Millennial Money Chatter: A Guide to Millennial Financial ......What Are Millennials Talking About?...
19
Proprietary / Confidential Millennial Money Chatter: A Guide to Millennial Financial Disclosure © 2017 Harland Clarke. All marks are the property of their respective owners. All rights reserved. Presentation materials and video replay will be provided within one week. Have questions? Use the questions panel – we’ll field them as we go and during the Q&A recap at the end of the call.
Transcript of Millennial Money Chatter: A Guide to Millennial Financial ......What Are Millennials Talking About?...
Proprietary/Confidential
MillennialMoneyChatter:AGuidetoMillennialFinancialDisclosure
© 2017 Harland Clarke. All marks are the property of their respective owners. All rights reserved.
Presentationmaterialsandvideoreplaywillbeprovidedwithinoneweek.
Havequestions?Usethequestionspanel– we’llfieldthemaswegoandduringtheQ&Arecapattheendofthecall.
2
Presenters
JimeseHarkleyImpactDirector,FileneResearchInstitute
Moderator
ChristineAhlgrenPaymentsMarketingHarlandClarke
3
SWEETHOMEALABAMA…..DON’TSAYROLLTIDE
4
5
Differentiators?
6
7
WhatAreMillennialsTalkingAbout?
8
#DEBTSENTENCECollegeeducationshouldcreateopportunitiestosucceed,butformanyitisa#debtsentence.
9
#OCCUPYSTUDENTDEBTWearetoldtogetaCollegeDegree.Majorityofstudentsgetalifetimedebtbecauseofit.
10
RIGGEDSYSTEMIT’SYOURFAULT
11
YouOnlyLiveOnce
12
ADULTINGNOTTODAY
13
FRUGALITY
14
WHATTHISMEANSFORCREDITUNIONS
15
Itisthroughmindfulness—focusingonthemoment-by-momentexperience—thatfinancialchallengesareovercome.Daybydayandchoicebychoice.
Stopmakingimpulsepurchasesandstartmakingmindfuldecisions…Toachieveourfinancialgoals, wesimplyneedtomakemoremindfuldecisions.
16
CONSIDERATIONS
● Creatingnewproductsandpromotingexistingonesthatreducefinancialinsecurities
● Promotetheirsuiteofnon-exploitivefinancialservicesbycomparingtheirofferingstermbytermwiththoseofferedbybanks.
● Communicatetheirofferingsaspresent-bound,focusingonwhatMillennialscandotodaytoridethewaveofuncertaintyrelatedtoemployment,debt,andsavings.
● InfusecommunicationstoMillennialswithmindfulnessphilosophyandminimalistgoals.
17
Q&AWrapUp
Typeyourquestioninthequestionspanel
Presentationmaterialsandvideoreplaywillbeprovidedwithinoneweek.
harlandclarke.com/LinkedIn
harlandclarke.com/Twitter
www.harlandclarke.com/webcasts
18
ThecontentforthispresentationwascreatedbyJimeseHarkley.Theviewsandopinionsexpressedhereinarethoseoftheauthor,JimeseHarkley,anddonotnecessarilyreflectthoseofHarlandClarke.
JoinFilene filene.org/join/create-your-login
JoinTheCooperativeTrustfileneresearchinstitute.formstack.com/forms/filene_and_quesocial_mou__copy_2
ThankYou
