Union budget-Jan dhan yojna- 12.5 crore people,financial inclusionCoal auction-transperancy so that states is not only gain by royality but money are transferred to states for their useSwatch bharat abhiyanremaining 20,000 villages electrifiedmedical facilityeducation ,sr secondary schoolagriculatural production-Challenges-1)agriculatural 2)infrastructure development3)manufacturing declined4)fiscal deficit (62% of tax will go to states) 3.0 % of GDP in 3 years is targeted5)fiscal disciplineMnrega- 34699 crorefarmers income-creation of national agricualtural marketbankruptchy codepostal department involved into bankingcreation of universal security sytem ,suraksha beema yojna-2 lakh accident claim at premium of Rs 12atal beema yojna, govt to contribute 50% limit to Rs 10000pradhanmantri jeevan beema jojna, premium Rs 330/year3000 crore unclaimed EPF-fiscal aid to seniors living below poverty lineSC-30851 women-79258 CROERNayi Manzil- minority youth having no school leaving certificate to be assisted in doing graduation3738 crore-minority Infrastructre-Public investment-1431,1050 crore70,000 crore to Infra developmentNational infra fund- annual flow of 20.000 crore3) tax free infra bond in rail,road irrigation4) PPP model to be revisited.5) Niti-Atal innovation mission-RND , scientific research,150 crore given6) Startups- funding of seed capital,1000 CRORE given7) Minor POrts-8) ease of doing business, 14 regulatory mechanism in 1 time,E-BIZ- Expert commitee9) ultra mega power project,plug n play projects10)Integrated child dev scheme11) Pradhanmabtri krishi sichai yojnaFinancial factors-1)deepning of indian bond market. seeting of PUBLIC DEBT BORROWING2)Sector neutral financial griveness service3)Direct tax regime-GST4)EPF,ESI5)GOLD- 800 thosand tonnes of gold- Intro gold monetizing scheme-earn interset in this acc bond will carry fix rate of interrest Ashoka chakra gold coin6)Rupay debit card- Black money deterring by reducing cash transaction 7)FDI-FPI (foreign portfolio investment),8)South east asia to focus9)1000 crore to Nirabhaya fund10)Cultural sites to be renovated Humpy elephantarani ka vowqutub shahi tombjaliwawala bagvaransi temple11)visa on arrival- 43 countries to be done to 150 countries12)manufac of electric vehcile nad renewable energy13)regulatory reformed law to avoid corruption14)deen dayal upadhayay yojna for higher education-Vidya laksmi yojna15)AIIMS in Jnk,Punjab,TN,Hp,assam16)AIIMS like institute in bihar IIT in Karnatka,PG in horti IIM in Jnk AND andhtra pradesh 246774 crore to defensebudget estimates-Tax collection-1)GST next year2)no change in tax slab3)GAAR deferred by 2 years4)5)