Universal Mobile Apps - courses.cs.washington.edu fileUniversal Mobile Apps IVR, USSD, SMS, and the...
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Transcript of Universal Mobile Apps - courses.cs.washington.edu fileUniversal Mobile Apps IVR, USSD, SMS, and the...
![Page 1: Universal Mobile Apps - courses.cs.washington.edu fileUniversal Mobile Apps IVR, USSD, SMS, and the STK 490d - Digital Financial Services Feb 3, 2016 Trevor Perrier](https://reader031.fdocuments.in/reader031/viewer/2022032113/5ce5721288c993b62d8bab2d/html5/thumbnails/1.jpg)
Universal Mobile AppsIVR, USSD, SMS, and the STK
490d - Digital Financial ServicesFeb 3, 2016Trevor Perrier
![Page 2: Universal Mobile Apps - courses.cs.washington.edu fileUniversal Mobile Apps IVR, USSD, SMS, and the STK 490d - Digital Financial Services Feb 3, 2016 Trevor Perrier](https://reader031.fdocuments.in/reader031/viewer/2022032113/5ce5721288c993b62d8bab2d/html5/thumbnails/2.jpg)
![Page 3: Universal Mobile Apps - courses.cs.washington.edu fileUniversal Mobile Apps IVR, USSD, SMS, and the STK 490d - Digital Financial Services Feb 3, 2016 Trevor Perrier](https://reader031.fdocuments.in/reader031/viewer/2022032113/5ce5721288c993b62d8bab2d/html5/thumbnails/3.jpg)
![Page 4: Universal Mobile Apps - courses.cs.washington.edu fileUniversal Mobile Apps IVR, USSD, SMS, and the STK 490d - Digital Financial Services Feb 3, 2016 Trevor Perrier](https://reader031.fdocuments.in/reader031/viewer/2022032113/5ce5721288c993b62d8bab2d/html5/thumbnails/4.jpg)
![Page 5: Universal Mobile Apps - courses.cs.washington.edu fileUniversal Mobile Apps IVR, USSD, SMS, and the STK 490d - Digital Financial Services Feb 3, 2016 Trevor Perrier](https://reader031.fdocuments.in/reader031/viewer/2022032113/5ce5721288c993b62d8bab2d/html5/thumbnails/5.jpg)
![Page 6: Universal Mobile Apps - courses.cs.washington.edu fileUniversal Mobile Apps IVR, USSD, SMS, and the STK 490d - Digital Financial Services Feb 3, 2016 Trevor Perrier](https://reader031.fdocuments.in/reader031/viewer/2022032113/5ce5721288c993b62d8bab2d/html5/thumbnails/6.jpg)
Quick Aside - Smartphone Penetration in Africa
![Page 7: Universal Mobile Apps - courses.cs.washington.edu fileUniversal Mobile Apps IVR, USSD, SMS, and the STK 490d - Digital Financial Services Feb 3, 2016 Trevor Perrier](https://reader031.fdocuments.in/reader031/viewer/2022032113/5ce5721288c993b62d8bab2d/html5/thumbnails/7.jpg)
Universal Applications Work on ANY Phone
What does this leave out?
