400 058

46 Chennai Maharatta Education Fund ( ONLY for Marathi speaking candidates )



142

Maharatta Niwas, 219 Mowbrays Road, Chennai 600 018

47 Mumbai Menekji & Shrinibai Neterwalla Trust

Trust Liberty Building, 4th Floor, New Marine Lines, Mumbai 400 020

48 Mumbai Nanikran Meghraj Trust

16 Kishore Building, 521 Kalbadevi Road, Opp. Edward Cinema, Mumbai 400 002

49 Mumbai Oak Education Charity Trust, C/o R.V. Dongre, 348 Lamington Road, Mumbai- 40

50 Mumbai Paragon Charitable Trust, 90, Paragon Textile Mills, Opp century Mills, Near

Mahindra Towers, Mumbai 400 013, Phone: 2493 8752 , 2493 8599

51 Mumbai Pirojsha Godrej Foundation

4 A, Home Street, Fort Mumbai 400 071, 56365656

52 Mumbai HA Dubhash Charities (For BOYS only )

Near Jehangir Art Gallery Fort Mumbai 400 001

53 Mumbai S.K. Patil Trust, N.K. Mehta International House, 178 Backbay Reclamation Mumbai

54 Mumbai S.V. Rajadhyaksha G.S.B. Foreign Education Society (For G.S.B. community only.)

Chikitshaka Sasmuda Building, 1st Khadilkar Road, Mumbai 400 004

55 Mumbai Saifee Foundation Trust (For Bohri Muslims only)

7 Najmuddin Saifee Mahal, Powai Road, Mumbai 400 001

56 Mumbai Seth P.F. Davar Charitable Trust, C/o Parsi Panchayat Office, 209 Dr. D.N. Road,

Fort Mumbai 400 001, (Housed in JJPB Girls High School)

