VOL. 75, NO. 47 WOODSIDE, L.I.C., N.Y. FRIDAY, NOVEMBER …SAVE THE DATE! The Sunnyside Chamber of...

To Advertise E-mail [email protected] or call 718-729-3772

FRIDAY, NOVEMBER 27, 2009 THE WOODSIDE HERALD PAGE 1

VOL. 75, NO. 47 WOODSIDE, L.I.C., N.Y. FRIDAY, NOVEMBER 27, 2009 25 CENTS

SERVING SUNNYSIDE-WOODSIDE AND LONG ISLAND CITY

Sunnyside Is Looking A Lot Like Christmas

Food Pantry Scores!With Help From Lions Club

and St. Raphael’s CYO

By Luke Adams

This week, Sunnyside Shines (Sunnyside’s Business Improvement District) strunglights on Queens Boulevard and Greenpoint Avenue. “We are delighted to put up lightsin our shopping district,” Lily Gavin of Dazies Restaurant said. “We want everythingto be decorated nicely this year.” This past Thursday, November 19th Sunnyside Shinesswitched the lights on all up and down our streets. On Tuesday December 1st theSunnyside Chamber will officially open the Christmas and Hanukkah season at SabbaPark, located at 50th Street and Queens Blvd, with the lighting of the Community Treeat 6 PM. The children from the “Little Friends School” will decorate the tree. SunnysideChambers President Ira Greenberg will light this year’s tree. Ira is inviting the wholecommunity to meet Santa Claus, join us in singing Christmas Carols and enjoy hotchocolate supplied by our friends at White Castle. This is a great opportunity for all ourneighbors to come out and greet each other and share the holiday sprite together.

By Vincent Renda

St. Raphael’s CYO and the Sunnyside Woodside Lions Club teamed upto teach the children of the community that giving a Thanksgiving meal tosomeone less fortunate is just as fun and rewarding as scoring a basket orwinning a basketball game. It was a full day of fun, games, and giving tothose who may not have a Thanksgiving meal this year. Together, we raisedover $500 for St. Raphael’s Food Pantry.

(Top Row L-R) Christian Alerte, Gavin Nichols, St. Raphael’s PAR, John Renda, LionsClub Member and St. Raphael’s Coach Vincent Renda, Mark Wilensky, John Burnette,Tom Callahan, Jay Shah. (Bottom Row) 3rd grade girls basketball team.

SAVE THE DATE!The Sunnyside Chamber of Commerce

Tuesday, December 1st

6:00PM

At the SABBA PARK

(50th St & Queens Blvd.)

Annual Tree LightingCeremony

DOLLARS SPENT LOCALLYSUPPORT AND MAINTAINYOUR OWN COMMUNITY.

Local merchants care about your community!

Spending your money locally, creates jobs andkeeps your area healthy, which continues tobuild a community that’s worth living in!

The Christmas Season has arrived!

www.sunnysidechamber.org

Ann Marie Borghese offers free samples of her delicious Long Island wine toSunnysiders on Saturday at the Farmer’s Market, Skillman Avenue and 43rd Street.

Photos by J. Millus ‘Grape’ Things at FarmersMarket in Sunnyside!

The open air market that offers freshmeats, fruits and veggies is coming to aclose December 19th, so if you haven’t

made a visit, be sure to do so soon!


FRIDAY, NOVEMBER 27, 2009THE WOODSIDE HERALDPAGE 2

RESERVE ONLINEPRINT A DISCOUNT COUPON

email [email protected] VALID UNTIL 12/31/09

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WARNING SIGNS AND TIPSON ELDER ABUSE

No one talks about elder abuse or mistreatment. It is a shameful secret kept behind closed doors.Elder abuse does not discriminate; it occurs in families from all races, backgrounds, nationalities andincome groups. The Carter Burden Center for the Aging, a nonprofit agency that promotes the well-beingof older adults, offers assistance to New Yorkers through their Community Elder Mistreatment & AbusePrevention Program (CEMAPP). Services include safety planning, court advocacy, legal guidance,coordination with police and crisis counseling. To help in educating the public on the issues of elderabuse, The Carter Burden Center for the Aging is providing information on the types of elder abuse andits warning signs.

