The next generation of mobile banking

-we bring real value to cryptocurrency-

PROBLEMS

Users in Crypto industry are facing different PROBLEMS:

Using their crypto for every-day purchases when real time conversion is so complex

Crypto market’s volatility impedes its mass adoption for routine purchases

Customers don`t have a chance to convert cryptocurrency in fiat money fast, simple and safely

There are a lot of cryptocurrency exchange services, but the commissions are overvalued

They lack security and scale; moreover, these services are too difficult to use!

Usability: Users have to use one service to exchange fiat for bitcoin, go to another website to exchange bitcoin for otherCryptocurrencies. Furthermore, it charges 15% of commision

bear the risk of price fluctuations on the stock exchange if you have previously charged the card or pay too much in return.

The DA allows real time conversion for everyday spending with own currency and creditcard

Our strategic partnerships (Global Partner Network) will be an instrumental part of our growth

DA is a cryptocurrency that can be used with our credit card worldwide.

It will be easy to quickly transfer resources from one fiat currency to a digital currency. Moreover, transaction costs will be reduced substantially.

We aim to provide a platform that combines secure backend infrastructure with a highlyunderstandable interface.

Simple sign-up, instant access, direct payment processing and asset mobility are defining features ofour vision for the platform.

You do not bear the risk of price fluctuations on the stock exchange if you have previously charged the card or pay too much in return.

SOLUTION

BUY EVERYTHING WITH DISCOUNT AND PARTICIPATE ON THE PRICE RISING

Digital Aureus (DA) is a full anonymous cryptocurrency for everyday use backed by a changingsystem combined with a MasterCard.

DA is powered by Ethereum and is an ERC223 compliant. The Digital Aureus network willrapidly evolve to include a marketplace and various integrations.

Decentralized principle ensures the highest level of protection and transparency of theplatform.

Proof of Stake (PoS): no big investments in hardware and transactions fees

WHAT IS DIGITAL AUREUS?

https://gomedici.com/perfect-storm-opportunity-mobile-banking/

London banking startup Revolut is now worth $1.7 billion — just 33 months after launchinghttps://www.businessinsider.de/fintech-revolut-series-c-dst-global-valuation-growth-customers-2018-4?r=US&IR=T

https://techcrunch.com/2018/03/20/n26-raises-160-million-from-tencent-and-allianz/?guccounter=1

Incredible increase in value for online banks

DIGITAL AUREUS

Bridging the gap between traditional and decentralized finances

SPECIAL FEATURE OF DIGITAL AUREUS

+ + +DIGITAL AUREUS COIN DA MASTER CARD DA WALLET AND

EXCHANGE

DA SALARY ACCOUNT

Buy and spend crypto currencies with a physical card in the real world.

A digital world where you can converts your (crypto)currency in real time with cashback incentives built in.

WE WILL CONNECT THE VIRTUAL WORLD WITH

PHYSICAL WORLD WITH OUR MOBILE APP

Store, transfer, and exchange your ETH OR DA Coin Instantly.

Seamlessly integrated with Cards for instant buy, store, save and spend DA Coin.

We have partnered with XXXXX-group for Instant Transfer from your Bank account

BRINGING CRYPTO INTO PEOPLE `S DAILY LIFETRANSFER

Transfer funds using DA Coin instantly to

other DA account holders anywhere in the

world FREE!

Send and Receive DA Coins, Our goal is to

help people use cryptocurrencies in their

daily life just like they do with Fiat

currencies. This will benefit the whole

cryptocurrency system.

The Digital Aureus card simplifies crypto use

for every day purchases.

BRINGING CRYPTO INTOPEOPLE `S DAILY LIFETRANSFER

1. Android

IOS

Client can choose if he want to pay the purchase in

1. digital aureus coin:

2. Fiatmoney USD/Euro:

3. combi beetwen both:

4. Bitcoin:

5. Ethercoin:

This makes Digital Aureus the most likeable cryptocurrency

Digital Aureus wallet is linked to the Digital Aureus MasterCard and Digital Aureuscoins are sold in the moment when you make a purchase with that credit card topay for that purchase in the currency accepted by the business owner.

This allows you to pay with your Digital Aureus wherever MasterCard is acceptedaround the world and at the same time also allowing your Digital Aureus to growwhile the coins are not being used and are just sitting in the wallet.

The possibility to withdraw cash in ATMs all over the world is another advantage

All this happens automatically while maintaining the privacy of your transactionsand without you having to worry about paying your credit card bills.

Earn 5% on all card payments, redeemable in DA Coin

DIGITAL AUREUS-HOW IT WORKS

BRINGING CRYPTO INTOPEOPLE `S DAILY LIFETRANSFER

Pay or withdraw anywhere MasterCard are accepted.

DA Coin does NOT need to be converted to fiat money until an actual transaction

happens, in which case such conversion will be conducted in real-time.

