• Manju velladurai (24)Manju velladurai (24)

• Vasuki reddy (33)Vasuki reddy (33)

Private sectorPrivate sector Joint ventureJoint venture Formed by TATA group & American Formed by TATA group & American

international group (AIG)international group (AIG) TATA group holds 74% & AIG holds TATA group holds 74% & AIG holds

26%26% General insurance started on 22General insurance started on 22ndnd jan jan

20012001 Life insurance started on 1Life insurance started on 1stst april 2001 april 2001 Channels of distribution Channels of distribution

TATA AIG life raksha TATA AIG life raksha Term insurance policy Term insurance policy

TATA AIG life plus TATA AIG life plus Term insurance policyTerm insurance policy Return of premiumsReturn of premiums Term of 20 years Term of 20 years

TATA AIG life maha guarantee TATA AIG life maha guarantee flexiflexi

Flexible policy Flexible policy Monthly re-adjustment incomeMonthly re-adjustment income

TATA AIG life assure 10/20/30 TATA AIG life assure 10/20/30 years security & growthyears security & growth

Endowment assurance plan Endowment assurance plan Terminal bonusesTerminal bonuses

TATA AIG life assure golden yearTATA AIG life assure golden year Endowment plan Endowment plan Terminal bonuses Terminal bonuses Matures at the age of 60Matures at the age of 60

TATA AIG life insurance united TATA AIG life insurance united ujjwal bhawishya supreme ujjwal bhawishya supreme

Policy benefits continue still maturity Policy benefits continue still maturity in uncertanityin uncertanity

Company will waive all future regular Company will waive all future regular premiumpremium

TATA AIG life starkid TATA AIG life starkid Endowment policyEndowment policy Money-back plan (18 to 21 years)Money-back plan (18 to 21 years)

TATA AIG life assure career TATA AIG life assure career builderbuilder

Money-back (18,21,24 age)Money-back (18,21,24 age) Helps career Helps career

TATA AIG life assure golden TATA AIG life assure golden years planyears plan

Endowment policy Endowment policy Matures at 60 years Matures at 60 years Plan to savePlan to save

TATATATA AIG life mahalife gold AIG life mahalife gold Whole life policyWhole life policy Policy starts right from birthPolicy starts right from birth Pay premiums for 15 years Pay premiums for 15 years

TATA AIG life easy retire TATA AIG life easy retire Pay a single premium Pay a single premium choose the frequency choose the frequency

TATA AIG life lakshya supremeTATA AIG life lakshya supreme Unit-linkedUnit-linked Endowment policy Endowment policy Dual benefitDual benefit

TATATATA AIG life insurance AIG life insurance investassure maximizerinvestassure maximizer

Endowment unit-linkedEndowment unit-linked Flexibility of choosing Flexibility of choosing

TATA AIG life insurance swarna TATA AIG life insurance swarna bhavishya bhavishya

Unit-linked EndowmentUnit-linked Endowment Age group (50 to 65) Age group (50 to 65)

TATA AIG health first TATA AIG health first Provide comprehensive Provide comprehensive Pays the entire amount Pays the entire amount

TATA AIG health protector TATA AIG health protector Unique health planUnique health plan combination of health and accident combination of health and accident

benefitsbenefits

TATA AIG life health investorTATA AIG life health investor Cover against 12 critical illnessCover against 12 critical illness Premium are repaid if no claimPremium are repaid if no claim

TATA AIG life hospi cash backTATA AIG life hospi cash back Protect the saving Protect the saving Premium are repaid if no claimPremium are repaid if no claim

Saving tool for rural peopleSaving tool for rural people Reduce the effect of financial lossesReduce the effect of financial losses To meet the needs of low incomeTo meet the needs of low income Offering benefits Offering benefits

TATA AIG life navkalyan yojan TATA AIG life navkalyan yojan Term policy Term policy Death benefits Death benefits Minimum (5,000) & maximum (50,000)Minimum (5,000) & maximum (50,000)

TATA AIG life ayushman yojanaTATA AIG life ayushman yojana Term policyTerm policy policy for seasonal incomepolicy for seasonal income Single premiumSingle premium Minimum (5,000) & maximum (50,000)Minimum (5,000) & maximum (50,000)

TATA AIG life Sampoorna bima TATA AIG life Sampoorna bima yojanayojana

Term policy Term policy Death benefits Death benefits Refund Refund Pay premium for 10 years but enjoy Pay premium for 10 years but enjoy

for 15 years for 15 years

TATA AIG life sumangal bima TATA AIG life sumangal bima yojanayojana

Periodic returnsPeriodic returns 10%,20%,30% of total premium 10%,20%,30% of total premium

payable at 6payable at 6thth,9,9thth,12,12thth policy anniversary policy anniversary respectivelyrespectively

TATA AIG life group term lifeTATA AIG life group term life Needs & support Needs & support Easy and free financial help Easy and free financial help Benefit can be through flat or job Benefit can be through flat or job

status or multiple of sum assured status or multiple of sum assured

TATA AIG life group term life TATA AIG life group term life on lieu of EDLI on lieu of EDLI

Covered by employee’s provident fund Covered by employee’s provident fund and miscellaneous provision act 1952 and miscellaneous provision act 1952

Death benefit Death benefit

TATA AIG life group health TATA AIG life group health planplan

Protection against 12 critical illness Protection against 12 critical illness Secure against large expenses Secure against large expenses

TATA AIG life group life TATA AIG life group life protector plusprotector plus

Immediate financial assistance Immediate financial assistance No medical examination No medical examination

TATA AIG life credit shield plusTATA AIG life credit shield plus Benefits for illness, disability, deathBenefits for illness, disability, death Minimum monthly amountMinimum monthly amount Repay the credit card dues Repay the credit card dues TATA AIG life group credit term TATA AIG life group credit term

insurance protection plan insurance protection plan Pay off the outstanding balance Pay off the outstanding balance Benefits for illness, disability, death Benefits for illness, disability, death

TATA AIG life group TATA AIG life group single/regular premium single/regular premium mortgage reducing term mortgage reducing term insurance planinsurance plan

Minimum of 50 members Minimum of 50 members Mortgage housing loan or loan against Mortgage housing loan or loan against

propertyproperty Pay off outstanding loanPay off outstanding loan

TATA AIG life group/regular TATA AIG life group/regular single premium personal loan single premium personal loan reducing term insurance reducing term insurance protection plan protection plan

Personal loan, auto loan, education loan, Personal loan, auto loan, education loan, business loan, consumer loan business loan, consumer loan

TATA AIG life group total TATA AIG life group total suraksha suraksha

Minimum 50 membersMinimum 50 members Financial supportFinancial support Cover for death & disabilityCover for death & disability

TATA AIG life group health plusTATA AIG life group health plus

TATA AIG life group life TATA AIG life group life protector plus protector plus

TATA AIG life comprehensive TATA AIG life comprehensive gratuity schemegratuity scheme

TATA AIG life retirement assure TATA AIG life retirement assure group schemegroup scheme

TATA AIG life group immediate TATA AIG life group immediate annuity with return of purchase annuity with return of purchase priceprice

TATA AIG life comprehensive TATA AIG life comprehensive superannuation scheme policy superannuation scheme policy