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Marlene Sabba .............................. Executive EditorSherilyn Sabba ............................... Assistant EditorRob Flanagan ........... Graphic Design/ Webmaster

CONTRIBUTING WRITERS AND EDITORSDouglas Kennedy, Luke Adams, Patricia DorfmanCONTRIBUTING ARTISTS AND PHOTOGRAPHERS

Luke Adams, Patricia Dorfman

Immaculate Conception SchoolAnnual Flea Market

21-63 29th Street, Astoria, NY 11105

November 29th

9:30am to 3:30 pm

Immaculate Conception SchoolPROUDLY PRESENTS

THE JOY OF CHRISTMASTHROUGH THE SPIRIT OF JAZZ-GUSTAVO CASENAVE

IN CONCERT PIANO SOLOOn December 5th, Gustavo Casenave will perform the Joy of

Christmas through the Spirit of Jazz. The concert takes place atImmaculate Conception Church, Ditmars Boulevard and the

corner of 29th Street in Astoria. Doors open at 7:00 pm. Ticketsare $20.00 can be purchased through the school by contacting

Kathleen Gonzalez at 718-728-1969 or [email protected] the performance, a wine & cheese reception with

Gustavo Casenave will be held in the school hall.

What is Elder Abuse?Financial Abuse/ Exploitation: illegal or unethical use of cash, credit cards or other assetsPsychological Mistreatment: insults, threats, name-calling, isolating or controlling behavior.Neglect: failure to provide adequate food, medicine or other personal needsPhysical Abuse: shoving, poking, slapping, cutting, burning, sexual coercion or forcibly

restrainingRed Flags of Elder Mistreatment & Abuse

Behavior- Frightened, sad, tearful or withdrawn, Talks about dying and doubts their sanity,Reluctant to discuss home life and fearful of caregiver or professionals, Repeated accidentalinjuries

Physical- Injuries that do not match explanations, Malnourished or dehydrated, Improperlycared for wounds, Rope burns or marks around wrists

Financial- No knowledge of financial matters, Abrupt changes in will, deeds, Power ofAttorney or bank accounts, Missing funds or valuables, Unpaid bills or rent

Social- Prohibited from leaving their home, having visitors or telephone calls, Gave up theirbedroom, Not allowed to speak for themselves, Mistreated or abused animals

If you suspect elder abuse call an elder abuse specialist. For more information on the elder abuseservices and programs that The Carter Burden Center for the Aging provides, please visitwww.burdencenter.org or call (212) 879-7400.

The Carter Burden Center for the Aging, Inc. is a non-profit agency established in 1971 by the lateCarter Burden when he was a New York City Councilman. The mission is to promote the well-being ofolder adults through a broad array of direct social services and volunteer programs oriented to individual,family and community needs. The Carter Burden Center is dedicated to supporting the efforts of olderpeople to live independently, safely and with dignity. For more information, please visitwww.burdencenter.org.



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Assembly Passes Toughest DWILegislation in the Country

Law cracks down on drunkdrivers with child passengers

and requires ignitioninterlocks for all DWI crimes

A Message From Assemblywoman Catherine Nolan...

Assemblywoman Catherine Nolan(D-Queens) announced Assembly pas-sage of legislation to protect our childrenand every New Yorker by cracking downon all drunk drivers. The legislation alsoimposes even more severe penalties onthose who drive drunk with a child in thecar (A.40008). The DWI law will be thetoughest in the country.

“Drunk driving is an incredibly reck-less and dangerous crime, made all themore senseless and heinous when a child’slife is on the line,” AssemblywomanNolan said. “This multi-pronged mea-sure will make drunk drivers think twicebefore climbing behind the wheel with achild passenger, and harshly punish thosewho do so.”

The law comes on the heels of tragiccar crashes that left 11 people dead, in-cluding seven children. In late July, aminivan traveling the wrong way on theTaconic State Parkway collided with anSUV, killing four children, the intoxi-cated driver of the minivan and the threeadults in the SUV. In mid-October, 11-year-old Leandra Rosado was killed whena car carrying her and six other childrenoverturned on the Henry Hudson Park-way. Another crash in late October led tothe deaths of 15-year-old Katherine Willisand 5-year-old Melissa Ehl-Mirra andthe serious injury of three other children.

