YEAR OF THE OX PREDICTIONS

Author: Dr. Edward Tsang (Registered Herbalist & Acupuncturist)

Editor: Edmund Chin

A few words from Master Jinyan – Another new lunar year will soon begin and I would like to wish all my readers an early happy, prosperous and healthy New Year of the Ox. These predictions for the year of the Ox are of a general nature only and I’d like to remind readers that each person within the same animal zodiac sign is inevitably different. Therefore, each person’s fortune will differ and this prediction

is for leisurely reference only.

The Lunar Ox New Year will be on 12th February 2021. However, the day of first spring for the year of Ox will commence at 22:59 of 3rd February 2021. A child born from this date onward will be considered to be born in the year of the Ox.

For those born in the year of the Goat, this is a year when they clash with the “Tai Sui”. This indicates a year of volatility and unrest. Goats should counter the effect

by offering fruits, vegetarian dishes and incense to the “Tai Sui” and asking for pardon by facing the sky. Those born in the year of Goat, Horse, Dog and Dragon will also be “offending Tai Sui”, and have similarly a year full of turmoil. So they

should also use the fore-mentioned method of asking for pardon.

ANIMAL ZODIAC PREDICTIONS FOR THE YEAR OF THE OX

2021

The Ox are offending “Tai Sui” this year. Although this conflict is not serious, Oxen fate is easily altered and their emotion will be unsettled. Oxen should stay calm and not be too aggressive and observe their environment before taking any actions. It is wise to look for excuses to conduct some celebrations. These exercises can elevate Oxen’ fate. In order to have a peaceful mind, people born under the sign of Ox need to ask for pardon from “Tai Sui”.

There are two good ally stars of “Wah Gai” and “Tsui Jia” stars to support Oxen which nominate wealth, promotion and achievement of career. “Tsui Jia” has the ability to resolve negative qi and elevate Oxen’s position.

Fortune: Although income will be stable, Oxen are offending “Tai Sui”, there will be variable changes. Oxen need to be cautious in managing their finances and not be too aggressive, especially for investment. It is not advisable to invest in high risk and huge investments. There will be more sudden and unexpected expenditures causing Oxen great pressure. It is suggested that Oxen need to spend within their means and keep proper savings for unexpected requirements. Those merchant Oxen will face obstacles; Oxen should not put huge investments. They should not trust others, so to avoid losses. As the star of “Tsui Jia” is related to vehicles, Oxen have the desire to buy a new car which will cause extra expenditures for Ox people this year.

Career: The star “Wah Gai” is shining on Oxen. Those Oxen who are in the art or media industries will have a favourable and abundant mindful year and their strategies will be recognised and reputation can be elevated. However, Oxen can only obtain applause, but no actual benefit. There are no wealth and good Allies stars in place to support Oxen. Oxen need to develop actively on their onward path by keeping calm and be pleasant to wait for better opportunity.

Romance and Relationship: Offending “Tai Sui”, Oxen easily come across with their pessimistic emotion and unpredictability. Ox people need to learn how to restrain themselves and pay more attention to personal relationships and seniors in their working area. In the meantime, Oxen need to adopt better communications with their families, friends and have patience. In their path of love, it is easy to have arguments. For those married or lovers, their relationships are easily altered. Therefore, Ox people need to carefully communicate with their partners. Peace and patience are a must. The Star of “Wah Gai” has the sign of loneliness and love affairs will easily be negative.

Health: There are two negative stars, “Jian Feng and Fu Shi”. These are signs of being unhealthy, injuries and bleeding. The Oxen will easily get hurt by sharp objects, have more traffic accidents and surgical operations. Oxen need to be extra careful in home safety and avoid high risk activities. Those in the mechanical industries need to be careful of industrial injuries and accidents. Ox drivers must pay more attention to road safety and drive more carefully. It is suggested to donate blood and have dental hygiene done in earlier this year, so as to avert the bleeding issues.

OX 1925, 1937, 1949, 1961, 1973, 1985, 1997, 2009, 2021

There are the good allies of “Tai Yeung, Tian Kong, Tian Yue and Hong Luen” stars shining on Tigers. A favourable year for the Tigers. “Tai Yeung” belongs to male star which is glorious to the eight directions and represent male ally. The Tiger will be benefit from male seniors or bosses, customers and partners and career will be elevated. The star can assist Tigers for their career development. “Tian Yue” can turn crisis into safety. “Tian Kong” symbolises illusory and unreality. Tiger people should step firmly and perform their tasks securely.

Fortune: With the assistance of several good allies, working class or merchant Tigers can obtain wealth, especially proper income. Although it is a favourable year, the star of “Tian Kong” dominates the illusory and it is hard to accumulate wealth and it is easy to spend it away. It is appropriate for overseas development or investments, as long as Tiger people manage all these investments by themselves, and not rely on others. Tigers will have a significant yield. Tigers can also gain side income by the good allies’ directions. However, whenever there are good returns, Tigers should be restrained and not be too aggressive.

Career: Although there is “Tai Yeung” shining, Tigers should not be overly confident, as there are other two negative stars “Jie Sha” and “Mai Qi” in place, which will cause Tiger people to have emotional fluctuations and tension with colleagues, staff. This will cause Tigers’ career development to be cut down. In the meantime, beware of outsiders stepping over Tigers.

Romance and Relationship: With the glorious star “Hong Luen” presents, Tigers will have great chance to develop their love and romance. It is a good year for marriage. Single Tigers, especially female Tigers will meet their ideal partners through social circles or at friends’ gatherings. Married Tigers or honeymooners will grow their popularity and easily get acquainted with opposite genders. Therefore, married Tigers need to stay away for those unfavourable romances, to avoid family conflicts.

Health: No major issues, there might only be some minor sore muscles and bone pain. With the abundant social activities and excessive dining, Tigers will get gastroenteritis. Therefore, Tigers need to control all unnecessary social affairs. Whenever overseas on business trips, Tigers will be easily affected by emotional instability. In the meantime, Tigers need to pay more attention to their spiritual wellbeing and work stresses. Increased rest and recreation time will keep Tigers in a more peaceful state of mind.

TIGER 1926, 1938, 1950, 1962, 1974, 1986, 1998, 2010

There are no auspicious stars’ to look after Rabbits. Their fate is only fair and no other better challenges. Rabbits are in the passive mood and need to hold back for stability. Rabbits need to be optimistic. It is inappropriate to visit sick people in hospital or attend any funeral, so to avoid negative influences affecting their emotion. Rabbits are suggested to attend happy marriage and birthday functions more, so as to absorb the good atmosphere, obtain a more pleasing mind and to gain positive energy.

Fortune: Although there is no good ally, wealth is basically stable and there are no concerns for expenditure, as long as outgoing expenses are well planned. Spend on income is better way for Rabbits. This is a year of the mind for Rabbits. They need to work hard themselves to obtain reasonable rewards. For side income, such as stock or finance, Rabbits need to analyse carefully before investment and set up limitation of investment, and not trust other people’s information.

Career: Utilising their knowledge and talent to develop career and create more new ideas, eventually Rabbits will be recognised. Rabbits need to build up their social network and set up harmonious communication between colleagues. It is not advised to rely on talent. Rabbits can gain their reasonable rewards this year. As per career development, there will be no significant changes, so it is better to consolidate their own position. Staying low key is best strategy! Rabbit is advised to take the appropriate route to elevate their own resources.

Romance and Relationship: Easily to be slandered and disputed between friends. It will be a challenge to explore the duration and harmony from friends. When communicating with family, stay calm and be forgiving. Peace is the best medicine. Love affairs will be like a roller coaster, up and down and more conflicts between lovers. Rabbits need to be calm, so to avoid hurting others’ feeling. There will be more arguments in the families, children problems and expenditures issues will be the source of conflicts. Honeymooners will easily fall into a cold war with their lovers.

