Tata AIG Medicare Plus:Rate Chart...TATA AIG General Insurance Company Tata AIG Medicare Plus UIN...
7
TATA AIG General Insurance Company Tata AIG Medicare Plus UIN No.: TATHLIP21253V022021 Page 1 of 7 Tata AIG Medicare Plus:Rate Chart Discounts on premium: a. 10% long term discount on premium in case insured opts policy term of 3 years b. 5% long term discount on premium in case insured opts policy term of 2 years c. Family floater discount on premium: 2 members -20% 3 members -28% > 3 members-32% d. Employee/Group/Affinity partner discount – 10% Loadings on premium: We may apply a risk loading on the premium payable (based upon the declarations made in the proposal form and the health status of the persons proposed for insurance). The maximum risk loading applicable for an individual shall not exceed above 100% per diagnosis / medical condition and an overall risk loading of over 150% per person. In case the insured person opts for Global Cover, additional 10% premium loading shall be applicable for each insured person. (Annual)Per Person Rates (Rs.) (Exclusive of taxes)Deductible Amount (Rs.): 2 Lac Age Band/Sum Insured (Rs.) 3 Lac 5 Lac 10 Lac 15 Lac 20 Lac 25 Lac 50 Lac 1 Crore 0-18yrs 1,427 2,237 2,860 3,210 4,020 4,359 5,249 6,937 19-35yrs 2,163 3,238 4,914 6,087 6,579 7,285 7,793 9,722 36-45yrs 2,493 3,578 5,811 6,675 7,516 8,132 8,452 10,613 46-50yrs 4,044 6,009 9,135 10,110 12,292 13,182 14,134 17,585 51-55yrs 5,401 7,952 11,301 13,079 14,460 16,230 17,238 21,427 56-60yrs 5,800 8,583 12,679 14,810 16,754 18,159 19,902 25,121 61-65yrs 7,280 12,707 22,035 25,765 28,556 32,063 34,242 42,576 66-70yrs 9,202 13,767 24,343 29,308 32,933 35,127 37,343 46,263 71+yrs 11,658 17,645 28,624 36,339 40,553 45,302 47,813 59,023 Deductible Amount (Rs.): 3 Lac Age Band/Sum Insured (Rs.) 3 Lac 5 Lac 10 Lac 15 Lac 20 Lac 25 Lac 50 Lac 1 Crore 0-18yrs 1,201 1,784 2,293 3,124 3,902 4,311 5,245 6,754
Transcript of Tata AIG Medicare Plus:Rate Chart...TATA AIG General Insurance Company Tata AIG Medicare Plus UIN...
TATA AIG General Insurance Company
Tata AIG Medicare Plus UIN No.: TATHLIP21253V022021 Page 1 of 7
Tata AIG Medicare Plus:Rate Chart
Discounts on premium: a. 10% long term discount on premium in case insured opts policy term of 3 years
b. 5% long term discount on premium in case insured opts policy term of 2 years
c. Family floater discount on premium:
2 members -20%
3 members -28%
> 3 members-32%
d. Employee/Group/Affinity partner discount – 10%
Loadings on premium: We may apply a risk loading on the premium payable (based upon the declarations made in
the proposal form and the health status of the persons proposed for insurance). The
maximum risk loading applicable for an individual shall not exceed above 100% per
diagnosis / medical condition and an overall risk loading of over 150% per person.
In case the insured person opts for Global Cover, additional 10% premium loading shall be
applicable for each insured person.