Publishers, advertisers and subscribers will join us because we offer them a usable

solution and a higher advertising rate and subsription fee

A. 5% Discount on your purchase B. 2% for Referring family & friends C. 1,5 % Just advertise

BONUSPROGRAMM & AFFILIATE MARKETING

Our partner will be MasterCard / The app will be in use online and at more than 35 mio. retailers worldwide.

Mastercard is a leader in global payments and a technology company that connects:billions of consumers, thousand of financial institutions, and millions of merchants, as well as governments and businesses around the world.

MasterCard partnership to allow instant payments at over 36 million merchants in over 200 countries worldwide directly with your Digital Aureus Coins at once

Contracting with major retail chains multiple POS systems is a difficult and laborious process that can takeyears!!!

WHY WILL IT BE DIFFICULT FOR COMPETITORS TO CATCH UP

COMPETITION

COMPETITIVE -OUR ADVANTAGE-

No card fees /or lower fees: delivery, card issue, service fee, transfer fee, yearly fee ((if spendingminimum 2500 Euro per year with the card)

Higher Bonusprogramm / more rewards and Affiliate

Usable for the clients (no technical challenge), easy to handle

Every Payment with Master card might increase the value of the coin

No Prepaid Card

Digital Aureus attract 35 millions customers in more than 200 countries without having to changetheir habits

WHY INVEST IN DIGITAL AUREUS ?

New services and updates: we will offer our publishers and advertisers new features and services

We know our customers: we think like customers and not like technicians

We focus on sales and no technical gimmicks

We will launch further cryptocurrency with a real asset as security / deposit (Green Digital Aureus with trees; Golden Digital Aureus with Gold) to secure market advantages

We want to conquer the market sustainably and consistently

Our focus is on success and not fast money

PROFIT FOR INVESTOR

Profit for Investor / shareholder

Think about the 5% bonus offered by the DA and the income opportunities with a turnover of 1 million customers (one example: 1million user / average 5000 USD purchase per year with credit card->5.000.000.000 USD turnover.

For this 0,3 % commission = 15 million USD to share among the holders. In addition, we have the revenue from some different fees / 20 million USD per year

At least we have to share 1,0 % of the amount of the coins, in numbers 2 Billion coins for the Digital Aureus company, the Investors and shareholders. (example: when the coin raises after the listing on exchange at a price of just 1 USD in 3 years -> 2 billion USD in 3 years to share among the holders).

CURRENT STATUS AND TEAM KNOWLEDGE

We are seeking to raise 750.000 Euro seed capital in the first rounds in order to properly develop and launch the Digital Aureus.

These seed funds will be used to take the DA from an idea to push (smart contract; digital marketing…) an established business.

So far, the Digital Aureus has a website (www.digitalaureus.com) with whitepaper and other documents, a facebook account with nearly 13.000 follower and some customers who bought the token.

The team members have experience in asset/wealth management, closed funds, equities and finance and at least in real estates in Germany (planning, projecting ,sales)

We have already the issuer bank and all the software developer needed for the different processes

With a quite realistic appreciation in value, it is thus possible to increase the invested capital significantly.

20% of the total produced DA coins will be available for purchase on the major exchanges in a limited and controlledsupply to ensure increase in demand and price. The coin will only be sold to max. 50% of the excess demand.

DA offers incentives for customer loyalty and engagement. When paying for goods and services with DA MasterCard 5% -7% of the amount spent will be refunded instantly. DA value his community and want all customers participate

We will not create any new tokens after the DA crowdsale.

In order to obtain and use the DA MasterCard the user needs to buy DA token and have them in their wallet at thetime of payment.

Team tokens will not be transferable for 6 months. The absence of "free money" sellers will prevent the tokens pricedrop that commonly happens after getting listed on exchanges.

20 % of DA profit will be used to buy DA tokens on the exchange / exchange stability

WHY WILL DIGITAL AUREUS SUCCEED

Users Notes

Total Market: Active users in Crypto

industry

4,4 Mio. Estimated by the University of

Cambridge in their realistic

scenario

Adressable Market: Active users

having more cryptocurrencies in their

wallet

1,25 Mio. Considering as main DA target,

users with more cryptocurrencies

in their portfolio, we are taking

into consideration 15 % of the

Total Market

Target Market Share: First year

number of Digital Aureus Users

65.000 According to our realistic

estimation, we will be able to

penetrate 5% of the Addressable

market during the first year

An overview oft he DA market share penetration

In the realistic scenario we are considering a penetration of 5% of the Addressable market.