Health: No major issues, they will only have some small illness, such as insomnia, tiredness and fluctuating emotion. The negative star “Sang Men” and “Zai Jie” indicates surgical operations, traffic accidents, work injuries and bleeding that might happen. Do not carry out high risk exercises for safety and be mindful of elders at home. Pay more attention to a healthy daily diet. This will avoid intestinal, stomach and digestive systems being adversely affected and causing discomfort.

RABBIT 1927, 1939, 1951, 1963, 1975, 1987, 1999, 2011

Dragons are “offending Tai Sui” this year. Although this conflict is not serious, Dragons’ fates are easily altered and their emotions will be unsettled. In order to have a peaceful mind, people born under the sign of Dragons need to ask for pardon from “Tai Sui”. Dragons will have a year of unrest and disputes. They need to be cautious that there might be villains at their back who are against them. Fortunately, the star “Tai Yin” is in place which can reduce those unfavourable matters. “Tang Fu” star is also in place which represents the military commander in charge who can assist and improve Dragons’ reputation and leadership. It is a good year for Dragon to develop and advance their academic skills. With “Tang Fu” shining, career can be escalated and shore up their performance. “Tang Fu” is especially beneficial for those disciplinary, military forces and law enforcement officers. They will have prominent developments this year and be recognised by seniors and the public and their prestige will greatly increase.

Fortune: “Tai Yin” indicates wealth and the ability to gain money. Fate of wealth will gradually appear and it should not trace hard, as the Chinese Proverb “Money won’t come in the rapid door”, otherwise, the result will turn negative. Dragons are suggested to take it step by step, eventually, they will have a reasonable harvest. “Guan Suo” and “Gou Shen”, two negative stars invade Dragons this year, Dragon people will experience monetary disputes. Therefore, during monetary exchanges, Dragons must be extra cautious and analyse all procedures carefully, so to avoid loss and problems.

Career: “Tai Yin” is an auspicious star for female and will be beneficial to female Dragons. Male Dragons will be easily recognised by female seniors or elders. With the assistance of “Tang Fu”, Dragons’ careers will be advanced. Female merchants will have good results and improved business development. However, since Dragons are “offending Tai Sui”, the relationship and performance are more or less discounted this year.

Romance and Relationship: Romance is fair, male Dragons will have more chances to meet their ideal partners and develop to love. However, it is advised that Dragons should develop their romance step by step, as “Tai Yin” symbolises a slow pace. Dragons should not rush the romance. Female Dragons will meet their ideal lovers through the recommendation of their elderly. As for Dragons’ romances this year, it is suggested that Dragons should not proceed in their romances with a high profile, it will cause hindrance, pessimism and entanglement. Otherwise the star of “Dispute” will ruin their romance. Married Dragons will obtain their partners’ love. There might be some occasional quarrels and take in as a credit of romance.

Health: No major issues, Dragons are reminded to be cautious of their diet, as they will suffer of stomach and intestine illness, digestive issues and discomfort. Dragons will easily be injured by sharp objects. It is wisely to visit the dentist for teeth hygiene and to donate blood in early part of the year. It is not appropriate to visit sick people in hospital or attend funeral. Be careful of elderly at home, as there is a sign of filial piety.

DRAGON 1928, 1940, 1952, 1964, 1976, 1988, 2000, 2012

Snakes are combining with “Tai Sui” this year. It is beneficial and good year for partnerships and company mergers. The auspicious stars, “San Tai” and “Guo Yin” are shining on Snakes. Snake people will achieve good examinations, academy achievement, licenses, promotion, election and competition. “Guo Yin” is especially beneficial for Snakes to be in the area of government, politics and their reputation will be escalated. Snakes can also gain good performance in civil service and their strategies will be recognised. Therefore, Snakes should grasp the opportunity to promote themselves in the year of Ox.

Fortune: The negative stars “Wu Gui, Guan Fu, Tian Ku” and “Zhi Bei” are not beneficial for socialising. Snakes should not be arrogant, as these stars indicate villains are stabbing at their back. Be cautious for breaking up money and signing contracts or negative burden caused by friends. All contracts and details must be reviewed carefully, as “Guan Fu” is a star of disputes and court cases. These include small issues such car parking penalties or criminal affairs. Snakes always need to remind themselves that caution is essential. “Wu Gui” indicates wealth from movement. There are gains and losses. Investment in the stock market must be cautious to avoid loss.

Career: “Guo Yin”, the master of power, indicates that Snakes’ career will be smooth and power will be increased. “San Tai” represents promotion, Snakes’ position and salary will be elevated. Snake people need to grasp these opportunities and their career will then blossom. It is also a good year to look for other opportunities and change of jobs. Due to the effect of villains, Snakes need to be cautious in their speech, so to avoid offending others. Keep a good distance but network with other people. Snakes’ career development will be smooth this year.

Romance and Relationship: Due to over zealousness in their jobs, Snakes’ romance paths are affected and neglected. Chances might pass over and they miss their other partner. Married Snakes are busy pursuing their career and hence overlook their partners’ existence who will be dispirited.

Health: Snakes’ fate is strong this year; health is positive. Snakes must have a proper life and more exercise. Snakes’ health will be in good condition. Due to hard work, Snakes will feel job pressures and might have mental collapse. Their quality of sleep is poor and they will have more negative emotions. Snakes are suggested to participate in decompression activities or taking some short vacations to unwind themselves. It is not appropriate to visit sick people in hospital or attend funeral this year, so as to keep away the negative qi.

SNAKE1929, 1941, 1953, 1965, 1977, 1989, 2001, 2013

Horses were offending “Tai Sui” last year and experienced an unstable and fluctuating year. Fate is inevitably unstable and cannot be avoided. All those negative and unfavorable events will be over. There are auspicious stars “Yue De” and “Yu Tang” in place, which have the ability to turn negative to positive and gradually step into a good environment. The good ally “Yue De” is female star, which will guide Horses to turn negatives to positives. The star is more favourable to female Horses and can assist them to obtain good fate. The star of “Yu Tang” indicates wealth and fortune. Therefore, Horses’ wealth will definitely increase. Due to “offending Tai Sui”, there will be some personal and colleagues’ disputes. Therefore, Horses should defuse this by offering some fruits, vegetarian dishes, incense to the “Tai Sui” asking for pardon by facing the Sky as stated in early part of this article.

Fortune: With the support from “Yu Tang”, Horses’ wealth will significantly increase. Whenever seeing “Yue De”, there will be always followed by “Xiao Hao”, a sign of excessive and over-expenditure. In the meantime, Horses also need to be aware of thefts and court affairs and mistakes in signing contracts. Horses may also be suggested to purchase a big gift for themselves, so to answer the syndrome of breaking up money and to reward themselves. Proper income will be abundant, but it is not suggested to seek quick money back, so as to avoid loss.

Career: Horses’ career can be escalated and expecting chances for changing job. The fate of career is smooth and marching to another higher level. Horses will make progress in developing their career this year. Horses in the management or leadership level will be admired and recognised. Merchant Horses can explore their careers and customer bases which will be increased. Due to “offending Tai Sui” this year, Horses should not get involve in others business. They should just take care of their own jobs and duties. Otherwise, it is difficult to please two sides of parties, as offending seniors or bosses or colleagues will be a result of the impact of their career progression.

Romance and Relationship: The stars of “Xian Chi” and “Tao Hua” are in place, these stars can generate Horses’ insufficient social relationship. “Tao Hua” is not a proper auspicious star. It represents that Horses will have more chances to involve into romantic clubs or places and easily fall into the trap of romance. Single Horses’ romance may be abundant and have increased chances to meet their other ideal lovers. Married Horses must have self-control. Don’t stray into the short term romance. They must use their wisdom to justify this type of romance, so not to fall into triangle love vortex. The star of “Xian Chi” and Tao Hua” also indicate money loss due to romantic affairs.