The new legislation creates the first-time felony of driving while intoxicatedwith a child passenger. The crime pun-ishes drunk drivers with blood-alcoholcontents of 0.08 or higher who have childpassengers age 15 or younger, and car-ries with it a possible prison sentence ofup to 1 1/3 to 4 years and fines as high as$5,000. The legislation also strengthens

the existing crimes of first-degree ve-hicular assault (D felony), first-degreevehicular manslaughter (C felony), ag-gravated vehicular assault (C felony),and aggravated vehicular homicide (Bfelony).Under the bill, a person chargedwith the new first-time felony will bevery limited in their ability to plea bar-gain. Moreover, arresting officers whostop drivers for the new crime must con-tact New York State Child ProtectiveServices, where warranted, if the offend-ing driver is the parent, guardian, or isotherwise legally responsible for the childpassenger.

The bill also requires the installationof ignition interlock devices by thoseconvicted of the new crime, any misde-meanor or felony DWI, and any DWI-related penal law felony. Ignition inter-lock devices – breathalyzers tied to acar’s ignition system – prevent drunkdrivers from starting their vehicles. Un-der the bill, operating a vehicle withoutsuch a device, or bypassing or tamperingwith it, would constitute a class A misde-meanor.

According to the New York StateDepartment of Motor Vehicles, alcoholwas responsible for 9,202 accidents and381 fatalities in New York in 2008.1 Thenew law has the support of MothersAgainst Drunk Driving and the NewYork State District Attorneys Associa-tion.

“The deadly decision to drive drunkis not one to be taken lightly,” Assem-blywoman Nolan said. “It’s a seriouscrime that destroys lives. This law willgo a long way toward keeping our chil-dren and our roadways safe from reck-less drunk drivers.”

Hoping You

Had A

Wonderful

Thanksgiving

37th Assembly District41-02 Queens Blvd. - Suite 2B

Sunnyside, N.Y. 11104718-784-3194

Assemblywoman Catherine Nolan



Sunnyside Street Gets New Sidewalk, At LastA DANGEROUS Street in Sunnyside Gets its FirstSidewalk, After Decades of Community Lobbying

By Deirdre Hogan

Many Sunnyside folks and commu-nity groups have been literally fightingfor years to clean up a very unsafe, weed-choked trash dumping ground on twomajor byways right here in the neighbor-hood. Countless hours have been spentin talking to DOT, Sanitation, and theCommunity Board to provide asidewalk and eliminate a serious pedes-trian hazard on Barnett Avenue. Thelocal Park membership, individuals,community groups and localbusinesses have contributed cash tomake sustainable improvements over thelast 3 or 4 years and hadregularly monitored and picked up whatadded up to be mountains of trash onBarnett Avenue and 48th Street. The roadwas filled with garbage and was danger-ous for pedestrians.

“Barnett Ave. had been an eyesoreand blight on the community for years. Itwas an accident waiting to happen.”Said Community Board 2 Chairman JoeConley.

The New York Times and Daily News

ran stories on the condition of the site.Sunnyside resident, Ciaran Staunton saidhe and others have been complaining foryears about the state of the road.

City Council Speaker Christine Quinn(D-Manhattan) visited the area a yearago along with city DOT CommissionerJanette Sadik-Khan and said the citywould fund the construction of side-walks in 2012.

But in April of this year Mr. Conleyand Mr. Staunton were told that theproject, set to be completed in 2012,would be postponed for budget reasons.In response, Mr. Staunton formed theBarnett Avenue Alliance to lobby for thesidewalks and to beautify the area. Heincreased his e-mailing and phone callsto the mayor’s office. Jennifer Manley,the Queens liaison from the mayor’soffice, was able to cobble together someassistance for the area. City agencieschipped in, providing maintenance work-ers and machinery to haul away the tonsof dumped construction debris and heavyappliances that found their way onto the

stretch, and to level out the soilDuring one cleanup, residents found

a dead chicken behind the park. In yearspast, the area was known for drugs andprostitution.

Barnett Avenue campaigners got amajor boost in October, when Commu-nity Board 2 voted unanimously to ap-prove a plan to make the narrow streetrun one-way westbound from 48th to50th streets. This had been a major ob-stacle to getting DOT involved in mak-ing Barnett a one way, plus a sidewalk.Making the road one-way would increasethe amount of shoulder free for pedes-trian use, proponents of the plan havesaid. (“We went to every home in the lastcouple of weeks,” Staunton said of hisefforts to reach a consensus on this.“Twenty-six of 30 residents signed thepetition.

