Volume 11 Issue 9

Inland Valley, San Gabriel Valley, High Desert & Surrounding Areas

Including Bank-Owned, Foreclosed & Short Sale Properties

Volume 11 Issue 9

Inland Valley, San Gabriel Valley, High Desert & Surrounding Areas

Including Bank-Owned, Foreclosed & Short Sale Properties

Local Listings Updated Dailywww.HGMags.com

To Advertise Call (951) 990-5165

Panoramic View “Les Maisons” EstateOn Cul-de-SacEva Grijalva & Dana Rosas

(888) 400-4EVASee Back Cover For Additional Information & Properties

Masters

Panoramic View “Les Maisons” EstateOn Cul-de-SacEva Grijalva & Dana Rosas

(888) 400-4EVASee Back Cover For Additional Information & Properties

Panoramic View “Les Maisons” EstateOn Cul-de-SacEva Grijalva & Dana Rosas

(888) 400-4EVASee Back Cover For Additional Information & Properties

Panoramic View “Les Maisons” EstateOn Cul-de-SacEva Grijalva & Dana Rosas

(888) 400-4EVASee Back Cover For Additional Information & Properties

MastersMastersMasters

SAVE THOUSANDS $$$Riverside & San Bernardino

www.herrerarealestate.netFor Your FREE Photo List

“How To Buy A HUD Home” Register For Free: Seminar

Direct: (909) 483-0313

E-Mail: Raul@HerreraRealestate.netCA Dept of Real Estate License #01121060

ALL PROPERTIES SOLD AS IS; “NO GUARANTEE OR WARRANTY OF PROPERTY CONDITION.”

SAN BERNARDINO LOW $100'S4B/2BA, 1262 SQ.FT. BUILT 1962.

FUNCTIONAL FLOOR PLAN.ID# 3643

SAN BERNARDINO $70,0002B/1BA, 898 SQ.FT. BUILT 1943.

GREAT STARTER HOMEID# 1066

SAN BERNARDINO LOW $200'S4B/2.5BA, 2073 SQ.FT. BUILT 2007.

ROSENA RANCH OPEN FLOOR PLAN.ID# 3990

SAN BERNARDINO HIGH $2005B/4.5BA, 3840 SQ.FT. BUILT 2007.ROSENA RANCH OPEN FLOOR PLAN.

ID# 18037

SAN BERNARDINO CALL FOR INFO4B/2BA, 1462 SQ. FT. BUILT 1926.

LARGE LOT.ID# 25257

FONTANA MID $200'S4B/2BA, 2821 SQFT, BUILT 2008.

SOUTH RIDGE HOME.ID# 11997

FONTANA CALL FOR INFO4BR/3BA, BUILT 1988 SQ FT 1404.

HERITAGE VILLAGE.ID# 13473

FONTANA MID $200’S4BR/3BA, BUILT 2008 SQ FT 2441.

GREAT FLOOR PLAN.ID# 7130

RANCHO CUCAMONGA MID $200'S4B/2BA, 1682 SQ.FT. BUILT 1965.

FUNCTIONAL FLOOR PLAN.ID# 9168

RANCHO CUCAMONGA HIGH $100'S2B/2BA, 1,066 SQ. FT. BLT 2009.

ALICANTE PROJECTID# 10375

ONTARIO HIGH $100’S4B/2BA, 1316 SQ.FT. BUILT 1977.

OPEN FLOOR PLN.ID# 838

UPLAND CALL FOR DETAILS3BR/3BA, BUILT 1998, SQ 1709.

GATED COMMUNITY, MANY EXTRAS.FOOTHILL BLVD & CAMPUS ID# 597

RANCHO CUCAMONGA2 BEDROOMS 2.5 BATHROOMS.

(CALL FOR MORE DETAILS)ID# 10088

RANCHO CUCAMONGA REO5 BR, 7 BA, 6006 SQ.FT.

BUILT IN 2005.

REO ANAHEIM $252,0002 BD/2 BA, BUILT 1982. SQ 1229. 2 CARATTACHED GAR., OPEN FLR/PLAN.

KATELLA AVE & DALLAS DRID# 1776

HOMES

HOMES

CHAMPIONS

Como Comprar Un Casa HUD!LLAME HOY! Para Mas Información.

FREE SEMINAR:Rancho Cucamonga: Thursday - September 6, 13, 20, 27 7:00pm – 8:00pm

Upland: Saturday - September 8, 15, 22, 29 10:00am – 11:00am

Also visit: www.HUDHomestore.com

&Raul HerreraHilda Herrera

REOREOREO REO

CHINO HILLS LOW $500'S4B/2.5BA, 2236 SQ.FT. BUILT 1988.

MANY EXTRAS.ID# 2227

WWW.HGMAGS.COM 1

2 WWW.HGMAGS.COM

Payment based on an FHA 30 year fixed. 3.5% Interest Rate, 3.875% APR. Down payment based on a ChDap Silent Second from CalHFA. Borrowers contribution between cost and down payment must be 1% or $1,000, whichever is greater.Income limits apply. Rates, terms, and guidelines might change without notice.

$1050 Down

We Are Just a Phone Call Away!! 888-264-2121Empieze a Hacer Bonitos Recuerdos En Su Nueva Casa!

Llame Gratis Al: 888-264-2121Free Service For Buyers

& Short Sale Sellers.

CA Department of Real EstateLicense #01181910

CalHFA CHDAP _ California Homebuyers Downpayment Assistance ProgramAssistance is 3% of Purchase Price Available To Be Used For Down Payment or Closing Cost

First Time HomebuyersOther Great Programs Include

Home Path 3% Down with No Appraisal, Conventional 3% Down,FHA, VA, FLIPS, JUMBO, Low Rates, No Points, Lender Credit

CALL, TEXT OR E-MAIL FOR MORE DETAILS AND TO GET PRE-APPROVED!

