Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker
-
Upload
patrick-dixon-futurist-speaker-keynote-future-industry -
Category
Business
-
view
719 -
download
0
Transcript of Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker
![Page 1: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/1.jpg)
Patrick Dixon Chairman Global Change Ltd
Accelerate Your Future
![Page 2: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/2.jpg)
FutureTrendsImpactonNordea
StrategicOpportuni6es60secondpitches
-Asifyouaretheboardofthebankwithanexternaladvisor-
![Page 3: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/3.jpg)
ALLBIGTRENDSARERELATED
WhatwillNordea(andyourcompe6tors)looklikein2020?
![Page 4: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/4.jpg)
![Page 5: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/5.jpg)
ONEWORDwilldrivethe
future
![Page 6: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/6.jpg)
EU20,000Challenge“4wordphraseisbasis
ofallmarke6ng,mo6va6on,change
managementandleadership”
![Page 7: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/7.jpg)
to waste on things you do not believe in
LifeistooShort
![Page 8: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/8.jpg)
Whocaresaboutthenewstrategy?
teamsandcustomersneedtofeelitmaUers
![Page 9: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/9.jpg)
![Page 10: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/10.jpg)
![Page 11: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/11.jpg)
Whyshouldtheygrow?
![Page 12: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/12.jpg)
“Greatleadershipistheabilitytoengageand
mo6vatepeopletoreachoutforourvisionandtheabilitytocreatetherightteamtomakeithappen.”
![Page 13: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/13.jpg)
AllleadershipcomesfromVISIONofabeUerfuture
![Page 14: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/14.jpg)
![Page 15: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/15.jpg)
What customers really want
![Page 16: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/16.jpg)
![Page 17: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/17.jpg)
Most debates about future strategy are about timing
and focus
What if global recovery / mobile payments / retail spending / use of cash
bank regulation / inflation / Russia / life expectancy, the EU and rise of Asian markets all change faster than expected?
![Page 19: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/19.jpg)
![Page 20: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/20.jpg)
• Typetoentertext
![Page 21: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/21.jpg)
Benchmarking is toxic to risk management
![Page 22: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/22.jpg)
![Page 23: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/23.jpg)
![Page 24: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/24.jpg)
![Page 25: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/25.jpg)
• Typetoentertext
![Page 26: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/26.jpg)
![Page 27: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/27.jpg)
LawsuitswillbefarlargerthanFines
![Page 28: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/28.jpg)
![Page 29: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/29.jpg)
![Page 30: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/30.jpg)
![Page 31: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/31.jpg)
• ClicktoeditMastertextstyles
31
![Page 32: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/32.jpg)
• ClicktoeditMastertextstyles
32
![Page 33: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/33.jpg)
Strategies often overtaken by events World can change faster than you can hold a board meeting
![Page 34: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/34.jpg)
![Page 35: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/35.jpg)
Agility requires
Simplicity
![Page 36: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/36.jpg)
Yet many trends changing more
slowly than people think
![Page 37: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/37.jpg)
![Page 38: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/38.jpg)
Cash growing - bank branches continue -
music, fashions, food - homes look the same,
where are all the robots?
![Page 39: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/39.jpg)
ONEWORDwilldrivethe
future
![Page 40: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/40.jpg)
WGP1980-2013(%,constantprices)
![Page 41: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/41.jpg)
WGP2005-2014(%,constantprices)
![Page 42: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/42.jpg)
2% inflation target likely to be discarded
![Page 43: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/43.jpg)
VietnamGDP1985-2011
![Page 44: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/44.jpg)
$3.4trillion
$3.4trillionownedbyChinesesovereignwealthfund
![Page 45: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/45.jpg)
$2.4trillion
Reserves
![Page 46: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/46.jpg)
ONEWORDwilldrivethe
future
![Page 47: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/47.jpg)
![Page 48: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/48.jpg)
The future is aboutEMOTION
![Page 49: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/49.jpg)
“Eachcustomermustknowtheycantrustouradviceandthatwewillbetherewhentheyneedusmost”
![Page 50: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/50.jpg)
![Page 51: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/51.jpg)
![Page 52: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/52.jpg)
![Page 53: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/53.jpg)
![Page 54: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/54.jpg)
Digital Control
![Page 55: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/55.jpg)
![Page 56: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/56.jpg)
TimeSavers
![Page 57: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/57.jpg)
57
“Greatcustomerexperiences”
MysteryShopping
![Page 58: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/58.jpg)
!?!
