WIBC is a MEGA Brand. MEGA Brands. MEGA Clients. Market Leaders. Shaping the Future of the Global Islamic Finance Industry Since 1993Contact us: t:+971 4 343 1200 | f:+971 4 343 6003 | P.O. Box 72045, Dubai | www.megaevents.net

Supported by

Jurisdiction Partner

Platinum Strategic Partners

9, 10 & 11 December 2012, The Gulf Hotel, Kingdom of Bahrain

19th Annual

H.E. Rasheed Mohammed Al MarajGovernor

Central Bank of Bahrain

H.E. Jaloul AyedFormer Minister of FinanceThe Republic of Tunisia

SPECIAL ADDRESS DAY 2OPENING KEYNOTE SPEAKER

INAUGURAL ADDRESS BY

Adnan Ahmed YousifBoard Member and President

& Chief ExecutiveAl Baraka Banking Group

Salah JaidahChairman - Islamic Finance

Deutsche Bank AG

Asad Aziz AhmedManaging DirectorGulf African Bank

Toby O’ConnorChief Executive Officer

The Islamic Bank of Asia

Suliman AzzabinChief Executive Officer

Al Rajhi Bank

THE INDUSTRY LEADERS’ POWER DEBATE

David C. ChavernExecutive Vice President & Chief Operating Officer

U.S. Chamber of Commerce

KEYNOTE SPEAKER

WIBC: For 19 Years the World’s Largest Annual Gathering of International Islamic Finance Leaders1200 Industry Leaders. 50+ Countries. 60+ Partners. A Unique Global Gathering: WIBC 2012

H.E. Khaled Mohammed Al-AboodiChief Executive Officer & General Manager

The Islamic Corporation for the Development of the Private Sector, the private sector arm of the Islamic

Development Bank Group (IDB), Saudi Arabia

Under the patronage of

HRH Prince Khalifa Bin Salman Al KhalifaThe Prime Minister of the Kingdom of Bahrain

ISLAMIC FINANCE: ADAPTING TO THE NEW DYNAMICS OF GLOBAL FINANCE

19th Annual

The World Comes to WIBC Initiative is designed to give the international Islamic finance industry a collaborative platform to highlight and discuss key issues the industry is facing across the globe. The international representation of more than 50 countries provides the discussions at WIBC with a truly international perspective.

Genuinely Global Dialogues: New Jurisdictions - New FrontiersThe Country Focus Roundtable Session at WIBC has placed further emphasis on exploring new and emerging geographies for Islamic banking and finance. The interactive session, featuring a panel of international experts, will address how well positioned Islamic banks can explore international growth opportunities in countries with sufficient target population, strong un-met demand and feasible market entry based on the competitive environment and regulatory climate. This interactive session will also explore how Islamic finance is being further deepened and mainstreamed in traditional core markets.

The World Comes to WIBC Initiative: A Unique Global Gathering

WIBC 2012 will feature a fully-fledged UK pavilion which will showcase the leading institutions from the United Kingdom.

Showcasing @ WIBC 2012 - A Part of the World Comes to WIBC Initiative

HMA Iain Lindsay OBEBritish Ambassador to Bahrain

British Embassy Bahrain

H.E. Thomas KrajeskiUnited States Ambassador

to Bahrain

H.E. Houda NonooBahrain Ambassador to the

United States

INAUGURATED BY INAUGURATED BY

Country Interfaces at WIBC 2012THE US COUNTRY INTERfACE THE UK COUNTRY INTERfACE

Special Delegate PackagesTake advantage of the special Group Delegate packages to send your executive team to participate in the World Islamic Banking Conference.

To receive further details on attending WIBC 2012 please email Edwin Johnson atedwin@megaevents.net

Sponsorship & Exhibition OpportunitiesThe World Islamic Banking Conference will provide unrivalled high-impact brand visibility and ensure that you are at the forefront of shaping the future of the global Islamic banking and finance industry. WIBC 2012 also presents a unique opportunity to nurture key client relationships in a substantive and issues-driven programme.

To discuss your specific business needs please contact Sophie Shah at sophie@megaevents.net

ISLAMIC FINANCE: ADAPTING TO THE NEW DYNAMICS OF GLOBAL FINANCE

19th Annual

Delegate Badge Sponsor

Leadership PartnerMultilateral Strategic Partner

Ratings Partner Legal PartnerIslamic Financial Services Associate & Award Auditor

Ratings Workshop Hosted byLanyard Sponsor Financial Markets Workshop Hosted by

Corporate Exhibitors

Associate Sponsors

WIBC: For 19 Years the World’s Largest Annual Gathering of International Islamic Finance Leaders

Gold Strategic Partner and Refreshment Break

Host

Growing Beyond: DNA of Successful TransformationThe WIBC Competitiveness Report is a ground-breaking initiative designed to not only identify but also to raise the bar of competitive excellence, strategic leadership and performance improvement in the industry. Now in its 9th year, the Competitiveness Report has rapidly evolved into an indispensable reference resource for the key decision-makers in the global Islamic banking & finance industry. The Ernst & Young World Islamic Banking Competitiveness Report 2012/13 will explore the key trends and success strategies deployed by leading Islamic banks. The Report will examine Islamic banks’ efforts to penetrate the mainstream retail customers. The groundbreaking report will also explore the road map being adopted by Islamic banks to make a transition to a double-compliant model, i.e., excellence in banking operations topped up by exceptional Shari’ah proposition.

