Dan Svrcek President dmasvrcek@gmail.comClint Noren Vice President cnoren@earthlink.netJohn Bennett Treasurer jbennett324@yahoo.comRich Symuleski Secretary rasymuleski@gmail.comSteve Ferrara Director pneisland@aol.comSteve Weise Director spw11usn@bellsouth.netBill Cattorini Director wcattorini@aol.comLaura Bush Property Manager (843) 767-9000 ext. 224Sarah Wilson Office Manager (843) 767-9000 ext. 223

November 2014

Annual Membership Meeting

Tuesday, December 9, 2014

7:00 pm at the ClubIn the last several years the CCOA has had close calls obtaining a quorum for voting at

the Annual Meeting because of the low response of Proxies returned and low resident

attendance. One way you can help is by returning your PROXY. Please return your

proxies to either the POA Office, Gate House, or Club House.

My tenure on the Board has been a rewarding, exciting, challenging experience and

sometimes even fun. As my second three year term on the Board and my third year as

president draws to a close, I can honestly conclude that with the dedicated help of your board

representatives, we have been successful in achieving a vast number of goals that have made

Coosaw a better place to live. So many challenges have been met and overcome, but there are

many more on the horizon.

Although many residents may not fully realize all that's involved in running our community, I

can assure you it's quite a task. A task I might add, that would be impossible to meet head on

without the endless dedication and time demanding efforts of all our committees, paid Staff,

Board members and countless other volunteers.

I thank each and every one of you for all you do for the community and all the invaluable

assistance you have rendered me. I would be remiss if I failed to thank all my friends,

neighbors and supporters who put their trust in me and I hope I've met your expectations.

You gave me encouragement and wise counsel when I needed it and motivated me to always

be positive and keep moving forward. I thank you, everyone, especially my wife, Mary Ann

who has also had to sacrifice due to the demands of the position.

I still expect to remain active in the community serving on various committees, including a few

issues I've been intimately involved with and offering assistance whenever needed. I have

every confidence in the new Board leadership and ask the community to give them the

support and patience necessary to help them fulfill their responsibilities. I look forward to my

newly found free time, which allows me more time for family, friends, golf, reading, and travel

which Mary Ann and I enjoy so much. Yet, I know I'll miss the action, which can enrich your

life and offers an opportunity to make meaningful positive changes in our wonderful Coosaw

community.

Farewell and again, thank you.

Dan Svrcek

Farewell Coosaw Creek Owners’ Association

The third quarter ended in good shape. We continue to track below budget for

the year both on the Operations and Reserve budgets. We are projecting this

will continue through the fourth quarter so we can end on a positive note. We

continue to reduce expenses when identified by the various committees. We

have experienced additional expenses for drainage repairs. These are ongoing

and will continue through the end of the year.

A concerted effort by the staff and BOD has reduced the past due accounts and

been able to significantly reduce potential bad debt.

As a result of the efforts we were able to keep the 2015 annual assessment at

the same level as 2014, $1,075.00.

REV SouthCoast

$243,452.37

21%

REV CAPITAL BANK

$365,446.64

31%

OPS First Fed /South

State $98,313.12

8%

OPS SCBT/South State

$172105.18

15%

ARB SCBT/South State

$5,027.12

0%

OPS CAPITAL BANK

$17,905.54

2%

REV Sun Trust

$260,009.83

22%

Cash position End of September 2014

$396,248.73

$448,709.40

$486,209.00

$469,615.00

$453,021.00

$433,424.00

$391,938.00

$369,307.00

$354,310.00

$293,350.00

$265,850.00

$238,350.00

$165,350.00

$0.00

$100,000.00

$200,000.00

$300,000.00

$400,000.00

$500,000.00

$600,000.00

1

CA

SH

2014 Operations Cash Flow Monthly Beginning Balance

Projection

Jan Feb MARCH April May June July Aug Sept Oct. Nov. Dec. 15-Jan

Explanation of Significant Changes to the By-Laws

The CCOA Board unanimously approved the new By-Laws and recommends their approval by the Members.

The old By-Laws were drafted by the developer (Greenwood) for the benefit of Greenwood more than 20 years

ago. With Greenwood now long out of the picture, many of the By-Law provisions are simply outdated or make

little sense now that the community is governing itself.

