Volume 17 Issue 1

Riverside, Corona, Norco, Moreno Valley, Perris, Murrieta, Temecula & Surrounding Areas

Including Bank-Owned, Foreclosed & Short Sale Properties

Volume 17 Issue 1

Riverside, Corona, Norco, Moreno Valley, Perris, Murrieta, Temecula & Surrounding Areas

Volume 17 Issue 1

Riverside, Corona, Norco, Moreno Valley, Perris, Murrieta, Temecula & Surrounding Areas

Local ListingsUpdatedDailywww.HGMags.com

ToAdvertiseCall (909) 208-5653 SeeOur New

Servic

es Directo

ry

Pgs 48-49

Beautiful Equestrian Estate HomeOver 8,400 sq.ft of Luxurious Livingon 6+ AcresKarin McCoyAllison James Estates & Homes

(951) 265-6149See page 52 for more properties

Beautiful Equestrian Estate HomeOver 8,400 sq.ft of Luxurious Livingon 6+ AcresKarin McCoyAllison James Estates & Homes

(951) 265-6149See page 52 for more properties

Beautiful Equestrian Estate HomeOver 8,400 sq.ft of Luxurious Livingon 6+ AcresKarin McCoyAllison James Estates & Homes

(951) 265-6149See page 52 for more properties

Beautiful Equestrian Estate HomeOver 8,400 sq.ft of Luxurious Livingon 6+ AcresKarin McCoyAllison James Estates & Homes

(951) 265-6149See page 52 for more properties

HappyHoliday

sHappyHoliday

s

Direct: 888-826-5651Email: info@iegovhomes.comCA Dept of Real Estate License #01373456

One Stop Shop forHUD HomesWe are an experienced Local Listing Broker of HUD homes and

your best source for Daily New Inventory.Call or visit us online today for your personalized list of properties.

HUD Homes Magazine & www.iegovhomes.com are not affiliated with, endorsed, authorized or approved by the Federal Government or the US Department of Housing and Urban Development. Alpha One and Advance Team are approved Local Listing Brokers of HUD homes.Seller closing cost credit available on most proper-ties but not guaranteed. Payments quoted are based on the minimum standard fha down payment requirements of 3.5 percent. Interest rate of 4.5%. Annual percentage rate of 5.523 percent with a 30 year fixed rate mortgage. Please note that all rates, prices, terms and payments are subject to change without prior notice at

any time and are based on the best current market information available at the time of publication.

888-826-5651www.IEGovHomes.com

ARCHIBALD & CHANDLER $350,0005 Bedrooms, 3 Bathrooms

3,342 Square Feet

LIMONITE & HAVEN $309,0005 Bedrooms, 3 Bathrooms

2,270 Square Feet

ALESSANDRO & VIA VISTA $200,0003 Bedrooms, 2.5 Bathrooms

2,186 Square Feet

NASON & EUCALYPTUS $165,0004 Bedrooms, 2.5 Bathrooms

1,932 Square Feet

www.IEGovHomes.comwww.IEGovHomes.com

(951) 526-8298www.TheBeesonGroup.comCory@TheBeesonGroup.com

Follow us on Facebookwww.facebook.com/RiversideCountyHomes

DRE#01258312

Call us to list yourhome today!

Temecula • $240,000Located in the Prestigious Redhawk Gated Community. Features2223 sq. ft., 4 bedrooms, and 2.5 baths. The tiled entry way leadsyou through a large living room/dining room area and into thekitchen that has granite counters, tile floors and center island.Kitchen overlooks the family room with tiled gas fireplace.Neutral color scheme throughout. The fully fenced back yardincludes a nice concrete patio that is perfect for entertaining. 2 cargarage. Great location in Temecula.

Murrieta • $250,000Beautiful 4 bedroom, 3.5 bath home on 6,970 sq.ft. lot. Kitchenw/center island & large pantry opens to family room w/fireplace+ separate living/dining rooms. 1 bed/full bath + 1/2 guestbath down. Upstairs bonus room, laundry room & study area.

Winchester • $110,000Located in a great complex with community pool, spa, totlot and conference room. Appealing 1053 sq.ft., 2 bedroom,2 bath condo includes ground floor entry w/direct garageaccess. Kitchen + breakfast bar & master bedroom balcony.

Murrieta • $112,000Newer 3 bedroom, 2 bath manufactured home in desirable55+ Spring Knoll Community. Very nice kitchen, large livingroom and family room, separate laundry and a largestorage/work shed in the back. Association amenities.

Wildomar • $81,000Located in scenic Farm community. 3 bedroom, 2 bath,1848 sq.ft. home on 1/2 acre lot. Living room w/rustic stonefireplace, separate family room w/french doors, laundryroom, separate apartment w/bathroom + much more!

Wildomar • $270,000Beautifully upgraded 5 bedroom, 4.5 bath home. 3870 sq.ft.formal living/dining rooms, granite counters, large island,and butler's pantry in kitchen, family room with fireplace,crown moulding, loft/bonus room, neutral tile flooring, and4-car tandem garage. Large 10,890 sq.ft. lot.

Wildomar • $105,300Nice 3 bedroom, 2 bath home with upgraded kitchen, livingroom, family room and added guest/game room. Largefinished garage with workshop. Big backyard with a storageshed, barbeque island and gazebo. On over 1/2 acre lot.Convenient to 15 freeway, schools, parks and shopping.

HUD HomesTemecula Ranked #2

& Murrieta Ranked #4Safest Cities in America!

Cory & Michelle BeesonServing The Temecula Valley…

Reduced

TRADEMARK REALTORS®

“Service is Our Trademark!”

Moreno Valley - $250,0004 bedroom,2 bath cul-de-sac home on almost 1/2 acres,beautifully landscaped withconcrete patios & walkways. 4th BR could also be large game room. Porcelain tileflooring on entire first floor, new wood laminate floor in master suite and 2ndupstairs bath. Garage completely drywalled + floor to ceiling cabinets.Refinished kitchen cabinets, central heat/air, + whole house fan and RV parking.

Jean DivineBROKER ASSOCIATE REALTOR®

951.774.4709www.JeanDivine.com

Dorothy PatakyCRS,GRI, REALTOR®

951.774.4708www.DorothyPataky.com

Selling Riverside County Since 1979

Moreno Valley - $629,000

Cherry Valley - $1,000,000

Riverside - $210,000Two lots totaling 1.99 acres (1.02 ac. and .97 ac). 3 bedroom, 2 bath, 2-car garagehome nearTyler andArlington.Fixer-upper built in 1958.Second home on the smallerlot has been demolished. Property connected to sewer and city water and naturalgas.

Lake Elsinore - $225,000Tuscany Hills executive home.4 bedrooms,3.5 baths,separate den/office.Computernook in upstairs area.Kitchen island w/vegetable sink.3-car garage, large cov’d patiooff family room, fireplace in family room & MBR w/retreat.Close toTuscany Hills el-ementary.

CUSTOM BUILT BY DON DIMANNO IN 2004 - 3203 sq.ft. of living space + 3-cargarage.4 bedroom,3.5 bath, family room, foyer, living room, formal dining room,wet bar, plantation shutters, 3 fireplaces, dual heating/air + 3 air ventilationsystems.Alderwood cabinetry throughout. Spacious family kitchen w/walk-inpantry,nook,cooking island w/eating area,granite countertops and back splashes.Located on 3.63 acres for seclusion and privacy. Fully paved 400' concretedriveway.Beautifully landscaped and hardscaped.WILL CONSIDER LEASE/OPTION,LEASE/PURCHASE, ETC.

Beautiful rolling land,includes three parcels - 1 1.17AC and 5 bedroom,2 bath house;20.49 AC and 10.9 1 AC, for a total of 42.57 AC. The house has 2,033 sq.ft. of livingspace and needs TLC. In the past the property had vineyards, orchard, horse barn,vegetable garden,etc.Nearby are executive homes.Property is located near the OakGlen boundary line.

Reduced

2 WWW.HGMAGS.COM

951-686-5261 info@fraziergrouprealty.com www.fraziergrouprealty.com

3739 6th Street • Riverside 92501DRE# 01804551

Riverside $1700/MonthLocated in a gated community with a park, basketball courtsand tennis courts. The single story house has 1500 sq.ft.,3 bedrooms, 2 baths, attached 2 car garage with washer &dryer hookups. Gardening service is included.

Rental

Los Angeles $1850/MonthBeautiful... in well established neighborhood. Approx 1187 sq.ft. 3 bedrooms and 1 bath with beautiful hardwood floors, spa-cious kitchen features a eating area, granite counter tops withinside laundry area and a large backyard with redwood fence.

Rental

Riverside$1650/Mo

This home has 1540 sq.ft.,4 bedrooms and 2.5 bathswith indoor laundry upstairs.Granite countertops in thekitchen with stainless steelapplicances, fireplace,custom window covering andcustom paint throughout. Anenclosed backyard and a twocar garage. Built in 2006.

Rental

San Diego$2175/Mo

Located in the WateridgeCommunity. Custom paintthroughout, separate livingroom with fireplace,spacious family room andcovered patio. Convenientlylocated Golden TriangleFreeways, Qualcomm, UCSD,Sorrento Valley Train Station,and 10 minutes from UTCMall, La Jolla Shores, TorreyPines State Park, Del Marand Solana Beaches.

Rental

www.fraziergrouprealty.com

info@fraziergrouprealty.com

Riverside $160,000This classic 2 bedroom, 1332 sq.ft. home features a welcomingoversized porch, new dual pane energy efficient windows thatallow vibrant sunlight to enter every room, an open and spaciousliving/dining room combo, a separate kitchen with brand newEnergy Star Whirlpool appliances, convenient indoor laundryroom, new carpet and flooring throughout with freshly paintedneutral walls and a spacious backyard with storage shed. Alsofeatures a new bolted foundation, new cement board siding andexterior paint. Landscaped front yard with a water wise irrigationsystem. This home has aged beautifully!

Standard

Sale

Four Outstanding ProfessionalsOne Common Goal:

Your Complete Satisfaction

Call Today:

(951) 686-5261

City of RiversideNeighborhood Stabilization Program:

First Time Buyers Only!

With over 20 years of experienceand such diverse disciplinesconverging to offer superiorservice, it’s clear to see why

Frazier Group Realtyis so successful.

Let this dynamic team becomeYour Real Estate Navigator.

Call or email yourReal Estate Navigatortoday to schedule your

complimentary consultation anddiscuss your real estate goals.

* Full Service Real Estate* Property Management

WWW.HGMAGS.COM 3

A Direct Lender!

John DillonBusiness DevelopmentDistrict Managerc. 760.954.1982e-fax 886.665.7915

john.dillon@academymortgage.comacademymortgage.com/johndillon

Academy Mortgage is one of the largest independent mortgage bankers in the country

Financing By

Hiring NMLS Licensed Loan Officersin all markets in Southern California

43471 Ridge Park Drive ~ Suite C ~Temecula,CA 92590office: 951.694-3300 fax: 951.694.3900

Corporate NMLS # 3113 Corporate CA Lic. # 4170013

Licensed by the Department of Corporations under the California Residential Mortgage Lending Act.

Rena Payne, Sheri Shaw, Luz Murguia, John Dillon, Caroline Claypool,Karen Monroe, Jenny Hall, Jenna Blake - Sales Manager

On Site Originations and Processing in TemeculaProducts Offered:

CHF Platinum · FHA · 203K Rehab Loans · VAConventional to 95% · USDA · Reverse · HomePath

(For 97% contact your local originator)

NMLS # 213018Corporate NMLS # 3113License # 02394249038Corporate CA Lic. # 4170013

4 WWW.HGMAGS.COM

WWW.HGMAGS.COM 5

Garland Realty, Inc.1264 W. 6th Street, Corona

EACH OFFICE INDEPENDENTLY OWNED AND OPERATED

SE HABLA ESPAÑOL\ PROFESSIONAL SERVICES FOR ALL YOUR REAL ESTATE NEEDS

Call (951) 734-12641 (800) 266-1264

Now Is The Time To Buy…

WWW.C21GARLAND.COM

Low Interest Rates!!!

CORONA · $519,000SHORT SALE Beautiful Fieldstone Montara, built in 2006. 5 bedroom, 4 bath, office/den.Huge loft, dining room w/French doors. Kitchen w/granite counters, huge island, walk-in pantry. White wood shutters, wrought ironwood railing. On 14,375 sf lot. #1156-R

$519,000

CORONA · $481,900BANK OWNED Gated community in Sierra Del Oro. 4 bedroom, 3 bath, 3346 sq.ft. Largecorner lot. Courtyard entrance, 10’ ceilings. Marble entry. 3 fireplaces. Office/bonus roomw/separate entrance. Separate laundry room. Split garages. Ready to move in!! #1740-O

$481,900

CORONA · $299,900STANDARD SALE! In ground pool, RV parking. Beautiful new kitchen w/granite counter tops.4 bedroom, 2 bath home in great area. NO mello roos or association fees. Newer roof,windows, garage, front doors. Living area w/fireplace and separate family room. #1333-T

$299,900

PERRIS • $249,900SHORT SALE - THOUSANDS IN UPGRADES! 5 bedroom, 3 bath, 3500 sq.ft. Gated court-yard, 20’ ceiling, formal living/dining, large kitchen w/island, oversized lot. Pool, Aluma-wood patio, gazebo + more. #3033-B

$249,900

MONTCLAIR · $239,900SHORT SALEGated community. 4 bedroom, 2.5 bath, 1755sq.ft. Formal living room opens to family roomw/fireplace.Ceramic tile floor. Kitchen with white laminate cabinets.Dining room area. 2-car garage. #10540-A

$239,900

CORONA · $169,900SHORT SALE 3 bedroom, 2 bath Corona home. 1126sq.ft. Needs TLC. As is, with no warranties expressed orimplied. Conveniently located near 91 & 15 freeways,shopping, and schools. #1513-L

$169,900

CORONA · $232,000STANDARD SALE 4 bedroom, 2 bath, 1326 sq.ft. singlestory. Cul-de-sac lot. Backs up to greenbelt. Lowassociation fee $83/mo. Walk to pool. Parks, shoppingand schools all near by. 2 car garage. #1436-B

$232,000

APPLE VALLEY · $109,900STANDARD SALE! 3 bedroom, 2 bath; Fabulous backyardwith in ground rock pool and rock slide on half acre!Covered patio, nice landscaping, cross fenced. Livingroom with vaulted ceiling and nice fireplace. #21110-W.