Loan Officer - NMLS#258331Servicio en su Idioma

Mauricio C Rubio (909) 917-7805McrHomeLoans@Gmail.com

Hilda Patino

King

Llamenos Hoy Mismo 888-264-2121 Call Us Today

Start Making MemoriesIn Your New Home!

Victorville $119,000 $823/MonthLocation, location! 5 bedroom, 2 bath.Walkingdistance to GreenTree Golf Course, freeway 15,shopping, restaurants and more. Property willbe freshly painted in and out,new carpeting andmore! Motivated seller. Standard sale.

Rancho Cucamonga $219,990$1474/Month

Excellent 3 bedroom,1 bath home for the 1st timebuyer. 912 sq.ft. Freshly painted, new carpeting,new windows and more. Standard sale.Motivatedseller;property near Bear Gulch Park,stores,banks,restaurants, schools.Mountain views.

$1190 Down

$2199 Down

Hesperia $169,000 $1164/MonthCustom built 4 bedroom, 3 bath; formal dining,breakfast bar,studio,home office area, living roomw/fireplace, 3 car garage, inside laundry room,Italian ceramic tile, wood flooring, cov’d patio,landscaping front/back, walking distance toelementary/middle schools, Hesperia Lake andcamping grounds.

$1690 Down

Hesperia $105,000 $721/Month3 bedroom, 2 bath, 1277 sq.ft. home in excellent family area near SpringValley Lake. Rehabbed. 2-car attached garage, RV parking, extra bonus room,formal dining room,breakfast bar, on large 37,500 sq.ft. lot and more.

$1100 Down

Oak Hills $110,000 $750/MonthBeautiful 3 bedroom, 2 bath, 1631 sq.ft. single story family home. 2-carattached garage. Built in 2006.Walking distance to Cedar school, shoppingand more.Desert views.

"The Patino Team WelcomesJuan Saucedo to OurGroup of Professionals"

WWW.HGMAGS.COM 3

Real ¢ents Radio

Keeping it Real. Sundays 9:00 AM to 10:00 AMwith John Rigler

www.HGMags.com • (951) 485-6478

Gateway Funding L.P. is licensed by the Calif. Dept. of Corp. under theResidential Mortgage Lending Act # 813L205. John Rigler’s NMLS # is 170958

We’re Back And Better Than Ever!

CAL DOC#963-1539 Look For This Seal When SearchingFor A Qualified Home Inspector

www.creia.org

1-800-658-8183

4 WWW.HGMAGS.COM

Bert FortierBranch Manager

GREYSTONE LOANS INC.909-467-1090FINANCING REAL ESTATE...

we get it done.www.gsloans.com

GREYSTONE LOANS INC.www.gsloans.com

TheBIGBANKSDON’TWANT YOU TOKNOW*99.5% & 580 Score FHA Conforming & Jumbo Loans are doing great atGreystone Loans - GET IN THE DOOR WITH AS LITTLE AS .5% DOWN!

That is only $500.00 on a $100,000.00 home.The seller could pay your closing costs!

· Conventional Loans to 97% · FHA / VA / HomePath & USDA Loans · FHA 203K Certified· Private money/Investor/Fix&Flip Loans · No Cost Refinance Loans · Commercial, SBA & Apartment Loans

·10+ Financed Properties 75% Purchase, 70% Cash Out to $3M

*No FICO score? No Problem! (We will use alternate credit)*500 to 579 OK! Requires 10% down payment

You MUST Be Pre-Qualified Before Buying A HUD/Bank Owned Foreclosure!!

Get Pre-ApprovedCall…Bert Fortier 909-467-1090 cell: 909-815-4289

bert@gsloans.com

HAVE AN FHA LOAN thatwas taken out before05/31/2009? RefinanceNOW, No Appraisalneeded, Lower yourpayments, rate AND getyour costs to closecovered by the bank inmany instances.

To Get Pre-Approved,Call Today!

We Open the DoorTo Your New Home…

706 N. Mountain AvenueOntario, CA 91762

CA DRE #01428769 • NMLS #332617LICENSE #00186402 • NMLS #248744

Call (909) 467-1090to see if your

property qualifies

*Get ACCESS to the BEST RATES with only 1% DOWN and a “640+” Score!"

WWW.HGMAGS.COM 5

6 WWW.HGMAGS.COM

APPLE VALLEY $212,000 Over 2600 sq.ft. 3 bedroomsand 2.5 baths. Large corner brick fireplace in family room offthe kitchen. All appliances stay with the new reduced price.Large bonusmulti-purpose room. Professional landscapingfront and back with circular driveway, block wall, wroughtiron gates and double garage.

APPLE VALLEY $299,900 3 bedrooms, 2.5 baths. 2708sq.ft. It's perfect in every way with cute kitchen, wet bar infamily room and formal living room, brick fireplace, built-inbookshelves and triple garage. Special guest quarters offthe kitchen. Grounds are beautiful front & back and fullcovered patio.

HESPERIA $120,000 Large 3 bedroom, 2 bath home on1/2 acre. Close to schools and shopping. Bay windowsthroughout, large kitchen, 2 car garage with additional workarea, indoor laundry, gas hookups for BBQ on rear patio.

VICTORVILLE $349,900 In Spring Valley Lake on a cul-de-sac. Pleasant evenings can be yours in this 3130 sq.ft.4 bedroom, 3 bath home on a premium 16,000 sq.ft. levellot. No matter what your age you will love this 2 story homewith its charm & character. Backyard is unbelievable. Callto view today.