The new By-Laws contain literally hundreds of changes, some substantive and others merely grammatical or

minor. Some of the more significant substantive changes are listed and explained below. These are not the only

significant changes and reading this synopsis is not a substitute for reading the By-Laws as a whole.

With these changes, the Board has endeavored to take a comprehensive, integrated approach to revising the

By-Laws. Many of the individual changes, particularly the more substantive ones, affect other provisions. For

example, the new provision eliminating proxies and cumulative voting affects the quorum provision, the

provisions relating to the timing and method of voting and others. Because of this interrelation of provisions in

the By-Laws, it would be impossible to vote on isolated provisions separately. Accordingly, the Board

recommends voting for or against the By-Law revisions as a whole.

Proxies and Cumulative Voting

Proxies and cumulative voting have been abolished in favor of direct voting by the Members. Proxies and

cumulative voting were initially instituted by the developer (Greenwood) to ensure that the developer would

have control over the decisions of the Board and the community until the property units finally sold and final

control transferred to the Members. Direct voting reflects a more democratic “one person, one vote” approach

to community decision-making now that the community is entirely owned by the individual property owners.

Proxies were used in the past to assure that the quorum requirements were met. To offset that concern, the

percentage for a quorum has been reduced from 30% to 25%, and the new By-Laws have instituted an early

voting system where ballot boxes will be located in convenient areas of the community for a period of time

before the annual meeting. The CCOA will now employ the same system of voting used by the Club Board, which

has proven to be successful and uses actual paper ballots rather than proxies to establish the quorum, the

outcome of elections and to vote on other matters.

The Cap on Capital Expenditures Currently, the By-Laws contain no limit on the amount of money that can be spent by the Board on any

non-budgeted capital expenditures. A community concern has arisen that the Board does not have to

seek a vote of the Members in order to do so. The new By-Laws set forth a limit on the ability of the

Board to engage in such expenditures, and a formula is set forth to calculate what that limit is in any

given year. If the non-budgeted capital expenditure exceeds ten (10) % of the current Annual

Assessment multiplied by the total number of Members of the CCOA, a vote by the Members is

required to authorize the expenditure. (As a point of information, the limit based upon the current

Assessment amount would be in the $60,000- $70,000 range). Of course, if a serious issue arises, the

community can vote to extend or lift the cap.

ArbitrationMost lawsuits take many years to resolve themselves, and are inordinately expensive for the litigants.

Today, few ordinary citizens can sustain the legal expenses necessary to see even an average lawsuit to

its conclusion. Many commercial areas of our society (including almost all membership groups such as

our homeowners’ association) are rapidly moving into alternative dispute resolution, such as mediation

or arbitration. These methods constitute faster, cheaper and more stream-lined ways to achieve a

desired result. The new By-Laws provide an alternative dispute resolution procedure which begins with

an informal process designed to amicably resolve any dispute and culminates in mandatory binding

arbitration, if necessary. Arbitration is an exclusive remedy under the new By-Laws, and does not

permit litigation in a court of law.

Financial Accountability and TransparencyThe new By-Laws encourage transparency with respect to the financial dealings of the CCOA in a

number of ways. These include the ability of the Members to examine certain expressly- delineated

books and records of the CCOA. The By-Laws also set forth the circumstances in which certain private

and sensitive information in the possession of the CCOA should be withheld from the public record and

inspection by the Members.

The new By-Laws also acknowledge that as the financial dealings of the CCOA become more complex

and time-consuming, the Treasurer may require considerable assistance in carrying out his duties and

responsibilities. Consequently, the position of Assistant Treasurer has been created in order to assist

the Treasurer with those duties.

Moreover, a special financial oversight committee is created which is made up by Members of the

community with financial expertise to provide checks and balances over the Board and the activities of

the Treasurer.

Explanation of New Proposed

By-Laws

Standing Committees Under the current By-Laws, only the Nominating Committee is expressly mentioned. The new By-Laws

recognize that as the CCOA has grown, other committees have been created and are needed to

effectively run the community. The new By-Laws specifically identify all of the Standing Committees,

briefly delineate their duties and responsibilities and acknowledge that from time to time additional

standing and special committees may be needed and created by the Board.

Director Vacancies

The current By-Laws have no procedure for filling a Director position in the event that one becomes

vacant in mid-term due to the death, resignation or removal of a Director with or without cause. The

new By-Laws employ a procedure which permits the Board to appoint someone to fill the entire

unexpired term, but only if the unexpired term is less than two years duration. If the unexpired term is

for two years or more, then the appointment by the Board is only valid until the next annual meeting, at

which time a new Director will be elected by the Members.