57 Mumbai Seth Puroshothamdas Thakurdas Trust

Navsari Chambers, Thakurdas Marg, Mumbai 400 001

58 Mumbai Shri Hatakesh Ambika Trust

38 Noble Trust 5th Road, Parsi Bazaar Street ,Fort Mumbai 400 001

59 Mumbai Shri Ramakrishanan Shikshan Mandal

C/o Raghunath R. Narwane, Shastri Hall, Tardeo Road,Mumbai 400 007

60 Mumbai Tata Chem Golden Jubilee Foundation Trust

Mumbai House, Homi Mody Street, Mumbai 400 020

61 Mumbai The V.C. Vaidya Hundi Education Fund Managing Trustee

c/o New India Assurance Co. Ltd., M.G. Road, Fort Mumbai 400 001

62 Mumbai Vasketu Foundation, Great Eastern Shipping Corporation, Mercantile Bank

Building, Mumbai 400 023, 2267 4869

63 Mumbai Manekji & Shrinibai Neterwalla Trust, Liberty Building, 4th Floor, New Marine

Lines, Mumbai 400020

64 Mumbai Naina Parikh Education Trust, Vithaldas Chambers, Opp. State Bank, Bruce Street,

Mumbai – 400001

65 Mumbai B.D. Bangur Endowment

Mumabi Office. C/O Graphite India Ltd., Bakthwar ,Towers, Nariman Point

66 Mumbai Hinduja Foundation, Hinduja House, Worli, Mumbai

67 Mumbai Sir Vitthaldas Thackersey, Sir Vithaldas chambers, 16, Apollo Street, Near Mumbai

house, Mumbai- 400 023, 2042441


143

68 Mumbai Shriyans Prasad charitable trust

2nd floor, Nirmal building, Nariman point, Mumbai- 400 021

69 Mumbai Jagjivan Vibbanji Charitable Trust, Mann Mansion, Shaheed Bhagat Singh road,

Mumbai – 400 001

70 Mumbai Maneckji And Shirinbai Netterwalla Foundation, Liberty building, Sir Vithaldas

Thackersey Marg, Mumbai – 400 020, 2017130 / 2015895

71 Mumbai S.R. Bomanji Charitable trust, 60, Forbes Street, Mumbai – 400 001.

72 Mumbai Hasanbbhoy Jeejeebhouy Trust, BALLARD HOUSE, ADI MARZBAN PATH, BALLARD

ESTATE, MUMBAI – 400 039, 2618446

73 Mumbai ESSAR Scholarships:, Corporate Communication Dept. Investors Relations Group,

Plot No. 82, Survey 104, Laxmi Umaji Gadkari Marg, Anik Chembur

74 Mumbai G.D. Gokhale Trust Gifts Scholarship

90 Mumbai Chemicals, 5th Floor, Mankecji Wadia Bldg, Nr. Chicago Road, Mumbai

75 Delhi Agatha Harrison Memorial Fellowship Scholarships

The Ministry of Education and Social Welfare, Dept. of Education E.S. 5 Section

Room No. 517, B Wing , Shastri Bhavan, New Delhi 110 001

76 Mumbai Somaiya Charitable trust

c/o Godavari Sugar mills, Next to Davar’s college, 3rd floor, Mumbai – 400 001

77 Delhi Anand Charitable Trust, 100 Jor Bagh, New Delhi 110 003

78 Delhi Charanjiv Charitable Trust, 11d Ansal Bhawan, 16 Kasturba Gandhi Marg, New

Delhi 110 001

79 Delhi Citibank Cambridge Scholarships, Cambridge Commonwealth Trust (TPG), c/o the

Nehru Trust for Cambridge University, Teen Murti Marg, New Delhi 110 011

80 Delhi Dr. Amedkar Overseas Fellowships

Dr. Ambedkar Foundation, 25 Ashoka Road, New Delhi 110 001

81 Delhi Dr. P.N. Behl Foundation Scholarships, N Block, Opposite of Lady Shri Ram College

for Women, Greater Kailash, New Delhi 110 048

82 Chennai Janaki Ramachandran Educational Trust

31 Doraisamy Road, Chennai 600 026,2483 3045

83 Delhi S.J. Jindal Trust, Jindal Trust, 1/6 – B, Asaf Ali Road, New Delhi 110 001

84 Chennai Jeppiaar Educational Trust, Jeppiaar Nagar, Chennai 600 119, 2496 1179,

[email protected]

84 Chennai Maharatta Education Fund

The Hon. Secretary, Maharatta Niwas, 219 Mowbrays Road, Chennai 600 018

85 Chennai MGR Memorial Charitable Trust

MGR Memorial House, 27 Arcot Street, Chennai 600 017,2435 9094

86 Chennai The Tamil Nadu Educational Trust

Rajah Annamalai, Building, 18-A Marshall's Road, Egmore, Chennai 600008

87 Mumbai Watumull Foundation Loan Scholarships Hyderabad (Sind) National Collegiate

Board, Mumbai-400020.



144

88 Mumbai Uttarapatha Trust, 38, Noble Chambers, 5th floor, S.A. Brelvi Road, Mumbai-1

89 Delhi Usha Rectifier Corporation (India ) Ltd. 3,Cama Place, New Delhi-110 066.

90 Pune India Foundation Travel Grants:

The Executive secretary, India Foundation, 595 Budhwar Peth, Pune 411002

91 India http://www.inspire-dst.gov.in/scholarship.html

10,000 scholarships of 80,000 Rs after 12th Science

Animal Husbandry Commisioner Ministry of agriculture, Krishi Bhavan, New Delhi 110000. Loan Scholarship only.

Ministry of Environment and Forests Paryavaran Bhavan, CGO Complex phase II, Lodi Rd., New Delhi 110000.

Ministry of Home Affairs Room 26 North Block, New Delhi 110000.

Ministry of Human Resource Development Shastri Bhavan, New Delhi 110000.

Ministry of Industry Udyog Bhavan, New Delhi 110000.

Ministry of Planning & Programme Implementation & non conventional Energy sources, Sardar patel Bhavan, Patel Chowk, New Delhi 110000.

Ministry of Urban Development Nirman Bhavan, New Delhi 110000.

Ministry of Water Resources Shram Shakti Bhavan, rafi Marg, New Delhi 110000.

Project Leader IND/85/020, C/o FAO, PO Box 3088, New Delhi 110000.

The British Council British High Commision, British Council Division, AIFACS Building, Rafi Marg, New Delhi 110000.

The Chief Resident Mission, The World Bank, PO Box 416, New Delhi 110000.

The Director The British Council, British High Commision, 17 Kasturba Gandhi Marg, New Delhi 110000.

Commision Delegate YMCA Building, 5th Floor, Jaisingh Rd., New Delhi 110001. 31st march.

Raunak Education Foundation c/o BST Ltd, Allahabad Bank Building 17, parliament Street, New Delhi 110001.

Sahu Jain trust Times Of India, 4th Floor, Bahadur Shah Jaffer marg New Delhi 110001.

