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GDI@ KYq Dfl]_jYlagf Bma ]

LINE Pay Integration Guide for Internal Merchants

3

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4

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6

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GDI@ KYq O][ fa[Yd Dfl]_jYlagf XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX ,

Dfljg m[lagf _________________________________________ Error! Bookmark not

defined.

<Zgml GDI@ KYq __________________________________________________________________________________ 11 GDI@ KYq H]j[ Yfl M]_akljYlagf Kjg[]kk ________________________________________________________ 12 GDI@ KYq A]Ylmj]k _______________________________________________________________________________ 13

IgjeYd KYqe]fl ____________________________________________________________________________ 13 Kj]Yhhjgn] KYqe]fl ______________________________________________________________________ 13 >geegf A]Ylmj]k __________________________________________________________________________ 13

GDI@ KYq KYqe]fl NlYlmk _______________________________________________________________________ 13 GDI@ KYq Dfl]_jYlagf Adgo _______________________________________________________________________ 15

IgjeYd KYqe]fl ____________________________________________________________________________ 15 Kj]Yhhjgn] KYqe]fl ______________________________________________________________________ 20

Cgo lg Pk] GDI@ KYq <KDk ________________________________ 22

Caklgjq g <KD > Yf_] __________________________________________________________________________ 23 ________________________________________________________________________________ 23

- ,0( /(. __________________________________________________________________________________ 23 M]k]jn] KYqe]fl ________________________________________________________________________________ 24

M]k]jn] KYqe]fl <KD ______________________________________________________________________ 24 M]k]jn] KYqe]fl <KD Nh][a a[Ylagf ________________________________________________________ 24 @pYehd]k g Pkaf_ M]k]jn] KYqe]fl <KD __________________________________________________ 28

KYqe]fl >gf aje ________________________________________________________________________________ 30 KYqe]fl [gf aje <KD _______________________________________________________________________ 30 KYqe]fl [gf aje <KD Nh][a a[Ylagf _________________________________________________________ 30 @pYehd]k g KYqe]fl [gf aje <KD __________________________________________________________ 32

7

>Yhlmj] __________________________________________________________________________________________ 34 >Yhlmj] <KD _________________________________________________________________________________ 34 >Yhlmj] <KD Nh][a a[Ylagf ___________________________________________________________________ 34 @pYehd]k g Pkaf_ >Yhlmj] <KD ____________________________________________________________ 36

Qga <ml gjarYlagf _______________________________________________________________________________ 37 Qga <ml gjarYlagf <KD ______________________________________________________________________ 37 Qga <ml gjarYlagf <KD Nh][a a[Ylagf ________________________________________________________ 37 @pYehd]k g Pkaf_ Qga <ml gjarYlagf <KD __________________________________________________ 38

<ml gjarYlagf ?]lYadk _____________________________________________________________________________ 38 B]l <ml gjarYlagf ?]lYadk <KD _______________________________________________________________ 38 B]l <ml gjarYlagf ?]lYadk <KD Nh][a a[Ylagf _________________________________________________ 39 @pYehd]k g Pkaf_ B]l <ml gjarYlagf ?]lYadk <KD ___________________________________________ 41

KYqe]fl ?]lYadk _________________________________________________________________________________ 42 B]l KYqe]fl ?]lYadk <KD ____________________________________________________________________ 42 B]l KYqe]fl ?]lYadk <KD Nh][a a[Ylagf ______________________________________________________ 42 @pYehd]k g Pkaf_ B]l KYqe]fl ?]lYadk <KD _______________________________________________ 44

M] mf KYqe]fl _________________________________________________________________________________ 45 M] mf KYqe]fl <KD ________________________________________________________________________ 45 M] mf KYqe]fl <KD Nh][a a[Ylagf __________________________________________________________ 45 @pYehd]k g Pkaf_ M] mf KYqe]fl <KD ___________________________________________________ 46

> ][c j]_F]q NlYlmk ____________________________________________________________________________ 48 > ][c j]_F]q NlYlmk <KD ___________________________________________________________________ 48 > ][c j]_F]q NlYlmk <KD Nh][a a[Ylagf _____________________________________________________ 48 @pYehd]k g Pkaf_ > ][c j]_F]q NlYlmk <KD _______________________________________________ 49

Kj]Yhhjgn] KYqe]fl ___________________________________________________________________________ 50 Kj]Yhhjgn] KYqe]fl <KD __________________________________________________________________ 50 Kj]Yhhjgn] KYqe]fl <KD Nh][a a[Ylagf ____________________________________________________ 50 @pYehd]k g Pkaf_ Kj]Yhhjgn] KYqe]fl <KD _____________________________________________ 53

@phaj] j]_F]q ____________________________________________________________________________________ 54 @phaj] j]_F]q <KD __________________________________________________________________________ 54 @phaj] j]_F]q <KD Nh][a a[Ylagf ____________________________________________________________ 54 @pYehd]k g @phaj] j]_F]q <KD _____________________________________________________________ 54

<hh]f ap ___________________________________________ 56

GDI@ KYq @jjgj >g ]k ___________________________________________________________________________ 56 Cgo lg Pk] KYqe]flPjd <hh _____________________________________________________________________ 60

Agj <f jga <hhda[Ylagfk ____________________________________________________________________ 60 Agj aJN <hhda[Ylagfk ________________________________________________________________________ 61


8

?]lYad] @phdYfYlagf Yf @p[]hlagfYd >Yk] g >gf ajePjd _______________________________________ 61 ?]lYad] @phdYfYlagf g >gf ajePjd _________________________________________________________ 61 @p[]hlagfYd >Yk] g >gf ajePjd _____________________________________________________________ 62

R ]f >Yddaf_ [gf ajePjd jge N]jn]j lg N]jn]j __________________________________________________ 62 >gf ajePjd Nh][a a[Ylagf ____________________________________________________________________ 63 @pYehd]k g Pkaf_ [gf ajePjd _______________________________________________________________ 63

Pkaf_ NYf Zgp H]l g k _________________________________________________________________________ 63 NYf Zgp K> KYqe]fl ______________________________________________________________________ 64 NYf Zgp HgZad] KYqe]fl ___________________________________________________________________ 65 NYf Zgp Jf]Oae]F]q KYqe]fl ____________________________________________________________ 66

9

OYZd]k Yf Aa_mj]k

Gakl g OYZd]k

OYZd] , M]k]jn] KYqe]fl @f hgafl Nh][a a[Ylagf __________________________________________ 24

OYZd] - M]k]jn] KYqe]fl <KD j]im]kl hYjYe]l]jk ________________________________________ 24

OYZd] . KYqe]fl j]k]jn] <KD M]khgfk] ___________________________________________________ 27

OYZd] / KYqe]fl [gf aje <KD @f hgafl Nh][a a[Ylagf ______________________________________ 30

OYZd] 0 KYqe]fl [gf aje <KD j]im]kl hYjYe]l]jk _________________________________________ 30

OYZd] 1 KYqe]fl [gf aje <KD j]khgfk]k ___________________________________________________ 30

OYZd] 2 >Yhlmj] <KD @f hgafl Nh][a a[Ylagf ________________________________________________ 34

OYZd] 3 >Yhlmj] <KD j]im]kl hYjYe]l]jk __________________________________________________ 34

OYZd] 4 >Yhlmj] <KD M]khgfk] ____________________________________________________________ 35

OYZd] , Qga <ml gjarYlagf <KD ]f hgafl kh][a a[Ylagf ____________________________________ 37

OYZd] ,, Qga <ml gjarYlagf <KD j]khgfk] _________________________________________________ 37

OYZd] ,- Qa]o Yml gjarYlagf ]lYadk ]f hgafl kh][a a[Ylagf _________________________________ 39

OYZd] ,. B]l Yml gjarYlagf ]lYadk <KD hYjYe]l]jk _________________________________________ 39

OYZd] ,/ B]l Yml gjarYlagf ]lYadk <KD j]khgfk] ___________________________________________ 40

OYZd] ,0 Qa]o hYqe]fl ]lYadk ]f hgafl kh][a a[Ylagf _____________________________________ 42

OYZd] ,1 B]l KYqe]fl ?]lYadk <KD hYjYe]l]jk ____________________________________________ 42

OYZd] ,2 M] mf KYqe]fl <KD ]f hgafl kh][a a[Ylagf ______________________________________ 45

OYZd] ,3 M] mf KYqe]fl <KD KYjYe]l]jk ________________________________________________ 46

OYZd] ,4 M] mf KYqe]fl <KD M]khgfk]k _________________________________________________ 46

OYZd] - > ][c j]_F]q @f hgafl Nh][a a[Ylagf ____________________________________________ 48

OYZd] -, > ][c j]_F]q NlYlmk <KD Lm]jq KYjYe]l]jk _____________________________________ 48

OYZd] -- j]_F]q NlYlmk <KD j]khgfk] _____________________________________________________ 48

OYZd] -. Kj]Yhhjgn] hYqe]fl ]f hgafl kh][a a[Ylagf _____________________________________ 50

OYZd] -/ Kj]Yhhjgn] hYqe]fl <KD hYjYe]l]jk ___________________________________________ 50

OYZd] -0 Kj]Yhhjgn] hYqe]fl <KD j]khgfk] _____________________________________________ 52

10

OYZd] -1 j]_F]q @phajYlagf ]f hgafl kh][a a[Ylagf _________________________________________ 54

OYZd] -2 @phaj] j]_F]q <KD j]khgfk] _____________________________________________________ 54

OYZd] -3 GDI@ KYq @jjgj >g ]k ____________________________________________________________ 56

OYZd] -4 @jjgj [g ] Zq <KD ________________________________________________________________ 58

OYZd] . [gf ajePjd @f hgafl Nh][a a[Ylagf ________________________________________________ 63

OYZd] ., [gf ajePMG KYjYe]l]jk __________________________________________________________ 63

Gakl g Aa_mj]k

Aa_mj] , GDI@ KYq KYqe]fl Kjg[]kk ______________________________________________________ 11

Aa_mj] - H]j[ Yfl j]_akljYlagf hjg[]kk ____________________________________________________ 12

Aa_mj] . KYqe]fl j]k]jnYlagf hjg[]kk gj K> ( hYqe]fl k[j]]f ___________________________ 15

Aa_mj] / KYqe]fl j]k]jnYlagf gj egZad] ( hYqe]fl k[j]]f ________________________________ 16

Aa_mj] 0 KYqe]fl k[j]]f gj K> w hYqe]fl [gehd]lagf ____________________________________ 17

Aa_mj] 1 KYqe]fl k[j]]f gj egZad] ( hYqe]fl [gehd]lagf ________________________________ 18

Aa_mj] 2 >Yddaf_ [gf ajePjd jge k]jn]j lg k]jn]j ___________________________________________ 19

Aa_mj] 3 gf]Oae]F]q DkkmYf[] Yf KYqe]fl j]k]jn] _____________________________________ 20

Aa_mj] 4 Kj]hjgn] hYqe]fl _______________________________________________________________ 21

Aa_mj] , NYehd] N[j]]f g NYf Zgp K> KYqe]fl Kjg[]kk _______________________________ 64

Aa_mj] ,, @pYehd] =jgok]j g NYf Zgp HgZad] KYqe]fl Kjg[]kk _________________________ 65

!

