Swami Keshvanand Institute of Technology, Management & Gramothan, Jaipur

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MentorMr. Pratipal Singh

Submitted ByAyush Goyal

Net-Banking System

IntroductionProject requirementsSystem modulesUser interface specificationUML and data flow diagram’s Advantages and DisadvantagesConclusion

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CONTENTS

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“Net-banking” refers to systems that enable bank customers to access accounts and general information on bank products and services through a personal computer (PC) or other intelligent device.

Our aims at creation of secure banking system.this will be accessible to all users who have a valid user Id and

password.A customer can access his account from anywhere.

THE NET-BANKING SYSTEM

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Programmers working on banking data bases came up with ideas

for online banking transactions, some time during the 1980's.

The first online banking service in United States was introduced,

in October 1994.

In May 1995 : Wells Fargo - the first bank in the world to offer

customer access to their accounts over the internet(allows

customer to see their accounts online).

ICICI was the first bank to initiate the Internet banking

revolution in India as early as 1997 under the brand name

'Infinity‘.

HISTORY OF NET-BANKING

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Customer can request details of the last ‘n’ number of transactions he has performed on any account.

Customer can make a funds transfer to another account in the same bank.

Customer can request for cheque book. Customer can view his monthly statement. She/he can also take

print out of the same. Customer can make EFT’s to accounts at their and other banks.

The system is providing balance enquiry facility.

PROJECT REQUIREMENTS1. Functional Requirements

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Secure Access Of Require Data.

24X7 Availability

User Friendly

Intelligent User Interfaces

2. Non-functional Requirements

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Software Requirements Hardware Requirements

Operating System: Windows 7,8 Processor: any

User Interface: HTML Hard Disk: 10 GB minimum

Programming Language: PHP RAM: 256MB or more

Database: MYSQL Any Screen

Server: Xampp

3. System Requirements

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PHP PHP is an acronym for "PHP: Hypertext Pre-processor“. PHP is a widely-used, open source scripting language. PHP scripts are executed on the server. PHP is free to download and use. PHP can generate dynamic page content. PHP is compatible with almost all servers used today (Apache,

IIS) PHP files can contain text, HTML, CSS, JavaScript, and PHP

code.HTML Hyper Text Markup Language.MySQL Standard Query Language. MySQL is an open source Relational Database Management

System.

4. Technologies To Be Used

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SYSTEM MODULES System Modules Description

(a) Login Module A user can login with id & password

(b)Balance Enquiry User can check his balance

(c)Account History A user can check his account history

(d)Admin Module Admin can change in function or other action

(e)Loan Module User can apply for a loan(Home, Education etc.)

(f)Money Transfer User can transfer money

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DATA FLOW DIAGRM OF SYSTEM MODULES

Internet banking

Login module

Money transfer

Loan moduleAccount

history

Account opening

New customer

data

Balance enquiry

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Data base

The diagram below indicates the customer connects to the internet to perform all the transactions after he logged in successfully then the information will receive the server to maintain the requirements, and it will send a copy of the data to the database and vice versa.

Backend Process

Event Diagram

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USE CASE DIAGRAM OF CUSTOMER REQUIREMENTS

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E-R DIAGRAM FOR NET-BANKING SYSTEM

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CLASS DIAGRAM FOR NET-BANKING SYSTEM

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ACTIVITY DIAGRAM FOR NET-BANKING SYSTEM

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(f)

Reply

User

Login System

Account Transaction

Access

Access

Valid user

Valid user

ONLINE BANKING SYSTEM

DATABASE

Administrator

(e)

(g)

(h)

(i)

(j)

Access

Registration Process

Registration Info

Valid Administrator Create and Update Process

(k)

(l)

Login_ Info (m)

(n)

Account Opening process

User Details

Reply

(a)

(b)

(c)

(d)

CustomerFeed Back

Loan

(f)(e)

(g)

(a)

(b)

(c)

(d)

Request /respond

OVER ALL WORKING OF INTERNET BANKING

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ADVANTAGES OF NET-BANKINGFor customers Convenience 24 hours a day, seven days a week

Cost Reducing transfer fees

Speed Faster circulation of assets

Competitiveness - Fostering competition in financial market

Communicate easily

Abolishing the uses of paper

Offering one-stop-shop solutions

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CONTINUE…For Bank

Larger customer coverage Reducing the costs of operations

Promoting their services and products internationally

Increasing the customer satisfaction and providing a personalized

relationship with customers

For small to medium Businesses To run its operations more effectively

Lower cost than traditional financial management mechanisms

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DISADVANTAGES OF NET-BANKING

A need for customer skill to deal with computers and browsers.

Many people who are not comfortable with computers and the

Internet, often find it difficult to use internet banking

For beginners, internet banking is really time consuming

In many instances, a simple mistake, like clicking a wrong button,

may create a big problem.

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CONCLUSION The application demonstrate the way to develop an

online banking system by using interactive web client by using JSP, Servlet with more secure way to access.

This means the application server easily deployable and accessible.

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