$109,900

CORONA · $24,000STANDARD SALE Turnkey! Must see this 2 bedroom, 2 bath1248 sq.ft. home in Countrywood Estates. New paintinside and out, new appliances, new carpeting andlinoleum, new water heater. In gated community. #307-S

$24,000

CORONA · $109,900SHORT SALE Resort style living in Dos Lagos 55+ commu-nity! 1 bedroom, 1.5 bath. $30,000+ in upgrades. 9 footceilings, arched doorways, granite counters, crownmold-ings, indoor laundry, attached 1 car garage. #4309-O

$109,900

6 WWW.HGMAGS.COM

Stop By or Call Today for an Appointment!

(800) 721-1958www.ERIHousing.com

Zero Down!

Bring ThisAd

In For Special

Incentives

CA DRE#01102869

BLPriced From $199,900Up to 5 Bedrooms

3% Broker Co-opTotal Payment As LowAs $1,408.28

Located off Bloomington Avenueat Riverside Avenue

· Centrally Located · Gated Entry · Sparkling Pool · Low HOA · Low Taxes · 2 Space GaragePurchase in December or January and Receive $5000 Towards Closing Costs!

Joanna Wiley Bob PetersenJB teamCall (866) 314-9116

Enter Extension # For More InformationCA Dept of Real EstateLicense #01367805

Great Turnkey Home! $309,0004Bed/2.5Bath 1980 sq ft., new paint, carpet and more!

Call Ext 40

Corona

Cul-de-sac Pool Home $385,0005Bed/3 Bath 2951 sq ft., rock pool & spa, built-in BBQ.

Call Ext. 43

Riverside

Gorgeous Pool Home $364,2004Bed/3 Bath 2477 sq ft., rock pool/spa. REDUCED!

Call Ext. 41

Corona

Canyon Ridge Dream Home $264,9003Bed/2.5 Bath 2642 sq ft., cul-de-sac + mountain views.

Call Ext. 44

Riverside

Completely Rehabbed Pool Home $424,9006Bed/4 Bath 3747 sq ft., desirable area, TURNKEY!

Call Ext. 42

Eastvale

Desirable Lake Hills Reserve $430,0005Bed/3.5 Bath 4094 sq ft., on large 9148 sq.ft. lot.

Call Ext. 45

Riverside

www.jbteamrealestate.com

WWW.HGMAGS.COM 7WE MANAGE YOUR HOME AS IF IT WERE OUR OWN!

PROPERTY MANAGEMENT

CA Dept of Real Estate

License #00887261

Bob Wright & TeamE-mail: wrightboky@aol.com

VVIISSIITT OOUURR SSIITTEE

Short Sell Your Home At “No Cost To You!”

Your Home Sold in 120 Days* Or We Pay You $2,500 Cash Guaranteed!

Call 1 (800) 291-1484 Ext 1045

518 Peachwood - Riverside1,970 SF. 3 Bedrooms and 2 Baths.

Large Lot. RV Parking.

Canyon Crest

� � WE GET FAST RESULTS FOR YOU & TOP DOLLAR !!! � ��

� �

��

� �

� �

� �

� �

� �

�

� �

� �

� �

� �

�

� �

� �

� �

� �

�

� �

� �

� �

� �

�

� �

�

9388 Garfield - Riverside1,350 SF. 3 Bedrooms and 1 Bath.

Make an Offer!

7147 Stanhope - Riverside1,813 SF. 3 Bedrooms and 2 Baths.

Canyon Crest

3923 5th St - Riverside1,164 SF. 3 Bedrooms and 11⁄2 Bath.

6 Garages! Near Mission Inn!

Handyman Special

8096 Armagoa Dr - Riverside3,098 SF. 4 Bedrooms and 2.5 Baths.Gated Communuty. Pool & Spa.

Orangecrest

7388 Westwood Dr - Riverside1,456 SF. 2 Bedrooms and 1.5 Baths.

Tree-lined Street.

Magnolia Center

2198 Saddleback Dr - Corona1,485 SF. 3 Bedrooms and 2 Baths.

Need Quick Offer!

Wright Realty Group, Inc.Over 50 Years Combined Experience

Bonded & Insured

(800) 291-1286

4408 Lakeview Ct - RiversideRiverwalk - Colorado Village

Condo. 3 Bedrooms and 2.5 Baths.

ForRen

t

4530 Toyon Road - Riverside3 Bed 1.75 Bath Single Story

Gardening Service!

ForRen

t

23801 Hazelwood Ct - Moreno Valley4 Bed 2 Bath Single Story

2-Car Garage, Wall-to-wall Carpet.

ForRen

t Scan this code for more info!Scan this code for more info!

FINE HOMES

9187 San Luis Obispo Ln - Riverside 2,870 SF. 4 Bedrooms and 2.5 Baths.

3-Car Garage!

Orangecrest

8922 Mesa Oak Dr - Riverside2,116 SF. 4 Bedrooms and 2.5 Baths.

2 Car Garage! Nice Patio Cover.

Orangecrest

24080 Amberly Dr - Moreno Valley765 SF. 2 Bedrooms and 1 Bath.

Single Story.

4141 Stonefield - Moreno Valley1,340 SF. 3 Bedrooms and 2 Baths.

Nice View! Nice Patio Cover.

Canyon Crest

28135 Alessandro Blvd - Moreno Valley Both Homes 2 Bedrooms and 1.5 Baths.

1 Acre of Land!

2 Houses on 1 Lot!

www.BobWrightTeam.com

� �

� �

� �

� �

��

� �

��

� �

� �

� �

� �

� �

� �

��

� �

��

� �

� �

� �

� �

� �

� �

� �

* Certain terms apply.

Sun City $124,900Adorable single story home in a 55+ community in a desirable area. 1674 sq.ft., 3 bedrooms, 2 baths,fireplace, 2-car garage and much more.

Unsurpassed ExcellenceBank Owned & Short Sale Experts

888-783-0572www.CasaBellaFineHomes.com

Fallbrook $300,000Amazing home on almost 3/4 acres of land. Approx.1900 sq.ft., 3 bedrooms, 2 baths, 2-car garage, hillviews and much more.

Moreno Valley $69,900Perfect for first time buyer! Single story 2 bedroom, 1 bath, 820 sq.ft. 1-car garage. On a large lot with muchmore. Built in 1982. Priced to sell!

San Jacinto $149,900Beautiful home located in great area! Over 3000 sq.ft.,built in 2006, 4 bedrooms, 3 baths, large lot, fireplace,3 car garage and much more. Come and see this one.

Murrieta $266,900Beautiful 2 story home. Built in 2004, 5 bedrooms, 4baths, over 3150 sq.ft. 3 car garage, almost 1/4 acreand so much more. Come today and see this one!

Murrieta $294,900Gorgeous 5 bedroom, 4 bath home in desirable area.Approx. 3800 sq.ft. 3-car garage, large lot, upgradesthroughout. Built in 2005. This one will sell fast!

Wildomar $159,900Handyman's special! Adorable home located on over3 acres of land! Built in 1980, 4 bedrooms, 3 baths,fireplace, garage, land, land, and more. Needs TLC.

Canyon Lake $344,900Beautiful single story 3 bedroom, 2 bath, 1743 sq.ft.home. HOA gated community. Fireplace, 2-car garage,amazing views and much more.

Hemet $109,900Single story pool home. Over 1700 sq.ft., 4 bedrooms,2 bathrooms, 2 car garage, large lot, fireplace andmuch more.

Bank OwnedBank Owned

Bank Owned

Bank Owned

Bank Owned

Bank Owned

Bank Owned

Bank Owned

Bank Owned

REO & Bank Owned Properties

8 WWW.HGMAGS.COM

MENIFEE $209,000Come see this turnkey 3 BR, 2 BA single story, cornerlot home in Menifee! 2097 sq.ft. Built in 2006 and inGREAT CONDITION! Open floor plan. Fully landscapedyard. T10120368 Lori Cutka – 951-719-6132.

MENIFEE $189,000"The Oasis" 55+ guard gated community. 2 BR, 2 BA +office/den area. Ceramic/wood flooring, custom paint,wood shutters, cov’d patio + privacy. Clubhouse, pool,tennis... T10120368 Lori Cutka – 951-719-6132.

CANYON LAKE $1,150,000Prestigious gated community. 5 BR, 4+ BAs, 4869 sq.ft.Renovated in 2004. Large, private sand beach and boatdock. Rock pool, spa, slide and built in seating. T10111665Cindy Bakay/Sandy Touw – 951-294-7725.

Lake Elsinore $175,000Beautiful 4 bedroom, 3 bath, 2517 sq.ft. home built in2006. Fireplace, 2-car garage, association communitywith pool. Don’t let this one pass you by!

Temecula $269,500Built in 2001, beautiful 2-story 5 bedroom, 3 bath. Approx. 2668 sq.ft. 2-car garage, fireplace, large lotand more.

Perris $217,900Beautiful 2-story home with casita. Built in 2005. Approx. 3460 sq.ft. 5 bedrooms, 4.5 baths, hill view, 3-car garage, huge lot and much more. Come quick!

Murrieta $1,045,000Breathtaking single story pool home built in 2003! 7166sq.ft., 6 bedrooms, 4.5 baths, gorgeous view, pool,spa, guest quarters, over 5 acres of land, 4 car garage.

Corona $355,0002 story pool home. Built in 2005, inground pool, largelot. 3 car garage, 4 bedrooms, 3 bathrooms, over3300 sq.ft., fireplace and much more. Come today!

Corona $142,950Wow, adorable single story home located in a quietarea. Built in 1963, approximately 1040 sq.ft., 3 bedrooms, 1.5 bathrooms and lots more.

Bank Owned

Standard Sale

Bank Owned

Bank Owned

Standard Sale

Bank Owned

HERE WE GROW AGAIN!The Area’s #1 REO Brokerage Has Opened a NEW OFFICE In Murrieta!

41667 Ivy Suite D • Murrieta

Looking For Good Agents…Agents: Do You Have Too Many Buyers

and Not Enough Properties?We Have The REO Properties and Need More Buyers!

Call Today For An Appointment

888-783-0572

Don’t Let Your Home Go Through Foreclosure!We Are SHORT SALE EXPERTS and CAN HELP YOU!

Call Today For a FREE Consultation.

888-783-0572WWW.HGMAGS.COM 9

Breathtaking Panoramic View! 5,200 sq ft custom homecomplete with new custom kitchen, tile, flagstonefireplace, great room,wet bar, 7 bedrooms, 5 bathrooms,this home has it all!

Great home at an even greater value! Brandnew from the ground up,This home has beenrebuilt and includes new plumbing, roof,kitchen, bathroom, and much more! Priced tosale and perfect for the first time home buyeror investor! $219,000

8th St and Joy historical property that was thefirst market in Corona.Over 1800 sqft, these 2units each has their own separate address andzoned for commercial and residential,so thereis tons of potential. Turnkey and must see!$279,900

(951) 281-2900See MoreAt:

www.ActiveRealtyGroup.comWE ARE EXPANDING AND LOOKING FOR NEW AGENTS. IF YOU ARE INTERESTED SEE OUR NEXT PAGE!

Whispering Spur

$219,000$279,900

Cover PropertyVolume 17 Issue 2

JUSTIN TYE, Broker CA DRE #: 01728694jt@activerealtygroup.com

CORONA $499,900Beautiful 5 bedroom 3.5 bath home in Eagle GlenSouth Corona.New kitchen, and many upgrades.

WE ARE EXPANDING AND LOOKING FOR NEW AGENTS. IF YOU ARE INTERESTED SEE OUR NEXT PAGE!

RIVERSIDE $299,900Spacious 3 bedroom 3 bath home in Lake HillEstates.Brand new carpet,paint, and much more.

CORONA $149,9003 bedroom 2 bath home. Great value, greatlocation.Newly upgraded inside & out.Must see!

CORONA $499,900Beautiful 3 bedroom 3 bath South Corona home. Newtile flooring, granite counters, office area,& more.

CORONA $36,900Beautiful 3 bedroom 3 bath South Corona home.New hardwood floors, granite counters, office area.

CORONA $349,000Great single story home in South Corona. Com-pletely remodeled & updated.Turnkey,won't last!

CORONA $255,900Beautiful 4 bedroom 2.5 bath home.Upgrades in-clude granite,paint, flooring,dark wood cabinets.

CORONA $489,000Located inThe Retreat.Over 3,000 sqft;remodeledand turnkey. Priced to sell!

CORONA $284,900Upgraded home at an unbeatable price! Greatvalue and a great open spacious floor plan.

Active Realty is Proud to Use Platinum Home Mortgage as Its Preferred Lender

Sam ArriettaBranch Managersarrietta@ephmc.com

1871 California Ave Ste 102Corona, CA 92882(951) 278-1000NMLS #: 235810

We have a constant flow of properties and need more buyers!If you are an investor or just in need of a home for your buyers, call today!

Chris Bowen (714) 296-4066 or chris@GFresGroup.comFor more details, visit:

www.GFresGroup.com

INVESTORS CORNER· Turnkey homes· Complete rehabs· Direct REO assets· Management

Active Realty and Grand Homes have merged to offer our clients the best,most complete realestate experience possible! Each of our agents are skilled professionals that specialize in firsttime home buyers,short sales,REOs, investor homes,and more!We are here to help EVERY stepof the way, and cant wait to earn your business as partners to achieve your real estate goals!

Come join us at our new location: 1871 California Ave.Corona,CA 92882

HereWe GROWAgain!

CA DRE #01868831 Se Habla Español

WE ARE EXPANDING AND LOOKING FOR NEW AGENTS. IF YOU ARE INTERESTED CONTACT US TODAY!

JUSTIN TYE, Broker CA DRE #: 01728694jt@activerealtygroup.com

Constant Property Inventory * Investment Opportunities * REO/Short Sales

WE CAN HELP!!

(951) 281-2900www.ActiveRealtyGroup.com

Agents: If you have be struggling finding your buyers the perfect home,we can help!

We have more inventory than buyers, and are always getting more in.

WWW.HGMAGS.COM 13

HOMEBASE LENDING GROUPDirect:

(626) 321-2343

FICO 580 FHA AVAILABLE

CORPORATE OFFICE:9086 Imperial Highway, Suite CDowney, CA 90242

NMLS ID 242160

BRANCH OFFICE:162 Shoppers LaneCovina, CA 91723

NMLS ID 850458

JAVIER HERNANDEZBRANCH MANAGER

NMLS ID 337340

DIRECT: 562-843-6460SE HABLA ESPAÑOL

• 5% DOWN – NO MORTGAGE INSURANCE

(L.A. COUNTY ONLY)

• CALSTRS - 3% DOWN & NO M.I.