11

Dfljg m[lagfO ak [ Yhl]j ]phdYafk l ] ZYka[ [gf[]hl g mkaf_ GDI@ KYq)

<Zgml GDI@ KYqGDI@ KYq ak Y hYqe]fl kqkl]e l Yl GDI@ mk]jk [Yf mk] gf GDI@ KYq H]j[ Yflyk o]Zkal]k)

Aa_mj] , GDI@ KYq KYqe]fl Kjg[]kk

D Y e]j[ Yfl ak j]_akl]j] Yk Y GDI@ KYq H]j[ Yfl' al [Yf YlljY[l GDI@ mk]jk Yjgmf l ] ogjd Yk alk[mklge]jk) <dkg' l ] e]j[ Yfl#k j]n]fm] ak ]ph][l] lg _jgo o ]f alk eYjc]laf_ [ Yff]dk Yj] ]phYf ]l jgm_ GDI@)

Agj GDI@ KYq mk]jk lg eYc] hYqe]flk mkaf_ GDI@ KYq' l ] o]Zkal] emkl Z] j]_akl]j] Yk Y GDI@ KYqH]j[ Yfl)

12

GDI@ KYq H]j[ Yfl M]_akljYlagf Kjg[]kkJf[] Y e]j[ Yfl ak j]_akl]j] Yk Y GDI@ KYq H]j[ Yfl' Yf afl]_jYlagf c]q Yf l]kl c]q Yj] akkm] )H]j[ Yfl j]_akljYlagf hjg[]kk ak Yk gddgok)

Merchant LINE Pay Operator

Access the registration page(http://pay.line.me)

Fill out basic information and submit required documents

Merchant registration review

Consent to fees andsettlement cycles and enter

identity verification PIN

Merchant registration completed

1

2

4

3

5

Email sent upon completion of registration

6

Aa_mj] - H]j[ Yfl j]_akljYlagf hjg[]kk

,)! <[[]kk l ] M]_akljYlagf KY_] llh5**hYq)daf])e]%)-)! Aadd gml ZYka[ af gjeYlagf Yf kmZeal j]imaj] g[me]flk).)! H]j[ Yfl j]_akljYlagf j]na]o/)! >gfk]fl lg ]]k Yf k]lld]e]fl [q[d]k Yf ]fl]j a ]flalq n]ja a[Ylagf KDI)0)! H]j[ Yfl j]_akljYlagf [gehd]l]1)! @eYad k]fl mhgf [gehd]lagf g j]_akljYlagf

13

GDI@ KYq A]Ylmj]kO ] gddgoaf_ ]Ylmj]k Yj] hjgna ] )

IgjeYd KYqe]fl

IgjeYd hYqe]fl ak Y hYqe]fl lqh] o ]j] Y hYqe]fl ak eY ] Y l]j GDI@ KYq mk]jk Y[[]kk GDI@ KYq' k]d][lY hYqe]fl e]l g Yf ]fl]j l ]aj hYqe]fl hYkkogj ) O ] hYqe]fl ak [gehd]l] o ]f [Yhlmj] ) R ]fH]j[ Yflk oYfl lg k]hYjYl] l ] Yml gjarYlagf g hYqe]fl jge l ] [Yhlmj] g l ] Yml gjar] hYqe]fl' l ]qk gmd [Ydd >Yhlmj] <KD ?]h]f af_ gf l ] hYqe]fl e]l g k]d][l] o ]f l ] hYkkogj ak [gf aje] ' l ]Yegmfl g egf]q lg Z] hYa ak ] m[l] jge l ] Zmq]jk# ZYdYf[] gj [j] al [Yj daeal)

,)! O ] H]j[ Yfl k]jn]j [Yddk M]k]jn] KYqe]fl <KD )-)! O ] Zmq]j k]d][lk Y hYqe]fl e]l g Yf ]fl]jk l ] hYqe]fl hYkkogj gf l ] GDI@ KYq hYqe]fl

k[j]]f).)! O ] H]j[ Yfl k]jn]j [Yddk >gf aje KYqe]fl <KD{)/)! O ] hYqe]fl ljYfkY[lagf ak [gehd]l] )

Kj]Yhhjgn] KYqe]fl

Kj]Yhhjgn] hYqe]fl ak eY ] Z]lo]]f H]j[ Yfl k]jn]j Yf GDI@ KYq k]jn]j' oal gml GDI@ KYq mk]jafl]jn]flagf) R ]f Y GDI@ KYq mk]j ajkl eYc]k Y hYqe]fl' GDI@ KYq akkm]k Y j]_F]q gj hj]Yhhjgn]hYqe]fl' lg l ] H]j[ Yfl' o a[ _g]k l jgm_ hYqe]fl j]k]jnYlagf Yf [gf ajeYlagf hjg[]kk' dac] l ]fgjeYd hYqe]fl) Naf[] l ]f' l ] H]j[ Yfl [Yf mk] l ] akkm] j]_F]q lg [gehd]l] gddgoaf_ ljYfkY[lagfk Zq[Yddaf_ l ] Kj]Yhhjgn] KYqe]fl <KD' oal gml mkaf_ l ] GDI@ Yhh)

,)! Aajkl hYqe]fl Yf j]_F]q gj hj]Yhhjgn] hYqe]fl% akkmYf[]Y)! O ] H]j[ Yfl k]jn]j [Yddk l ] M]k]jn] KYqe]fl <KD hYqOqh] 5 KM@<KKMJQ@? %Z)! O ] GDI@ KYq mk]j ak j] aj][l] lg l ] [gf ajePjd Y hYjYe]l]j g l ] M]k]jn] KYqe]fl <KD% Y l]j

k]d][laf_ Y hYqe]fl e]l g Yf ]fl]jaf_ l ] hYqe]fl hYkkogj gf l ] GDI@ KYq hYqe]fl k[j]]f)[)! O ] H]j[ Yfl k]jn]j [Yddk l ] >gf aje KYqe]fl <KD Yf kYn]k Y j]_F]q j]lmjf] Yk j]khgfk]

af gjeYlagf))! O ] hYqe]fl ljYfkY[lagf ak [gehd]l] )

-)! Kj]Yhhjgn] hYqe]flY)! O ] H]j[ Yfl mk]k l ] j]_F]q lg [Ydd l ] hj]Yhhjgn] hYqe]fl <KD)Z)! O ] hYqe]fl ljYfkY[lagf ak [gehd]l] )

>geegf A]Ylmj]k

,)! M] mf-)! B]l ljYfkY[lagf ]lYadk

GDI@ KYq KYqe]fl NlYlmkO ak [ Yhl]j ]phdYafk YZgml klYlmk jge hYqe]fl j]im]kl lg hYqe]fl [gehd]lagf)

14

.)! M@N@MQ@ 5 >Yddaf_ KYqe]fl M]k]jn] <KD' Aajkl Oae] NlYlmk/)! <POC 5 N]d][l Y KYqe]fl H]l g jge GDI@ KYq Yhh Yf Yf <ml gjarYlagf gj Y KYqe]fl KYkkogj

jge GDI@ KYq Yhh km[[]] ] )0)! >@G 5 >Yf[]ddaf_ Y KYqe]fl jge GDI@ KYq Yhh1)! ><KOPM@XR<DO 5 >Yhlmj] NlYlmk k gok RYal R ]f Y z>Yhlmj]{ hYjYe]l]j g M]k]jn] <KD ak ]dan]j

Yk Y zAYdk]{)%2)! ><KOPM@ 5 >Yhlmj]3)! QJD? 5 >Yf[]ddaf_ Y >Yhlmj] af RYal NlYlmk g Y >Yhlmj])4)! M@API? 5 M] mf < l]j Y >Yhlmj]

A<DG@? 5 GDI@ KYq ak gf Y AYad] NlYlmk mjaf_ l ] hjg[]kkaf_ <KD6 Dl ak g[[mjj] jge >gf aje <KD' >Yhlmj] <KD' YfQga <KD)

15

GDI@ KYq Dfl]_jYlagf Adgo

IgjeYd KYqe]fl

M]im]kl KYqe]fl ( KYqe]fl N[j]]f

O ] hYqe]fl j]k]jnYlagf hjg[]kk' o a[ a ]jk ]h]f af_ gf GDI@ KYq mk]jk# Y[[]kk ]fnajgfe]fl' akk gof Z]dgo5

,)! Agj K>

Aa_mj] . KYqe]fl j]k]jnYlagf hjg[]kk gj K> ( hYqe]fl k[j]]f

Y)! O ] GDI@ KYq mk]j k]d][lk Y hYqe]fl e]l g jge l ] H]j[ Yfl#k hmj[ Yk] gj ]j)Z)! O ] H]j[ Yfl [Yddk GDI@ KYq#k M]k]jn] KYqe]fl <KD{ lg [j]Yl] hYqe]fl j]k]jnYlagf af gjeYlagf

Yf _]lk Y ljYfkY[lagf D ' o a[ ak j]imaj] af gjeYlagf gj hYqe]fl [gf ajeYlagf Yf emkl Z] c]hlZq l ] H]j[ Yfl' Yf hYqe]flPjd)

[)! O ] H]j[ Yfl [Yddk l ] hYqe]flPjd hjgna ] Zq GDI@ KYq% j][]an] af kl]h Z))! O ] GDI@ KYq mk]j _g]k l jgm_ [ Yff]d o]Z dg_af, l Yl [ ][ck a l ] mk]j ak Y GDI@ mk]j)

])! O ] GDI@ KYq k]jn]j hmk ]k Y hYqe]fl j]im]kl lg GDI@ Y l]j l ] mk]j km[[]kk mddq dg_k af lg GDI@))! O ] GDI@ mk]j _]lk fgla a] g l ] hYqe]fl j]im]kl gf l ] GDI@ Yhh Yf egn]k lg l ] hYqe]fl

k[j]]f)

-)! Agj HgZad]

!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!1 This is a process of verifying if the user is a LINE user before using LINE services. The channel web login process is skipped if the Merchant can

access the LINE user information and forward mid when reserving payment.

16

Aa_mj] / KYqe]fl j]k]jnYlagf gj egZad] ( hYqe]fl k[j]]f

a.! The LINE Pay user selects a payment method from the Merchant's purchase order.

Z)! O ] H]j[ Yfl [Yddk GDI@ KYq#k M]k]jn] KYqe]fl <KD lg [j]Yl] hYqe]fl j]k]jnYlagf af gjeYlagfYf _]lk Y ljYfkY[lagf D ' o a[ ak j]imaj] af gjeYlagf gj hYqe]fl [gf ajeYlagf Yf emkl Z] c]hlZq l ] H]j[ Yfl' Yf hYqe]flPjd)

[)! O ] H]j[ Yfl [Yddk l ] hYqe]flPjd hjgna ] Zq GDI@ KYq% j][]an] af kl]h Z))! Pkaf_ l ] hYqe]flPjd' l ] H]j[ Yfl j] aj][lk l ] GDI@ KYq mk]j lg l ] hYqe]fl k[j]]f af l ] GDI@

Yhh) O ] hYqe]flPjd ak ana ] aflg o]Z Yf Yhh' ]h]f af_ gf l ] afl]_jYlagf ]fnajgfe]fl)•! o]Z5 < o]Z k[j]]f hjgna ] Zq GDI@ KYq) O ] H]j[ Yfl [ ][ck o ]l ]j l ] GDI@ Yhh ak

afklYdd] Z] gj] j] aj][laf_ l ] mk]j lg l ] GDI@ KYq hYqe]fl k[j]]f)•! Yhh5 <f Yhh k[ ]e] PMG lg aj][ldq egn] lg l ] GDI@ KYq hYqe]fl k[j]]f) Agj go lg [ ][c

o ]l ]j l ] GDI@ Yhh ak afklYdd] Yf YnYadYZd] n]jkagfk g GDI@ KYq gj <f jga gfdq%' hd]Yk]j] ]j lg z, �� 4�� -0 4 . �� 4”

17

KYqe]fl N[j]]f ( KYqe]fl >gehd]lagf

< l]j k]d][laf_ Y hYqe]fl e]l g [j] al [Yj gj ZYdYf[]% lg hjg[]kk l ] hYqe]fl' l ] GDI@ KYq mk]jegn]k lg l ] [gf ajePjd Y ] Zq ljYfkY[lagfD af GDI@ KYq% j][]an] jge l ] H]j[ Yfl o ]f l ]hYqe]fl ak j]k]jn] ) O ]f' l ] H]j[ Yfl [Yddk l ] KYqe]fl [gf aje <KD lg [gehd]l] l ] hYqe]fl)

