Welcome to a Life Less Complicated

Managing Your Personal Life. Professionally.

The premier administrative multi-family office providing services to affluent individuals and families in the greater Boston area.

1

Life Worth

JDJ Resources offers exclusive and confidential services that integrate all facets of our clients’ lives, increasing their Life Worth.

Life Worth:

- Financial security, for this generation and the next

- Personal and family enjoyment

- Relief of daily stress and burdens

- Pursuit of philanthropic objectives

- Organization, definition and structure

- Wealth creation

2

Integration

Trust & Estate Attorney

Wealth Managers

Tax

Accountants

Insurance Brokers

Travel & Entertainment

Providers

Household

Providers

FamilyMembers

JDJ Resources

3

Service Philosophy

JDJ Resources takes a holistic approach to providing services toour clients. As such, we offer a comprehensive array of servicesthat are performed with professionalism, confidentiality, expertise and integrity.

“I needed administrative help at home. But setting up a family office seemed excessive. JDJ delivers just the services I need—it’s the best of both worlds.”

-CEO, Beverly

“Working with JDJ is an absolute pleasure. I honestly don’t know what we would do without JDJ. Can’t express our gratitude enough.”

-Professional Athlete, Boston

4

Services

JDJ’s financial, administrative and concierge services are available à la carte.

- Personal Accounting and Net Worth Reporting

- Investment Oversight and Administration

- Budgeting and Cash Flow Planning

- Bill Paying

- Trust and Estate Administration

- Tax Planning and Preparation Assistance

- Records Management and Organization Strategies

- Household and Personal Property Management

- Concierge and Lifestyle Services

- Elder Care Services

5

Personal Accounting and Net Worth Reporting

- Preparation of consolidated statements of Net Worth including:

- balance sheet

- profit & loss

- cash flow statements

- Entity accounting for trusts, foundations and closely held businesses

- Detailed reporting and analysis of expenses

- Asset allocation and performance reporting

- Cash flow projections

- Tax liability projections

- Customized reporting

“When it comes to details and record keeping, JDJ is tenacious.”

-Wealth Manager, Weston

6

Investment Oversight andAdministration

- Investment performance and asset allocation reporting

- Performance reporting against industry benchmarks

- Administration and oversight of alternative investments including:

- capital call processing

- distribution tracking

- capital commitment schedule

- cost basis tracking

- Transaction planning, structuring and documentation

- Maintain detailed files for all investments

- Wealth manager due diligence

- Alternative investment documentation execution and management

- Regulatory compliance

7

Budgeting and Cash Flow Planning

- Annual budget preparation for individuals and families

- Budget to actual reporting

- Cash management

- Project spending budgets

- Detailed reporting and analysis of spending

- Projected cash flow reports

- Fiscal responsibility for the next generation

“With JDJ, I feel the next generation of our family is well-informed and ready to take on greater financial

responsibility.”

-Retired Executive, Cambridge8

Bill Paying

- Pay bills and reconcile bank statements

- Payroll administration

- Monitor and reconcile credit card activity

- Dispute resolution and invoice negotiation

- Credit monitoring

- Assistance with evaluation of service providers

- Vendor usage evaluation

- Customized policies and procedures

- Mail management

- File medical claims and monitor insurance reimbursements

“What did I do before utilizing JDJ’s bill paying services? Wasted a lot of precious time.”

-Pension Fund Manager, Wellesley

9

Trust and Estate Administration

- Trust administration

- Estate plan documents review and management

- Estate plan implementation

- Preparation of abstracts, flow charts, summaries and profiles

- Life insurance portfolio evaluation

- Charitable and philanthropic administration

- Wealth transfer planning

- Fiscal education for the next generation

- Estate settlement

“JDJ’s expertise in estate planning and document organization is invaluable.”

-Venture Capitalist, Marblehead

10

Tax Planning and Preparation Assistance

- Coordination of tax planning and preparation

- Tax liability projections

- Consolidation and presentation of documents

- Quarterly estimated tax payment processing

- Tax minimization strategies

- Cost basis tracking

- Information gathering and document tracking

“I used to dread getting ready for tax season. But with JDJ organizing and preparing all my records,

April 15 is just another day now.”