• 203K RENOVATION LOAN

• VA & USDA LOAN

• STATED INCOME*

• COMMERCIAL LOANS

• NO COST REFINANCING AVAILABLE**

• BANKRUPTCY? OK

• FORECLOSURE? OK

• SHORT SALE? OK

• SELF EMPLOYED? OK

APPLY ONLINEWWW.HOMEBASELENDING.COM

ALSO AVAILABLE:NO EQUITY REFINANCING (GOVERNMENT LOANS ONLY) I FANNIE MAE HOMEPATH

NON-RESIDENT ALIEN I CREDIT REPAIR HELP

HOMEBASE LENDING GROUP, INC.

HOMEBASE LENDING GROUP. EQUAL HOUSING LENDER. Credit and collateral are subject to approval. Terms and Conditions apply. Bankruptcy requires two years from discharge. Foreclosure and Short Sale requires three yearsfrom filing. STATED INCOME requires 35% down payment, special terms and conditions apply. All loans must satisfy lender underwriting guidelines. This is not a commitment to lend. Programs, rates, terms and conditions aresubject to change without notice.

12.16.111.13.12

RE/MAX PARTNERS BC

RE/MAX PARTNERS • Team Genie 50-51

RE/MAX RESULTS • Herrera 25

RE/MAX RESULTS • Perez 20

RE/MAX RESULTS • Sanchez 23

RESTREPORT.COM 49

RM WOODS HOME INSPECTIONS 42

SHORTSALEGALLERY.COM 28

SO CAL WEST • Curran 16

SOUTH PACIFIC FINANCIAL • Lopez 29

TAFFECO REAL ESTATE • Lott/Jones 37

TRADEMARK REALTORS • Divine/Pataky 2

WJ BRADLEY • Rayner 41

WALLICK & VOLK 44-45

WHOLESALE CAPITAL CORP IBC

HOME GALLERY SERVICES DIRECTORY 48-49

FRAZIER GROUP REALTY, INC 3

GATEWAY FUNDING • Rigler 36

GUARDIAN REALTY SERVICES • Rode 24

HELP-U-SELL RIVERSIDE 33

HOMEBASE LENDING GROUP 13

KELLER WILLIAMS ADVANCE TEAM • Luce IFC

KELLER WILLIAMS • Wiley/Petersen 6

KEESEE, KAMESHA / BROKER 38

LAKE HILLS REALTY • Irish/West 26-27

NATIONAL REALTY GROUP • Mackey 42

NEW CENTURY REALTY & LENDING • Rallo 17

PLAZA RESIDENTIAL MTG 35

REAL ESTATE ONE • Navarro 21

RE/MAX FINE HOMES • Wright 7

Production StaffGraphics/Production Coordinator

Vicki M. Low

LayoutEd Gomez

ACADEMY MORTGAGE CORPORATION 4

ACTIVE REALTY 10-12

ADVANCE REALTY CORONA/NORCO 39

ALLISON JAMES ESTATES & HOMES •McCoy 52

ALPHA ONE GROUP 30-32

BEESON GROUP 1

BLOOMINGTON LANE 6

C-21 BEACHSIDE • Martinez 15

C-21 GARLAND 5

C-21 GOLD • Chudzicki 43

C-21 NOW REALTY 19

C-21 OLDE TYME 18

CASA BELLA PROPERTIES 8-9

DIRECT LENDING • Watson 34

EMPIRE CREDIT PROTECTION 40

FIRST MTG CORP • Burns 46

For AdvertisingInformation

Call:

Michael DewCell (909) 208-5653Publisher/Owner

Corona/Riverside/Moreno Valley/Temecula Area Sales

Mike@HomeGalleryMagazine.com

Vol. 17 Issue 1Vol. 17 Issue 2

WWW.HOMEGALLERYMAGAZINE.COM

ADVERTISERS

View Our Current Issues Online at:www.HGMags.com

Next Deadline: January 23, 2012For Publication: February 10, 2012

Office (951) 485-6478 Fax No. (951) 485-6479 E-Mail: hgriv@homegallerymagazine.comHome Gallery is a product of Media Marketing Productions, Inc. DBA Home Gallery

All real estate advertising in this magazine is subject to the Federal Fair Housing Act of 1968 as amended which makes illegal to advertise "any preference, limitation or discrimination based on race, color, religion, sex, handicap,familiar status or national origin or an intention to make any suchpreference, limitation or discrimination." This magazine will not knowingly accept any advertisement for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this magazine are available on an equal opportunity basis. To complain ofdiscrimination, call HUD Toll-free at 1 800-669-9777

All houses subject to prior changes without notice. Neither advertisers nor Home Gallery are responsible for any errors in the ad copy. Home Gallery reserves the right to refuse any advertising which we deem unsuitable for our publication.No liability assumed for errors or omissions of advertisers from this index.

www.facebook.com/thehomegallery

Local Listings Updated Daily...

Volume 17 Issue 1Cover Home Presented ByKarin McCoyAllison James Estates & Homes(951) 265-6149

Volume 17 Issue 2Cover Home Presented ByJustin Tye, BrokerActive Realty(951) 281-2900

Corona $135,800Beautiful 4 bedroom, 2 bathroom home almost 1,800 sq ft and a nice lot ofalmost 8,000 sq ft stop paying rent. Your total payment could be $981 permonth 3.5 DP call today for more information.Preciosa casa de 4 recamaras, 2 baños muy grande y amplia, casi 1,800 piesde casa y casi 8,000 de terreno deje de pagar rente y aproveche. Su pagomensual ya con taxes y seguranza podria ser de $981 por mes hable hoy mismopara una cita completamente gratis !!

Riverside $128,000Very nice 4 bedroom, 2 bath, 2 car garage home; close to 91 fwy and VanBuren. Attention first time buyers take advantage of the very low prices and in-terest rates. You could qualify to get this home with only $640 down paymentcall today for more info.Bonita casa de 4 recamaras, 2 baños, garage para 2 carros cerca de el 91 yVan Buren. atencion primeros compradores aprovechen los precios y losintereses tan bajos, hoy en dia si califica usted puede comprar esta casa contan solo $ 640 de enganche. llame hoy mismo para mas informacion !!!

Corona $133,000Nice 3 bedroom home close to the 91 fwy and Main St. We have many more homesjust like this one in all diferent areas if you are a first time buyer, or looking foran investment call today for a free no obligation appointment.Buena casa de 3 recamaras en el corazon de Corona cerca de el 91 y la Main.Tenemos muchas mas casas como esta en todas las areas, si usted es primercomprador, o busca comprar para invertir llamenos hoy mismo para una citacompletamente gratis y sin compromiso.

Rancho Cucamonga $139,900Beautiful home close to Archibald. Attention first time buyers take advantage of thevery low prices and interest rates. you could qualify to get this home with only$700 down payment call today for more info!!Preciosa casa cerca de Archibald. Atencion primeros compradores aprovechen losprecios y los intereses tan bajos, hoy en dia si califica usted puede comprar estacasa con tan solo $ 700 de enganche. llame hoy mismo para mas informacion !!!

Moreno Valley $126,000Beautiful 4 bedroom, 2 bathroom home; almost 2,000 sq ft and a nice lot ofalmost 7,500 sq ft. Stop paying rent. Your total payment could be $874 permonth 3.5 DP call today for more information.Preciosa casa de 4 recamaras, 2 baños muy grande y amplia, casi 2,000 piesde casa y casi 7,500 de terreno deje de pagar rente y aproveche. Su pagomensual ya con taxes y seguranza podria ser de $874 por mes hable hoy mismopara una cita completamente gratis !!

Rialto $130,000Attention first time buyers, beautiful 3 bedroom, 2 bath, 2 car garage home inRialto; close to Cedar and 10 Fwy. We have many more available in all areas, easyto qualify, call today to get you pre-qualify. Payment could be cheaper than rent.Atencion primeros compradores, bonita casa de 3 recamaras 2 banos y garagepara 2 carros en Rialto cerca de la Cedar y el fwy 10, tenemos muchas mascasas disponibles en todas las areas, facil de calificar. Su pago en esta casapodria ser menos de lo que paga de renta. Llamenos hoy mismo para unaprecalificacion gratis y sin compromiso.

LUIS MARTINEZ REALTOR®

“Su Agente de Confianza”

Compre su casa con tan solo 1/2 % de enganche, llame para una cita completamente gratis.

Beachside

Atencion, si usted es dueño de casa y tiene problemas para seguir haciendo sus pagos?Llamenos hoy mismo, podria recibir desde $3,000 hasta $25,000 por hacer un Short Sale.

Aproveche las nuevas leyes SB 931 y SB 458. Llamenos para informacion de todas las ventajasque tiene ahora el hacer un Short Sale. Llamenos hoy mismo antes de que sea demasido tarde.LUIS MARTINEZ 714-356-5024 Llame Hoy Mismo!

Eddie Luna… Su Prestamista de Confianza.714.981.7177

· Programas para primeros compradores.· Contamos con Programas desde 1% 3% y 3.5% de enganche

· Programas para renovacion de CASA Homepath y FHA 203K· Refinanciamientos sin avaluó y sin verificación de impuestos

Aproveche los precios tan baratos de las casas y los intereses más bajos en decadas.Ahora si es el momento de comprar casa, con pagos más bajos que una renta!!!Llame a los expertos, hemos estado ayudando a la comunidad latina desde 1996!!!

Haga Un Short Sale Y Podria Recibir Desde $3,000 Hasta $25,000

CA Dept of Real EstateLicense #01371966

(714) 356-5024 Cell (951) 520-0132 24 Hr Voice Mail

Alfa Investments & Loans

Se Habla Español

Licensed Under the Department of Real Estate of California Lic No. 01856458NMLS License 328663

Realtor®/BrokerCertified Residential Specialist

Serving The Inland Empire For Over 30 YearsMoreno Valley-Perris-Riverside-And Surrounding Areas

(951) 485-4300

So CalSo CalWestWestRealtyRealty

Interest Rates Near All Time Low at 3.99% 30 YrSeller Paid Closing Costs Are Available On Most Properties. Above Payments Are Based On 4.00 % Interest 30 Year Fixed Rate FHA Loans

With 3.5% Down, 4.35% Apr. Payments above include principal, interest, taxes & insurance. All Rates Terms, Prices And Payments Are Subject To Change.All Homes Are Subject To Prior Sale. All Information Above Should Not Be Relied On Without Verification.

Don CurranCA Dept of Real EstateLicense #01835313

KillerDeals

$1065 Per Month PITI • Only $157,500

1950 SQ.FT. 4 bedroom 3 baths with 3 car garage and tileroof. Located near shopping and schools. Nice 2 story floorplan with wood flooring throughout. Separate family roomwith fireplace. Nice backyard with covered patio. Call Donto preview. Over 30 years serving the Inland Empire.951-485-4300 Don Curran sells homes. 951-485-4300.

$1049 Per Month PITI • Only $154,900

2120 SQ.FT. 3 bedroom 3 bath home built in 1999 withtile roof and 2 car garage, walk-in pantry and ceiling fans.Great home in great location. Near schools and shopping.Only minutes from Lake Perris. Call Don Curran buyersagent to preview this home. 951-485-4300.

$872 Per Month PITI • Only $130,000

1356 SQ.FT. 4 bedroom 2 bath single story with coveredpatio, fireplace and 2 car Garage. Nice location. This isbank owned and ready for fast escrow. Close to schools andshopping. To preview this home call Don Curran. 951-485-4300. Don Curran sells homes.

$1340 Per Month PITI • Only $200,000

2168 SQ.FT. 5 bedroom 3 bath home built in 1987. Blockwall fencing. Tile roof, in ground pool & spa. Upgradedgranite counters & cherry wood cabinets, mirror, closet doorsin bedrooms, ceiling fans, crown molding, upgraded tile &wood flooring, garden window, new 5 ton AC unit. Close toschools, shopping & Lake Perris. Not a repo or short sell.Owner says sell. Call Don Curran to preview 951-485-4300.

$1340 Per Month PITI • Only $200,000

1700 SQ.FT. RV parking with hook ups. RV garage with 9' x11' door + a nice shop. Sits high on a hill with forever views.Great location only minutes from the Lake Elsinore border. Inthe Lake Elsinore school district. Seller will consider payingall costs for buyer. Not a short sale or bank repo. Don CurranSo Cal West Realty to view 951-485-4300.

$968 Per Month PITI • Only $145,000

1454 SQ.FT. 3 bedrooms 2 full bath and large enclosedpatio. Great area off the 91 Freeway and La Sierra Avenue.Central heat and air, fireplace in living room. RV parkingand covered patio. A must see. Call Don Curran buyersagent to preview. Don Curran So CalWest Realty 951-485-4300.

2168 SQ.FT. 5 bedroom 3 bath. Large family room with built-ins, tile floors, granite counters and cherry wood cabinets in kitchen, custom entry door. Room for R.V. parking. Huge shopout back. Lots of RV parking. Oversize lot. Tons and tons of upgrades a must see. This entire home has been upgraded. Not a short sale or bank repo. Owner says sell Call Don to preview.Don Curran So Cal West Realty 951-485-4300.

INTEREST RATES NEAR ALL TIME LOW! 3.99% 30 YEAR FIXEDCALL DON TODAY (951) 485-4300.

Built-In Po

ol/Spa

La Sierra

Location

2.29Acre

sw/View

$1392 Per Month PITI • Only $200,000

16 WWW.HGMAGS.COM

$120,000 3 BED 2 BATHShows light & bright! Built in 2004.Upgraded wood flooring throughout.

$148,900 4 BED 3 BATHIn gated community with walking trails,ponds & waterfalls. Move-in condition.

$149,900 5 BED 3 BATHOver 3000 sq.ft. + upstairs loft.

Built in 2006 in a quiet community.

Total Payment

$892Total Payment

$941Total Payment

$954

$103,900 3 BED 2 BATHMove in ready! Large gourmet kitchen,

great room and big backyard.

$110,000 4 BED 2 BATHBuilt in 2006. Spacious kitchen area,nice master bedroom. Short sale.

$109,900 3 BED 2 BATHOn corner of a cul-de-sac. Landscaped front & rear.

Move in ready.

Total Payment

$616Total Payment

$653Total Payment

$647

$115,000 4 BED 2.5 BATHThis great 2003 home is on a quiet corner lot.

Seller very motivated.

$139,000 4 BED 4 BATHBuilt in 2006. Newer gated community.

Offers pools, walking trails.

$130,000 4 BED 2.5Near Four Seasons Golf Course.

Total Payment

$744Total Payment

$888Total Payment

$834

$147,000 4 BED 4 BATHBuilt in 2007. Granite counter tops,dark stain cabinets, double oven.

$153,000 5 BED 3 BATHOne bedroom downstairs.Near park and clubhouse.

$148,000 4 BED 3 BATHOn a cul-de- sac

with mountain views.