Health: The star “Si Fu” meeting with “Yue De “and “Xiao Hao”, indicates that “bit of ill luck embedded in good luck “. Horses need to prevent unpredictable events that might happen and be cautious of daily diet and the possibility of sudden illness. Early medical check-up is the best for prevention. All sickness need to be treated early. Horses also need to prevent work injuries and traffic accidents. It is not suitable for Horses to visit sick people in the hospital or attend funeral. Beware of gastroenteritis and have control of diets. Horses might experience increased work stress which will affect their emotion and spirit. It is suggested to spend some time on outdoor activities, so to balance their mental attitude.

HORSE 1930, 1942, 1954, 1966, 1978, 1990, 2002, 2014

Goats are “clashing of Tai Sui”, a year of instability and fluctuations. Goat people will experience a year of difficulties and changes. Goats need to stay firm and overcome all obstacles. It is not appropriate to get involved in others’ business. Stay calm, talk less and do more is the motto suggested to Goat people. Whenever the fate is not bright enough, Goats should defuse the effect by offering some fruits, vegetarian dishes, incense to the “Tai Sui” asking for pardon by facing the ky as stated in early part of the article. The auspicious star “De Jie” is able to resolve disaster. With its support Goats will be able to overcome any difficulties and negative incidents.

Fortune: The clashing of “Tai Sui” and also meeting another three disaster stars “Sui Po, Lan Gan, and Da Hao” will cause Goats to be trapped and lose money. Whenever relating to financial issues, Goats need to take measured steps and not neglect all possible events that might happen. It is not wise for gambling, financial debts and banking transactions, which will cause Goat people to use up their money. Since Goat people will have the sign of losing money, why not purchase some valuable assets. Turning the cash into real assets and stabilise personal reality. Investment must be made carefully. It is suggested not to carry out big investment.

Career: “Lan Gan” star indicates action being trapped and the experience of a lot of hindrances. All these issues will affect Goats’ careers and face hidden tides. Work stress will be inevitably high and they might come across conflicts with seniors or boss. Goats should be patient and stay calm and take measure of learning other subjects, so to increase self–enhancement.

Romance and Relationship: Chinese motto says “One celebration can prevent three disasters”. Romantic lovers are suggested to consider marriage this year and stabilise the negative qi environment, so to resolve the possible breaking up of monetary assets. Single Goats’ romance is just fair, which comes and goes quickly, like admiring flowers from the mists. Married Goats need to be calm and prevent possible conflicts between partners. Let those big arguments turn to smaller issues and prevent those hidden tides and family problems. Couples need to have good mutual communications. Avoid improper romance situations, as it will bring harm to your families.

Health: The “Da Hao” star will increase workload and Goats will feel huge pressures and their companion might make some unreasonable demands. Goat people must be patient and be careful of their health due to over-working. Goats have to strive for more rest and keep their body fit, so as to be able to face possible sickness. “Lan Gan” star is in place; Goats need to reduce their activities due to heavy workloads or sickness or court case causing activities to be restricted. Therefore, Goats need to take step by step and not get involved in court affairs. Goats also need to be careful of the possibility admission into hospitals or confinement.

GOAT1931, 1943, 1955, 1967, 1979, 1991, 2003, 2015

Monkeys’ fate is strong and abundant. There are three auspicious stars “Zi Wei, Long De and Tian Xi” are in place. Monkeys’ career, fate and job progress like the Sun hanging in the sky and obtaining good allies’ support and admiration. Last year, the unfavourable fate was over and resolved. With the supports of auspicious stars, career and happy events are following one by one. Romantic fate is also greatly escalated. “Tian Xi” is at the opposite side of “Hong Luen”. This indicates that there is possibility of marriage or welcoming a new born member. This is also a sign of Monkeys’ personal popularity getting stronger and obtaining Nobles’ directions.

Fortune: Monkeys will have an abundant income. The stars “Zi Wei” and “Long De” are mutually shining, Monkeys will experience promotions and celebrations. Working class Monkeys will be recognised and admired and have chances for promotions. Merchant Monkeys’ business will be escalated through their personal networks. It is a good opportunity for expanding their business and financial revenue will be greatly increased. On the other hand, the unfavourable star “Bao Bai” symbolises unexpected impact to Monkeys’ wealth and a sign of money loss. There will be smooth embedding hindrance, so investment for quick money is not suggested. It is also advised that Monkey people should not be guarantors, unless Monkeys want to give away their money.

Career: The super auspicious star “Zi Wei and Long De” are shining and with the full supports from good allies, those working class or merchant Monkeys are able to create their strategies and to show their talents in commercial field and gaining applause. However, on the other hand, Monkeys need to be cautious of their hidden competitors and be humble to all of them. Even though it is a favourable year for Monkeys, Monkey people should be careful. Be aware of the negative embedded in the positive. Do not just look at the positive side.

Romance and Relationship: The star “Tian Xi” can generate Monkeys’ romantic affairs. For those unmarried Monkeys, the star can assist them to meet with their other half. It is also a good year for marriage. Monkeys will have more celebratory and happy events this year, no matter love proposal or anticipating new born members will also be successful. Therefore, Monkeys should grasp this good opportunity. Married Monkeys’ romance is sometimes experiencing disputes with their other half. Male Monkeys, due to the abundance of romance easily to fall into love triangles. Male Monkeys need self-control. Keep away the harmful temptation otherwise they will hurt their families and lose money.

Health: With the support from auspicious stars, Monkeys’ health has no major problem, but only some minor issues, such as respiratory, skeletal, skin and gastroenteritis problems. Monkeys are suggested to have an early medical check. The star of “Wang Shen” is in place, Monkeys need to be careful of the elderly at home. Senior Monkeys are not appropriate to visit patients in the hospital or attend funeral. Whenever Monkey people are getting sick, Monkeys need to seek early medical advice. The star of “Tien Xi” is in place, female Monkeys are easy fall pregnant and it is also a good year to be pregnant.

MONKEY 1932, 1944, 1956, 1968, 1980, 1992, 2004, 2016

With the combination of Snake, Rooster and Ox and the support of “Tai Sui”, Roosters’ fate is strong and abundant, social position and authority can be lifted up and career industries are brilliant. In addition from these auspicious stars, “General (Jiang Xing), Lu Xun and Tian Jia” are shining on Roosters and strongly support Roosters. Their authority and careers will be definitely escalated. “General (Jiang Xing), Lu Xun dominates dignity and good allies’ assistance, no matter career, examination and reputation will be significantly achieved, a year of rewards in wealth and reputation. “Tian Jie” is guarding Rooster to sail to the right route and can resolve difficulties, negative and fierce forces.

Fortune: Working class Roosters’ salaries will significantly increase. The combination of “Tai Sui”, Roosters will gain good allies’ admiration and provide them a chance of business joint-venture. Merchant Roosters will benefit from fundraising, partnership and collecting new clients. Binding by “Bai Hu, Fei Lian and Fu Chen”, “Fei Lian” dominates and drains away their energy, Roosters will spend more unnecessary expenses and energy or wasting unnecessary money. It is advised that Roosters should not carry out any risky, gambling or investment trades, as all these activities will cause Rooster to lose money. It is also inappropriate to be guarantors; otherwise Roosters will face court cases.

Career: “Lu Xun” indicates academy and reputation. Roosters’ examinations, promotions and salary increases will be achieved and easily hitting their goals. However, Roosters will only obtain all these rewards through their actual hard work and self-management for their investments. “Jiang Xing” dominates power expansion which will be recognized by their seniors or bosses and supported by their staffs. Changing jobs or careers this year, Roosters will be successful after their careful planning and it is also a good year to make the changes.