,)! Agj K>

Aa_mj] 0 KYqe]fl k[j]]f gj K> w hYqe]fl [gehd]lagf

Y)! O ] GDI@ KYq mk]j k]d][lk Y hYqe]fl e]l g gf l ] GDI@ KYq hYqe]fl k[j]]f Yf ]fl]jk l ]hYkkogj )

Z)! GDI@ KYq klgj]k l ] hYqe]fl e]l g af gjeYlagf Yf k]lk l ] hYqe]fl klYlmk lg xYml gjar] y)[)! O ] GDI@ KYq mk]j [ ][ck l ] hYqe]fl af gjeYlagf k[j]]f))! R ]f l ] ljYfkY[lagf Z][ge]k hYqYZd] gf l ] <oYalaf_ KYqe]fl k[j]]f' l ] mk]j ak j] aj][l] lg

l ] [gf ajePjd j][]an] jge l ] H]j[ Yfl o ]f l ] hYqe]fl ak j]k]jn] )])! O ] H]j[ Yfl [Yddk l ] >gf aje KYqe]fl <KD lg [gehd]l] l ] hYqe]fl)

18

-) Agj HgZad]

Aa_mj] 1 KYqe]fl k[j]]f gj egZad] ( hYqe]fl [gehd]lagf

,)! O ] GDI@ KYq mk]j k]d][lk Y hYqe]fl e]l g gf l ] GDI@ KYq hYqe]fl k[j]]f Yf ]fl]jk l ]hYkkogj )

-)! GDI@ KYq klgj]k l ] hYqe]fl e]l g af gjeYlagf Yf k]lk l ] hYqe]fl klYlmk lg xYml gjar] y).)! < l]j [ ][caf_ l ] hYqe]fl af gjeYlagf k[j]]f gf l ] GDI@ Yhh' l ] GDI@ KYq mk]j [da[ck xJFy gf

l ] Zgllge lg egn] lg l ] [gf ajePjd j][]an] o ]f l ] hYqe]fl ak j]k]jn] )/)! O ] H]j[ Yfl [Yddk l ] >gf aje KYqe]fl <KD lg [gehd]l] l ] hYqe]fl)

R ]f l ] Yml gjarYlagf g hYqe]fl ak k]hYjYl] jge l ] [Yhlmj] g l ] Yml gjar] hYqe]fl

O ] gn]jYdd hjg[]kk ak kaeadYj lg l gk] YZgn]' Zml l ] H]j[ Yfl k gmd k]l [Yhlmj] Yk Ydk] o ]f [Yddaf_l ] M]k]jn] KYqe]fl <KD)R ]f l ] H]j[ Yfl [Yddk l ] >gf aje KYqe]fl <KD' l ] hYqe]fl klYlmk ak kYn] Yk <POCJMDU<ODJI)R ]f [Yhlmjaf_ l ] hYqe]fl'

-! Og [Yhlmj] l ] hYqe]fl5 >Ydd l ] >Yhlmj] <KD lg [gehd]l] l ] hYqe]fl)

-! Igl lg [Yhlmj] l ] hYqe]fl5 >Ydd l ] Qga <ml gjarYlagf <KD lg [Yf[]d l ] Yml gjarYlagf ghYqe]fl)

R ]f >Yddaf_ [gf ajePjd jge N]jn]j lg N]jn]j

O ] hYqe]fl [Yf Z] eY ] Zq gfdq l ] [geemfa[Ylagf Z]lo]]f l ] H]j[ Yfl k]jn]j Yf l ] GDI@ KYqk]jn]j' oal ]dan]jaf_ [gf ajePjd)

,) Dfl]_jYlagf Adgo

19

Aa_mj] 2 >Yddaf_ [gf ajePjd jge k]jn]j lg k]jn]j

Y)! R ]f j]k]jnaf_ l ] hYqe]fl' l ] H]j[ Yfl k gmd hYkk [gf ajePjdOqh] 5 N@MQ@M )Z)! O ] GDI@ KYq mk]j k]d][lk Y hYqe]fl e]l g Yf ]fl]jk l ] hYkkogj Y l]j ]fl]jaf_ l ] GDI@ KYq

hYqe]fl k[j]]f)[)! O ] GDI@ KYq k]jn]j kYn]k l ] hYqe]fl af gjeYlagf Yf [Yddk l ] [gf ajePjd j][]an] jge l ]

H]j[ Yfl o ]f l ] hYqe]fl ak j]k]jn] ))! V<hh]f apW zKd]Yk]'M] ]j lg l ] [Yk] g >Yddaf_ >gf ajePjd jge N]jn]j(lg(N]jn]j{)

])! O ] H]j[ Yfl k]jn]j [Yddk l ] >gf aje KYqe]fl <KD lg [gehd]l] l ] hYqe]fl) Kd]Yk] fgl] l Yl l ]H]j[ Yfl k]jn]j [Yf [Ydd l ] >gf aje KYqe]fl <KD gfdq Y l]j l ] j]khgfk] gj l ] >gf ajePjd akkm[[]kk mddq k]fl)

20

>Yk] g KYqe]fl Kjg[]kk mkaf_ gf]Oae]F]q _an]f Zq GDI@ KYq Yhh gf]Oae]F]q

GDI@ KYq Yhh hjgna ]k gf]Oae]F]q lg kmhhgjl Yf J daf] KYqe]fl) gf]Oae]F]q ak mk] Yk Y GDI@ KYqPk]jyk a ]fla a[Ylagf n]ja a[Ylagf af gjeYlagf Yf al ak n]ja a] naY =Yj[g ] gj LM >g ])H]j[ Yfl j]Y k Y [g ]'_]lk gf]Oae]F]q' Yf hjg[]kk]k Y KYqe]fl)

,)! Kjagj >gf alagfk

gf]Oae]F]q QYda Oae] 5 0 eafml]k Ajge l ] lae] l Yl mk]j YhhjgY[ ]k lg l ] gf]Oae]F]q [g ] hY_])%gf]Oae]F]q Yf KYqe]fl j]k]jn] oadd Z] ]d]l] Yl l ] kYe] lae])

-)! Dfl]_jYlagf Adgo

Aa_mj] 3 gf]Oae]F]q DkkmYf[] Yf KYqe]fl j]k]jn]

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kYe] k[j]]f)])! < l]j GDI@ KYq mk]j [ ][ck Y hYqe]fl af gjeYlagf k[j]]f' Agj j]k]jnaf_ Y hYqe]fl' l ] dgo ak

a ]j]fl ]h]f af_ gf [gf ajePjdOqh])

-! >GD@IO ?] Ymdl QYdm]% 5 >gf ajePjd gh]fk gf Yf mk]jyk Zjgok]j) < l]j aj][laf_ lg l ] Zjgok]j'[Yddaf_ Y hYqe]fl [gf aje <KD6 al [gehd]l]k Y hYqe]fl)

-! N@MQ@M 5 V<hh]f apW zKd]Yk]' M] ]j lg zR ]f >Yddaf_ >gf ajePjd jge N]jn]j(lg(N]jn]j{)H]j[ Yfl N]jn]j [Yddk KYqe]fl >gf aje <KD Yf [gehd]l]k Y KYqe]fl hjg[]kk) R ]f af[gjj][l j]khgfk] akg[[mjj] jge >gf ajePjd' H]j[ Yfl [Yffgl [Ydd >gf aje <KD)

Kj]Yhhjgn] KYqe]fl

KYqe]fl M]im]kl ( KYqe]fl N[j]]f

O ] gn]jYdd dgo ak l ] kYe] Yk l ] fgjeYd hYqe]fl' ]p[]hl l Yl hYqOqh] k gmd Z] k]l YkKM@<KKMJQ@?)

KYqe]fl N[j]]f ( KYqe]fl >gehd]lagf Yf j]_F]q gj hj]Yhhjgn] hYqe]fl% DkkmYf[]

< j]_F]q ak ]dan]j] oal l ] j]khgfk] af gjeYlagf g hYqe]fl [gf ajeYlagf Y alagfYddq) O ] H]j[ Yflemkl kYn] l ak c]q lg mk] hj]Yhhjgn] hYqe]fl dYl]j)

21

Kj]Yhhjgn] KYqe]fl

Aa_mj] 4 Kj]hjgn] hYqe]fl

R ]f l ] hYqe]fl ak [gf aje] ' l ] H]j[ Yfl k]jn]j [Yddk Kj]Yhhjgn] KYqe]fl <KD Zq mkaf_ l ]j]_F]q lg eYc] Y hYqe]fl) O ] GDI@ KYq mk]j g]k fgl afl]jn]f] mjaf_ l ] hYqe]fl hjg[]kk' Zml [Yf Z]fgla a] o ]f l ] hYqe]fl ak [gehd]l] )

j]_F]q gj Kj]Yhhjgn] KYqe]fl% @phajYlagf

Tgm [Yf [Ydd l ] @phaj] j]_F]q <KD kg l Yl mff][]kkYjq j]_F]qk ]phaj]) Agj egj] af gjeYlagf' j] ]j lg

“Expire regKey”

22

Cgo lg Pk] GDI@ KYq <KDkO ak [ Yhl]j ]lYadk go lg aehd]e]fl hYqe]flk mkaf_ GDI@ KYq) =] gj] mkaf_ GDI@ KYq <KDk' H]j[ Yfl#kn]ja a[Ylagf af gjeYlagf [Yf Z] na]o] Yl l ] H]j[ Yfl >]fl]j- Y l]j ]nYdmYlagf hjg[]kk ak [gehd]l])

Q]ja a[Ylagf af gjeYlagf j]imaj] lg afl]_jYl] oal GDI@ KYq ak Yk gddgok5

•! > Yff]d a•! > Yff]d N][j]l F]q

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Dfl]_jYlagf >gf alagfk

•! =]lY 5 O]kl @fnajgfe]fl gj GDI@ g a[] f]logjc gfdq)•! NYf Zgp 5 @fnajgfe]fl gj Dfl]_jYlagf O]kl) > ][c Y KYqe]fl jge KYq Yhh gf Y R]Z NaemdYlagf)

M] ]j lg <hh]f ap M] ]j lg zPkaf_ NYf =gp H]l g k{%•! M]Yd 5 M]Yd N]jna[] @fnajgfe]fl)

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23

Caklgjq g <KD > Yf_]

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- ,0( /(.

