STOP SIGNINGSTUFF... WITH OUT READING IT

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STOP SIGNING STUFF

Stop signing stuff with out reading it,please. We’ve become a society ofagreements, disclaimers, arbitrationclauses and waivers. From gymmemberships to cell phone agreementsand everything in between we’rebombarded with legalese. We’re told tosign here, initial here, sign here andinitial here and we don’t stop to readwhat we are agreeing to.

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I can understandif you don’t want

to read the fine printof your local video store

rental agreement; but thereis no excuse for not reading

the documents regardingyour mortgage.

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I believe that 90% of all of thebad mortgages would not exist ifpeople just took the time to readwhat they were signing. Stoplistening to the people that tellyou "Just sign it; its just what wetalked about" and take amoment to read. If you don’tunderstand it – that’s OK. Calland ask, look it up.

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THIS IS YOUR HOME,NOT YOUR GYM,

YOU NEED TO SEEWHAT YOU ARE

SIGNING.BLOWNMORTGAGE.COM

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Be on the careful look out forthese items when you aresigning your loan:

- Adjustable Rate Rider- Prepayment Penalty Rider- Negative Amortization feature- Yield Spread Premium or

YSP/SRPBLOWNMORTGAGE.COM

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If you see these things in yourdocumentation make sure youunderstand what they are saying andwhat the consequences are for youand your home.

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T O L E A R N M O R EBLOWNMORTGAGE.COM

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C L I C K H E R E

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Justin McHood is Americas MortgageCommentator and has been providingMortgage commentary forover 10 years.

INFORMATION PROVIDED BY:Justin McHood

MORTGAGE COMMENTATOR

Information Originally Published: February 25, 2007 BLOWNMORTGAGE.COM LENDER HOTLINE: 888-581-5008

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