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Allow me to reply to you with some crude and primitive examplessince a scholarly answer would detract me from replying to you forlack of available time on my part.

In order to better illustrate my prior answer, first, I must explain to

you what the concept of Usury is, and once you comprehend to the fullextend that Usury is a logical impossibility, my answer shall becomequite clear to you.

In simple terms, Usury is the charge or fee for the use of somethingpayable in the exact same thing that was lent plus the amount of thecharge or fee in the exact same thing. It should be obvious to youfrom the prior sentence that anything that is due in the exact samething plus an increase in the exact same thing would be impossible topay or perform as contracted; that is what the concept of Usury is.

By way of illustration, if I lend you my car at a 10 per cent fee for anyperiod of time, the fee consisting of the same car, you would owe methe car plus 10% of the car at the end of the specified time. Again, itshould be clear and obvious to you now that it is impossible for you toperform on this contract since there is only one car and you cannotproduce an additional 10% of the exact same car.

Notice that words can allow us to draft up the agreement, but thatdoes not negate the fact that performance on the agreement is animpossibility on the part of the borrower. Keep this in mind as we go

forward.

You may be thinking, well, why cant I go to the factory and get anamount of parts equal to the sum of 10% of the car and pay them toyou to satisfy the contract? The answer is simple, because theagreement called for an additional 10% of the exact same car and not10% of an additional car, although you may have secured theadditional 10% in parts from the same factory and the same molds orblue prints. These subtle points are important as you will see andcomprehend.

Taking the above illustration, and I know full well that performance byyou on the above contract is an impossibility, you agree to borrow mycar anyway. If I was being an Usurer, I would agree to lend you thecar provided you pledge collateral equal to the value of the car forsecurity in case you fail to live up to the terms of our contract.

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It should be obvious to you what would be the outcome of this dealonce the specified period of time was expired, you would fail toperform as agreed and I would take over your pledged collateral sinceyou would have failed to perform as per the covenants of our contract.And if we were to go before a tribunal, I would win and it would be just

for me to win since you failed to fulfill your end of the bargain. Yoursaving grace would be that the Law does not compel the doing ofimpossibilities.

I hope that by now the concept of Usury should be clear in your mind.

There are other concepts that I need to share with you in other tobetter illustrate my answer, many are subtle concepts that need to becompletely understood.

Moving on to the concept of Wealth, let us agree that anything usefulis Wealth. Next, in order to account for our Wealth, we agree to devisethe following symbol to stand and account for Wealth: $

Furthermore, we agree that a single unit denomination of our agreedsymbol shall be called a Dollar; and the Dollar shall be divisible incentimal form, that is to say a fraction of one Dollar will equal to 1/100and we will call that fraction a Cent.

One of the points in having devised a symbol for Wealth is to enablepeople to do business among each other, and to have a rational way of

accounting for those transactions that may take place. In other words,we turn the figures represented by the Dollar symbol $ into theconcept Money. In the next examples I will show you how we turn $into Money.

Example One: There is Charlie and Larry. Charlie is a chicken farmer,Larry is a laborer. Charlie and Larry agree to do a deal; Charlie willgive Larry 10 Chickens in exchange for 40 hours of Larrys labor, LarryAgrees. This is simple barter, Wealth for Wealth. Charlies chickens =

Wealth, Larrys labor = Wealth.

Example Two: Larry cannot take the 10 chickens with him so he asksCharlie to give him a note stating that Larry is entitled to receive 10chickens from Charlie, Charlie agrees and gives Larry the note statingthat Larry is entitled to receive 10 chickens from Charlie at anytimeLarry presents the note to claim the chickens. Now we are getting into

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commerce, Larry has surrendered his Wealth (Labor) for a Claim ofWealth (the note for the chickens) from Charlie.

Example Three: Larry goes into town, there he sees Sam theshoemaker offering to trade some shoes. Larry tells Sam that Charlie

owes him some chickens, and then Larry asks Sam if Sam is willing toaccept some chickens in exchange for some shoes. After somehaggling Sam agrees to accept 1 and chickens for a pair of shoes.But they have a problem; Sam asks Larry how can Sam get his 1 and chickens from Larry when Larry only has a note from Charlie?

After some thought, they agree and go to see Robert the townsrecords keeper. Larry tells Robert the problem; then Robert agrees torecord the transaction and any other transactions Larry is going to dowith the remainder of the note from Charlie in exchange for achicken. Now they have another problem, how can Sam and Robertget their half of a chicken? After giving it some thought, they all go tosee Bill the butcher. Again, after some haggling Bill agrees to pick upthe chickens from Charlie, and split and payout any portion of achicken to anyone that Larry gives a note owing any chicken, all forthe simple fee of one chicken. Having agreed on their respective dealsRobert fills a ledger with the following details:

Chicken Debits and Credits

Larrys AccountDebit Credit

$10 From Charlie$1.5 To Sam$0.5 To Robert$1.0 To Bill

$7 Remaining balance.

Notice how Larry went from having a note (claim on Wealth) of 10chickens to receiving 1 pair of shoes, bookkeeping and butchering

services (Wealth).

There are several subtle points from this example, one of them beingthat we have given parity to our symbol: $=1 chicken, this can besaid to be the chicken standard; the need for a ledger to record thetransactions, trust, and agreement between the parties.