Ph_jY ] lg Y <KD Q]jkagf n-< Y nYdm] j]dYl] lg Kjgeglagf

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Nmhhgjl N]hYjYl] <ml gjarYlagf*>Yhlmj] gj hj]Yhhjgn]e]fl hYqe]flY)! <KD 5 Kj]Yhhjgn] KYqe]flZ)! > Yf_]k 5 Agj hj]Yhhjgn] hYqe]fl' N]hYjYl] <ml gjarYlagf*>Yhlmj] Yf < Y hYjYe]l]j af

gj ]j lg eYc] Y hYqe]fl dac] Y fgjeYd hYqe]fl

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hYqe]fl Y l]j [Yddaf_ z>Yhlmj] <KD{)Nmhhgjl <ml gjarYlagf gj mk] j]_F]q

Y)! <KD 5 > ][c j]_F]q NlYlmk <KDZ)! > Yf_]k 5 < hYjYe]l]j af gj ]j lg eYc] Y hj]Yhhjgn] hYqe]fl) <ml gjaraf_ Y >j] al >Yj

< adaYl]ky eafaeme Yegmfl mjaf_ nYda alq j]_F]q)

-! [j] al>Yj <ml 5 R ]l ]j lg Z] Yml gjar] Y >j] al >Yj eafaeme <ml gjarYlagf gj fglljm] 5 <ml gjar] >j] al >Yj eafaeme <egmflYdk] ?] Ymdl QYdm]% 5 Q]ja a[Ylagf Y QYda alq YlY oal af GDI@ KYq)

24

M]k]jn] KYqe]flM]k]jn]k hYqe]fl af gjeYlagf af GDI@ KYq)

M]k]jn] KYqe]fl <KD

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M]k]jn] KYqe]fl <KD Nh][a a[Ylagf

OYZd] , M]k]jn] KYqe]fl @f hgafl Nh][a a[Ylagf

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H]l g KJNO

M]imaj]M]im]kl C]Y ]j

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M]im]kl lae]gml [gff][lagf 5 0 k][gf kj]Y 5 - k][gf k

Z]lY llhk5**d_o(hYq)daf](Yhhk(Z]lY)[ge*n-*hYqe]flk*j]im]kl

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OYZd] - M]k]jn] KYqe]fl <KD j]im]kl hYjYe]l]jk

Dl]e ?YlY Oqh] M]imaj] : ?]k[jahlagf

hjg m[lIYe] Nljaf_/ Zql]%

T Kjg m[l IYe] [ Yjk]l5 POA(3 %

hjg m[lDeY_]Pjd Nljaf_0 Zql]%

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Yegmfl fmeZ]j. T KYqe]fl Yegmfl

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25


[mjj]f[q Nljaf_.Zql]%

T KYqe]fl [mjj]f[q DNJ /-,2%Nmhhgjl] [mjj]f[a]k Yj] Yk gddgok5

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ea Nljaf_0 Zql]%

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!! Jf l ] j] aj][l] PMG' H]j[ Yfl [Yf [Ydd>gf aje KYqe]fl <KD Yf [gehd]l] l ]hYqe]fl)

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M] ]j]f[]5

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!! >GD@IO5 < mk]j ZYk] PMG ] Ymdl%!! N@MQ@M5 < k]jn]j ZYk] PMG) Pk]jk bmkl

f]] lg [ ][c l ] hYqe]fl af gjeYlagfk[j]]f af GDI@ KYq o a[ l ]f fgla a]k l ]H]j[ Yfl k]jn]j l Yl l ] hYqe]fl akYnYadYZd])

26


[ ][c>gf ajePjd=jgok]j =ggd]Yf I R ]f egn] lg [gf ajePjd' > ][c Y Zjgok]j!! ljm]5 R ]f Y Zjgok]j [Yddaf_ Y hYqe]fl

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!! Ydk] ?] Ymdl QYdm]%5 ?aj][laf_ lg>gf ajePjd oal gml [ ][caf_ Y Zjgok]j)

M] ]j]f[]5


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27


dYf_> Nljaf_ I GYf_mY_] [g ]k gf l ] hYqe]fl oYalaf_ k[j]]f hYqe]flPjd%)Nmhhgjlk Y lglYd g kap dYf_mY_]k)

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!! =>K(/2 gjeYl5llh5**]f)oacah] aY)gj_*oaca*D@OAXdYf_mY_]XlY_

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Dl]e ?YlY Oqh] ?]k[jahlagf

j]lmjf>g ] Nljaf_/Zql]%

M]kmdl >g ]!! 5 Nm[[]kk md!! ,, /5 H]j[ Yfl fgl gmf )!! ,, 05 O ak H]j[ Yfl [Yffgl mk] GDI@ KYq)!! ,, 15 C]Y ]j af gjeYlagf ]jjgj!! ,,-/5 @jjgj af Yegmfl k[Yd]%)!! ,,..5 DfnYda gf]Oae]F]q)!! ,,/05 KYqe]fl af hjg_j]kk)!! ,,2-5 @paklaf_ kYe] gj ]jD!! ,,235 Pfkmhhgjl] [mjj]f[q!! ,,4/5 O ak H]j[ Yfl [Yffgl mk] hj]Yhhjgn]

hYqe]fl)!! 4 5 Dfl]jfYd ]jjgj

28


j]lmjfH]kkY_] Nljaf_ M]kmdl e]kkY_]k gj j]Ykgf gj Yadmj]) @pYehd]k Yj] Yk gddgok5!! H]j[ Yfl mfYml gjar] gj hYqe]fl!! H]j[ Yfl n]ja a[Ylagf af gjeYlagf ]jjgj

af g)ljYfkY[lagfD ImeZ]j OjYfkY[lagf fmeZ]j ,4 a_alk%

af g)hYqe]flPjd)o]Z Nljaf_ R]Z PMG lg _g lg Y l]j hYqe]fl j]im]kl!! Pk] a hYqe]fl j]im]kl oYk eY ] af R]Z

]fnajgfe]fl!! PMG lg l ] GDI@ KYq hYqe]fl oYalaf_ k[j]]f!! M] aj][l] lg l ] hjgna ] PMG oal gml Yfq

Y alagfYd hYjYe]l]jk!! R ]f Y hgh(mh Zjgok]j jge Y ?]kclgh ak

gh]f] ' Nar]( Ra l 5 2 hp' C]a_ l 5 0/1hp

af g)hYqe]flPjd)Yhh Nljaf_) <hh PMG lg l ] KYqe]fl N[j]]f!! Pk] a hYqe]fl j]im]kl oYk eY ] af Yf Yhh!! M] aj][laf_ PMG jge H]j[ Yfl#k Yhh lg GDI@

KYq <hh

M] ]j]f[]5Cgo lg Pk] KYqe]flPjd <hh

af g)hYqe]fl<[[]kkOgc]f Nljaf_ >g ] QYdm] ,- a_alk% mkaf_ gj afhml Y [g ] afkl]Y g mkaf_ YN[Yff]j gf GDI@ Yhh)Nmhhgjlk Y N[Yff]j g GDI@ KYq Yhh YZgn] GDI@ 0), Q]jkagf%

@pYehd]k g Pkaf_ M]k]jn] KYqe]fl <KD

M]k]jn] KYqe]fl <KD M]im]kl

shjg m[lIYe] 5 l]kl hjg m[l 'hjg m[lDeY_]Pjd 5 llh5**l]klkl)[ge 'Yegmfl 5 , '[mjj]f[q 5 PN? 'ea 5 gk34 m _gao3q]j4 -,.3/j ]i 'gj ]jD 5 - ,/ , ,,-./01234 '[gf ajePjd 5 fYn]jk]Yj[ Yhh5**afYhhZjgok]j:mjd8

llh .< -A -Al]klHYdd)[ge -A[ ][cM]kmdl)f f .Agj ]jD .?- ,/ , ,,-./01234 '[Yf[]dPjd 5 fYn]jk]Yj[ Yhh5**afYhhZjgok]j:mjd8

llh .< -A -Al]klHYdd)[ge -Agj ]jN ]]l)f f .Agj ]jD .?- ,/ , ,,-./01234 '[Yhlmj] 5 ljm] '[gf ajePjdOqh] 5 >GD@IO

t

M]k]jn] KYqe]fl <KD M]khgfk]

sj]lmjf>g ] 5 'j]lmjfH]kkY_] 5 JF 5'

29

af g 5 sljYfkY[lagfD 5 ,-.,-.,-.,-.'

hYqe]flPjd 5 so]Z 5 llh5**o]Z(hYq)daf])e]*o]Z*oYal:ljYfkY[lagfM]k]jn]D 8ZdY ZdY 'Yhh 5 daf]5**hYq*hYqe]fl*ZdY ZdY

t'hYqe]fl<[[]kkOgc]f 5 ,3201320,,-/

tt

30

KYqe]fl >gf aje

KYqe]fl [gf aje <KD

O ak <KD ak mk] gj Y H]j[ Yfl lg [gehd]l] alk hYqe]fl) O ] H]j[ Yfl emkl [Ydd >gf aje KYqe]fl <KD lgY[lmYddq [gehd]l] l ] hYqe]fl) Cgo]n]j' o ]f [Yhlmj] hYjYe]l]j ak Ydk] gf hYqe]fl j]k]jnYlagf' l ]hYqe]fl klYlmk Z][ge]k <POCJMDU<ODJI' Yf l ] hYqe]fl ak [gehd]l] gfdq Y l]j >Yhlmj] <KD ak[Ydd] )

KYqe]fl [gf aje <KD Nh][a a[Ylagf

OYZd] / KYqe]fl [gf aje <KD @f hgafl Nh][a a[Ylagf

Dl]e ?]k[jahlagf

H]l g KJNO



M]im]kl lae]gml [gff][lagf 5 0 k][gf kj]Y 5 / k][gf k

Z]lY llhk5**d_o(hYq)daf](Yhhk(Z]lY)[ge*n-*hYqe]flk*s ljYfkY[lagfD /t*[gf aje

kYf Zgp llhk5**kYf Zgp(Yha(hYq)daf])e]*n-*hYqe]flk*s ljYfkY[lagfD t*[gf aje

M]Yd llhk5**Yha(hYq)daf])e]*n-*hYqe]flk*s ljYfkY[lagfD t*[gf aje

OYZd] 0 KYqe]fl [gf aje <KD j]im]kl hYjYe]l]jk


Yegmfl ][aeYd T KYqe]fl Yegmfl


T KYqe]fl [mjj]f[q DNJ /-,2%Nmhhgjl] [mjj]f[a]k Yj] Yk gddgok)

!! PN?!! EKT!! OR?!! OC=

OYZd] 1 KYqe]fl [gf aje <KD j]khgfk]k


!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!4 transactionId received as response information when calling Reserve Payment API.

31



M]kmdl >g ]!! 5 Nm[[]kk md!! ,, ,5 O ] hmj[ Ykaf_ mk]j kmkh]f ] gj ljYfkY[lagf)!! ,, -5 O ] hmj[ Ykaf_ mk]j kmkh]f ] gj ljYfkY[lagf)!! ,, /5 H]j[ Yfl fgl gmf )!! ,, 05 O ak H]j[ Yfl [Yffgl mk] GDI@ KYq)!! ,, 15 C]Y ]j af gjeYlagf ]jjgj!! ,,, 5 Igl YnYadYZd] [j] al [Yj )!! ,,-/5 @jjgj af Yegmfl k[Yd]%)!! ,,/,5 <[[gmfl klYlmk ]jjgj)!! ,,/-5 Dfkm a[a]fl ZYdYf[] j]eYafk)!! ,,0 5 Ig ljYfkY[lagfk gmf )!! ,,0-5 OjYfkY[lagf Yk Ydj]Y q Z]]f eY ])!! ,,0.5 M]im]kl Yegmfl ak a ]j]fl jge j]Yd Yegmfl)!! ,,045 Jeall] j]im]kl hYqe]fl af gjeYlagf)!! ,,145 KYqe]fl e]l g Yf hYkkogj emkl Z]

[]jla a[Yl] Zq GDI@ KYq)!! ,,2 5 Pk]jyk Y[[gmfl j]eYafk Yn] Z]]f [ Yf_] )!! ,,2-5 @paklaf_ kYe] gj ]jD )!! ,,3 5 @phaj] l ] hYqe]fl Yl])!! ,,435 ?mhda[Yl] l ] j]im]kl [Yddaf_ <KD)!! ,,445 Dfl]jfYd j]im]kl ]jjgj)!! ,-3 5 O]ehgjYjq ]jjgj g[[mjj] o ad] eYcaf_ hYqe]fl

oal [j] al [Yj!! ,-3,5 >j] al [Yj hYqe]fl ]jjgj!! ,-3-5 >j] al [Yj Yml gjarYlagf ]jjgj!! ,-3.5 O ] hYqe]fl Yk Z]]f j]b][l] m] lg

kmkh][l] jYm )!! ,-3/5 >j] al [Yj hYqe]fl ak l]ehgjYjadq fgl YnYadYZd])!! ,-305 Jeall] [j] al [Yj af gjeYlagf!! ,-315 Df[gjj][l [j] al [Yj hYqe]fl af gjeYlagf!! ,-325 >j] al [Yj ]phajYlagf Yl] Yk hYkk] )!! ,-335 >j] al [Yj Yk afkm a[a]fl mf k)!! ,-345 HYpaeme [j] al [Yj daeal ]p[]] ]!! ,-4 5 Jf](lae] hYqe]fl daeal ]p[]] ]!! ,-4,5 O ak [Yj Yk Z]]f j]hgjl] klgd]f)!! ,-4-5 O ak [Yj Yk Z]]f kmkh]f ] )!! ,-4.5 DfnYda >Yj Q]ja a[Ylagf ImeZ]j >QI%!! ,-4/5 O ak [Yj ak ZdY[cdakl] )!! ,-405 DfnYda [j] al [Yj fmeZ]j!! ,-415 DfnYda Yegmfl!! ,-435 O ] >j] al [Yj hYqe]fl ][daf] )!! 4 5 Dfl]jfYd ]jjgj