Nehru trust for Cambridge University 10, Janpath, New Delhi 110001

Aga Khan Foundation Sarojini House, Bhagvandas Rd., New Delhi 110001

K K Birla Foundation Foundations Office, Hindustan Times House, 10th Floor, 18-20 Kasturba Gandhi Marg, New Delhi 110001

USEFI Fulbright House, 12, Hailey Rd., New Delhi 110 001

Anand Charitable Trust 100, Jorbagh, New Delhi 110003 Loan Scholarship only

F A O Representative P O Box 3088, 55 Max Muller Marg, New Delhi 110003

http://www.inspire-dst.gov.in/scholarship.html


145

Inlakhs Scholarships P O Box 2108, New Delhi 110007

Jawaharlal Nehru Memorial Foundation Jawajarlal Nehru Scholarships for Doctoral Studies 2002, Administrative Office, Jawaharlal Nehru Memorial Fund, Teen Murti House, New Delhi 110011

Oxfam (I) Trust C-2 Community Centre, 3rd Floor, Safdarjung Development area, New Delhi 110016

All India talent scholarship Award 2000 Childrens Education Trust of India, B 4 Jyoti Building, 66 Nehru place, New Delhi 110019

National Talent scholarship Award 2000-2012 Ascent Education Development Association, 261 /60 Dhanmill Rd., Chattarpurhill, Chattarpur, New Delhi 110030

Federation of Parsi Zoroastrian Anjumans of India Keki Gandhi - Hon. Secretary, Care Machine Tools (I) Pvt. Ltd, D-24 South Extension (Part II), New Delhi 110 049 6368997/6368998 email: [email protected]

Vice Chancellor Haryana Agricultural University, Hissar, Haryana 125004

The Oxfam Field Office 1-La Placem, Shahaf Rd., Hazratganj, Lucknow 22601

Oil and Natural Gas Corp. Ltd. General Manager (Admin), ONGC, Tel Bhavan, Dehradun 248 003

Lalbhai dalpatbhai Charity Trust Pankari Naka, GhenKanta rd., Ahmedabad 380001

Oxfam 2nd Floor, Grand Hotel Building, Opposite Dinbai Tower, Ahmedabad 380001, Gujrat

Surat Parsi Panchayat Seth Rustomji Minocherji Kooka Parsee Punchayat, Dr. Jamshedji Lastikari Marg, Shahpore, Surat 395 003 Bulsar Parsi Ajuman Trust Fund

Bejan Baug, Bunder Rd, Bulsar 396001 To apply in early april

Pratapsingh mathurdas Trust Commercial Union House, 9, Wallace Street, Bombay400001

ASF patel charities yusuf Building, 1st floor, Next to Akbarally’sM.G.Rd, Mahatma gandhi Rd,. Bombay 400001 15th May Bachubhai N S Chandbhai Charity

Trust Advani Chambers, P M Rd., Bombay 400001 To apply in Early April

H J C Trust Ready money mansion, 43, (next to akbarally's fort), Veer Nariman Rd., Fort, Bombay 400001 To apply in Feb

Hansraj Pragji Thakersey Trust Nathibai Thackersey Rd., Fort, Bombay 400001 To apply in April

Higher Education Committee c/o Parsi Punchayat Office, Sir J J School, 209, Dr. D.N. rd., Fort, Mumbai 400001.

Iranian Zoroastrain anjuman Kermani Building, 2nd Floor, P M Rd. Fort, Bombay 400001

J.N. Tata Endowment Bombay House, 2nd Floor, 24, Homi Mody St., Fort, Mumbai 400001. 31st Jan.

Jagjivan Vissanji Charity Trust Mann Mansion, S. Bhagat Singh rd., Bombay 400001

Jain Education Soc. 14 Murzban Rd., Fort, Mumbai 400001

K C Mahindra Education Trust Wavell House, 15 Graham Rd., Ballard Estate, Bombay 400001

Kasturbai Walchand Trust Construction House, Second Floor , Walchand Hirachand Marg, Ballard Estate, Bombay 400001

Lady Meherbai Tata Trust Bombay House, Homi Mody St., Fort, Mumbai 400001 400001

M G Chartable Trust c/o M S Motichand and Co., United India Building, Sir P M Rd., Fort, Mumbai 400001


146

Madgavkar Trust c/o M/s Chandabhoy Jassubhoy, Chartered Accountants, Advani Chambers, (Kamanwala Chambers), Sir P M Rd., Bombay 400001

Mafatlal Charity Trust Mafatlal House, 27 Veer Nariman Rd, Mumbai 400001

Marazban Trust Funds c/o Jame Jamshed Charity Funds, Ador House, 3rd Floor, Mumbai 400001

Marhall Charitable Foundation Savoy Chambers, ground floor, (Behind new excelsior Theatre), 5, Wallace Street, Bombay 400001

Naina Parekh Education Trust Vithaldas Chamers, Opp. State Bank, Bombay samachar Marg, Bruce Street, Bombay 400001

Nanabhoy JeeJeebhoy charity trust Ballard House, 2nd floor, Adi Marazban Path, Fort, Bombay 400001 Parsi Public School Soc.

