Learning during the internship.

1stA & 2nd Weeks (Training sessions)

From the Starting Days the internship will go well and in training sessions the

learned from the external guide so many and then after Appling in practical in

selling mutual funds. In training study of mutual fund industries and about the

concept of mutual funds and how working mutual fund and why people are not

interested or interested in investing money in mutual funds. First 3 day learning

of mutual fund industries than about HDFC mutual fund and other AMC, how all

the organization will work and will generating portfolio. Some of day will go

than after study of mutual fund schemes of HDFC mutual funds, like

HDFC Equity fund,

HDFC Top 200 Fund,

HDFC Growth Fund,

HDFC Prudence Fund,

HDFC Balanced Fund,

HDFC TaxSaver,

HDFC Gold Fund,

HDFC Gold Exchange Trade Fund,

HDFC Mid-Cap Opportunities Fund,

HDFC Monthly income plan,

HDFC Cash management Fund Etc.

Also study like

How many types of fund?

Which fund will be more risky and which will be more return given?

Why people investing 2 or 3 Day in Liquid Fund?

like types of mutual fund are Debt Fund & Equity Fund the manly this is two

types of funds in Debt fund study of Liquid fund, short term fund, gilt fund,

Hybrid fund, and in equity fund Study like index fund balanced fund Equity

linked und, Diversified fund Sectors fund.

Which types of investment falls under Section 80c, about section 80c?

What is SIP & benefit of SIP?

Why investing in SIP?

About tax slab and indexation calculation.

What is ULIP (unit linked insurance plan)?

What is difference Between ULIP and Mutual Fund?

What is a one year Bank FD rate, benefit of mutual fund?

What is STP (Systematic transfer plan)?

3rd & 7th Weeks (Selling of mutual funds)

Selling of mutual fund is main activity at the internship, after the completing of

training the project guide at HDFC mutual fund send the HDFC bank and from

the walking customers come and approaches and selling mutual funds.

“TRY AND TRY WILL BE YOU SUCCESSESED”

From the starting day I have no idea to how to introduce customers about the

mutual fund and then after daily activity is only selling of mutual fund, but this

statement will be help full to me here daily meet more than 50 customers, I am

try my best and achieving my target in 2 month of selling more than 50 SIP.

During the selling time so many answers given by customers like…

I have no time,

This is all about enter in loss,

I am not interested sorry,

You lost your time please,

My Agent will done my investment,

My father will handling all investment,

All ready invested money,

My salary is so much low,

Market is not good

Not interested in market linked investment,

I have already HDFC mutual funds,

At that time I have Loan so all money invested their,

My plan to purchase a home,

Market is fluctuated so not right time to invest,

You are advisor of mutual funds,

You are the student so what you know about market I am in this field since 10

year,

External learning at HDFC BANK…..

Every day touch branch at 9.15 AM and selling mutual funds, and in extra time

or free time how branch operation will be arrange and all day at 9.30 AM

meeting with Branch manager and given task or target to all employ on the basis

of task and target all employ are working and next day all are reporting to

branch manager.

Some time I am free so I am help full to bank to given basic knowledge of net

banking and try to provide net banking facility at branch and given training to

Them at branch and how to generate or help full net banking in saving time and

speedy like if you want to Fixed deposit you will done at your home, Also

download 5 year statement, third party transaction, transfer money from one

account to other, from one bank to another bank And so many thing will do at

your home, and other thing like

Filling account opening form,

Some of knowledge regarding foreign exchange transactions,

How to selling insurance plan?

Why people more interested in fixed deposit,

Why people not taking risk,

Some of knowledge of loan rates

Credit card facility,

How to open account if person is outside India and then also him or her open

account in India?

Locker facility provided by bank,