J«mhH$ {VVwH$m ‘oidmdm OmZodmar 2019 · Printed & Published by NISHIKANT VINAYAK GURJAR on...

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Page 1: J«mhH$ {VVwH$m ‘oidmdm OmZodmar 2019 · Printed & Published by NISHIKANT VINAYAK GURJAR on behalf of Mumbai Grahak Panchayat, Printed at India Printing Works, 42 G. D. Ambekar
Page 2: J«mhH$ {VVwH$m ‘oidmdm OmZodmar 2019 · Printed & Published by NISHIKANT VINAYAK GURJAR on behalf of Mumbai Grahak Panchayat, Printed at India Printing Works, 42 G. D. Ambekar

J«mhH$ {VVwH$m ‘oidmdm OmZodmar 2019

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{O{Zìhm `oWo Ad-hoc Expert Group meeting ‘ܶo 'Upholding Rights of Vulnerable & Disadvantaged consumers in Digital World' `m {df`mda ~mobVmZm H$m`m©Ü`j A°S>. {earf Xoenm§So>

I§S>mim ¶oWo O‘bobo H$m¶©H$m[aUr gXñ¶

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Printed & Published by NISHIKANT VINAYAK GURJAR on behalf of Mumbai Grahak Panchayat, Printed at India Printing Works, 42 G. D. Ambekar Marg, Wadala, Mumbai - 400 031 and Published at Mumbai Grahak Panchayat, Grahak Bhawan, Sant Dnyaneshwar Marg, JVPD Scheme, Juhu, Vile Parle (West), Mumbai - 400 056 Ph.: 26288624, 26281832, Fax : 26250916. • Email : [email protected] • Vitaran Email : [email protected] • Website: mumbaigrahakpanchayat.org • Editor : Shubhada Chaukar

g§nmXH$s¶ 4VH«$ma Aer gwQ>cr... 6hdo VoM M°Zob {ZdS>m 7{d{dY ^m¡Jmo{bH$ {d^mJm§Vrb ‘hÎdmÀ`m KS>m‘moS>r 8The New Consumer Protection Bill 9"‘oJm àm°nQ>u ’o$pñQ>ìhb'‘Ü`o gbmoIm ‘§MmMo XmbZ 10{db§~mgmR>r "éUdmb'bm Mmn 11dmMy AmZ§Xo 13do~ nmoQ>©b hohr "BñQ>oQ> EO§Q>'! 14New Tariff for TV Channels 15~moardbrV amï´>r` J«mhH$ {XZr {deof CnH«$‘ 17Mhm g¨ñH¥$VrVrb OwZo nmhþUo! 18

g§nmXH$ …- ew^Xm Mm¡H$a g„mJma …- S>m°. am‘Xmg JwOamWr, A°S>. {earf Xoenm§S>o, dg§wYam XodYa ‘wIn¥ð> :- amO|Ð amUoAjaOwiUr d aMZm, H$bm d ‘wÐU …- B§{S>¶m qàqQ>J d³g©, dS>mim, ‘w§~B©

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`§Xm amï´>r` J«mhH$ {XZm{Z{‘Îm J«mhH$m§Zm {‘imbobr ^oQ> åhUOo Zdo J«mhH$ g§ajU {dYo`H$ bmoH$g^oV nm[aV hmoUo. H|$Ðr` J«mhH$ ì`dhma ‘§Ìr am‘{dbmg nmgdmZ `m§Zr 20 {S>g|~a 2018 amoOr ho {dYo`H$ bmoH$g^oV ‘m§S>bo. VoWo Vo nm[aV Pmbo. Vo bdH$aM amÁ`g^oV ‘m§S>bo OmB©b.

ZdrZ J«mhH$ g§ajU H$m`Xm ApñVËdmV `oUo AmVm Ñ{ï>nWmV Ambo Amho. AmYrÀ`m "J«mhH$ g¨ajU H$m`Xm 1986' EodOr hm 2018 Mm ZdrZ H$m`Xm bdH$aM bmJy hmoB©b.

dñVy d godm KoVmZm hmoUmar ’$gdUyH$, ‘ZñVmn, ÌwQ>r, AÝ`mæ` ì`mnmar àWm, AdmOdr qH$‘V, gwa{jVVm VÎdmMo Cëb§KZ BË`mXr Jmoï>tMr VH«$ma VmbwH$m, amÁ` d Xoe nmVirda àË`j qH$dm BboŠQ´>m°{ZH$ arVrZo gwb^nUo H$aÊ`mMr gmo` `m Zì`m H$m`ÚmV Agob. "aoam'gmaIo gbmoIm ‘§Mhr `m `§ÌUoV AgVrb Aer Anojm Amho.

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Zdr D$Om©, Zì¶m AmH$m§jm

gZ 2018 bm Ab{dXm H$aV AgVmZm, Amnë`m g§ñWoÀ`m Zì`m KQ>Zoà‘mUo n{hbr H$m`©H$m[aUr A{bH$So>M H$m`©aV Pmbobr AgVmZm Zì`m dfmªV Zì`m AmìhmZm§Zm nobÊ`mMm {ZYm©a ‘Ü §Var Pmboë`m {Zdmgr {eIag oV H$aÊ`mV Ambm. Amnë`m g§ñWoÀ`m H$m‘mMo gImob Am{U gSo>VmoS> narjU H$ê$Z Zì`m, ~XbË`m n[apñWVrZwgma Amdí`H$ Vo ~Xb H$moUVo, H$go H$amdoV, `mda gImob ‘§WZ H$aUmar hr g^m hmoVr. hr g^m 15 d 16 amoOr I§S>mim oWo Pmbr.

ñd §godr H$m ©H$V} ho g§ñWoMo ~bñWmZ. Ë`m§Zm àmoËgmhH$ dmVmdaU {‘iV amhmdo, `mgmR>r H$m¶ H$amdo, `mgmR>r ‘mJ©Xe©Z H$am`bm Amë`m hmoË`m Á oð> ‘mZgVÁk à{V‘m hdmbXma. g§ñWo‘Yrb H$m ©H$Ë`mªÀ`m JwUm§Mo g¨JmonZ, EH$‘oH$m§Zm nyaH$ y{‘H$m, AmYw{ZH$ V§ÌkmZmMm dmna, VéUm§Mm gh^mJ `m~Ôb MMm© Pmbr. Amnë`mH$So> Oo Mm§Jbo Amho Vo Xwgè`mbm XoUo ho g§KQ>ZoÀ`m Ñï>rZo Iyn ‘hÎdmMo AgVo, ho Ë`m§Zr EH$m A{^Zd IoimÛmao g‘OmdyZ gm§{JVbo.

à{V‘mVmBªMo d¶ 85. CËgmh ‘mÌ VéUm§Zm bmOdob Agm. Amnë¶m g§ñWoÀ¶m H$m‘mV ‘{hbm OmñV AmhoV, Á¶oð> ZmJ[aH$m§Mm am~Vm OmñV ¶mMr I§V H$embm ~miJVm, Oo H$m‘ H$aVmV ˶m§Mo d¶ Zmhr Va C‘oX ‘hÎdmMr hm {dMma ˶m§Zr ‘m§S>bm.

Xwgè`m {XderMo gH$miMo gÌ Á`oð> ì`dñWmnZ VÁk d boIH$ S>m°. {Jare OmImo{Q>`m `m§Zr KoVbo. g§ñWoMr ^mdr dmQ>Mmb Am{U g§ñWonwT>rb ZdZdrZ AmìhmZo {deX H$aVm§Zm Ë`m§Zr g§ñWobm `mMm {dMma H$am`bm hdmM Aem AZoH$ {df`m§Zm hmV KmVbm- 1. Xw~©b KQ>H$m§gmR>r {dVaU ì`dñWm am~{dUo. 2. dñVy§À`m àË`j CËnmXZmMm IM© d {H$‘Vr `m§Vrb ’$aH$mMm Aä`mg H$aUo. 3. Am°ZbmBZ IaoXrÀ`m g§X^m©V Ë`m-Ë`m EOÝgr~amo~a g§ñWobm Q>m`An (tieup) H$aVm `oB©b H$m `mMm Aä`mg H$aUo. 4. {dVaUmVrb eoV‘mb IaoXrgmR>r eoVH$è`m§À`m ghH$mar g§ñWm/g§KQ>Zm `m§À`m~amo~a gm§JS> KmbVm `oB©b H$m Vo ~KUo. 5. {d{dY

joÌmVrb Ogo H$s Ý`m`mb`o, nmo{bg joÌ, emgZmÀ`m doJdoJù`m ImË`mVrb {Zd¥Îm A{YH$mar `m§Zm g§ñWoer OmoSy>Z KoVm `oB©b H$m? 6. VéU {nT>r g§ñWo‘Ü`o `oÊ`mgmR>r Ë`m§Mr AmdS>, {ZdS>, JaO H$m` Amho `mMm Vnerbdma gìh} ìhm`bm hdm Am{U Amdí`H$ Vo ~Xb Amnë`m `§ÌUoV H$aUo Amdí`H$ Agë`mMo Ë`m§Zr Z‘yX Ho$bo. 9. ‘w§~B©~amo~aM ~mH$sÀ`m eham§Zmhr Amnë`mbm OmoS>m`bm hdo. Amnbm {dñVma ìhm`bm hdm. 10. ~hþOZ g‘mOmbm {dVaUmV AmUm`Mo Agob Va H$m` H$aVm `oB©b? 11. N>moQ>çm XwH$mZXmam§Zm AmnU EH$Ì AmUy eH$Vmo H$m, `mMm {dMma ìhm`bm hdm. 12. naXoerpñWV ‘wbm§gmR>r doJim JQ> V`ma H$aVm `oB©b H$m?

g§ñWoMr j‘Vm H$m` Amho Am{U EHy$UM g‘mOmMr JaO H$m` ¶mMr gm§JS> KmbV S>m°. {Jare OmImo{Q>`m `m§Zr Cn`wº$ {dMma ‘m§S>bo.