MARKET SIZE

Target Market Year 1 Year 2 Year 3 Year 4 Year 5

Card Holders 10.000 50.000 250.000 1.000.000 2.000.000

Transaction per

year

2.400.000 12.000.000 60.000.000 240.000.000 480.000.000

User transaction

per year

240 240 240 240 240

Average user spent

per year in Euro

5.000,- 5000,- 5000,- 5000,- 5000,-

Total

transactionVolume

per Year in Euro

50.000.000,- 250.000.000,- 1.250.000.000,- 5.000.000.000 10.000.000.000

Revenue DA from

MasterCard

0,3% 0,3% 0,3%

Revenue in Euro 0,- 0,- 3,750.000,- 15,000.000,- 30,000.000,-

BUSINESS MODEL

Revenue from feeson exchange 0,25%

125.000,- 625.000,- 3.125.000,- 12.500.000,- 25.000.000,-

CARD USER

65

130200

380

600

-200

0

200

400

600

800

1000

1200

1400

01.01.2020 01.01.2021 01.01.2022 01.01.2023 01.01.2024

CA

RD

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LDE

RS

IN

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YEAR

CARD USER GROWTH

We developed a marketing plan aimed to quickly build awareness of the Digital Aureus platform andrapidly gain recognition in the target market.

Digital Aureus user acquisition plan is based on a number of key strategies that will be employed overthe next 5 years; with strong focus on social media advertising.

The creation of partnerships or cooperation with companies in related areas also allows to accessnew client segments.

We will penetrate the market with a (nearly) free of charge service. Customers will receive rewards indigital Aureus tokens for helping vendors join the platform /affiliate.

Our customers and crypto-enthusiasts will be able to earn tokens by presenting Digital Aureus andusing the DA MasterCard. Our product will be constantly improved to answer the client’s needs.

All this will ensure the loyalty of customers and clients and the sustainability of our product and thecompany itself.

MARKET STRATEGY

Mobile App for users

active exchange in the community, common interests, built up an adventure world with travel, competitions

Branded cards distributed through partners network / “co-branding“-> the partners will distribute the MasterCard amongtheir network

Digital Aureus exchange situated in Estonia –EU- (easiest exchange gov.regulations in Europe)

Launch an online bank in Lettland (easiest exchange gov.regulations in Europe)

active exchange in the community, common interests, adventure world with travel, competitions

THE NEXT STEPS

Misson

Support the use of cryptocurrencies in everyday

life. Make conversions from Cryptocurrencies to

fiatmoney easier

Added value for DA Users

Real time conversion allows users to earn money

reduce transaction costs

Target Users

Any cryptocurrency holder can use DA Mastercard

card

Blockchain support

In the launch of the Currency we will acccept

Bitcoin and Ethereum. Following this, we will

progressively add Euro.

Bonus Programm and chance

5% bonus on purchase , participate on price gain

on exchange

card usages

Pay in real time, no need to exchange in fiat

currency

USP own currency combined with own debit card and

mobile app

Credit Card Reach Available worldwide

OVERVIEW

PRODUCT ADVANTAGES

● Ethereum blockchain / high security

● Decentralized and trustless storage

● Global access to 36 million points of acceptance online and offline in close to 200 countries

● Users earn a 5 % reward for every purchase they make. This incentive will be transferred to the user in

form of DA tokens initially

● Allows to keep securely cryptocur and other currency on your account in the Wallet

● Transfers between the users (peer to peer) will be free;

● High bonusprogramm

● Payments are automatically released by smart contracts straight to your wallet

● Real-time payment process / coins are sold at the moment of payment

● Make purchases internationally and easier: Pay online or on payment terminals (ATM) around the world

or direct in a shop

● user can choose in he want to pay in crypto or fiatmoney

TOKEN SALE

TOKEN NAME Digital Aureus (DAC)

BLOCKCHAIN PLATFORM Ethereum

TOKEN STANDARD Erc223

REGULATION during ICO Remaining coins will be distributed

amongst users at a controlled rate

SMART CONTRACT Open, on Ethereum blockchain

TOKEN PRICE DURING

CROWDSALE

TOKEN TOTAL SUPPLY

0,1 - 0,2 Euros

200.000.000.000 tokens

MINIMUM LIMIT OF TOKENS

PURCHASE

50 Euro (250 tokens @ €0.20 / token)

ACCEPTED CURRENCIE ETH; BTC,

TEAM

Digital Aureus has a team with deep experience in the retail and payments sectors

Digital Aureus is working with recognized experts in every field of the process

The have joined forces to develop an unprecedented Cryptocurrency. The team wants to do something great and they have the right idea at the right time. A Currency that is not only usable, but also offers a new "payment solution".

The team consists of ambitious specialists, experts in banking, credit product sales, blockchain solutions, marketing and IT developers to lay the base for exponential growth.

They have great experience in building relationships with banks and payment gateways, establishing international partnerships, managing liquidity, working with regulators, analyzing markets, developing trading systems, and growing a dedicated user base.

https://investlithuania.com/key-sectors/technology/fintech/?gclid=CjwKCAjw9-HZBRAwEiwAGw0QcYc0_-T-

pxB56LYU26xLQtihTLqY71V2TJ1UGGPdZpqum4DeHOAuTRoCfoUQAvD_BwE

WHY DIGITAL BANK IN LATVIA?

http://www.internationalinvestment.net/comment/comment-cryptocurrencies-popular-estonia/

CRYPTO EXCHANGE WILL BE IN ESTONIA

We connect virtual with the real world

ONE COIN, ONE COMMUNITY AND

BENEFITS FOR ALL.