Total Payment

$936Total Payment

$972Total Payment

$942

Jenifer Rallo REALTOR®

951.487.7454 cellRealtorJenifer@gmail.com

Call Us Today To Buy, Sellor Refinance! Short Sale Specialists.

M C Funding, Inc.DRE Lic #01401570 NMLS #344261

Important Government Disclosure: New Century Realty & Lending is NOT associated with the government, nor approved by the government or by your lender. Even if you accept this offer and use our services your

lender may not agree to change your loan. If you stop paying your mortgage you could lose your home and damage your credit rating.

APR 5.910% is approximate and based on a 30 year fixed rate mtg. as of July 12, 2011. Closing costs are estimated. APR, Rates & Fees Subject To Change. Rate quoted is for an owner occupied property and a 640 minimumFico credit score. Rates are not guaranteed until locked and are subject to change without notice. All loans subject to credit approval.

DRE Lic #02380056

E-MAIL ME FOR AFREE LIST OF PROPERTIES

ANGELES OAKS $27,000Beautiful 6960+ sq.ft. lot in a quiet neighborhood. Close to fishing, skiing,boating and many more oudoor activities. If you have dreamed of buildingyour own mountain home, this is the lot for you! K11084536N

NORCO $299,999Build your dream home and bring your horses! Over 2 acre lot with city, lightsand mountain views. Call today for more information. 11019179N

PERRIS $155,0004 BR, 2.5 BA, 1634 sq.ft. home. Freshly painted inside, newer carpet, tileflooring in kitchen/dining room area, wood/laminate flooring in downstairsliving room and master BR. Dishwasher/stove included in price. The homehas been wired for an alarm system. 11148639N

$27,000$299,999

$155,000

NORCO $330,000Ranch style 4 BR home on flat 1/2 acre. Private road. Cul-de-sac. Remodeledkitchen w/granite countertops and stainless steel appliances. Italian tile floor-ing. Dual paned windows through-out. Roof is 6yrs old with 50yr warranty.Two remodeled BAs. Spacious BRs. Enclosed patio. Large dog run. 11151645N

NORCO $195,000Cozy 3 BR, 2 Bath Norco home. 1144 sq.ft. On 7405 sq.ft. lot. Family kitchenwith eating area and outdoor patio. This one is not horse property. 11154182N

NORCO $354,999Absolutely adorable 3 BR, 2 BA, 1253 sq.ft. home. Large living room, crownmolding, updated kitchen, office, large built in BBQ on cov’d patio, deck, aboveground pool, jacuzzi, extended garage with storage, plus an extra shed onback of property; all nicely landscaped on .27 of an acre. 11146825N

$330,000

$195,000

$354,999

NORCO $459,900Beautiful Peppertree ranch home! 4 BR, 3 BA, 3322 sq.ft. home. Almost 1/2acre. Downstairs master BR and den/optional 5th BR. Large upstairs bonusroom, formal living/dining rooms, family room w/fireplace, beautiful kitchen.2-car garge with additional workshop area, pool/spa, and more! 11146722N

PERRIS $299,000Commercial listing, was used for an independent newspaper for many years.Large lot for parking. Can be bought with property next door or separately.1546 sq.ft. on a large 11,326 sq.ft. lot. 11037232N

OAK HILLS $325,000Incredible custom on 9 acres. 6 BR, 6 BA, 4360 sq.ft. 2 huge master suites,1 with fireplace. Guest bedroom and bath. Dramatic entry with arched door-ways, large formal dining room, welcoming living room and huge family roomwith raised hearth fireplace. Kitchen with large breakfast bar. 11038863N

$459,900

$299,000

$325,000

Olde Tyme(951) 272-8670

Se Habla Español

FREEReal Estate School

For DetailsCall Tony Gonzales

at 951.818.3641.

951.280.2205161 North McKinley Street Suite 120

Corona · CA 92579www.Greenleafescrow.com

Preserving the meaning of GREAT Service

18 WWW.HGMAGS.COM

BIG BEAR $85,000Vacation getaway! This true cabin is located in a great location. 2 BR, 1 BA.Good sized rooms, kitchen with wood countertop, built in hutch & ironingboard, open kitchen, living room, with fireplace, high ceilings giving this amore spacious feeling. On a 7500 sq.ft. lot. 11133553N

MENIFEE $104,900Great home with a 1/3 acre double lot! Main house 2 BRs with separate of-fice that could be 3rd BR. 2 car stick garage with cabinets so you can gostraight into the home. 1 car garage below with work shop area. Well takencare of. Great backyard with covered and patio sprinklers. 11150993N

RIVERSIDE $116,900Over 1200 sq.ft. one-story single family detached home on large pie shape lot.4 BR, 2 BA. Living room with fireplace; master bedroom with private bath;tile floor kitchen; 2 car attached garage; large rear yard; concrete patio andshed. Just needs some TLC. 11154657

$85,000

$104,900

$116,900

RIVERSIDE $175,000Corner lot home with 2-car garage. 4 BR, 2 BA, 1221 sq.ft. Newer 30 yearroof, patio with newer cover at rear and well fenced. Newer carpet, paint,ceilings, closet doors, windows and bathrooms. Master bedroom carpet willbe done with an offer. 11034284N

LAKE MATHEWS $189,300MUST SEE property is on 3.70 acres with a fenced back yard, covered porch,firepit, citrus trees and rock climbing/sitting area. 3 BR, 2 BA, 1836 sq.ft. Builtin 2003. Views of the valley, hills, mountains, and city lights. Ranch stylevinyl fencing and landscaping make this a place to call home! 11151662N

LAKE ELSINORE $199,000Newer 2800+ sq.ft. two-story in prime area. 4 BR, 3 BA. Family room with fire-place; kitchen with granite counter tops, walk-in pantry and stainless steelappliances; formal living room and separate formal dining room; downstairsden could be 4th BR; upstairs loft; master suite with deck. 11152705N

$175,000

$189,300

$199,000

WOODCREST $235,000Beautiful semi custom remodeled 3 BR home. Over an acre of all usable land,with gorgeous view of city lights and mountains. 3 BRs, 2 full BAs. Customcabinets w/granite counter tops and new appliances. two tone paint, newconcrete driveway and patio. Too much to list bring; your horses. 11140158N

RIVERSIDE $245,000Lake Hills 3 BR, 2.5 BA, approx. 1858 sq. ft. Living room w/fireplace, kitchenwith granite counter tops, separate laundry room, good sized loft area. Pooland spa, built-in barbecue, and balcony. Cul-de-sac location. 11075331N

RIVERSIDE $255,000Lovely home in great Orangecrest Community. 4 BR, 3 BA, 2870 sq.ft. Openkitchen leads to cozy family room. Large living room, dining room, familyroom. Enormous master suite w/large walk-in closet. Loft area at upstairs.3 car garage. 11135631

$235,000

$245,000

$255,000

Now Realty(951) 734-6210

Se Habla Español

MoneyWiseProperty Management951.280.2278

Call Today For aFREE Rental Evaluation!

“Since 1985, Integrity inMortgage Lending”

161 McKinley Street Suite 120Corona · CA 92879

951.280.2263 Direct951.817.2816 Fax

www.moneywisemortgage.com

century21now.net

WWW.HGMAGS.COM 19

Results

Results

Myriam PerezCell (951) 201-2440Hablo Español

Raul PerezCell (951) 616-8975

CA Dept of Real EstateLicense #01868998

Myriam & Raul TeamServing Riverside County and Surrounding Areas

CA Dept of Real EstateLicense #01512241

Murrieta $192,0004 bedroom + loft, 2.5 bath. 2058sq.ft. Gated community. Family roomw/fireplace, living/dining rooms, 3-cartandem garage and more.

Murrieta $199,0004 bedroom, 2.5 baths, loft on 3rdfloor, home office, 2 car garage, openisland kitchen with view of family room,great back yard, and so much more.

Murrieta $199,0003 bedroom, 3 bath, 2579 sq.ft. Niceneighborhood at end of cul-de-sac.Mirrored closets in all bedrooms, loftupstairs with built-in computer desk.

Menifee $175,000Beautiful 3 bedroom, 2 bath home onwell manicured street in cul-de-sac.Nice open layout from the kitchen tothe family room.Turnkey!

Menifee $180,000Great 4 bedroom room home at end ofcul-de-sac. 2000 sq.ft. Huge familyroom, a large kitchen w/island. Tilefloor, custom paint, large lot.

Menifee $181,000Very attractive and clean home. 4 bed-rooms (one down). Lots of upgrades.Stainless appliances, granite counters.Directly across from the lake.

Menifee $190,000Newer 3 bedroom, 2.5 bath home.Gourmet kitchen with granite counters,laundry room upstairs, ceiling fans inbedrooms, beautiful home won't last.

Perris $129,900Beautiful 2 story home. 3 bedroom, 2baths, in nice neighborhood. Big openfloor plan; seller to install new A/C beforeclose of escrow. Great starter home.

Perris $129,900Nice neighborhood. Features 3 bed-rooms, 2.5 baths, 1663 sq.ft. with bigyard. Close to the 215 freeway. Needssome TLC. Built in 2004.

Perris $130,000Built In 2003 * 2 Story * 3 Bedrooms,2.5 Baths * Spacious Floorplan *Kitchen With Granite And KitchenIsland * Living Room With Fireplace *

Perris $189,9003800+ sq.ft.! 5 bedrooms, 4.5 baths.Built in 2005. Move right in! Great floorplan. Kitchen with eating area, formaldining room, living room, bonus room.

Moreno Valley $140,0004 bedroom, 3 bath, 1718 sq.ft. Built in2000. 2-car garage. Patio and muchmore. Priced to sell! Won’t last long.

Myriam & Raul TeamRE/MAX ResultsREO & SHORT SALE SpecialistsCell (951) 201-2440Cell (951) 616-8975

$192,000

$199,000

$199,000

$175,000

$180,000

$181,000

$190,000

$129,900

$129,900

$130,000

$189,900

$140,000

Best wishes for the New Year!!! We look forward to helping youwith your New Year's resolution of buying the house of your dreams!

Best wishes from the Myriam & Raul Team!!!

20 WWW.HGMAGS.COM

(951) 354-1999 OVisitenos En

www.soyprimercomprador.com

Le Regalo $500 De Home DepotCuando Compra Su Casa Con

Maria Navarro - Real Estate One

Programas De Gobierno Para Primeros CompradoresCon Solo 1/2 Porciento De Enganche.

Ejemplo: Casa De $200,000 - Enganche Total $1000.Lo Calificamos Por Telefono O En Persona Los Siete Dias.

CA Dept of Real EstateLicense #01227134

Indiana

91Freeway

x

Tyler

Van Buren

TylerMall

Perris

$179,000 $1249/PITI

Moreno Valley

$142,500 $998/PITI

Fontana

$198,000 $1380/PITI

Victorville

$159,000 $1114/PITI

Corona

$210,000 $1465/PITI

Moreno Valley

$185,000 $1294/PITI

Hesperia

$149,000 $1044/PITI

Riverside

$185,000 $1296/PITI

Perris

$178,000 $1246/PITI

Perris

$139,000 $976/PITI

Moreno Valley

$179,000 $1250/PITI

Banning

$230,000 $1598/PITI

Maria NavarroGerente / Dueña

Rate 4.25%, APR 5.26%

Es primer comprador? Su puntaje de credito es 580 o mas?Fue desempleado pero ya regreso a trabajar?

USTED CALIFICA!!! CUALQUIER CASA EN CUALQUIER AREA!

SI SE PUEDE!

WWW.HGMAGS.COM 21

Mike Dew • (909) 208-5653

WWW.HGMAGS.COM 23

Homes For Sale24 Hr. Free Real Estate Information Line

1(800) 628-7539Enter the Id# To Hear The Property Information

Save $53,272 When You Buy And Finance Any HomePay Your House Off In 10 Yrs Or Less. Find Out How:

www.Save53KonThisHome.com • 1(800) 628-7539 ID# 1055

Distress Sales: For First Time Buyers, Free ListWith Pictures of Bank Foreclosures , Corporate

Owned, HUD Homes and FIRE Saleswww.FreeDistressHomesList.com1(800) 628-7539 ID# 1025

Obama's New Refinance Plan, Allows Home OwnersWho Owe More ThanWhat Their Home Is Worth SaveThousands By Refinancing Their Current MortgageLearn How You Can Save Thousands By Calling:

1-800-628-7539 ID# 1415

Awesome cor porate Owned Home in the MorenoValleyRanch, totally renovated,wood flooring, open kitchen,great area, close to schools, shopping and hospitals.

1-800-628-7539 ID# 2265

MorenoValley, awesome corporate owned home with newcarpet and paint,3 bedrooms plus completed bonus room,private backyard,nice area,close to shopping and schools.

1-800-628-7539 ID# 2325

Awesome MorenoValley Ranch 4 bed home,niceflooring and newer interior paint, open kitchen and low

traffic area.

1-800-628-7539 ID# 2335

Awesome Riverside 2 story 4 bedroom home on a cornerlot, open kitchen, large master, very nice and private back

yard. Easy access to fwy.

1-800-628-7539 ID# 2275

Awesome Perris corporate owned home totally renovatedin a great area with 5 bedrooms, 3 car garage, new carpet

and paint, perfect for the growing family.

1-800-628-7539 ID# 2305

Awesome MorenoValley bank owned home,over 3100sqft, 4 bed, 3 bath, Pool and Spa, 1.37 ac. 3 car gar, RV

parking.Close to schools.

1-800-628-7539 ID# 2345

Awesome MorenoValley north of the fwy 3 bedroomhome, large master with retreat, open kitchen,huge

pantry and nice back yard perfect for family gatherings.

1-800-628-7539 ID# 2285

Awesome MorenoValley 4 bed Home in great condition,over 2600sqft, close to shopping and schools, great area

of newer homes.

1-800-628-7539 ID# 2295

Awesome newer mobile home in Perris, secluded butclose to main street, half of acre lot, 4 bedrooms,with

large master bedroom.

1-800-628-7539 ID# 2315

RESULTS

$892/M

o.

$1235/

mo.

$951/M

o.

$1185/

Mo

$923/M

o.

$730/M

o.

$914/M

o.

$1156/

Mo.

30 Yr. Loan, 5.562% APR, 4.5% INT. 3.5% Down, PI Only OAC. DRE# 01194319

$488/M

o.

www.IE-HOMES.comSearch Like An Agent!

Corona4 BR, 2.5 BA

$250,000

Lake Forest3 BR, 2 BA$445,000

Orangecrest5 BR, 3 BA$265,000

Mission Viejo5 BR, 4 BA$698,900

San Bernardino3 BR, 2 BA$119,900

Perris Rehab4 BR, 2.5 BA

$189,900

San Pedro CondoOcean View 2 BR, 3 BA

$309,000

Perris4 Units

$175,000

Free ToBuyers &Sellers

Same DataAgents Use…UpdatedEvery 15 To30 Minutes24/7.