APPLE VALLEY $204,900What a beauty!! This stunningShort Sale- 2 story Home has it all. As you enter the homeyou will see beautiful tile flooring that is in the kitchen andfamily room. Large formal living and dining room. There is abedroom & bath located downstairs and both are situatednear the gourmet kitchen & spacious family room.

APPLE VALLEY $105,000 3 bedroom, 2 bath, 1684sq.ft. Pool home. Shows very clean. Large lot with ingroundpool. .60+ acre lot.

HESPERIA $218,000 Come and view this beautiful RylarHome short sale. 2787 sq.ft. and has many upgradesincluding granite kitchen countertops. This split floor planhas 4 bedrooms, 3 baths and triple car garage. Another fea-ture of this quality built family home is it also has a seperateformal dining room and a large family room perfect forgatherings. French doors open up to a covered patio onnearly a half acre.

VICTORVILLE $115,000 Beautiful short sale in Victorville.Close to freeway,shopping and schools. 4 bedrooms and2.5 baths. Landscaped front and back. Great floorplan,large remodeled kitchen/family room combo featuresgranite counter tops and island. Newer patio cover (2 yrs)This home is move in ready.

VICTORVILLE $110,000 Standard sale. Orange GroveVillas. This community is a 55+ neighborhood. Steel studconstruction with Polystyrene insulation. Integrated tile solarelectric systems. Synthetic turf in front yard, roll-up garagedoor door, 9' ceilings, skylight in garage, wood window sills,phone and cable in all bedrooms, all bedrooms arepre-wired for ceiling fans, laundry sink, maple cabinetrythroughout, appliances include free-standing range, dish-washer and microwave. 3 bedroom, 2 bath, 1428 sq.ft.

WWW.HGMAGS.COM 7

CA Dept of Real EstateLicense #01839922

08.10.12

Production StaffGraphics/Production Coordinator

Vicki M. Low

Graphic Designer/LayoutMiriamAlvarez

For AdvertisingInformation

Call:

Steve WalkerCell (951) 990-5165Marketing and Sales ManagerInland Valley Area Sales

Steve@HomeGalleryMagazine.com

Vol. 11 Issue 9

ADVERTISERS

View Our Current Issues Online at:www.HGMags.com

Volume 11 Issue 9Cover Home Presented ByEva Grijalva & Dana RosasRe/Max Masters Realty(888) 400-EVA / (626) 644-9331

Next Deadline: August 20, 2012For Publication: September 7, 2012

Office (951) 485-6478 Fax No. (951) 485-6479 E-Mail: hgsb@homegallerymagazine.comHome Gallery is a product of Media Marketing Productions, Inc. DBA Home Gallery

All real estate advertising in this magazine is subject to the Federal Fair Housing Act of 1968 as amended which makes illegal to advertise "any preference, limitation or discrimination based on race, color, religion, sex, handicap,familiar status or national origin or an intention to make any suchpreference, limitation or discrimination." This magazine will not knowingly accept any advertisement for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this magazine are available on an equal opportunity basis. To complain ofdiscrimination, call HUD Toll-free at 1 800-669-9777

All houses subject to prior changes without notice. Neither advertisers nor Home Gallery are responsible for any errors in the ad copy. Home Gallery reserves the right to refuse any advertising which we deem unsuitable for our publication.No liability assumed for errors or omissions of advertisers from this index.

MIKE DEW/PUBLISHER (909) 208-5653

www.facebook.com/thehomegallery

ACADEMY MORTGAGE CORPORATION 10

ALPHA ONE GROUP 14

AUSTIN ASSOCIATES CREDIT CONSULTING 12

CENTURY 21 KING REALTORS • Patino Team 2

CENTURY 21 OLDE TYME 13

CENTURY 21 ROSE 3

CONTACT ONE REALTY • Cesar Gomez IFC

EMPIRE CREDIT PROTECTION 6

GATEWAY FUNDING • John Rigler 4

GREYSTONE LOANS, INC • Bert Fortier 5

H & A REALTY 19

NEW CENTURY REALTORS • Marilu Bailon 18

OAK HILLS PROPERTIES 20

RE/MAX CHAMPIONS • Raul & Hilda Herrera 1

RE/MAX MASTERS • Dana Rosas & Eva Grijalva FC, BC

RE/MAX UNITED • Cadez Team 9

SAUDER REAL ESTATE IBC

SHEAR REALTY • Colleen Couse 7

HOMEGALLERY SERVICES DIRECTORY 16-17

8 WWW.HGMAGS.COM

www.bobcadez.com • bobcadez@aol.com

The Cadez Team24 Hour Cell: (951) 640-8794

TEMECULA WINE COUNTRY CUSTOM HOME AT TRACT HOME PRICING!!ASKING ONLY $439,900

FHA APPROVED!! This totally rehabbed home has approx. 3500 square feet with with20 acres of land. Outside kitchen with built in appliances, firepit, large deck, and ofcourse, lots of room for a pool and views forever. All new carpet, paint appliances,and AC units. Too much to mention a deal of a lifetime. Owner may carry with good

down!! 5% broker co-op. Asking price only $439,900.

United

Temecula Wine Country Mini Mansion on 20 Acres

WWW.HGMAGS.COM 9

10 WWW.HGMAGS.COM

john.dillon@academy.ccacademymortgage.com/johndillon

Academy Mortgage is one of the largest independent mortgage bankers in the country

NMLS # 213018Corporate NMLS # 3133Branch License # 8171088Corporate CA Lic. # 4170013

WWW.HGMAGS.COM 11Call (951) 990-5165 Today

Also See Us Online at

HGMags.comFacebook.com/TheHomeGallery

Home Gallery Has Been Serving Riverside County Longer Than Any Other Real Estate Magazine.