EH§$Xa Amnë`m g§ñWoZo ^{dî`mVrb dmQ>MmbrgmR>r nÕVera {Z`moOZ H$am`bm hdo, Ago S>m°. {Jare OmImo{Q>`m `m§Zr gm§{JVbo. Ë`m§Mo naIS> Am{U AmœmgH$ ‘mJ©Xe©Z EoHy$Z àË`oH$OU {dMmaàdU Pmbm.

¶o˶m H$mimV Amnë¶mbm ‘moR>r AmìhmZo nobm¶Mr AmhoV. Am°ZbmBZ em°qnJMr dmT>Vr ~mOmanoR>, "S>r ‘mQ>©'gma»¶m ‘moR>çm XmbZm§H$S>o diUmè¶m J«mhH$m§Mo dmT>Vo à‘mU Aën doimV gmo¶rÀ¶m nÕVrZo IaoXr H$aUmè¶m VéUmB©Mr Zdr JaO Aer AZoH$ AmìhmZo nobV Zì¶m H$mimVrb AmìhmZm§Mm gm‘Zm H$am¶Mm Va Amnë¶m ¶§ÌUoV bdH$amV bdH$a ~Xb H$amdo bmJVrb, ¶mMr OmUrd Vrd«VoZo Pmbr.

XwnmaÀ`m gÌmV {dO` dJi, AmbmoH$ hS>uH$a Am{U ‘r ñdV: Amåhr {VKm§Zr Amnbr g¨ñWm 2025 gmbr H$er Agob, H$er Agmdr `mda H$mhr H$ënZm ‘m§S>ë`m.

{dO` dJi `m§Zr g§KQ>Z ~iH$Q> H$aÊ`mda ^a {Xbm. àË`oH$ {d^mJmVrb H$m`©H$Ë`mªZr Amnmnë`m g§KmVrb g^mgXm§Zm ^oQ>V amhmUo, AmYw{ZH$ V§ÌkmZ àË`oH$mZo

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AmË‘gmV H$ê$Z g§dmX dmT>dUo, gh`moJr g^mgXm§Zm OmoSy>Z KoUo Ago Ho$ë`mg g§ñWoMm {dñVma Mm§Jbm hmoB©b, Ago {dMma ‘m§S>bo.

AmbmoH$ hS>uH$a `m§Zr g§ñWoÀ`m H$m‘mV VéU {nT>rMm gh^mJ dmT>mdm `mgmR>r à`ËZ H$am`bm hdoV, Ë`mgmR>r H$m°boOÀ`m {dÚmÏ`mªZm OmoSy>Z KoUo Am{U Ë`mÀ`mgmR>r EImXm ’o$pñQ>ìhb AmIUo, Ago H$aÊ`mMr BÀN>m ì`º$ Ho$br.

Midi Am{U {dVaU m XmoÝhr ~mOy§Mm {dMma H$ê$Z H$mhr ‘wÔo ‘r ‘m§S>bo. Amnbr {dVaU H|$Ðo/JmoS>mD$Ýg gwg‚m H$am`Mr {ZH$S> ì`º$ Ho$br. VgoM g§ñWoMr gXñ` g§»`m EH$ bj hmoB©b `mgmR>rÀ`m n`m©`m§Mm {dMma H$am`bm hdm, hohr gm§{JVbo. g§KnmoM gm‘mZm~amo~aM àË`oH$ g^mgXmMo doJio n°H$ g§Kmn`ªV nmohmoMÊ`mMr Amdí`H$Vm ‘m§S>br. g§ñWoMm EH$ ‘moR>m CnH«$‘ åhUOo J«mhH$ n§Mm`V noR>m `m Iwë`m ‘moR>çm ‘¡XmZmda (Ogo H$s dm§Ðm [aŠbo‘oeZ) da Am`mo{OV H$aVm `oVrb H$m, `mda {dMma H$aUo Amdí`H$ Ë`m‘wio OmñVrV OmñV J«mhH$m§n¶ªV g§ñWm nmohmoMob. gXñ`m§Zr Ë`m§À`mH$mS>rb godoH$ar ‘§S>itZm g^mgX H$ê$Z KoUo (‘mobH$arU, MmbH$, B.) OoUoH$ê$Z Vmohr g‘mO Amnë`m dmQ>n `§ÌUoMm bm^ KoD$ eHo$b, "MGP H$ëMa H$mS©>'gmaIr `moOZm am~dyZ g^mgXm§Zm Mm§Jbo H$m`©H«$‘ gdbVrV nmhÊ`mMm bm^ {‘idyZ XoUo, "aoam' gmaIo {Z`m‘H$ Am`moJ gd© AË`mdí`H$ godm joÌm§V `mdo, Ë`m§V Amnë`m g§ñWoMo à{V{ZYr AgmdoV, `mgmR>r à`ËZ H$aUo (CXm. é½Ugodm, {d‘m, {ejU, B.), H$m`©H$Ë`mªMo ~i dmT>mdo-A{YH$m{YH$ H$m¶©H$˶mªZr BWo ¶mdo, H$m‘ H$amdo

Ago dmVmdaU Am{U ˶m§Zm {Z{‘Îm {‘iob ¶mgmR>r à¶ËZaV amhmdo, Aem AZoH$ Jmoï>r ‘m§S>ë`m; Ë`mda CËgmhmZo MMm© Pmbr.

Zì`mZo H$m`©^ma gm§^miboë`m nXm{YH$mè`m§Zrhr g§ñWoMr Am{W©H$ ~mOy ~iH$Q> Am{U nmaXeu H$er amhrb VgoM {dVaUhr A{YH$ gwH$a Am{U gwb^ H$go hmoB©b, `mda Amnmnbo {dMma ì`º$ Ho$bo.

Amnë`m g§ñWoMr nV ‘moR>r Amho, à{Vð>m Amho, j‘Vm Amho. Ë`mMr OmU d ^mZ R>odyZ AmnU `m g§ñWobm A{YH$ {dñV¥V H$aÊ`mgmR>r à`ËZ H$amdoV, `mgmR>r Zdr D$Om© XoUmar g^m hmoVr hr!

g{dVm Xm|Xo ¶m§À¶m ‘wbmMm Am{bemZ H$m°nm}aoQ> ñQ>mBb ~§Jbm, Ë`m§Mm CËgmhr nmhþUMma, g^modVr {ZgJ©aå` dmVmdaU, gwIX em§VVm, AmëhmXXm`r dmVmdaU, Ioir‘oirMm ‘yS>, ‘wº$-MMm© Am{U gdmªÀ`m ‘ZmV MGP hm EH$‘od {dMma! Zì`m H$ënZm, D$Om© Am{U CËgmh KoD$Z gmao naVbo...

Am{U Amë`m Amë`m EH$m B‘ob! WoQ> ñdrS>ZSy>Z EH$m VéU ‘{hboMo nÌ! "Amåhmbm Amnbm ‘mb BWo hdm`.. bmJob Vo ghH$m`© H$ê$, nU Vwåhr ‘mb nmR>dmb Zm ñdrS>Zbm?'Aer gmX XoUmao ho nÌ åhUOo gwIX Y¸$m hmoVm. gw`moJ åhUVmV Vmo hmM H$m? H$m¶©H$m[aUrVrb gdmªMr g§ñWo~ÔbMr ~m§YrbH$s, H$m¶©H$˶mªMo ~i, àm‘m{UH$ à¶ËZ, g§ñWoMr j‘Vm, g^mgXm§Mm {dídmg ¶m ~imda AmnU Zdr AmìhmZo noby Agm AmË‘{dídmg CamV ~miJyZ Zdr AmIUr gwê$ Pmbr Amho.

- ew^Xm Mm¡H$a

~moardbr {d^mJmV’}$ g§ñWoMo g§ñWmnH$, n{hco AÜ`j d gdmªMo bmS>Ho$ Á`oð> g§JrVH$ma gwYra ’$S>Ho$ (~m~yOr) `m§Mo OÝ‘eVmãXr df© gmOao H$aʶmV ¶oV Amho. ~moardbr {d^mJmÀ`m dm{f©H$ ñZohg§‘obZm{Z{‘ÎmmZo g§JrVH$ma d Jm`H$ lrYa ’$S>Ho$ ¶m§Mr ~m~yOtÀ¶m JmÊ`mMr ‘¡{’$b d Jßnm Agm H$m`©H«$‘ {X. 24 OmZodmar 2019 amoOr AmIʶmV Amcm Amho. ~moardbr ì`{V[aŠV BVa {d^mJmVrb BÀNw>H$ gXñ`m§Zr amO|Ð amUo (9820040256) `m§À`mer cdH$amV cdH$a g¨nH©$ gmYmdm.

X{hga {d^mJmMo dm{f©H$ ñZohg¨‘obZ a{ddma, 20 OmZodmar amoOr gm`§. 5.00 dm. Am`mo{OV Ho$bo Amho. m H$m`©H«$‘mMo AÜ`jñWmZ S>m°. am‘Xmg JwOamWr, AÜ`j, ‘w§~B© J«mhH$ n§Mm`V ho yfdUma AmhoV. A°S>. {earf Xoenm§So>, H$m`m©Ü`j ‘w§~B© J«mhH$ n§Mm`V ho CnpñWVm§Zm ‘mJ©Xe©Z H$aVrb.

a°‘Z ‘°Jgogo nm[aVmo{fH$ {dOoVo S>m°. ^aV dmQ>dmUr (AÜ`j, lÕm nwZd©gZ ’$mC§So>eZ) ho à‘wI nmhþUo åhUyZ ‘mJ©Xe©Z d AZw^dH$WZ H$aUma AmhoV. ¶m H$m`©H«$‘mMm gdmªZr Z¸$s bm^ ¿¶mdm.

