Account Issued by: Mid America Bank & Trust CompanyServiced by: Continental Finance Company

WHAT DOES MID AMERICA BANK & TRUST COMPANY DOWITH YOUR PERSONAL INFORMATION?

Financial companies choose how they share your personal information. Federal law givesconsumers the right to limit some but not all sharing. Federal law also requires us to tell youhow we collect, share, and protect your personal information. Please read this noticecarefully to understand what we do.

The types of personal information we collect and share depend on the product or serviceyou have with us. This information can include:

Social Security number and transaction historyAccount balances and payment historyCredit history and credit scores

All financial companies need to share customers’ personal information to run their everydaybusiness. In the section below, we list the reasons financial companies can share theircustomers’ personal information; the reasons Mid America Bank & Trust Company choosesto share; and whether you can limit this sharing.

For our everyday business purposessuch as to process your transactions, maintain youraccount(s), respond to court orders and legal investigations, orreport to credit bureaus

For our marketing purposesto offer our products and services to you

For joint marketing with other financial companies

For our affiliates’ everyday business purposesinformation about your transactions and experiences

For our affiliates’ everyday business purposesinformation about your creditworthiness

For non-affiliates to market to you

Call 866-449-4514

Yes

Yes

Yes

No

No

No

No

No

NoMid America Bank &

Trust Company has no affiliates

Mid America Bank &Trust Companyhas no affiliates

We don’t share

FACTS

Why?

What?

How?

Reasons we can share your personal information Does Mid America

Bank & TrustCompany Share?

Can you limit thissharing?

Questions?

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What we do

Definitions

Other important information

How does Mid America Bank &Trust Company protect mypersonal information?

How does Mid America Bank &Trust Company collect mypersonal information?

Why can’t I limit all sharing?

Affiliates

Non-affiliates

Joint marketing

To protect your personal information from unauthorized access and use, weuse security measures that comply with federal law. These measuresinclude computer safeguards and secured files and buildings.Also we only allow employees, authorized service providers and otherparties as required or permitted by law to access your account.

We collect your personal information, for example, when you

We also collect your personal information from others, such as creditbureaus, affiliates or other companies.

open an account or give us your contact informationpay your bills or apply for a loanuse your credit or debit card

Federal law gives you the right to limit only

State laws and individual companies may give you additional rights to limitsharing. See below for more on your rights under state law.

sharing for affiliates’ everyday business purposes information aboutyour creditworthinessaffiliates from using your information to market to yousharing for non-affiliates to market to you

Companies related by common ownership or control. They can be financialand nonfinancial companies.

Companies not related by common ownership or control. They can befinancial and nonfinancial companies.

A formal agreement between nonaffiliated financial companies that togethermarket financial products or services to you.

Mid America Bank & Trust Company has no affiliates

Non-affiliates we share with can include other financial companies andnon-financial companies such as retailers, marketing companies andservice providers.

Our joint marketing partners include companies such as other financialcompanies and financial service providers.

CA Residents: We will not disclose information about you to other financial service providers with which we have jointmarketing agreements, other than as required or permitted by law, unless you authorize us to do so.CA, ND, and VT residents: To the extent that related state law applies, we will not disclose information about you toanyone other than our affiliates without your express authorization except as required or permitted by law.NV residents: We are providing you this notice pursuant to state law. You may be placed on our internal Do Not Call Listby sending a request to Continental Finance, P.O. Box 3220, Buffalo, NY 14240-3220 or calling us at 866-449-4514. Inaddition to our contact information, we are required by Nevada law to provide you with the following information: Bureau ofConsumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101;702-486-3132; BCPINFO@ag.state.nv.us.

Who we areWho is providing this notice? Continental Finance Company (Servicer) on behalf of Mid America Bank &

Trust Company (Issuer)