![Page 59: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/59.jpg)
![Page 60: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/60.jpg)
Bank Customer / Client :
Simple, elegant solutions to complex problems
Anticipate, instinct, smart Thought-leadership, common
sense, reliable advice Superb backup in crisis
![Page 61: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/61.jpg)
![Page 62: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/62.jpg)
![Page 63: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/63.jpg)
>40%WDPby2015� IMF - adjusted for Purchasing Power Parity
![Page 64: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/64.jpg)
300 million move to cities in China and 475 million to cities in Africa by 2030
![Page 65: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/65.jpg)
1 billion over 60 year olds in 10 years
![Page 66: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/66.jpg)
Europe Dying 4 couples to produce single great-grand child
![Page 67: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/67.jpg)
![Page 68: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/68.jpg)
![Page 69: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/69.jpg)
!69
![Page 70: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/70.jpg)
Science,technologyengineering,maths
![Page 71: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/71.jpg)
MostSTEMgraduatesinemergingmarkets
![Page 72: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/72.jpg)
ChinaandIndiadominate
STEMdegreesincludingpost-graduate/PhDs
![Page 73: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/73.jpg)
Can we stop ageing ?
![Page 74: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/74.jpg)
•Pigsteethgrowninsiderats•Micegrownewteethfromnervecells/gum
Grow New Teeth
![Page 75: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/75.jpg)
Repair Heart / Brain with stem cells
![Page 76: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/76.jpg)
We can print layers of living cells....
![Page 77: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/77.jpg)
• After 20 years - 80% alive v 50% on normal calories • Less cancer, diabetes, heart disease, strokes, brain decay
77
Monkeys on diet live longer
![Page 78: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/78.jpg)
Slowornoageinginanimals->pensions Japanwomengain15minutesoflifeexpectancyeveryhour
• Rockfish, Turtles, some Whales
• No signs of getting old
![Page 79: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/79.jpg)
![Page 80: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/80.jpg)
lPeople like to belong lSense of identity lCommunity lFamily lPersonal advisor
“Relationship Banking” 2.3 million customer meetings a year
with over 10 million customers
![Page 81: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/81.jpg)
!81
“Genderdiversityiskeylevertorealiseleadershippoten6al”
![Page 82: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/82.jpg)
85%ofleadersoflargestUScorpora6onssaydiversityis
keytoinnova6on
Forbesstudy
![Page 83: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/83.jpg)
1trillionpagesamonth
![Page 84: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/84.jpg)
![Page 85: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/85.jpg)
Would recommend you to a friend ?
![Page 86: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/86.jpg)
1trillionpagesamonth
![Page 87: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/87.jpg)
"Perfection!, Wonderful hotel. Good value, beautiful views.“
Telford UK, May 20, 2012This was the most beautiful hotel. Clean, friendly and good value.
“Worst hotel I have ever been in. Should be closed down.“
Paris April, 2012
NEVER stay in this terrible place. Rats, insects, dirty. Many guests got sick.
![Page 88: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/88.jpg)
90% all global data
generated in last 2 years
BigDataandLiUleData
![Page 89: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/89.jpg)
!89
![Page 90: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/90.jpg)
“Universal Banking” Scale - Innovation Speed
Is the bank large enough for the future ? Eat or be Eaten or more Strategic Mergers
![Page 91: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/91.jpg)
Risks from
post-merger paralysis
![Page 92: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/92.jpg)
Almost all bank IT
spend is on legacy, compliance, security
impossible to keep pace with customers
![Page 93: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/93.jpg)
Why “old” outsourcing story in India nearly over
![Page 94: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/94.jpg)
NearshoringBoom
![Page 95: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/95.jpg)
We are only in first hour of first day of
eCommerce
![Page 96: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/96.jpg)
e-commercehits$1.5trillion201412%allUKretail
![Page 97: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/97.jpg)
Mobile More than a
Channel
![Page 98: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/98.jpg)
![Page 99: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/99.jpg)
![Page 100: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/100.jpg)
Most online sales will be MOBILE
![Page 101: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/101.jpg)
Loca6onMarke6ng
![Page 102: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/102.jpg)
CUSTOMERCHOICE 200millionpaymentsglobally
![Page 103: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/103.jpg)
• Kenya-17mcustomers• $9bnpa->33%GDP• Tanzania9mpeople• 35na6onlinksviaHomeSendHub
![Page 104: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/104.jpg)
104
1.7bnphoneusersareunbanked
![Page 105: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/105.jpg)
Payments to home by migrants
are driving Innovation
![Page 106: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/106.jpg)
$550bn in 2012 - 214m transfers150m immigrants globallyWorld’s poorest 48 nations = double FDI value33% of Liberia economy$55bn remittances by mobile in 2016