ñWi … X{hga ñnmoQ>©g² ’$mC§So>eZ g^mJ¥h, Vi‘Obm,

X{hga ñZohg§‘obZmV S>m°. ^aV dmQ>dmUr ¶m§Mo AZw^dH$WZOar‘ar JmS©>Z Odi, X{hga (nyd©), ‘w§~B© 68

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VH«$ma Aer gwQ>cr....- A^` XmVma

~ZmdQ> H$mS>©Ûmao H$mT>bobo n¡go naV

Am`wfr `ed§Vamd `m§Mo gm§VmH«w$P (nyd©) `oWrb ñQ>oQ> ~±Ho$À`m dmH$mobm emIoV ~MV ImVo Amho. H$mhr H$maUmgmR>r Ë`m§Zm n¡emMr JaO bmJbr åhUyZ Ë`m ~±Ho$À`m emIoVrb EQ>rE‘‘YyZ n¡go H$mT>m`bm Joë`m, nU "{nZ MwH$sMm Amho' Agm g§Xoe {Xgë`mZo Ë`m§Zr AmUIr XmoZ doim n¡go H$mT>Ê`mMm à`ËZ Ho$bm, nU Cn`moJ Pmbm Zmhr. Ë`m‘wio ZdrZ {nZ V`ma H$ê$Z KoÊ`mgmR>r Ë`m ~±Ho$V Joë`m d {VWo arVga AO© ^ê$Z {Xbm, VgoM nmg~wH$hr ^ê$Z KoVbo. Vo

Vnmgbo AgVm Ë`mV ’$ŠV gmoim én`o {eëbH$ Agë`mMo nmhÿZ Ë`m§Zm YŠH$m ~gbm. nmg ~wH$ ZrQ> nm{hë`mda Ë`m§Zm AmT>iyZ Ambo H$s, Ë`m§À`m ImË`mVyZ ~ZmdQ> EQ>rE‘Ûmao EHy$U é.1,22,260/- BVH$s aŠH$‘ H$mT>br Jobr Amho.

Am`wfr `m§Zr Vm~S>Vmo~ ~±Ho$V "{S>ñß`yQ> ’$m°‘©' ^ê$Z {Xbm Am{U dmH$mobm nmobrg R>mÊ`mV àmW{‘H$ ‘m{hVr Ahdmb Zm|X H$ê$Z KoVbm. ~±Ho$H$So> dma§dma nmR>nwamdm H$ê$Zhr H$mhr Cn`moJ hmoV ZìhVm, åhUyZ Ë`m gd© H$mJXnÌo KoD$Z g§ñWoÀ`m {JaJmd `oWrb VH«$ma ‘mJ©Xe©Z H|$ÐmV Amë`m. Vr H$mJXnÌo VnmgyZ nm{hë`mda Ago AmT>ibo H$s, gXa ì`dhmam§Mm H$moUVmhr g§Xoe Ë`m§À`m ‘mo~mB©bda Ambobm ZìhVm. ~±Ho$Zo `m ì`dhmam§À`m Vn{ebmMm Omo

bm°J {Xbm hmoVm, Ë`mda doi {Xbr ZìhVr. dmH$mobm nmobrg R>mÊ`mZo grgrQ>rìhr ’y$Q>oO ‘mJdbo hmoVo, na§Vw VoWrb {ZarjH$mZo gm§{JVë`mZwgma Vo nmo{bgm§Zm {‘imbo ZìhVo.

Amåhr ñQ>oQ> ~±Ho$bm `m g§~§Yr EH$ nÌ nmR>dbo d Ë`mV darb VwQ>r Z‘yX Ho$ë`m. VgoM BCSBI (Banks Code and Standards Board of India)Zo àg¥V Ho$boë`m "~±H$m§Mr J«mhH$m§àVr Agbobr ~m§{YbH$s' (Code of Banks’ commitment to customers) `mVrb H$b‘ H«$. 8.17.4.1 (s) Zwgma EQ>rE‘ Agboë`m {R>H$mUMo

grgrQ>rìhr ’y$Q>oO m àH$aUmMm {ZH$mb bmJon`ªV amIyZ R>odm`bm gm§{JVbo. `m ì`{V[aŠV hr ~±Ho$À`m "ì`dñWo‘Yrb VwQ>r' Agë`mZo, [aPd© ~±Ho$Zo {XZm§H$ 6 Owb¡, 2017 amoOr Omar Ho$boë`m n[anÌH$ H«$.DBR. No. Leg. BC. 78/09.07.005/2017-18 ‘Yrb H$b‘ H«$. 3 (ii) Am{U 6 (a)(ii) Zwgma ñQ>oQ> ~±Ho$Zo `m nyU© aH$‘oMm naVmdm Am`wfr `m§Zm Úmdm', Aer ‘mJUr Am‘À`m nÌmÛmao Ho$br. Ë`mZ§Va gw‘mao Xhm {Xdgm§Zr ~±Ho$Zo nyU© aŠH$‘ Am`wfr `m§À`m ImË`mV O‘m Ho$br, Ë`m~Ôb Ë`m§Zr

H|$ÐmVrb H$m`©H$Ë`mªMo Am^ma ‘mZbo.

ghobr g¨K, KmQ>H$mona (n.) À`m aËZà^m ZmJoe A{hao øm§Mo n{V ZmJoe A{hao `m§Mo 28 Am°ŠQ>mo~a 2018 amoOr Aënem AmOmamZo {ZYZ Pmbo. Vo gZ 1985 nmgyZ (à~moYZ, [aOd© ~±H$ H$m°bZr, ‘w§~B© g|Q´>b) g§KmMo g^mgX hmoVo. Z§Va Ë`m§Zr KmQ>H$mona (ny.) `oWo Z§XmB© g§K gmb 2002 ‘Ü`o ñWmnZ Ho$bm d Ë`mZ§Va KmQ>H$mona (n.) `oWo 2010 gmbr "ghobr' g§K ñWmnZ Ho$bm. Ë`m§À`m nËZrÀ`m J«mhH$ g§K {ZJS>rV H$m‘mV Ë`m§Mm ‘hÎdmMm dmQ>m hmoVm.

ZmJoe A{hao `m§Zm lÕm§Obr

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- dgw§Yam XodYa

hdo VoM M°Zob {ZdS>mAZoH$ M°ZoëgMm "~wHo$' KoVmZm AmnU

AH$maU ZH$mo Ë`m M°ZobgmR>r n¡go ^aVmo. Ë`mnojm Or hdr VrM M°Zoëg {ZdS>m.

VoìhT>çmM M°ZoëggmR>r n¡go ^am. Zì`mZo {‘imbobm hm A{YH$ma ZoQ>mZo ~Omdm.

‘w§~B© J«mhH$ n§Mm`VrZo 2003 gmbr, Ho$~b godoÀ`m J«mhH$m§À`m Ag¨Vmofmbm dmMm ’$moS>br, Ë`mbm 15 df} Pmbr. nU "gdmªZm gd©H$mi Hw$UrM ’$gdy eH$V Zmhr', Ë`mMm àË`` Q>o{bH$m°‘ {Z`m‘mH$m§Zr Or XaaMZm gd© godm nwadR>mXmam§gmR>r bmJy Ho$br Amho {VÀ`m‘YyZ `oVmo Amho. AWm©V ho gJio gd©gm‘mÝ` J«mhH$mn`ªV nmohmoMUma Zmhr, `mMr nyU© XjVm Ho$~b Am{U S>rQ>rEM godm nwadUmè`m gJù`mZr AJXr EH$OwQ>rZo KoVbr Amho. Ë`m‘wio 2017 À`m VrZ ‘mM© nmgyZ Vo AJXr nadmn`ªV - gdm}ƒ Ý`m`mb`mZo {ZH$mb XoB©n`ªV Hw$UmbmM `m 21 ‘{hÝ`mV H$m` Pmb§` `mMr ZrQ>er H$ënZm ZìhVr. WmoS>Š`mV nmhÿ`m H$m` Amho `m {ZH$mbmV-

1. 3 ‘mM© 2017 ‘Ü`o Q´>m`Zo {d{dY dm{hÝ`m§Zr J«mhH$m§Zm H$moUË`m XamZo godm Úmdr, ho {Z{üV Ho$bo. VgoM FTA åhUOo {ZewëH$ dm{hÝ`m Am{U gewëH$ dm{hÝ`m m§Mm EH${ÌV Xa R>adUo, gewëH$ dm{hÝ`m§Mo OUy "JR>-~§YZ' H$ê$Z Ë`m§Mm EH${ÌV Xa R>adUo, `m gma»`m "AZw{MV ì`mnmar àWm§da' A§Hw$e AmUbm. ñQ>ma B§{S>`m Am{U {dO`m `m§Zr `m {ZU©`mbm ‘Ðmg (MoÞB©) Cƒ Ý`m`mb`mV AmìhmZ {Xbo. {Z`m‘H$ Am`moJmbm Aem àH$mao Xa{Z{üVr H$aÊ`mMm A{YH$maM Zmhr, Agm Amjon hmoVm.

2. CnamoŠV IQ>ë`mV ‘Ðmg Cƒ Ý`m`mb`mMm {ZU©` {damoYmV Joë`m~amo~a, "ñQ>ma'Zo gdm}ƒ Ý`m`mb`mV Ymd KoVbr.

3. 03 Owb¡ 2018 bm {Z`m‘mH$m§Zr Ho$~b Am{U S>rQ>rEM godm nwadR>mXmam§gmR>r Oo {d{Z`‘ Omar Ho$bo, Ë`mMdoir gd© godmnwadR>mXmam§Zm 180 {Xdgm§Mm AdYr

{Xbm hmoVm. åhUOo 4 OmZodmar 2019 n`ªV Ë`m§Zr Amnë`m J«mhH$m§Zm ZdrZ {Z`‘mZwgma godm XoÊ`mg gwédmV H$aUo ~§YZH$maH$ Amho.