(Annual)Per Person Rates (Rs.) (Exclusive of taxes)Deductible Amount (Rs.): 2 Lac
Age Band/Sum Insured (Rs.) 3 Lac 5 Lac 10 Lac 15 Lac 20 Lac 25 Lac 50 Lac 1 Crore
0-18yrs 1,427 2,237 2,860 3,210 4,020 4,359 5,249 6,937
19-35yrs 2,163 3,238 4,914 6,087 6,579 7,285 7,793 9,722
36-45yrs 2,493 3,578 5,811 6,675 7,516 8,132 8,452 10,613
46-50yrs 4,044 6,009 9,135 10,110 12,292 13,182 14,134 17,585
51-55yrs 5,401 7,952 11,301 13,079 14,460 16,230 17,238 21,427
56-60yrs 5,800 8,583 12,679 14,810 16,754 18,159 19,902 25,121
61-65yrs 7,280 12,707 22,035 25,765 28,556 32,063 34,242 42,576
66-70yrs 9,202 13,767 24,343 29,308 32,933 35,127 37,343 46,263
71+yrs 11,658 17,645 28,624 36,339 40,553 45,302 47,813 59,023
Deductible Amount (Rs.): 3 Lac
Age Band/Sum Insured (Rs.) 3 Lac 5 Lac 10 Lac 15 Lac 20 Lac 25 Lac 50 Lac 1 Crore
0-18yrs 1,201 1,784 2,293 3,124 3,902 4,311 5,245 6,754
TATA AIG General Insurance Company
Tata AIG Medicare Plus UIN No.: TATHLIP21253V022021 Page 2 of 7
19-35yrs 1,623 2,263 3,333 4,771 5,326 5,778 6,335 8,047
36-45yrs 1,940 2,782 4,135 5,445 6,170 6,590 7,138 9,157
46-50yrs 3,111 4,506 6,983 8,762 10,279 11,427 12,159 15,383
51-55yrs 4,269 6,376 9,418 11,288 11,903 13,217 14,647 18,506
56-60yrs 4,617 6,878 10,257 12,478 13,518 15,236 16,634 21,510
61-65yrs 5,674 9,984 16,993 21,939 25,119 27,906 29,559 37,363
66-70yrs 7,363 11,299 18,913 25,405 27,818 30,808 32,464 40,817
71+yrs 9,564 15,770 25,465 31,795 35,613 38,534 41,103 51,413
Deductible Amount (Rs.): 5 Lac
Age Band/Sum Insured (Rs.) 3 Lac 5 Lac 10 Lac 15 Lac 20 Lac 25 Lac 50 Lac 1 Crore
0-18yrs 692 1,010 1,361 1,945 2,435 2,697 3,264 4,203
19-35yrs 841 1,177 1,797 2,528 3,139 3,466 3,800 4,827
36-45yrs 992 1,441 2,179 3,094 3,859 4,267 4,628 5,938
46-50yrs 1,285 1,884 2,973 4,260 5,336 5,907 6,286 7,953
51-55yrs 1,693 2,559 3,849 5,516 6,910 7,649 8,481 10,716
56-60yrs 1,856 3,109 4,722 6,772 8,484 9,391 10,276 13,288
61-65yrs 1,916 3,410 5,910 8,477 10,621 11,755 12,483 15,779
66-70yrs 2,568 3,986 6,791 9,743 12,207 13,510 14,275 17,690
71+yrs 2,950 4,920 8,083 11,599 14,533 16,084 17,233 21,239
Deductible Amount (Rs.): 10 Lac
Age Band/Sum Insured (Rs.) 3 Lac 5 Lac 10 Lac 15 Lac 20 Lac 25 Lac 50 Lac 1 Crore
0-18yrs 486 710 1,029 1,356 1,688 1,973 2,382 3,060
19-35yrs 582 811 1,335 1,934 2,163 2,520 2,755 3,491
36-45yrs 746 1,098 1,743 2,343 2,659 3,104 3,416 4,328
46-50yrs 1,010 1,502 2,437 3,085 3,675 4,298 4,589 5,835
51-55yrs 1,544 2,364 3,640 4,466 4,753 5,560 6,168 7,831
56-60yrs 1,799 2,752 4,287 5,324 5,831 6,821 7,478 9,717
61-65yrs 1,861 2,872 4,760 6,292 7,295 8,533 9,093 11,550
66-70yrs 1,999 3,144 5,486 7,550 8,382 9,804 10,432 13,169
71+yrs 2,413 4,078 6,860 8,774 9,974 11,669 12,589 15,529
Deductible Amount (Rs.): 15 Lac
Age Band/Sum Insured (Rs.) 3 Lac 5 Lac 10 Lac 15 Lac 20 Lac 25 Lac 50 Lac 1 Crore
TATA AIG General Insurance Company
Tata AIG Medicare Plus UIN No.: TATHLIP21253V022021 Page 3 of 7
0-18yrs 461 661 1,021 1,288 1,603 1,874 2,263 2,907
19-35yrs 536 770 1,268 1,837 2,055 2,394 2,618 3,317
36-45yrs 709 1,043 1,656 2,226 2,526 2,949 3,245 4,112
46-50yrs 960 1,499 2,315 2,931 3,491 4,083 4,360 5,543