THIS ISYOU!

THIS ISYOU!

Search theMLS Like an Agent.Go towww.ie-homes.com

(951) 398-7032Is your home worth much less than what you owe?

You have several options... Call me!Also call about new 1/2 % down programs.

DRE#01271155

24 WWW.HGMAGS.COM

HEMET $124,9003 bedroom and 2 bath home with 3-car garage. 1774 sq.ft. Home has afireplace in the living room and some neutral color paint. Property is close tosome shopping and the parkway for commuting. To be sold as-is.

SAN JACINTO $133,900Whows like new !! Cooperative short sale. Large 4 bedrooms and 2.5 baths,1976 sq.ft. Gorgeous tile flooring, kitchen with island, large backyard withpossible RV parking .

HEMET $159,900Just listed! Cooperative short sell... 45 day escrow! Very open floor plan!Single story with a 3 car garage! 4 bedroom, 2.5 bath home with bonus roomno closet.. can be used as a bedroom... 2446 sq.ft. Hurry this one won’t last!

$124,900

$133,900

$159,900

NUEVO/LAKEVIEW $99,900This is a 3 bedroom, 2 bath single story home. 1288 sq.ft. 9147 sq.ft.Property in the process of being repaired; living room with brick fireplace,eating area off kitchen, tile and carpet flooring, breakfast bar in kitchen, openfloorplan. Shows light and bright.

MORENO VALLEY $120,000Single story 4 bedroom, 2 full bath with pool! Great floor plan. 1424 sq.ft.Inground pool. 2-car garage and more.

MORENO VALLEY $174,900Sunnymead Ranch pool/spa home with 4 bedrooms and 2.5 baths. Fireplacein living room, family w/built-in wet bar, large tiled flooring throughout thedownstairs. Kitchen has a mini facelift about 4 years ago with refacedcabinets, stainless steel appliances and solid surface counter tops.

$99,900

$120,000

$174,900

MORENO VALLEY $200,000GOLF COURSE HOME! 4 bedroom and 2.5 bath home located on MorenoValley Golf Course. Backyard views of the golf course and hillsides. Patio slaband 3 car garage, fireplace in the family room and formal living room.

REDLANDS $129,900Fixer - handyman - or investor - This is a 2 bedroom with an office/den. 1235sq.ft. On large 9500 sq.ft. lot. Sold as-is.

REDLANDS $252,400“Cottage Lane" gated community is beautiful! **GREAT LOCATION !! Close toUniversity of Redlands and Loma Linda University, Built in 2005. 4 largebedroom and 2.5 bathrooms. Family room with fireplace. A real bargain!

$200,000

$129,900

$252,400

YUCAIPA $150,883ONE OF A KIND 3 bedroom, 2 bath. 1262 sq.ft. on a 8114 sq.ft. lot. Newcarpet, interior paint, appliances, and roll up garage door with opener. Fencedyard with a semi private setting. Fireplace in living room, sliding doors fromkitchen and from master suite.

RIALTO $195,700Great single story located in LAS COLINAS AREA! A very desirableneighborhood. 3 bedroom, 2 bath, 1357 sq.ft. Laminate flooring * Double sidedfireplace* Large backyard!! Hurry this one will go fast!!

WEST COVINA $349,9003 bedroom, 2 bath single story. 1545 sq.ft.; large lot 9768 sq.ft. Tile and woodlaminate flooring*open floorplan*upgraded counter tops*inside laundry*shutters*living room*dining area with window seat*attached two car garage*enclosed patio*huge backyard*mature landscaping*great curb appeal.

$150,883

$195,700

$349,900

Andy Herrera(951) 259-8266

herrera.andy87@gmail.com

Hablo EspañolRESULTS

CA Dept of Real EstateLicense #01386262

FOR LENDER INFORMATION CALL DANIEL APONTE 909-322-4109WWW.HGMAGS.COM 25

26 WWW.HGMAGS.COM

www.shortsale

Short SaleBecome A Facebook FanShort Sale Gallery

Text“SSG” to 87778

forMLS Search Appfor Smartphones

SAVE THOUSANDS $$$ We Are HUD HomeBrokersCall For FREEHUDPhoto List (951) 359-4860

Follow me on Twitter@shortsalesbybob

Short Sale

Woodcrest Pool Home $325,0004 bedroom 2.5 bath 2345 sq ft.

Over 1 acre of land.(Broadacre)

Short Sale

Norco Pool Home $225,0004 bedroom 2 bath 1924 sq ft.

Huge game room,view,1/2 acre lot.(Rawhide)

Short Sale

Beautiful Riverwalk Home $334,0004 bedroom + loft 3.5 bath. 3564 sq ft.

Downstairs master bedroom.Gated tract.(Trailway)

Short Sale

Riverside Pool/Spa Home $279,0004 bedrooms 2 bath 2045 sq ft.

On almost 1 ac of land inWoodcrest.(Pick)

Short Sale

Gated Condo in Riverside $130,0002 bedroom 2 bath 960 sq ft.

Enclosed patio,inside laundry.Comm.pool.(Central)

Short Sale

Riverside $80,0002 bedroom 1 bath 800 sq ft.

Good sized lot,plenty of room for RV.(Baker)

Short Sale

Mission Grove Riverside $274,0004 bedroom 2 bath 1906 sq ft.On a large 10,000+ sq ft. lot.

(Wood)

Short Sale

Riverside $147,0003 bedroom 1 bath. 1209 sq ft.

Magnolia Center; hardwood floors.(Lawson)

Short Sale

Menifee $165,0005 bedroom 3 bath 2778 sq ft.Two-story home built in 2005.

(Northshore)

Short Sale

Canyon Crest Beauty $324,0004 bedroom 3 bath + downstairs office.3-car garage.Large lot.Beautiful inside/out.

(Kirkmichael)

Short Sale

Palm Desert Pool Home $520,0004 bedroom 4.5 bath 3425 sq ft.Upgrades throughout + large lot.

(ViaTreviso)

Short Sale

Riverside $129,0002 bedrooms + loft 2 bath 1572 sq ft.Private community with pool.

(Los Molinos)

Don’t Let It Go To Foreclosure

WWW.HGMAGS.COM 27

alegallery.com

e GalleryBOB IRISH,

BROKER(951) 359-4860.com

Short Sale

Anaheim Hills $579,0003 bedroom 3.5 bath. 2654 sq ft.Gorgeous back yardwith built-in spa.

(Estate Ridge)

Short Sale

Corona Hills $215,0003 bedroom 2.5 bath 1425 sq ft.

Fireplace, upstairs laundry; community pool.(Falcon Crest)

Short Sale

Anaheim Pool Home $375,0004 bedroom 2 bath 1415 sq ft.

Beautifully remodeled. Family room fireplace.(Holbrook)

Short Sale

Corona Pool Home $415,0006 bedroom 4.5 bath 3592 sq ft.

Pool, spa, lush backyard landscape.(Windsor)

Short Sale

Fontana $265,0004 bedroom 2 bath 2180 sq ft.

Large great room and on corner lot.(Ironridge)

Short Sale

Chino Hills $260,0003 bedroom + loft 2.5 bath 1234 sq ft.Beautiful community.Hardwood floors.

(Antelope)

Short Sale

Moreno Valley Pool Home $146,3004 bedroom 3 bath 1794 sq ft.Pool home + RV parking.

(Carman)

Short Sale

Grand Terrace $199,9004 bedroom 2.5 bath 2731 sq ft.

On 1/4 acre lot.Downstairs bed/bath.(Rosa)

Short Sale

Norco Horse Property $225,0003 bedroom 2 bath 1366 sq ft.

Almost 1/2 acre.(Corona)

Short Sale

Corona $150,0004 bedroom 2 bath 1245 sq ft.Fireplace and a 2-car garage.

(Claystone)

Short Sale

Orangecrest 2-Story $249,0003 bedroom + large loft 2.5 bath 2384 sq ft.

On a cul-de-sac,large backyard.(San Luis Obispo)

Short Sale

Riverside Pool Home $130,0003 bedroom 2 bath 1227 sq ft.

Great single story starter home.(Old Mill)

re! Call Now (951) 359-4860.

Need a Home Loan? Get Prequalified Before You Go Shopping!(909) 754-LOAN

Chances are, you or someone you know is facing the possibility of foreclosure.Today, 1 out of 10 homeowners in America is behind on mortgage payments.These are tough and frustrating times, but here’s what you need to understand:

You Are Not Alone.Now more than ever, it’s important to identify your options.Foreclosure can be avoided, your credit can be saved, and your financial future can be salvaged.As a CDPE, I know that there are solutions available to you and your family.I’m here to help. If you would like to know more about your options, please call.

IMPORTANT GOVERNMENT DISCLOSURE: You may stop doing business with us at any time. You may accept or reject the offer of mortgage assistance we obtain from your lender (or servicer). If youreject the offer, you will not have to pay us for our services. The above brokerage is not associated with the government, and our service is not approved by the government or your lender. Even if youaccept this offer and use our service, your lender may not agree to change your loan. © 2011 Distressed Property Institute, LLC, All Rights Reserved

(951) 359-4860Bob Irish

www.ShortSaleGallery.com

NMLS #217170

We Offer In House Underwriting, Docs and FundingWith Service Level Guarantees

FHA,Conventional andVA FinancingHUD REO’s with Repair Escrows90 Day FlipWaiver (Simplified)

No Fico (No Collections) • 620 FicoConventional, FNMA HomePath Financing

HomeAffordable Refinance Program (HARP)Energy Efficient Mortgages

HAVE A TURNDOWN?CALL ME!

Gloria D. Lopez(951) 440-6460 * 24/7

Hablo Españolglopez@spfcnet.com

CLOSE YOUR ESCROWS IN 21 DAYS!!

YES! 21 DAYS!*Certain restrictions apply

Down PaymentAssistanceProgramAvailable!

WWW.HGMAGS.COM 29

30 WWW.HGMAGS.COM

BLOOMINGTON$139,9003 bedroom, 2 bath. Investor special.

ID H4403

RIVERSIDE$323,7002291 sq.ft. Victoria Country Club.

ID H4393

EASTHIGHLANDSRANCH$179,9003 bedroom, 2 bath.

ID H4358

RIVERSIDE $174,9003 bedroom, 2 bath. 1335 sq.ft.

ID H4352

RIVERSIDE $289,9004 bedroom, 2 bath. 2050 sq.ft.

ID H4339

SANBERNARDINODUPLEX2 bedroom, 1 bath each. 1600 sq.ft. Available soon.

ID H4428

(951) 275-0833 www.AOGRE.com

ALPHA ONE GROUPF

ON

TA

NA

•M

UR

RIE

TA

•Y

UC

AIP

A•

SA

NJ

AC

INT

O

DRE #01449931

Search the Entire MLS on Our Website

* * * * * AGENTS ONLY* * * * ** HIGH COMMISSION

* OVERRIDE BONUS FOR YOUR TEAM* NO FEES * UNLIMITED BUYERS LEADS

* FULL BROKER SUPPORTBecome An Alpha One Group Partner.

We are one of the fastest growing REO, FREDDIE & HUD BROKERS in the Inland Empire.Email: alphaonerealty@gmail.com

Bank of America Home Loans

BLOOMINGTON $93,9003 bedroom, 1 bath. 917 sq.ft.

ID H4341ForMoreProperty InfoText 85377Enter the5Digit ID

WWW.HGMAGS.COM 31

R. CUCAMONGA $311,8504 bedroom, 2 bath. 1448 sq.ft.

Pool home.

IDH4387

MORENOVALLEY4 bedroom, 2 bath. 1878 sq.ft.

IDH4416

CORONA$239,9003 bedroom, 2 bath. 1816 sq.ft.

22,216 sqf. horse property lot .

IDH4371

ALPHA ONE GROUP

SANBERNARDINO $58,9002 bedroom, 1 bath. 902 sq.ft.

ID H4391

RIALTO4 units.

IDH4378

FONTANA3 bedroom, 2.5 bath. Move-in ready.

IDH4359

CO

RO

NA

•M

ON

TC

LA

IR•

WIN

CH

ES

TE

R•

ON

TAR

IO

(951) 275-0833www.AOGRE.comSearch the Entire

MLS on Our Website

SANBERNARDINO3 bedroom, 1 bath. 1165 sq.ft. Mountain views.

IDH4406

MORENOVALLEY $124,9002 bedroom, 2 bath. 1015 sq.ft.

IDH4418

SANBERNARDINO4 bedroom, 2.5 bath. Rosena Ranch.

IDH4362

ForMoreProperty Info

Text 85377

Enter the5Digit ID

Ask AboutOur 2 YYear

HomeWarranty

32 WWW.HGMAGS.COM

(951) 275-0833 www.AOGRE.com

ROMOLAND $38,2502 bedroom, 2 bath. 1152 sq.ft.

ID H4394

BLOOMINGTON $180,0004 bedroom, 2 bath. 1692 sq.ft. Nice size lot.

ID H4419

MORENOVALLEY4 bedroom, 3 bath. 3307 sq.ft.

ID H4353

COLTON $121,5003 bedroom, 2 bath.

ID H4422

MORENOVALLEY $170,0003 bedroom, 2 bath.

1667 sq.ft. Inground pool.

ID H4407

REDLANDS $108,0002 bedroom, 2 bath.

1272 sq.ft.

ID H4432

RIVERSIDE $101,0003 bedroom, 2 bath.

La Sierra.

ID H4417

NUEVO $50,0002 bedroom, 2 bath.

ID H4348

SAN JACINTO $65,0002 bedroom, 2 bath.

55+ community.

ID H4397

Search the Entire MLS on Our Website

ALPHA ONE GROUP

HUD HomesR

IVE

RS

IDE

•M

OR

EN

OV

AL

LE

Y•

HE

ME

T•

SA

NB

ER

NA

RD

INO

ForMoreProperty InfoText 85377Enter the5Digit ID

DRE #01449931

Buy a HomeFor Less

Than Renting

Call Today to Receive a FREE HUD Photo List

PRICE REDUCED

PRICE REDUCED

PRICE REDUCED

Help-U-SellRiverside Realty/Inland Cities

4197 Brockton Avenue Riverside · CA 92501

Tammy Whitehead

(951) 682-6226

Riverside Realty

The experts next door. Full Service. Big Savings.Search The MLS Free At

www.HelpUSellRiversideRealty.comLow Set Fee From $3,950 To Sell Your Property

Corona · Norco · Riverside · Eastvale

Riverside $250,0001800 SQ.FT. Three separate offices, each with their owndoor and restroom; 7 parking spots, central location;Magnolia center.