AmO n[apñWVr Aer Amho, H$s J«mhH$m§Zm øm gd© dñVwpñWVrMr A{O~mV H$ënZmM Zmhr`o Am{U ho AWm©V Ë`m§Mr gVV bw~mS>UyH$ H$aUmè`m H§$nÝ`m§À`m ho nÏ`mda nS>bo Amho. åhUyZM ‘w§~B© J«mhH$ n§Mm`VrÀ¶m dfm© amD$V ¶m§Zr 2003 gmbr gwê$ Ho$bobo ho H$m‘, Á`m J«mhH$m§gmR>r Ho$bo, Ë`m§À`mn`ªV nmohmoMdÊ`mg H§$~a H$gbr Amho. g‘OyZ ¿`m -· Á`m dm{hÝ`m nyU©nUo {Z…ewëH$ AmhoV Ë`mgmR>r 130 én`o Xa. `mV XyaXe©ZÀ`m gd© dm{hÝ`m Amë`m nm{hOoV. VgoM gm‘mÝ` H$a‘UyH$, ‘wbm§gmR>r, Ioi {df`H$, {MÌnQ>, g¨JrV, ‘m{hVrna Am{U ^pŠVna, Aem H$m`©H«$‘m§Mm g‘mdoe AgUmè`m dm{hÝ`mgwÕm gm‘m{dï> Pmë`m nm{hOoV.· H$moUVrhr dm{hZr EImÚm JQ>mV KmVbobr Agob, Var Vr JQ>m~mhoa, ’$ŠV {VMm Omo Xa Agob Vmo XoD$Z, J«mhH$mbm ~KVm Ambr nm{hOo.· dm{hZrMm A{YH$V‘ Xa 19 én`o Va H$‘rVH$‘r eyÝ`mhÿZ OmñV Agmdm. AmO ‘m{gH$ Ho$di nÞmg n¡go Agm Xa "Pr 24 Vmg' `m dm{hZrZo {Xbm Amho.· `mMm AW© Agm H$s àË`oH$ J«mhH$ Ë`mbm hì`m Ë`m Am{U ’$ŠV Ë`mM dm{hÝ`m ‘mJy eH$Vmo Am{U VoìhT>oM n¡go A{YH$ H$a 18%, BVH$m AmH$ma Ë`mZo Úm`Mm Amho. Ë`mbm EImXm JQ> A»Im ¿`m`Mm Agob, Var Ver gmo`gwÕm CnbãY Agob. ‘mÌ A‘wH$ dm{hZrgmR>r ZH$mo Agboë`m 4 dm{hÝ`m§Mo n¡go Amnë`mbm ^am`bm bmdVm oUma ZmhrV.

19 {S>g|~abm "J«mhH$ ^dZ'‘Ü`o dfm© amD$V `m§Mo ^mfU

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· `m ì`dñWo‘wio J«mhH$mMm {ZdS>rMm hŠH$ Vmo ~Omdy eH$Vmo`.

AmVm J«mhH$m§Zr Ë`m§À`m godm nwadR>mXmamÀ`m Q>mob-’«$s H«$‘m§H$mda Mm¡H$erMm ^S>r‘ma H$am`bm hdm. H$maU H$moUË`mhr do~gmB©Q>da hr ‘m{hVr CnbãY H$aÊ`mMo gm¡OÝ` EH$mhr godm nwadR>mXmamZo XmI{dbobo Zmhr.

‘hÎdmÀ`m godm nwadR>mXmam§Mo Q>mob-’«$s H«$‘m§H$ - ^maVr Q>obr{‘{S>`m 18001036065

{S>e S>r2EM 18001803474[abm`§g {~J Q>rdr 18002009001gZ S>m`aoŠQ> Q>rdr 18002007575Q>mQ>m ñH$m` 18002086633h°W-do Ho$~b 1800221119AmVm J«mhH$m§Mr O~m~Xmar Amho, H$s Ë`m§Zr

Amnë`mbm Á`m hì`mV Ë`mM dm{hÝ`m {ZdS>Ê`mMo ñdmV§Í` {‘idmdo. H$‘r n¡emV 300-400 dm{hÝ`m {‘iV AmhoV, Aem A{‘fmbm ~ir nSy> Z`o. H$maU Á`m dm{hÝ`m Amnë`mbm H$YrM ~Km`À`m Zmhr`oV, Ë`m§Mm JQ> {ZdS>Uo, åhUOo gob‘Ü`o Amho åhUyZ ZH$mo AgUmar dñVy KoD$Z, Vr ‘mù`mda Q>mH$Uo Am{U {dgê$Z OmUo, AgoM R>aob. {ZdS>rMm hŠH$ Iyn H$mimZo Am{U PJSy>Z {‘imbm Amho, Vmo ~OmdbmM nm{hOo.

· A§Yoar- OmoJoœar {d^mJ- 5 OmZodmar 5 dmOVm Am°b B§{S>`m BpÝñQ>. Am°’$ bmoH$b JìhZ©‘|Q>, ‘oAg© hm°b, A§Yoar (n.) "Am{U H$m{eZmW KmUoH$a' {MÌnQ>mMo boIH$ -{X½Xe©H$ A{^OrV Xoenm§So> `m§Mr ‘wbmIV.

· nmbKa {d^mJmMr ghb 20-21 Am°ŠQ>mo~a amoOr ^moaOdirb nmdhma ZXrÀ`m Vramdarb "gmH$ma BH$mo pìhboO' `oWo Am`moOÊ`mV Ambr hmoVr. Ë`m ^oQ>rV JmB©Mo Agbobo AZÝ`gmYmaU ‘hÎd Am{U n§MH$‘© `m Am`wd}{XH$ {M{H$ËgoMo ‘hÎd OmUyZ KoVm Ambo.

· S>m|{~dbr {d^mJmMm dm{f©H$ ‘oimdm 16 {S>g|~a amoOr Am`mo{OV H$aÊ`mV Ambm. m ‘oimì`mV gñWoMo ‘mOr I{OZXma A^` XmVma `m§Mo ì`m»`mZ Pmbo.

· JmoaoJmd {d^mJmVrb H$m`©H$Ë`mªgmR>r 3 {Xdgr` ghbrMo Am`moOZ H$aÊ`mV Ambo hmoVo. `m ghbr A§VJ©V {d{dY n`©Q>ZñWio VgoM Ym{‘©H$ ñWim§Zm ^oQ> XoÊ`mV Ambr. àm‘w»`mZo ~mbmOr XodñWmZmMr à{VH¥$Vr Agboë`m XodimMr ^oQ> VgoM {eS>u XodñWmZmMr à{VH¥$Vr Am{U bmoUmdim `oWrb d°Šg

{d{dY ^m¡Jmo{bH$ {d^mJm§Vrb ‘hÎdmÀ`m KS>m‘moS>rå`w{P`‘ nm{hbo.

· gm§VmH«w$P {d^mJmV 13 Am°ŠQ>mo~a amoOr pñ‘Vm Pm§~ao `m§À`m "Save My Heart' `m H$m`©H«$‘mA§VJ©V öX`{dH$ma Am{U ‘Yw‘oh `m {df`mda ì`m»`mZ Am`moOÊ`mV Ambo hmoVo. {d^mJr` dmQ>nmA§VJ©V {XdmirMo Am¡{MË` gmYyZ Zm{eH$ `oWrb "KaHw$b n[adma' g§ñWoVrb J{V‘§X ‘wbtZr V`ma Ho$bobo AmH$meH§$Xrb, nUË`m, VmoaUo, am§Jmoir VgoM BVa gOmdQ>rÀ`m gm‘mZmMr {dH«$s H$aÊ`mV Ambr.

· {JaJmd {d^mJmV {dVaUmÀ`m {Vgè`m dmQ>nmÀ`m g¨Km§Mr g¨»`m OmñV Agboë`m nai-bmb~mJ {d^mJmV, {JaJmd {d^mJmMo Ooð> H$m`©H$V} A^` XmVma m§À`m ‘mJ©Xe©ZmImbr ‘mo~mB©bda ‘mJUrnÌH$ H$er ^amdrV `mMo ‘mJ©Xe©Z H$aUmè`m H$m`©H«$‘mMo Am`moOZ gXñ` aKwZmW gmd§V `m§À`m Kar H$aÊ`mV Ambo hmoVo.

- {dO` dJig‘Ýd`H$, g¨KQ>Z {d^mJ

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The Lok Sabha passed the Consumer Protection Bill 2018, on 20th December 2018 which seeks to wholly replace the Consumer Protection Act 1986. Union Minister for consumer affairs Ram Vilas Paswan introduced the Bill. It will now be taken up for debate and subsequent passage in the Rajya Sabha.

Highlights of the Bill

The Bill replaces the Consumer Protection Act, 1986. The Bill enforces consumer rights, and provides a mechanism for redressal of complaints regarding defect in goods and

Consumer Disputes Redressal Commissions will be set up at the District, State and National levels for adjudicating consumer complaints. Appeals from the District and State Commissions will be heard at the next level and from the National Commission by the Supreme Court.

The Bill sets up a Central Consumer Protection Authority to promote, protect and enforce consumer rights as a class. It can issue safety notices for goods and services, order refunds, recall goods and rule against misleading advertisements.