Offering The Most For One Low Price!

Home GalleryRiverside CountyCorona · RiversideNorco · Banning

TemeculaCanyon Lake

Murrieta · MenifeeMoreno ValleyMira LomaPerris · NuevoSan JacintoLake ElsinoreSun City · HemetWildomar

Orange CountyJohn Wayne AirportCypress · OrangeBrea · Fullerton

La Habra · Anaheim

Home GallerySan Bernardino County

Chino · RialtoRancho CucamongaOntario · UplandHighland · ColtonSan Bernardino

Yucaipa · RedlandsLoma LindaGrand Terrace

Alta Loma · FontanaVictorville · HesperiaPhelan · AdelantoApple Valley

Los Angeles CountySan Gabriel ValleyPomona · Claremont

Diamond Bar

Plus 100s of High Traffic Locations Including Restaurants, Businesses and Real Estate Offices

Fee Listing Syndication toYahoo.com,iListHomes.com,OverStock.com,

Zillow.com,Trulia.com,Enormo.com,PaP4Pan.com,Oddle.com,WSJ.com,

OpenHomes.com and More!

12 WWW.HGMAGS.COM

WWW.HGMAGS.COM 13

WILDOMAR $450,000**Standard Sale** APN 380-210-001 is included for a total of 5.85 acres. Won-derful location near shops and the 15 Fwy. 1526 square foot home which has3 bedrooms and 1.5 baths with a detached 2 car garage and large barn. His-toric Oaks and a natural creek bed. K12030963N

RIALTO $109,0003 bedroom cute turn key home. Been remodeled, new wood laminate and tile,new paint, new ceiling fans, new interior doors and base boards. Very largeback yard. Go check it out!! K12080936N

JURUPA VALLEY $369,900Well laid out 4 Bedroom 2 Bath CUSTOM Home. You walk in and see the gor-geous living room then immediately to your right is a kitchen to envy. In thekitchen is an awesome Breakfast nook. Fireplace both in the kitchen.K12083799N

$450,000

$109,000

$369,900

RIVERSIDE $144,900ESTATE SALE!!! Does not need to be court approved. 3 BR, 1 BA. Largeliving room, dining room. Enclosed front yard. Close to shopping and easy toget to 91 freeway. Property is SOLD IN IT'S PRESENT CONDITION. 12061604N

NORCO $299,000New Beautiful 3000 sq ft. Spacious 4 bedroom 3 bath Home on a 3/4 acre .Huge Kitchen with walk in pantry. Dinning room/ formal living room. Officearea with sliding glass doors. Massive master bedroom with retreat, Big bathtub seperate from shower. Walk in closets. K12077872N

NORCO $2,595,000This spectacular home is awaiting it's new occupants. Sellers are ready todown size and this once in a lifetime opportunity is here now! 25 acre Exqui-site Custom Built Victorian Home in Norco! Gated entry, circular drive, wraparound porch, spectacular staircase and so much more! K12047407N

$144,900

$299,000

$2,595,000

CORONA $334,000On over acre of land with a large deck and large back porch for entertaining.3 BR, 2 BAs and also has a large family room with built in cabinets and draw-ers. Entire property is fenced. Very close to shopping, entertainment andrestaurants. 12032696N

EASTVALE $419,000REDUCED! Beautiful 5 BR, 3 BA turnkey home. Built in 2009 Like new.Originally built with RV access in mind. Modify a fence and plenty of room toaccommodate that RV. Solar panels on roof + all of the amenities you get ina newer home. Take a look at this one before it gets away. 12052229N

$334,000

$419,000

Olde Tyme(951) 272-8670

Se Habla Español

FREEReal Estate School

For DetailsCall Tony Gonzales

at 951.818.3641.

951.280.2205161 North McKinley Street Suite 120

Corona · CA 92579www.Greenleafescrow.com

Preserving the meaning of GREAT Service

AVAILABLE LOTS & LANDIN RIVERSIDE

• .54 acre lot. Commercial, light manufacture.4 available lots. 4 APN #s. Great business opportunity.$175,000

• .59 acre lot. Residential area in La Sierra.Build your dream home. City light views. $100,000

• Many other land listings to offer. Call today!

ALPHA ONE GROUP

RIVERSIDE $209,9004 bedroom, 2.5 bath. 3190 sq.ft. 3-car garage. Tilethroughout first floor. Second floor laundry room andloft. Backyard features concrete stamped patio. Built in 2005.

ID H4391

CO

RO

NA

•R

IVE

RS

IDE

•M

OR

EN

OV

AL

LE

Y•

ON

TAR

IO•

FO

NTA

NA

•M

UR

RIE

TA

(951) 275-0833www.AOGRE.comSearch the Entire

MLS on Our Website

ForMoreProperty Info

Text 85377

Enter the5Digit ID

14 WWW.HGMAGS.COM

WWW.HGMAGS.COM 15

Mike Dew • (909) 208-5653

AdvertisingMedia Marketing Productions 909.208.5653Mike Dew, Owner/PublisherBusiness Cards, Post Cards, Flyers, Agent Websiteswww.hgmags.com

Air Conditioning/HeatingSuper Cool Heating & Air Conditioning 951.992.8304Appliance Sales & Repair

AttorneysThe Mellor Law Firm 951.222.2100Mark Mellorwww.mellorlawfirm.com

CabinetsCande’s Cabinets 951.509.2860Custom Cabinets & Doors

ContractorsChristian Rusovick Contractors 951.225.5259Full Service Contractors Lic#B760926Renovations, kitchens and bath remondels, REO rehabilitations,emergency services (board-ups, fire and water damage). Referralfees paid, senior discounts, painting and carpet services only ifneeded. No job is too small!