Riverside/Sycamore Highlands$222,500GREAT 3 bedroom, 2.5 bath, 2000 sq.ft. home. Close toUCR, shopping & freeways. Park nearby; great community.Home is in great condition.

Riverside $365,000ORANGECREST POOL HOME Immaculate condition.4 bedrooms, 3 baths, 2938 sq.ft. 3 car garage, woodshutters, family room, loft area, large lot, close to Riverside’sBEST schools and shopping. This home has it all!!

Commerc

ialSold

Foreclosur

e - Pending

We Saved Over$9,000 Dollars

With Help-U-Sell!!!Right here In Riverside!

SSeelllleerr SSaavveedd

$$44,,882255

South Corona$796,000EXCLUSIVE SEVEN OAKS In a gated community; up againstthe foothills. Immaculate 5 bedrooms, 2+3 partial baths,4811 sq.ft. on 1 acre lot. Open floor plan, large kitchen, formal living and dining room, pool, full basketball court, andmore.

Standard

Sale

Corona Hills$345,000LOVELY POOL & SPA HOME 3 bedrooms, 2 baths, granitecounters, Stainless steel appliances, tile floors. Large lotover 36,000 sq ft. Close to schools, freeways and shopping.

Standard

Sale

Eastvale/Corona$353,000PERFECT HOME Single story over 2600 sq.ft. 4 bed-rooms, 2 baths, loft area upstairs, 3 car garage, fountain,paver patio, custom window treatments, slate flooring, crownmoulding thru-out, custom master closet. Schools/parkwithin walking distance, great area, quiet cul-de-sac street.

Standard

Sale

Happy New Year!

WWW.HGMAGS.COM 33

Problem Loan Specialist

It’s a Buyer’s Market... Call to Get Qualified!I Can Help!

USDA - No Money Down Loan Programs AvailableCall For Details!

· FHA - VA· First Time Home Buyer Programs

· Assistance Programs· Advise On Raising FICO Score

· Credit Repair Help · Out of State Loans· Hard Money - No Qualifying

Rose L. WatsonLoan Consultant

Direct Lending

Problem Loan Specialist12 Years Experience

Direct: 951-544-5861 Office: 951-486-0210

Hablamos EspañolLicense #01332910

12 Years Experience Solving Problem Loans

A Direct Lender Serving the Inland Empire For Over 15 Years

Plaza Residential Mortgage7145 Magnolia Ave, 2nd FloorRiverside, CA 92504

Licensed by the Department of Corporations underthe California Residential Mortgage Lending Act

Call Today To Discuss If This Program Is Right For You!

Todd Iles (951) 276-8200CA-DOC235342

NEW Down Payment Assistance Progam for FHA Home Buyers.

*** Move In for as Low as 1/2% Down ***

Certain restrictions apply on all programs. See your CHF Approved Lender for complete program guidelines, loan applications, applicable fees and annual percentage rates (APRs). CRHMFA Homebuyers Fund (CHF) is a government sponsored joint powers authority that offers loan programs to assist potentialhomebuyers in purchasing a home. This is not an offer for extension of credit or a commitment to lend and is subject to change without notice.

*3% Down Payment Assistance Available For Down Payment or Closing Cost.

*Program Available for New or Existing Homes.

*Not Limited to First Time Home Buyers

Now might be the best time ever to buy a home.“Many buyers who waited for rock-bottom prices knowthat now is the time to buy.”

Buy RentHousing Cost Over Next 30 Years *

* Assuming payment of $1,500 of both rent and mortgage; a fixed rate mortgageand an annual rent of 3.2% for inflation.

$540K

$900K

Owners Renters

- US News and World Report 11/1/2011

WWW.HGMAGS.COM 35

Real ¢ents RadioNewsTalk590K T I E

Keeping it Real. Sundays 9:00 AM to 10:00 AMwith John Rigler

www.HGMags.com • (951) 485-6478

Gateway Funding L.P. is licensed by the Calif. Dept. of Corp. under the Residential Mortgage Lending Act # 813L205. John Rigler’s NMLS # is 170958

We’re Back And Better Than Ever!

CAL DOC#963-1539Look For This Seal When SearchingFor A Qualified Home Inspector

1-800-658-8183

36 WWW.HGMAGS.COM

(951) 313-8614(800) 8BEVERLY

2 3 8 3 7 5

ELVIA JONESCertified Distressed

Property Expert

Real Es

tateOw

ned

RANCHO CUCAMONGA $495,0002-STORY 7 BR, 4 BA, 3 car garage, office/den.2 master suites, 8 ceiling fans, 3 sliding doors,handicapped bathroom, Jack&Jill bathroom,2 A/C units, 2 water heaters, 4 downstairs BRs.Hardwood, tile and carpet flooring, Granitecountertops, recessed lighting. Total handicapaccess. Call Elvia Jones (909) 484-5227.

Standa

rd Sale

MORENO VALLEY $224,900HIDDEN SPRINGS **Pool/spa home. New inte-rior paint, new flooring, some new appliances.Master retreat could be 5th BR. Main floor BRwith private bathroom. Fireplace in livingroom, dining room, spacious kitchen, separatefamily room. Laundry room, 3 car garage,covered patio. Call Beverly (951) 313-8614.

RIVERSIDE $134,900AFFORDABLE! 3 bedrooms, 2 baths, 1122 sq.ft.single story home. Living room with fireplace,dining area, inside laundry area, ceiling fans,converted 2-car garage. Private and largebackyard. Walking distance to Tyler Mall. CallElvia Jones (909) 484-5227.

RIALTO $203,500UPGRADES THROUGHOUT 4 bedroom, 2.5bath, 1970 sq.ft. Upgraded carpet, tile, light fixtures, new appliances, granite counter topsin kitchen and baths, custom interior paint, ex-terior stucco painted, cov’d patio, large rearyard, built-in security system, 3 car garage; oncul-de-sac. Call Beverly (951) 313-8614.

Standa

rd Sale

COLTON $124,900GREAT HOME FOR FIRST TIME BUYER 3 bedroom,1.5 bath. 2-car garage, indoor laundry, fireplace.Large backyard with fruit trees. Great locationclose to Colton High School, elementary school,freeway and shopping. Call Elvia Jones with anyquestions (909) 484-5227.

Real Es

tateOw

ned

OAK HILLS $350,000SPACIOUS Newer home completely fencedon 2.39 AC. 5 bedroom, 3 bath, 3749 sq.ft.Family room with fireplace, breakfast nook,roomy kitchen. 2 AC units, large laundry room,large foyer, beveled glass double door entry, 4car garage. Large RV drive and wrought irongates. Call Elvia Jones (909) 484-5227.

PENDIN

G

PENDIN

G

PENDIN

G

GOOD AGENTS CAN MAKE A ‘LOTT’ OF DIFFERENCE

(909) 484-5227Hablo Español

BEVERLY LOTTCertified Distressed Property Expert

CA Dept of Real Estate License #01010654

CA Dept of Real Estate License #01299362

RIVERSIDE $134,900SINGLE STORY 4 bedroom, 3 full baths, 1681 sq.ft. On corner lot. Landscaped rearyard with fruit trees. Enjoy the spacious kitchen with granite counter tops andopen floor plan. Tile flooring throughout except for bedrooms. Built in 2004. CallBeverly today at (951) 313-8614 for more information on this property.

WWW.HGMAGS.COM 37

Kamesha Keesee, Broker 951-454-5959Call Now for your FREE Real Estate Owned and Bank Repo List of Homes

Or Visit www.4homesandloans.com“Your Satisfaction is My Specialty”CA Dept of Real Estate

License #01292916

PERRIS reduced to $184,500MOVE-IN CONDITION! 4 bedroom, 2.5 bath, 2496 sq.ft. 2-story home in pristinecondition. Huge family room open to oversized kitchen, master bedroom with wonderful views, walk-in closet and separate shower/tub combo. Nice backyardwith large patio. Great for entertaining! Built in 2006.

CARSON $175,000COZY TOWNHOME 2 bed, 2 full bath, 1050 sq.ft.; fireplace in living room, spacious kitchen. Upstairs laundry room, master bedroom w/custom built-in closetand balcony. Upstairs bath w/dual sinks. Park across the street. Courtyard view.Water and trash is included with the HOA dues.

MORENO VALLEY $249,900GREAT FAMILY HOME 4 bedrooms, main floor den, 2 & 3/4 bath and 2nd storyloft. New paint, carpet, and fixtures!!! Large kitchen with center island/breakfast baropens up to family room with tiled fireplace. Archways and open floor plan, mainbath with oval soaking tub, separate shower and tons of storage. Rear yard has aconcrete patio slab ready for your final touches.

RIVERSIDE reduced to $329,900CANYON CREST COUNTRY CLUB BEAUTY! Extra large lot! Updated kitchen andbathrooms. 4 bedrooms, 2.5 bath, 2756 sq.ft. Kitchen w/eat-in area opens to formal dining area. HUGE living area with floor to ceiling brick fireplace. Multiplecovered patios in the rear yard. 2-car garage has tons of storage space and cabinets.

Bank Owned

RIVERSIDE $184,900NEWER CONSTRUCTION - REHABBED WITH ALL NEW INTERIOR PAINT ANDCARPET! 3 bedroom, 2 bath, 1498 sq.ft. Close to community park, major shoppingand commuter freeways. Good sized front and rear yards, family room with tiled fire-place, formal living area, 2-car attached garage and more.

Bank Owned

RIVERSIDE $309,900LARGE Mira Loma/Eastvale home with 4 bedrooms + HUGE 2nd story loft, 3 baths,3-car garage and more!! 2652 sq.ft. Family room with tiled fireplace, separate din-ing area, kitchen with center island, inside laundry, mirrored wardrobes, oval soak-ing tub, rear yard with blockwall fencing, concrete patio slab and hardscape!

Bank Owned

Bank Owned

Based on information from the IVAOR / MLS as of December 2011. Displayed MLS data is deemed reliable but is not guaranteed accurate by the MLS. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.

Standard Sale

Short Sale

When You Don’t Advertise,A Terrible Thing Happens…

NOTHING!Don’t let this happen to you! Satisfy your clients

and get a great response — all at affordable rates

For Advertising Information, call

Mike Dew (909) 208-5653 • (951) 485-6478

Call For a List of Bank Repos 951-734-7770

CALL FOR FREE LIST OF BANK OWNED HOMES(951) 227-1811

(951) 734-7770 (951) 303-0900

We’ll Exceed Your Home Buying or Selling Expectations!

Licensed Real Estate & Short Sale Experts Helping Buyers & Sellers Save

Call F

or a

List o

f Bank Repos 9

51-7

34-7770

SAVINGS WITHOUT SACRIFICEAdvance Realty Platinum Edge Properties

www.AdvanceSells.com

Corona / Norco

Corona / Norco

Temecula / Murrieta

Temecula / Murrieta

$175,000 Lovely 3 bedroom, 2 bathfloor plan with laminate flooring, up-graded baseboards, custom paint, brightfamily room w/brick fireplace, openkitchen w/breakfast bar & breakfastnook, back yard w/cov’d patio. (19367F)

1st Time Buyers! $175,000

Short S

ale

$92,500 Super cute, light and brightunit. Recently updated kitchen. Poolarea + covered parking. 2nd room couldbe bedroom; doesn't have a closet, so itis the perfect enclosed den, office orbaby or small child's room. (3254A)

2nd Story Unit $92,500

Short S

ale

$169,900 3 bedroom, 2 bath singlestory floorplan. New paint, new carpet, newkitchen appliances, living, dining room andsun room. Spacious backyard with coveredpatio, mature landscaping and 2 car attached garage. (5721N)

Desirable $169,900

Standa

rd Sale

$244,900 Desirable Indian Hills golfcourse. 3 bedroom, 2 bath; new paint &carpet, new kitchen, new fixtures, living/dining, family room w/fireplace. Pool,backyard patios, mature landscaping andattached 2 car garage. (7821BR)

Pool Home $244,900

Standa

rd Sale

$389,999 6 bedrooms, glassed in office + loft, 4.5 baths, 4,529 sq.ft. on7,400+ sq.ft. lot. 20” diagonal tile floor-ing, whole house sprinkler system, 3rdfloor master suite, solar attic coolers, for-mal living/dining, family room fireplace,laundry room, landscaped. (13754RD)

Classic Floorplan $389,999

Short S

ale

$109,900 3 bedrooms, 2.5 bath-rooms and a 2 car detached garage.1452 sq.ft. Spacious living room and newkitchen appliances. Access to the back-yard from the dining area. Looks great!(5041B)

2-Story Condo $109,900

Standa

rd Sale

$389,900 5 bedrooms, 4 FULL baths,large family room, dining room, largebonus room. Formal dining and formal living room. Back yard fully landscapedand features block walls for your privacy.4 car garage (14354SR)

Mountain Views $389,900

REO

$239,000 1,343 square feet on a large8,712 square foot lot. 3 bedrooms, 2 bathrooms, good condition. Convenientlocation near schools, shopping and freeways, must see! Built in 1998. (2171A)

Single Story $239,000

Short S

ale

$269,900 Located in Corona; beauti-ful 4 bedroom, 2 bath, 1592 sq.ft. home.Custom tile inside and out and the backyard is a vacation destination everyonewill want to spend time in with ingroundpool, patio and much more. (986O)

Pool Home $269,900

REO

$369,900 3 bedroom, 2.5 bath,3521 sq.ft. New paint, new carpet, newvinyl flooring, formal living room,kitchen w/large island, formal dining,family room w/fireplace, inside laundry,spacious loft area, 3-car tandemgarage. Backs to large park. (14172TP)

Cul-de-sac $369,900

Standa

rd Sale

$1800/Month 2 bedroom, 2 bath,1390 sq.ft. Gated community. Private patioentry, kitchen w/eating area, open diningroom, fireplace in living room, indoor laundry, 2-car attached garage. Views overlooking Upland Hills Golf Course. Walkto pool/spa, tennis courts. (724PB)

Upland Rental $1700/Month

Rental

$279,900 REDUCED! 3 bedroom,2.5 bath, 1629 sq.ft. home in a greatfamily neighborhood. Schools, parksand shopping are close by and it isfreeway close to everything else. Attached 2-car garage. Don't miss out!(2663G)

Very Nice! $259,900

REO

40 WWW.HGMAGS.COM

Local Service...Second to None

Bunker Rayner Branch Manager NMLS #268398W.J. Bradley Mortgage Capital Corp.