If a consumer suffers an injury from a

The New Consumer Protection Bill

manufacturer, the seller, or the service provider.

practices.The Bill establishes Consumer Protection

Councils at the district, state and national levels to render advise on consumer protection.Key Issues and Analysis

The Bill sets up the Consumer Disputes Redressal Commissions as quasi-judicial bodies to adjudicate disputes. The Bill empowers the central government to appoint members to these Commissions. The Bill does not specify that the Commissions will comprise a judicial member. If the Commissions were to have members only from the executive, the principal of separation of powers may be violated.

The Bill empowers the central government to appoint, remove and prescribe conditions of service for members of the District, State and National Consumer Disputes Redressal Commissions. The Bill leaves the composition of the Commissions to the central government. This could affect the independence of these quasi-judicial bodies.

Consumer Protection Councils will be set up at the district, state, and national level, as advisory bodies. The State and National Councils are headed by Ministers in-charge of Consumer Affairs. The Bill does not specify whom the Councils will advise. If the Councils advise the government, it is unclear in what capacity such advice will be given.Key Features- Consumer Complaints

The Bill sets up Consumer Disputes Redressal Commissions (consumer courts) to hear complaints on matters like: (i) defect in

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(iv) knowingly selling goods or providing

electronically and from where the complainant resides or works.

These Commissions will be set up at District, State and National level, with pecuniary jurisdiction up to Rs one crore, Rs one crore to Rs 10 crore, and above Rs 10 crore, respectively. In case of unfair contracts, the State Commissions will hear complaints where the value is up to Rs 10 crore, and National Commissions will hear complaints above that value. These Commissions can declare unfair terms of such contracts to be null and void.

Appeals from the District Commissions will be heard by the State Commission, and from the State Commission by the National Commission. Appeals from the National Commission will be heard by the Supreme

Court.The Commissions will attempt to dispose

a complaint within three months, if the complaint does not require analysis or testing of commodities. If analysis and testing is required, the complaint will be disposed within a period

The District Commissions will consist of a President and at least two members. The State and National Commissions will consist of a President and at least four members.

appointment and removal of the President and members of these Commissions will be prescribed by central government through

The Bill also provides for mediation cells attached to the District, State and National Commissions. The Commissions may refer a matter for mediation if the parties consent to settle their dispute in this manner.

nwUo Am{U qnnar qMMdS> ehamV KaIaoXrÀ`m g¨YtMr ‘m{hVr XoUmao "H«o$S>mB© nwUo ‘oQ´>mo'Mm "‘oJm àm°nQ>u ’o$pñQ>ìhb' a|O{hëg `oWrb H¥$fr ‘hm{dÚmb`mÀ`m ‘¡XmZmda 7 Vo 9 {S>g|~a Xaå`mZ Pmbm. `m§V "‘hmaoam gbmoIm ‘§M'Mo XmbZ hmoVo. gbmoIm ‘§MmMr ‘m{hVr XoÊ`mgmR>r Amnbo H$m`©H$V} VoWo hmoVo. "‘hmaoam'Mo à‘wI Jm¡V‘ M°Q>Ou, "‘w§~B© J«mhH$

"‘oJm àm°nQ>u ’o$pñQ>ìhb'‘Ü`o gbmoIm ‘§MmMo XmbZ

n§Mm¶V'Mo H$m`m©Ü`j A°S>. {earf Xoenm§So>, Am`grgrAm` ~±Ho$Mo d[að> A{YH$mar Ogq‘Xa qgh Mhb, H«o$S>mB© nwUo ‘oQ´>moMo AÜ`j lrH$m§V nam§Ono, J¥hàXe©Z g{‘VrMo ‘w»` g‘Ýd`H$ [a¨Hy$ eodmZr, H«o$S>mB© nwUo ‘oQ´>moMo BVa nXm{YH$mar ‘Zrf O¡Z, aUOrV ZmB©H$Zdao, g¨Ord nmQ>o AmXr `m doir CnpñWV hmoVo. Amnë¶m XmbZmbm Mm§Jbm à{VgmX {‘imbm.

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aoamMm ’o$am

{db§~mgmR>r "éUdmb'bm Mmn - b{bVm Hw$bH$Uu

^aV am‘M§Ð ehm d AÝ` 12 VH«$maXmam§Zr éUdmb H$ÝñQ´>ŠeÝg `m§À`mer Zmha pìhboO (‘wbw§S>, ‘w§~B©) `oWrb éUdmb BpÝ’${ZQ>r `m J¥h{Z‘m©U àH$ënmV gX{ZH$m IaoXrgmR>r H$ama Ho$bm. àH$ënmMo H$m‘ 2006 ‘Ü`o gwê$ Pmbo. Ë`mZ§Va XmoZ dfm©V VH«$maXmam§er IaoXrMo H$ama Pmbo d H$amamÀ`m VmaIoZwgma 2008, 2009 d EH$m J«mhH$mbm 2010 `m dfu gX{ZHo$Mm Vm~m XoÊ`mMo {dH$mgH$mZo ‘mÝ` Ho$bo hmoVo. na§Vw {S>g|~a 2009 COmS>bm Varhr {dH$mgH$ EH$mhr J«mhH$mbm gX{ZHo$Mm Vm~m XoD$ eH$bm Zmhr. BVHo$M Zìho Va ‘hmaoamH$So> àH$ënmMr Zm|XUr H$aVm§Zm {dH$mgH$mZo gX{ZH$m§Mm Vm~m XoÊ`mMr VmarI MŠH$ Owb¡ 2024 BVH$s XyaMr Zm|Xdbr! Ë`m‘wio hdmb{Xb Pmboë`m J«mhH$m§Zr ‘hmaoamH$So> ñdV§Ì VH«$mar XmIb H$ê$Z AmnU ^aboë`m aŠH$‘oda {db§~mÀ`m H$mimgmR>r ì`mO {‘imdo d gX{ZHo$Mm Vm~m {‘iÊ`mMr VmarI dmOdr Agmdr Aer ‘mJUr Ho$br. na§Vw ‘hmaoamMo à‘wI Jm¡V‘ M°Q>Ou `m§Zr {dH$mgH$mZo {db§~mgmR>r {Xbobr H$maUo ‘mÝ` Ho$br d Omon`ªV Vr Xya hmoV ZmhrV Vmon`ªV gX{ZHo$Mm Vm~m XoÊ`mMr VmarI d {db§~mMm H$mi {Z{üV H$aVm `oV Zmhr Ago ‘V {Xbo. n[aUm‘r 21 E{àb d 10 ‘o 2018 amoOr {Xboë`m AmXoemZo Ë`m§Zr VH«$maXmam§Mr {db§~mgmR>r ì`mO XoÊ`mMr ‘mJUr ZmH$mabr. Ë`m‘wio ^aV ehm d AÝ` VH«$maXmam§Zr ñdV§Ì Anrbo ‘hmaoam Anrbr` àm{YH$aUmH$So> XmIb Ho$br. EH$mM {dH$mgH$m{déÕ hr Anrbo AgyZ A{nbm§Mm {df`hr EH$mM Agë`mZo ‘m.Ho$.`y. Mm§Xrdmb Oo. `m§Zr {X. 1 Zmoìh|~a 2018 amoOr EH$mM {ZH$mbnÌmZo gd© 13 Anrbm§Mm {ZU©` {Xbm. AnrbH$Ë`mªMo åhUUo WmoS>Š`mV Ago hmoVo-1) gdmªZm gX{ZHo$Mr JaO Agë`mZo Vo àH$ënmV amhÿ BpÀN>VmV. 2) {dH$mgH$mZo Vm~m XoÊ`mgmR>r aoamH$So> Zm|Xbobr VmarI A`mo½` AgyZ Ë`mbm H$‘mb 12 ‘{hÝ`m§Mr ‘wXV Úmdr. 3) Á`m J«mhH$m§Zm {dH$mgH$mZo Ho$di dmQ>nnÌ

(allotment letter) {Xbo Amho Ë`m§À`mer {dH«$sMm H$ama (sale agreement) H$amdm.4) XmoZ AnrbH$Ë`mªMm AndmX dJiVm BVa 11 OUm§Zr gX{ZHo$Mm Vm~m KoÊ`mÀ`m doir gX{ZHo$À`m MQ>B© joÌmZwgma Xa Mm¡ag ’w$Q>mbm é. 750/- `m {hemo~mZo ZwH$gmZ ^anmB© {‘imdr Aer ‘mJUr Ho$br.

{dH$mgH$mÀ`m dVrZo A°S>. OJVr `m§Zr ‘m§S>bobo ‘wÔo Ago -1) {dH$mgH$mÀ`m {Z`§ÌUmImbr Zgboë`m AZoH$ H$maUm§‘wio ~m§YH$m‘mbm {db§~ bmJbm. CXm. 18 ‘o 2006 ‘Ü`o ~¥hÝ‘w§~B© ‘.Z.nm.Zo {dH$mgH$mbm ~m§YH$m‘ ~§X H$aÊ`mMr ZmoQ>rg {Xbr. nmR>monmR> 25 ‘o amoOr VhgrbXma, Hw$bm© `m§Zr àH$ënmMr OmJm hr ImgJr O§JbmMr amIrd Agë`mMo H$idbo. `m XmoÝhr Zmo{Q>gm§Zm AmìhmZ XoUmar `m{MH$m {dH$mgH$mZo ‘w§~B© Cƒ Ý`m`mb`mV XmIb Ho$br. 25 Owb¡ amoOr Ý`m`mb`mZo {dH$mgH$ éUdmb `m§Zm `m{MHo$Mm {ZU©` hmoB©n`ªV H$m‘ gwê$ R>odÊ`mMr nadmZJr XoUmam A§V[a‘ AmXoe {Xbm. Ë`mZwgma13 gßQ>|~a amoOr ‘.Z.nm. Zo H$m‘ ~§X R>odÊ`mMm {Xbobm AmXoe ‘mJo KoVbm. VgoM n`m©daU {d^mJmMr nadmZJr 6 Zmoìh|~a amoOr {‘imë`mZo VmËnwaVm {Xbmgm {‘imbm.