The eagerly anticipated report will be exclusively launched on-site at the 19th Annual World Islamic Banking Conference (WIBC 2012) in an exclusive session on the 10th of December 2012.

To recognize and appreciate market leading initiatives and outstanding achievements in the global Islamic finance industry, the World Islamic Banking Conference features three prestigious and high profile awards:

The WIBC Islamic Banker of the Year AwardOne of the oldest and the most prestigious internationally acclaimed awards in the industry, the WIBC Islamic Banker of the Year Award, for 19 years has recognised revolutionary achievements by executive leaders of the international industry. The award uses a unique peer-based voting system to identify the winner each year, with voting forms sent out to renowned figures from within the industry, and the results are audited by Ernst & Young, the official award auditors.

The WIBC Industry Leadership AwardGiven in recognition of an individual’s outstanding contribution to the Islamic banking & finance industry, this award is presented to an industry figuredemonstrating strong leadership qualities & long term strategic impact over the industry.

The WIBC Institutional Excellence AwardThis award was established in 2004 and is presented to an Islamic banking & finance institution that has excelled in key performance criteria.

In collaboration with

Exclusive Onsite Launch of the World Islamic Banking Competitiveness Report 2012/13

Celebrating Excellence: International Industry Awards @ WIBC 2012

VIP Networking Host Financial Solutions Partner

Islamic Professional Services Partner

Powering Islamic Financial Markets

Gold Strategic Partners

Islamic Finance Administration Partner

Silver Strategic Partners

Islamic Corporation for the Development of the Private Sector

ISLAMIC FINANCE: ADAPTING TO THE NEW DYNAMICS OF GLOBAL FINANCE

19th Annual

Pre-Conference Summits: Sunday 9th December 2012

Morning Session

13.30 to 14.30 Pre Conference Luncheon Hosted by

08.00 to 09.00 Registration and Refreshment

09.00 Recitation of the Holy Qur’an

09.00 to 13.30 IIFM Industry Seminar on Islamic Capital Markets, Liquidity Management and Risk Mitigation Instruments

Led by the International Islamic Financial Market (IIFM) (Venue: Awal 2)

09.05 to 09.15 Welcome Remarks Khalid Hamad Abdul-Rahman Hamad Executive Director-Banking Supervision Central Bank of Bahrain & IIFM Chairman

09.15 to 09.40 Session 1: Global Sukuk Market Developments•Overview&Trends•SukukStructures•SecondaryMarketDevelopments

Chairperson / Presenter: Ijlal Ahmed Alvi Chief Executive Officer IIFM, Bahrain

Panelists: Saad Rahman Director-Islamic Banking Credit Agricole CIB, Dubai

Neil Miller Global Head of Islamic Finance KPMG, Dubai

Ismail Dadabhoy Advisor IIFM, Dubai

09.40 to 10.10 Session 2: Subordinated Debt and Sukuk•PotentialforSub-DebtSukuk•UseofSukukasTier2Capital•BaselIII,Legal&RegulatoryFramework

Presenters/Panelists: Lilian Le Falher Executive Manager - Head of Treasury, Financial Institutions &

Capital Markets Kuwait Finance House – Bahrain

Bilal Ahmed Counsel Allen & Overy LLP, Dubai

10.10 to 11.15 Session 3: Collateralization & Tri-Party Arrangements for Islamic Securities •Background,Issues&Challenges•Legal&RegulatoryFramework•CollateralizedProductStructuringAlternatives•UseofSukuk&IslamicEquitiesasCollateral•Tri-PartyArrangementforCollateralManagement(InternationalandDomestic)

Chairperson / Presenter: Ismail Dadabhoy Advisor IIFM, Dubai

Presenters / Panelists: Norashikin Mohd Kassim General Manager & Head of Treasury Bank Islam Malaysia Berhad, Kuala Lumpur

Habib Motani Partner Clifford Chance LLP, London

José Manoka Mussala Global Securities Financing Product Manager Clearstream Banking S.A Deutsche Börse Group,