(951) 643-7071 Direct1250 Corona Pointe #109 Corona · CA 92879

(c) 2011 W.J. Bradley Mortgage Capital Corp., 201 Columbine Street Suite 300, Denver, CO 80206. Phone #303-825-5670. NMLS ID 3233. Trade/service marks are the property of W.J. Bradley Mortgage Capital Corp.This is not a commitment to lend. Restrictions apply. All rights reserved. Some products may not be available in all states. WJB is not acting on behalf of or at the direction of HUD/FHA or the federal government.Licensed by the Department of Corporations under the California Residential Mortgage Lending Act RML# 4131002. NMLS consumer access: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3233.

• Purchase and Refinance Loans• Competitive Rates

• Great Customer Service• FHA & VA Financing

Closing on time, with little or no red tape, saves you time, money and worry.That’s why W.J. Bradley has put together a team of the best processors, underwriters, closers and funders in the business.They’re fast and accurate - and their goal is to make sure you get your loan when you need it. We measure our turn times inhours, not days. If you’re ready to discuss purchasing a new home or refinancing your current loan, call W.J. Bradley today.

Our branch is dedicatedto the support of thecommunity. We lookforward to providing aservice that isunparalleled in ourindustry.

Customer Serviceis our priority

at WJB Corona!

When You Work With WJB, We Provide:- Fast, accurate answers to your questions

- Loan programs including first-time buyer friendly FHA/VA- Programs for borrowers with limited credit history

- Low down payment options to get you into your home

Let an experienced, professional lender explain your financing options so youcan make the best decision for your long- and short-term financial goals.

WWW.HGMAGS.COM 41

42 WWW.HGMAGS.COM

DRE# 01343644DRE# 01323177

WHAT A BUY! $132,000This 5 bedroom loft home features open floor plan, spacious kitchen, family, living & dining room.Fireplace, lauundry room and so much more. Call today!

WOW! $135,000This 5 bedroom beauty has it all. Family, living & dining room, spacious kitchen w/pantry & island.Large master bedroom w/ walk in closet. Window blinds & ceiling fans, 3 car garage, covered patio& well maintained landscape. Call today!

WHAT A BEAUTY! $135,000This 5 bed 3 bath home features 1 bed & bath downstairs. Large kitchen that opens up to family room.Formal living & dining room. Built-in computer desk, bonus room that can be used as office/gameroom. 3 car garage w/ pass thru to rear yard and so much more. Call today!

SINGLE STORY BEAUTY! $137,000This single story features 5 bedrooms 3 full baths w/ over 2400 sq. ft. Spacious floor plan includesfamily, living & dining room. Open spacious kitchen w/ upgraded granite counter tops. Large masterbedroom w/ 2 walk in closets. 3 car garage and so much more. Call Today!

LOOK AT ME! $142,500This 5 bedroom 3 bath home features spacious kitchen w/ granite counters & plenty of cabinets. Largeopen family room. Living & dining room. Full bed & bath downstairs. Bonus room upstairs, custompaint. 3 car garage. Over 2700 sq. ft on a huge 10,000 plus lot size. Excellent condition! Call today!

CORNER LOT BEAUTY! $145,000This 5 bed 3 bath home features over 2,400 sq. ft. Open floor plan that includes family, living &dining rooms. Spacious kitchen. Large master bedroom. 5th bedroom can be used as a den / office.Large 7,800+ lot size. Easy front & rear landscaping upkeep..so much more. Call today!

5 Bedrooms

5 Bedrooms

5 Bedrooms

5 Bedrooms

5 Bedrooms

5 Bedrooms

Dennis & Beverly Mackey Realtors

Dre*01343644/Dre#01323177

D&BBeverly Cell: (951) 956-9000 Dennis Cell (951) 347-9899

Email: DBHomes@Rocketmail.com

WE HAVE HOMES TO FIT ALL BUDGETS - CALL US TODAY!

$199 Any Size Home

Robert WoodsOwnerCell:

(951) 214-0536

WWW.HGMAGS.COM 43

GOLD visit us on the web: www.c21Gold.net

951 /479.4580888 /827.3331

Thinking About Buying or Selling? Call Today…Low interest rates

Homepath Financing Available · Low As 3% Down Payment

VA Loans Zero Down Payment AvailableSe Habla Español

Norco • Single Story Ranch Style$369,900

3 bedroom, 2 bath homeon 1/2 acre horse property.

Norco • Over 1/2 Acre$375,000

4 bedroom, 2.5 bath home; outdoorworkshop + oversized garage.

Norco • Ranch Home$409,900

4 bedroom, 2 bath home; 2270 sq.ft.1/2 acre lot. Indoor laundry + more.

Riverside • Horse property$239,900

3 bedroom, 1.75 bath home; 1284 sq.ft.3/4 acre lot. Miles of riding trails.

Moreno Valley • On Large Lot$250,000

6 bedroom, 4.5 bath home; 3379 sq.ft.Family room w/fireplace. Upstairs laundry.

Norco • Beautiful 2-Story$379,900

5 bedroom, 3 bath home; 3339 sq.ft.Upstairs loft + 3-car garage.

Perris • Don’t Miss Out!$120,000

3 bedroom, 2 bath home;Great commuter location.

Corona • Turnkey Home!$299,900

3 bedroom, 3 bath home;mature landscaping and wood patio.

Corona • Fall In Love!$387,600

5 bedroom, 4 bath home; 3867 sq.ft.Large 9100+ sq.ft. lot.

Call For a Free List of Homes (951) 479-4580Happy

Holidays!Happy

Holidays!

SAN BERNARDINO $130,0003 BR, 1.25 BA, 1400+ sq.ft. Best single family home in

great family area!! Home has been completely redone!!1-855-733-1669 Ext. 145

MURRIETA $335,000Executive home! 6 BR, 4 BA, 3500+ sq.ft. Gorgeous

upgrades throughout. Gourmet kitchen + views!1-855-733-1669 Ext. 144

CORONA $395,000In gated community; 4 BR, 3 BA, 3400+ sq.ft. Main floor

BR. Gourmet kitchen. Bonus room on 2nd floor.1-855-733-1669 Ext. 147

Financing the

David FitzpatrickBranch Manager

1-855-733-1669david.fitzpatrick@wvmb.com

NMLS #259057

Jessica CastroMortgage Consultant

Se Habla Español

1-855-733-1669jessica.castro@wvmb.com

NMLS #263246

Bill BarhamMortgage Banker

1-855-733-1669bill.barham@wvmb.com

NMLS #288600

AtWallick &Volk,we’ve been gainingand in today’s world of home financin

NORCO $699,999Equestrian Ranch! 5 BR, 4 BA, 3000+ sq.ft. Almost 2full acres. Arena, corrals, box stalls, pool, spa & more!

1-855-733-1669 Ext. 142

RIVERSIDE $199,0003 BR, 2 BA, 1110 sq.ft. home. On a quiet street in terrificschool district. Remodeled kitchen and both bathrooms.

1-855-733-1669 Ext. 146

CORONA $229,000Great attached home. 3 BR, 2.5 BA, 1516 sq.ft.

Family room w/fireplace. 2-car garage.1-855-733-1669 Ext. 143

CORONA $265,000Mountain Gate area home in South Corona.

3 BR, 2.5 BA. 1496 sq.ft. 2-story home built in 1997.1-855-733-1669 Ext. 148

CORONA $199,8004 BR, 2 BA, 1498 sq.ft. On a large flat lot. Large living

room and formal dining room, cozy family room.1-855-733-1669 Ext. 149

MIRA LOMA $229,900Sprawling single story ranch home. 4 BR, 2 BA, 1746

sq.ft. Almost 1/2 acre flat lot. Above ground spa + more.1-855-733-1669 Ext. 150

CORONA $264,900Completely remodeled 3 BR, 2.5 BA, 1700 sq.ft. home.

Formal living room w/fireplace. Designer touches thruout.1-855-733-1669 Ext. 151

RIVERSIDE $279,9004 BR, 2 BA, 1898 sq.ft. Completely remodeled.Bonus room w/fireplace. On large 1/2 acre lot.

1-855-733-1669 Ext. 153

RIVERSIDE $310,000REO 4 BR, 3 BA, bonus room, den, tri level home.

3157sq.ft.. Pnoramic views.1-855-733-1669 Ext. 157

MORENO VALLEY $180,0004 BR, 2 BA home 2088 sq.ft. Family room w/fireplace.

2-car garage. On almost 1 acre lot.1-855-733-1669 Ext. 162

NORCO $470,0004 BR, 3 BA , 2932 sq.ft. home on almost 1/2 acre lot.

Family room with fireplace. Valley views.1-855-733-1669 Ext. 160

LAKE MATHEWS $475,000REO 6 BR, 4 BA. 3946 sq.ft. 2 acres, pool, single storywith separate casitas (guest house), views, 4 car garage.

1-855-733-1669 Ext. 158

RANCHO CUCAMONGA $375,000STANDARD SALE 3 BR, 3 BA. 2334 sq.ft. Cul-de-sac. Cov’dpatio, BBQ, next to RCUC high school, no rear neighbors.

1-855-733-1669 Ext. 159

CORONA $375,000REO 4 BR, 3 BA, 2512 sq.ft. In-ground pool, built-in

BBQ, cov’d patio RV parking, completely remodeled.1-855-733-1669 Ext. 156

CORONA $311,9004 BR, 2.5 BA, 1751 sq.ft. Formal living/dining rooms,family room w/fireplace, fully landscaped back yard.

1-855-733-1669 Ext. 155

the American Dream!ning the trust of our clients for over four generations,ncing,we know that trust is more important than ever.

Why Choose Wallick & Volk?We only originate loans. This is our business. Therefore we focus all of our attention on increasing ourefficiencies to satisfy more clients.Loans get closed on time!When we make a promise to get your loan closed within a specifiedtime frame,we live up to that promise and close on schedule.

RANCHO CUCAMONGA $819,900Nestled in the foothills w/stunning views. 5 BR, 5 BA,

5511 sq.ft. horse property on 10 acres with views!1-855-733-1669 Ext. 152

CORONA $329,9004 BR, 2 BA, 2173 sq.ft. Spaicous floor plan. Cul-de-sac

location. Large backyard w/covered patio and more.1-855-733-1669 Ext. 154

MORENO VALLEY $195,000"Rancho Belago" 4 BR, 3 BA. Well maintained 2 story

residence with wood flooring, fireplace in the living room.1-855-733-1669 Ext. 161

1-855-SEE-1NOW OR 1-855-733-1669Licensed by the Dept. of Corporations under the California Residential Mortgage Lending Act.” License #4130785

BRANCH MANAGER • UNDERWRITER20+ Years of ExperienceFHA & VA Underwriter

951-656-9335License #: C2064049 • NMLS #: 254247

First Mortgage Corporation is#4 in Funding Loans in California

13800 Heacock C-234 • Moreno Valley, CA 92553CA: Licensed by the Department of Corporations under

the California Residential Mortgage Lending Act.

Chris Burns

Open the Door of Opportunity…To Get Pre-Approved, Call Chris Burns Today!

Don’t Believe the Big Banks!You Should Know That FHA & VAMinimum FICO Is 500

500 to 580 Requires 10% Down

Some Points to Consider…1. If FICO is below 620 there can be no late payments in the last 12 months

2. 99.5% financing is STILL available. You do not need to be a 1st time homebuyer to qualify and you can own another home!

3. Manufactured housing CAN get financing through FHA. It requires 10% down(FHA only)

4. FHA will allow family members to co-sign. This is great for kids in college notearning income! Mom or Dad can co-sign for 96.5% financing (FHA only)

5. FHA & VA financing do not require reserves!

6. Limited credit? Just 1 trade line is OK!

7. No FICO score? No Problem! (must get alternative credit)Questions? Just Give Me a Call!

FLIPPING HOMES!No Profit Limit. Less Than 30 DayClosing and No 90 Day Restrictions.

Here’s what you need:• A smartphone with a camera like: iPhone™; Droid®; Nokia®; Blackberry®; etc.• A QR code reader app available from your phone’s app store.

• All Property Photos• Property Details• Map the Property• Text the Agent• Call the Agent• Driving Directions• Search ALL New Listings

3 The app will see, read

and act upon the code

automatically

app available from your phone’s app store.

2 With the camera facing

the code, center it on the screen

Launch the code reader app on your smartphone1

What’s this, you ask?

It’s a QR code.You jump from real world to virtual in a snap!

Many of the websites in this magazine are mobile ready

Right on your smartphone!Get all details, all photos, and map the location of the newest listings right on your smartphone.

WWW.HGMAGS.COM 47

AdvertisingMedia Marketing Productions 909.208.5653Mike Dew, Owner/PublisherBusiness Cards, Post Cards, Flyers, Agent Websiteswww.hgmags.com

Air Conditioning/HeatingSuper Cool Heating & Air Conditioning 951.992.8304Appliance Sales & Repair

Appliance Sales & RepairRiverside Appliance 951.354.7773GE * Electrolux * Frigidaire * Hotpoint * Whirlpoolwww.riversideappliance.weebly.com

AttorneysThe Mellor Law Firm 951.222.2100Mark Mellorwww.mellorlawfirm.com

CabinetsCande’s Cabinets 951.509.2860Custom Cabinets & Doors

ContractorsChristian Rusovick Contractors 951.225.5259Full Service Contractors Lic#B760926Renovations, kitchens and bath remondels, REO rehabilitations,emergency services (board-ups, fire and water damage). Referralfees paid, senior discounts, painting and carpet services only ifneeded. No job is too small!

