07 MANAGEMENT

Lionel Olavarría LeytonGeneral Manager

Humberto Béjares JaraManager, Adviser to the Chairman

General Manager

Andrés Atala HannaManager, Risk Adviser

AN EXPERIENCED AND PROFESSIONAL MANAGEMENT STRUCTURE, COMMITTED TO REVISING AND GUIDING THE STRATEGIC PLANS IN ORDER TO ACHIEVE CORPORATE OBJECTIVES.

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MANAGEMENT

Marcela Bravo PuldainManager Comunications and Entrepreneurial Social Responsibility

José Concha UretaChief Executive OfficerBanco Nova de Bci

Pedro Balla FriedmannSenior Counsel

Nicolás Dibán SotoManager, Corporate Risk

Mario Gaete HörmannManager, Support Areas

Graciela Durán VidalManager, Controller

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MANAGEMENT

Pablo Jullian GrohnertManager, Personnel Management

Abraham Romero PequeñoManager, Retail Banking

Eugenio Von Chrismar CarvajalManager, Finance & International

Ricardo Victorero Castaño

Manager, Business Development

Adolfo García-Huidobro OchagavíaManager, Marketing

Eduardo Paulsen IllanesManager, Bci Innovation and Corporate Programs

Mario Gómez DubravcicManager, Commercial

Area & Subsidiaries

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COMERCIAL AND BRANCHES MANAGEMENT

Mario Gómez Dubravcic Division Manager

Fernán Barrios Larrañaga Manager, Leasing DivisionPatricio Canales Lardiez Manager, Real Estate BankingJuan Adolfo Chomalí Garib Corporate Platform ManagerCristián Del Río Godoy Corporate Platform ManagerJosé Luis Figueras Sepúlveda Corporate Platform ManagerFrancisco Goycoolea Brucher Leasing Business Platform ManagerAlvaro Guzmán Mussre Manager, Electronic BankingAntonio Le Feuvre Vergara Corporate & Real Estate Banking ManagerFrancisco López Alonso Business Development ManagerClaudio Martínez de la Harpe Manager, Medium & Large Companies BankingFrancisco Nilo Concha Sales Manager, Business BankingVíctor Salinas Flores Corporate Platform Manager

RETAIL BANKING MANAGEMENT

Abraham Romero Pequeño Division Manager

Sandro Araya Molina Manager, Individuals Internet ChannelSantiago Castillo Flores Manager, Regional Businesses SegmentMarcos Castro Vega Manager, Business BankingJaime Donoso Schulbach Manager, Metropolitan Region Businesses SegmentMaría Francisca Errázuriz Correa Manager, Preferential BankingLuis Felipe Hirane Sarkis Commercial Manager, Retail BankingFernando Iturbe Guzmán Manager, Agreements & AlliancesHéctor Rosales Huerta Manager, TBancEduardo Valenzuela Vaillant Manager, Tele Channel

FINANCE AND INTERNATIONAL MANAGEMENT

Eugenio Von Chrismar Carvajal Division Manager

Jorge Barrenechea Parra Gerente, Balance SheetJosé Luis De La Rosa Muñoz Manager, Financial PerformanceSantiago Edwards Morice Manager, Foreign CurrenciesRicardo Gabler Zúñiga Manager, International DivisionMarian Lingsch Wunsch Manager, International RelationsAlberto Potin Olazarri Manager, Investments Gerardo Spoerer Hurtado Manager, Distribution

MARKETING MANAGEMENT

Adolfo García-Huidobro Ochagavía Division Manager

Rodrigo Corces Barja Manager, SegmentsIgnacio Echeverría Saldes Manager, Corporate Image & Subsidiaries Christian Meyer González Manager, MortgagesMaría Inés Nilo Guerrero Manager, Products Bárbara Schwerter Eckholt Manager, Payment Means

CORPORATE RISK MANAGEMENT

Nicolás Dibán Soto Division Manager

Manuel Alfero Ghio Manager, Corporate Loan ManagementDavid Becker Schatán Manager, Operational RiskPablo Castillo Lagarrigue Manager, Corporate Loan ManagementPablo Cousiño Espinoza Manager, Technological InnovationFernando Díaz Maturana Manager, Corporate Loan ManagementHoracio Eyzaguirre Johnston Manager, Portfolio Follow-up & ControlFernando Henríquez González Manager, Corporate Loan ManagementRodrigo Junco Figueroa Manager, Special Accounts BankingEduardo Phillips Angulo Manager, Corporate Loan ManagementJuan Pablo Risco Ríos Manager, Market RiskMario Sarrat González Manager, Retail Banking LoansManuel Tapia Salazar Manager, Risk Analysis & ManagementPatricio Trincado Sabaj Regional Risk Manager

SUPPORT AREAS MANAGEMENT

Mario Gaete Hörmann Division Manager

Rafael Casanova San Juan Manager, Central ServicesPatricio Clavijo Gatica Manager, Personnel Administration & ProductivityFrancisco Corral Quevedo Manager, BranchesDanilo González Asensio Manager, Technological ArchitectureWilliam Johnson Gazzari Manager, Sales SupportOsvaldo Lastra Acuña Manager, Banking & Channels Management ControlPatricio Mardones Celis Manager, Productivity & Investments Iván Miqueles León Manager, Credit & Collateral ProcessingVoltaire Opazo Ibáñez Manager, SafetyRicardo Ramírez Maldini Manager, Multi-Channel Back OfficeArturo Ravanal Urzúa Manager, Leasing Operations