Board NominationsThe method for making nominations for election to the Board has been clarified. The new By-Laws

provide that prospective directors may be recruited and nominated by the Nominating Committee,

which is the normal procedure employed by the former By-Laws. A new method of permitting

additional nominations by a petition signed by at least 25 Members and presented to the Board at least

45 days prior to the election has been created. Floor nominations have been eliminated from the new

By-Laws as unworkable in the past and in the future.

Removal of Officers and DirectorsThe circumstances and procedures pursuant to which officers and Directors can be removed, with or

without cause, is expanded and clarified.

Term Limits on DirectorsThe new By-Laws impose term limits on Directors to two consecutive terms. A Director may exceed two

terms only in the event that he has been chosen to fill the unexpired term of another Director who

cannot for some reason complete his term.

Annual Meeting DateThe new By-Laws change the date of the annual meeting from December to March of each year. Since

many Members may be traveling or absent from Coosaw during the holiday season, the change to

March will hopefully increase Membership attendance and participation at the annual meeting.

In addition, the new financial reporting provisions call for thorough quarterly and annual reports to

Members. By moving the annual meeting to March, the actual results of the prior year’s financial

performance and the new year’s budget and projections can now be meaningfully reported at each

annual meeting.

Club Board Unanimously

Endorses Owners' Association

By-Law Proposal

Together the Coosaw Creek Owners

Association and the Country Club Board

make up the two governing bodies that

our community elects and relies upon

to provide the life style we all want in

Coosaw. As both members of the

community and as the elected

representatives of the Club, the Club

Board, at its last meeting reviewed the

proposed changes in the CCOA's By-

Laws. Without reservation, the Club

Board - both on behalf of the Club and

as individual community members -

unanimously supports passage of the

CCOA's proposed changes to its By-

Laws. Although done a few years

earlier, the Club also needed to

transition away from the original

developer's By-Laws.

The Club has greatly benefited from

focusing its governance entirely on the

needs of the current

homeowner/members rather than the

business model of a long-gone

developer. The Club board has worked

closely with the CCOA board and feels

that the CCOA's proposal is a significant

step forward. Lastly, as residents of the

Coosaw we love - the Club Board urges

everyone to review and attend the

CCOA meeting on Dec 9th and - of

course

PLEASE VOTE!

Drainage Swales

Do you have a drainage swale behind your

home? Many homes in Coosaw that are not

on the golf course have a drainage swale at

the back of their property. This drainage

swale is an integral part of our drainage

system which requires maintenance and

protection to allow the free flow of water

during heavy rains. Any blockage or

impediment to this free flow of water

causes flooding of yards, sometimes

reaching foundations and unnecessary

damage to property. The drainage swale

has a twenty (20) foot easement within

which nothing should ever be placed. This

includes fencing, shrubs or filling in the

easement to level your back yard. This

easement is similar to a utility easement

(think SCE&G) - you own the property but

you really can’t do anything with it.

Please keep the twenty foot easement for

all drainage swales free, clear and

unobstructed at all times.

WARNING

Driving on private property to avoid

flooded roadways is

strictly prohibited.

This conduct is irresponsible and

unjustifiable.

Violators will be held strictly

accountable for any damages caused.

ARB Recap for 2014

The CCARB consists of three to nine members (volunteers) to administer the

policies of the Owners’ Association on all matters relating to Construction,

Modification of properties, and overall community Aesthetics. This includes

painting, roof replacements, pools, decks, driveways, landscape modifications,

removal and replacement of trees, fencing, arbors, outdoor kitchens, and

HVAC pads and screening.

Central issues that we consider are lot line setback requirements, lot drainage

plans, placement of modifications on lots, conservation of trees, compliance

with drainage easements, construction materials, colors and specifications,

encroachment on Club property, neighboring lots, streets and right-of-ways.

The CCARB coordinates with the City on all these pertinent issues and we are a

resource for the community to provide advice on your projects and plans.

So far this year the CCARB has processed 142 applications for construction and

modifications to properties. It is good news that approximately 25% of our

owners are updating, improving, and conducting major maintenance on their

properties. The CCARB has played a role in assuring that the style, look, quality

and value of our community is perpetuated through owner cooperation with

the ARB process. The HOA and your neighbors appreciate your cooperation

with the CCARB.