32


j]lmjfH]kkY_] Nljaf_ M]kmdl e]kkY_]k gj j]Ykgf gj Yadmj]) @pYehd]k Yj] Yk gddgok5!! H]j[ Yfl mfYml gjar] gj hYqe]fl!! H]j[ Yfl <ml gjarYlagf af gjeYlagf ]jjgj

af g)gj ]jD Nljaf_ Jj ]j fmeZ]j k]fl jge H]j[ Yfl mhgf j]k]jnaf_ Y hYqe]fl

af g)ljYfkY[lagfD fmeZ]j OjYfkY[lagf fmeZ]j ,4 a_alk% j][]an] Yk Y j]kmdl Y l]j j]k]jnaf_ YhYqe]fl

af g)Yml gjarYlagf@phaj]?Yl]

Nljaf_ ghl(Yml gjarYlagf ]phajYlagf Yl] DNJ 31 ,%!! R ]f l ] hYqe]fl klYlmk ak <POCJMDU<ODJI

[Yhlmj]8 Ydk]%

af g)hYqDf gVW)e]l g Nljaf_ KYqe]fl e]l g mk] >j] al [Yj 5 >M@?DOX><M?' =YdYf[]5=<G@ ' ?ak[gmfl5 ?DN>JPIO%

af g)hYqDf gVW)Yegmfl

][aeYd KYqe]fl Yegmfl

af g)hYqDf gVW)[j] al>Yj Ia[cfYe]

Nljaf_ Agj ghl(Kj]Yhhjgn] KYqe]fl' >j] al [Yj fa[cfYe]!! DfalaYddq j]_akl]j] [j] al [Yj fYe] eYfY_] Zq GDI@

KYq)!! D GDI@ KYq mk]j Yk fgl k]l Y fa[cfYe]' ZdYfc l]pl ak

akhdYq] )!! O ] fa[cfYe] [Yf Z] [ Yf_] o ]f j]im]kl] Zq l ]

mk]j af GDI@ KYq Yf [ Yf_] fYe] ak fgl k Yj] oal l ]H]j[ Yfl)

af g)hYqDf gVW)[j] al>Yj =jYf

Nljaf_ Agj ghl(Kj]Yhhjgn] KYqe]fl' >j] al [Yj ZjYf!! QDN<!! H<NO@M!! <H@S!! ?DI@MN!! E>=

af g)j]_F]q Nljaf_ ghl(F]q gj hj]Yhhjgn] hYqe]fl ,0 a_alk%

@pYehd]k g KYqe]fl [gf aje <KD

@pYehd]5 KYqe]fl [gf aje <KD M]im]kl

KJNO llhk5**kYf Zgp(Yha(hYq)daf])e]*n-*hYqe]flk*k iaogm] jY Ykjiga,-.Yk*[gf aje COOK*,),>gfl]fl(Oqh]5 Yhhda[Ylagf*bkgfs Yegmfl 5, ' [mjj]f[q 5 EKT t

@pYehd]5 KYqe]fl [gf aje <KD M]khgfk]

** D hYqe]fl lqh] hYqOqh]% ak IgjeYds

j]lmjf>g ] 5 'j]lmjfH]kkY_] 5 JF 'af g 5 s

gj ]jD 5 gj ]jX-, ,-/-,. 'ljYfkY[lagfD 5 - ,/ , ,,-.,-.,-.'

33

hYqDf g 5 Vs e]l g 5 =<G@ ' Yegmfl 5 , t's e]l g 5 ?DN>JPIO ' Yegmfl 5 , t

Wt

t

** R ]f hYqe]fl lqh] hYqOqh]% ak KM@<KKMJQ@?s

j]lmjf>g ] 5 'j]lmjfH]kkY_] 5 JF 'af g 5 s

gj ]jD 5 gj ]jX-, ,-/-,. 'ljYfkY[lagfD 5 - ,/ , ,,-.,-.,-.'hYqDf g 5 Vs e]l g 5 >M@?DOX><M? ' Yegmfl 5 , ' [j] al>Yj Ia[cfYe] 5 l]kl ' [j] al>Yj =jYf 5 QDN< t

W'j]_F]q 5 MF 4. Z,4SOA,OS

tt

34

>Yhlmj]D [Yhlmj] ak Ydk] o ]f l ] H]j[ Yfl [Yddk l ] zM]k]jn] KYqe]fl <KD{ ' l ] hYqe]fl ak [gehd]l] gfdqY l]j l ] >Yhlmj] <KD ak [Ydd] )

>Yhlmj] <KD

>gehd]l]k Y hYqe]fl l Yl oYk gfdq Yml gjar] Zq [Yddaf_ l ] z>gf aje KYqe]fl <KD{)

>Yhlmj] <KD Nh][a a[Ylagf

OYZd] 2 >Yhlmj] <KD @f hgafl Nh][a a[Ylagf

Dl]e ?]k[jahlagf

H]l g KJNO


>gfl]fl(Oqh]5 Yhhda[Ylagf*bkgf6 [ Yjk]l8POA(3S(GDI@(> Yff]dD 5 sDfl]_jYlagf af gjeYlagf ( [ Yff]dD tS(GDI@(> Yff]dN][j]l5 sDfl]_jYlagf af gjeYlagf w [ Yff]dN][j]lF]qt

M]im]kl lae]gml [gff][lagf 5 0 k][gf kj]Y 5 1 k][gf k

=]lY llhk5**d_o(hYq)daf](Yhhk(Z]lY)[ge*n,*hYqe]flk*Yml gjarYlagfk*sljYfkY[lagfD0t*[Yhlmj]

NYf Zgp llhk5**kYf Zgp(Yha(hYq)daf])e]*n-*hYqe]flk*Yml gjarYlagfk*sljYfkY[lagfD t*[Yhlmj]

M]Yd llhk5**Yha(hYq)daf])e]*n-*hYqe]flk*Yml gjarYlagfk*sljYfkY[lagfD t*[Yhlmj]

OYZd] 3 >Yhlmj] <KD j]im]kl hYjYe]l]jk




T KYqe]fl [mjj]f[q DNJ /-,2%O ] gddgoaf_ [mjj]f[a]k Yj] kmhhgjl] 5

!! PN?!! EKT!! OR?!! OC=

!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!5 transactionId received as response information when calling Reserve Payment API.

35

OYZd] 4 >Yhlmj] <KD M]khgfk]

Dl]e ?YlYOqh]

?]k[jahlagf


M]kmdl [g ]!! 5 Nm[[]kk md!! ,, /5 H]j[ Yfl fgl gmf )!! ,, 05 O ak H]j[ Yfl [Yffgl mk] GDI@ KYq)!! ,, 15 C]Y ]j af gjeYlagf ]jjgj!! ,,0 5 OjYfkY[lagf j][gj fgl gmf )!! ,,005 Rjgf_ OjYfkY[lagfD!! ,,2 5 Pk]jyk Y[[gmfl j]eYafk Yn] Z]]f [ Yf_] )!! ,,2-5 @paklaf_ kYe] gj ]jD )!! ,,245 NlYlmk [Yf fgl Z] hjg[]kk] )!! ,,3 5 @phaj] l ] hYqe]fl Yl])!! ,,3.5 KYqe]fl <egmfl @jjgj!! ,,3/5 KYqe]fl Yegmfl ]p[]] k Yegmfl j]im]kl] )!! ,,435 ?mhda[Yl] l ] j]im]kl [Yddaf_ <KD gj >Ydd] >Yhlmj]

<KD mjaf_ hjg[]kkaf_ afl]jfYd j](Yml gjarYlagf) M](ljq af Y]o eafml]k%

!! ,,445 Dfl]jfYd j]im]kl ]jjgj)!! ,-3 5 O]ehgjYjq ]jjgj g[[mjj] o ad] eYcaf_ Y hYqe]fl

oal [j] al [Yj!! ,-3,5 >j] al [Yj hYqe]fl ]jjgj!! ,-3-5 >j] al [Yj Yml gjarYlagf ]jjgj!! ,-3.5 O ] hYqe]fl Yk Z]]f ][daf] m] lg kmkh][l]

jYm )!! ,-3/5 >j] al [Yj hYqe]fl ak l]ehgjYjadq fgl YnYadYZd])!! ,-305 Jeall] [j] al [Yj af gjeYlagf!! ,-315 Df[gjj][l [j] al [Yj hYqe]fl af gjeYlagf!! ,-325 >j] al [Yj ]phajYlagf Yl] Yk hYkk] )!! ,-335 >j] al [Yj Yk afkm a[a]fl mf k)!! ,-345 HYpaeme [j] al [Yj daeal ]p[]] ] )!! ,-4 5 Jf](lae] hYqe]fl daeal ]p[]] ] )!! ,-4,5 O ak [Yj Yk Z]]f j]hgjl] klgd]f)!! ,-4-5 O ak [Yj Yk Z]]f kmkh]f ] )!! ,-4.5 DIQ<GD? ><M? Q@MDAD><ODJI IPH=@M >QI%!! ,-4/5 O ak [Yj ak ZdY[cdakl] )!! ,-405 DfnYda [j] al [Yj fmeZ]j!! ,-415 DfnYda Yegmfl!! ,-435 O ] [j] al [Yj hYqe]fl ][daf] )!! ,4 5 O]ehgjYjq @jjgj) Kd]Yk]' ljq Y_Yaf dYl]j)!! ,4 ,5 O]ehgjYjq @jjgj) Kd]Yk]' ljq Y_Yaf dYl]j)!! ,4445 Dl g]k fgl eYl[ l ] j]im]kl] af gjeYlagf) R ]f

j](ljqaf_ Y j]im]kl%!! 4 5 Dfl]jfYd ]jjgj

R ]f Yf @jjgj [g ] ,4 ',4 ,',444 g[[mjk' Yddgoaf_ j](ljq) R ]f Yf @jjgj [g ] ,,44',-3 u,-43 g[[mjk' l ] ljYfkY[lagf[Yf[]dk YmlgeYla[Yddq)

36

Dl]e ?YlYOqh]

?]k[jahlagf


af g)gj ]jD Nljaf_ Jj ]j fmeZ]j hYkk] jge l ] H]j[ Yfl o ]f Y hYqe]fl j]k]jnYlagf akeY ])

af g)ljYfkY[lagfD fmeZ]j OjYfkY[lagf fmeZ]j ,4 a_alk%

af g)hYqDf gVW)e]l g Nljaf_ KYqe]fl e]l g>j] al [Yj 5 >M@?DOX><M?' ZYdYf[]5 =<G@ ' ?ak[gmfl5 ?DN>JPIO%

af g)hYqDf gVW)Yegmfl ][aeYd KYqe]fl Yegmfl

@pYehd]k g Pkaf_ >Yhlmj] <KD

@pYehd]5 >Yhlmj] <KD M]im]kl

KJNO llhk5**kYf Zgp(Yha(hYq)daf])e] *n-*hYqe]flk*Yml gjarYlagfk*k iaogm] jY Ykjiga,-.Yk*[Yhlmj] COOK*,),>gfl]fl(Oqh]5 Yhhda[Ylagf*bkgfs Yegmfl 5, ' [mjj]f[q 5 EKT t