Romance and Relationship: Romance is fair; this is not Roosters’ scandalous year. Unmarried Roosters will only go for their food culture, social network and not really care for their romantic affairs and stay back to look for their careful selections. “Fu Chen” is an unstable star, married Roosters’ romance is up and down, so Rooster people must control their emotion and temper and actively consider and look after their other half, so romantic relationship will have chance for improvement. Married Roosters must self-control their additional scandalous affairs and stay grounded and self-alerted, so to avoid hurting their family.

Health: “Bai Hu, Fei Lian, Xue Ren and Fu Chen” are in place, which will reduce Roosters’ strong fate. Roosters must be aggressive and plan cautiously, in order to avoid the impact from these negative stars. Roosters need to be careful of blood drawn by sharp objects and traffic accidents, surgical operations, work-injuries and being hurt by animals. During travelling, there might be some sudden events coming across and threaten. Care for daily diets and hygiene or gastroenteritis. It is suggested that Roosters should visit dentist for teeth hygiene or blood test after the first day of Ox year (February 03).

ROOSTER1933, 1945, 1957, 1969, 1981, 1993, 2005, 2017

Auspicious stars are shining on Dogs, “Tien De, Fu Xing and Ba Zuo” stars are in place, with the good allies’ strong support. Dog people will be smooth and lucky in the year of Ox. With “Ba Zuo” guarding, Dogs’ career and authorities will be elevated. It is good year for Dogs to march forward and explore chance of prosperity. With the support from “Tien De and Fu Xing”, Dogs’ examination and mind will be achieved. But due to offending “Tai Sui”, even though it is a good year for Dogs, there will still some negative issues. Therefore, it is suggested that Dogs ask for pardon from “Tai Sui”. Methods are as stated in the earlier section.

Fortune: Offending Tai Sui this year, Dogs can gain wealth, but also lose money. Within the luck, there is hidden auspiciousness, hence not a good year for wealth. “Jie Sha” star is in place, which indicates monetary disputes are inevitable. Therefore, Dog people need to be careful to double check money exchange transactions. Don’t be too aggressive in investments and look for quick returns, so to avoid loss. It is not appropriate to be guarantors or lend money to others, otherwise, Dog people will break or ruin their friendships. Dogs, on the other hand, can have short term small investments, as it won’t hurt their finances.

Career: “Ba Zuo” is in place, which can elevate Dogs’ careers and authority. Social positions can be enhanced. The career achievements can improve Dogs’ reputation. This is also a good year for Dogs to pursue changes. There are sudden unhappy events which cause Dogs’ emotional stress. Dogs must stay calm. Due to the offending of “Tai Sui”, Dogs will experience hindrance and troubles. They will have some minor conflicts with seniors or bosses and causing relationship tensions. Dogs need to be patient and stay calm.

Romance and Relationship: Romance is not smooth. Unmarried Dogs’ romance is rugged and it is difficult to obtain their goals. Lovers will come across of alteration and need to face emotional test ride and be cautious of love triangles. But by trying hard and with more communications, Dogs will resolve all these impacts. After having all these efforts, lover Dogs will understand the importance of both viewpoints. “Gua Su” is in place, Dogs will be separated from their partners due to busy work or frequent business trips. Dogs will feel lonely. Married Dogs will be tense with their partners and more disputes, so Dogs need to communicate and understand their partners and keep closely with their partners.

Health: Although it is a positive year, “Jiao Sha, Juan She” can bring Dog people some arguments, rumours and stress. Whenever gathering with family or friends, peace is a must, as minor arguments can stir up waves in the calm seas and causing unfavourable consequences. Whenever there are some minor changes, Dogs need to keep calm. There might be some respiratory sickness. Dogs need to be careful of internal air-circulation at home, so to avoid trachea and throat sickness. Be careful of elderly at home and there is possible filial service.

DOG 1922, 1934, 1946, 1958, 1970, 1982, 1994, 2006, 2018

There is only one star “Yi Ma” in place, which indicates that there will be more changes and trips, changing of jobs, or renovations for Pig People. Without other auspicious star to support, Pigs’ fate will be only a fair, normal and stable year and in a more passive mood. Pigs need to stay calm, keep back and keep an optimistic mind to face all that might happen. It is a year to actively look for benefit from changes and reach their goals.

Fortune: Pigs’ wealth is stable, fair and need to seek for wealth in modifications, which can gain for Pigs’ probability, such as expansion and business trip. Pigs will gain benefit through these sorts of movements. As per investment in stock and financial markets, Pigs need to utilize their own talents to analyse how to put their investments in real industries. Overseas developments and explore overseas markets will bring Pigs’ significant income, but need to adopt stable strategies for wealth, such as overseas properties, currencies and stocks.

Career: “Yi Ma” is in place, there will be more modifications in romance, career and living. Changes may not be the worst things, as long as Pigs can grasp their initiatives, look for new modifications, such as changing jobs, marriages, additional new born members and moving houses. Seeking for self- modifications to ward off disasters. Self-employment will also benefit for Pigs this year. For working class pigs, it is a good year for new decision and strategies.

Romance and Relationships: Due to the influence of “Yi Ma”, unmarried Pigs will have chances for overseas development and meet with their ideal other half during their overseas business trips. Married Pigs will be less likely to gather because of frequent travelling and neglect their partners’ feeling and creating hidden tides. It is suggested to plan for short trips with their partners, so to improve couple’s love. Unmarried Pigs will be easily face romantic waves and disputes. Pig lovers need to have mutual understanding and care for their other halves.

Health: No major issues, there might be only some small issues, such as insomnia, tiredness, unstable emotions and sudden loneliness. There are unfavourable stars “Tian Gou, Diao Ke and Gu Xu” which dominate bleeding. Thus Pigs need to avoid sudden disasters, traffic accidents, and major surgical operations. Due to the impact of “Yi Ma”, Pigs will be busy, causing them tiredness and energy exhaustion. In the meantime, the unstable diets will cause Pigs’ stomach to be uncomfortable.

PIG1923, 1935, 1947, 1959, 1971, 1983, 1995, 2007, 2019

With the combination of the “Tai Sui” this year shining on Rats, Rats will be smooth in the year of the Ox. The “Academic” star is in place, those are in administrative planning, media, cultural writing, their creation and thinking will be admired and recognised. No matter career development or job planning, Rats’ talent will be elevated. Therefore, Rats need to grasp this opportunity to actively look for changes to improve their fates, such as changing jobs, changing departments. Academic Rats will have chances for overseas studying.

Fortune: The combination with “Tai Sui”, there is happiness, concern, trouble and hurt popping out. As star of wealth doesn’t appear, Rats need to work hard for their income and need to rely on Rats’ real conditions to explore the path of wealth. There must be careful management of finance. Stabilisation of their family economy is a must. It is inappropriate for gambling and excessive expenditure, so to avoid falling in a dilemma.

Career: “Academic” star represents talent. For those Rats are interested in studying and analysing things, the star can activate Rats’ creative mind and generate Rats’ strategies. All these will be recognised and admired. This star can also benefit Rats’ examinations and interview or internal promotion to be a successful one and obtain prominent results. The “Academic” star also belongs to scandalous affairs which can be escalating Rats’ social network, popularity and reputations. “Mo Yue” will bring Rat people new missions, challenges and working environment. All these changes, Rats need to settle down and get acquaintance after some explorations. It also symbolises Rats’ careers will gradually march into another new success.

Romance and Relationship: Because of combination with “Tai Sui”, unmarried Rats will meet their ideal lovers, but there are also alterations, which will hurt your romance in coming quick and disappear fast. Married Rats will come across with hidden tides. The busy life and their jobs will lead Rats to neglect their partners. Rats need to especially aware not to hurt their partners’ and families’ feeling. Single Rats might miss their romantic opportunity due to preparation for their examination or progression.