Call for Volunteers

Member terms are limited by our covenants and we will have openings for

volunteers who would like to serve their community in an ARB capacity. If you

have a skill or interest you think would be useful to the ARB please call the

HOA office and inquire. New members will assure that the ARB process

continues to be pertinent and responsive to our owners and to community

aesthetics and that translates to home values and Coosaw quality of life.

Merry Christmas!Merry Christmas!Merry Christmas!Merry Christmas!The best and most beautiful things in the world

cannot be seen or even touched. They must be felt with the heart.

Wishing you happiness.Helen Keller

Best Wishes to All,Best Wishes to All,Best Wishes to All,Best Wishes to All,C.C.O.A. Board of DirectorsC.C.O.A. Board of DirectorsC.C.O.A. Board of DirectorsC.C.O.A. Board of Directors

Proper Screening

Compliant with the Covenants

Screening Anyone?

Non Compliant with the Covenants

DO YOU HAVE COOSAW

PRIDE?

The Coosaw community winds through

beautiful low country wooded wetlands where

homes sit quietly overlooking the fairways or

in lush natural surroundings. Coosaw has been

noted as “the best kept secret in North

Charleston.” As we now move into the cooler

fall weather it’s the perfect time to assess the

exterior of your home and your landscaping

and make the necessary improvements that

shows pride of ownership which makes a well

manicured property appreciated by everyone.

As a resident/homeowner take time to view

your property from the street and ask yourself,

“What needs to be done to show my

COOSAW PRIDE?”

Check for weeds in the yard and in the

beds.

Do the beds need pine straw or mulch?

Has the grass overgrow the curb or

driveway apron?

Should I re-sod some of the lawn?

Are the shrubs starting to take over the

house?

Are there dead shrubs needing to be

replaced?

Do the shutters or front door need

painting?

How about power washing the driveway

or front steps?

On Street Parking

Our side streets that come off of Club Course Drive

are only about 24 feet wide and this presents a

dangerous problem for responding emergency

vehicles in the event there are cars parked on both

sides of the road. This situation makes it virtually

impossible for emergency vehicles to pass because

they require about 20 feet of clear roadway when

responding to an emergency. It is therefore

incumbent upon residents to ask guests to park on

one side of the street when you are entertaining. No

one would want to be responsible for the failure of a

timely response by first responders due to an

impassible roadway. As a side note, if there is less

than 20 feet of clear roadway for an emergency

vehicle and they happen to damage your vehicle, you

will be held at fault. For the safety of all, please park

on one side of the street only - usually the same

side of the street as the homeowner hosting the

visit.. If you see conditions on your street which

may impede emergency vehicles please talk with

your neighbors to see if they can have their guests

park on only one side of the street.

Declarations of Covenants,

Restrictions and Limitations

We know that this document can be pretty

dry reading but it is what governs our

community. Each of us should have received

a copy of the document when we closed on

our property. If you don’t have one, contact

the Owners’ Association office and we can

provide you with one. Once you have a copy,

don’t toss it in a drawer, PLEASE READ IT!

Just like the Owners’ Association Board,

every property owner is governed by this

document.

Safety and Security

The Safety and Security

Committee would like to

remind the residents of

the posted 25 mph speed

limit and the many 4-way

Stop sign intersections

throughout the

neighborhood.

Our neighborhood is

under the jurisdiction the

North Charleston Police

Department and they will

be enforcing the traffic

laws just like on any other

street in North

Charleston.

Golf CartsWe continue to have issues with parents allowing underage drivers to drive

golf carts in the community. This is a reminder that only drivers with a valid

drivers license are allowed to drive a golf cart on roadways in Coosaw Creek.

This is a state and city legal requirement. There have been several recent

incidents reported where teens (or even younger children) were driving golf

carts, in one case having a near miss with a vehicle. Coosaw Creek Owners’

Association rules also require that no golf carts are to be operated on the

streets without the driver having a valid drivers license and the cart having a

permit/decal issued by the CCOA. The CCOA does not want to see someone

potentially injured in an accident involving a golf cart. Please help us by

reminding friends and neighbors of the legal requirements if you see youths

driving golf carts.

Emergency Contact Information

We often use your contact data to notify you of important

information or alert you to any current or pending emergencies.

This information would also be used if we

need to bring you up to date on any event that may affect you or

your property if you are away from home (hurricane evacuation,

fire, structural damage due to high winds, accidents, etc.)