@pYehd]5 >Yhlmj] <KD M]khgfk]

sj]lmjf>g ] 5 'j]lmjfH]kkY_] 5 JF 'af g 5 s

gj ]jD 5 gj ]jX-, ,-/-,. 'ljYfkY[lagfD 5 - ,/ , ,,-.,-.,-.'hYqDf g 5 Vs e]l g 5 =<G@ ' Yegmfl 5 , t's e]l g 5 ?DN>JPIO ' Yegmfl 5 , t

Wt

t

37

Qga <ml gjarYlagfQga k Yf Yml gjar] ljYfkY[lagf)

Qga <ml gjarYlagf <KD

Qga k Y hj]nagmkdq Yml gjar] hYqe]fl) < hYqe]fl l Yl Yk Z]]f Ydj]Y q [Yhlmj] [Yf Z] j] mf ] Zqmkaf_ l ] zM] mf KYqe]fl <KD{)

Qga <ml gjarYlagf <KD Nh][a a[Ylagf

OYZd] , Qga <ml gjarYlagf <KD ]f hgafl kh][a a[Ylagf

Dl]e ?]k[jahlagf

H]l g KJNO


>gfl]fl(Oqh]5 Yhhda[Ylagf*bkgf6 [ Yjk]l8POA(3S(GDI@(> Yff]dD 5 sDfl]_jYlagf af gjeYlagf ( [ Yff]dD tS(GDI@(> Yff]dN][j]l5 sDfl]_jYlagf af gjeYlagf w [ Yff]dN][j]lF]qt


=]lY llhk5**d_o(hYq)daf](Yhhk(Z]lY)[ge*n-*hYqe]flk*Yml gjarYlagfk*sljYfkY[lagfD 1t*nga

NYf Zgp llhk5**kYf Zgp(Yha(hYq)daf])e]*n-*hYqe]flk*Yml gjarYlagfk*sljYfkY[lagfD t*nga

M]Yd llhk5**Yha(hYq)daf])e]*n-*hYqe]flk*Yml gjarYlagfk*sljYfkY[lagfD t*nga

OYZd] ,, Qga <ml gjarYlagf <KD j]khgfk]


!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!6 transactionID received as response information when calling Reserve Payment API.

38



M]kmdl [g ]!! 5 Nm[[]kk md!! ,, ,5 O ] hmj[ Ykaf_ mk]j kmkh]f ] gj

ljYfkY[lagf)!! ,, -5 O ] hmj[ Ykaf_ mk]j kmkh]f ] gj

ljYfkY[lagf)!! ,, /5 H]j[ Yfl fgl gmf )!! ,, 05 O ak H]j[ Yfl [Yffgl mk] GDI@ KYq)!! ,, 15 C]Y ]j af gjeYlagf ]jjgj!! ,,0 5 OjYfkY[lagf j][gj fgl gmf )!! ,,005 Rjgf_ OjYfkY[lagfD!! ,,105 Qga ] OjYfkY[lagf!! ,,2 5 Pk]jyk Y[[gmfl j]eYafk Yn] Z]]f [ Yf_] )!! ,,435 ?mhda[Yl] l ] j]im]kl [Yddaf_ <KD)!! ,,445 Dfl]jfYd j]im]kl ]jjgj)!! ,4 5 O]ehgjYjq @jjgj) Kd]Yk]' ljq Y_Yaf dYl]j)!! ,4 .5 O]ehgjYjq @jjgj) Kd]Yk]' ljq Y_Yaf dYl]j)!! ,4445 Dl g]k fgl eYl[ l ] j]im]kl] af gjeYlagf)

R ]f j](ljqaf_ Y j]im]kl%!! 4 5 Dfl]jfYd ]jjgj

R ]f Yf @jjgj [g ] ,4 ',4 .',444 g[[mjk' Yddgoaf_ j](ljq)


@pYehd]k g Pkaf_ Qga <ml gjarYlagf <KD

Qga <ml gjarYlagf <KD M]im]kl

KJNO llhk5**kYf Zgp(Yha(hYq)daf])e] *n-*hYqe]flk*Yml gjarYlagfk*k iaogm] jY Ykjiga,-.Yk*nga COOK*,),>gfl]fl(Oqh]5 Yhhda[Ylagf*bkgf

Qga <ml gjarYlagf <KD M]khgfk]

sj]lmjf>g ] 5 'j]lmjfH]kkY_] 5 JF '

t

<ml gjarYlagf ?]lYadk

B]l <ml gjarYlagf ?]lYadk <KD

B]lk l ] ]lYadk Yml gjar] oal GDI@ KYq) O ak <KD gfdq _]lk YlY l Yl ak Yml gjar] gj o gk] Yml gjarYlagfak nga ] 6 l ] gf] l Yl ak Ydj]Y q [Yhlmj] [Yf Z] na]o] Zq mkaf_ B]l KYqe]fl ?]lYadk <KD{)

39

B]l <ml gjarYlagf ?]lYadk <KD Nh][a a[Ylagf

OYZd] ,- Qa]o Yml gjarYlagf ]lYadk ]f hgafl kh][a a[Ylagf

Dl]e ?]k[jahlagf

H]l g B@O


S(GDI@(> Yff]dD 5 sDfl]_jYlagf af gjeYlagf w [ Yff]dD tS(GDI@(> Yff]dN][j]l5 sDfl]_jYlagf af gjeYlagf w [ Yff]dN][j]lF]qt


Z]lY llhk5**d_o(hYq)daf](Yhhk(Z]lY)[ge*n-*hYqe]flk*Yml gjarYlagfk

kYf Zgp llhk5**kYf Zgp(Yha(hYq)daf])e]*n-*hYqe]flk*Yml gjarYlagfk

Jh]jYlagf llhk5**Yha(hYq)daf])e]*n-*hYqe]flk*Yml gjarYlagfk

OYZd] ,. B]l Yml gjarYlagf ]lYadk <KD hYjYe]l]jk


ljYfkY[lagfD fmeZ]j I OjYfkY[lagf fmeZ]j akkm] Zq GDI@ KYq

gj ]jD Nljaf_ I Jj ]j fmeZ]j g H]j[ Yfl

& R ]f l ak <KD ak [Ydd] ' egj] l Yf gf] hYjYe]l]j f]] k lg Z] hYkk] ) Tgm [Yf [ ][c ]lYadk g mh lg ,ljYfkY[lagfk)

40

OYZd] ,/ B]l Yml gjarYlagf ]lYadk <KD j]khgfk]



M]kmdl [g ]!! 5 Nm[[]kk md!! ,, /5 H]j[ Yfl fgl gmf )!! ,, 05 O ak H]j[ Yfl [Yffgl mk] GDI@ KYq)!! ,, 15 C]Y ]j af gjeYlagf ]jjgj!! ,,0 5 OjYfkY[lagf j][gj fgl gmf )!! ,,225 @p[]] ] eYp fmeZ]j g ljYfkY[lagfk

, % Yddgo] lg Z] j]lja]n]!! 4 5 Dfl]jfYd ]jjgj

j]lmjfH]kkY_] Nljaf_ M]kmdl e]kkY_]k gj j]Ykgf gj Yadmj]

af gVW)ljYfkY[lagfD fmeZ]j OjYfkY[lagf fmeZ]j ,4 a_alk%

af gVW)ljYfkY[lagf?Yl] Nljaf_ OjYfkY[lagf Yl] DNJ 31 ,%

af gVW)ljYfkY[lagfOqh] Nljaf_ OjYfkY[lagf lqh]!! K<TH@IO5 KYqe]fl!! K<TH@IOXM@API?5 M] mf!! K<MOD<GXM@API?5 KYjlaYd j] mf

af gVW)hYqNlYlmk Nljaf_ KYqe]fl klYlmk!! <POCJMDU<ODJI5 <ml gjar]!! QJD?@?X<POCJMDU<ODJI5

<ml gjarYlagf nga ] zQga <ml gjarYlagf<KD{ ak [Ydd] %

!! @SKDM@?X<POCJMDU<ODJI5<ml gjarYlagf ]phaj] O ] Yml gjarYlagfh]jag Yddgo] Zq GDI@ KYq ]phaj] %

af gVW)hYqDf gVW)e]l g Nljaf_ KYqe]fl e]l g>j] al [Yj 5 >M@?DOX><M?' ZYdYf[]5 =<G@' ?ak[gmfl5?DN>JPIO%

af gVW)hYqDf gVW)Yegmfl ][aeYd OjYfkY[lagf Yegmfl o ]f Y ljYfkY[lagf D ak [j]Yl] %O ] afYd ljYfkY[lagf Yegmfl ak kme af gVW)hYqDf gVW)Yegmfl% wkme j] mf GaklVW)j] mf <egmfl%)

af gVW)hjg m[lIYe] Nljaf_ Kjg m[l fYe]

af gVW)[mjj]f[q Nljaf_ >mjj]f[q DNJ /-,2%

af gVW)gj ]jD Nljaf_ Jj ]j fmeZ]j g H]j[ Yfl

af gVW)Yml gjarYlagf@phaj]?Yl]

Nljaf_ <ml gjarYlagf ]phajYlagf Yl] Yf lae] DNJ 31 ,%

41

@pYehd]k g Pkaf_ B]l <ml gjarYlagf ?]lYadk <KD

B]l <ml gjarYlagf ?]lYadk <KD M]im]kl

B@O llhk5**kYf Zgp(Yha(hYq)daf])e]*n-*hYqe]flk*Yml gjarYlagfk:ljYfkY[lagfD 8- ,/,-.,-.,-."ljYfkY[lagfD 8- ,/,,,,,,------ COOK*,),

B]l <ml gjarYlagf ?]lYadk <KD M]khgfk]

sj]lmjf>g ] 5 'j]lmjfH]kkY_] 5 km[[]kk 'af g 5VsljYfkY[lagfD 5, - ,/ 2-3, ,442'ljYfkY[lagf?Yl] 5 - ,/( 2(-3O 45/35/.U 'ljYfkY[lagfOqh] 5 K<TH@IO 'hYqDf g 5 V

s e]l g 5 =<G@ ' Yegmfl 5, t's e]l g 5 ?DN>JPIO ' Yegmfl 5, tW'

hjg m[lIYe] 5 l]k hjg m[lagf '[mjj]f[q 5 PN? 'gj ]jD 5 - ,/ , ,,-.,-.,-. '

hYqNlYlmk 5 <POCJMDU<ODJI 'Yml gjarYlagf@phaj]?Yl] 5 - ,/( 2(-3O 45/35/.U

tWt

42

KYqe]fl ?]lYadk

B]l KYqe]fl ?]lYadk <KD

B]lk l ] ]lYadk g hYqe]flk eY ] oal GDI@ KYq) O ak <KD gfdq _]lk l ] hYqe]flk l Yl Yn] Z]]f[Yhlmj] )

B]l KYqe]fl ?]lYadk <KD Nh][a a[Ylagf

OYZd] ,0 Qa]o hYqe]fl ]lYadk ]f hgafl kh][a a[Ylagf

Dl]e ?]k[jahlagf

H]l g B@O


S(GDI@(> Yff]dD 5 sDfl]_jYlagf af gjeYlagf ( [ Yff]dD tS(GDI@(> Yff]dN][j]l5 sDfl]_jYlagf af gjeYlagf ( [ Yff]dN][j]lF]qt


Z]lY llhk5**d_o(hYq)daf](Yhhk(Z]lY)[ge*n-*hYqe]flk

kYf Zgp llhk5**kYf Zgp(Yha(hYq)daf])e]*n-*hYqe]flk

M]Yd llhk5**Yha(hYq)daf])e]*n-*hYqe]flk

OYZd] ,1 B]l KYqe]fl ?]lYadk <KD hYjYe]l]jk

Dl]e ?YlYOqh]

M]imaj] ?]k[jahlagf

ljYfkY[lagfD fmeZ]j I < ljYfkY[lagf D? akkm] Zq GDI@ KYq' gjhYqe]fl gj j] mf )

gj ]jD Nljaf_ I H]j[ Yfl OjYfkY[lagf Jj ]j D?