Health: The unfavourable “Bing Fu” star is in place, Rats need to be careful of possible illness and take extra good care of themselves. Although there may be minor issues, they can cause spiritual dampening and indirectly affect personal performance. It is not appropriate to visit sick people or attend funerals, to reduce the impact of the star. Take extra care for hidden arrows aimed at you. Whenever meeting seniors, bosses or elders, Rats must be cautious so to avoid conflicts.

RAT 1924, 1936, 1948, 1960, 1972,1984, 1996, 2008, 2020

Dr. Edward Tsang (Master Jin Yan) is a registered Traditional Chinese Medicine Practitioner and Acupuncturist.

He is an expert in metaphysics, including life predictions, palm reading, face reading and Feng Shui, honed from many years of practical experience, and his

predictions are highly regarded, detailed and accurate.

Dr. Tsang was previously a lecturer on Feng Shui at the Victoria University.

His predictions and writings can be viewed at http://www.fengshuijinyan.com and enquiries for personal/business consultation can be made at 0400 878 618.

FINAL NOTE:

牛1925, 1937, 1949, 1961, 1973, 1985, 1997, 2009, 2021

今年是屬牛者的本命年，屬犯太歲年份，運勢吉兇參半，宜以靜制動，調整心態，勿操作過急，應候觀其變 。犯太歲年份，如能找個藉口，配合辦上喜事，有助提升運程，減化滯礙及衝擊。為求心安，宜於立春日後，拜祭太歲，祈求當值太歲祐護，事事呈祥。本年逢「華蓋」、「歲駕」兩顆吉星的照曜，主晉昇亦主財運，權力提昇，事業謀展有成。「歲駕」有歲星駕臨的含義，乃逢兇化吉之星，顯徵了地位升遷之象。

財運：正財收入尚算平穩。本年和太歲相犯，會有較多變數，理財心態務必踏實謹慎，凡事不能操之過急，尤其是投資方面，不宜涉及高風險及大額買賣。一些突如其來的額外開支會令你感到束手無策，故應量入為出，做好儲備，以防不時之需。從商者生意有阻力，勿擴大投資，不可輕信別人免招金錢損失。「歲駕」亦和汽車有關，或在汽車方面的花費有額外開支。

事業：流年有一夥「華蓋」星拱照，是從事藝術工作者發揮才華的一個好時年。從事文字創作的牛人，思維上的靈活性大增，一些策劃上的工作將會受到賞識，有助聲名，然而，赢得的掌聲未能為你帶來實質的收益，只緣未見貴人及財星顯現。是以牛人需要為開展你日後的事業而沉著應戰，靜候時機，同時，應採取主動求變，別太過於自我固執，以免錯失機遇。

愛情：今年犯太歲，較易出現悲觀消極的情緒，情緒會較多波動，宜學習放鬆，留意公司人事上的爭拗，和家人及朋友間應多加諒解和忍讓；情路上亦常見爭執，已婚或蜜運中的人士，感情關係容易有變，需要小心經營，應多和愛侶溝通，凡事以和為貴，把無情轉化有情。事因「華蓋」星有孤單僻寡的含意，感情事恐會受到負面影響。

健康：今年命中出現「劍鋒」和「伏尸」两顆兇星，對健康運較為不利，會有零星的小病，亦防有血光，容易應騐於利器金屬所傷、交通意外和開刀手術，留心家居安全，應盡量避免參加高危活動。從事機械工程的人士尤需小心工業創傷及意外，必需防患於未然。駕駛者，亦要緊守交通安全守則，免生意外。建議年初可往捐血或洗牙，應了血光之驗，以作化解。

虎1926, 1938, 1950, 1962, 1974, 1986, 1998, 2010

肖虎者今年喜有「太陽」、「天空」、「天月」、「紅鸞」照度，多顆貴人星全面晉照，會是虎人一個吉慶之年。「太陽」為陽性星曜，光耀八方，代表你會特別受益於男性貴人，男性上司、老闆、客戶對象，或生意伙伴的賞識及提拔，有助事業運發展，加上「天月」拱照，可助化危為安。「天空」代表著虛浮無實，所以凡事不要過於空想，應踏實去幹。

財運：今年貴人得力，無論上班族或從商者，均可望進財得利。尤以正財收入可說是無往而無不利。雖說是得意之年，命宮出現一顆主管虛花、損財的「天空」星，代表錢財難聚，容易花耗消損。本年適合向海外求取發展，考慮海外置業或投資，只要事事親力親為，不假手於人，當有一番收獲！偏財方面有貴人指引，有進賬增加，但妨財來財去，勿作高風險投資，別太貪求，見好即收。

事業：雖然有「太陽」星照，但緊記勿過份自滿，因為另两顆「刼煞」、「晦氣」星入命，你會受它的影响而導致心緒不寧，和下屬或同業關係顯得緊張，從而干擾你的工作進展，令你有所閃失或溜走機遇。亦要小心會有被人捷足先登的事情出現。故此勿鋒芒太露，凡事緊守謙遜親和，保持良好的人際關係，當受庇益。

感情：虎人今年在愛情路上可說是得心應手，甚為愜意，因為今年有大桃花星「紅鸞」入主於命宮，有利愛戀與情緣，是適婚者嫁娶的好時年。未婚男女，尤其是單身女性，有機會透過社交圈子，朋輩聚會而結識可發展對象。已婚或蜜月中人士會因為桃花星進駐而加強拓大了桃花人緣的力度，較容易受到異性入侵，故應要堅定設好防線，避免捲入感情旋渦，防害家庭安寧。

健康：健康並無大問題，只是一些頭痛和筋骨酸痛的小病小痛所困擾。流年因桃花旺盛，應酬飲宴頻密，容易出現腸胃不適，飲食要有所節制，勿暴飲暴食以免壞了肚子。出外旅遊、公幹會有水土不服之徵，亦容易遇到小驚嚇而導致心緒不寧。同時亦要注意精神狀態，別過份憂心去增加自已壓力。餘閒應爭取運動，管理生活，平衡作息與娛樂，勿過份任意放縱。

2021辛丑牛年十二生肖運程 一年復始，萬象更新。在此祝頌各位在辛丑牛年財運享通、諸事迪吉。為讀者預測生肖運程，旨為大家提供一個攻守進退的流年指南，限於每人的先天條件，出生年、月、日、時、地方背景等資料有別，雖然同一生肖，但受到後天條件的影嚮，運勢和際遇亦各有出入，是以本生肖運程只宜作為參考提示，不宜過份執着。

2021年西曆2月12日是辛丑牛年的大年初一，而立春日則在2021年西曆2月3

日，凌晨廿二點五十九分。即是先立春後過年。從立春日起，出生小孩即作肖牛論。屬羊生肖本年為沖太歲之年，宜於立春後向當天拜太歲，用一柱香、鮮花、生菓、

齋菜，茶三杯禮拜太歲，稱太歲的名號「湯信」，默念本人姓名、年歲、住址，祈求當值太歲祐護，事事呈祥。今年屬牛、羊、狗、馬、龍的生肖亦和太歲相犯，為求安心，亦可照以上方式敬拜太歲。

兔1927, 1939, 1951, 1963, 1975, 1987, 1999, 2011

今年欠缺好的星曜護持，運勢只能說是較平穩、平淡的一年，今年兔人處於被動的形勢，宜退守自安。凡事要積極，樂觀面對方能水到渠成。建議不宜祭喪探病，以免負面事影響情緒，不妨多些出席婚宴、生日等的喜慶場合，感染喜樂氛圍，保持開朗歡愉的心境，讓自己衍生正能量。

財運：雖然今年吉星不顯，但整體財運尚算平穩，少了為錢銀開支籌謀的煩惱，做好開支預算，量入為出，便不會自亂陣腳。這是兔人食腦之年，事事親力親為，多些點子才可獲得回報。偏財投資要靠自己，運用個人才智分析，別輕信路邊消息，亦要為投資設限，不宜過份投注。

