Whistleblower Regulations under the ACA

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Fact Sheet Summary The Affordable Care Act (ACA) contains various provisions to make health insurance more aordable and accountable to consumers. To urther these goals, the Affordable Care Act’s  section 1558 provides protection to employees against retaliation by an employer or reporting alleged violations o Title I o the Act or or receiving a health insurance tax credit or cost sharing reductions as a result o participating in a Health Insurance Exchange, or Marketplace. Title I includes a range o insurance company accountability requirements, such as the prohibition o lietime limits on coverage or exclusions due to pre-existing conditions. Title I also includes requirements or certain employers. Many o the provisions in Title I are not eective until 2014. Covered Employers and Employees The defnitions “employer” and “employee” under this whistleblower provision are ound in the Fair Labor Standards Act. Thereore, this provision prohibits retaliation by private and public sector employers. Protected Activity An employer may not discharge or in any manner retaliate against an employee because he or she: providedinformatio nrelatingto anyviolation o Title I o the ACA, or any act that he or she reasonably believed to be a violation o Title I o the ACA to: the employer , the Federal Government, or the attorney general o a state; testied,assisted, orp articipat edina proceedi ng concerning a violation o Title I o the ACA, or is about to do so; or Filing Whistleblower Complaints under th e Affordable Care Act  Employees are protected rom retaliation or repor ting alleged violations o Title I o the Affordable Care Act. Employees are also protected rom retaliation or receiving a ederal health insurance income tax credit or a cost sharing reduction when enrolling in a qualifed health plan. objected to or refused top articipat ein any activity that he or she reasonably believed to be in violation o Title I o the ACA. In addition, an employer may not discharge or in any manner retaliate against an employee because he or she received a credit under section 36B o the Internal Revenue Code o 1986 or a cost sharing reduction under section 1402 o the ACA. I an employer takes retaliatory action against an employee because he or she engaged in any o these protected activities, the employee can fle a complaint with OSHA. Unavo rable Employment Actions An employer may be ound to have violated the ACA i the employee’s protected activity was a contributing actor in the employer’s decision to take unavorable employment action against the employee. Such actions may include: Firi ng orl ayin goff  Bl ackl isti ng Dem ot in g Denyi ng overtimeor pro motio n Disc ipl in in g Den yin g ben ets Failure to hire or rehire Intimi dat ion Maki ng threats Reassig nment affecting prosp ectsfor pro motion Reduc ing pay orh ours Deadline or Filing Complaints Complaints must be fled within 180 days ater an alleged violation o the ACA occurs. An employee, or representative o an employee, who believes that he or she has been retaliated against in violation o the ACA may fle a complaint with OSHA.

Transcript of Whistleblower Regulations under the ACA

7/29/2019 Whistleblower Regulations under the ACA

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FactSheet

Summary

The Affordable Care Act (ACA) contains various

provisions to make health insurance more

aordable and accountable to consumers. To

urther these goals, theAffordable Care Act’s 

 section 1558 provides protection to employees

against retaliation by an employer or reporting

alleged violations o Title I o the Act or or receiving

a health insurance tax credit or cost sharing

reductions as a result o participating in a Health

Insurance Exchange, or Marketplace.

Title I includes a range o insurance company

accountability requirements, such as the

prohibition o lietime limits on coverage or

exclusions due to pre-existing conditions. Title I

also includes requirements or certain employers.

Many o the provisions in Title I are not eectiveuntil 2014.

Covered Employers and Employees

The defnitions “employer” and “employee” under

this whistleblower provision are ound in the Fair 

Labor Standards Act. Thereore, this provision

prohibits retaliation by private and public sector

employers.

Protected Activity

An employer may not discharge or in any manner

retaliate against an employee because he or she:

• providedinformationrelatingtoanyviolationo Title I o the ACA, or any act that he or she

reasonably believed to be a violation o Title I o 

the ACA to:

• the employer,

• the Federal Government, or

• the attorney general o a state;

• testied,assisted,orparticipatedinaproceeding

concerning a violation o Title I o the ACA, or is

about to do so; or

Filing Whistleblower Complaints under

the Affordable Care Act  Employees are protected rom retaliation or reporting alleged violations o Title I o

the Affordable Care Act. Employees are also protected rom retaliation or receiving a

ederal health insurance income tax credit or a cost sharing reduction when enrolling

in a qualifed health plan.

