Thank you for your interest in becoming a C4C Participating Contractor!

Please see below the info needed in order to add your company to our participating contractor list (required forms attached):

1) Application-attached2) Copy of all licenses and certifications for all employees3) W-9 Form-attached4) C4C Contractor Agreement-attached5) Insurance certificate to:

Capital For Change, Inc. and/or CT Energy Efficiency Finance Co. (CEEFCo) 121 Tremont Street Hartford, CT 06105

6) Contractor Payment Choice:There are two different options to receive payment once the work completion has been confirmed: a) ACH Transfers-Payment will be transferred into your account on the next business day after

the work completion has been verified. You must sign the form attached and include a voided check (preferred); or

b) Paper checks-If you do not want to receive payments via ACH transfer and would like aphysical check mailed to you, checks are cut at our office once per week on Wednesdays. Ifa physical check is desired, please indicate this on your application form

Please do not hesitate to contact C4C with any questions or concerns. Program information regarding the loan options you may participate in for your customers is located at www.capitalforchange.org.

Thank you,

Consumer Lending Staff Capital For Change, Inc. Email: lending@capitalforchange.org Phone: (860) 233-5165 or (800) 992-3665 x2002 Fax: (860) 233-3920 Mailing Address: 121 Tremont Street, Hartford, CT 06105

APPLICATION FOR C4C PARTICIPATING CONTRACTOR STATUS LEGAL NAME OF BUSINESS: __________________________________________________ Tax ID ___________

TRADING AS OR DBA NAMES ___________________________________________________________________

Address______________________________________________________________________________

PHONE ( )_________ FAX ( )_________ WEB SITE__________________________E-MAIL______________

YEAR STARTED________ LEGAL FORM � C- Corporation � LLC � Partnership � Sole Proprietor

CORPORATE NET ASSETS � <$50,000 �$50,000 to $250,000 � >$250,000

TYPE OF PRODUCTS SOLD_____________________________________________________________________

_____________________________________________________________________________________________

SERVICES PROVIDED__________________________________________________________________________

ANNUAL SALES �< $500,000 �$500,000 to $2,000,000 �> $2,000,000

AVG # JOBS/INSTALLATIONS ANNUALLY______ AVG JOB SIZE $___________ % JOBS FINANCED ______%

FINANCING PROGRAMS OFFERED � Internal � MasterCard/Visa � GE � Other_______________________

PRIMARY SERVICE AREA (Towns or Counties) _____________________________________________

______________________________________________________________________________________

PRINCIPALS ________________________________________, _______________________, ___________, ____/____/_____ Name (please print) Title % Owned Social Security #

________________________________________, _______________________, ___________, ____/____/_____ Name (please print) Title % Owned Social Security #

________________________________________, _______________________, ___________, ____/____/_____ Name (please print) Title % Owned Social Security #

PRIMARY CONTACTS

Sales/Installation Manager _________________________________, _____________________, ______________ Name Email Direct phone

Operation/Funding Contact _______________________________, _______________________, ______________ Name Email Direct phone

SUPPLIER REFERENCES (Please Print)

_______________________________________, _______________________________, ______________ Company Contact Person Direct Phone

_______________________________________, _______________________________, ______________ Company Contact Person Direct Phone

_______________________________________, _______________________________, ______________ Company Contact Person Direct Phone

TRADE ASSOCIATION MEMBERSHIPS

______________________________________________________________________________________

CERTIFICATIONS (Please provide copies of certifications for all employees, if any): HERS BPI RESNET Other

I certify that the above information is true and correct, and understand that Capital For Change, Inc. (C4C), may

make reference inquiries and that it may order credit reports and/or independent background investigations on

the company and principals.

Authorized Signature_________________________________________________ Date ____/____/20____

Print Name____________________________________________________Title_____________________

Connecticut's ECL program is funded by the State of Connecticut Department of Housing (DOH).

Connecticut's Energy Efficiency Programs are funded by a charge on Customer energy bills. The Programs are designed to help customers manage their energy usage and cost.

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APPROVED CONTRACTOR AGREEMENT

This Approved Contractor Agreement (“Agreement”) is made this day of ________________, 2018, by and between Capital For Change, Inc. (“C4C”), with offices located at 121 Tremont Street Hartford, CT 06105 and _______________________________ (“Approved Contractor”), with offices located at ________________________________________. C4C and Contractor are sometimes hereinafter referred to individually as a “Party” and collectively as the “Parties” in this Agreement.

