Vantiv Mobile Initiatives

Ben Love,

VP of Mobile

Confidential

At the heart of Vantiv is enabling commerce

•#1 US debit processor

•third largest US payment processor

•broad and unique client base covering issuing and acceptance

to our clients, Vantiv isa service provider and an enabler

Vantiv is theeasiest pathto mobile commerce

Mobile VisionMobile Vision

Mobile = anything + (time and location)

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Retailer Wallets

Retailer Wallets

Banking Wallets

Retailer Wallets

Banking Wallets

Ecommerce Wallets

Retailer Wallets

Banking Wallets

Ecommerce Wallets

Gatekeeper Wallets

Retailer Wallets

Banking Wallets

Ecommerce Wallets

Gatekeeper Wallets

Aggregator Wallets

Retailer Wallets

Banking Wallets

Ecommerce Wallets

Gatekeeper Wallets

Aggregator Wallets

Single Feature Wallets

Operating SystemiOS, Android, WinPhone

“Wallet” Application

Account #1Tokenized identifier, localized data store,

usage archive

Account #2

Account #..n

•Consumer connections

•19 quarters (9 for Apple)

•Uncalibrated cannonballs

•Business secured tablet

•Private app storefront

•PCI certified payment

•Enterprise management

“Blank Slate” Initiative

+

• CRM, inventory, time & attendance...

Vantiv Mobile InitiativesBen Love,

VP of Mobile

1-404-406-3281

ben.love@vantiv.com

Confidential