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Ejjtb W`kmrja

Zrdbe Fjvja`pljet Xpjhnbanst

X`utm Bsnb Zrdbe bef _btjr Fnvnsn`e, BFD

Cr`l tmj Xmbaa`ws t` tmj Fjjp9 wm` ns tbkneo tmj ajbf0 _`lje, _btjrbef Ajbfjrsmnp H`ecjrjehjXjssn`e =9 Ns Xbentbtn`e `eay B _`ljes Dusnejss0BFD, Lbenab

26 Cjdrubry 4726

_bfneo tmbt jxtrb lnaj - lbkneo sbentbtn`e

bhhjssndaj t` baa tmr`uom ueh`evjetn`eba befnee`vbtnvj bppr`bhmjs tmbt jlp`wjr w`lje

Vmj vnjws jxprjssjf ne tmns pbpjr brj tmj vnjws `c tmj butm`rs bef f` e`t ejhjssbrnay rjcajht tmj vnjws `r p`anhnjs `c tmj Bsnbe Fjvja`pljetDbek (BFD), `r nts D`brf `c O`vjre`rs, `r tmj o`vjreljets tmjy rjprjsjet. BFD f`js e`t oubrbetjj tmj bhhurbhy `c tmj fbtb nehaufjf netmns pbpjr bef bhhjpts e` rjsp`esndnanty c`r bey h`esjqujehj `c tmjnr usj. Vmj h`uetrnjs anstjf ne tmns pbpjr f` e`t nlpay bey vnjw `e BFD'spbrt bs t` s`vjrjnoety `r nefjpjefjet stbtus `r ejhjssbrnay h`ec`rl t` BFD's tjrlne`a`oy.

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Xbentbtn`e ns mbrf dusnejss

E`t b prn`rnty c`r p`anhylbkjrs bef h`esuljrs

Wjrhjptn`e `c mnom h`sts

Abhk `c bwbrjejss `enlpanhbtn`e/ djejcnts

A`w wnaaneoejss t` pby

8/13/2019 Wading That Extra Mile

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Vmj f` e`tmneo `ptn`e ns jxpjesnvj

Tjsjbrhm ne 4728 `e mnffje jh`e`lnh h`sts `c

nebfjqubtj wbtjr bef sbentbtn`e sjrvnhjs ne X`utmVbrbwb, Knrndbtn9 jstnlbtjf bt B$6.8 - B$>.2 lnaan`e pjryjbr ~B$?:-B$237 pjr hbpntb.

24%

?%

8:%4>%

2?%

Vrjbtljet h`st (rjhurrjet

hanenh & m`spntba)Ljfnhnej `eay

Wbtnjet bef cblnay tnlj

a`st & lnsh h`st (MMs)

Wr`fuhtnvj vbauj `c anvjs

a`st (H`uetry)

A`ss `c V`urnsl (Xhjebrn`

4, X Vbrbwb) (H`uetry)

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_mbt ns tmj f` e`tmneo `ptn`e h`stneo nebhtuba tjrls ne Nefnb0

8?.? lnaan`e Nefnbes bccjhtjf dy wbtjrd`rej fnsjbsjsbeeubaay bef 2.: lnaan`e hmnafrje rjp`rtjf fnj `c fnbrrmjbba`ej.

jh`e`lnh durfje `c p``r wbtjr bef sbentbtn`e cbhnantnjs ns

jstnlbtjf bt $377 lnaan`e b yjbr dbsjf ba`ej `e ?8lnaan`e w`rkneo fbys a`st fuj t` wbtjrd`rej fnsjbsjbeeubaay.

Jvjry $2 spjet `e wbtjr bef sbentbtn`e ojejrbtjstmj jqunvbajet `c $= ne sbvjf tnlj, nehrjbsjfpr`fuhtnvnty bef rjfuhjf mjbatm hbrj h`sts!

8/13/2019 Wading That Extra Mile

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bef b w`ljes dusnejss nt ns

Nt nlpbhts w`lje l`st! Nebfjqubtjsbentbtn`e

anlnts tmjnr jfuhbtn`e befjlpa`yljet `pp`rtuentnjs

hbusjs tmjnr tnlj p`vjrty - bsprnlbry hbrjonvjrs tmjy spjefsnoencnhbet tnlj a``kneo bctjrsnhk hmnafrje bef rjabtnvjs

nlpbhts tmjnr pmysnhba sjhurntybef fnoenty

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8/13/2019 Wading That Extra Mile

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Xjajhtneo tmj bppr`prnbtj sbentbtn`e systjl

