YoPersFinAdYour Personal Financial

Advisors

Paul Hazelton, Darrell Cronkright and Helen Renkas

GlaxoSmith Kline

• Symbol GSK • NYSE• United Kingdom• Pharmaceuticals and

health• P/E = 10.57• Price 35.72 (7-13)• Div Yield 5.30

• Analyst say: Buy• Was upgraded graded

Jun 2010 by Jeffries.

• Balance Sheet• Assets 42 Billion• Liability 32 Billion• Stock Equity 10 Billion• Current ratio: 1.51 • 92.73 Billion Cap

Welcome to our office

• So you want some advice about buying or selling your stock?

• What information are you interested in knowing?

• Let me ask you a couple of questions…

Zachary Stockman’s Background

• Elderly, married man of retirement age looking at the hill from the far side

• He indicates that he wants a growth stock and is willing to stay in the market for more than 10 years (sounds like a professor from UW-Milwaukee).

• He has a number of stocks and has been previously advised to move from growth stocks to more conservative or bond investment.

Zachary Stockman• As you can see I am about

70 years young.• I am interested in investing

in GlaxoSmithKline stock.• I realize at my age I should

have more bonds, but I think I might experience some growth and I like the 5% dividend for income.

Recommendation for Zachary• Early retirement age of 70• Has a will – gives to son• Planning his 80th birthday party. • Other professionals recommend

a buy• Earnings are paying out

dividends• Growth is not a concern.• Zachary is willing to hold the

stock until he is 80.• He watches stock activity like a

hawk.

•BUY

Honey’s Background

• Honey is a poor chicken farmer in her late 30’s and is not looking at the hill in fact she is looking at the green grass ahead with milk and honey.

• She is interested in growth stocks and willing to stay in the market for more than 10 years.

• The only stock she wants to invest in from her inheritance is Glaxo. All her eggs would be in one basket.

Milk and Money - Honey

Recommendation for Honey

• Diversify with mutual fund

• Don’t put all your eggs in one basket •BUY

Mutual Funds

Curious George Background

• Curious is 30 and is curious about investing in individual stocks.

• He is interested in growth stocks and is willing to stay in the market for more than 10 years.

• He does have mutual funds but this is a big move for him and he is risk averse.

money

Recommendation for Curious• Young enough to take risk.• Start with a conservative

stock. •BUY

Thank you and happy trails to you!