事業：好好運用本身的認知與才華，在工作上發揮，構思多些新點子，最終定能得到別人賞識。要在人脈圈建立良好關係，萬萬不要恃才傲物，和同事間要共融，才會在工作上有所得益。今年工作不會有變動，只能安安穩穩留守原位，以靜制動為上策。可考慮報讀能為自己增值的課程，為未來儲備資糧。

感情：容易惹人誹議，友儕間容易起紛爭，友情面臨嚴竣考驗感情。和家人相處亦要多加體諒，以和為貴。愛情運如過山車般起落不定，和愛侶會多爭執，切要冷靜面對，免傷害感情。今年家庭的爭抝較多，孩子的問題，開支的問題尤易成為導火 引。蜜運人士容易陷於冷戰局面。

健康：身體健康並無大礙，但會受一些煩人的小毛病困擾，失眠，疲倦，引發出情緒不穩。今年有「喪門」、「災劫」凶星，提防有手術、車禍、工傷、破相等血光等突發驚嚇之事發生。容易遇到流血破損的意外，避免高危運動以策安全。留心家中老人健康，以防有孝喪的不快事。應小心節約飲食，以免腸胃消化系統出現毛病。

龍1928, 1940, 1952, 1964, 1976, 1988, 2000, 2012

屬龍的人今年和太歲相破，會遇上一些不如意的事情，較為奔波勞碌和多是非的一年，亦要慎防小人背後放冷戰。幸而今年龍人有「太陰」吉星在命宮出現，有助減低不快事。另見「唐符」帥印，是軍中號令三方的靈符，有助於權力和威望的提昇，領導同儕更為得心應手，是一個創造佳績的年度。有「唐符」吉星拂照，事業平步青雲，是展示個人實力的一年。「唐符」尤其有利於從事紀律、執法、武裝部隊人士，會有突破表現，深受上司及民眾嘉許，威信及士氣均會大大增加。

財運：「太陰」主富，可得財運，但此星進財緩慢，財運屬緩緩流水之象，是以謀求不適宜太急進，有言「財不入急門」，過急反招損益，只要按部就班，必然得理想的收益。流年受到「貫索、勾神」兩星來犯，恐會受到一些金錢上的糾紛，與人在錢帛交收過程之時，務要清楚分明，不容大意，以免因財失義。

事業：「太陰」是女貴人星，對於屬龍的女性是一顆好的星曜，男性龍人在工作上會容易獲得女性上司或長輩賞識提拔，給予機會。配合「唐符」牽引，屬龍人士今年在工作上，可得到晉升機會。從事於女性行業的業界，將會有不俗的業績，商機無限。只是「破

太歲」之年人際關係較為遜色，須防範背後小人作怪；注意公司內部的人事紛爭。

感情：感情運屬平穩，不過不失，男性龍人可望結識有條件的異性，並逐步發展為情侶，切勿操之過急，只緣「太陰」星的步伐屬緩不濟急，不宜急燥，只能循序漸進方可成事。肖龍女性有機會透過女性長輩的推動，遇上符合自己意願的男士。寄語肖龍者不宜高調公開戀情，因今年的凶星阻力，都是消極、糾緾、是非的星曜，會破壞情緣。已婚者，會得到愛侶關懷，偶有小吵小鬧應視作生活情趣。

健康：健康並沒有大病痛，宜注意飲食模式，因會受到腸胃、消化系統的病疾侵身而引起身心不舒。牛年容易金屬利器所傷，可於年初捐血洗牙，以應血光之災。今年不宜祭喪探病，以免有犯喪帶孝的可能發生。亦要留心家中長輩健康，應從小病求醫。「破太歲」多少會有情緒鬱結，多作戶外旅遊及參加喜慶聚會，以正面開心的心情舒緩不快的情緒。

蛇1929, 1941, 1953, 1965, 1977, 1989, 2001, 2013

生肖屬蛇的人在牛年三合太歲，有利於合伙、合拼事宜，是一個好運之年。流年有「三台」、「國印」雙星駕御，吉星揮照，利得人和，有利考運，無論是應考、考執業牌照、升職試、選舉、比賽等，都會成績迴然，應努力進取，爭取時運。「國印」尤利於官政界，可助勢增威，任職文官武職的蛇人，决策上都會勝人一籌，應好好把握這個加官進爵的好時年。

財運：今年命宮見「五鬼」、「官符」、「天哭」、「指背」，都是不利人際的星曜，切忌囂躁而招人不滿，在你背後做小動作，提防破財被騙，或受朋友的負累。簽署文件合約，一切商務合同訂定，務要釐定條款細節，「官符」乃一顆是非訴訟之星，小者或會抄牌罰欵，大者可能有刑法之災，應常提醒自已，凡事小心。「五鬼」運財，意味著錢財見動象，有得亦有失，投資偏財者，必須打起十二分精神，以免因貪得輸。

事業：「國印」乃掌管權力之師，顯示肖蛇人士今年的工作運順心順意，亦有權力提升之勢。「三台」亦代表地位升遷之象，升職加薪無往而不利，只要善加把握，事業必取得突破。今年亦是跳槽轉工的好時機，亦有向外發展的可能。由於命宮裡的小人星作祟，切記在工作上謹言慎行，以免不自覺開罪同儕，保持良好的人事會令工作更加順遂。

感情：由於過于專注投放在工作上；因而影響了情路的追逐，身邊人有可能就在你工作範圍出現，不加留意便會就此擦身而過。已婚者會因為你工作上的競逐而忽略對方的存在，以至伴侶不歡抱怨，和另一半易有齡齬撬舌，心情因而失落孤寂。未婚者提防不小心做了第三者。

健康：今年運勢強盛，健康亦除著這股正能量而有所加強，只要生活起居保持有度，多做運動健體強身，必可擁有不錯的健康。會因工作量的提升而感受壓力，容易導至精神崩緊，以致影響睡眠質素，引伸出不必要的負面情緒，不防多些參予減壓活動，如興趣項目或短線外遊以舒解身心。盡量减少探病問喪，避開不愉悅氣氛的影響。

馬1930, 1942, 1954, 1966, 1978, 1990, 2002, 2014

去年受到冲犯太歲而經歷了一年反覆不穩的馬人，今年陰霾盡散，命宮出現了「月德、玉堂」肖馬人今年可望一洗頹風，逆運將有所轉化，漸入佳景。命宮有「月德貴人」，是一顆陰性星曜，有此星守護，凢事逢凶化吉，較利屬馬女性，亦代表好機遇的助力來自女性。另一顆吉星入命，顧名思義，「玉堂」含有金玉滿堂之意，財運必然大有進貢。肖馬人士今年和「太歲」相害，在人事上的爭拗，和朋輩同儕的是是非非在所難免。宜納春後拜「太歲」。

財運：因應「玉堂」星的眷顧，　對馬人而言，今年財源進賬都會得心應手。凡見「月德」必逢「小耗」，主破小財，會有一些始料不及的超支消費，還要妨鼠偷盜劫，亦因文字簽署之官非而破財。不防買一份大禮給自己，以應破財之兆，花了錢而得心頭好，獎賞一下自己。今年利正財，收入豐裕，但不利投機取巧，會招致損失。

事業：馬人今年工作運有遷陞、調任的徵兆，工作運順暢，逐步上青雲，是一個顯現實力的進步年。行政人員或領導層，才華備受賞識，得到肯定。營商者，可望拓展業務，客源有所添增。但今年和「太歲」相害，不宜插手旁人事項，做好自己份內工作及職責，閒事莫理，否則兩頭人難做，開罪了上司或同事任何一方，變成吃力不討好，留下日後的衝突。