Therefore, it is imperative that all communication sources

available to contact you are up to date and on record with the

Association. This information should, at the minimum, include a

home phone number, at least one cell phone number and one

valid e-mail address. Any other contact information you wish to

provide would be welcome.

If any of your contact information has changed in the past, please

be sure to update us with the latest valid phone numbers and e-

mail address. You can call (767-9000 ext.223), e-mail

poaofficemanager@coosawcreek.com or use the U.S. Mail to

provide the necessary and important required data. Please know

that we do not give this information to anyone. The only people

who would have access to your contact information would be our

office staff and the Board of Directors. We thank you for your

cooperation.

Replacement Trash Containers

Do you need a new trash container or blue recycling bin? The City gives one of each free

to every property owner but if you want a second blue recycling box, you have to pick it

up at Public Works. Is your trash container broken or damaged - wheels falling off or

missing? Holes in the container or container torn? Lid broken or missing parts? The City

of North Charleston Public Works will replace a broken or damaged trash container or

supply recycling bins free of charge. All you need to do is give them a call at (843) 745-

1026 and provide the information they require. If you would like to purchase a new

container the cost is $65.00 and you may call the same number. A letter will be sent to

you along with a form which must be completed and returned to Public Works with your

payment included.

Gate House Deliveries

Allied Barton guards cannot accept any packages

intended to be delivered to or picked up by

residents. This includes packages, envelopes,

equipment, documents, etc. The guards will tell any

resident or visitor requesting such service they are

not allowed to accept any deliveries and refer

visitors to the resident for further direction

Your POA web siteAn excellent source of valuable and important

information, your POA web site should be accessed

frequently. You’ll find tabs for Files & Forms, Past

Newsletters, Roundtable and Annual Meeting slides, all

of our POA policies, procedures and guidelines from

every committee (very important) and contact

information for Disaster Preparedness and Safety &

Security. If you’re a new resident you may find the link

to the City of North Charleston useful along with other

helpful resources.

All you need to do is register and go to

www.coosawcreek.com and click on the POA tab. The

site is shared with the Club so you’ll also have Club

information available

Have you been wondering what

your Board has been working on

since our last newsletter? Here’s a

sample of some projects that have

been addressed.• Restore and improve drainage swale

between E. Fairway Woods and Wild Thicket

properties.

• Drainage ditch at back of athletic fields at

FDHS to be restored and maintained.

Prevents flooding Coosaw.

• Replacement of Allied Barton personnel.

• Road repaving - Persimmon Woods and

Sawgrass Dr.

• Survey completed for new guard house in

order to secure necessary permits.

• Addressed some flooding issues with the

cooperation of the Club (pond water levels).

• Preparations for annual meeting and 2015

budget.

• By- Law revisions (BIG job).

• Fencing negotiations with Lennar (Coosaw

Preserve)

.

NEED TO FILE A COMPLAINT?

Please know that we accept, investigate and act on all legitimate complaints.

Complaints can be made at the Association office or in person (4110 Club

Course Dr.) , by phone (767-9000 ext. 223 or 224) or e-mail

poaofficemanager@coosawcreek.com or propertymanager@coosawcreek.com. You can

also call or email any board member to register a complaint. Anonymous complaints

may be investigated as time permits but may not be acted upon without verification.

For us to act on a complaint we need four things:

• We need your name and contact information

• We need the nature of the complaint

• We need the day (date) and time the complaint was observed

• We need the exact location of the complaint and names if available

Sometimes we will need you to keep a record of a recurring violation such as barking

dogs, illegal use of private golf carts, speeding, etc. Building an

accurate and well documented history of a recurring violation can be irrefutable.

Importantly, please know that we never reveal the name of any person filing a

complaint. That information is kept private and is only known to the person receiving

the complaint or, if the violation goes to Executive Session, the Board.

North Charleston Police Dept.

Non-Emergency Number

(843) 743-7200

Report Suspicious Activity!!!

The requirements for yard debris pick-up is as follows:

The regularly scheduled yard and landscaping debris pick-up day for the Coosaw Community is

Wednesday (unless preceded by a holiday).

The Coosaw regulation and the ordinance of the City of North Charleston both state that yard debris

cannot be placed at the curb more than 24 hours in advance.

Yard and landscaping debris is not to be placed in the street.