Luxembourg

11.15 to 11.35 Prayer, Refreshment and Networking Break

11.35 to 12.10 Session 4: IIFM Inter-Bank Unrestricted Wakalah Standard•UseofWakalahArrangementinIFI’sandtheirincreasedroleasaLiquidityManagementTool

•UnrestrictedWakalah–Operationalissues,Standardization&Challenges

Chairperson / Presenter: Lilian Le Falher Executive Manager - Head of Treasury, Financial Institutions &

Capital Markets Kuwait Finance House – Bahrain

Presenters / Panelists: Aladin F. Al-Khatib EVP – Treasury Banking Group Al Hilal Bank, Abu Dhabi

Muhammad Nadeem Aslam Head-Islamic Banking, Islamic Banking Group (Meethaq) Bank Muscat

Mahesh Balasubramanian Partner-Audit & Advisory Services KPMG, Bahrain

12.10 to 13.05 Session 5: Key Islamic Hedging Products and ISDA/IIFM Standards•Tahawwut(Hedging)MasterAgreement•MubadalatulArbaah(ProfitRateSwap)Standard•KeyFeaturesofCrossCurrencySwapandFXForwards•LegalOpinions&LawReforms•MarketAdaptability&Implementation

Chairperson / Presenter: Ijlal Ahmed Alvi Chief Executive Officer IIFM, Bahrain

Presenters / Panelists: Saad Rahman Director-Islamic Banking Credit Agricole CIB, Dubai

Habib Motani Partner Clifford Chance LLP, London

Antoun Khalife Head of Group Treasury Sales Ahli United Bank, Bahrain

13.05 to 13.30 Session 6: Islamic Real Estate Investment Trusts (iREITS)

Dr. Md Nurdin Ngadimon Islamic Capital Market Business Group Securities Commission Malaysia

ISLAMIC FINANCE: ADAPTING TO THE NEW DYNAMICS OF GLOBAL FINANCE

19th Annual

14.30 to 16.30 Ratings Workshop on Towards Greater Transparency and Capital Markets Development

(Venue: Awal 3) Led by

14.30 to 16.30 The Road to Cultivating Robust Islamic Sukuk Markets Presented By: Sabeen Saleem Chief Executive Officer Islamic International Rating Agency (IIRA)

Evolution of the Takaful Industry Presented By: Said Gul Board Member & Executive Director Pak-Qatar Takaful Group

Regional Capital Market-Opportunities & Challenges Presented By: Hammad Hassan First Vice President – Head of Marketing ABC Islamic Bank (E.C.)

Islamic Banking in Sudan and the Need for Ratings Presented By: Fadi Salim Al Faqih Chief Executive Officer Bank of Khartoum

The Efficacy of Ratings Presented By: Ayaz Wasay Group Head Global Markets & Advisory Burj Bank Limited

Pre-Conference Summits: Sunday 9th December 2012

Afternoon Session

WIBC Conference Day 1: Monday 10th December 2012

08.00 to 09.00 Registration and Refreshments

09.00 Official Opening of the 19th Annual World Islamic Banking Conference (WIBC 2012)

09.00 to 09.05 Reading from the Holy Qur’an

09.05 to 09.10 Introductory Remarks

09.10 to 09.15 Moderator’s Welcome & Opening Remarks

Moderator: Nadine Hani Senior Business News Presenter Al-Arabiya News Channel

09.15 to 09.30 Inaugural Keynote Address: Improving the Enabling Infrastructure to Create Stronger Islamic Financial Institutions: Key Challenges for International Financial Reform

Inaugural Speaker: H.E. Rasheed Mohammed Al Maraj Governor Central Bank of Bahrain

Key Discussion Points:•AdaptingnewglobalfinancialstandardstotheIslamicfinanceindustry: Building solid foundations to support the next stage of growth

•Priorities,opportunitiesandchallengesfortheinternationalIslamicfinance industry

09.30 to 09.45 Session 1: Opening Keynote Plenary Session: Capacity Building to Support the International Development of Islamic Finance

Keynote Speaker: H.E. Khaled Mohammed Al-Aboodi Chief Executive Officer & General Manager The Islamic Corporation for the Development of the

Private Sector, the private sector arm of the Islamic Development Bank Group (IDB), Saudi Arabia

Key Discussion Points:•Initiativestoenhancethesupervisoryarchitecturetofacilitatetheinternational development of Islamic finance

•Harmonsationandcross-borderlinkages•Fast-trackingbestpracticestonewemergingjurisdictionsforIslamicfinance

09.45 to 09.55 Session 2: How Leading Institutions are Adapting to the New Dynamics of International Finance

Keynote Speaker: David C. Chavern Executive Vice President and Chief Operating Officer U.S. Chamber of Commerce

09.55 to 10.40 Session 3: Keynote Plenary Session: Industry Leaders’ Power Debate– New Growth Strategies for Islamic Finance: Adapting to the New Dynamics of Global Finance

Discussion Leader: Andrew Barstow Partner, MENA Financial Services Ernst and Young

Keynote Debaters: Adnan Ahmed Yousif Board Member and President & Chief Executive Al Baraka Banking Group

Toby O’Connor Chief Executive Officer The Islamic Bank of Asia

Suliman Azzabin Chief Executive Officer Al Rajhi Bank

Salah Jaidah Chairman - Islamic Finance Deutsche Bank AG

Asad Aziz Ahmed Managing Director Gulf African Bank

Key Discussion Points:•TheCEOAgenda:WhatCriticalSuccessFactorswillpropelIslamicfinance to the next level?

