Moldova National Public Opinion Survey on Remittances July ... · Cahul and Cantemir Ungheni, C...
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Moldova National Public Opinion Survey on Remittances July, 2007
Transcript of Moldova National Public Opinion Survey on Remittances July ... · Cahul and Cantemir Ungheni, C...
Moldova National Public Opinion Survey on Remittances
July, 2007
2 percentage pointsMargin of error
Moldovan, Romanian, Russian
Languages of interviews
December 16 –January 16, 2007
Dates of interviews
2,073 Moldovan adultsSample size
Methodology
96
Demographics of Remittance Recipients in Moldova
97
20%
25%
15%
12%
13%
20%
28%
21%
18%
27%
0% 10% 20% 30%
65 +
50-64
35-49
25-34
18-24
Adultpopulation*
Remittancerecipients
Age
*National Bureau of Statistics of the Republic of Moldova
98
61%
53%
39%
47%
0% 20% 40% 60% 80%
Remittancerecipients
Adultpopulation Male
Female
Gender
99
13%
16%
15%
23%
23%
15%
19%
14%
17%
22%
14%
10%
0% 5% 10% 15% 20% 25%
Don't know/No Answer
1751 lei or more
1201- 1750 lei
801-1200 lei
401- 800 lei
400 lei or less
Adultpopulation
Remittancerecipients
Monthly Household Income
Official exchange rate is US$0.079 to 1 leu, National Bank of Moldova
100
16%
27%
28%
13%
15%
15%
24%
29%
13%
17%
0% 10% 20% 30% 40%
University graduate or more
Some university or technical school
Completed secondary school
Some secondary school
Primary school or less
Adultpopulation
Remittancerecipients
Education
101
More than 90 percent of the Moldovan population resides in the 32 “raions,” 2 municipalities and the autonomous region of Gagauzia where polling was conducted.No interviews were conducted in Transnistria or the municipalities of Tiraspol, and Tighina / Bender.
Poll Sample
102
7%
8%
12%
6%
10%
18%
19%
1%
4%
5%
5%
7%
8%
8%
8%
8%
11%
13%
7%
5%
1%
4%
4%
21%
0% 5% 10% 15% 20% 25%
12 - Taraclia
11 - Găgăuzia
10 - Căuşeni, Ştefan Voda
9 - Cahul, Cantemir
8 - Ungheni, Călărasi, Nisporeni
7 - Briceni, Edinet, Ocniţa, Donduşeni
6 - Orhei, Rezina, Şoldăneşti, Teleneşti
5 - Basarabeasca, Hînceşti, Leova, Cimişlia
4 - Soroca, Drochia, Floreşti
3 - Aneii Noi, Criuleni, Dubăsari, Ialoveni, Străşeni
2 - Balti, Faleşti, Glodeni, Rişcani, Singereni
1- Chişinău
Adultpopulation
Remittancerecipients
Administrative Divisions (Raions)
103
RegionsNorth – Balti, Faleşti, Glodeni, Rişcani, Singereni, Soroca, Drochia, Briceni, Edinet, Ocniţa, Donduşeni and FloreştiCenter – Ungheni, Călărasi, Nisporeni, Orhei, Rezina, Şoldăneşti, Teleneşti, Chişinău, Aneii Noi, Criuleni, Dubăsari, Ialoveni and StrăşeniSouth – Cahul, Cantemir, Căuşeni, ŞtefanVoda, Găgăuzia, Taraclia, Basarabeasca, Hînceşti, Leova, Cimişlia
104
Regions
25%
44%
31%
23%
48%
29%
0% 10% 20% 30% 40% 50% 60%
South
Center
North
Adultpopulation
Remittancerecipients
105
Type of Locality
56%
11%
9%
24%
61%
8%
9%
22%
0% 10% 20% 30% 40% 50% 60% 70%
Rural
Town withpopulation less
than 15,000
Town withpopulation greater
than 15,000
Municipality
Adultpopulation
Remittancerecipients
106
Urban vs. Rural
56%
61%
44%
39%
0% 10% 20% 30% 40% 50% 60% 70%
Remittancerecipients
Adultpopulation Urban
Rural
107
Do you rent or own your home?