‘mÌ OdiOdi XmoZ dfm©Z§Va 24 ‘mM© 2008bm A§{V‘ AmXoe XoD$Z ‘w§~B© Cƒ Ý`m`mb`mZo éUdmb `m§Mr `m{MH$m ’o$Q>mibr. `m AmXoem{déÕ Ë`m§Zr gdm}ƒ Ý`m`mb`mH$So> ñnoeb {bìh {n{Q>eZ XmIb Ho$bm. Ë`mda

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Ý`m`mb`mZo 25 OmZodmar 2010 ‘Ü`o A§V[a‘ AmXoe XoD$Z n`m©daU d dZ ‘§Ìmb`mMr nadmZJr {‘imbobr Agob Va ~m§YH$m‘ gwê$ R>odÊ`mg ‘mÝ`Vm {Xbr. Ë`mZ§Va Mma dfmªZr gdm}ƒ Ý`m`mb`mZo {dH$mgH$m§À`m ~mOyZo {ZU©` XoD$Z ‘w§~B© Cƒ Ý`m`mb`mMm AmXoe aÔ Ho$bm. `m H$mimV {dH$mgH$ n`m©daU ImË`mH$So> nmR>nwamdm H$aV AgVmZmM Ë`m ImË`mMr A{YH¥$V nadmZJr Zmhr `m H$maUmZo 22 OmZodmar 2018 bm ‘.Z.nm.Zo H$m‘ ~§X R>odÊ`mMm AmXoe {Xbm. WmoS>Š`mV hm àH$ën nyU© H$aÊ`m~m~V AS>Wù`m§Mr e`©V gwê$ Amho, `mMm {dMma ìhmdm.

XmoÝhr njm§Zr VS>OmoS>rZo dmX gmoS>dmdm `mgmR>r A{nbr` A{YH$mè`m§Zr WmoS>r ‘wXV {Xbr d ‘mJ©Xe©Zhr Ho$bo. na§Vw VS>OmoS> hmoD$ Z eH$ë`mZo Ë`m§Zr EHy$U n[apñWVrMm aoam H$m`ÚmMm CÔoe d g¨~§{YV VaVwXr `m§À`m g§X^m©V {dMma H$ê$Z Amnbm {ZU©` {Xbm. ~m§YH$m‘mÀ`m ~m~VrV gVV AS>Wio `oV hmoVo d Ý`m`mb`mV Xmdo gwê$ hmoVo ho ‘mÝ` Ho$bo Var A§V[a‘ AmXoemZo 25 Owb¡ 2006 amoOr H$m‘ gwê$ R>odÊ`mMr nadmZJr {Xbobr hmoVr. VgoM Ë`mZ§Va n`m©daU {d^mJmMrhr 6 Zmoìh|~a amoOr nadmZJr {‘imbobr hmoVr `mMr Ë`m§Zr Zm|X KoVbr. VgoM ‘w§~B© Cƒ Ý`m`mb`mg‘moaÀ`m àH$aUm§V {dH$mgH$mda "`m B‘maVrVrb ’$ŠV 14343.76 Mm¡. ’y$Q> OmJo~m~V H$mhrhr ì`dhma CXm. ^mSo>nÅ>m, {dH«$s, JhmUIV B. Z H$aÊ`mMo ~§YZ KmbÊ`mV Ambo hmoVo. Ë`m‘wio BVa ~m§YH$m‘m‘Ü`o H$moUVrhr AS>MU `oÊ`mMo H$maU ZìhVo. WmoS>Š`mV {dH$mgH$mV’}$ ‘m§S>boë`m gd© AS>MUr bjmV KoVë`m Varhr Ë`mbm ~m§YH$m‘ nyU© H$aUo eŠ` hmoVo' Ago Anrbr` àm{YH$aUmMo ‘V Pmbo.

éUdmb BpÝ’${ZQ>r m àH$ënmVrb ~r-1 m B‘maVrMo 90% Va ~r-2 B‘maVrMo 80% H$m‘ nyU© Pmbobo Amho. Ë`m‘wio {dH$mgH$mZo àH$ën nyU© H$aÊ`mgmR>r Owb¡ 2024 BVH$s XyaMr VmarI XoÊ`mMo H$mhrM H$maU Zmhr. m ~m~VrV XmoÝhr njm§Zr ì`dhm`© ^y{‘H$m KoÊ`mMr JaO Amho, Ago ‘V XoD$Z Mm§Xrdmb `m§Zr Imbrbà‘mUo AmXoe {Xbm-1) ~r-1 d ~r-2 `m B‘maVtMo ~m§YH$m‘ 18 ‘{hÝ`m§V Va gr B‘maVrMo 30 ‘{hÝ`m§V nyU© H$ê$Z J«mhH$m§Zm gX{ZH$m§À`m Vm~m Úmdm. AÝ`Wm, aoam H$m`ÚmÀ`m H$b‘ 7 Zwgma H$madmB© H$amdr. 2) gdm}ƒ Ý`m`mb`mZo ñnoeb {bìh {n{Q>eZdarb AmXoe 30 OmZodmar 2014 ‘Ü o {Xbobm Agë`mZo 1 ’o$~«wdmar

2014 nmgyZ gX{ZH$m§Mm àË`j Vm~m XoB©n ªV J«mhH$m§Zr doimodoir ^aboë`m aŠH$‘m§da 10.05% XamZo ì`mO Úmdo. 3) AnrbH$Ë`mªZm VH«$marMm IM© àË`oH$s é.10,000/- Úmdm. 4) `m AmXoemMr A§‘b~OmdUr 5 {S>g|~a n`ªV ñW{JV R>odmdr.

Anrbr` àm{YH$aUmMm hm {ZU©` VH«$maXmam§Zm {Xbmgm XoUmam Va AmhoM; Ë`m{edm¶ ˶m‘wio J«mhH$m§Zm gX{ZHo$Mm Vm~m XoÊ`mV Pmboë`m {db§~m~m~V {dH$mgH$m§Zm AdmñVd g§ajU XoÊ`mÀ`m {dMmagaUrbm Amim ~gob hr Anojm!

`m {ZH$mbnÌmZo aoam H$m`ÚmÀ`m KQ>ZmË‘H$ d¡YVoda {eŠH$m‘moV©~ Ho$bo. Ë`mM~amo~a gX{ZHo$Mm Vm~m XoÊ`mVrb {db§~, Ë`mgmR>r Úmd`mMo ì`mO B. ~m~V H$mhr ‘mJ©Xe©H$ VÎdohr KmbyZ {Xbr. Ë`mVrb H$mhr ‘hÎdmÀ`m ‘wÚm§Mr COiUr H$aUo Cn`wŠV R>aob-1. Under section 18 the delay in handing over the possession would be counted from the date mentioned in the agreement for sale entered into by promoter and allottee prior to its registration under RERA. Under the provisions of RERA, the promoter is given a facility to revise the date of completion of the project and declare the same u.s.4. RERA does not contemplate rewriting the contract

2. The requirement to pay interest is not a penalty, as the payment of interest is compensatory in nature in the light of delay suffered by the allottee who has paid for the apartment, but has not received possession of it. The interest is merely compensation for use of money.3. Assessment of delay is to be done on a case to case basis and exercise its discretion to advance the purpose and object of RERA by balancing the rights and responsibilities of both the promoter and the allottee.

g§X^© - Bharat Raichand Shah Vs.Runwal Construction

Maharashtra Real Estate Appellate Tribunal Case no. AT 006000000010474

Decided on 1/ 11/ 2018

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dmMy AmZ§Xo

‘mM© 2019 À`m dmQ>nmVrb nwñVHo$nw.b. - Mm§XUo ñ‘aUmMo nwñVH$mMo Zmd gwZrVm~mB©

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amOh§g àH$meZ àH$meH$ amOh§g àH$meZ350/- N>mnrc qH$‘V 250/-

249/- dmQ>nmVrc qH$‘V 177/-

nw.b. Am{U gwZrVm~mB© `m XmånË`mMo ghOrdZ ho g‘OyVXma OmoS>ß`mMo EH$ {dbjU CXmhaU Amho. àË`oH$mZo Vo g‘OyZ KoVë`mg ñdV…À`m OrdZmH$So> nmhÊ`mMm Ñ{ï>H$moZ {dH${gV hmoD$ eH$Vmo. åhUyZ ‘wÔm‘ hr

XmoÝhr nwñVHo$ EH$mMdoir XoV AmhmoV. A{YH$m{YH$ gXñ`m§Zr `m XmoÝhr nwñVH$m§Mm bm^ ¿`mdm.

nw.b.- Mm§XUo ñ‘aUmMo

‘hmamï´>mMo bmS>Ho$ ì`pŠV‘Ëd Am{U H${dd`© ~m.^.~moaH$a `m§Zr Á`m§Zm "AmZ§X`mÌr' åhUyZ gmW©nUo Jm¡a{dbo, Vo nw.b.! Ë`m§À`m OÝ‘eVmãXr dfm©À`m {Z{‘ÎmmZo "amOh§g àH$meZm'Zo V‘m‘ nw.b.ào‘r ‘amR>r a{gH$m§da ñ‘aU Mm§XUo

nmIabo Amho. øm M[aÌ J«§WmgmR>r Aä`mgy Am{U {gÕhñV bo{IH$m ‘§Jbm JmoS>~mobo `m§Zr O‘m Ho$bobr ‘m{hVr Am{U g§X^©, mVyZ AZoH$m§Zm nw.b.{df`r H$mhrVar doJir ‘m{hVr ZŠH$s {‘iob. Ë`mhÿZhr ‘hÎdmMo åhUOo gm{hË`, g§JrV, ZmQ>ç, {MÌnQ>, EH$nmÌr Ioi