PRELEMINARY STATEMENT

WHERAS, C4C administers residential financing programs that provide energy efficiency and home improvement loans to CT property owners (“C4C Loan Programs”), including, but not limited to, the Home Energy Solutions (“HES)” loan program offered through Eversource and the United Illuminating Company (“UI”), the Smart-E loan program offered in partnership with the CT Green Bank, and the Energy Conservation Loan (“ECL”) loan program offered by the State of Connecticut through its Department of Housing (“DOH”); and

WHEREAS, the C4C Loan Programs, among other purposes, are designed to deliver loan products for certain residential energy efficiency and other home improvements eligible for funding under the C4C Loan Programs to qualified residential properties in Connecticut (“Products and Services”); and

WHEREAS, C4C requires that certain standards, including, but not limited to, state licensing, insurance coverage, industry certification, work performance and an agreement to adhere to the requirements of C4C’s Loan Programs (“Contractor Standards”) must be met and maintained by contractors, if they are to be approved by C4C (“Approved Contractors”) to deliver Products and Services to C4C-approved borrowers; and

WHEREAS, C4C desires to maintain and advertise to CT property owners a roster of such Approved Contractors (“Approved Contractor Roster”) in order to promote the Approved Contractors’ services and facilitate property owners’ access to same; and

WHEREAS, the Approved Contractors on the Approved Contractor Roster are in the residential energy efficiency and/or home improvement business and desire to be placed on the Approved Contractor Roster and deliver Products and Services under the C4C Loan Programs;

NOW THEREFORE, in consideration of the foregoing and the mutual covenants hereinafter set forth, the Parties agree as follows:

1. Approved Contractor Services. When a Contractor meets C4C’s ContractorStandards, C4C hereby agrees to place Approved Contractor on the Approved Contractor Roster, thereby allowing the Approved Contractor to offer C4C’s Products and Services to customers. Prior to the delivery of any Products and Services to customers, Approved Contractor will provide or direct the customer to the appropriate C4C loan applications and other marketing

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materials pertinent to the C4C Loan Programs, or to C4C’s website. The Approved Contractor shall be entirely and solely responsible for Approved Contractor’s acts and the acts of Approved Contractor’s agents and employees while engaged in the deliverance of the Products and Services hereunder.

2. Term of Agreement. This Agreement is effective as of the date hereof and shallcontinue in full force and effect until terminated by either Party by written notice to the other Party. Notwithstanding the foregoing, C4C reserves the right to terminate Approved Contractor from the Approved Contractor Roster, or to terminate the Approved Contractor Roster entirely, for any reason or for no reason and in C4C’s sole discretion. Approved Contractor’s placement on the Approved Contractor Roster does not guarantee that Approved Contractor will deliver Products and Services under the Loan Program. Approved Contractors that do not maintain compliance with the Contractor Standards and this Agreement shall be removed from the Approved Contractor Roster and will not be recognized as an Approved Contractor.

3. Representations and Warranties of Approved Contractor. Approved Contractorrepresents, warrants, and covenants to C4C that:

a. At all times during the term of this Agreement, Approved Contractor shall belicensed, authorized to conduct business, in good standing in the State of Connecticut and be legally authorized under Connecticut law to deliver Products and Services under C4C’s Loan Programs;

b. Approved Contractor shall not represent itself as an agent or employee of C4C andshall use the C4C program name and logos, or C4C’s partners’ names and logos only as expressly permitted by C4C or its partners.

c. With regard to the delivery of Products and Services, Approved Contractor hascomplied, or will comply, with all applicable laws and regulations.

d. Approved Contractor agrees to deliver the Products and Services and install theProducts and Services at the customer’s residence in a good and workmanlike manner, accepted by the customer in good and habitable condition and working order, conforming with all expressed or implied warranties, representations, legal obligations and local, state and federal requirements, and codes concerning the condition, construction, and installation of the eligible improvements.

e. Upon receipt of notice from C4C to correct any defective work and/or to replacedefective material, Approved Contractor will, within sixty (60) days of such notice, correct defective work and/or replace any defective materials. THE APPROVED CONTRACTOR SHALL GUARANTEE ITS PERFORMANCE IN THE DELIVERY OF PRODUCTS AND SERVICES UNDER THE LOAN PROGRAMS.

f. C4C may inspect Approved Contractor's records and delivered and/or installedProducts and Services to determine compliance with this Agreement and Loan Program requirements.

g. The C4C Loan Programs require that all financed improvements may not beinstalled until the Borrower has executed the loan closing documents. Payment for the financed improvements will be remitted directly to the Approved Contractor upon C4C’s receipt from both the Borrower and the Approved Contractor of Work Completion documents that C4C may require from time to time. These Work Completion documents must be received by C4C within

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sixty (60) days of the date of execution of the loan closing documents. Extensions to this timeframe must be requested in writing prior to the expiration of the 60-day period. If C4C is notified of a documented dispute between the Approved Contractor and the Borrower that has caused a delay in providing the Work Completion documents, C4C reserves the right under clauses 3(e) and 3(f) to have all covered work inspected by a qualified third-party and will require the Approved Contractor to make any necessary repairs or replacements indicated in the inspection report.

4. Breach of Representations and Warranties. In the event that Approved Contractorbreaches any of the representations and/or warranties herein, C4C shall have the right to terminate this Agreement with Approved Contractor and bar Approved Contractor from any further participation in the Loan Program. Notwithstanding the foregoing, C4C reserves the right to terminate Approved Contractor from the Approved Contractor Roster for any reason and for no reason in C4C’s sole discretion.