•Howcanobstaclesthatareholdingtheindustrybackbeovercome?•SizeMatters:Buildingscale,internationalreachandtheprospectsforindustry consolidation

•Addressingthechallengesofslowinggrowth:Drivingoperationaltransformation to achieve sustainable profitable growth

10.40 to 11.10 The World Islamic Banking Exhibition: Official Opening & Networking Break

11.10 to 11.25 Session 4a: New Horizons for Productive Financing through ‘Istisnaa Hedging’ of Musharakah

Presented By: Adnan Ahmed Yousif Board Member and President & Chief Executive Al Baraka Banking Group

P. Seif el-din Ibrahim Tag el-Din Imam Saud University, KSA Parallel Session

11.10 to 11.55 Session 4b : US Country Interface: The US Chamber of Commerce and the US-Bahrain Business Council – Building Partnerships for the Development of Islamic Finance (Venue: Al Murjan)

ISLAMIC FINANCE: ADAPTING TO THE NEW DYNAMICS OF GLOBAL FINANCE

19th Annual

Discussion Leader: Michael J.T. McMillen Partner, Curits, Mallet-Prevost, Colt & Mosle, LLP Lecturer, The University of Pennsylvania Law School and

The Wharton School of The University of Pennsylvania Opening Address: His Excellency Thomas Krajeski United States Ambassador to Bahrain

Her Excellency Houda Nonoo Bahrain Ambassador to the United States

Panelists: David C. Chavern Executive Vice President and Chief Operating Officer U.S. Chamber of Commerce

Samad Sirohey Chief Executive Officer Citi Islamic Investment Bank

Dr. Amr Abou-Zeid Managing Partner Islamic Finance Advisory & Development Agency, Egypt

11.25 to 11.45 Session 5a: The Official Launch of the Ernst & Young WIBC Competitiveness Report 2012/13

Led by

Growing Beyond: DNA of Successful Transformation

Half yearly results are out and 2012 looks to be another difficult yearfor Islamic banks in terms of profitability. This comes at a time when conventional giants are under unprecedented regulatory scrutiny and several European banks are deleveraging and curtailing operations in emerging markets. Clearly for Islamic banks, achieving the second trillion dollars is about demonstrating exceptional value to mainstream customers.

This demands unconventional leadership, to build a business architecture that will help win in the retail market. Ernst & Young’s World Islamic Banking Competitiveness Report 2012-13 examines Islamic banks’ efforts to penetrate the mainstream retail customers. The groundbreaking report also explores the road map being adopted by Islamic banks to make a transition to a double-compliant model, i.e., excellence in banking operations topped up by exceptional Shari’ah proposition.

Presented by: Ashar Nazim Partner, Head of Islamic Banking Excellence Center Ernst and Young

Shoaib Qureshi Senior Manager Islamic Financial Services MENA Ernst and Young

Parallel Session

11.25 to 12.10 Session 5b : RAM Ratings – Bridging Asia and The GCC (Venue: Exhibition Hall, Basement level – Convention Centre)

Led by

Chairperson: Datuk Dr. K. Govindan Group Chief Executive Officer/Executive Director RAM Holdings Bhd

Panelists: Chong Kwee Siong Technical Advisor - Group CEO’s Office RAM Holdings Berhad

Promod Dass Deputy Chief Executive Officer RAM Ratings

Zakariya Othman Head - Islamic Ratings RAM Ratings

Yeoh Teik Leng Head - Capital Markets Malaysia, Financial Markets Standard Chartered Bank Malaysia Berhad

Zulfe Ali Vice President-Corporate Finance Bahrain Mumtalakat Holding Company

Key Discussion Points:•TappingAsia’sSukukMarket•ForeignIssuersExperienceinAsia•PotentialforGCCinvestorstoinvestinAsianSukuk

11.45 to 12.35 Session 6: Connecting the World of Islamic Finance: Global Strategies for Global Markets

Discussion Leader: Rushdi Siddiqui Global Head Islamic Finance & OIC Countries Thomson Reuters

Speakers & Panelists: Feyzullah Egriboyun Executive Vice President Bank Asya

Dr. Mohammed Ghiyath Sheikhah Head of International Investment and Portfolio Department Qatar International Islamic Bank

Panelists: Ahmed Khizer Khan President & Chief Executive Officer Burj Bank Limited

Boyd Winton Director – Financial Services Bahrain Economic Development Board

Umera Ali Associate Baker & McKenzie

Key Discussion Points:•Beyondlocalborders:HowcanIslamicbankstapintohighgrowthcross-border deals?