Dave Cote Contractor 951.312.0701REO Rehabs, Room Additions, Remodels, Patio Covers

MGA Services 888.REO.1112Serving the REO Community Since 1997www.4mga.com

Tom M. Herrera Construction 951.538.4128Complete Remodeling & Room Additionswww.Pin2Bld.com - Lic 644765

Credit RepairEmpire Credit Protection 909.200.6301Will Lopez, Credit Specialistwill@empirecreditprotection.com

Escrow CompaniesAmbergate Escrow 951.683.2602Lori Renberg Brown, Ownerwww.AmbergateEscrow.net

American Independent Escrow, Inc. 951.443.5200Your Independent Escrow Serving All of California

Greenleaf Escrow, Inc. 951.280.2205Nancy Shenouda, Escrow Officer/ManagerGreenleafescrow.com

Home Entertainment SystemsElite Home Systems 951.323.1729Donald Bigbie, System Designer/Ownerelitehomesystems@charter.net

Home InspectionsAccurate Inspections 866.779.8728Gary Soto0-2000 Square Feet - $175www.accurateinspect.net

R.M. Woods Home Inspections 951.697.1022Robert Woods, AHIT Certifiedwww.rmwoodshomeinspections.comComplete Home Inspection Service (7 Days a Week)$199 up to 4000 Square Feet

Home StagingStaged 909.772.7939Sandi & Suziwww.stagedbysandi.comHome Staging, Re-Styling & Events

Home Warranty ServicesOld Republic Home Protection 800.445.6999You Can Protect Any Home with anOld Republic Home Warranty Planwww.orhp.com

InsuranceFarmers Insurance 951.696.7555We Specialize in Home Insurance Lic#0D76570Call Kerry today for a free quoteKerry.gmiskell@farmersagency.com

Farmers Insurance Cell 909.747.7889We Specialize in Home Insurance Lic#0H51289Call Vincent today for a free quotevarmijo@farmersagency.com

Winchester & Assoc. Insurance Services 951.296.6678Suzy & Christine Lic#OG58158insurance@quotetowin.comSpecializing in Homes, Autos, Umbrella, E&O Insurance.Call for Free Quote

LightingLeivas Lighting 951.686-4046Randy Leivas, Presidentwww.leivaslighting.com

Mortgage LendersAcademy Mortgage Corporation 909.944.3535On Site Underwriting & Processingwww.academymortgage.comNMLS #3113 Corporate CA License #4170013

AFN Finance Network, Inc. 951.582.2431Bruce McGinley, Direct Local Lenderwww.afn-corona.comCA DOC #60387711

First Mortgage Corporation 951.656.9335Chris Burns, Branch ManagerLicense #C2064049FHA & VA Underwriter

AdvertiseYourBusinessForAsLittleAs$20a Month. Call for Details (909) 208-5653

Directory of Services

48 WWW.HGMAGS.COM

Directory of ServicesPlaza Residential Mortgage 951.276.8200Todd IslesCA-DOC235342Direct Lender

W.J. Bradley Direct Lender 951.643.7071Bunker Rayner, Branch ManagerNMLS #268398

Notary Public ServicesLocklin 24/7 Mobil Notary Service 909.263.3929Ana Ybarra-Locklin“Se Habla Espanol” - Translations AvailableAnaLocklin@SBCGLOBAL.NET

Painting ServicesSeasons Painting 909.975.9075Painting, Interior, Exterior,Call for Free Estimates & Home ImprovementDavid Suh, Lic #692214dongsuh2002@yahoo.com

Pest ControlCompass Pest Management 951.688.8066Marty Verstappewww.bye2bugs.com

Pool ServicesSoCal Pool Guys 909.908.3684Cleaning, Service & Repairs

Property Management1st Rate RentalsResidental Property Management 909.338.9090Diana Bush, Property ManagerFull Service - Over 20 Years Experience

Wright Realty Group, Inc. 951.686.7653Bob Wrightwww.gowrg.com

Real Estate AppraisersOAS Real Estate Appraisals 951.271.3090Scott Oswaltscottoswalt@linkline.comFast & Trustworthy - 20 Years Experience

Restoration CompaniesReal Restoration 909.931.5280Structural Repairs, Painting, Electrical and More.License #888149

Team Green Machine, Inc. 800.913.8260Property Stabilization, Preservation & Renovationwww.TeamGreenMachine.com

SignsSigns For All 951.715.0086Vladamir Sirota, General Managerwww.signsforall.bizSigns, Riders, Banners, Magnetic Signs, Commercial Signs & More

Title CompaniesChicago Title Insurance Company 951.318.3048Suzy Lacy, Area Managerwww.SuzyLacy.com

Fidelity National Title 951.312.5182Robert Hernandez, Sales Representativewww.roberthernandez.net

Fidelity National Title 951.353.8189Tammy McGowan, Area Managerwww.fidelityie.com

Lawyers Title 951.377.9638Lisa Favorite, Account Executivewww.lisafavorite.lawyersie.com

Ticor Title Company 951.818.8319Anthony A. Andre Sr, “Your Friend in The Title Biz”Area Manageranthony4title@gmail.comwww.anthonyandre.com

Web DesignMedia Marketing Productions, Inc. 909.208.5653Real Estate Agent Websites, Smartphone Ready Websites and more.

Ovaah 714.451.6809www.ovaah.com

WWW.HGMAGS.COM 49

50 WWW.HGMAGS.COM

Edith MolinaHAFA, SFR

Cell (951) 536-3084

Ernie GenieCDPE, HAFA, SFR, SRES

Cell (909) 664-4312

Se Habla Español

GenieTeamSells.com

Why RENT When It’s CHEAPER to BUY?Home Prices and Rates are LOW!

Buy your dream home with only1/2% down payment.

New loan programs for buyers witha credit score under 600.

STOPRENTING

$1147Down

$1568PITI

Great single family home on a corner lot withgreat lake and city light views. It has 4 bedroomsplus an office which is being used as a gym.

$1187Down

$1622PITI

This beautiful 5 bedroom, 3 bath home offersa spacious floor plan and lots of space togrow. Separate family room, living room andformal dining room.

$914Down

$1249PITI

This home has new interior paint and carpet andhas a large back yard ready for improve-ments.Home is in walking distance to a ele-mentary school

$899Down

$1229PITI

Brand new carpet, vinyl flooring, paint andstove. Like new condition. 4 bedrooms and2 and 1/2 baths. One downstairs bedroom.

$999Down

$1366PITI

Single story 3 bedroom 2 bath 2 car garagehome in horsethief canyon. This will go fast!Make your offer today!

$899Down

$1229PITI

Nice property with 3 bedrooms and 2 full bath-rooms and a 2 car garage attached with directaccess. Excellent opportunity for first timehome buyers and or investors.

$2000 Down

$2732PITI

Big lot in a nice neighorhood.Lot size 15682 sqft. Living square feet 2904. Built 2003. Twostory house. Four bedrooms with one bedroomdownstairs.

$2075Down

$2835 PITI

Price reduced!!! Not a short sale!!! Shows likea model home!! Do not disturb tenant!! Mintcondition!!

$1695Down

$2316PITI

Wonderful Norco Horse property. This homehas it all. Spacious floor plan w/a large familyroom & formal family room. Wooden beams inthe family room.

01 02 03

04 05 06

07 08 09

WWW.HGMAGS.COM 51

Reasons why you should do a short sale• Your loan modification didn’t work

• You don’t want a foreclosure on your credit

• You are having a difficult time making your mortgage payments

• You want to be a homeowner again…soon

• There is absolutely no fees or cost to you

• More time in your home

• You could qualify to receive $3,000 or more if you short sale your House.

Whether you need to sell due to financial hardship (short sale) or just looking to make a move, give us a call today!

We are currently working with several well qualified buyers that want to buy a Home in your area today!

Team Genie Has the Keysto Your New Home!

• Beautiful and Move-In Ready Homes• Standard Sales and REO• First-Time Buyer Specialists• Credit Repair Available• Best Homes on the Market!

PITI & MI payment for 30 years. Int. rate 4.125%. Payments DO NOT include interest, taxes, & insurance basedon a 30 year fixed loan. *Conventional loan with 20% down payment, due to FHA new loan limit of $355,350.

$2074Down

$2834 PITI

What a great property in a great neighborhood.This horse property is a single family ranch stylepool home located at the end of a cul-de-sac.

$2250 Down

$3074PITI

Horse property with 5 bedrooms 3 bathrooms,One bedroom and¾ bath downstairs, additionalfeatures include beautiful hard wood flooring.

$700Down

$955PITI

Located in a quiet residential area. Home fea-tures three bedrooms. Master bedroom has itsown full bathroom and is very spacious.

$1940Down

$2650 PITI

885 SQFT mini castle for your family. 4-cargarage. Completely remodeled. New stainlesssteel appliances, new granite countertops, new20-inch tiles.

$1950Down

$2664 PITI

This two story 6 bed, 5 bath custom is home lo-cated in a great MLK school district, has maplecabinets, marble floors and granite countertops.

$1075Down

$1469PITI

Great Fontana Corner lot home upgraded offers4 bedroom 2 bath with a nice corner lot with RVaccess.

$1075Down

$1469PITI

Great Corner lot with a huge lot!! Close to Free-ways and shopping centers in a nice area ofFontana. Home features over 1,900 sq ft, 4bedrooms 2 bath.

$1200Down

$1639PITI

Lovely home which offers a living room and afamily with high vaulted ceilings with a fireplace.Kitchen, family, and dining room are open.

$1195Down

$1633PITI

Great Fontana Cul-De-Sac HOME. Home fea-tures over 1,882 sq ft, 4 bedrooms 2.5 bath onalmost 7,400 sq ft lot.

$1949Down

$2663 PITI

Single Story 1/2 ACRE HORSE PROPERTY inexcellent condition. 4 Bedrooms, 3 Full Baths,w/POOL & Overflowing SPA (block wall fencedfor privacy).

11 12 13

14 15 16

17 18 19

10

52 WWW.HGMAGS.COM

Karin McCoy(951) 265-6149

www.KarinMcCoy.com CA Dept of Real EstateLicense #01323266

This incredible, secluded, fully enclosed & gated equestrian estate is nestled amongst mature trees, manicured grounds & a private lake. This traditional manor boasts 8,467 sq. ft of pure luxury! Stone porte cochere & dramaticformal entry. Lustruous mahogony hardwoods, travertine, granite, crown moulding & 5 handsome fireplaces. 5 spacious bdrms each w/own bath. Downstairs master suite w/ luxurious bath. Chef's kitchen, top of the line stainlesssteel appliances, double ovens, sub zero, warming drawer. Floor to ceiling dramatic fireplace in the family room. Huge office, custom cabinetry, gym. Formal dining room w/fireplace. Fantastic grounds w/custom pool and spa &BBQ area. Horse facilites include custom 4 stall foaling size stalls w/wash area, hot & cold water, foreman's quarters w/ kitchen, tack rm, feed storage, exam area. Another 4 stall shed row barn w/ turnouts. pipes stalls with cover,many huge paddocks, round pen, hot walker & lots of room for huge riding arena. RV garage, quest quaters W 2 bdrms & kitchen. Incredidble lake stocked with bass. 2 wells, too much to list with this exquisite estate! (38002CDL)

Beautiful estate home in prestigious neighborhood at top of overlookparkway with stunning city views. 4 bdrm, 3.5 bath. On over 32,000 sq.ft of manicured grounds. Formal entry with crown mouldings and cofferedceilings. Living room w/cathedral ceilings and floor to ceiling custommarble fireplace. French doors open to pool and spa. Over 5,000 sq. ft ofluxurious living. Spacious loft upstairs. Custom wrought iron staircase.Custom pool & spa with awesome city views! Lush tropical landscaping,BBQ area, fire pit and so much more! (466GO)

Offered at $1,289,000

This beautiful estate offers 6080 sq. ft of luxurious living. On over 38,000 sq. ft of manicured grounds. 6 bedrooms suitesand 7 baths. Huge media /bonus room and expansive living areas Living room w/soaring cathedral ceiling andbeautiful fireplace. Coffered ceilings and mood lighting throughout. Formal dining room and butlers stations and winecellar. Gourmet kitchen with top of the line stainless steel appliances, granite counters, double ovens, lots of counter spaceand cabinets. Huge lot w/privacy and awesome views. Custom infinity edge pool, full outdoor BBQ and bar area,outdoor fireplace and fire pit. 4 oversized garages and RV parking too. Alarm and monitoring system. (427GO)

Offered at $1,295,000 Offered at $1,249,000Beautiful 5000+ sq.ft. single story home in cul-de-sac on over 9 acres with incredible views! Custom entry withsecurity gates. 5 spacious bedrooms each with own bath. Gourmet kitchen with top of the line stainless steelappliances, granite counters, double ovens, center island and butlers station. Huge formal dining room. Living roomwith awesome views. Family room with built in fireplace and media. Beautiful office with built in cabinetry. 5018sq. ft of luxurious living. Beautiful master suite with fireplace and luxurious bath. Charming court yard w/fireplaceand Casita with 1 bedroom and full bath. Completedly fenced and cross fenced. Fantastic location! (7731LP)

Magnificent 21+ acre equestrian estate. Lake, ponds, bridges. Two work-ing barns with 16 stalls and turnouts. Round pen and many paddocks.many stalls thru-out property. Huge riding arena. Spanish hacienda withtwo bedrooms, great living room with huge fireplace, adorable kitchen

with granite and custom cabinets.Huge RV garage/12 car garage withliving area and loft. Upstairs gameroom in barn. (40576VH)

Offered at $2,699,000Spectacular Tuscan Estate situated on its own mountain peak with beau-tiful 360 views. 12,000+ sq. ft; 6 bdr & 6.5 baths. Grand dual staircase,custom lighting thr-out & under-counter lighting. Custom carved cabinetrythroughout, sworsky crystal chandeliers. Formal dining room with floor toceiling stone fireplace and beautiful crystal chandler. Huge gourmetkitchen. Custom skylights. Luxurious master suite, Beautiful sun room offof kitchen, perfect for entertaining! Stone steps lead you down to the winecellar w/wine refrig, racks for 200+ bottles. Too much to list! (44225ST)

Offered at $3,900,000

Offered at $2,997,000

Cover HomeVolume 17 Issue 1

Doing FlipsNo 90 Day SeasoningClosing In Less Than 30 Days

No Profit Limits

· Closing FHA, VA and Conventional LoansIn 30 Days or Less (All In-House)

· In-House Processing and Underwriting· In-House Loan Docs and Funding

Preferred Lender for Top Producers Including Rick Young (Griffin Properties)and Polly Watts (Maxim Properties) for Over 2 Years

CALL TODAY TO SEE HOW WE CAN HELP YOUR BUSINESS

NATHAN CHABOLLA“Your Direct Mortgage Lender”

951.488.3189nchabolla@wccloans.comNMLS #246061, DRE #01865379

ED HOFFMANReal Estate Broker

951.488.3122edhoffman@wccloans.com

NMLS #9873, DRE #01147747

Be Sure to Listen To Ed Hoffman’sThe Main Event Radio Show on KTIE 590

Saturdays 10:00 to 10:30 am and 6:30 to 7:00 pmalso Sundays 4:00 to 4:30 pm

California Department of Real Estate - Real Estate Broker - NMLS 9873, License #01147747

Outstanding Agents.Outstanding Results.

PARTNERSTo Join Our Award-Winning Office Contact Sandi Gordon Today!

(951) 278-8755390 North McKinley Street Suite 106 Corona · CA 92879

RE/MAXRE/MAX

“Highest Overall Satisfaction For Home Sellers and Home BuyersAmong National Full Service Real Estate Firms’

Happy Holidays From Our Team at RE/MAX PARTNERS

TWO MORE REASONSTO JOIN RE/MAX PARTNERS

RE/MAX Partners Family and Growing…RE/MAX Partners Welcomes, Karen Scott