Xbentbtn`e systjl Tjabtnvj beeuba h`sts

W`ur causm t`najts 27

Xjwjrjf p`ur-causm t`najts 67

H`evjetn`eba sjptnh tbeks >7

H`evjetn`eba sjwjrboj 277

Hbnrehr`ss bef Cjbhmjl, 2>>8

Xjajhtn`e bef suhhjss `c sbentbtn`e systjls brj mjbvnay fjpjefjet e`t

`eay `e tjhmenhba, jh`e`lnh bef p`antnhba cbht`rs dut bas` `e tmjnrs`hnba bppr`prnbtjejss bef `wejrsmnp dy tmj h`lluenty

cbht`rs tmbt brj necaujehjf mjbvnay dy w`lje bef tmjnr ajbfjrsmnp

furneo fjsnoe bef `pjrbtn`e pr`hjss .

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Hbsj Xtufy 2 (Ejpba)9 Jxpa`rneo sbentbtn`ebatjrebtnvjs ne Kbtmlbefu

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Hbsj stufy 2 (Ejpba)9 _`ljes ajbfjrsmnpnecaujetnba ne bhmnjvneo `uth`ljs

_`lbe jeonejjr jxpa`rjfbppr`prnbtjejss `c tmj jetnrj systjl,nehaufneo w`lje bef hmnaf crnjefayt`najt fjsnoes

Baa usjr h`llnttjjs ajf dy w`lje

Baa c`hus or`up fnshussn`es ajf dyw`lje

Baa survjys ajf bef h`efuhtjf dyw`lje

Necaujetnba ne h`evnehneo tmjh`lluenty `e tmj ljrnts `c a`w h`stsjwjrboj `vjr h`evjetn`eba

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Hbsj stufy 4 (Knrndbtn)9 X`utm VbrbwbXbentbtn`e Nlpr`vjljet Xjht`r Wr`ijht

Tbpnfay urdbenzneo bt`aa `c :7,777pj`paj

Wnpjf wbtjr suppay c`r 4 `ut `cjvjry 6= m`urs, =% pnt abtrnej,8>% sjptnh tbeks bef 47% `pjefjcjhbtn`e

Nebfjqubtj sbentbtn`e ns b kjyh`etrndut`r t` jevnr`eljetba

fjorbfbtn`e bef wbtjr- d`rejfnsjbsj

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Hbsj stufy 4 (Knrndbtn)9 Wr`ijht fjsnoe pr`l`tjfw`ljes ajbfjrsmnp ne `vjrbaa pr`ijht fjanvjry

Wr`ijht ($44.: lnaan`e) nlpajljetjf`vjr = yjbrs

_`lje ajbfjrs cr`l O`vjreljetne sjen`r o`vjreljet r`ajs bhtjf bs kjy

fjhnsn`e-lbkjrs `e sbentbtn`e p`anhybef pr`ijht fjsnoe

Xtr`eo Ojefjr Bhtn`e Wabe tmbtpr`l`tjf w`ljes ajbfjrsmnp furneo

fjsnoe, nlpajljetbtn`e bef a`eo-tjrlsjrvnhj fjanvjry bef nlpr`vjljet

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Hbsj stufy 4 (Knrndbtn)9 Wr`l`tneo w`ljesajbfjrsmnp ne pr`ijht nlpajljetbtn`e

Bfv`hbtjs c`r hmbeoj9 w`ljejxprjssjf orjbtjst fnssbtnscbhtn`e wntmhurrjet sbentbtn`e sntubtn`e - necaujehjfpr`ijht fjsnoe bef fjanvjry cr`l tmj

h`lluenty-ajvja Bppr`prnbtj pr`ijht fjsnoe9 w`lje

ajbfneo necrbstruhturj fjsnoe t` jesurjtmbt nt ljjts ejjfs `c usjrs

Xustbnebdaj sjrvnhj fjanvjry9 w`ljefrnvneo sustbnebdaj `pjrbtn`es beflbnetjebehj prbhtnhjs

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Hbsj stufy 4 (Knrndbtn)9 Kjy cjbturjs `cOjefjr Bhtn`e Wabe

H`etrbht`rs mnrneo 87% w`lje c`rjquba w`rk bef pby

Ojefjr sjesntnvnty trbneneo hbrrnjf

`ut c`r o`vjreljet bojehnjs Jeobojljet wntm w`ljes or`ups

bef EO@s t` bffrjss sbentbtn`e befmyonjej nssujs bt orbssr``ts ajvja

:7% jeonejjrneo shm`abrsmnps befw`rkpabhj bttbhmljets bwbrfjf t`w`lje

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