•Innovatinginternationalproductsforinternationalmarkets•HowcanIslamicbanksbetterpositionthemselvestosucceedinanincreasingly international marketplace?

12.35 to 13.10 Session 7a: The Shari’ah Open Forum: Reviewing the Implications of Zakat for Financial Institutions and their Clients

Speaker & Panelist: Sheikh Dr. Abd Sattar Abu Ghuddah Shari’ah Scholar

Panelists: Dr. Aznan Hasan President, Association of Shari’ah Advisors in Islamic Finance

Assistant Professor and Shari’ah Advisor, International Islamic University Malaysia

Dr. Muhammad Al-Bashir Group Head of Shari’ah Bank Alkhair

Mohammed Paracha Partner and Head of Islamic Finance Middle East and Africa Norton Rose Group

Key Discussion Points:•WhatarethenewimplicationsforthetreatmentofZakatbyIslamicbanks and their clients?

•HowareIslamicfinancialinstitutionsaddressingtheseissues?

Parallel Session

12.35 to 13.30 Session 7b: UK Country Interface: New Initiatives Driving Islamic Finance in the UK

(Venue: Al Murjan)

Discussion Leader: Omar Shaikh Executive Board Member The Islamic Finance Council UK (‘IFC’)

Opening Speaker: HMA Iain Lindsay OBE British Ambassador to Bahrain British Embassy Bahrain

Agenda Day 1 continues...

ISLAMIC FINANCE: ADAPTING TO THE NEW DYNAMICS OF GLOBAL FINANCE

19th Annual

Panelists: Cassim Docrat Director DDCAP (DIFC) Limited

Alex Roussos Of counsel Norton Rose (Middle East) LLP

Darshan Bijur Director - Global Islamic Finance Centre of Excellence KPMG

Nicholas Edmondes Partner Trowers and Hamlins

Mohammad Farrukh Raza Founder and Managing Director IFAAS

John Willsdon Learning and Development Specialist Chartered Institute of Management Accountant (CIMA)

13.10 to 13.15 Moderator’s Summary Remarks

13.15 to 14.30 Conference Luncheon hosted by

14.30 to 15.15 Session 8a: New Innovations & Concepts Showcase (Venue: Al Dana 1)

(14.30 to 14.55) Positive Banking: A New Form of Banking

Speaker: Riyadh Y. Al-Rabiah Vice Chairman & Managing Director Saudi Steel Pipe Co.

(14.55 to 15.15) Islamic Gold: Launching the Islamic Gold Standard

Speaker: EL Mostafa Belkhayate Chief Executive Officer Belkhayate Finance SA

Key Discussion Points:•WhatisIslamicgold?•WhyIslamicgoldandwhere?•HowcanIslamicgoldbeakeyfactorforIslamicfinance?

Parallel Session

14.30 to 15.30 Session 8b: Women In Islamic Finance Networking Reception

(Venue: VIP Room) Hosted by

HostedBy: Joanne Emerson Taqi Partner and Head of Bahrain Office Norton Rose (Middle East) LLP

15.15 to 16.00 Session 9: Islamic Finance Gateway PowerTable: The Great Illusion - Is Islamic Finance Really a $1 Trillion Dollar Industry and Does it Continue to Grow at 20%?

(Venue: Al Dana 1)

SessionModerator: Bernardo Vizcaino Islamic Finance Correspondent - Middle East and North Africa Thomson Reuters

Panelists: Greg Rung Partner - Financial Services Oliver Wyman

Dr. Alexander von Pock Principal A.T. Kearney Middle East

Dr. Jarmo Kotilaine Chief Economist and Executive Director of Strategy and Planning Bahrain Economic Development Board

Khalid Ferdous Howladar Senior Credit Officer, GCC Financial Institutions Moody’s

Key Discussion Points:•WhatistherealgrowthrateofIslamicFinance?Isthatgrowthsustainable?Marketparticipantscontinuetoissuemultipleandever-larger estimates, despite the lack of accurate data, undermining cohesion and global recognition. This session will explore how the industry can accurately measure its own size and growth, as well as the need for global metrics.

•Whatarethealternativemeansofevaluatingtheindustry’sgrowthandsize?Howcanthesebeimplementedinordertocalculateamoreaccurate and representative evaluation of the industry? Can a single number provide a fair representation of the industry?