& R ]f l ] <KD ak [Ydd] ' egj] l Yf gf] hYjYe]l]j f]] k lg Z] hYkk] ) Tgm [Yf [ ][c ]lYadk g mh lg ,ljYfkY[lagfk)

43

OYZd] ,2 B]l KYqe]fl ?]lYadk <KD j]khgfk]



M]kmdl >g ]!! 5 Nm[[]kk md!! ,, /5 H]j[ Yfl fgl gmf )!! ,, 05 O ak H]j[ Yfl [Yffgl mk] GDI@ KYq)!! ,, 15 C]Y ]j af gjeYlagf ]jjgj!! ,,0 5 OjYfkY[lagf j][gj fgl gmf )!! ,,225 @p[]] af_ eYp fmeZ]j , % g

ljYfkY[lagfk Yddgo]lg j]lja]n]

!! 4 5 Dfl]jfYd ]jjgj


af gVW)ljYfkY[lagfD fmeZ]j OjYfkY[lagf fmeZ]j ,4 a_alk%

af gVW)ljYfkY[lagf?Yl] Nljaf_ OjYfkY[lagf Yl] " lae] DNJ 31 ,%

af gVW)ljYfkY[lagfOqh] Nljaf_ OjYfkY[lagf lqh]k!! K<TH@IO5 KYqe]fl!! K<TH@IOXM@API?5 M] mf!! K<MOD<GXM@API?5 KYjlaYd j] mf

af gVW)hYqDf gVW)e]l g Nljaf_ KYqe]fl e]l g mk] >j] al [Yj 5 >M@?DOX><M?' =YdYf[]5=<G@' ?ak[gmfl5 ?DN>JPIO%

af gVW)hYqDf gVW)Yegmfl ][aeYd OjYfkY[lagf Yegmfl <egmfl ljYfkY[l] o ]f l ] ljYfkY[lagf DoYk _]f]jYl] %O ] afYd ljYfkY[lagf Yegmfl o ]f j]lja]naf_ l ] gja_afYdljYfkY[lagf akkme af gVW)hYqDf gVW)Yegmfl% w kme j] mf GaklVW)j] mf <egmfl%)

af gVW)hjg m[lIYe] Nljaf_ Kjg m[l fYe]

af gVW)[mjj]f[q Nljaf_ >mjj]f[q DNJ /-,2%

af gVW)gj ]jD Nljaf_ H]j[ Yfl#k gj ]j fmeZ]j

M]lja]naf_ gja_afYd ljYfkY[lagfk " R ]f l ]j] ak Y j] mf

af gVW)j] mf GaklVW)j] mf OjYfkY[lagfD

fmeZ]j M] mf ] ljYfkY[lagf fmeZ]j ,4 a_alk%

af gVW)j] mf GaklVW)ljYfkY[lagfOqh]

Nljaf_ OjYfkY[lagf lqh]k!! K<TH@IOXM@API?5 M] mf!! K<MOD<GXM@API?5 KYjlaYd M] mf

af gVW)j] mf GaklVW)j] mf <egmfl

][aeYd M] mf Yegmfl

af gVW)j] mf GaklVW)j] mf OjYfkY[lagf?Yl]

Nljaf_ M] mf ] ljYfkY[lagf Yl] " lae] DNJ 31 ,%

R ]f j]lja]naf_ Y j] mf

af gVW)gja_afYdOjYfkY[lagfD fmeZ]j Jja_afYd hYqe]fl ljYfkY[lagf fmeZ]j ,4 a_alk%

44

@pYehd]k g Pkaf_ B]l KYqe]fl ?]lYadk <KD

B]l KYqe]fl ?]lYadk <KD M]im]kl

B@O llhk5**kYf Zgp(Yha(hYq)daf])e] *n-*hYqe]flk:gj ]jD 8- ,/ , ,,-.,-.,-."gj ]jD 8- ,/,,,,,,------COOK*,),

B]l KYqe]fl ?]lYadk <KD M]khgfk] R ]f j]lja]naf_ gja_afYd ljYfkY[lagfk%

sj]lmjf>g ] 5 'j]lmjfH]kkY_] 5 km[[]kk 'af g 5VsljYfkY[lagfD 5, - ,/ 2-3, ,442'ljYfkY[lagf?Yl] 5 - ,/( 2(-3O 45/35/.U 'ljYfkY[lagfOqh] 5 K<TH@IO 'hYqDf g 5 V

s e]l g 5 =<G@ ' Yegmfl 5, t's e]l g 5 ?DN>JPIO ' Yegmfl 5, tW'

hjg m[lIYe] 5 l]k hjg m[lagf '[mjj]f[q 5 PN? 'gj ]jD 5 - ,/ , ,,-.,-.,-. 'j] mf Gakl 5Vs

j] mf OjYfkY[lagfD 5- -,.4 ,4-.,-.'ljYfkY[lagfOqh] 5 K<MOD<GXM@API? 'j] mf <egmfl 5(,'j] mf OjYfkY[lagf?Yl] 5 - ,/( 2(-3O 45/350-U

t's

j] mf OjYfkY[lagfD 5- -,.4 ,4-.,-.'ljYfkY[lagfOqh] 5 K<MOD<GXM@API? 'j] mf <egmfl 5(,'j] mf OjYfkY[lagf?Yl] 5 - ,/( 2(-3O 45/45-3U

t's

j] mf OjYfkY[lagfD 5- -,.4 ,4-.,-.'ljYfkY[lagfOqh] 5 K<MOD<GXM@API? 'j] mf <egmfl 5(,'j] mf OjYfkY[lagf?Yl] 5 - ,/( 2(-3O 450.5,3U

tW

tWt

B]l KYqe]fl ?]lYadk <KD M]khgfk] R ]f j]lja]naf_ Y j] mf %

sj]lmjf>g ] 5 'j]lmjfH]kkY_] 5 km[[]kk 'af g 5VsljYfkY[lagfD 5, - ,/ 2-3, ,442'ljYfkY[lagf?Yl] 5 - ,/( 2(-3O 45/35/.U 'ljYfkY[lagfOqh] 5 K<MOD<GXM@API? 'Yegmfl 5(0'hjg m[lIYe] 5 '[mjj]f[q 5 PN? 'gj ]jD 5 - ,/ , ,,-.,-.,-. 'gja_afYdOjYfkY[lagfD 5, - ,/ 2-3, ,444

tWt

45

M] mf KYqe]fl

M] mf KYqe]fl <KD

M]im]klk j] mf g hYqe]flk eY ] oal GDI@ KYq) Og j] mf Y hYqe]fl' l ] GDI@ KYq mk]j#k hYqe]flljYfkY[lagf D emkl Z] gjoYj ] ) < hYjlaYd j] mf ak Ydkg hgkkaZd] ]h]f af_ gf l ] j] mf Yegmfl)

M] mf KYqe]fl <KD Nh][a a[Ylagf

OYZd] ,3 M] mf KYqe]fl <KD ]f hgafl kh][a a[Ylagf

Dl]e ?]k[jahlagf

e]l g KJNO




Z]lY llhk5**d_o(hYq)daf](Yhhk(Z]lY)[ge*n-*hYqe]flk*sljYfkY[lagfD t*j] mf

kYf Zgp llhk5**kYf Zgp(Yha(hYq)daf])e]*n-*hYqe]flk*sljYfkY[lagfD t*j] mf

M]Yd llhk5**Yha(hYq)daf])e]*n-*hYqe]flk*sljYfkY[lagfD t*j] mf

& ljYfkY[lagfD j] ]jk lg l ] hYqe]fl ljYfkY[lagf fmeZ]j)

46

OYZd] ,4 M] mf KYqe]fl <KD KYjYe]l]jk


j] mf <egmfl fmeZ]j I M] mf Yegmfl( Amdd j] mf a l ak hYjYe]l]j ak fgl hYkk]

OYZd] - M] mf KYqe]fl <KD M]khgfk]k



M]kmdl >g ]!! 5 Nm[[]kk md!! ,, ,5 O ] hmj[ Ykaf_ mk]j kmkh]f ] gj


ljYfkY[lagf)!! ,, /5 H]j[ Yfl fgl gmf )!! ,, 05 O ak H]j[ Yfl [Yffgl mk] GDI@ KYq)!! ,, 15 C]Y ]j af gjeYlagf ]jjgj!! ,,-/5 KYqe]fl <egmfl ]jjgj!! ,,0 5 OjYfkY[lagf j][gj fgl gmf )!! ,,005 O ] ljYfkY[lagf D fgl ]da_aZd] gj M] mf )!! ,,1.5 @p[]] ] l ] ]phajYlagf gj M] mf )!! ,,1/5 M] mf daeal ]p[]] ] )!! ,,105 O ] ljYfkY[lagf Yk Ydj]Y q Z]]f

j] mf ] )!! ,,245 NlYlmk [Yf fgl Z] hjg[]kk] )!! ,,435 ?mhda[Yl] l ] j]im]kl [Yddaf_ <KD)!! ,,445 Dfl]jfYd j]im]kl ]jjgj)!! ,4 5 O]ehgjYjq @jjgj) Kd]Yk]' ljq Y_Yaf dYl]j)!! ,4 -5 O]ehgjYjq @jjgj) Kd]Yk]' ljq Y_Yaf dYl]j)!! ,4445 Dl g]k fgl eYl[ l ] j]im]kl]

af gjeYlagf) R ]f j](ljqaf_ Y j]im]kl%!! 4 5 Dfl]jfYd ]jjgj

R ]f Yf @jjgj [g ] ,4 ',4 -',444 g[[mjk' Yddgoaf_ j](ljq)


af g)j] mf OjYfkY[lagfD fmeZ]j M] mf ] ljYfkY[lagf fmeZ]j f]odq akkm] fmeZ]j ( ,4 a_alk%

af g)j] mf OjYfkY[lagf?Yl] Nljaf_ M] mf ] ljYfkY[lagf Yl] " lae] DNJ 31 ,%

@pYehd]k g Pkaf_ M] mf KYqe]fl <KD

M] mf KYqe]fl <KD M]im]kl

** Df [Yk] g hYjlaYd M] mfs

j] mf <egmfl 5 ,t

** Df [Yk] g mdd M] mf

47

st

M] mf KYqe]fl <KD M]khgfk]


j] mf OjYfkY[lagfD 5 ,-.,-.,-.,-.'j] mf OjYfkY[lagf?Yl] 5 - ,/( ,( ,O 15,25/,U '

tt

48

> ][c j]_F]q NlYlmk

> ][c j]_F]q NlYlmk <KD

> ][ck a j]_F]q ak YnYadYZd] Z] gj] mkaf_ l ] hj]Yhhjgn] hYqe]fl <KD)

> ][c j]_F]q NlYlmk <KD Nh][a a[Ylagf

OYZd] -, > ][c j]_F]q @f hgafl Nh][a a[Ylagf

Dl]e ?]k[jahlagf

H]l g B@O


>gfl]fl(Oqh]5 Yhhda[Ylagf*bkgf6 [ Yjk]l8POA(3S(GDI@(> Yff]dD 5 sDfl]_jYlagf af gjeYlagf w [ Yff]dD tS(GDI@(> Yff]dN][j]l5 sDfl]_jYlagf af gjeYlagf w [ Yff]dN][j]lF]qt


=]lY llhk5**d_o(hYq)daf](Yhhk(Z]lY)[ge*n-*hYqe]flk*hj]Yhhjgn] KYq*sj]_F]qt*[ ][c

NYf Zgp llhk5**kYf Zgp(Yha(hYq)daf])e]*n-*hYqe]flk*hj]Yhhjgn] KYq*sj]_F]qt*[ ][c

M]Yd llhk5**Yha(hYq)daf])e]*n-*hYqe]flk*hj]Yhhjgn] KYq*sj]_F]qt*[ ][c

OYZd] -- > ][c j]_F]q NlYlmk <KD Lm]jq KYjYe]l]jk

Dl]e ?YlY Oqh] ?]k[jahlagf Dl]e

[j] al>Yj <ml =ggd]Yf I > ][c <ml gjarYlagf gj >j] al >Yj eafaeme YegmflkYn] af j]_F]q

