© 2012 Citi-NIE Financial Literacy Hub for Teachers, All Rights Reserved

© 2012 Citi-NIE Financial Literacy Hub for Teachers, All Rights Reserved

Just like how a soccer striker focuses on scoring the ball into the goal, a saver will

focus his energy and time on saving for what he needs/

want (his goal).

Short-term Goals

Goals

Long-term Goals

© 2012 Citi-NIE Financial Literacy Hub for Teachers, All Rights Reserved

Short-term Goals

Goals

Long-term Goals

Short-term or Long-term goal?

© 2012 Citi-NIE Financial Literacy Hub for Teachers, All Rights Reserved

• Things that do not cost much(compared to the money that you get)

• Take a few days or a few weeks to save up for.

Short-term Goals

© 2012 Citi-NIE Financial Literacy Hub for Teachers, All Rights Reserved

• Things that cost much more(compared to the money that you get)

• Take a much longer time to save up for

Long-term Goals

© 2012 Citi-NIE Financial Literacy Hub for Teachers, All Rights Reserved

Constantly remind yourself of your goal to save for that

particular item.

How? Stick reminders on your mirrors or doors etc.

Any more ways to remind yourself?

© 2012 Citi-NIE Financial Literacy Hub for Teachers, All Rights Reserved

© 2012 Citi-NIE Financial Literacy Hub for Teachers, All Rights Reserved

It is difficult to stop spending and stick to your saving plan, but if you do it frequently, saving will

come naturally to you!

© 2012 Citi-NIE Financial Literacy Hub for Teachers, All Rights Reserved

Step 1: Set a Goal

Step 2: Plan

Reminders

Step 3: Keep it

somewhere

Step 4: Habit

© 2012 Citi-NIE Financial Literacy Hub for Teachers, All Rights Reserved

© 2012 Citi-NIE Financial Literacy Hub for Teachers, All Rights Reserved

© 2012 Citi-NIE Financial Literacy Hub for Teachers, All Rights Reserved

© 2012 Citi-NIE Financial Literacy Hub for Teachers, All Rights Reserved

Activity B:

Hand out the drawning papers.

© 2012 Citi-NIE Financial Literacy Hub for Teachers, All Rights Reserved

Activity B:

Using a ruler, draw 2 lines onto the paper:

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Activity B:

Number the rectangles…

1 2

3 4

© 2012 Citi-NIE Financial Literacy Hub for Teachers, All Rights Reserved

Activity B:

In RECTANGLE 1, write down…MY SAVING GOAL1

draw

© 2012 Citi-NIE Financial Literacy Hub for Teachers, All Rights Reserved

Activity B:

In RECTANGLE 2, write down…REMINDER2

draw

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Activity B:

In RECTANGLE 3, write down…

PIGGY BANK3draw

© 2012 Citi-NIE Financial Literacy Hub for Teachers, All Rights Reserved

Activity B:

In RECTANGLE 4, write down…

HABIT4

© 2012 Citi-NIE Financial Literacy Hub for Teachers, All Rights Reserved

Activity A:

Hand out ONE Sheet to EACH

Student as Homework.

© 2012 Citi-NIE Financial Literacy Hub for Teachers, All Rights Reserved