Dave Cote Contractor 951.312.0701REO Rehabs, Room Additions, Remodels, Patio Covers

Tom M. Herrera Construction 951.538.4128Complete Remodeling & Room Additionswww.Pin2Bld.com - Lic 644765

Credit RepairEmpire Credit Protection 909.200.6301Will Lopez, Credit Specialistwill@empirecreditprotection.com

Domestic AgencyFull Service Domestic Agency 626.339.9410Gina GunnNannies Live In/Out, Elder Care Full/Part Time,Housekeepers With ExperienceLicensed, Bonded, Finger Printed, Background & Reference Checkswww.cadomesticagency.com

ElectricalRodwell Electrical 951.807.4994Panel upgrade, house rewire, inspections C10 Lic. 884076and troubleshooting all types of problemswww.rodwellelectrical.com

Escrow CompaniesAmerican Independent Escrow, Inc. 951.443.5200Your Independent Escrow Serving All of California

Home Entertainment SystemsElite Home Systems 951.323.1729Donald Bigbie, System Designer/Ownerelitehomesystems@charter.net

Home InspectionsAccurate Inspections 866.779.8728Gary Soto0-2000 Square Feet - $175 • www.accurateinspect.net

R.M. Woods Home Inspections 951.697.1022Robert Woods, AHIT Certifiedwww.rmwoodshomeinspections.comComplete Home Inspection Service (7 Days a Week)$199 up to 4000 Square Feet

Home Interior ImprovementGunn’s Home Interiors, Inc. 626.966.7334Patrick Gunn, Mgr. 626.592.3633Custom Flooring, Custom Window Treatments,Kitchen/Bathroom Remodeling, Accessories & Wall PaperCA License #790027

Home StagingStaged 909.772.7939Sandi & Suziwww.stagedbysandi.comHome Staging, Re-Styling & Events

Home Warranty ServicesOld Republic Home Protection 800.445.6999You Can Protect AnyHome with anOld Republic HomeWarranty Planwww.orhp.com

InsuranceFarmers Insurance 951.696.7555We Specialize in Home Insurance Lic#0D76570Call Kerry today for a free quoteKerry.gmiskell@farmersagency.com

Farmers Insurance Cell 909.747.7889We Specialize in Home Insurance Lic#0H51289Call Vincent today for a free quotevarmijo@farmersagency.com

Winchester & Assoc. Insurance Services 951.296.6678Suzy & Christine Lic#OG58158insurance@quotetowin.comSpecializing in Homes, Autos, Umbrella, E&O Insurance.Call for Free Quote

Advertise Your Business For As Little As $27 a Month For Two MagazinesCall for Details (909) 208-5653

Directory of Services

16 WWW.HGMAGS.COM

Directory of ServicesLightingLeivas Lighting 951.686-4046Randy Leivas, Presidentwww.leivaslighting.com

Mortgage LendersAcademy Mortgage Corporation 909.944.3535On Site Underwriting & Processingwww.academymortgage.comNMLS #3113 Corporate CA License #4170013

AFN Finance Network, Inc. 951.582.2431Bruce McGinley, Direct Local Lenderwww.afn-corona.comCA DOC #60387711

First Mortgage Corporation 951.656.9335Chris Burns, Branch ManagerLicense #C2064049FHA & VA UnderwriterPlaza Residential Mortgage951.276.8200Todd IslesCA-DOC235342Direct Lender

W.J. Bradley Direct Lender 951.643.7071Bunker Rayner, Branch ManagerNMLS #268398

Notary Public ServicesLocklin 24/7 Mobil Notary Service 909.263.3929Ana Ybarra-Locklin“Se Habla Espanol” - Translations AvailableAnaLocklin@SBCGLOBAL.NET

Painting ServicesSeasons Painting 909.975.9075Painting, Interior, Exterior,Call for Free Estimates & Home ImprovementDavid Suh, Lic #692214dongsuh2002@yahoo.com

Pest ControlCompass Pest Management 951.688.8066Marty Verstappewww.bye2bugs.com

Pool ServicesSoCal Pool Guys 909.908.3684Cleaning, Service & Repairs

Property ManagementWright Realty Group, Inc. 951.686.7653Bob Wrightwww.gowrg.com

Restoration CompaniesReal Restoration 909.931.5280Structural Repairs, Painting, Electrical and More.License #888149

Team Green Machine, Inc. 800.913.8260Property Stabilization, Preservation & Renovationwww.TeamGreenMachine.com

Title CompaniesChicago Title Insurance Company 951.318.3048Suzy Lacy, Area Managerwww.SuzyLacy.com

Fidelity National Title 951.312.5182Robert Hernandez, Sales Representativewww.roberthernandez.net

Water SystemsAlkaline Drinking Water Machines 714.931.0144Wanted Distributors All Areas Call CarlitoBest Gift to your Homebuyers/Clients - Free Machine Demowww.lito.enagicweb.com

So Cal Pool Guys (909) 908-3684Residential & Commercial Pool Cleaning, Service & Repairs

www.SoCalPoolGuys.comWWW.HGMAGS.COM 17

San Bernardino $145,0003 bedroom, 2 bathroom + den, 1224 sq.ft.

Wonderful neighborhood. Must see!

San Bernardino $85,0003 bedroom, 1 bathroom, 952 sq.ft.

