ICT work at Paytrail by Vesa Kortteinen


About us‣ Started 2007 (Suomen Verkkomaksut)!

‣ Turnover 2013: 4,5 M€!

‣ Employees: 38!

‣ Payment service provider!

‣ Licensed payment institution!

‣ Over 4500 customers !

‣ >400 000 payments processed monthly!

‣ Nets acquired a majority shareholding Dec 2014


Payment Service

‣ Contracts & technical solutions!

‣ E-Payment buttons (banks)!

‣ Cards (debit, credit)!

‣ Installment invoices!

‣ Paytrail-account!

‣ Cutting edge support services


Payment process1. Consumer selects products 2. Consumer is directed to

our service to select a payment method

3. Consumer confirms payment

4. Consumer is redirected to webshop. Webshop instantly gets confirmation of payment and is ready to ship products to consumer


Merchant panel

‣ Powerful tool for monitoring payments!

‣ Accurate info and data of payment and settlements!

‣ Reports for accounting!

‣ Customer service


To who?

‣ Few examples:!

‣ Web shops!

‣ Service providers!

‣ Memberships!

‣ Paying rents!

‣ Donations!

‣ Ticket sales


Paytrail-account‣ #shoppinganywhere!

‣ Identity + payment method!

‣ Consumer does not have to give personal info every time when he/she is shopping online!

‣ Buy and pay without using bank credentials and credit card info!

‣ Improves shopping experience!

‣ My Paytrail


Revenue

‣ Monthly fees (59€)!

‣ Volume based revenue!

‣ E-payment (banks) 0,35 € (Nordea 0,50 €)!

‣ Cards (debit, credit) 0,35 € + 2 % !

‣ Paytrail-account 0,35 € + 2 %!

‣ Delivery / set-up fees


Future

‣ Going international supported by Nets!

‣ Suomen Verkkomaksut -> Paytrail!

‣ Developing products and services to match the growing needs of growing markets


ICT work‣ Service Production (3 people)!

‣ Environments, servers, connections, IT!

‣ Software Development (12 people)!

‣ Applications/Services of Payment Service!

‣ Architects, Developers, Testing specialists, product-project-business analyst people!

‣ Project Team & Maintenance Team


Appreciated characteristics

‣ Relevant experience of software development!

‣ Some special skill(s) to be proud of!

‣ Professional passion!

‣ Tolerance (even desire) to work with other people!

‣ Quality thinking!

‣ UX/usability tendencies!

‣ Information security awareness


Thank you

ICT work at Paytrail by Vesa Kortteinen

Technology

Transcript of ICT work at Paytrail by Vesa Kortteinen