Yard and landscaping debris cannot be placed at the curb sooner than 8:00am on Tuesday.

Please keep all trash, garbage containers, recyclables and yard debris on your property when placed out

for pick-up. Nothing should ever be placed in the street. This is a zero tolerance policy issue. Thank you

for your cooperation.

In the past few years we have had an increase of a significant number of new residents

and we heartily welcome you all. In addition to including an explanation of our proposed

new By-Laws to be voted on at our December 9th Annual Meeting, we have published

some important articles for the community which we thought should be revisited. We

hope that both our new and long time residents will find this information about our well

established policies and procedures helpful.

From the Property Manager...

A key responsibility of Coosaw Creek Owners’ Association is to enforce the community's Rules & Regulations

(R&R). This helps ensure a consistent minimum standard in homeowner maintenance and enhances the upscale

image and appeal of Coosaw Creek—which ultimately increases the value of everyone’s property. Respect for

your neighbors and consideration of community in general should be of concern to every property owner.

Weekly, a neighborhood inspection is conducted (including the observations from the golf course) to identify R&R

violations. Violations can pertain to any aspect of a property's condition or appearance as is visible from roads or

pathways in the community. These violations typically center on maintenance of a homeowner’s lawn,

landscaping, house paint, trim paint, driveway, deck, patio, unscreened trash containers or yard equipment, etc.

Concerns pertain to exterior aspects of Coosaw Creek homes in an effort to encourage prompt homeowner

cooperation. Coosaw Creek Owners’ Association implements a fine schedule, which will be applied under the

authority and in compliance with Section 11.2 and 11.3 of the Covenants.

The fine schedule can be found in your Rules and Regulations packet, page 5-6, on our website at

www.coosawcreek.com (click on the POA tab) or can be obtained by request from the Owners’ Association if you

do not have internet access.

UNSIGHTLY CONDITIONS:It shall be the responsibility of the Owner to prevent the development of any unclean, unsightly or

unkempt conditions of buildings or grounds on said property. There should be no yard or home

equipment or material such as ladders, wheelbarrows, lawn tractors, unused plastic

pools, etc. exposed to view except when in use. Lawn furniture, trampolines, and other play

equipment that is no longer serviceable, damaged, in a state of disrepair or has outlived it’s

intended purpose needs to be removed or repaired in a timely manner. It is also required that visible

growth of mold, mildew, algae or similar organisms that adversely affect the original and intended

appearance of the structure be eliminated. Other examples include but are not limited to: unkempt or

overgrown grass or shrubs on developed lots, trash or excessive building debris at construction sites,

garbage and downed trees on undeveloped lots, etc. The growth of native plants, shrubs and trees on

undeveloped lots is not considered a violation of this rule. (Sections 3.14) (Revised 9/1/12 As always,

we would appreciate the cooperation of all residents to help reduce, and possibly eliminate, these

violations and improve the aesthetic conditions in our community. It is important that Coosaw put it's

best appearance forward for our residents, friends and visitors. We all need to be respectful of our

neighbors and maintain the high standards of our beautiful community.

TRASH, DEBRIS, GARBAGE: Trash receptacles, landscape debris and debris bags may not be placed curbside earlier than 24 hours

before scheduled pickup. Exceptions to this rule include cleanups following storms and when trees fall

unexpectedly. (The POA should be contacted immediately and extenuating

circumstances will be considered on a case-by-case basis). Prior to pickup, receptacles and debris

should be garaged or hidden in a screened area completely out of view. No trash receptacles should

be exposed to view from the street, golf course, or adjoining properties at any time. This is to

include the front, side and rear yards. Trash receptacles should be retrieved from the street by

nightfall of the day of pickup. No landscape debris or trash may be placed in the street, on common

areas or on the property of another property owner. (Sections 3.6, 3.8, 3.15, 3.20, 6.3) (Rev. 6/25/08)

(Revised 9/1/12)

When it comes to violations, the two most noted areas of concern involve

trash receptacles and unsightly conditions. These two issues take an

inordinate amount of administrative time and effort and cost the Association

considerable financial support to address and ameliorate. Additionally, these

violations like all violations reflect poorly on our community and have a

negative impact on property values. For your convenience we have printed

below the two sections of the Rules and Regulations which address these two

recurring and troublesome matters.

4110 Club Course Drive

North Charleston, SC 29420

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Merry Christmas And

Happy New Year!