“ Barnett Ave., for the first time inmemory, has become safe and familyfriendly,” said Ciaran Staunton, aSunnyside Gardens resident who formedthe alliance.” It has finally joined the rest

of the community, in the 21st century.”( Residents who use the road were pleasedby the news.”This was always the backstreet of Sunnyside and it needed devel-opment,” said resident Dorothy Cavallo,who has lived in the neighborhood for 50years. Last month Neighborhood par-ents and children planted 500 Daffodilbulbs that had been donated by the City.The poorly lit street is also expected toget new lighting and security cameras,Conley said.

All thought Staunton has led thecharge to get Barnett where it is today;he refuses to accept any kudos for it.Instead he points to Community Board 2Chairman Joe Conley, whom he lav-ishes with praise saying, “but for JoeConley’s leadership, support and deter-mination, Barnett Ave would still be aweed covered, dumping Ground”. SaidStaunton, I think Joe has always oper-ated under the mantra “it is surprisingwhat one can get accomplished whenyou are not worried about who getsthe praise for it”.



Sunnyside Community Services Honoredby Bank of AmericaCharitable Foundation’sIn the Bank of America Tower,

overlooking Bryant Park, BrianLehrer, radio personality fromWNYC addressed a crowded audi-torium. He said that he is frequentlystopped and congratulated on hav-ing made a good point, or havingjust doing a good job. But he notedthat his wife, a social worker, canspend a whole day arranging neces-sary care for an elderly, homeboundcancer patient, and never once heara word of praise oracknowledgement. So he waspleased at the chance to announceand applaud the students, volun-teers, and nonprofit community or-ganizations honored at the 2009Bank of America CharitableFoundation’s Neighborhood Excel-lence Initiative (NEI) Awards eventin New York City.

Sunnyside Community Services(SCS) was one of two New YorkCity organizations honored as thisyear’s Neighborhood Builders® byNEI, Bank of America’s signaturephilanthropic program. The Neigh-borhood Builder honor comes witha $200,000 unrestricted grant andthe opportunity to participate inBank of America’s NeighborhoodExcellence Leadership Program®

with other nonprofit leaders from45 communities across the countryand London.

Judith Zangwill, SCS’s execu-tive director, thanked Bank ofAmerica for recognizing the value

and rewarding the efforts of com-munity-based organizations likehers. SCS’s programs help removebarriers for people of all ages whospeak dozens of different languages,and create opportunities for per-sonal and community develop-

ment. Zangwill noted that althoughthe work itself is extremely reward-ing, the economic climate and fund-ing picture affect nonprofits’ abil-ity to maintain vital services. Shesaid that the recognition and finan-cial support from Bank of America

was a wonderful bright spot in aperiod of darkness.

This initiative is part of Bank ofAmerica’s continuing support ofnonprofits in the New York Citycommunity to address critical so-cial issues through the bank’s Neigh-

borhood Excellence Initiative. Theprogram, which is helping to sus-tain nonprofits during this challeng-ing economic time and increase theirlong-term viability, is investing $20million globally this year in addi-tion to the more than $90 millioncommitted over the last five years.

“Bank of America is support-ing the New York City communitythrough the Neighborhood Excel-lence Initiative and other lending,investing and community develop-ment programs that address criticalsocial issues and align with ourcorporate social responsibility ef-forts,” said Jeff Barker, New YorkCity Market President at Bank ofAmerica. “In our current economy,communities need our support morethan ever, and this program is de-signed to give that support throughthe effective combination of part-nership, leadership developmentand flexible funding.”

Sunnyside Community Ser-vices, based in Western Queens,provides services to meet the criti-cal social, health, educational, andrecreational needs of area residents,addressing and strengthening acomplex and changing multiculturalcommunity. For more informa-tion about SCS, go towww.scsny.org. For more infor-mation about Bank of America Cor-porate Philanthropy, go towww.bankofamerica.com/founda-tion.

Sanket Bulsara (left), president of Sunnyside Community Services’ Board of Directors, and JudyZangwill, SCS’s executive director, accept the $200,000 award presented by Jeff Barker (right), NewYork City Market President at Bank of America, at the 2009 Neighborhood Excellence Initiative® Awardscelebration on November 19.