Ready money mansion, 4th floor, Next to Akbarally's M.G.Rd,, Veer Nariman Rd., Fort Bombay 400001

Paymaster Trust c/o Fayne and Co. , Esplanade house, 2nd Floor, 29 Waudby Rd, Bombay 400001

Pirojshah godrej Foundation Godrej bhavan, Charanjit Rai Marg, Bombay 400001 Apply in early April For tution only

Pirojshah godrej Foundation Godrej bhavan, Waudby Rd., Fort, Bombay 400001. Apply in early April .

R A Dubash Charity trust c/o ardeshir Cursetji & sons PVt. Ltd. , Ador House, 3rd floor Next to Khyber Restaurant), 6 KaiKhashroo Dubash Mrg, Bombay 400001.

R H Patuck scholarship Fund c/o Parsi Punchayat Office, 209, Dr. D.N. rd. , Fort, Mumbai 400001.

R.D. Sethna charity Esplanade House, (Opp. Bombay Gymkhana) 29 Waudby Rd., Fort, Mumbai 400001.

S R Bomanji Charity trust 60 Forbes Street, Fort, Bombay 400001 12 to 1 pm and 3 to 5 pm.

Seth Divecha Charities 375, Darya Building, D N Rd,. Bombay 400001

Seth Mathurdas Vassanji Foundation Commercial Union House, ground Floor, (Behind New Excelsior ), 9 Wallace street, Fort, Mumbai 400001.

Sethna Memorial foundation Oricon House, 7th Floor, K Dubash Marg, Bombay 400001.

Shri Hatakesh ambika trust 38 (Vatsa House) Noble Chambers, Parsi Bazaar Street, Fort Bombay 400001.

Sir D M Petit Charity Fund U C O Building, 359, Dr. D N Rd., Bombay 400001.

Sir Dorab Tata Trust Bombay House, 24,Homi Mody St., Fort, Mumbai 400001.

Sir Homi Mehta Charity trust Mehta House, 79-91 Bombay Samachar House, Bombay 400001.

Somaiya Charitable Trust c/o Godavari Sugar Mills, (Next to Daver's College), Fazalbhoy Building, 3rd Floor, Mumbai 400001

TataChem Golden Jubililee Foundation Bombay House,ground Floor, 24, Homi Mody St., Fort, Mumbai 400001

Time and talents Club Victory Stall, Apollo Bunder, Bombay 400001

Katgara Foundation Elephinston Bldg,1st floor, Horniman circle, 10 Veer Nariman Point Mumbai 400 001

Currimjee Jiwanji Moriswala Charity Trust 157, Kazi Sayed Street, Mumbai 400001

Seth Purshottam Das Thakurdas Trust Navsari Chambers, Purshottamdas Thakurdas Marg, Mumbai 400001


147

Lady Tata Memorial Trust Scientific Research Scholarships, Secretary and Chief Accountant, Lady tata Memorial Trust, Bombay House, Homi Mody Street, Fort, Mumbai 400001

Seth Pestonji F Davar Charitable Trust c/o Bombay Parsi Punchayat, 209, Dr. D N Rd., Mumbai 400001

A. H. Wadia Trust Temple Bar Building, 3rd Floor (above Khyber Restaurant), 70, (Forbes Street, Opp. Rhythm House) Dr. V.B. gandhi Marg, Bombay 400001

N M Petit Charity Fund Uco Bank Bldg, 4th Floor, Dr. D N Rd., Fort, Mumbai 400001

M K Tata Trust Ewart house, Homi Mody Street, Fort, Mumbai 400001

World Zoroastrian Organisation Shanti, 5th Floor, Banaji Street, Fort Mumbai 400001 Union Press, Horniman Circle, Fort Mumbai,400001

H M Mehta Trust Mehta House, Apollo Street, Mumbai 400001

Ratan Tata Trust Bombay House, Ground Floor, 24, Homi Mody Street, Mumbai 400001

The Hindu Education Fund c/o Mr S M Vaidya, New India Assurance Co. Ltd, M G Rd,. Bombay 400001 Birla Industrial Group Charity Trust

c/o Jamnadas Pitambar Dass, State Bank of India Bldg, Bank St. Fort Bombay 400001

Leherchand Uttamchand Trust Fund c/o m/s Batlitboi and Co., Apeejay House, 6th floor V B Gandhi Marg, Fort, Mumbai 400038

