Presented By David Cardinali Work Incentives Consultant DIRECT Center for Independence, Inc....
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Transcript of Presented By David Cardinali Work Incentives Consultant DIRECT Center for Independence, Inc....
Presented By
David Cardinali
Work Incentives Consultant
DIRECT Center for Independence, Inc.
Presented By
David Cardinali
Work Incentives Consultant
DIRECT Center for Independence, Inc.
AHCCCS Freedom To Workand Medicare Cost Sharing
Medicaid Coverage in Arizona
AZ’s Medicaid program is called the Arizona Health Care Cost Containment
System, or AHCCCS
To qualify for regular AHCCCS a single individual cannot have income that exceeds 100% of the 2012 Federal
Poverty Level, or $931
Programs With Additional Eligibility Requirements
Freedom To Work (FTW) -
•Medicaid buy-In for the disabled
Medicare Cost Sharing (MCS) -
•Help pay for some Medicare premiums, co-pays & deductibles
Freedom To Work (FTW)
AHCCCS for disabled individuals ages 16 to 64 who are employed.
• Net countable monthly earnings limit of 250% of the FPL ($2,679.17 in 2012). Countable is after $85 is deducted then divided in half.
• Social Security Disability Income not counted.• Resources are not counted.• Monthly premium of $0 to $35.• Renewals completed every 12 months.
*
FTW Basic Coverage
Disabled if… Receiving Social Security Disability (SSDI)
Determined Medically Eligible by a PAS(Pre-Admission Screening)
Determined Disabled by DDSA(Disability Determination Services Administration)
FTW Basic Coverage Groups
Employed if…
Working Full or Part Time (at least 40 hours per month)
Paid at least minimum wage for working
Paying Social Security and Medicare taxes on earnings
NOTE: This also applies for self-employed
FTW Six Month GuaranteeThe customer is guaranteed six months of AHCCCS coverage the first time he or she is approved for AHCCCS Medical Services.
Unless: Fails to pay the FTW premium Moves out-of-state Voluntarily withdraws from AHCCCS program Is an inmate of a public institution Dies
FTW Premiums
Net Countable Monthly Income Premium
$0 to $ 500.00 $0 $500.01 to $ 750.00 $10.00 $750.01 to $1000.00 $15.00 $1000.01 to $1250.00 $20.00 $1250.00 to $1500.00 $25.00 $1500.01 to $1750.00 $30.00 $1750.00 to $2679.00 $35.00
Where To Apply for FTW
AHCCCS Freedom To Work Unit
801 East Jefferson MD 1600
Phoenix AZ 85034
Phone Number: 602-417-6677
Fax Number: 602-417-6675
www.azahcccs.gov or
www.healtheariona.org
Medicare Coverage Medicare Part A Coverage
• Most individuals do not pay a premium based on FICA deductions from wages.
Medicare Part B Coverage• Monthly premium ($99.90 in 2012).
Medicare Part D Coverage• Prescription drug plan through Medicare.
• Medicaid customer’s get their prescription drugs through a Medicare drug plan.
Medicare Cost Sharing (MCS)
Qualified Medicare Beneficiary (QMB)
• AHCCCS Pays Premiums for Parts A and B
• AHCCCS Pays Deductibles, Co-Insurance, and Co-Pays
• 100% of Federal Poverty Level ($931) Specified Low-Income Medicare Beneficiary (SLMB)
• Receives Medicare Part A
• AHCCCS Pays Premium for Part B
• 120% of Federal Poverty Level ($1117) Qualified Individual 1 (QI-1) – may end on 12/31/12
• AHCCCS Pays Premium for Part B
• 135% of Federal Poverty Level ($1,257)
Medicare Buy In
There is no automatic Medicare buy-in under the AHCCCS Freedom to Work program
Customers who are approved for AHCCCS
Freedom to Work will continue to be responsible for payment of their Medicare premiums.
Freedom to Work customers can also apply for Medicare Cost Sharing.
Where To Apply for MCS
AHCCCS - SSIMAO Office
801East Jefferson MD 3800
Phoenix AZ 85034
Phone Number: 602-417-5010
Fax Number: 602-258-4619
www.azahcccs.gov or
www.healtheariona.org
Thanks to our presenters:
Dan Frey, Office of Congressman Ron Barber, Constituent Services Rep.
Dave Cardinali, Work Incentives Counselor, DIRECT Center for Independence
Questions?