Neighborhood Excellence Initiative ®

Festivities begin at 6:00pm with the St. Sebastian Choir, P.S. 11 and P.S. 152 CarolersAlso Featuring Complimentary Hot Chocolate & Cookies

Woodside Christmas Card Sale ~$15 box(Design’s by students in our afterschool & summer camp programs)

This event is made possible by our sponsors Firecom; White Castle; NYS Assembly Members: Marge Markey, Michael DenDekker, Catherine Nolan; NYC Councilman Eric Gioia; NYS/NYC Dept. of Parks & Recreation; NYS Department of State;

NYC Dept. of Youth & Community Development; NYPD 108th Police Precinct and various local businesses.Sound and Technical Assistance provided by Vinny’s Music Service, Inc.

For additional information, please call Woodside on the Move, Inc. at 718-476-8449Woodside on the Move, Inc. 39-42 59th Street, 2nd Fl. Woodside, NY 11377

[email protected] www.woodsideonthemove.org

In Sohncke Square Park: 58th Street between Roosevelt & Woodside AvenuesMonsignor Hardiman, Pastor of St. Sebastian’s Church, will perform the traditional blessing of the Tree.

A Special Guest

Appearance By

Santa ClausSaturdayDecember

5th

Annual Holiday Tree Lighting Ceremony



LEGAL NOTICE • LEGAL NOTICE • LEGAL NOTICE • LEGAL NOTICE • LEGAL NOTICE • LEGAL NOTICE • LEGAL NOTICE

SUMMONS AND NOTICE OFOBJECT OF ACTION STATE OFNEW YORK SUPREMECOURT: COUNTY OF QUEENSACTION TO FORECLOSE AMORTGAGE INDEX NO.:4456/09 WELLS FARGO BANK,N.A. Plaintiff, vs. TARIQ REZA,MOHAMMED MOLLAHDefendant(s). MORTGAGEDPREMISES: 1 BROADWAY,

SUPREME COURT OF THESTATE OF NEW YORKCOUNTY OF QUEENS THEBANK OF NEW YORKMELLON FKA THE BANK OFNEW YORK, AS TRUSTEE FORTHE CERTIFICATEHOLDERSCWALT, INC. ALTERNATIVELOAN TRUST 2006-15CB,MORTGAGE PASS-THROUGHCERTIFICATES, SERIES 2006-15CB, Plaintiff , -Against-UKNONW HEIRS OF THEESTATE OF STEVE ASFALL, ifthey be living and if they be dead,the respective heirs-at-law, next-of-kin, distributees, executors,administrators, trustees, devisees,legatees, assignees, l ienors,creditors and successors in interestand generally all persons havingor claiming under, by or throughsaid defendants who may bedeceased, by purchase,inheritance, lien or inheritance,any right, title or interest in or tothe real property described in thecomplaint, MARY ASFALL, ASHEIR TO THE ESTATE OFSTEVE ASFALL, SHICKONAASFALL, AS HEIR TO THEESTATE OF STEVE ASFALL,STEVE ASFALL, JR., AS HEIRTO THE ESTATE OF STEVEASFALL, “JOHN DOE”MORTGAGE ELECTRONICREGISTRATION SYSTEMS,INC., AS NOMINEE FORAPPROVED FUNDING CORP.,THE UNITED STATES OFAMERICA, New York STATEDEPARTMENT OF TAXATIONAND FINANCE, Defendants.Index No.: 11121/09 Date Filed:SUPPLEMENTAL SUMMONSTO THE ABOVE NAMEDDEFENDANT(S): You are herebysummoned to answer thecomplaint in this action and toserve a copy of your answer, or, ifthe complaint is not served withthis summons, to serve a notice ofappearance, on the plaintiff’sattorney within twenty (20) daysafter the service of this summons,exclusive of the day of service (orwithin thirty (30) days after theservice is complete if thissummons is not personallydelivered to you within the Stateof New York); and in case of yourfailure to appear or answer,judgment will be taken against youby default for the relief demandedin the complaint TO: UNKNOWNHEIRS OF THE ESTATE OFSTEVE ASFALL The foregoingsummons is served upon you by