19.30 WIBC 2012 Gala Dinner

(20.00) The International Industry Awards Ceremony

21.30 Close of Conference Day 1

Agenda Day 1 continues...

WIBC Conference Day 2: Tuesday 11th December 2012

08.00 to 09.00 Morning Refreshments

09.00 to 09.05 Moderator’s Opening Remarks

Moderator: Nadine Hani Senior Business News Presenter Al-Arabiya News Channel

09.05 to 10.15 Session 10: Opening Plenary Session: Strengthening Institutions and Ensuring Stability: Key Priorities for Regulatory Development, International Financial Reform and Risk Management

Discussion Leader: Dr. Hatim El-Tahir Director - Islamic Finance Group Deloitte

Speakers: Khalid Hamad Abdul-Rahman Hamad Executive Director - Banking Supervision Central Bank of Bahrain

Dr. Khaled Al Fakih Secretary-General & Chief Executive Officer Accounting and Auditing Organisation for Islamic

Financial Institutions (AAOIFI)

Panelists: Ijlal A Alvi Chief Executive Officer The International Islamic Financial Market (IIFM)

Kashif Jahangiri Director - Global Islamic Finance Centre of Excellence KPMG

Salman Ahmed Partner Trowers and Hamlins

Michel Bou-Abboud Account Director – MENA Thomson Reuters Business

Key Discussion Points:•Promotingstabilityinturbulenttimes•Regulatoryreformandindustrystandardizationprioritiestocreateamore internationally cohesive Islamic finance industry

•Theinternationalconvergenceoffinancialreportingandimplicationsfor the Islamic finance industry: Towards greater transparency and improved standards

•RiskmanagementprioritiesfortheIslamicfinanceindustry:Improvinginstitutional strength and confidence

•AssessingtheroleofratingagenciesincreatingastrongerIslamicfinance industry

ISLAMIC FINANCE: ADAPTING TO THE NEW DYNAMICS OF GLOBAL FINANCE

19th Annual

10.15 to 10.30 Session 11: Special Guest Address: The Potential for Islamic Finance in Maghreb Countries

Special Guest Speaker: H.E. Jaloul Ayed Former Minister of Finance The Republic of Tunisia

10.30 to 11.00 The World Islamic Banking Exhibition Viewing & Networking Break

11.00 to 11.45 Session 12: Issuers and Investors Debate: Towards a New Sustainable Growth Trajectory for Sukuk

Featuring: LaunchoftheThomsonReutersZawya‘GlobalSukuk Perception and Forecast Study 2013’

Discussion Leader: Dr. Sayd Farook Global Head Islamic Capital Markets Thomson Reuters

Panelists: Samad Sirohey Chief Executive Officer Citi Islamic Investment Bank

Anthony C. Mallis Chief Executive Officer Securities & Investment Co (SICO)

Lilian Le Falher Executive Manager, Head of Treasury, Financial Institutions and

Capital Markets Kuwait Finance House, Bahrain

H. Jayesh Founder Partner Juris Corp

Key Discussion Points:•Reviewingthemarketpotential,trendsandappetiteforSukukin2013and beyond. What do the different types of investors want?

•WhatisthedemandlevelforSukukandforwhattypes?Willwereachdemand - supply equilibrium in 2013 or 2014?

•Areissuerspreparedtoservicetheserequestsoraretheylookingtoraise funding with the easiest possible manner?

•Asset-backedandAsset-basedSukukstructures:Isthisaninvestordriven phenomenon or a Sharia driven requirement?

•Howpositiveistheoutlookforcorporatesukukacrosskeymarkets?

Delegates now choose one of two concurrent sessions

11.45 to 12.15 Session 13a: The Islamic Investment Banking Summit: New Strategies for a New Environment

(Venue: Al Dana 1)

Discussion Leader: Nicholas Polley Partner Charles Russell LLP

Panelists: Moinuddin Malim Chief Executive Officer Mashreq Al Islami

Mohamad Safri Shahul Hamid Deputy Chief Executive Officer CIMB Islamic Bank Berhad (“CIMB Islamic”)

Hammad Hassan First Vice President – Head of Marketing ABC Islamic Bank (E.C.)

Key Discussion Points:•Howhavetheindustryleadersrestructuredtheirbusinesses?•Newbusinessmodelsandfeesources•Wherewillthenextphaseofgrowthopportunitiescomefrom?

Parallel Session

11.45 to 12.15 Session 13b: The Islamic Retail Banking Summit: Expanding the Consumer Banking Value Proposition

(Venue: Al Dana 2)

Discussion Leader: Prof. Andrew White Director, International Islamic Law & Finance Centre,

Associate Professor of Law, Singapore Management University

Panelists: Wasim Saifi Global Head Standard Chartered Saadiq, Consumer Banking

Mohammad Farrukh Raza Founder and Managing Director IFAAS

Humayun Jamshed Senior Director-Islamic Banking & Finance SAB International

Key Discussion Points:•AssessingtheoutlookforIslamicretailbankinginkeymarkets•HowcanIslamicbanksexpandtheirvalueproposition?