• objectedtoorrefusedtoparticipateinany

activity that he or she reasonably believed to be

in violation o Title I o the ACA.

In addition, an employer may not discharge or in

any manner retaliate against an employee becausehe or she received a credit under section 36B o the

Internal Revenue Code o 1986 or a cost sharing

reduction under section 1402 o the ACA.

I an employer takes retaliatory action against an

employee because he or she engaged in any o 

these protected activities, the employee can fle a

complaint with OSHA.

Unavorable Employment Actions

An employer may be ound to have violated the

ACA i the employee’s protected activity was a

contributing actor in the employer’s decision to

take unavorable employment action against the

employee. Such actions may include:

• Firingorlayingoff 

• Blacklisting

• Demoting

• Denyingovertimeorpromotion

• Disciplining

• Denyingbenets

• Failuretohireorrehire

• Intimidation

• Makingthreats

• Reassignmentaffectingprospectsforpromotion• Reducingpayorhours

Deadline or Filing Complaints

Complaints must be fled within 180 days ater an

alleged violation o the ACA occurs. An employee,

or representative o an employee, who believes that

he or she has been retaliated against in violation o 

the ACA may fle a complaint with OSHA.

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How to File an ACA Complaint

An employee can fle an ACA complaint with

OSHA by visiting or calling the local OSHA ofce

or sending a written complaint to the closest OSHA

regional or area ofce. Written complaints may

be fled by acsimile, electronic communication,

hand delivery during business hours, U.S. mail

(confrmation services recommended), or other

third-party commercial carrier.

The date o the postmark, acsimile, electronic

communication, telephone call, hand delivery,

delivery to a third-party commercial carrier, or

in-person fling at an OSHA ofce is considered

the date fled. No particular orm is required and

complaints may be submitted in any language.

For OSHA area ofce contact inormation, please

call 1-800-321-OSHA (6742) or visit www.osha.gov/ 

html/RAmap.html or www.whistleblowers.gov.

Upon receipt o a complaint, OSHA will frst review

it to determine whether there is a valid complaint

allegation (e.g., timeliness or coverage). Complaintsare then investigated in accord with the statutory

requirements. See 29 C.F.R. 1984.104.

Results o the Investigation

I the evidence supports an employee’s claim o 

retaliation and a settlement cannot be reached,

OSHA will issue an order requiring the employer

to, as appropriate, reinstate the employee, pay back

wages, restore benefts, and other possible relie to

make the employee whole.

OSHA’s fndings and order become the fnal order

o the Secretary o Labor, unless they are appealed

within 30 days.

Ater OSHA issues its fndings and order, either

party may request a ull hearing beore an

administrativelawjudgeoftheDepartmentof

Labor.Theadministrativelawjudge’sdecisionandordermaybeappealedtotheDepartment’s

Administrative Review Board.

I a fnal agency order is not issued within 210 days

rom the date the employee’s complaint is fled, or

within 90 days ater the employee receives OSHA’s

fndings, then the employee may fle a complaint in

the appropriate United States district court, with a

copy provided to OSHA.

To Get Further Inormation

For a copy o the Affordable Care Act, the

regulations (29 CFR 1984), and other inormation, go

to www.whistleblowers.gov.

For inormation on the Ofce o Administrative

Law Judges procedures and case law research

materials, go to www.oalj.dol.gov and click on the

link or “Whistleblower.”

For inormation on the Affordable Care Act, go to

www.healthcare.gov.

DWP FS-36 41 02/2013

This is one in a series of informational fact sheets highlighting OSHA programs, policies or

standards. It does not impose any new compliance requirements. For a comprehensive list of

compliance requirements of OSHA standards or regulations, refer to Title 29 of the Code of Federal

Regulations (visit www.archives.gov/federal-register/cfr). This information will be made available to

sensory-impaired individuals upon request. Voice phone number: (202) 693-1999; teletypewriter (TTY)

number: (877) 889-5627.