publication pursuant to an orderof the Honorable Kevin J.Kerrigan, a Justice of the SupremeCourt of the State of New York,QUEENS County, dated the 26thday of October, 2009, and filedwith the complaint and otherpapers in the office of the Clerk ofthe County of QUEENS, NewYork. This action is for finaljudgment of foreclosure and saleof the premises known as and by1117-12 193rd Street, SaintAlbans, New York, described inthe Schedule A which is annexedhereto as Exhibit “A”. NOTICEYOU ARE IN DANGER OFLOSING YOUR HOME IF YOUDO NOT RESPOND TO THISSUMMONS AND COMPLAINTBY SERVING A COPY OF THEANSWER ON THE ATTORNEYFOR THE MORTGAGECOMPANY WHO FILED THISFORECLOSURE PROCEEDINGAGAINST YOU AND FILINGTHE ANSWER WITH THECOURT, A DEFAULTJUDGMENT MAY BEENTERED AND YOU CANLOSE YOUR HOME. SPEAK TOAN ATTORNEY OR GO TO THECOURT WHERE YOUR CASEIS PENDING FOR FURTHERINFORMATION ON HOW TOANSWER THE SUMMONS ANDPROTECT YOUR PROPERTY.SENDING A PAYMENT TOYOUR MORTGAGE COMPANYWILL NOT STOP THISFORECLOSURE ACTION. YOUMUST RESPOND BY SERVINGA COPY OF THE ANSWER ONTHE ATTORNEY FOR THEPLAINTIFF (MORTGAGECOMPANY) AND FILING THEANSWER WITH THE COURT.Dated: New York, New YorkSigned Pursuant to 22 NYCRR§130-1.1-a November 17, 2009LISA L. WALLACE, Esq.McCabe, Weisberg & Conway,Attorneys for Plaintiff 145Huguenot Street, Suite 499, NewRochelle, New York 10801, Tel.914.636.8900 11/27, 12/4, 12/11,12/18

HOWARD BEACH, NY 11414SBL #: BLOCK 14234-LOT 290TO THE ABOVE NAMEDDEFENDANT: You are herebysummoned to answer theComplaint in this action, and toserve a copy of your answer, or, ifthe Complaint is not served withthis Summons, to serve a notice ofappearance, on the Plaintiff(s)attorney(s) within twenty daysafter the service of this Summons,exclusive of the day of service (orwithin 30 days after the service iscomplete if this Summons is notpersonally delivered to you withinthe State of New York). In case ofyour failure to appear or answer,judgment will be taken against youby default for the relief demandedin the Complaint. The Attorneyfor Plaintiff has an office forbusiness in the County of Erie.Trial to be held in the County ofQueens. The basis of the venuedesignated above is the locationof the Mortgaged Premises. Datedthis 4th day of November, 2009,Steven J. Baum, P.C., Attorney(s)For Plaintiff(s), 220 NorthpointeParkway, Suite G, Amherst, NY14228 TO: TARIQ REZA andMOHAMMED MOLLAH,Defendant(s) In this Action. Theforegoing Summons is servedupon you by publication, pursuantto an order of HON. KEVIN J.KERRIGAN of the Supreme Courtof the State of New York, datedthe 18th day of October, 2009 andfiled with the Complaint in theOffice of the Queens CountyClerk, in the City of Jamaica. Theobject of this action is to foreclosea mortgage upon the premisesdescribed below, executed byTARIQ REZA and MOHAMMEDMOLLAH dated the 18th day ofMarch, 2008 to secure the sum of$417,000.00, and recorded atInstrument No. 2008000125729 inthe Office of the Clerk of theCounty of QUEENS, on the 28thday of March, 2008; whichmortgage was duly assigned byassignment dated the 23rd day ofFebruary, 2009, and sent forrecording in the Office of the Clerkof QUEENS County; The propertyin question is described as follows:1 BROADWAY, HOWARDBEACH, NY 11414 SEEFOLLOWING DESCRIPTIONBlock 14234 and Lot 290 ALLthat certain plot, piece or parcel ofland, with the buildings andimprovements thereon erected,situate, lying and being in the