XyaXe©Z EZ.gr.nr.E. Aem AZoH$ ‘mÜ`‘m§V `m ~hþa§Jr ì`pŠV‘ËdmZo Hw$R>o Am{U H$gm R>gm C‘Q>dbm, Ë`mMo gå`H$ AmH$bZ ìhm`bm ‘XV hmoB©b.

gJio nwñVH$ (300 n¥ð>m§Mo) EH$m ~¡R>H$sV g§ndmdo, ho gmYb§` nwñVH$mÀ`m ‘m§S>Ur‘wio. Ë`mVrb AdVaUo Am{U g§X^© `m§À`m EH$‘oim‘wio! gw{ZVm~mBªMr gmW, gd© ì`mdhm[aH$ O~m~Xmè`m VmH$XrZo gm§^miÊ`mMo H$m¡eë` Am{U C^`Vm§Mr g‘mOmàVr AgUmar gImob H$iH$i, ho ‘wimVyZ dmMÊ`mgmaIo Amho. AZm‘ amhÿZ A’$mQ> XmZ`k H$aUmè`m `m a{gH$ Am{U H$mì`ào‘r XmånË`mZo CVmad`mV Á`m àH$mao AmdamAmda Ho$br, Ë`mVyZ Iyn {eH$m`bm {‘iVoM, nU "EH$ hmoVm {dXyfH$'À`m boIH$mÀ`m ‘ZmVbr

EHy$U gd© g‘mdoeH$ Aer ‘m`m Am{U {Z[aÀN>Vm `m§Mo doYH$ Xe©Z BWo hmoVo.

Ë`m§À`m AIoaÀ`m ndm©Vbo H$mhr Vnerb dmMë`mda nw.b., gw{ZVm~mB© Am{U n[adma `m§Mo ~§Y ñnï> hmoVmV. AIoarg nw.b. Xoenm§So> `m§À`m {d{dYm§Jr ì`pŠV‘Ëdmda, boIZmda - Img H$ê$Z {dZmoXmda, a§OZmÀ`m nÕVrda Am{U H$em-H$emda Or Q>rH$m hmoV hmoVr, {VMm hr nam‘e© ‘§Jbm JmoS>~mobo `m§Zr {dñVmamZo KoVbm Amho. nw.b.À`m A‘¥V ‘hmoËgdm{Z{‘Îm "A‘¥V{gÕr : nw.b. g‘J« Xe©Z', hm J«§W gmH$maVmZm ‘§Jbm JmoS>~mobo `m§Zr àm.g.h.Xoenm§So> `m§À`mgmo~V ghbo{IH$m åhUyZ Iyn H$m‘ Ho$bo hmoVo. Ë`mMm AmYma `m boIZmbm Agë`mMm CëboI Ë`m§Zr ‘ZmoJVmV Ho$bm Amho. Varhr, EH$mM H$mimV AZoH$mZoH$ Jmoï>r KS>dUmam AmìhmZmË‘H$ M[aÌZm`H$ Agë`mZo, H$mbH«$‘mZo KQ>Zm gm§JVmZm Ho$boë¶m gwg§JV ‘m§S>Ur‘wio nwñVH$mbm EImÚm XñVmdoOmMo ‘hÎd àmßV Pmbo Amho.

AIoarg bo{IHo$Zo åhQ>ë`mà‘mUo "....{Zg¨J hmoD$Z nwb§À`m gm{hË`-g¨JrV-ZmQ>çmMm AmñdmX KoUmè`m§Zm ‘mÌ EH$ Aj` AmZ§XmMm R>odmM bm^ë`mgmaIm dmQ>Vmo', ho {Z:g¨e`!

- dgw§Yam XodYa

gwZrVm~mB©-{dbjU M[aÌnQ>

gwZrVm~mB© Xoenm§So> `m nw.b. Xoenm§So> `m§À`m g‘W© AYmª{JZr. ñdmV§Í`bT>çmÀ`m H$m‘mV AJXr ~m°å~ ~ZdÊ`mn`ªV {d{dY H$m‘o YS>mS>rZo Ho$bobo, A§JmV ZoV¥ËdJwU

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Agbobo ho ì`pŠV‘Îd. nw.b. Xoenm§So> `m§À`mer b½Z Ho$ë`mZ§Va ñdV…Mo H$[aAa Z H$aVm Ë`m§Zr `m Aï>n¡by ì`pŠV‘Îdmbm gw~H$ AmH$ma XoD$Z Ë`m§À`mH$Sy>Z Zo‘Ho$, ZoQ>Ho$ H$m‘ H$adyZ KoÊ`mMr ’$ma ‘mobmMr O~m~Xmar ñdrH$mabr. CÎm‘ H${dVm§Mo gmXarH$aU, gm{hpË`H$m§er AZw~§Y, gm§ñH¥${VH$

Midirbm H$mhr ì`mdgm{`H$ g§Ho$Vm§Mo XoUo- Aem AZoH$

do~ nmoQ>©b hohr "BñQ>oQ> EO§Q>'!"do~nmoQ>©b'da Kam§Mr Om{hamV H$ê$Z {dH«$s H$aUmè`m H§$nÝ`m§Zm [aAb BñQ>oQ> H$m`ÚmA§VJ©V Zm|XUr H$aUo ~§YZH$maH$ H$aÊ`mÀ`m ‘w§~B© J«mhH$ n§Mm`VrÀ`m AOm©darb gwZmdUrV "‘hmamï´> ñWmda ‘mb‘Îmm {Z`m‘H$ àm{YH$aU' (‘hmaoam) AmVm {dH$mgH$m§À`m g§KQ>ZoMrhr ~mOy EoH$Uma Amho.

‘°{OH${~«Šg, 99 EH$a, hm¡qgJ, ‘H$mZ AmXtgh AZoH$ do~ nmoQ>©b H§$nÝ`m J¥hàH$ënm§Mr Om{hamV Am{U {dH«$s H$aVmV. m H§$nÝ`m J«mhH$m§H$Sy>Z Xbmbr KoV Zgë`mZo Ë`m§Zm aoam H$m`ÚmA§VJ©V Zm|XUr H$aUo ~§YZH$maH$ ZìhVo. na§Vw hr do~ nmoQ>©ëg J«mhH$m§Zm godm XoV AgyZ "Ë`m§Zr ’$gdUyH$ Ho$br Va J«mhH$m§Zr XmX Hw$UmH$So> ‘mJm`Mr' Agm àíZ hmoVm. `m do~ nmoQ>©ëgMrhr Zm|XUr "‘hmaoam'A§VJ©V H$aUo ~§YZH$maH$ Agë`mMr ~m~ ‘w§~B© J«mhH$ n§Mm`VrZo gd©àW‘ ‘m§S>br hmoVr. na§Vw do~ nmoQ>©ëg Xbmbr KoV Zgë`m‘wio Ë`m§Zm [aAb BñQ>oQ> EO§Q> åhUVm `oUma Zmhr, Aer "‘hmaoam'Mr ^y{‘H$m hmoVr. Ë`mda [aAb BñQ>oQ> EO§Q>~m~V H$m`ÚmV Agboë`m AmUIr EH$m VaVwXrH$So> n§Mm`VrZo bj doYbo. `m VaVwXrZwgma, EImXr ì`ŠVr Ka, ^yI§S> AmXtMr IaoXr-{dH«$s H$aÊ`mgmR>r Hw$R>ë`mhr ‘mÜ`‘mMm dmna H$arV Agob Var Ë`mMr Zm|XUr H$aUo Amdí`H$ Amho. "Hw$R>ë`mhr ‘mÜ`‘mMm' Agm H$m`ÚmV CëboI Agë`m‘wio Vr ~m~ do~ nmoQ>©b H§$nÝ`m§Zm bmJy hmoVo, `mH$So> n§Mm`VrMo

H$m`m©Ü`j A°S>. {earf Xoenm§So> `m§Zr bj doYbo. Ë`mZ§Va VH«$ma XmIb H$ê$Z KoÊ`mV Ambr. `màH$aUr ‘hmaoamMo gXñ` S>m°. gV~raqgJ Am{U ~r. S>r. H$mnS>Urg `m§À`m I§S>nrR>mnwT>o gwZmdUr gwê$ Amho.

gwZmdUrV Amnë`mbmhr gh^mJr H$amdo, Aer ‘mJUr "Z°eZb [aAb BñQ>oQ> So>ìhbn‘|Q> H$m¡pÝgb'Zo (ZmaoS>H$mo) Ho$br hmoVr. {dH$mgH$m§À`m AmUIrhr H$mhr g§KQ>Zm§Mo H$mhr åhUUo Agë`mg Vo EoHy$Z ¿`mdo bmJob, Aer ^y{‘H$m I§S>nrR>mZo KoVbr. `màH$aUr Omhra ZmoQ>rg H$mTy>Z g§~§{YVm§Zm 11 OmZodmarn`ªV Amnbo åhUUo gmXa H$aÊ`mg gm§{JVbo Amho. `m àH$aUmMr gwZmdUr 23 Am{U 24 OmZodmarbm Ano{jV Amho.

[aAb BñQ>oQ> EO§Q>m§à‘mUoM AmnU Xbmbr KoV Zgë`mZo "‘hmaoam'V Zm|XUr H$aÊ`mMr Amdí`H$Vm Zgë`mMm `m H§$nÝ`m§Mm gwédmVrnmgyZ wpŠVdmX Amho. ‘mÌ àH$ënmMr Om{hamV H$aUmè`m Hw$R>ë`mhr ì`ŠVrMr dm H§$nZrMr Zm|XUr H$aUo [aAb BñQ>oQ> H$m`ÚmZwgma ~§YZH$maH$ Agë`mMr ~m~ ‘w§~B© J«mhH$ n§Mm`VrZo AmJ«hmZo ‘m§S>br Amho.