86%
90%
12%
8%
0% 20% 40% 60% 80% 100%
Remittancerecipients
Adultpopulation Rent
Own
108
Remittances to Moldova
109
48%52%
Yes
No
Do you have family members living in another country outside of Moldova?
110
31%
48%
21% Yes
No
Do not havefamily inanothercountry
Have any of your relatives living in another country outside of Moldova ever sent you money?
111
19%
20%
21%
22%
23%
30%
32%
19%
17%
8%
15%
16%
0% 5% 10% 15% 20% 25% 30% 35%
Taraclia
Soroca, Drochia and Floreşti
Căuşeni and Ştefan Voda
Găgăuzia
Aneii Noi, Criuleni, Dubăsari, Ioloveni, andStrăşeni
Chişinău
Briceni, Edinet, Ocniţa, and Donduşeni
Cahul and Cantemir
Ungheni, Călărasi, and Nisporeni
Orhei, Rezina, Şoldăneşti, Teleneşti
Balti, Faleşti, Glodeni, Rişcani, Singereni
Basarabeasca, Hînceşti, Leova and Cimişlia
Remittance RecipientsBy Location
112
26%
16%
0% 5% 10% 15% 20% 25% 30%
More than 800 lei
800 lei or less
Remittance RecipientsBy Monthly Household Income
113
Twenty-one percent of Moldovan adults – approximately 580,000people – received remittances on a regular basis during 2006.
Major Findings
114
2%
3%
3%
4%
14%
33%
41%
0% 10% 20% 30% 40% 50%
Other
Eastern Europe**
USA
Turkey / Israel
Western Europe*
Italy
Russia
In which countries does the family member who sends you money live in?
*France, Germany, Belgium, England, Ireland, Greece, Spain, Portugal
**Ukraine, Czech Republic, Romania
115
1%1%1%1%1%1%1%1%1%2%2%4%
9%73%
0% 20% 40% 60% 80%
Don't know/No answerSiberia
Far EasternNorth Western
UralRostov
NoyabrskSalekhard
TambovMurmansk
VolgaCentral
Saint PetersburgMoscow
In what city or region of Russia does your family member or relative live?
116
10%
37%
19%
17%
17%
0% 10% 20% 30% 40%
Aunt / Uncle /Cousin / Other
Son orDaughter
Husband orWife
Sister orBrother
Father orMother
What is your relationship to the person who sends you money?
117
18%
3%
36%
4%
17%
22%
0% 10% 20% 30% 40%
Don't know/No answer
About once a year
Every 4 to 6 months
Every 2 to 3 months
Once a month
2 times a month or more
How frequently does your family member or relative send you money?
118
How frequently does your family member or relative send you money?By Country of Origin of Remittance
22%
27%
32%
14%
1%5%
14%
20%
43%
18%
3%
31%
21%
17%
22%
0% 10% 20% 30% 40% 50%
About once ayear
Every 4 to 6months
Every 2 to 3months
Once a month
2 times a monthor more
Russia
Italy
Other
119
The average Moldovan remittance recipient receives money 6 times a year.
Major Findings
120
21%
15%
17%
45%
0% 10% 20% 30% 40% 50%
More than fiveyears
Between threeand five years
Between oneand three years
Less than oneyear
For how many years has this family member or relative been sending you money?
121
11%
7%
5%
3%
8%
28%
39%
0% 10% 20% 30% 40% 50%
Don't know / No answer
More than $500
$401 to $500
$301 to $400
$201 to $300
$101 to $200
$100 or less
How much money - on average - does your family member or relative send to you each time?In US dollars
122
The average remittance to Moldova is US$171.
Major Findings
123
The survey indicates that Moldova received approximately US$595 millionor €440 million during 2006.
Major Findings
124
Remittances
€13 millionEastern Europe€8 millionOther€440 millionTotal
€13 millionUSA€18 millionTurkey / Israel€62 millionWestern Europe€145 millionItaly€181 millionRussia
Amount in remittancesCountry of family member
125
The Remittance Process
126
21%
48%
16%
1%
5%
9%
0% 10% 20% 30% 40% 50% 60%
Don't know / No answer
Other
At a remittance company
By courier
Family member or friendtraveling to Moldova
At a bank
How do you receive this money?