Fourth Ward of the Borough andCounty of Queens, City and Stateof New York, more particularlyknown and designated as follows:BEGINNING at a point on theSoutherly side of a 5 foot strip ofland used for walk, said point being85.0 feet at right angles Southerlyfrom the Southerly side of FlynnAvenue and 80.0 feet Easterlyfrom the prolongation of theEasterly side of Elkhorn Street, assame is shown on Revised Map ofLots, Howard Beach Estates,Fourth Ward, Borough of Queens,City of New York, surveyed March19 16, by Jas. F. Deehan, CitySurveyor, Richmond Hill, N.Y.”and filed as Map No. 3432 in theOffice of the Clerk of the Countyof Queens, on April 13, 1916;RUNNING THENCE Easterlyparallel with Flynn Avenue, 80.66feet; THENCE Southwesterly32.58 feet; THENCE Southerly10.22 feet to land formerlybelonging to Jacobus RyderTHENCE Southwesterly alongsaid Jacobus Ryder’s Land 56.20feet; THENCE Northerly formingan interior angle of 77 degrees 3 8minutes 50 seconds from the lastmentioned course, 36.78 feet tothe point or place ofBEGINNING. Premises known as1 Broadway, Howard Beach, NewYork HELP FORHOMEOWNERS INFORECLOSURE NEW YORKSTATE LAW REQUIRES THATWE SEND YOU THIS NOTICEABOUT THE FORECLOSUREPROCESS. PLEASE READ ITCAREFULLY. SUMMONS ANDCOMPLAINT YOU ARE INDANGER OF LOSING YOURHOME. IF YOU FAIL TORESPOND TO THE SUMMONSAND COMPLAINT IN THISFORECLOSURE ACTION, YOUMAY LOSE YOUR HOME.PLEASE READ THESUMMONS AND COMPLAINTCAREFULLY. YOU SHOULDIMMEDIATELY CONTACT ANATTORNEY OR YOUR LOCALLEGAL AID OFFICE TOOBTAIN ADVICE ON HOW TOPROTECT YOURSELF.SOURCES OF INFORMATIONAND ASSISTANCE The stateencourages you to becomeinformed about your options inforeclosure. In addition to seekingassistance from an attorney or legalaid office, there are governmentagencies and non-profitorganizations that you may contact

for information about possibleoptions, including trying to workwith your lender during thisprocess. To locate an entity nearyou, you may call the toll-freehelpline maintained by the NewYork State Banking Departmentat 1-877-BANK-NYS (1-877-226-5697) or visit the department’swebsite atWWW.BANKING.STATE.NY.US.FORECLOSURE RESCUESCAMS Be careful of people whoapproach you with offers to “save”your home. There are individualswho watch for notices offoreclosure actions in order tounfairly profit from ahomeowner’s distress. Youshould be extremely careful aboutany such promises and anysuggestions that you pay them afee or sign over your deed. Statelaw requires anyone offering suchservices for profit to enter into acontract which fully describes theservices they will perform and feesthey will charge, and whichprohibits them from taking anymoney from you until they havecompleted all such promisedservices. § 1303 NOTICENOTICE YOU ARE IN DANGEROF LOSING YOUR HOME If youdo not respond to this summonsand complaint by serving a copyof the answer on the attorney forthe mortgage company who filedthis foreclosure proceeding againstyou and filing the answer with thecourt, a default judgment may beentered and you can lose yourhome. Speak to an attorney or goto the court where your case ispending for further informationon how to answer the summonsand protect your property. Sendinga payment to your mortgagecompany will not stop thisforeclosure action. YOU MUSTRESPOND BY SERVING ACOPY OF THE ANSWER ONTHE ATTORNEY FOR THEPLAINTIFF (MORTGAGECOMPANY) AND FILING THEANSWER WITH THE COURT.DATED: November 4, 2009Steven J. Baum, P.C., Attorney(s)For Plaintiff(s), 220 NorthpointeParkway, Suite G, Amherst, NY14228 The law firm of Steven J.Baum, P.C. and the attorneyswhom it employs are debtcollectors who are attempting tocollect a debt. Any informationobtained by them will be used forthat purpose. 11/13, 11/20, 11/27,12/4

The Right “Papers” - at the Right Time - Can Protect Your FamilyTo protect your family, you need

more than the best intentions - youneed the right “paperwork.” Andyou’re going to need it during twodistinct phases of your life - yourworking years and your retirement.

Let’s take a look at these timeperiods, along with some of the keydocuments you may need.

Working YearsWhile you’re working, your

most valuable asset is your income.Without it, your family might not beable to pay off the mortgage or sendthe kids to college - and that’s whyyou need to put the appropriate in-surance and protection policies towork.