5. Approved Contractor Reporting Requirements. Concurrent with the execution of this Agreement, Approved Contractor agrees to provide C4C:

a. Three trade references demonstrating Approved Contractor’s professional abilityto deliver the Products and Services under C4C’s Loan Programs;

b. A copy of any licenses and/or certifications required by law or C4C’s policy for theApproved Contractor’s deliverance of Products and Services under C4C’s Loan Programs; and

c. A copy of all liability and workmen's compensation insurance policies, naming C4Cas additional insured, related to the Approved Contractor’s delivery of Products and Services under C4C’s Loan Programs;

6. Notices. All notices between the Parties shall be in writing and shall be sent by registered or certified U.S. Mail, return receipt requested, addressed to the address set forth below, (except that C4C may notify Approved Contractor of changes in its programs and procedures from time to time orally, by email, by fax, by mail, by hand delivery, or by whatever means C4C in its sole discretion deems appropriate), or to such other address as may be specified by written notices delivered in accordance herewith.

7. Status. In the performance of Approved Contractor’s duties under this Agreement,Approved Contractor shall at all times be acting and performing as an independent contractor and not as an employee of C4C or its partners.

8. Governing Law. This Agreement shall be governed by the laws of the State ofConnecticut.

9. Assignment. The rights and obligations under this Agreement are not assignableby Approved Contractor. C4C may assign all or any part of its rights hereunder without the consent of Approved Contractor.

10. Taxes and Insurance. As an independent contractor, Approved Contractor shall beresponsible for payment of all federal and state taxes related to the compensation received by the

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Approved Contractor for the Products and Services rendered hereunder. Approved Contractor shall also be responsible for the cost of providing its employees, if any, with insurance of any type or description, including, without limitation, workers’ compensation, liability, disability income, property, business interruption, health, major medical, life or any other insurance.

11. Indemnification. Approved Contractor shall indemnify, defend and hold C4C andall of C4C’s Loan Program partners harmless from and against any and all claims, demands or liabilities arising in connection with the deliverance of Products and Services hereunder by Approved Contractor, its employees or agents, including, but not limited to, all claims or assessments, for withholding of federal, state or local income taxes, and taxes under the Federal Insurance Contribution Act (FICA) and the Federal Unemployment Taxation Act (FUTA), and any reasonable attorneys’ fees and costs associated therewith.

12. Authority. Approved Contractor shall have no authority to enter into contracts oragreements on behalf of C4C.

13. Benefit. This Agreement shall inure to the benefit of and be binding upon C4C,C4C’s successors and assigns.

14. Entire Agreement. This Agreement constitutes the entire understanding ofApproved Contractor and C4C with respect to the subject matter hereof and supersedes any and all prior understandings written or oral. This Agreement may not be changed, modified, or discharged orally, but only by an instrument in writing signed by the Parties. This Agreement shall be governed by and construed and enforced in accordance with the laws of the State of Connecticut, and the invalidity or unenforceability of any provisions hereof shall in no way affect the validity or enforceability of any other provision.

IN WITNESS WHEREOF, the Parties hereto have executed this Agreement on the date first hereinabove set forth.

Capital For Change, Inc.

By:_______________________________ Kristen M. Fusco Manager-Consumer Lending

Approved Contractor:

By:Print Name:____________________ Title:__________________________

AUTHORIZATION AGREEMENT FOR DIRECT DEPOSITS/PAYMENTS

(ACH DEPOSITS/CREDITS)

Company Name

Tax Identification Number

I (We) hereby authorize Capital For Change, Inc. and/or the Connecticut Energy Efficiency Finance Company to initiate creditentries to my (our) Checking Account/ Savings Account (select one) indicated below at the depository financial institution named below, hereinafter called DEPOSITORY, or to reverse a credit entry or portion thereof (in the case of an error) to such account. I (We) acknowledge that the origination of ACH transactions to my (our) account must comply with the provisions of U.S. law.

Depository Name Branch

City State Zip

9-Digit Routing

Number* ___ ___ ___ ___ ___ ___ ___ ___ ___

Account Number

This authorization is to remain in full force and effect until Capital For Change, Inc. and/or the Connecticut Energy Efficiency Finance Company has received written notification from COMPANY of its termination in such time and in such manner as toafford Capital For Change, Inc. and/or the Connecticut Energy Efficiency Finance Company a reasonable opportunity to act onit.

Name(s) (Please Print)

Title

Telephone Fax

Email Address Email Address:

Date Signature

NOTE: The COMPANY may revoke the authorization only by notifying Capital For Change, Inc. (C4C) and/or the Connecticut Energy

Efficiency Finance Company in writing, in the manner specified in this Authorization Form.

Please include a voided check and return both items to: C4C, Attn: Contractor Approval, 121 Tremont Street, Hartford CT 06105

*Please confirm with your bank that this is the correct routing number to use for ACH transactions