Download - Millennial Money Chatter: A Guide to Millennial Financial ......What Are Millennials Talking About? 8 #DEBTSENTENCE College education should create opportunities to succeed, but for

Transcript
Page 1: Millennial Money Chatter: A Guide to Millennial Financial ......What Are Millennials Talking About? 8 #DEBTSENTENCE College education should create opportunities to succeed, but for

Proprietary/Confidential

MillennialMoneyChatter:AGuidetoMillennialFinancialDisclosure

© 2017 Harland Clarke. All marks are the property of their respective owners. All rights reserved.

Presentationmaterialsandvideoreplaywillbeprovidedwithinoneweek.

Havequestions?Usethequestionspanel– we’llfieldthemaswegoandduringtheQ&Arecapattheendofthecall.

Page 2: Millennial Money Chatter: A Guide to Millennial Financial ......What Are Millennials Talking About? 8 #DEBTSENTENCE College education should create opportunities to succeed, but for

2

Presenters

JimeseHarkleyImpactDirector,FileneResearchInstitute

Moderator

ChristineAhlgrenPaymentsMarketingHarlandClarke

Page 3: Millennial Money Chatter: A Guide to Millennial Financial ......What Are Millennials Talking About? 8 #DEBTSENTENCE College education should create opportunities to succeed, but for

3

SWEETHOMEALABAMA…..DON’TSAYROLLTIDE

Page 4: Millennial Money Chatter: A Guide to Millennial Financial ......What Are Millennials Talking About? 8 #DEBTSENTENCE College education should create opportunities to succeed, but for

4

Page 5: Millennial Money Chatter: A Guide to Millennial Financial ......What Are Millennials Talking About? 8 #DEBTSENTENCE College education should create opportunities to succeed, but for

5

Page 6: Millennial Money Chatter: A Guide to Millennial Financial ......What Are Millennials Talking About? 8 #DEBTSENTENCE College education should create opportunities to succeed, but for

Differentiators?

6

Page 7: Millennial Money Chatter: A Guide to Millennial Financial ......What Are Millennials Talking About? 8 #DEBTSENTENCE College education should create opportunities to succeed, but for

7

WhatAreMillennialsTalkingAbout?

Page 8: Millennial Money Chatter: A Guide to Millennial Financial ......What Are Millennials Talking About? 8 #DEBTSENTENCE College education should create opportunities to succeed, but for

8

#DEBTSENTENCECollegeeducationshouldcreateopportunitiestosucceed,butformanyitisa#debtsentence.

Page 9: Millennial Money Chatter: A Guide to Millennial Financial ......What Are Millennials Talking About? 8 #DEBTSENTENCE College education should create opportunities to succeed, but for

9

#OCCUPYSTUDENTDEBTWearetoldtogetaCollegeDegree.Majorityofstudentsgetalifetimedebtbecauseofit.

Page 10: Millennial Money Chatter: A Guide to Millennial Financial ......What Are Millennials Talking About? 8 #DEBTSENTENCE College education should create opportunities to succeed, but for

10

RIGGEDSYSTEMIT’SYOURFAULT

Page 11: Millennial Money Chatter: A Guide to Millennial Financial ......What Are Millennials Talking About? 8 #DEBTSENTENCE College education should create opportunities to succeed, but for

11

YouOnlyLiveOnce

Page 12: Millennial Money Chatter: A Guide to Millennial Financial ......What Are Millennials Talking About? 8 #DEBTSENTENCE College education should create opportunities to succeed, but for

12

ADULTINGNOTTODAY

Page 13: Millennial Money Chatter: A Guide to Millennial Financial ......What Are Millennials Talking About? 8 #DEBTSENTENCE College education should create opportunities to succeed, but for

13

FRUGALITY

Page 14: Millennial Money Chatter: A Guide to Millennial Financial ......What Are Millennials Talking About? 8 #DEBTSENTENCE College education should create opportunities to succeed, but for

14

WHATTHISMEANSFORCREDITUNIONS

Page 15: Millennial Money Chatter: A Guide to Millennial Financial ......What Are Millennials Talking About? 8 #DEBTSENTENCE College education should create opportunities to succeed, but for

15

Itisthroughmindfulness—focusingonthemoment-by-momentexperience—thatfinancialchallengesareovercome.Daybydayandchoicebychoice.

Stopmakingimpulsepurchasesandstartmakingmindfuldecisions…Toachieveourfinancialgoals, wesimplyneedtomakemoremindfuldecisions.

Page 16: Millennial Money Chatter: A Guide to Millennial Financial ......What Are Millennials Talking About? 8 #DEBTSENTENCE College education should create opportunities to succeed, but for

16

CONSIDERATIONS

● Creatingnewproductsandpromotingexistingonesthatreducefinancialinsecurities

● Promotetheirsuiteofnon-exploitivefinancialservicesbycomparingtheirofferingstermbytermwiththoseofferedbybanks.

● Communicatetheirofferingsaspresent-bound,focusingonwhatMillennialscandotodaytoridethewaveofuncertaintyrelatedtoemployment,debt,andsavings.

● InfusecommunicationstoMillennialswithmindfulnessphilosophyandminimalistgoals.

Page 17: Millennial Money Chatter: A Guide to Millennial Financial ......What Are Millennials Talking About? 8 #DEBTSENTENCE College education should create opportunities to succeed, but for

17

Page 18: Millennial Money Chatter: A Guide to Millennial Financial ......What Are Millennials Talking About? 8 #DEBTSENTENCE College education should create opportunities to succeed, but for

Q&AWrapUp

Typeyourquestioninthequestionspanel

[email protected]

Presentationmaterialsandvideoreplaywillbeprovidedwithinoneweek.

harlandclarke.com/LinkedIn

harlandclarke.com/Twitter

www.harlandclarke.com/webcasts

18

ThecontentforthispresentationwascreatedbyJimeseHarkley.Theviewsandopinionsexpressedhereinarethoseoftheauthor,JimeseHarkley,anddonotnecessarilyreflectthoseofHarlandClarke.

JoinFilene filene.org/join/create-your-login

JoinTheCooperativeTrustfileneresearchinstitute.formstack.com/forms/filene_and_quesocial_mou__copy_2

Page 19: Millennial Money Chatter: A Guide to Millennial Financial ......What Are Millennials Talking About? 8 #DEBTSENTENCE College education should create opportunities to succeed, but for

ThankYou