感情：馬人今年有「咸池」、「桃花」入命宮，這兩顆星雖然加強了不足的人緣，始終不是正當桃花，代表會多出入酒色之地，容易陷入感情旋渦。單身者感情生活豐富，充滿浪漫甜蜜；未婚者易有異性緣，容易遇上心儀的異性；已婚者要自我克制，切記勿貪短暫的男女之歡，用智慧操縱感情才可免陷三角胡同，避開糾纏不清的情事。「咸池、桃花」本年亦防容易破桃花財，小心和異性的錢財轇轕。

健康：流年見「死符」相會於「月德、小耗」，乃吉中藏兇、兇中藏吉之象、別因好運而掉以輕心，提防無妄之災，必須注意健康飲食。一些病疾會突然而來，防不勝防，宜早作體檢，有病先向淺中醫。流年需提防工傷事端、交通意外。探病送喪均不合。今年飲食宜小心，提防腸胃病。容易受到工作壓力和勞累而影響到精神及情緒，可借助戶外活動或旅遊調整心態。多關注家中長者健康。

羊1931, 1943, 1955, 1967, 1979, 1991, 2003, 2015

今年是沖太歲之年，是變動和反覆較大的年份，肖羊者今年會感到諸事不爽，宜自勉自勵，克服障礙。閒事少理，少說多做，是羊人今年的座右銘。有云：『運逢歲破，諸事欠佳』，可在立春後，拜「太歲」祈個福，祈求諸事順利，詳情見文首。今年只有一夥「地解」星，乃一顆萬事吉昌的解災之星，有了他的助力，可為羊人解除一些捆手綁脚的壞事情。

財運：今年乃沖「太歲」年份，再逢「歲破、闌干、大耗」這三顆兇星的力量，會令你的財運受困及耗損。凡是沾上金錢有關的事務，都要步步為營，不能掉以輕心。0宜賭博，財務、錢銀交收容易有失。財既是要破，倒不如購買一些可以保值的實物在手，將金錢變為資產，穩固個人的實力，投資方面的部署要事事小心，大額投資可免則免。

事業：「闌干」示意行動有困制，做事會受到諸多阻撓，情緒的不穩定；這些都是影响羊人今年工作、事業上的暗湧。本年工作壓力大，與上司或老板有沖突之現象，凡事需忍，切勿衝動。可考慮報讀能為自己增值的課程，為未來儲備資糧。

感情：有云「一喜擋三災」，熱戀中的男女不妨考慮在牛年籌辦婚禮，以穩定壞的氣場，亦可應驗破歡喜財的之說。單身人士的感情事只屬一般，來匆匆去也匆匆，如霧裡看花。已婚者和伴侶較多爭拗，應互相忍讓，大事化小。已婚者需提防感情有暗湧，會為家庭瑣事而起風波，應互相包容。別貪戀婚外桃花，要知道其帶來的傷害何其重。

健康：「大耗」會因為工作量大增，而令你感到體力吃不消，甚至會覺得公司對你有不合理的要求，凡事宜忍耐，宜留意身體精神的消耗，工作之餘多爭取休息，須知有了健康的體魄才是應付疾病的上策。「闌干」值年，會因工作繁重而减少活動；或會因病、官訟而令行動受制衡，宜步步為營，別惹官非，防有入醫院或牢獄之災。

猴1932, 1944, 1956, 1968, 1980, 1992, 2004, 2016

猴人今年氣勢銳不可擋，命宮有「紫微、龍德、天喜」三顆吉星齊駆並駕，令你的事業運和工作如日方中，備受貴人眷顧，去年工作上遇到的嵌制，亦可迎刃而解。吉星臨門，喜事接踵而至，事業、愛情運大大提升。「天喜」坐命和對宮「紅鸞」相對，意味今年有婚喜添丁之兆。亦代表你的人緣大增，有貴人指路。

財運：財運會有不俗的收益，紫微與龍德互相照耀，必利喜慶和高陞，受薪者工作得到讚賞和認同，並有機會升職。營商者透過人脈網絡的提升，是擴展業務的最佳時機，財源收入將會大大添增。流年有「暴敗」凶星，需提防有突如其來的因素而影響了財運，猴人今年可得亦可破，順中帶逆，0要太熱衷於投資、投機的事宜，以免得0償失。做擔保人或借錢給朋友可免則免，除非你打算送錢給人。

事業：喜逢「紫微」、「龍德」兩顆超級吉星照耀，貴人星全力扶持，在職者或從商者籌謀上會更家得心應手，在職場上可一展工作魅力，賺取掌聲。提防競爭對手暗藏，必須要時時防範，抱持謙和態度應對，事事要多加留意，不要自恃是好運的一年，便掉以輕心，須防吉中帶害，因為凡事並沒有絕對，不能只看好的一面。

感情：「 天喜」桃花，對於末婚的猴人，會帶來好的情緣機遇；亦是一個結婚嫁娶的一個好時年。肖猴人今年會有喜事臨門，求婚、求子都能夠順應心意，應抓緊機會必然成功在望。已婚者夫妻感情時好時壞，多嘴角。男士提防桃花過旺，容易捲入三角陷地，不要被誘惑而令至感情失控，提防惹上不正桃花，傷身破財。

健康：受到貴人星的加持，身體健康並無大問題，只有一些小病小痛困擾，易見呼吸道、骨骼、皮膚、腸道等病患，應早作檢查。牛年有「亡神」入命，要多留心及提點家中長者的身體狀況。年長的猴人不適宜問病或送喪，如染上病疾，應馬上就醫，早沾藥物以保健康。受到「天喜」吉星入命，女性在牛年容易有喜，是有利的妊娠年。

雞1933, 1945, 1957, 1969, 1981, 1993, 2005, 2017

流年歲支三合，肖雞者合了巳、酉、丑三合之局，有太歲助威，地位及權力得到提升，工作事業運籌惟握，一片光明。再有「將星、祿勳、天解」照耀，更加令你謀展有成，權力提昇。「將星、祿勳」吉星入度，主貴亦主權，多貴人扶持，無論創業謀識，應考選拔均有所成，是名利雙收之年。「天解」星亦在為你護航，它能逢凶化吉，亦能解化凶星的惡力，遇難呈祥。

財運：在職者可望有不俗增長。今年有「太歲」相合，示意將會遇到貴人賞識，給予肖雞者一個合作商機。有利於營商者集資、合伙、吸納新客戶的事宜。命宮見「白虎、飛廉、浮沉」相纏，「飛廉」亦主陰耗，今年會在一些無謂的事物上消耗精力，或是在錢銀上作無意識的浪費。凡帶有冒險、賭博、投機性質的買賣，均不宜沾手，以免有破耗。今年不宜為人作借貸擔保，否則易招煩惱官非。

事業：「祿勳」主功名、在應考、昇職試均獲得欣賞和嘉許，並有機會升職加薪；而且指標理想，但主要還是靠實力打造，無論工作或投資，必須親力親為，才能夠得到理想回報。「將星」主權力擴張之兆，會得到上司的肯定；亦容易吸納到好的下屬於麾下効勞。想轉工或轉換行業的你，只要事前細心考慮和衡量自己的能力及適應性，這種改變是一個大躍進。

感情：愛情運屬平穩，不過不失，今年並非雞人的桃花之年，未婚男女多追逐於飲食文化的範疇上，拓大了社交圈子，對愛戀事較為淡薄，宜靜觀思考，細意尋覓。「浮沉」星的不穩定因素，令已婚者的夫妻感情浮沉不定，應收斂情緒，別動輒發脾氣，採取主動關懷去感動對方，關係方有轉機。已婚者，亦要防守牆外桃花，要安份守己，自我多加警剔，以免傷害家庭。

健康：流年見「白虎、飛亷、血刃、浮沉」凶星入命，多少會削弱雞人今年的運程，是以你必須多動進取，謹慎謀籌，免令凶星得逞。提防被利器所傷及流血如車禍、手術、工傷、或被動物所傷等事件發生。出外旅行，會有一些突發的事情出現而令你身心受到驚嚇。注意飲食衛生，易患胃脾不適之疾。建議立春日之後洗牙或驗血。