-Real Estate Investor, Brookline

11

Records Management and Organization Strategies

- Filing system design and set-up

- Electronic storage of important documents

- Historical data warehousing and off-site file storage

- Mail management

- Catalogue fine arts and valuables

- Household cleanout and storage strategies

- Personalized timetable for tracking expiration dates

(license, registration, passports)

- Special project typing and mailings

- Rolodex set-up and maintenance

- JDJ Client Profile and documentation checklist

- Office set-up (home or off-site)

12

Household and Personal Property Management

- Manage primary and secondary residences and rental properties

- Household maintenance schedule and vendor list

- Seasonal set-up and shut down

- Hire and manage domestic help and service providers

- Vendor due diligence and selection assistance

- Risk management

(property, casualty and liability insurance review and monitoring)

- Specialty insurance coordination

- Move coordination

- Catalogue fine arts and valuables

“With my schedule, setting up a new vacation home on Cape Cod would have been an impossibility. JDJ took care

of everything. All I had to do was show up.”

-Hedge Fund Manager, Andover13

Concierge and Lifestyle Services

- Event planning

- Vacation and travel planning

- Assistance with gift selection and major purchases

- Private jet research and management

- Club membership and season ticket management

- Luxury resort selections

- Health and wellness services

(selection of chefs, nutritionists, personal trainers, etc.)

14

Elder Care Services

- Evaluation of living arrangements and/or medical care facilities

- Navigate through Medicare and Medicaid complexities

- Appointment scheduling and family communication

- Management of elder care and home care providers

- Coordination of residential downsizing

- Work with advisors for wealth transfer to the next generation

“JDJ has helped our family transition through several stages of life.”

-Entrepreneur, Milton

15

Why JDJ?

Depth - Partners with 70+ years of professional and fiduciary experience

Breadth - Single entity managing all aspects of family’s affairs

Initiative - Proactive day-to-day financial and administrative management

Choice - À la carte and customized services

Consolidation - Aggregation of financial matters and central depository of data

Continuity - Multi layered organization to ensure continuity of

relationship management

Care - Diligent attention to clients’ best interest

Integrity - Independent service provider

Security - Internal controls, family office insurance, fidelity bond

16

The Company

- Organized in 2001

- Employee owned

- 4 Partners and 10 associates

- 55+ clients with combined net assets approximately $2.0 billion

- Family office insurance & fidelity bond

- Controlled growth to ensure access and responsiveness

17

JDJ Resources

Accounting & FinanceClient & Corporate

SupportConcierge & Household

Management

Doreen Biebusch James Kittler

Julie Girts Steve Sarcione

Kylie Ruschioni

Julie McEvoy

Chris Tambasco ElizabethDever-Allston

Patti Murray

Elana Vasi

Brooke Kafka

Stacey Giannelli

18

Mary Carosa Ashley

Mastrostefano

Relationship Structure

- Relationship partner with supporting team

- Standard client contract

- Confidentiality agreement

- Tiered hourly billing

- Fee-based for special projects

19

Doreen M. Biebusch, CPA

- 25+ years of experience

- Managing Partner

- Former CFO of AEGIS and Aldrich Eastman Waltch

- Extensive experience in financial reporting and tax planning

- Significant management experience

- Bachelor of Arts, MBA and CPA

20

Julie M. Girts

- 15+ years of executive personal administrative experience

- Corporate Administrative Partner

- Directs JDJ’s Concierge, Household Management and

Eldercare services

- Domestic and international event planning experience

- Notary Public

- Bachelor of Arts

- Affiliate Member, National Association of Professional

Geriatric Care Managers

21

James M. Kittler

- 15+ years of experience

- Director of Marketing and Business Development

- Oversees JDJ’s technology strategy

- Experience with portfolio construction and alternative investments

- Treasury management experience

- Financial analysis and reporting

- Notary Public

- Bachelor of Science

- Certificate in Financial Planning

- Member of Financial Planners Association, American Association of Daily Money Managers, Boston Estate Planning Council

22

Steven R. Sarcione, CTFA

- 15+ years of family office experience

- Corporate Compliance Partner

- Oversees JDJ’s Estate and Trust Administration services

- Charitable and Private Foundations experience

- Board member of Fund Management Company

- Notary Public

- Certified Trust and Financial Advisor

- Bachelor of Arts, Certificate in Human Resources and

Certificate in Paralegal Studies

- Member, Boston Estate Planning Council

23

Contact Information

JDJ Resources31 Milk Street, Suite 401Boston, MA 02109

Main Line 617-646-4500Fax Line 617-646-4501

www.jdjresources.com

For further information please contact:

Steven R. Sarcione(T) 617-646-4514ssarcione@jdjresources.com

24