All delegates now reconvene for the Concluding Plenary Session in Al Dana 1

12.15 to 13.05 Session 14: Country Focus Roundtable: New Frontiers – New Growth Opportunities

A roundtable debate featuring a panel of international experts who

will address how well-positioned Islamic banks can explore new international high-growth opportunities in countries with sufficient target population, strong un-met demand and feasible market entry based on the competitive environment and regulatory climate. This interactive session will also explore how Islamic finance is being further deepened and mainstreamed in traditional core markets.

Panelists: Cheryl Packwood Chief Executive Officer Business Bermuda

Iyad G. Asali General Manager Islamic International Arab Bank

Feyzullah Egriboyun Executive Vice President Bank Asya

Behnam Gurbanzada, MBA, PhD Director - Islamic Banking International Bank of Azerbaijan

Nicolas Angio Managing Director Apex Fund Services (Dubai) Ltd

Eleanor de Rosmorduc Communications Officer Luxembourg for Finance

Harvesh Seegolam Assistant Director – International Business Services Board of Investment, Mauritius

Fawaz Elmalki Director Conyers Dill & Pearman

13.05 to 13.20 Moderator’s Summary of the Key Findings of WIBC 2012

13.20 to 15.00 Conference Luncheon hosted by

15.00 Close of the 19th Annual World Islamic Banking Conference

Agenda Day 2 continues...

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ISLAMIC FINANCE: ADAPTING TO THE NEW DYNAMICS OF GLOBAL FINANCE

19th Annual

“The global Islamic banking and finance industry has been on a steady and consistent growth path and has made tremendous progress over the past decade, with recent reports indicating that its total asset base has now exceeded $1tr. However it is still less than one percent of global banking assets and this highlights the vast potential for further growth. The recent financial crisis has given Islamic finance the perfect opportunity to play a key part in building a sustainable economic structure and make significant contributions to economic growth not only in its key markets, but across the globe. For 19 years the World Islamic Banking Conference (WIBC) has been at the forefront of supporting the development of the global Islamic banking and finance industry. As a trusted leading Islamic financial institution offering a comprehensive range of financial solutions and contributing to social development, Ithmaar Bank is delighted to be supporting this important gathering of international industry leaders.”

Mohammed Bucheerei, Chief Executive Officer and Member of the Board, Ithmaar Bank

“Due to its substantial growth and reliability, Islamic finance has now become a global phenomenon with a number of non-Muslim countries also showing keen interest in this dynamic industry. While the conventional banking and finance industry recuperates from the effects of the global financial crisis, there is now an excellent opportunity for Islamic finance to prove its competitiveness and enhance its profile in the global financial landscape. This calls for a stronger industry architecture that would allow for the most efficient functioning of the industry not only within national economies but also across borders. The World Islamic Banking Conference (WIBC) with its very high-profile international participation, sets the perfect stage for such discussions. We are delighted to be supporting this unique global gathering.”

Mohamed Jamil Berro, Group Chief Executive Officer, Al Hilal Bank

What the industry leaders are saying about WIBC 2012“The last few years have witnessed a truly global financial system where financial markets and institutions no longer stop at national borders. Though a globalised financial system delivers many benefits, it has also provided the perfect mechanism for the transmission of contagion from one part of the world to another, fuelling the geographic spread of the recent financial crisis. The fact that Islamic finance has its largest presence in rapidly growing economies that have been least affected by the global financial crisis, presents the Islamic finance industry with tremendous opportunities. If Islamic finance is to make the most of these opportunities, the industry will have to strengthen its foundations and adapt to the new realities in the global financial framework, just as the foundations of conventional finance are now being strengthened. The theme for this year’s 19th Annual World Islamic Banking Conference (WIBC 2012) “Islamic Finance: Adapting to the New Dynamics of Global Finance” points at these challenges and opportunities and I hope that the discussions at this important gathering of industry leaders will play a key role in further strengthening the industry. The Central Bank of Bahrain is once again delighted to be supporting this prestigious international event.”

H.E. Rasheed M. Al Maraj, Governor, Central Bank of Bahrain

“Against the backdrop of unprecedented developments, and despite a host of challenges that lie ahead, the U.S. Chamber of Commerce and American businesses remain optimistic about the future prospects for Bahrain and the broader Middle East region. As markets continue to integrate globally and emerging markets become larger players on the world stage of international finance, the Chamber will continue to advocate for free and fair trade and open access to U.S. markets. This includes enhancing the abilities of American companies through modernizing U.S. export controls and encouraging the globalization of our capital markets. The World Islamic Banking Conference (WIBC) provides an important platform for international leaders and experts to develop their ideas and explore opportunities that can benefit businesses and nations around the world.”

