BUSINESSES WITH FOREIGN CURRENCY REVENUESVBCE transacts daily with a diverse group of businesses ranging from software and social media providers to forest product exporters. Our dedicated traders can assist you in reducing your foreign exchange transaction costs, in turn maximizing your Canadian dollars available for operational expenses and employee salaries. A no fee, no obligation VBCE Corporate FX account ensures your business receives corporate rates of exchange not to mention a trader dedicated to understanding your business and FX requirements.

BUSINESSES WITH FOREIGN CURRENCY PAYMENTSVBCE is a payment specialist when it comes to paying supplier invoices. By keeping your supplier wire templates on file, you can quickly and efficiently pay foreign currency denominated invoices and forward payments electronically to suppliers. With VBCE’s competitive exchange rates and wire fees, purchasing lump sum payments and wiring funds to cover cross-border and overseas operating costs and salaries could not be any easier. A strategic relationship with VBCE will help cut costs and improve efficiencies in your accounts payable department.

WE WATCH THE MARKETS SO YOU DON’T HAVE TOExchange rate updates and analysis – VBCE traders provide market analysis on a daily basis. A daily update email summarizes the day’s events and the impact of economic data on exchange rates. Analyze daily price action to determine technical support and resistance levels.

Market Limit orders – Do you have a desired target to exchange your funds? Set up a day or overnight order with your VBCE representative.

ABILITY TO RECEIVE AND SEND WIRE PAYMENTS IN A MULTITUDE OF CURRENCIES

VBCE Vancouver Bullion & Currency Exchange ( VBCE ) is the leading private foreign exchange company in Western Canada. We have been in business for over twenty five years and handle over three billion dollars in transactions a year. We partner with the top commercial banks in Canada to deliver service to tens of thousands of customers globally. Our favorable and competitive exchange rates are better than those of many other foreign exchange providers and we are credited with saving our customers millions of dollars a year.

VBCE PROVIDES BOTH CASH BASED AND NON-CASH BASED SERVICES TO BUSINESSES OF ALL SIZES: Here is a list of services we provide to our corporate clients

• Flexible transaction settlement: Delivery/ Pick up of cheques from your office/ Electronic settlement

• Ability to receive and send wire payments in a multitude of currencies

• Secure and timely international payments

• Competitive exchange rates based on the live market

• Market and overnight orders

• Hedging foreign exchange exposure

• Market commentary/ Exchange rate notifications and trend updates

*pending credit approval

Seafood Import and Export Buy USD from VBCE for your importing needs and sell USD to VBCE for your exporting needs.

Food Wholesalers Remove your exchange rate risk with a hedging strategy. Buy foreign currency in lump sum or pay supplier invoices. VBCE can arrange low cost SWIFT and free ACH payments.

Auto Importers and Exporters Do you import vehicles from Japan or export to the U.S.? VBCE can arrange timely payment at a competitive rate.

Industrial & Manufacturing Wholesalers Need to arrange monthly vendor payments in foreign currencies? VBCE can prepare and store wire payment templates effectively streamlining your accounts payable process.

Hospitality, Tourism and Entertainment For hotels that provide foreign exchange services to their guests, VBCE can provide a wholesale banknote service. Hosting a conference or festival? VBCE can assist with the necessary foreign exchange and wire payments.

International Student Agencies and Language Schools VBCE is the premier low-cost banking alternative for students. Do your students need assistance in arranging money transfers for tuition and living expenses? VBCE can assist Schools and Agencies on a corporate level, or deal directly with individual students.

vbce provides a comprehensive suite of importing and exporting products and services

VBCE NICHE MARKETS

Lumber ExportersWhether you’re a lumber exporter or broker, VBCE can provide excellent exchange rates for both spot and forward transaction needs. In an industry with extremely tight margins, the ability to hedge at a competitive exchange rate can determine the profitability of a lumber contract.

Technology Sector Use VBCE to convert FX revenues in order to pay local operating expenses. VBCE can also assist in arranging foreign currency payments.