You can typically purchase asurprising amount of term insurance- which, as the name suggests, cov-

ers you for a specified number ofyears - for relatively modest premi-ums. In fact, due to longer life ex-pectancies and other factors, terminsurance premiums, in general, haveactually gone down in recent years.

Most term insurance policiesoffer only a death benefit with nocash value. So, if you don’t die be-fore your policy expires, you willget nothing back from the premiumsyou paid in.. However, when youbuy “permanent” insurance - suchas whole life, universal life or vari-able universal life - your premiumspay for both a death benefit and aninvestment component, and anyearnings have the potential to growon a tax-deferred basis.

Apart from life insurance, youmay need another important docu-

ment - a disability insurance policy.An injury or illness that preventsyou from working can seriouslyerode your savings and investments,so you’ll want to protect your in-come. Your employer may offersome type of group disability plan.But if this plan doesn’t pay at least60 percent of your income, doesn’tpay benefits to age 65 and has awaiting period longer than your sav-ings can last, you may need to lookat supplemental private disabilityinsurance.

Retirement YearsWhen you retire, you’ll still need

to protect your family, but at thisstage of your life, your focus may beon leaving a legacy. Toward thatgoal, you will have some estate plan-ning considerations. And estate plans

can be complex, so you will need towork with an attorney.

Of course, everyone’s situationis unique, but here are two of themost common documents associ-ated with estate planning:

Will - If you don’t have a will,your wishes may never be fully hon-ored, because state law will dictatehow your assets are divided. And ifyou have no living relatives, andyou die intestate (without a will),your estate will go to the state.

Living Trust - If you only have awill, your assets may have to passthrough probate - which can be time-consuming and expensive. But witha properly established living trust,your assets can pass directly to yourbeneficiaries, without court inter-ference, legal fees, lengthy delays

and public disclosure. Also, a livingtrust can give you more precise con-trol over how - and when - you wantyour assets distributed. You could,for example, have money distrib-uted to your children or grandchil-dren in installments, over a period ofyears.

As you can see, you need to haveyour “papers” in order to properlytake care of your family - no matterwhere you are on life’s journey.

* Edward Jones, its employeesand Financial Advisors are not Es-tate Planners and cannot provide taxor legal advice.

This article comes as a cour-tesy of your local Edward JonesFinancial Advisor Vincent Rendalocated at 47-01 Queens Blvd. Suite203 Sunnyside NY 11104. Phonehim at 718-361-1306.



YOUR EYESby

DR. IRVING ROVIN, OPTOMETRIST

A LESSON FOR SELLERS HOW CONTACT LENSES WORKThe front and back surfaces of contact lenses serve different

functions. The back surface is designed to fit the contour of thecornea itself as closely as possible in order to make the lens fitcomfortably and, in the case of a hard lens, to provide a new,round, smooth surface.

The front surface is designed to fit your prescription, whichcorrects your refractive error. How well your eyes are examinedand measured, and how closely the contact lenses size, fit, andshape come to these measurements are, therefore, critical factorsin determining how successful you will be wearing your lenses.

Today, your chances of being successful with contact lensesare better than ever before. Everything is done with highlysophisticated and accurate optical instruments, in combinationwith the optometrist’s experience and knowledge. Contact lensescan now remedy almost any vision corrected needed.

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REAL ESTATE FACTSby RITA LOWRY

If you’ve found the right home, how can you be certain you aren’t paying too much? Onceyou make your choice, it’s quite likely you’ve also become well informed about property values.How is this so? Because before you made that choice, you probably looked at a variety of homes,possibly as many as six to twelve properties. That’s called “comparison shopping.”

As you visited each home, you made value judgments based on size, features and amenitiesoffered, as well as condition of the homes. Without realizing it, you compared prices, lookingfor the greatest value for your dollar

Nevertheless, another aspect of your purchase further protects you from purchasing anoverpriced home. Called an “appraisal,” it’s a required step in the mortgage approval process.Your mortgage lender, who is putting up the majority share of the purchase price, also wants tobe sure the home is not priced above the market.

Thus, the lender asks a licensed appraiser to determine the home’s value for the record. If theappraised value does not at least meet the purchase price, the lender may not approve the loan,or at the very least, may ask for a higher down payment.

As the buyer, however, it’s easy to spot the overpriced homes. They are the ones that havebeen on the market for some time-but remain unsold.

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Please email photos (300dpi when possible), stories and inquires [email protected] or call (718) 729-3772



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