51-55yrs 1,467 2,246 3,458 4,243 4,515 5,282 5,859 7,440
56-60yrs 1,675 2,588 4,072 5,058 5,539 6,480 7,104 9,231
61-65yrs 1,768 2,729 4,522 5,977 6,930 8,107 8,638 10,972
66-70yrs 1,899 2,987 5,212 7,173 7,963 9,314 9,910 12,511
71+yrs 2,292 3,875 6,517 8,336 9,476 11,085 11,959 14,752
Deductible Amount (Rs.): 20 Lac
Age Band/Sum Insured (Rs.) 3 Lac 5 Lac 10 Lac 15 Lac 20 Lac 25 Lac 50 Lac 1 Crore
0-18yrs 438 564 882 1,224 1,523 1,780 2,150 2,761
19-35yrs 525 732 1,205 1,745 1,952 2,274 2,487 3,151
36-45yrs 673 991 1,573 2,115 2,400 2,802 3,083 3,906
46-50yrs 912 1,342 2,199 2,784 3,317 3,879 4,142 5,266
51-55yrs 1,394 2,134 3,285 3,990 4,290 5,018 5,566 7,068
56-60yrs 1,624 2,434 3,869 4,805 5,263 6,156 6,748 8,769
61-65yrs 1,680 2,592 4,296 5,678 6,584 7,701 8,206 10,424
66-70yrs 1,804 2,838 4,951 6,814 7,565 8,849 9,415 11,885
71+yrs 2,178 3,644 6,191 7,919 9,002 10,531 11,361 14,015
(Annual)Per Person Rates (Rs.) (Inclusive of 18% taxes):
(Annual)Per Person Rates (Rs.) (Inclusive of 18% taxes)
Deductible Amount (Rs.): 2 Lac
Age Band/Sum Insured (Rs.) 3 Lac 5 Lac 10 Lac 15 Lac 20 Lac 25 Lac 50 Lac 1
Crore
0-18yrs 1,684 2,640 3,375 3,788 4,744 5,144 6,194 8,186
19-35yrs 2,552 3,821 5,799 7,183 7,763 8,596 9,196 11,472
36-45yrs 2,942 4,222 6,857 7,877 8,869 9,596 9,973 12,523
46-50yrs 4,772 7,091 10,779 11,930 14,505 15,555 16,678 20,750
51-55yrs 6,373 9,383 13,335 15,433 17,063 19,151 20,341 25,284
56-60yrs 6,844 10,128 14,961 17,476 19,770 21,428 23,484 29,643
61-65yrs 8,590 14,994 26,001 30,403 33,696 37,834 40,406 50,240
TATA AIG General Insurance Company
Tata AIG Medicare Plus UIN No.: TATHLIP21253V022021 Page 4 of 7
66-70yrs 10,858 16,245 28,725 34,583 38,861 41,450 44,065 54,590
71+yrs 13,756 20,821 33,776 42,880 47,853 53,456 56,419 69,647
Deductible Amount (Rs.): 3 Lac
Age Band/Sum Insured (Rs.) 3 Lac 5 Lac 10 Lac 15 Lac 20 Lac 25 Lac 50 Lac 1
Crore
0-18yrs 1,417 2,105 2,706 3,686 4,604 5,087 6,189 7,970
19-35yrs 1,915 2,670 3,933 5,630 6,285 6,818 7,475 9,495
36-45yrs 2,289 3,283 4,879 6,425 7,281 7,776 8,423 10,805
46-50yrs 3,671 5,317 8,240 10,339 12,129 13,484 14,348 18,152
51-55yrs 5,037 7,524 11,113 13,320 14,046 15,596 17,283 21,837
56-60yrs 5,448 8,116 12,103 14,724 15,951 17,978 19,628 25,382
61-65yrs 6,695 11,781 20,052 25,888 29,640 32,929 34,880 44,088
66-70yrs 8,688 13,333 22,317 29,978 32,825 36,353 38,308 48,164
71+yrs 11,286 18,609 30,049 37,518 42,023 45,470 48,502 60,667
Deductible Amount (Rs.): 5 Lac
Age Band/Sum Insured (Rs.) 3 Lac 5 Lac 10 Lac
15 Lac 20 Lac 25 Lac 50 Lac 1
Crore
0-18yrs 817 1,192 1,606 2,295 2,873 3,182 3,852 4,960
19-35yrs 992 1,389 2,120 2,983 3,704 4,090 4,484 5,696
36-45yrs 1,171 1,700 2,571 3,651 4,554 5,035 5,461 7,007
46-50yrs 1,516 2,223 3,508 5,027 6,296 6,970 7,417 9,385
51-55yrs 1,998 3,020 4,542 6,509 8,154 9,026 10,008 12,645
56-60yrs 2,190 3,669 5,572 7,991 10,011 11,081 12,126 15,680
61-65yrs 2,261 4,024 6,974 10,003 12,533 13,871 14,730 18,619
66-70yrs 3,030 4,703 8,013 11,497 14,404 15,942 16,845 20,874
71+yrs 3,481 5,806 9,538 13,687 17,149 18,979 20,335 25,062
Deductible Amount (Rs.): 10 Lac
Age Band/Sum Insured (Rs.) 3 Lac 5 Lac 10 Lac
15 Lac 20 Lac 25 Lac 50 Lac 1
Crore