Jmoï>tVyZ gwZrVm~mBªMo EH$ ‘moR>o `moJXmZ ‘hmamï´>mÀ`m gm§ñH¥${VH$ KS>UrV hmoVo. àIa ~w{Õ‘Îmm, nŠH$s ‘yë`~¡R>H$, Vab g§doXZerbVm, VÎdm§À`m A§‘b~OmdUrVbm R>m‘nUm Ago gwZrVm~mBªMo AZoH$ n¡by dmMH$m§g‘moa AmUUmao "gwZrVm~mB©' ho M[aÌ Zm‘d§V bo{IH$m ‘§Jbm JmoS>~mobo m§Zr {b{hbo Amho. H$mimÀ`m nwT>o Agboë`m `m ~mBªZm AmnU g‘OyZ KoVboM nm{hOo. Aä`mgnyU©, g§`{‘V boIZmMm hm EodO Amho. `mVrb S>m°. AéUm T>oao `m§Mm boI åhUOo Va H$ig Amho.

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- Varsha Raut

New Tariff for TV Channels

On October 30, 2018, the Supreme Court of India in Star India Private Limited v Department of Industrial Policy and Promotion & Ors., upheld the validity of the Telecommunication (Broadcasting and Cable) Services Interconnection (Addressable Systems) Regulations, 2017 and the Telecommunication (Broadcasting and Cable) Services (Eighth) (Addressable Systems) Tariff Order, 2017 and dismissed an appeal by Star India Private Limited against the Madras High Court judgment upholding the same.BACKGROUND

The Regulations and the

by the Telecom Regulatory Authority of India (TRAI) on March 3, 2017.What were these Regulations? To quote a few,

Prevented the mixing of pay channels and free to air channels in a single bouquet.

The Regulations restricted

and ordinary format of the same channel in the same bouquet.

Another restriction was that bouquet of pay channels should not contain any pay channel where the Maximum Retail Price is more than Rs. 19/-.

There are some other caps which say that discounts of MRP of a bouquet should not exceed 15%.

These Regulations were immediately challenged before the Madras High Court by Star India and Vijay Television. The primary basis for the challenge was the lack of authority of the TRAI to issue such regulations or orders

under the TRAI Act, 1996. The case was that the TRAI Regulations

amounted to regulation of contents of the channels. The TRAI, in exercise of powers under Sections 11 and 36 of TRAI Act, can regulate only carriage or means of transmission, but cannot regulate content. The content of their programmes/ broadcast is covered and controlled solely by the Copyright Act 1957, which recognized two distinct rights, one being copyright and the other being Broadcast

A division bench of the Madras High Court delivered a split verdict, with one judge striking down a majority of the clauses in the Regulations and the Tariff Order under challenge, while the other judge upheld them as being in line with the TRAI Act. The case was referred to a third judge of the Madras High Court, who arrived at the same conclusion as the latter judge and held the Regulations and the Tariff Order to be valid. Aggrieved by the

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judgment of the Madras High Court, Star India preferred an appeal before the Supreme Court.

The legal basis for this submission was that programmes aired/beamed in their television channels have content which is either created by appellants themselves or procured from third parties at a huge cost and such content is governed solely by the Copyright Act.

After hearing a battery of Senior Advocates – Dr A M Singhvi and P Chidambaram for broadcasters, Rakesh Dwivedi and Vikas Singh for TRAI, K V Vishwanathan for Multi System Operators, Shyam Divan for direct-to-home operators and Krishnan Venugopal for consumers, the bench dismissed the Appeals.

The Court adjudicated the issue in the light of the objective of the TRAI Act, which was to harmonize the interests of service providers and consumers. It was held that no constricted meaning can be given to the provisions of this Act and that the power to regulate has to be construed widely to advance the objectives of the Act.

It was also noted that one of the functions of the Authority, though recommendatory, is to

in the operation of telecommunication services (which includes broadcasting services) so as to facilitate growth in such services”. It was also notice from Section 11(1)(b) that terms and conditions of interconnectivity between

which necessarily included terms that relate not only to carriage simpliciter but also to all terms and conditions of interconnectivity between broadcaster, MSO, Cable TV operator and the ultimate consumer.

The Court expressed the view that TRAI will prevail over Copy Right Act to the extent royalties/compensation payable to the broadcasters under the Copyright Act are regulated in public interest by TRAI under the TRAI Act.

What is TRAI Regulation :Whether Broadcaster, Distributor, Last Mile Operator

All channels should be offered on a la carte basis. Free to Air channels cannot be part of

bouquet. The prices of bouquets and a la carte

channels will be uniform on all the distribution platforms. Distributor has to offer a Basic Service

Tier Pack (BST) consisting of Free to Air (FTA) Channels. This BST pack will have minimum 100

FTA channels. In this 100 FTA Channels 26 DD channels

are mandatory.

channels of each genre like General Entertainment Channel (GEC), Movies, Kids, Music, Sports, News, Infotainment, Devotional, Miscellaneous.Broadcaster’s Role Every Broadcaster must declare each

channel as a Pay channel or Free to Air channel. The MRP must be more than Zero and

shall be the same on all the platforms (MSO, DTH,HITS& IPTV) Price of every Pay channel shall be same

throughout India, which effectively does not permit regional pricing of channels. If the MRP exceeds Rs. 19/- the channel

cannot be offered in any bouquet but will be stand alone on A la- carte basis.

cannot include FTA channels. Broadcaster shall offer maximum of 15 %

of MRP as Incentive. Broadcaster can give promotion offer for

maximum 90 days at a time. Promotional offer can be offered twice in

a calendar year.Distributor and Last mile operator All bouquets offered by broadcasters must

price declared by each broadcaster. Distributor can create bouquets by

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J«mhH$ {VVwH$m ‘oidmdm OmZodmar 2019

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combining Pay Channels from different broadcasters. Distributor cannot create a bouquet of

Pay Channels plus FTA Channels. Package of 100 FTA Channels is

different. Distributor can form bouquet with a combination of FTA Channels from different Broadcasters. All channels must also be offered A la –

carte basis. Both of them has to sign interconnect

agreement for revenue sharing on mutually agreeable percentage share.

recommended revenue share will be D- 55% LMO- 45%Network Capacity Fee (NCF)Distributor has to declare NCF per month for customer, conditions are-

should not exceed Rs. 130/-. After these 100 channels NCF will be Rs.

20/- for slot of every 25 channels.

( SD) channel is counted as one & One HD channel is counted as two SD channels. Distributor cannot charge subscriber any

amount other than NCF for subscribing to

FTA channels or bouquet of FTA Channels.Quality of Service Regulation: Every Distributor must have a Website &

toll free customer care number.

Number must be mentioned in the bill. Consumers must be informed about

MRP, Network Capacity fee (NCF), Customer Premised Equipment (CPE), Security Deposit, Rentals, Warranty, & Ownership of premises equipment. Must obtain a completed Consumer

Application Form. One time Installation Charge to new

subscribers cannot exceed Rs. 350/-. One time Activation charge cannot exceed

Rs. 100/-. Consumers to be refunded on a pro-rata

basis in case a channel is withdrawn. Consumers can request up to 3 months

temporary suspension of service, every year. Only CPE rental is applicable during this period. Reactivation fee cannot exceed Rs. 25/-

for active & Rs 100 for inactive subscribers. Consumers must receive 3 days prior

notice for preventive maintenance.

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Mhm g¨ñH¥$VrVrb OwZo nmhþUo!- ‘H$a§X H$a§XrH$a

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H$bm§‘Ü`o nma§JV Agbobr Am{U `O‘mZm§Mo ‘Zmoa§OZ H$aUmar ñÌr. Vwåhr hmVmV H$n Yê$Z Mhm {nVmZm, H$n [aH$m‘m hmoV OmVmo Vg Vgm Ë`mMm Vi dada OmVmo. H$n nyU© [aH$m‘m Pmë`mda Vimer `m JoemMo Xe©Z hmoUo hr EH$ AmJirdoJir a{gH$VmM åhUm`Mr!H$n~er‘Ü`o Mhm {Xë`mda, {eï>mMmamZwgma ’$ŠV H$n Vm|S>mbm bmdyZM Vmo ß`m`Mm. nU g‘Om Vwåhr Vmo ~erV AmoVyZ ß`m`bmV Va MhmZo ‘mIbobm H$nmMm Vi, Q>o~bdaM Amnbm Jmob R>gm C‘Q>dVmo. Vmo C‘Qy> Z`o åhUyZ ‘J ho H$n R>odÊ`mgmR>r "Q>r H$moñQ>g©' AdVabo. ‘mÂ`mH$So> g§JrVmÀ`m aoH$m°S©>gmaIo Q>r H$moñQ>g© AmhoV. ‘mÂ`m g§J«hmVrb gdm©V ^ÞmQ> dñVy åhUOo Mhm {nUmè`m {‘erdmë`m§gmR>r Img {Z‘m©U Ho$bobm H$n! 1850 Vo 1900 n`ªV B§½b§S>‘Ü`o ‘moR>çm {‘em R>odm`Mr ’°$eZ bmoH${à` hmoVr. m {‘em VmR> Am{U ZrQ>ZoQ>Š`m amhÊ`mgmR>r

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• Postal registration No. MCN/158/2017-2019 • WPP licencse No. MR/TECH/WPP-137/North/18 • Licencse to post without prepayment, on 5th & 6th • Vile Parle (W) P.O. Mumbai 400 056 RNI No. MAHBIL/2011/39044

20

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