GlobalRemiUances
![Page 107: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/107.jpg)
ValueofEuronotes2002-2013
incircula6on
CASHBOOMinEU
![Page 108: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/108.jpg)
108
• In UK alone.... • Transactions >EU600 billion pa • Credit card debt >EU60bn • Average card interest rate 16% • 2% commissions worth >£EU12bn
Payments Doorway
![Page 109: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/109.jpg)
Free mobile devicescalls / web / TV / games / payHigher income model
201020132015
TelcoBanks
![Page 110: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/110.jpg)
BeUerBiometrics
![Page 111: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/111.jpg)
![Page 112: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/112.jpg)
![Page 113: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/113.jpg)
![Page 114: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/114.jpg)
Time at bank teller cut from 4 to 1 minute
![Page 115: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/115.jpg)
Internet of Things
![Page 116: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/116.jpg)
• 90%MicrosojR&D
CLOUD
![Page 117: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/117.jpg)
Overwhelming CYBERATTACKS
from States or criminals
![Page 118: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/118.jpg)
InternetofThings-BigData-Cloud180bnspamemailsaday
600mnewviruses,malware,trojansayear>220mpeople’sdetailslostinsingleaUack70%largecorpora6onshavebeenhacked
100,000aUacksanhouronUSNavyParalysisofEstoniagovernmentin2007
WorriesaboutUS,Russia,Chinapenetra6on
![Page 119: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/119.jpg)
![Page 120: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/120.jpg)
Regulatory Swings
eg Capital Adequacy / ROI
Public pressure v Reality
![Page 121: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/121.jpg)
$40 Trillion Green Tech Boom driven by oil price, cost cuts, green activism
![Page 122: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/122.jpg)
Shale gas 33% US supplies
3.3m US jobs $468bn pa + more oil
produced than Saudi by 2020
200 years global supply Up from 60 years in 5 years
![Page 123: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/123.jpg)
Boom
Bust
![Page 124: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/124.jpg)
5coalplantsreplacewithgas=9000megawaEswindCoalpricesfall=morecoalburntinVietnamandChina 57coalplantsclosedinUSin2012
![Page 125: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/125.jpg)
120,000 terawatts of sunlight /day 7,000 times total power useQUEBECfromARIZONAMOSCOWfromSAHARA
![Page 126: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/126.jpg)
Solarcellgenera6onparity
![Page 127: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/127.jpg)
SolarCells$/waU1990-2015
subsidies
PriceParity
![Page 128: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/128.jpg)
120,000 terawatts of sunlight /day 7,000 times total global power use Power Moscow from Libyan Desert
“40% EU power = wind by 2050” Surplus wind to hydrogen - to methane ?
![Page 129: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/129.jpg)
GermanyPowerSurplus
• InJune2013• Electricitypricesbecamenega6ve• -minusEU150/MWhr!!
![Page 130: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/130.jpg)
•Rapid growth HVDC Super Grids
• 500,000 S Korea jobs - $200bn Smart Grid Project
•China planning to power Moscow
![Page 131: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/131.jpg)
�30 million acres lost
�EU 5% gasoline and diesel from food
25% of 2010 US grain à fuel30% US grain burnt in cars
![Page 132: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/132.jpg)
![Page 133: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/133.jpg)
Tdo things you believe in sell things you believe in
![Page 134: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/134.jpg)
Beyond Compliance
Perfect compliance will keep bankers out of prison but cannot protect brand,
because public expectations change rapidly - with severe judgment on those who justify past “unethical” behaviour on grounds that it was 100% compliant.
![Page 135: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/135.jpg)
Truth about Retail Funds�Next miss-selling scandal? �Most actively managed funds fail to beat tracker funds,
when all charges deducted �Most fund managers I have surveyed (total > $1 trillion
under management) are reluctant to invest own money in own retail funds unless they are required to, and reluctant to recommend own funds to family / friends
� “50% of us sell funds of funds but only 5% of us invest in them”
�Ethical questions since whole purpose of active management is to protect wealth, not erode it (as is most likely outcome under current business models)
![Page 136: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/136.jpg)
All sales based on a promise Purpose of business is to deliver
on the promise Profit is your reward for doing so
Purpose of Business
![Page 137: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/137.jpg)
LessonfromNon-ProfitFounda6ons
Connectwithallthepassionspeoplehaveandtheywillfollowyoutotheendsoftheearth,
promotewhatyoudowithpride,andmayevenbewillingtoworkfor
youfornexttonothing
![Page 138: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/138.jpg)
EU20,000Challenge“4wordphraseisbasis
ofallmarke6ng,mo6va6on,change
managementandleadership”
![Page 139: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/139.jpg)
Build a Better World individual family community world
![Page 140: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/140.jpg)
![Page 141: Future of Almost Everything - Impact on Nordea Bank of global trends - keynote speaker](https://reader031.fdocuments.in/reader031/viewer/2022013013/589e283b1a28ab5c128b4d9b/html5/thumbnails/141.jpg)
RESOURCES
>500 videos of Keynotes http://www.youtube.com/pjvdixon
Global Trends Website: http://www.globalchange.com