0-18yrs 573 838 1,214 1,600 1,992 2,328 2,811 3,611
19-35yrs 687 957 1,575 2,282 2,552 2,974 3,251 4,119
TATA AIG General Insurance Company
Tata AIG Medicare Plus UIN No.: TATHLIP21253V022021 Page 5 of 7
36-45yrs 880 1,296 2,057 2,765 3,138 3,663 4,031 5,107
46-50yrs 1,192 1,772 2,876 3,640 4,337 5,072 5,415 6,885
51-55yrs 1,822 2,790 4,295 5,270 5,609 6,561 7,278 9,241
56-60yrs 2,123 3,247 5,059 6,282 6,881 8,049 8,824 11,466
61-65yrs 2,196 3,389 5,617 7,425 8,608 10,069 10,730 13,629
66-70yrs 2,359 3,710 6,473 8,909 9,891 11,569 12,310 15,539
71+yrs 2,847 4,812 8,095 10,353 11,769 13,769 14,855 18,324
Deductible Amount (Rs.): 15 Lac
Age Band/Sum Insured (Rs.) 3 Lac 5 Lac 10 Lac
15 Lac
20 Lac 25 Lac 50 Lac 1
Crore
0-18yrs 544 780 1,205 1,520 1,892 2,211 2,670 3,430
19-35yrs 632 909 1,496 2,168 2,425 2,825 3,089 3,914
36-45yrs 837 1,231 1,954 2,627 2,981 3,480 3,829 4,852
46-50yrs 1,133 1,769 2,732 3,459 4,119 4,818 5,145 6,541
51-55yrs 1,731 2,650 4,080 5,007 5,328 6,233 6,914 8,779
56-60yrs 1,977 3,054 4,805 5,968 6,536 7,646 8,383 10,893
61-65yrs 2,086 3,220 5,336 7,053 8,177 9,566 10,193 12,947
66-70yrs 2,241 3,525 6,150 8,464 9,396 10,991 11,694 14,763
71+yrs 2,705 4,573 7,690 9,836 11,182 13,080 14,112 17,407
Deductible Amount (Rs.): 20 Lac
Age Band/Sum Insured (Rs.) 3 Lac 5 Lac 10 Lac
15 Lac
20 Lac 25 Lac 50 Lac 1
Crore
0-18yrs 517 666 1,041 1,444 1,797 2,100 2,537 3,258
19-35yrs 620 864 1,422 2,059 2,303 2,683 2,935 3,718
36-45yrs 794 1,169 1,856 2,496 2,832 3,306 3,638 4,609
46-50yrs 1,076 1,584 2,595 3,285 3,914 4,577 4,888 6,214
51-55yrs 1,645 2,518 3,876 4,708 5,062 5,921 6,568 8,340
56-60yrs 1,916 2,872 4,565 5,670 6,210 7,264 7,963 10,347
61-65yrs 1,982 3,059 5,069 6,700 7,769 9,087 9,683 12,300
66-70yrs 2,129 3,349 5,842 8,041 8,927 10,442 11,110 14,024
71+yrs 2,570 4,300 7,305 9,344 10,622 12,427 13,406 16,538
TATA AIG General Insurance Company
Tata AIG Medicare Plus UIN No.: TATHLIP21253V022021 Page 6 of 7
Premium computation in case of floater:
i. Illustration A :
Plan Floater
Term (years) 1
No. of members 2
Sum Insured (Rs. Lacs) 5
Deductible (Rs. Lacs) 2
Global Rider No
Age (years) Individual Premium
35 3,238
30 3,238
Total Individual Premium (Rs.) 6,476
Global Rider Loading 0%
Term Discount 0%
Floater discount 20%
Net Premium (Rs.)(exclusive of tax) 5,181
ii. Illustration B :
Plan Floater
Term (years) 1
No. of members 2
Sum Insured (Rs. Lacs) 5
Deductible (Rs. Lacs) 2
Global Rider Yes
Age (years) Individual Premium
35 3,238
30 3,238
Total Individual Premium (Rs.) 6,476
Global Rider Loading 10%
Term Discount 0%
Floater discount 20%
Net Premium (Rs.)(exclusive of tax) 5,699
iii. Illustration C :
TATA AIG General Insurance Company
Tata AIG Medicare Plus UIN No.: TATHLIP21253V022021 Page 7 of 7
Plan Floater
Term (years) 3
No. of members 3
Sum Insured (Rs. Lacs) 10
Deductible (Rs. Lacs) 5
Age (years) Individual premium year1
Individual premium year2
Individual premium year3
35 1,797 2,179 2,179
30 1,797 1,797 1,797
7 1,361 1,361 1,361
Total Individual Premium (Rs.) 15,629
Global Rider Loading 10%
Apply Term Discount 10%
Apply Floater discount (for 3 members)
28%
Net Premium (Rs.)(exclusive of tax) 11,140