On 7500+ sq.ft. lot.

Fontana $276,0004 bedroom, 2.5 bathroom, 2443 sq.ft.Beautiful home on 8100 sq.ft. lot.

Fontana $167,5003 bedroom, 2.5 bathroom, 1617 sq.ft.Two-story in wonderful neighborhood.

Perris $105,0004 bedroom, 2.5 bathroom, 1747 sq.ft.

Ready for new homeowners.

Anaheim $280,0004 bedroom, 2 bathroom, 1213 sq.ft.

Short sale.

Riverside $180,0004 bedroom, 1.5 bathroom, 1570 sq.ft.

Desirable area of Riverside.

Riverside $203,0004 bedroom, 2 bathroom, 1460 sq.ft.

Pool home on 8000+ sq.ft. lot w/mountain views.

Santa Ana $340,9004 bedroom, 3 bathroom, 1942 sq.ft.

Short sale.

Riverside $329,8004 bedroom, 3 bathroom, 3400 sq.ft.

Mountain views. Near schools and shopping.

Corona $225,9003 bedroom, 2.5 bathroom, 1697 sq.ft.

Enclosed den; open floor plan.

Perris $349,9004 bedroom, 3 bathroom, 3186 sq.ft.

Ranch property on over 2 acres of land.

Hablamos EspañolNew Century RealtorsMARILU BAILON, REALTOR®

(714) 925-6267 CELLwww.marilubailonteam.com

CA Dept of Real EstateLicense #01342929

Reasons Why You Should Do A Short SaleYou Are Having A Difficult Time Making Your Mortgage Payment · Your Loan Modification Was Denied

Short Sale At Absolutely No Fees Or Cost To YouLoan Balance On Your Property Is Greater Than Value Of Home · Gets You Out From Under A Debt That You Can't Afford With No Future Recourse

Allows You To Stay In Your Home Longer And You Get Choose Your Move Out DateMuch Better For Your Credit Than Foreclosure And Allows You To Re-Enter The Market

You Could Qualify To Receive $ 3,000 Or More If You Short Sale Your House

Short SaleShort Sale

Short Sale

Short SaleShort Sale

Short Sale

Short SaleShort Sale

Short Sale

Short SaleShort Sale

Short Sale

If you are looking to sell your home under short sale, please contact me directly. I am CDPE HAFA AND SFR certified.

18 WWW.HGMAGS.COM

www.HnARealty.comSearch 1000’s of Homes Instantly909-390-4663 Ext 11 & 12

Hablamos EspañolCA Dept of Real EstateLicense #01523714

RIVERSIDE $131,000HUD Home. Good location and pride of ownership neighborhood, home is a framedmodern stuccohome with tile roof, large living room with tiled fireplace, tile flooring in liv-ing room,kitchen hallway and bathrooms, Travertine stone flooring on master bedroom.Large back yard with concrete pad in front of family room door.

BARSTOW $65,000Large home with four bedrooms and two bathroom, tile flooring in living room kitchenand bathrooms, separate living room and family area, inside laundry, swamp cooler, andwall heating,fenced front and back. Garage is converted and made into the master bed-room; property is close to the freeway for commuting and close to shopping.

HAMP Modifications and HAFA Short Sale Certified.Avoid Foreclosure, Eliminate Mortgage Debt, Get $3000 Relocation Benefit.

HUD/VA/REO Sales - Residential & Land

909-390-4663 Ext 11 & 12HUD-homes are sold as-is. Information deemed reliable, but not guaranteed.

Visit www.HUDPEMCO.com or www.HudHomeStore.com or call a HUD registered agent in your choice.

COSTA MESA $475,0003 bedrooms, 2 baths. Located in Mesa Verde, one of the most sought out locations inthe city. Home is the classic 1950’s ranch artiecture. The location is fantastic, you areclose to all the things that make Mesa Verde so great.

BARSTOW $30,0003 bedrooms, 2 baths, 1282 sq.ft. Located in Barstow. Nice ranch style home.

POMONA $210,000Home located in a corner lot, with formal living room and built-in fireplace, kitchen withbreakfast nook, inside laundry room and large family roomwith cast iron fire place. Alley ac-cess, roll up garage door with direct access to home. Outside cover patio and block wall.Home had plubming upgraded four years ago with cooper pipes.

ANAHEIM $285,000HUD Home. Great value on this 3 bedroom, 1.75 bath and 2 car garage home withinwalking distance of the Brookhurst shopping center. Located near the 5 and 91 freeways,schools, parks and Disneyland! Features a nice open living space with wood floors, abrick fireplace and kitchen with a center island. Large front and back yards with patio.

WWW.HGMAGS.COM 19

6550 Caliente RoadOak Hills, CA 92344

760-948-7653E-mail:OHP@DWISP.NET Website: oakhillsrealestate.net

OAK HILLS offered at $50,500Approved short sale on this 3 bedroom, 2 bath“handyman special” home. Great West Oak Hillslocations with views.

OAK HILLS offered at $119,000Updated country home with views from fenced 5+acres. 3 bedroom, 2 bath. Detached 3-car two-storygarage, Large deck, covered patio and 29 pistachiotrees.

HESPERIA offered at $92,500Conveniently located 3 bedroom, 2 bath home withlarge detached 3-car garage, corner lot; close toschools and shopping.

OAK HILLS offered at $220,000Charming and serene 3 bedroom, 2.5 bath homewith full decking along entire front of homesurrounded by lush trees and landscape, fully fencedfor privacy yet not far from paved road. A great homein need of a little TLC.