P N Kerawala Charity Trust c/o Dr., A S Karani, Kerawala mansion, Carnac Rd., Bombay 400002

Oak Education Charity Trust c/o V Dongre, 348, Lamington Rd., Mumbai 400004

Rajadhayksha Scholarship and Charity Trust Vishwanath Mangesh Building, Bhorwadi, Girgaon, Bombay 400004

Sir Sayajee Rao Diamond Jubilee trust Sarojini Sadan Extn., Opp. Congress House, Mumbai 400004

Cooverji Hormusji Bhabha Foundation c/o Mrs. Amy Bhabha, 49, seafoam, Cuffe parade, Bombay 400005 15th April

Seth Shapoorji & Bai Ratanbai Pallonji Mistry charity trust S Pallonji Centre, Behind Radio Club, Colaba, Bombay 400005

Shirinbai Sorabji Kharas Trust 303 -304, Jupiter, 41 Cuffe Parade, Bombay 400005

vasketu Foundation World Trade Centre, 6th Floor, 1, Cuffe Parade, Mumbai 400005

The Cooverji Bhabha Foundation 49, Sea Foam, Cuffe Parade, Mumbai 400005

Dr. Mrs. Amy C H Bhabha The Ratanbai & Hormusji Bhabha charity Trust Fund, 49 Sea Foam, Cuffe Parade, Mumbai 400005

Bai Maneckbai Shavak Shaw Murban Fund c/o rs., R C Bhedwar, Bakhtawar, Flat #51, 22, Narayan Dabholkar Rd., Bombay 400006

Marazban Trust Funds Bakhtawar, Flat 51, Narayan Dhabolkar Rd., Bombay 400006

The Faramji Pestonji divecha Trust 161 Silver Arch, Napeansea Rd., Bombay 400006

Jivraj Mukulchand Shah Charitable Trust Vasant Nivas, 1st Babulnath Lane, Mumbai 400007

Mahalaxmi Temple Trust Mahalaxmi Temple, Babulnath Rd, Mumbai 400007

K C Mahindra Education Trust Cecil court, III Floor, Next to Regal Cinema, Mahakavi Bhushan Marg, Colaba,Bombay 400009


148

Mariwala trust Kanmoor House, 5th Floor, 281 / 87 , Narsi Nathe Street, Near Masjid Rly. Stn., Bombay 400009 For medical studies only

Diamond Jubilee Trust Aga Hall, Nesbit Rd., Opp St. Mary's high School, Mazgaon, Mumbai 4000010

Paragon Trust c/o90 Paragon textile mills Ltd. compound, pandurang budhkar Marg, Opp. Century mills, near TV Center, worli, Bombay 400013

Mancherji Joshi Memorial Education Foundation Mrs. Zareen engineer, 623, Lady Jehangir Rd., Parsi Colony, Dadar, Bombay 4000014

Seth JeeJeebhoy Dadabhoy charity funds seth jeejeebhoy dadabhoy agiary, Pilot Bunder Rd., Colaba, Bombay 4000015

Bai Shirinbai & Seth Hormusji Mody Trust, Mody Hostel for women, 83 A Annie Besant Rd, Worli, Mumbai 4000018

Eskay charitable Trust D Block, Shivsagar Estate, Dr. Annie Besant Rd,. Worli , Bombay 400018

Mariwala trust 411 Shah & Nahav Industrial Estate, 4th foor,Dr.E.Moses Rd,Worli Naka, Mumbai 400018

Medical Fellowships Hargobind Fellowships, PO Box 16593, Worli, Mumbai 4000018

Research Fellowships by G D Gokhale Charitable Trust, The Director, Dept. of Chemicail Techonology (Autonomous), University of Mumbai, Matunga, Mumbai 4000019

American Alumni Association 1C - Vulcan Insurance Building, Veer Nariman Rd., Opp. Indian merchant chambers, Opp. Churchgate Station, Mumbai 400020

Edulji dinshaw Scholarship c/o Bombay University, Mahatma Gandhi Rd., Bombay 400020 G D Gokhale Trust

90, Bombay Chemicals, Maneckji Wadia Building, 5th Floor, M G Rd., Nr. Chicago Rd., Bombay 400020

GeeBee Trust 207, Jolly Bhavan 2, 7, New Marine Lines, Bombay 400020

Lotus trust 510 Lotus House, 5th Floor. 6 New Marine Lines, Bombay 400020 Upto 30000 for studies only

M C Ghia charity trust Industrial assurance Building, Opp. Churchgate Station, New Marine Lines, Bombay 400020