David C. Chavern, Executive Vice President and Chief Operating Officer, U.S. Chamber of Commerce

“Continuing on its successful high growth trajectory, the Islamic finance industry is now poised for its next phase of global expansion. As a unique form of financial intermediation, Islamic finance incorporates several elements that guide the process of the mobilisation and allocation of funds to generate productive economic activity and inclusive development thereby becoming an important avenue for international fund raising and investment activities, generating significant cross-border flows. As Islamic finance extends its reach to serve the global community and becomes an integral part of the global financial system, it will need to better synchronize with the new dynamics of the post-crisis global financial landscape. The National Commercial Bank (NCB) has been supporting the World Islamic Banking Conference for many years now and we see this event as one of those important global gatherings which undoubtedly plays a key role in facilitating dialogue among the international industry leaders on shaping the future of the industry. We are once again delighted to be partnering with WIBC 2012 and we look forward to the critical discussions at this year’s event.”

Abdul-Kareem Abu Al-Nasr, Chief Executive Officer, The National Commercial Bank

REGISTRATION fORM

Please make the following reservations on my behalf: 19th Annual

9, 10 & 11 December 2012, Gulf Hotel, Kingdom of Bahrain

Standard Registration fees:Conference Only (10 & 11 Dec 2012)Fee USD 2995 full Event (9, 10 & 11 Dec 2012) Fee USD 3495

Discounts: Five or more delegates from the same organisation

- 20% discount Government delegates - 20% discount

Media Media - Free upon accreditation (Contact: abdul@megaevents.net for Media Registration)

Company Name: Tel: Fax:Address:

INDIVIDUAL BOOKING

Full Name: Mr/Mrs/Ms Job Title:Mobile No.: Email:

Group Booking Mr/Mrs/Ms

Full Name Job Title Mobile No. Email

1st Delegate

2nd Delegate

3rd Delegate

4th Delegate

5th Delegate

THREE EASY PAYMENT METHODS

1. Credit Card Visa Master Card Amex Diners

Number:

Alpha Code: For Amex only

Expiry Date:

Amount:

Card Holder’s Name:

Billing Address:

Signature:

2. Cheque: Send a crossed cheque payable to “MEGA” along with the completed registration form.

3. Bank TransferPlease remit payment to the following account:Quote Reference: C179International Bank Account No.(IBAN)(US$): AE430260001021057857902Account Name: MEGA fOR EXHIBITION & CONf ORGSwift Code: EBILAEADBank: Emirates NBD Bank, Jumeirah Branch, PO Box 11909, Dubai, UAE

In the event of cancellation: Registrants who are unable to attend may send a substitute delegate at any time. No refunds can be made, although a replacement delegate is always welcome at no extra cost. Simply notify our office of the change. MEGA reserves the right to alter the programme or change the speakers in the event of unforseen circumstances.

For cheques and bank transfers, payments should be made within 5 days of registration.

VENUE, ACCOMMODATION & VISA

Please complete and return to:

The World Islamic Banking ConferencePO Box 72045, Dubai, UAE

Tel: +971 4 3431200, Fax: +971 4 3436003Email: sophie@megaevents.net

or Register Online atwww.megaevents.net/islamic_banking/home.html

Venue: The Gulf International Convention Centre, Gulf Hotel, Kingdom of Bahrain

AccommodationOzino CardozReservation ManagerGulf Hotel and Gulf Convention CentreP.O. Box 580, Manama,Kingdom of BahrainTelephone : +973 17 74 6344 / Facsimile : +973 1771 2088E-mail: rm@gulfhotelbahrain.com, Website : www.gulfhotelbahrain.com

If you require hotel accommodation and visa assistance in Bahrain, please visit http://www.megaevents.net/dLdir/GulfHotel-Reservation-Form.pdf Kindly complete the reservation form and fax back directly to the hotel on +973 17 712088 or email it to rm@gulfhotelbahrain.com. Please ensure early hotel booking as large international and regional delegations will be attending the conference.

Visas: The Hotel will assist in obtaining visas; this may take several weeks. Participants are required to make their own Hotel room booking and visa arrangements by directly contacting the Gulf Hotel, Bahrain.

Please complete and fax back to +971 4 3436003

LAST fEW SEATS STILL AVAILABLE!

for registrations and group delegate packages contact:

Edwin Johnsont. +971 4 343 1200

edwin@megaevents.net

Special delegate rate for Bahraini Nationals under the Tamkeen’s Conference Attendance Support Scheme. for more details please contact edwin@megaevents.net

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