127
40%
3%
9%
16%
18%
53%
29%
9%
8%
14%
0% 10% 20% 30% 40% 50% 60%
Other
At a remittancecompany
Family member or friend traveling to /
from Moldova
By courier
At a bank
18-49
50+
How do you receive this money?By Age
128
How do you receive this money?By Gender
53%
8%
13%
19%
21%
38%
22%
6%
4%
14%
0% 10% 20% 30% 40% 50% 60%
Other
At a remittancecompany
Family member or friend traveling to /
from Moldova
By courier
At a bank
Male
Female
129
How do you receive this money?By Country of Family Member
5%
10%
21%
19%
44%40%
5%
8%
19%
12%
55%
23%
9%
5%
21%
0% 10% 20% 30% 40% 50% 60%
Other
At a remittancecompany
Family member or friend traveling to /
from Moldova
By courier
At a bank
Russia
Italy
Other
130
How do you receive this money?By Monthly Household Income
54%
7%
6%
33%
18%
36%
16%
11%
4%
15%
0% 10% 20% 30% 40% 50% 60%
Other
At a remittancecompany
Family member or friend traveling to /
from Moldova
By courier
At a bank
800 leior less
Morethan800 lei
131
6%
2%
44%
48%
0% 10% 20% 30% 40% 50% 60%
Don't know /No answer
Not satisfied
Somewhatsatisfied
Very satisfied
How satisfied are you with the services of the bank or remittance company?
132
2%
4%
4%
17%
11%
63%
0% 10% 20% 30% 40% 50% 60% 70%
Don't know / No answer
None of it
Less than a quarter of it
About half of it
About three quarters of it
All of it
Approximately what portion of the money you receive do you spend on daily expenses?
133
Moldovan remittance recipients spend approximately 81 percentof the money they receive on basic daily expenses such as food, housing, clothing, utilities and medicine.
Major Findings
134
9%
12%
13%
27%
35%
0% 10% 20% 30% 40%
Start a business
Open a savings account
Health / Life Insurance
Education
Buy or build a house
Do you use these money for something else other than daily expenses?
135
40%
9%
35%
1%
1%
12%
0% 10% 20% 30% 40% 50%
Very rarely / Almost never
Once a year
A few times a year
Once a month
Once a week
Everyday
How often do you communicate with this family member or relative – the one that sends you money?
136
33%
15%
29%
3%
5%
15%
0% 10% 20% 30% 40%
More than 5 people
5 people
4 people
3 people
2 people
1 person
How many people – including yourself – benefit from the money you receive from your family member or relative?
137
Major Findings
Approximately 1 millionMoldovans benefit from remittances.
138
The Moldova Banking System and Investment Potential
139
0%
31%
49%
19%
0% 10% 20% 30% 40% 50% 60%
Bad
Mediocre
Good
Excellent
Overall, how do you see your family’s personal economic situation in Moldova?Remittance Recipients
140
20%
20%
60%
Positive
Negative
Don't know/ No answer
Overall, do you have a positive or negative opinion of the banks in Moldova? Remittance Recipients
141
25%
36%
23%
2%
6%
8%
0% 5% 10% 15% 20% 25% 30% 35% 40%
Don't know /No answer
Don't treat you well
Not famliar with banks
Think money is not safe
Charge too much for services
Bad experience
Why do you have a negative opinion of the banks in Moldova?Remittance Recipients
142
Do you have a bank account?
19%
14%
84%
79%
0% 20% 40% 60% 80% 100%
Remittancerecipients
Adultpopulation
Yes
No
143
6%
5%
84%
3%
2%
0% 20% 40% 60% 80% 100%
None
Another type of investment
Business
Property
Savings account
Do you have any investments in Moldova?Remittance Recipients
144
15%
19%
19%
19%
20%
0% 5% 10% 15% 20% 25%
Open savingsaccount
Finance universityeducation
Loan to financebusiness
Health / Lifeinsurance
Mortgage / Loan tobuy house
Remittance recipients “very interested” in financial investment products
145