.1955

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MANAGEMENT

Patricio Salinas Gutiérrez Manager, Centralized Operations Eduardo Schalchli Pinto Manager, Corporate DatawarehouseJorge Silva Meza Manager, Central OfficeEduardo Uchida Silva Manager, Systems Development & MaintenanceFernando Vallejos Vásquez Manager, Analytical AccountingPatricio Vio Boisset Manager, Performance Control

PERSONNEL MANAGEMENT

Pablo Jullian Grohnert Division Manager

Andrea Barría Muñoz Manager, Organizational Development & LearningGuillermo Gallardo Labra Manager, Labor RelationsAlfred Haindl Ramírez Manager, Selection, Compensations & ProcessesPatricio Silva Palacios Manager, Personnel Development

INNOVATIO AND BCI CORPORATE PROGRAMS MANAGEMENT

Eduardo Paulsen Illanes Division Manager

José Manuel Izquierdo Correa Manager, ProcessesEduardo Uchida Silva Manager, Bci 2010Rodrigo Vélez Sainte-Marie Manager, Customer Relations Administration

CONTROLLER’S DIVISION

Graciela Durán Vidal Division Manager

Renato Blaskovic Aravena Manager, Technological Risk AuditMaría Ximena Kutscher Taiba Manager, Processes Audit

LEGAL COUNSEL

Pedro Balla Friedmann Senior Legal Counsel

Julio Blanco Baeza Manager, ComplianceFernando Carmash Cassis Manager, Legal Acts & ContractsArturo Prado Puga Manager, Judicial Area

BUSINESS DEVELOPMENT

Ricardo Victorero Castaño Division Manager

Andrés Irarrázabal Ureta Manager, Business Development

COMMUNICATIONS AND CORPORATE SOCIAL RESPONSIBILITY

Marcela Bravo Puldain Manager

BANCO NOVA OF BCI

José Concha Ureta Division Manager

Carlos Andonaegui Elton Manager, LegalMarcelo Labbé del Río Manager, Planning & Performance Pedro Tapia Guzmán Manager, Operations

Gonzalo Terminel Krebs Manager, Human Resources Mauricio Zárate González Manager, Commercial & Branches Gerardo Zegers Domínguez Manager, Loans

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Managerial Committees

The most important executive level in Bci is made up of the managers reporting to the chief executive officer, meeting in committees to revise business progress and orient the strategic plans to achieve the corporate objectives, under the direction of the policies adopted by the board.

The following is a brief summary of the main management committees that are usually headed by the chief executive officer:

Management Direction Committee

Defines the corporate guidelines and policies both for commercial or business development and their proper functioning.

Strategic Planning Committee

Defines the position the Bank will occupy in the next three years and determines the strategy to follow to achieve that position.

Assets and Liabilities Committee

Analyzes and manages the financial structure of the balance sheet, planning the direction and control of flows, matches and financial positions, liquidity, and the consolidated cost and yield of the flows.

Prices Committee

Defines and controls the pricing and discounts policy of all the financial products and services offered by the Bci Corporation.

Operational Risk Committee

Ensures the continuity of the operational risk management model and determines the action plans for reducing the risk.

Technology Committee

Guides the technological strategy for the functioning of the Bci Corporation over the next three years.

Asset Laundering Committee

Meets an essentially regulatory function, setting the necessary complementary policies for preventing asset laundering.

Ethics Committee

Ensures compliance with conduct principles that should be followed by staff of the Bci companies.

Personnel Management Committee

Sets policies and strategies for managing the staff and the processes of selection, development, compensations, skills, succession, etc.

Processes Council

Examined mainly the critical operating processes that should be re-designed.

.1950

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Mohamed Ali Daire, General Manager of Almacenes Daire.Customer since 1955.

In 1930, in order to obtain better opportunities in life, Mohamed Ali Daire left his native land of Syria and reached the port of Coquimbo to reunite with part of his family that was installed in La Serena. Although still not 18 years old, not knowing the language and having no capital, he decided to find a place in the commerce of the area. It was thus that, over a time of adversity aggravated by the economic crisis of 1932, he continued to work in the textile market.

With the passing of time, he showed an aptitude for the business and thanks to his entrepreneurial spirit, he formed his own family business in 1955: the La Batalla shop. Five years later, two of his sons, Masna and Pedro, joined the business with the intention to follow in his footsteps.

At the same time, Banco Bci opened its first office in La Serena and Mohamed Ali Daire became its first customer. As his on Pedro recalls, the support of Bci was very important to his father at that time. “He has always been a great supporter of the Bank because it helped him a lot at the start; he then came to adulate it”.

Since that moment, Banco Bci has supported the creation and development of the businesses of Mohamed Ali who today, 95 years old, enjoys the success of Almacenes Daire, his textile and household goods businesses which continue to be active thanks to the work of his sons. To recognize his outstanding professional life, Banco Bci oponed a checking account for him at the office in the An-tarctic: “My father felt very proud about this gesture, the Bank has always behaved well toward him and us, has always offered a hand, and I think that this is because my father always met his commitments, was very correct and this gave the Bank confidence in him”.

70 yearsbeing part of the lives of its customers

“WE HAVE WORKED FOR MANY YEARS WITH BCI AND RELATIONS HAVE ALWAYS BEEN VERY GOOD. THIS ALL BEGAN BECAUSE MY FATHER, MOHAMED ALI DAIRE, ALWAYS HAD A CLOSE AND WARM RELATIONSHIP WITH THE BANK”.

1955