VirtualMerchant

Secure Hosted Software Solution

Introducing VirtualMerchant

Complete hosted payment solution that instantly transforms PCs into “virtual” payment terminals.

Accept a full range of payment Process transactions in face-to-face, mail order/telephone order, or e-

commerce environments. Reduce the risks in compliance of card holder data

Face-to-Face and/or E-Commerce Support

“Virtual Terminal” an easy, economical hosted software solution that lets you use any PC with an Internet connection to efficiently and cost-effectively process payment transactions

“Buy Button” efficiently and affordably integrates with a shopping cart to securely process e-commerce transactions

Hosted Convenience and Versatility Fully hosted by Elavon minimizing your

security liability and ensuring PCI, CISP and other card association regulations and standards are met – without the need for expensive compliance audits

No hardware specifications, network infrastructure or software installation required. Can be quickly and easily accessed from any Internet enabled PC

Software enhancements and updates are received automatically – no software downloads or installation needed

Efficient and Cost Effective

Utilizes your existing hardware and technical infrastructure Eliminates costly charges for multiple terminals and dedicated

telephone line Less than the cost of a single, average-priced terminal Supports an unlimited number of users and Merchant ID’s –

serving organizations of any size Connects with a broad range of peripherals, such as card

swipes, PIN pads and check imagers for acceptance of virtually all payment types

VirtualMerchant Features

Fraud protection through Address Verification Service (AVS) and Card Verification Value (CVV2)– Protects against fraud on non consumer-no-present

key-entered transactions Correlates MO/TO authorizations with settlements

– Ensures that cards are not billed until products are shipped, meeting Visa and MasterCard requirements

– Eliminates the need to re-key transactions for settlement– Allows transactions to qualify correctly, minimizing interchange expense

Purchasing Card Capability– BIN Level Prompting for Customer Code and Tax Amount (Level II

Purchasing Card data) Processes transactions in as little as three seconds over a high-speed

Internet connection

VirtualMerchant Features (cont.)

Receipt Customization– Customer receipts can be printed with, user defined fields, custom

headers, custom footers, advertisements, etc.– Can be configured to print receipts on traditional “roll” type printer,

network printer– Receipts can be delivered electronically through e-mail or can be turned

off altogether Allows storage of recurring and installment payment information

– Transactions will be automatically authorized according to the selected billing cycle eliminating the need for manual re-entry of billing information

Multi-entry feature for easy and quick entry of multiple credit or check transactions on one screen

Maintains a detailed record of up to 12 months of transaction activity

VirtualMerchant Features (cont.)

Easily configures so that each user only sees or has access only to relevant accounts, transactions, data and reports

Customizable payment screens– Unlimited number and size of User Defined

Fields available– Ensures only desired fields are seen, minimizing screen clutter– Field labels and order can be tailored for individual environments to

maximize usability– Fields can be made mandatory to help minimize downgrades or ensure

User Defined Fields are always provided Exports common separated value (CSV) data for import into other

applications or further analysis, tracking or storage Supports “Business Rules” for e-commerce environments

Payment Types Supported

Credit Card Electronic Gift Card PIN-based Debit Pin-less Debit (E-Commerce merchants) PIN-based EBT Point-of-Purchase (POP) Electronic Check Service Accounts Receivable (ARC) Electronic Check Service Dynamic Currency Conversion

Peripherals Supported by VirtualMerchant

Magnetic Stripe Readers

Printers– All network/parallel Printers– P900/P250 roll Printers

Check Imaging Devices – RDM EC6111f with MSR– MagTek MICRImager MSR

PIN pads – VeriFone PINpad 1000SE– MagTek IntelliPIN with MSR– VeriFone PINpad 5000SC

www.myvirtualmerchant.com**To create a Demo login for your MSP Office, please contact your Relationship

Manager.

Questions?