OAK HILLS offered at $234,900Beautiful custom home located in the prestigiousSummit Estates w/great view, beautiful landscaping,and in-ground pool on paved road.What more couldyou ask for? 2 bedroom, 2 bath with den and officeon 2+ acres.

PHELAN offered at $229,000Beautiful 4 bedroom, 3 bath home packed withupgrades featuring 2-tone paint, granite countertops, fireplace insert with rock facade, enormouswalk-in closet in master bedroom and tons of privacyall on 2+ acres.

APPLE VALLEY offered at $235,000Mobile home features 3 bedrooms, 2 baths on3 level acres of industrial land with a 2400 sq.ft.metal building. Adjoining 3 acre lot to the east alsoavailable for $45K. Buy both for now and the future…

OAK HILLS offered at $299,900Custom 4 bedroom/3 bath home just minutes fromthe 15 freeway on pavement. Large kitchen, familyroom with custom brick fireplace (wood burningstove), huge master with walk-in closet and 2 X 6construction on 2+ acres.

OAK HILLS offered at $299,000Ideal location for this custom 5 bedroom, 3 bath homeat the Summit in West Oak Hills. Just 5 minutes to theI-15 freeway. Big kitchen, stainless steel appliances,formal living and dining rooms, and family.

20 WWW.HGMAGS.COM

(909) 297-8590 • (909) 399-9850One Of The Largest Full Service Independent Real Estate & Mortgage Companies

www.NanciSauder.com or www.MartinC.Listingbook.com

We Sell Short Sales in 30 Days or Less!

These Properties are NOT Short Sales, However We Do Have Short Sales Available.

CA Dept of Real EstateLicense #01031369

Martin Contreras • Nanci Sauder RuestHome Loans / Foreclosures / Commercial Lending/ REO’s / SBA /

Private Financing - Hablamos Español

Too New For Picture

Chino

4 bedroom 3 bath, over 2454 sq.ft. Newer home in gatedcommunity. New on market. Turnkey with upgrades.$325,000

Completely Remodeled

Very unique single story pool hm in N. Claremont. STAN-DARD sale. Sought after Claremont School district.Hender-son built/remodeled with architectural flair.This home haspremium upgrades throughout.If you like contemp /moderndecor, this one is for you.$608,000

Claremont

A true taste of Claremont!This charming single story home,offering lots of comfort and warmth,is situated at the end ofa secluded tree embellished cul-de-sac.This 3 bedroom,2 bathgem boasts new two-tone paint on the interior and exterior,updated pendent lighting and so much more.$443,000

Claremont

Lovely mid-century single story home in sought-afterTowneRanch neighborhood.Walking distance to Claremont HighSchool and Condit Elementary.This home has been lovinglymaintained by original owners.$699,900

RialtoWork In Progress

Large Single Story Ranch home in one of the finest areas ofNorth Rialto. Country club area. 5 bedroom 3 bath. Cornerlot.Livingroom,family roomwith rock Fireplace ,dining area,NOTA SHORT SALE.New granite kitchen counter,new cook-top, tile floors.New exterior and interior paint.$238,500

San Bernardino.3 bedroom,1bath home on 1/2 acre roomto add and build. Turnkey.$101,000

NMLS #25122

Sauder Real Estate, Inc.Community Financial, Inc.

ATTENTION BUYERS:10 acres in Riverside. Dove Canyon can build 10+ homesthat will be worth $500,000 each. Financing available.Seller willing to help with development or carry note.

• FICO Under 590OK Loans for clients who Short Sale'd andwant to purchase in less than 3 years is OK

• Credit Correction • Harp II Program • DU REFI Plus•Modification Programs Available

Sauder Real Estate, Inc.Community Financial, Inc.

1 bedroom, 1 bath. Excellentlocation in Palm Springs.$59,500

Martin Cell Nanci Office

Villa 1

Serving the San Gabriel Valley, the Inland Empire & Beyond for over 32 years!Your Home Isn’t Average…Don’t Settle For anAverageRealtor!

LETTHE“INDUSTRY LEADERS”COMEWORK FORYOU!

GRI & CRS Certified

Certified Luxury HomeMarketing Specialists

Continuing the Tradition…Mother & Daughter Team

(888) 400-4EVA • (626) 644-9331www.EvaSellsProperties.comEmail: EvaGrijalva@remax.net

RE/MAX MASTERS REALTY • Covina,West Covina,Glendora, La Verne,Chino HillsDRE #01386367 DRE #00883065

Hall of FameChairman Award Recipient

Broker Associates

“LESMAISONS”ESTATEINCOVINAHIGHLANDS!$870,000Gorgeous views, 3 car att-gar., built in1991,4BR&3BA’s, 3,132 sq.ft., liv.rmw/cathedral ceilings& skylights, dual sided FP, plush carpeting,& floorto ceiling windows. Dining rm w/crown molding, recessed lighting,centralized wet bar positioned between fam. rm/liv. rm. Lg master suitew/slider out to backyard, master ba w/skylights & walk-in closets.Impressive21,344 sq.ft. flat lotw/lush landscape, customstacked slate-linedpool& spaw/waterfall. BBQw/sink& fridge.

SHORT SALE! $270,000Quaint 3 Bd&1.5 Ba 1,076 Sq.Ft. hm. Block walls surround 7,282 Sq.Ft. lotwith patio fountain, & fruit trees. Refinished hdwd floors, formal liv. & din.Rm& remodeled kit w/Granite counters linedw/tile coordinating back-splash.MapleCabinetry w/glass in-lays& lots of counter space.Half bathwith pedestalsink across from Laundry area off kit. Covered sun-roomw/FP& Spanish tilefloors with access to back yard. Whole-house fan, 2 Car garage & nice sizegated yard. The perfect starter at a great price, this short sale will sell fast!