Mining Exploration Raising capital from foreign sources? VBCE can provide the FX to fund Canadian dollar requirements. Need to pay FX bills or forward funds to out-of town operations? VBCE can arrange the FX and the wire payments.

Scrap Metal Recycling VBCE can provide quick and efficient same day settlement when converting your USD receivables into CAD. Want to eliminate exchange rate risk? Discuss a hedging strategy with your VBCE representative.

Real Estate Investment VBCE can assist with large-scale lump sum FX purchases and complete the wire transfer to Escrow or Land Title on your behalf. Selling foreign real estate? VBCE can assist in receiving the foreign currency wire and converting the proceeds.

HERE ARE SOME EXAMPLES OF PERSONAL VBCE ONLINE CANDIDATES• Individuals who are employed, or do contract

work in a foreign country, and earn income in a foreign currency

• Individuals attending school abroad and need to pay tuition and/ or living expenses in a foreign currency

• Individuals who own property abroad and need to pay taxes/ mortgage and or convert rental income back into CAD

• Individuals who need to fund a USD account for shopping or travel purposes

• Individuals who need to fund a USD account for investment purposes

• International students attending school in Canada, and need family members to send funds for tuition payments and/ or living expenses

SECURING THE BEST EXCHANGE RATESGet instant price quotes from a VBCE trader. Direct trading line 604-685-1016

Timely turnaround or emailed quote requests to your VBCE representative.

ELIMINATE EXCHANGE RATE RISKForecasting exchange rate movement and timing your FX trades can be difficult. Protect your bottom line with a hedging strategy. VBCE provides open and closed Forward Contracts to lock in prevailing exchange rates for future transaction settlements.

NO SET-UP OR ONGOING MAINTENANCE FEESFast, Simple, Secure. Foreign Exchange Online, The Smart Way. VBCE Online is for individual or corporate business customers who have a foreign bank account(s) and require recurring foreign exchange transactions.

onl ine.vbce.ca

BEST RATES ONLINEWe are proud of our competitive low rates. All of your FX transactions are priced against the live Forex Market, ensuring the best pricing, 24 hours a day.

FAST TRANSACTIONSSend money worldwide with same day processing* and your beneficiary will receive the payment within 1 to 3 business days*. Based on approval

REAL TIME QUOTEWith live pricing and 24 hour availability, you can take advantage of the North American or overseas markets at your convenience.

LOW COST ( NO FEES )There are NO sign-up fees, transaction booking fees, or ongoing account maintenance fees.

SECURITYYour data and transactions are continuously monitored and reviewed using industry standards and client feedback to update the security components.

FLEXIBLEOur online service can be tailored to meet your individual needs. Tell us what you’d like to do, and we’ll work with you to find the best solution.

PERSONAL SERVICEWe know the importance of the human element, so our expert VBCE representatives are available via direct VBCE Online

Direct Telephone Line: 604-336-8086 Email: fxonline@vbce.ca

CONVENIENCEYou will feel at ease with our system’s Intuitive Interface

VBCE CAN PROVIDE FX SERVICE FOR INDIVIDUALS WHO OWN PROPERTY ABROAD AND NEED TO PAY TAXES/ MORTGAGE AND OR CONVERT RENTAL INCOME BACK INTO CAD

VBCE ONLINE - FAST, SIMPLE, SECURE FOREIGN EXCHANGE ONLINE THE SMART WAY

vbce.ca

Downtown Vancouver VBCE Headquarterst 604.685.1008f 604.685.7923 #120-800 West Pender St. Vancouver, BC V6C 2V6

South Granville Brancht 604.739.3997f 604.739.3912 2576 Granville St. Vancouver, BC V6H 3G8

Richmond Brancht 604.248.0777f 604.248.0567 118-6061 No. 3 Rd. Richmond, BC V6Y 2B2

1.888.224.3331 ( Toll-Free, within Canada only )