!! ljm] 5

(! > ][c QYda alq ?YlY oal af GDI@ KYq

(! <ml gjar] Y >j] al >Yj eafaeme <egmfl

(! <ddgo lg Y[lanYl] Y mf[lagf g Yml gjaraf_ YHafaeme Yegmfl af H]j[ Yfl Df gjeYlagf' al akj]imaj] Yf afkh][lagf jge GDI@ K<T< eafakljYlgj)

!! Ydk] ?] Ymdl QYdm]% 5

(! > ][c QYda alq YlY oal af GDI@ KYq

49

OYZd] -. j]_F]q NlYlmk <KD j]khgfk]


j]lmjf>g ] Nljaf_ /Zql]% M]lmjf [g ]!! 5 Nm[[]kk md!! ,, ,5 O ] hmj[ Ykaf_ mk]j kmkh]f ] gj


ljYfkY[lagf)!! ,, /5 H]j[ Yfl fgl gmf )!! ,, 05 O ak H]j[ Yfl [Yffgl mk] GDI@ KYq)!! ,, 15 C]Y ]j af gjeYlagf ]jjgj!! ,,/,5 >Yf fgl Yml gjar] Y [j] al [Yj kYn]

af j]_F]q!! ,,0/5 Kj]Yhhjgn] hYqe]fl Y[[gmfl fgl

YnYadYZd]!! ,,4 5 O ] j]_F]q g]k fgl ]pakl)!! ,,4.5 O ] j]_F]q ]phaj] )


@pYehd]k g Pkaf_ > ][c j]_F]q NlYlmk <KD

> ][c j]_F]q NlYlmk <KD M]im]kl

B@O llhk5**kYf Zgp(Yha(hYq)daf])e]*n-*hYqe]flk*hj]Yhhjgn] KYq*MF231-,,4SOA,OO*[ ][c COOK*,),S(Gaf](> Yff]dD 5 ,/,/--34/0S(Gaf](> Yff]dN][j]l5 ,0[ /./324.]Y10[Y], 404Z2Y-4 ]-2>gfl]fl(Oqh]5 Yhhda[Ylagf*bkgf

> ][c j]_F]q NlYlmk <KD M]khgfk]

sj]lmjf>g ] 5 'j]lmjfH]kkY_] 5 JF

t

50

Kj]Yhhjgn] KYqe]fl

Kj]Yhhjgn] KYqe]fl <KD

R ]f l ] hYqe]fl lqh] g l ] M]k]jn] KYqe]fl <KD oYk k]l Yk KM@<KKMJQ@?' Y j]_F]q ak j]lmjf] oall ] hYqe]fl j]kmdl) Kj]Yhhjgn] KYqe]fl <KD mk]k l ak j]_F]q lg aj][ldq [gehd]l] Y hYqe]fl oal gmlmkaf_ l ] GDI@ Yhh)

Kj]Yhhjgn] KYqe]fl <KD Nh][a a[Ylagf

OYZd] -/ Kj]Yhhjgn] hYqe]fl ]f hgafl kh][a a[Ylagf

Dl]e ?]k[jahlagf

H]l g KJNO



M]im]kl lae]gml [gff][lagf 5 0 k][gf kj]Y 5 / k][gf k

=]lY llhk5**d_o(hYq)daf](Yhhk(Z]lY)[ge*n-*hYqe]flk*hj]Yhhjgn] KYq*sj]_F]qt*hYqe]fl

NYf Zgp llhk5**kYf Zgp(Yha(hYq)daf])e]*n-*hYqe]flk*hj]Yhhjgn] KYq*sj]_F]qt*hYqe]fl

M]Yd llhk5**Yha(hYq)daf])e]*n-*hYqe]flk*hj]Yhhjgn] KYq*sj]_F]qt*hYqe]fl

OYZd] -0 Kj]Yhhjgn] hYqe]fl <KD hYjYe]l]jk


hjg m[lIYe] Nljaf_/ Zql]%

T Kjg m[l fYe]



T KYqe]fl [mjj]f[q DNJ /-,2%Nmhhgjl] [mjj]f[a]k Yj] Yk gddgok5

!! PN?!! EKT!! OR?!! OC=

gj ]jD Nljaf_, Zql]%

T H]j[ Yfl#k gj ]j fmeZ]j [gjj]khgf af_ lg l ]hYqe]fl j]im]kl)< mfaim] fmeZ]j eYfY_] Zq Y H]j[ Yfl)

51


[Yhlmj] =ggd]Yf I R ]l ]j lg Z] [Yhlmj] gj fgl!! ljm] ?] Ymdl QYdm]%5 <ml gjarYlagf Yf

[Yhlmj] Yj] Yf d] Yl gf[])!! Ydk]5 CYf d] >Yhlmj] hjg[]kk Yf >Ydd]

z>Yhlmj] <KD{ af gj ]j lg [gehd]l] YhYqe]fl)

52

OYZd] -1 Kj]Yhhjgn] hYqe]fl <KD j]khgfk]


j]lmjf>g ] M]kmdl [g ]!! 5 Nm[[]kk md!! ,, ,5 O ] hmj[ Ykaf_ mk]j kmkh]f ] gj


ljYfkY[lagf)!! ,, /5 H]j[ Yfl fgl gmf )!! ,, 05 O ak H]j[ Yfl [Yffgl mk] GDI@ KYq)!! ,, 15 C]Y ]j af gjeYlagf ]jjgj!! ,,, 5 Igl YnYadYZd] [j] al [Yj )!! ,,-/5 @jjgj af <egmfl k[Yd]%)!! ,,/,5 <[[gmfl klYlmk ]jjgj)!! ,,0/5 Kj]Yhhjgn] hYqe]fl Y[[gmfl fgl YnYadYZd]!! ,,2-5 @paklaf_ Y ljYfkY[lagf oal l ] kYe] gj ]j D?)!! ,,3.5 KYqe]fl Yegmfl emkl Z] _j]Yl]j l Yf )!! ,,4 5 O ] j]_F]q g]k fgl ]pakl)!! ,,4.5 O ] j]_F]q ]phaj] )!! ,,425 <dj]Y q hjg[]kkaf_ hYqe]fl oal j]_F]q)!! ,,435 ?mhda[Yl] l ] j]im]kl [Yddaf_ <KD)!! ,,445 Dfl]jfYd j]im]kl ]jjgj)!! ,-3 5 O]ehgjYjq ]jjgj o ad] eYcaf_ Y hYqe]fl oal

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< e]j[ Yfl k gmd Z] j]_akl]j] *eYfY_] Yf DK jge GDI@ KYq k]jn]j) O ] gddgoaf_ DK af gjeYlagf akgj ]Y[ ]fnajgfe]fl)

(! NYf Zgp 5,3-),1-),41)-(! M]Yd 5 -,,)-/4)/ ),u-,,)-/4)/ ).

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OYZd] ., [gf ajePjd @f hgafl Nh][a a[Ylagf

>gf ajePjd Nh][a a[Ylagf

OYZd] .- [gf ajePMG KYjYe]l]jk

KYjYe]l]j ?]k[jahlagf

gj ]jD Jj ]j fmeZ]j hYkk] jge l ] H]j[ Yfl o ]f Y hYqe]fl j]k]jnYlagf ak eY ])

ljYfkY[lagfD OjYfkY[lagf fmeZ]j j]lmjf] Yk j]kmdlk o ]f Y hYqe]fl j]k]jnYlagf ak eY ])

H]j[ Yflk g fgl j]khgf lg l ] [gf ajePjd [Ydd' kg GDI@ KYq ]l]jeaf]k o ]l ]j al ak km[[]kk md gj fgl Zq [ ][caf_COOK j]im]kl >g ]) D l ] klYlmk [g ] ak fgl - JF' af gje l ] GDI@ KYq mk]j l Yl l ] hYqe]fl ak fgl km[[]kk mddq[gehd]l] )

@pYehd]k g Pkaf_ [gf ajePjd

@pYehd]k g mkaf_ [gf ajePjd Yj] Yk gddgok' o ]j] l ] [gf ajePjd hjgna ] Zq l ] H]j[ Yfl ak# llhk5**l]kleYdd)[ge*hYq*j]kmdl)

M]im]kl GDI@ KYq (9 H]j[ Yfl%

llhk5**l]kleYdd)[ge*hYq*j]kmdl:gj ]jD 8- ,/ppp,-.-,.-"ljYkY[lagfD 8- ,/ 3 ,,-./01234

M]khgfk]

** R ]f km[[]kk mdCOOK*,), - JFN]jn]j5 <hY[ ](>gqgl]*,),<[[]hl(> Yjk]l5 ml (3>gfl]fl(Oqh]5 l]pl* led>gfl]fl(G]f_l 5 -?Yl]5 NYl' ,, J[l - ,/ -5/05/3 BHO

** R ]f Yad]COOK*,), / / IJOXAJPI?N]jn]j5 <hY[ ](>gqgl]*,),<[[]hl(> Yjk]l5 ml (3>gfl]fl(Oqh]5 l]pl* led>gfl]fl(G]f_l 5 /?Yl]5 NYl' ,, J[l - ,/ -5/05/3 BHO

Pkaf_ NYf Zgp H]l g kAgj l]klaf_ af l ] NYf Zgp g GDI@ KYq' l ] k][lagf' x<KD @f hgafl Nh][a a[Ylagfy'af l ak Dfl]_jYlagf Bma ] ak klYl]l Yl e]j[ Yfl k gmd Yll]ehl lg eYc] Y hYqe]fl mkaf_ kYf Zgp gfdq Yf e]j[ Yfl k gmd [j]Yl] hY_] gj eYcaf_ YhYqe]fl)

Dl]e ?]k[jahlagf

Kjglg[gd COOKN

H]l g B@O

M]im]kl lae]gml >gff][lagf5 0 k][M]Y 5 - k][


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Agj Yll]ehlaf_ lg eYc] Y hYqe]fl af NYf Zgp ]fnajgfe]fl' l ] hYqe]fl hjg[]kk k gmd Z] gddgo] Yk k gofZ]dgo)

M]imaj]e]flGg_(aflg kYf Zgp ak j]imaj] jge Ydd g l ] [ Yff]dk km[ K> Yf egZad])

Og dafc lg M]Yd gf l ] keYjl h gf]' Pk]j HD? j][]an] jge GDI@ oadd Z] mk] ) O ak [Yk] g]k fgl j]imaj] l ][ Yff]d dg_(af)%

NYf Zgp K> KYqe]fl

Aa_mj] , NYehd] N[j]]f g NYf Zgp K> KYqe]fl Kjg[]kk


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NYf Zgp HgZad] KYqe]fl

Aa_mj] ,, @pYehd] =jgok]j g NYf Zgp HgZad] KYqe]fl Kjg[]kk

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NYf Zgp Jf]Oae]F]q KYqe]fl

< e]j[ Yfl j]Y k zLM*=Yj >g ]{'o a[ Yf mk]j k gok jge zeq [g ]{ af GDI@ KYq Yhh'Yf hjg[]kk]k Y hYqe]fl)

NYf Zgp g ]jk zHq >g ]{ naY o]Z hY_] al [Yf ]p][ml] gj l]klaf_ hYqe]fl) < e]j[ Yfl j]Y k Hq >g ] af NYf Zgp]fnajgfe]fl Yf [Yddk M]k]jn] <KD) O ]f' Hq >g ] R]Z hY_] egn] aj][ldq lg kaemdYlagf hY_])

-! NYf Zgp Hq [g ] mjd 5 llhk5**kYf Zgp(o]Z(hYq)daf])e]*o]Z*kYf Zgp*hYqe]fl*glc

GDI@KYqDfl] jYlagfBma]

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