Maneckji and Shirinbai netarwala trust Liberty Bldg, 4th Floor, Sir Vithaldas Thackersey Marg, New Marine Lines, Bombay 400020 15th April For Engg. Studies only

Matbar Trust Common Wealth, 181, Backbay Reclamation bombay 400020

Naunihal foundation Industrial assurance Building, Opp. Churchgate Station, New Marine Lines, Bombay 400020

Seth Kilachand Devchand Charity trust Oriental House, 7 J Tata Rd., Churchgate, Bombay 400020

Shri Brihad Bharatiya Samaj N K M International House, Babubhai M Chinai Marg, bombay 400020

Watumal foundation c/o Office of K C college, Churchgate, Mumbai 400020

S K Patel Trust Shri Brihad Arya Samaj, N K Mehta International House, Behind LIC, 178, Backbay Reclamation, Mumbai 400020

USEFI sundeep, 4, New Marine Lines, Mumbai 400020


149

Pharma Vijay Trust c/o Bilaschand Devchand & Co., New Great Insurance Building, Bombay 400020

Aga Khan Foundation Dept. of vocational guidance and career counselling, 904, Raheja Chambers, 9th floor, 213, Nariman point, Bombay 400001

Aga Khan Education Service Dept. of Vocational guidance and career counselling, (Diamond Jubilee Trust), Aga Hall, Nesbit Rd., Opp. St. Mary High School, Mumbai 21 400021

B D Bangur Endowment Educational scholarships c/o Carbon Everflow Ltd, Bakhtawar, 2nd Floor, Nariman point, Mumbai 400021

Shriyans Prasad Charitable Trust 2nd Floor, Nirmal building, nariman Point, Bombay 400021

Aditya Birla Group Scholarships Corporate Communications, 121, Mittal Court, B Wing, Nariman Point, Mumbai 400021

Shri Brihad Arya samaj International House, 178, Backbay Reclamation,Bombay 400021

Asian paints Charity trust 25 dalal Street, Mumbai 400023 For nuclear sc. Advanced aeronautics and hospital edu.

Cama Charity Fund c/o Nasserwanji Mancherji, 24-26 Dalal Street, Bombay 400023 To Apply in Feb

Dadabhoy Sanatorium Trust c/o Vatcha gandhi Solicitor Co., 123, MG Rd., N M Wadia Building, Bombay 400023 400023 To apply in april

Dr. M M Gini Education trust c / o Gagrat and Co., Alli Chambers, 3rd Floor, Nagindas Master Rd, Bombay 400023 400023

Edulji F Albless Trust Alli Chambers, 3rd Floor, Room #37, Nagindas Master rd,. Bombay 400023 400023

Kuvarbai pajnigara Education Trust c/o Asian Paints Ltd., Nirmal, 5th floor, Nariman point, Bombay 400023 400023 For girls only

N.M. Wadia Charities N.M. Wadia Building, Opp. University, 112/123 Mahatma gandhi Rd., Bombay 400023 400023

Sir vithaldas D Thackersey Charitable Trust Sir Vithaldas Chambers, 16 Apollo Street, Bombay 400023 400023

Sorabj Behramji Bhabha Trust 1st Floor, Room #12, Yusuf Building, Opp. Flora Fountain, M G Rd., Bombay 400023 400023

Uttarpatha trust 38, (Vatsa House) Noble Chambers, Brewli Street, Bombay 400023 400023 1st to 30th june

vasketu Foundation great eastern Shipping Corp.,5th floor, Hongkong Bank Building, M G Rd., Bombay 400023 400023

Khurshed and Tehmurasp Mehta Trust c/o Mr. M N Mulla, Jehangir Wadia Building, 51 M G Rd., Mumbai 400023

The Cavasji Pallonji Kavarana Trust 59, Wodehouse Rd., Mumbai 400023 400023

Hinduja Foundation Hinduja House, Worli, Mumbai 400025 400025

Mr. S P Mandelia Century Seva Trust, Century bazaar, Worli, Bombay 400025

N A F Foundation Milton's House, Prabhadevi, Mumbai 400025

Bai hamabai FaramJee cama 51 D, bhulabhai Desai Rd., Bombay 400026 Dinshaw Jamshedji Bahadurji

Charities 32 B, Sterling Apts, 38, Peddar Rd., Bombay 400026 15th May

Dinshaw Jamshedji Bhadurji charities 329, Sterling apts., 38 Peddar Rd., Bombay 400026

Dr. Jehangir Wadia Medical Education Foundation c/o B D Parsi General Hospital, B Petit Rd., Cumbala Hill, Bombay 400026