PANORAMIC VIEW ESTATE! $939,999 - $899,999Panoramic view"LesMaisons" Estate on cul-de-sac. A gated & guarded beautiful 5 bd& 4 ba hm w/just about 3,200 Sq.Ft.(Office could be 6th bd). Open flr plan w/Granite ktchn, center island, stainless app. & separate breakfast nook. Dual sidedstaircase perfect for navigating upper level. Double drmaster suite, 2 lg. closets & brightwhite master ba retreat w/shower, soaking tub & dual sinks. Outdoors; Built-in BBQw/sink, stacked slate spa, patio, & viewing deck; perfect for fireworks!

DOWNTOWNSANDIMASDUPLEX! $499,999Great Income opportunity! 2 Units- downtown San Dimas, designatedhistoric! Restored Craftsman Bungalow vintage-style front hm (2 Bd&2.5Ba) w/attic& cast concrete back unit (1 Bd&1Ba) w/workshop. Cornerlocation-SanDimas&Fifth St. 2 recognized physical addresses, separate gas& electrical meters. New plumbing & electrical. Dark walnut hrdwd flrs,Formal liv rm w/FP, arched doorways, recessed lighting & crownmolding/accents. Remodeled kit w/designer elements.

EXQUISITEGATEDMEDITERRANEANESTATE! $4,799,999Covina Hills 8 bd & 8 ba's; Apprx.10,128 Sq.Ft. Estate sits on close to 1.7 acreszoned for horses. 8-Car att-drive-thru covered garage (Guest Hm,1bd & 1ba).Locatedonaprivate corner, surroundedby lushgreenery.Cathedral coiffuredceilings,cust. columns, crown moldings & brushed bronze fixtures & rich warm finishes.Living rm& lg. formal dining rm. Stunning winding wrought iron staircase & 2ndgrand staircase.GourmetGraniteKit.,Viking stainless app. customcabinetry,walk-Inpantry. Family rmw/FP&Braziliandarkwalnutwd flrs.GraniteWet-Barw/Sink&Fridge. LavishMaster suite w/sitting rm retreat, FP&private balcony.

VIEWHOME IN “THE RANCHOS” AREA OF COVINAHILLS! $719,000Private Gated “Covina Height’s” single story hm. 4 bdr's & 3 ba's, 2,787 Sq.Ft.open floor plan with recessed lighting, wd shutters & Italian Tile floors thru-out.Beveled glass double door entry, office, & dual sided FP between formal living&din-ing rm. Separate family rm w/custom built cabinetry & hand carved antique wdmantel - This space easily converts to a Master Suite or In-Law’s quarters w/sepa-rate entrance. Remodeled gourmet kitchen w/LED recessed lighting & rustic im-ported tile flrs &Granite counter-tops w/complementing glass&marble back-splash,Granite Farmer's Sink, rich dark-wood cabinets, & Stainless Jenn-Air appliances.25,029 Sq.Ft. lot. w/nearly 6,000 Sq.Ft. of Imported pavers along walkways, patios& newly landscaped front yard. Remodeled pool, terraced gardens inclusive of flo-rals & vines; take the steps up to large viewing deck, just beyond the pool.

CUSTOM SINGLE STORY ESTATE IN WEST COVINA $959,999Located on a cul-de-sac, enjoy 4 bd & 3.5 ba's & 3,801 Sq.Ft. Double door entry,formal din. & Liv. rm, w/cherry wood custom cabinetry & private den. Both w/FP.200 sq.ft. bonus rm/office. Berber carpet, wd shutters & new roof. Separate laundryrm w/sink. Custom gourmet chef's style kit. w/ granite counters & walk-in pantry.2 Masters. Lg main master suite w/walk-in closet & Lg. 5 fixture ba. w/jacuzzi tub,dual sinks, shower & bidet. Outdoors: Lg 20,418 Sq.Ft. lot. Pool & Spa, BBQw/fridge, Koi pond & separate lower tiered back lot. Simply the perfect home!!

BUILD YOUR DREAMHOME! $499,999Replicate the custom estate right next door! Gated, graded & flat; this al-most 3/4 of an acre lot is zoned for horses in a great location in CovinaHills surrounded by custom homes. Utilities surround this unique & rareopportunity. Ask about the savings you'll receive when you purchase thehome right next door at: 20560 E. Holt Ave. $599,999 if bought without20560 Holt Ave.

FRENCHNORMANDIEESTATE! $3,999,999"Fung Shui" property! Custom Estate high atop almost 3.25 acres. Drive-thruport-a-cache& circular drive w/center fountain. Rose-gardens, fountains w/carvedstatuettes & fruit trees. Separate 8-car garage w/54' roll up RV door. 4 bdr/7 Ba’sw/7,949Sq.Ft. PossibleHelicopter pad, indoor/outdoor, horse property.Hm facesS. E.,marble entry w/spiral brass&pewter staircase. Formal din.& step dwn liv. rmw/hdwd raised music area. Black Granite kit w/Island, nook & wet bar. Fam. rmw/Slate stone12 ft FP.Back staircase or elevator toupstairs bdr's eachw/customba,shower&tub, allw/walk in closets&balconies.Luxuriousmaster suitew/FP&Lg.walk-in. Bath retreat w/dual sinks, raised jacuzzi tub, steam shower&bidet.

SOLD!

www.2514Palomino.com

SOLD!SOLD!

www.20560Holt.com

www.2667SaddleRidge.com

Cover Home

www.612Wrede.com www.532RanchoSimi.com