![Page 8: Universal Mobile Apps - courses.cs.washington.edu fileUniversal Mobile Apps IVR, USSD, SMS, and the STK 490d - Digital Financial Services Feb 3, 2016 Trevor Perrier](https://reader031.fdocuments.in/reader031/viewer/2022032113/5ce5721288c993b62d8bab2d/html5/thumbnails/8.jpg)
Voice Text
![Page 9: Universal Mobile Apps - courses.cs.washington.edu fileUniversal Mobile Apps IVR, USSD, SMS, and the STK 490d - Digital Financial Services Feb 3, 2016 Trevor Perrier](https://reader031.fdocuments.in/reader031/viewer/2022032113/5ce5721288c993b62d8bab2d/html5/thumbnails/9.jpg)
Voice TextS
tate
less
Sta
tefu
l
![Page 10: Universal Mobile Apps - courses.cs.washington.edu fileUniversal Mobile Apps IVR, USSD, SMS, and the STK 490d - Digital Financial Services Feb 3, 2016 Trevor Perrier](https://reader031.fdocuments.in/reader031/viewer/2022032113/5ce5721288c993b62d8bab2d/html5/thumbnails/10.jpg)
Voice Text
Robo Call SMSShort Message Service
IVR Interactive Voice Response
USSD Unstructured Supplementary
Service Data
Sta
tele
ssS
tate
ful
![Page 11: Universal Mobile Apps - courses.cs.washington.edu fileUniversal Mobile Apps IVR, USSD, SMS, and the STK 490d - Digital Financial Services Feb 3, 2016 Trevor Perrier](https://reader031.fdocuments.in/reader031/viewer/2022032113/5ce5721288c993b62d8bab2d/html5/thumbnails/11.jpg)
Voice Text
Robo Call SMSShort Message Service
IVR Interactive Voice Response
USSD Unstructured Supplementary
Service Data
Sta
tele
ssS
tate
ful
![Page 12: Universal Mobile Apps - courses.cs.washington.edu fileUniversal Mobile Apps IVR, USSD, SMS, and the STK 490d - Digital Financial Services Feb 3, 2016 Trevor Perrier](https://reader031.fdocuments.in/reader031/viewer/2022032113/5ce5721288c993b62d8bab2d/html5/thumbnails/12.jpg)
Africa’s Talking USSD gateway
![Page 13: Universal Mobile Apps - courses.cs.washington.edu fileUniversal Mobile Apps IVR, USSD, SMS, and the STK 490d - Digital Financial Services Feb 3, 2016 Trevor Perrier](https://reader031.fdocuments.in/reader031/viewer/2022032113/5ce5721288c993b62d8bab2d/html5/thumbnails/13.jpg)
USSD vs STK by Example
● USSD example gateway running on Africa’s Talking
● mPesa on a Windows phone
![Page 15: Universal Mobile Apps - courses.cs.washington.edu fileUniversal Mobile Apps IVR, USSD, SMS, and the STK 490d - Digital Financial Services Feb 3, 2016 Trevor Perrier](https://reader031.fdocuments.in/reader031/viewer/2022032113/5ce5721288c993b62d8bab2d/html5/thumbnails/15.jpg)
Signaling System 7
![Page 16: Universal Mobile Apps - courses.cs.washington.edu fileUniversal Mobile Apps IVR, USSD, SMS, and the STK 490d - Digital Financial Services Feb 3, 2016 Trevor Perrier](https://reader031.fdocuments.in/reader031/viewer/2022032113/5ce5721288c993b62d8bab2d/html5/thumbnails/16.jpg)
How safe is GSM - USSD/SMS
![Page 17: Universal Mobile Apps - courses.cs.washington.edu fileUniversal Mobile Apps IVR, USSD, SMS, and the STK 490d - Digital Financial Services Feb 3, 2016 Trevor Perrier](https://reader031.fdocuments.in/reader031/viewer/2022032113/5ce5721288c993b62d8bab2d/html5/thumbnails/17.jpg)
STK - SIM Application Toolkit
● Basic UI - display text, menus, play tones, read input.
● Launch URLs● Send SMSes, initiate calls, use data● Interact with the rest of the SIM card● Run arbitrary AT commands on the phone
![Page 18: Universal Mobile Apps - courses.cs.washington.edu fileUniversal Mobile Apps IVR, USSD, SMS, and the STK 490d - Digital Financial Services Feb 3, 2016 Trevor Perrier](https://reader031.fdocuments.in/reader031/viewer/2022032113/5ce5721288c993b62d8bab2d/html5/thumbnails/18.jpg)
Discussion
● Regulatory issues around USSD and STK● Usability issues between SMS, USSD, STK● Is Facebook Money or SquareCash mobile
money?