150

Mrs. Sylla Vatcha Saher Building, 51-d, bhulabhai Desai rd., Bombay 400026

Bai Maneckbai P B Jeejeebhoy charity fund c/o Mrs., Sylla Vatcha, 51 D, Saher Building, Bhulabhai Desai Rd., Bombay 400026

US Consulate General 78, Bhulabhai Desai Rd., Bombay 400026 400026

Dinshaw Jamshedji Bahadurji Charities c/o Mazda Chemicals, Bhiwandi House, Opp. Cumballa Hill Hospital, 94, August Kranti Marg, Bombay 400028

JeeJeebhoy Charities Ballard house, 2nd Floor, Manlore Street, Ballard Estate, Bombay 400030

Sir Hormusji Mody Trust of Hong Kong c/o Mrs. Nargish Palkhiwala, Commonwealth, 6th Floor, 101 Backbay Reclamation, Bombay 400032

The Dinshaw Hormusji Mody and Shirinbai Dinshaw Modi Charitable Trust c/o Kapadia Damania and Co., Bhupen Chambers, dalal Street, Bombay 400036

J K Education foundation J K Building, First Floor, ballard Estate, Bombay 400038

Jamshed and Shrin Guzder trust Neville House,Ballard Estate, Graham Rd., Ballard estate, Bombay 400038

Jerbai Cooper Adenwala Trust c/o Mr. J N Guzder, Neville House, Currimbhoy rd., Ballard Estate, Bombay 400038

Kasturbai Mathurdas Trust Construction House, Second Floor , Walchand Hirachand Marg, Ballard Estate, Bombay 400038

Neville Wadia Charity Trust Neville House, 1st floor, Ballard estate, Bombay 400038 Sir Ness Wadia Foundation

Neville House, 1st floor, Graham Rd.,Ballard estate, Bombay 400038

The Executors of the estate of Late Mrs. Shera H Lyttler c/o Mr. J N Guzder, Neville House, Currimbhoy rd., Ballard Estate, Bombay 400038

Seth Shapoorji Pallonji Mistry and Bai Alamai Shapoorji Mistry Charity trust New India Centre, 1th floor, 17th cooperage Rd., Bombay 400039

Bai Ratanbai and Seth Jehangir Pardiwala Charity Trust Post Box No. 6955 Mumbai 400027 --------------------

Maneckji Cooper Education Trust Juhu Tara rd., Bombay 400049

Seth F. H. Kerawala and bai Ratanbai Kerawala charity Trust Kerawala Lodge, station rd,. Santacruz (W), Bombay 400054

Saifee Foundation Trust 7, Najmuddin Saifee Mahal, Powai Rd., Mumbai 400078

J B Marshall Pvt., Ltd., Managing Director, 30 Koregaon Park, Pune 411001

Ichalkaranji Education Endowment Fund Yashodham, 7 Tapobhumi Society, (Near Kirloskar Press), Mukundnagar, Poona 411002

Managing Trustee shambekar Trust, Udyog Bhavan, Tilak Rd., Pune 411002

Homi Bhabha Foundation 595, Budhawar Peth, Sakal Office Building, Pune 411002

India Foundation 595, Budhawar Peth, Sakal Office Building, Pune 411002

Shamberkar Trust Managing Trustee, Udyog Bhavan, Tilak Rd., Pune 411 002

R D Aga Foundation c/o Thermax Ltd., Thermax House, 4 Bombay Pune Rd., Shivaji Nagar, Pune 411005

H E M Nizam Trust Parade Villa, Fateh Maidan rd., Hyderabad 500 001


151

Oxfam (I) Trust 3 Chervolaya, Muddliar Rd., Fraser Tower, Bangalore 560005

Kishore Vaigyanik Protsahan Yojana (KVPY) Indian Institute of Science, Bangalore 560012

IISc Young Fellowship for toppers in PUC/12th standard Assistant Registrar (academic), Indian institute of Science, Bangalore 560012

Summer Research Fellowships 2001 The Program Coordinator, Jawaharlal Nehru Centre for Advanced Scientific Research, Jakkur P O, Bangalore 560 064

The India Millenium Scholars Program, Seva Sangama Pratishtana, 78/41, 14th Cross, Between 11-15th Main, Padmanabha Nagar, Bangalore 560 070. Karnataka India

S J Jindal Trust Jindal Nagar, Tumkur Rd., Bangalore, 560 073

The Hindu Hitachi Scholarships (The Hindu Hitachi Training Scheme) The Hindu, 859 and 860, Anna Salai, Chennai 600 002