狗1922, 1934, 1946, 1958, 1970, 1982, 1994, 2006, 2018

肖狗人士今年福星高照，有「天德、福星、八座」三星揮拱，凡事可遇事呈祥，貴人助力大。「八座」守命，令狗人事業權勢有所提昇，更上一層樓。今年亦是你多動進取，求變頻繁的一年，「天德、福星」入歲，諸事吉祥，應考者會思考敏捷，大利科試。但本年亦與太歲相刑相破，儘管是如意之年，亦不免干惹到小人是非，引至心情不爽。宜拜太歲祈福逢兇化吉，順利渡過。（拜太歲的方法見文首記述）。

財運：與太歲相刑，狗人今年財運可得亦可破，順中帶逆，不是一個好的財運年。由於「劫煞」星出現于命宮，顯示了一些金錢轇轕的事宜在所難免，故應留心交收賬目上會出現問題，往來賬目務必要清楚小心過目。0要太熱衷於投資、投機的事宜，以免得0償失。做擔保人或借錢給朋友可免則免，否則會因財失義，有損朋友情誼。不防藉憑個人運氣和見地，作小投資，但只能短線出擊，圖個歡喜財輸贏都無傷大雅。

事業：今年有「八座」守命，令狗人事業權勢有所提昇，更上一層樓。此星意味你的社會地位日益提高，亦會因工作表現而令你聲名大噪。今年亦是你多動進取，求變頻繁的一年，因為一些外來的因素給你帶來壓力，你必需制定一些應變方針以策萬一。和「太歲 」相刑，少不免會牽動到一些不如意的阻滯或困擾，要沉着應付方為上策，工作上和上司會有磨擦、關係緊張的局面出現，宜戒驕戒躁，以忍為妙。

健康：雖說是如意之年，仍須防「絞煞、卷舌」星來擾，會帶來一些口角之爭，謠言醜聞的壓力。與家人和朋友，應該萬事以和為貴，小小爭拗，都可以掀風翻浪，帶來懊惱的後果。生活上會遇到一些小變化，要盡量保持平常心對待。身體方面，留心呼吸系統之小病，亦要注意家居空氣質量而衍生氣管及喉嚨病變。要留意家中老人，提防有孝服。

感情：愛情運非遂意之年，未婚者情路崎嶇，較難開花播種。熱戀中的男女容易生變化，會經歷一些感情的考驗，留意有第三者的出現，只要努力維繫，多作溝通，必能化解衝擊，經此一役，方知對方的重要 。命中有「寡宿」星纏繞，會因工作忙碌或出差頻密而與親人分離，會產生隻影形單的孤獨感。已婚者會出現和身邊人關係緊張的局面，一些恩怨口舌矛盾之事油然而生，要多體諒伴侶，維系彼此感情。

豬1923, 1935, 1947, 1959, 1971, 1983, 1995, 2007, 2019

今年只見一顆「驛馬」臨宮，會是生活較多變化的一年，調職轉工、移民搬家、裝修改建，都是肖豬者今年可能遇到的事情。流年未見其他好的星曜護持，運勢只能說是較平穩、平淡的一年。今年肖豬人士人處於被動的形勢，宜退守自安。凡事要保持自我積極的樂觀心態去面對，動中求取，方能水到渠成。

財運：整體財運尚算平穩，動中生財是豬人今年的機率，一些出外表演、發展、公幹、外勤的猪人，今年會因動而得財，從中得利。偏財投資要靠自己，運用個人才智分析，宜把資源向實業投放。往海外發展、開拓海外市場都可望帶動收入增長，但需採取穩健策略方可容易得財。偏財運可考慮海外置業、外幣、海外股票等。

事業：「驛馬」臨宮顯出動象，是多動多變之年，感情、事業、住屋會出現變動，變化未必一定是壞事，只要自己能夠把握主動權，更新求變；例如：轉工、結婚、添丁、置業搬遷，都屬變化，自我求變以喜擋災。事業亦有利自僱人仕。在職者如果想作出工作上的重組或更新的決策，今年是謀略之年。

健康：身體健康並無大礙，但會受一些煩人的小毛病困擾，失眠，疲倦，引發出情緒不穩，並且衍生一些無名的孤寂感。今年的兇星流年組合有「天狗、弔客、孤虛」，顯示會應血光之驗，必須提防意外災傷，交通意外，開刀手術，亦會受到一點小驚恐或小意外。由於流年驛馬催動，猪人較奔波忙碌，這些轉化，會令你力倦神疲，消耗體能，同時亦因飲食無常，以致腸胃不適。

感情：受到「驛馬」星的帶動，未婚者有機會發展異地情緣，可望在外地公幹或旅行時結識到意中人。已婚者因為走動繁頻的原故，和愛侶聚少離多而忽略對方感受，容易發生感情暗湧，不防忙裡偷閒，計劃短線外遊，增進夫妻感情。未婚的肖豬男女，愛情路上易起風波，爭執難免，雙方應多互諒互愛及理解對方。

鼠1924, 1936, 1948, 1960, 1972, 1984, 1996, 2008

生肖屬鼠的天干為（子）與丑（牛）相合，和「太歲」相合，有太歲的照應，可帶來順遂的一年。今年有「文昌」吉星的投射，令從事行政策劃、媒體創作、編寫文化工作的肖鼠者，創意澎湃，思路才華備受讚賞。無論在工作或事業上，都有助提昇和誇越的功能，所以你應該把握時機，採取主動求變，增強你的運勢；例如轉工，要求調職，轉部門都是好時機。在學者亦有機會出國留學。

財運：合中有刑，有喜亦有憂；會出現一些傷害和麻煩，不可不知。同時未見財星顯現，進財亦需經過努力經營方可得財，一切都得靠鼠人本身的實力和條件才得以開拓財路。理財方面必要謹慎小心，以穩定家庭經濟，不宜投機賭博，減少奢侈花費，以免陷入財政窘局。

事業：「文昌」代表德才兼備，對事物好學深究，會令鼠人思維上的靈活性大增，一些策劃上的工作將會受到賞識。此星亦大利應考，會令你在轉工面試、內部升遷的表現出色、取得優越成績。「文昌」亦屬桃花星，可在事業或社交範疇增進人緣與聲名，令你的人際網絡攀升，提升了知名度。「陌越」會帶來一些新的任命、新的挑戰、甚至是陌生的工作環境，要經過一番摸索和適應之後才可以安頓下來，亦意味你的事業和工作運勢漸入佳景。

感情：未婚男女有情緣機遇，合「太歲」之年，可望於牛年結識到合心意的對象，但亦隱藏變化，易受傷害於來得快亦去得匆匆的煙雲之戀。已婚者和愛侶感情有暗湧，繁瑣多動的工作，令已婚者忽略了愛侶的感受，免影響感情而惹起家庭小風波，留意伴侶的健康。單身者甚至因為忙於準備進修、應考而讓機緣悄悄地溜走。

健康：流年兇星見「病符」，需防病疾纏身，應好好照顧身體，雖說是一些小病小痛，但容易導致精神困擾，間接影響了個人的整體表現。盡量避免探喪問病，减低凶星的威力。今年要留心暗箭來傷，和長輩、上司的關係會出現磨擦和爭拗，一定要言行謹慎，才能避免反目。

敬請讀者参閱筆者另三篇幅的「辛丒牛年吉凶預測」，「辛丑牛年流月運勢逐月分析」「 辛丒牛年家居風水化煞」和「辛丑牛年吉凶飛星看世界」。

簡介：本文作者 曾國之(晉言)先生，澳洲墨爾本註冊中醫師，針炙師，精通堪輿，命理八字，掌紋面相。綱址： www.fengshuijinyan.com 歡迎讀者上網瀏覽。電話 0400 878 618