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Example Four: After the debits and credits have been recorded, Roberttells Larry that he still has seven chickens left to claim from Charlie.Larry tells Robert that all this trading is very time consuming, how canthey simplify their trade to take less time and without all thoseinvolved going back and forth? After some thought, Robert tells Larry

that it is simple; Robert will give Larry several notes in differentchicken denominations that he can trade with the other merchants.Larry likes the idea and then Robert writes out several notes andupdates the ledger:

The notes read: I Robert the record keeper, certify that Larry isentitled to receive from Charlie the chicken farmer, 7 chickens, andthe bearer of this note may claim, X chicken(s) from Bill the butcher atanytime.

And the ledger:

Chicken Debits and Credits

Larrys AccountDebit Credit

$10 From Charlie$1.5 To Sam. (Shoes)$0.5 To Robert. (Bookkeeping/Recording Service)$1.0 To Bill. (Butcher/Payout Service)

$7.0 Bearer notes outstanding.$0 Remaining balance.

What happened here in this example is that Robert in effectmonetized Larrys claim on the remaining 7 chickens Larry is entitledto claim from Charlie. Robert did this by certifying Larrys claimthrough the notes. Notice also how the Bearer notes have aderivative denomination from the original claim on Wealth that is thenote from Charlie to Larry.

Example Five: Larry goes off into the market with his Bearer notes totrade them for other goods and services. They do this for a while, butone day Robert being an observant and bright fellow noticessomething peculiar about the Bearer notes that Larry trades into themarket. Robert notices that other people are now trading LarrysBearer notes for goods and services among themselves. Another thingRobert notices is that when Larry comes to town and he trades hisnotes, there is a lot more trading than when Larry is not around.

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Robert decides to investigate why there is more trading when Larrycomes to market than when he is not around and is surprised by theanswer. The answer is that when Larry comes to market with a freshbatch of Bearer notes, the notes allow many other merchants to easilytrade among themselves, but when a merchant takes the note to Bill

the butcher to claim chicken, the Bearer notes are destroyed by Billwhen the chicken is paid out in satisfaction of the claim, thus takingthe Bearer note out of circulation. Robert notices several other peculiarthings, he sees that as the Bearer notes are taken out of circulationand destroyed, trade is stifled among the other merchants. Also,Robert notices that while the Bearer notes are out in circulation, Billdoes not have to pay out any chicken, but the liability to payoutchicken still remains. Next, having gathered the previous information,Robert begins to analyze the information to see how he can benefitfrom the knowledge he has gained.

Example Six: After some careful analysis Robert devises a plan, he canclearly see how he can benefit from all the trading and the work ofothers without incurring any great liability. The next time Larry comesto town, Robert tells him that it getting too expensive for him toadminister Larrys trading, so they will need to work out a differentdeal. Larry asks Robert what he has in mind. Robert tells Larry that inaddition to the fee he now pays for the services, he will have to payRobert 2% of any Bearer notes Robert issues to Larry payable inBearer notes. Although not happy about paying more, Larry does notgive it much thought and agrees to Roberts proposition, monetizes

his note from Charlie and goes into the market to trade. What Roberthas devised is a system of Usury and Larry with giving it much thoughtagreed to impossibility. Usury is a Wealth transfer mechanism; let ussee how the system works:

Larry comes into the market with a promissory note from Charlie inthe amount of 100 chickens. Robert monetizes the note from Charlieand the transaction looks like this:

Chickens due to Larry from Charlie $100

Bookkeeping and Recording fee $0.5 chickensChickens left to be monetized: $99.5Monetization fee: ($99.5 x 0.02%) = $1.99 Chickens.Chickens payable to Robert from Larry = $2.49

Now Robert has $2.49 in Chicken claims that he can lend to the othermerchant is the market at whatever rate the market will bear.

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Dana the dancer agrees to borrow from Robert the $2.49 at 10%interest, when Dana is done paying Robert, Robert will have $2.49 +10% = $2.739. This means that Dana will have spent $2.49 into thelocal economy and then surrender $2.739 in Wealth (Labor) to earnback the principal and interest to pay back Robert.

Repeat this process and you will see that Robert claims on Wealthincrease while the liabilities are carried by the people who supply theWealth and by controlling the supply of money Robert can controlthe rate of interest he can charge the producers of Wealth withoutincurring any liabilities himself.

So the Profit centers for Robert (Bankster/Money Master) are in thefees he charges for the monetization and interest he gains for the useof the money symbols. While those that borrow the money symbolsare bound and liable to pay Wealth in exchange for the use of thesymbols only Robert can issue and control (Usury).

There is a misconception.Usury is ANY FEE, in money, for the use of money.That means interest and dividends are usury.

If the fee is in anything else but money, it is not usury.

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Loan a carpenter $10, and only ask for $10 back PLUS a some woodenobject, you're not engaged in usury.

Loan a carpenter $10 and demand $11 later, you're engaged in usury.

Usury is mathematically impossible to pay in a finite money tokensystem. Usury is a scheme to rob people.

Aggregate usury (sum total of all debt and interest) exceeds the wholeset of money tokens. That means a proportion of debtors will defaultsimply because the money does not exist. And they will be deprived oftheir pledged property, used as collateral. Since usurers know thatthe game is rigged, usury was and is nothing more than acomplex way for thieves to prosper.

THOU SHALT NOT STEAL!