J H Tarapore Foundation Dhun Building, 827, Anna Salai, Chennai 600 002

SPIC Silver Jubilee Scholarships Deputy Manager (HR), Southern Petrochemical Industries Corp. Ltd., 97, Mount Rd., guindy, Chennai 600 032

All India merit Scholarship The Secretary, Lalitha Niketan, 16, Singaravelan Street, Muthamudaliyar Nagar, Thavalakuppam, Pondicherry 605 007

B D Bangur Endowment Educational scholarships c/o Graphite India Ltd., 31, Chowringhee Rd., calcutta 700016

Oxfam (I) Trust 3 Bright Street, Calcutta 700019

Eveready Scholarships Eveready Welfare Services, 2, Rainey park, calcutta 700019

The Ramakrishna Mission Institute of Culture The Secretary, Ramakrisna Mission Institute of Culture, Gol Park, Calcutta, 700029

I T C Ltd. Virgina House, 37, Chowringhee, Calcutta 700 071

Oxfam (I) Trust Plot 55 A, Kharavela Nagar Unit 111, P O Box 170, Bhubhaneshawar, Orissa, 751001

Avabai Kapadia Charity trust, 161 Silver arch, 66 Napean sea Rd., Silla Vatcha

Mr. Beji Shroff Ruttonjee House, 24th Floor, Duddell Street, Central Hong Kong

Mr. Jalu Shroff President, W Z O , A-2, 3rd Floor, Fairland Garden, 7/10 Homandin Hill Rd., Kowloon, Hong Kong

Mrs. Dolly Dastur President, FEZANA, Malo Brossard, Quebec, Canada J4Y 1B4

The Dean Faculty of Veterery and Animal Sciences, college of Vet and Animal Sc., Mannuthy, Trichur

The Director Central Sheep and Wool Research Inst., Avikananger, Jaipur, Rajasthan

The Director National dairy Research Inst, Karnal, Haryana

Zoroastrian Charity Funds of HongKong, Canton and macau c/o PO Box 7305, HongKong

Merit Based Scholarhips email: [email protected] OR call: 8066088 / 8982492

XVI national Level Science talent Search Examination Project Director, Universal trust, Universal Rd., Triandrum-1

Mr. J Watumull Chairman, Rama Watumull Fund, P B NO 3283, Honolulu, Hawai, 96801, USA Contact after Reaching USA


152

Mangaldas Nathubhoy Travel Fellowship,

Bombay University Scholarships.

Mangaldas Nathubhoy Technical scholarship, Bombay University Scholarships.

Currimbhoy Ibrahim Scholarship, Bombay University Scholarships

G I Patel Scholarship Bombay University Scholarships

Edulji Dinshaw Scholarship Bombay University Scholarships

Mrs. Ramabai S Nowrungay Foreign Fellowship Bombay University Scholarships

J N Mody Trust Fazalbhoy Motafaram & Co., Fazalbhoy Building, 45-47, M G Rd., Bbay 1

Bai Dhanmai and Cawasji Dadabhoy Sanatorium c/o Wadia Gandhi & Co., N M Wadia Building, 123, M G Rd., Bombay -23

Jasubhai Foundation Scholarship www.euindiachambers.com A*Star India Youth Scholarship

C/O Ministry of Education School Placement & Scholarships Branch 3rd Floor Podium Block, 1 North Buona Vista Drive, Singapore 138675. Republic of Singapore.

Disclaimer

This content and the list in this document is simply a resource and is not an endorsement of the any

kind, whatsoever. Reader is supposed to be verifying the information from the authorized sources.

Use of the information and data contained in this document is at your sole responsibility & risk.

The information and data in this document is provided on an ‘as is, as available’ basis without warranty

of any kind.

Information in this document is subject to change without notice.

Our sincere attempt to convey our true views based on experience & with the intentions of good deeds

however you need to use information & content as appropriate applying your own judgment & at your

risk. We do not make representations, express or implied, as to the accuracy of the information and data

contained in this document.

We do not accept any liability for any use of the said information and data or reliance placed on it.

We do not make representations, either expressed or implied, as to the suitability of the said

information and data for any particular purpose; and

We do not make warranties that the said information and data is free of infection by computer viruses

or other contamination. Neither we nor Government of India or USA or of any country endorse or in any

respect warrant any third party products or services by virtue of any information, material or content

referred to or included on, or linked in this document.

Gratitude- We sincerely thankful to those directly or indirectly contributed for the source of the content.

Kindly convey any apprehension or objection over content if any.

A reference guide for Education-V1_0

Education

Transcript of A reference guide for Education-V1_0