THe BulleTin BulletiN… · Travis County under the Endangered Species Act through the U.S. Fish &...

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Copyright © 2010 Peel, Inc. The Bulletin - September 2010 1 September 2010 Volume 4, Issue 9 News for the Residents of Belterra B ULLETI N THE Belterra Community News AUSTIN CURRENTS BCP Hike & Lecture Series Looking to enjoy the wonderful fall weather with the family? How about a guided hike in some of the most pristine wildland areas around town? The Balcones Canyonlands Preserve (BCP) maintains several of the open spaces you see around Austin, around 27,000 acres in total. These are not parks, they are preserves. Access is limited, and no pets or bicycles or large groups are allowed. As you may be aware, the BCP is not just one single tract of land but a system of preserves that exists as a multi-agency conservation effort with Travis County under the Endangered Species Act through the U.S. Fish & Wildlife Service (USFW). This hike and lecture series is a partnership among several local agencies and organizations that manage land dedicated to the BCP. A hike is offered the 2nd Saturday of every month. The City of Austin is supporting the partnership and this program by handling registration for events on its website. Lectures will be posted on the calendar but do not require registration. Your field biologist will point out birds, animals, plants, insects and invertebrates. And you may see the habitats of native and non-native plants and animals and you will learn about how they impact the environment. You might even get lucky and see a turkey vulture, armadillo, grey fox or some roadrunners. The best part is you can ask your guide all the questions you want. This is great for kids and adults too. Here is the Hike & Lecture Series calendar for the fall: Sat. 9/11 9a-11:30a Birding Habitat of Westcave Preserve (Westcave Preserve - easy) Sat. 9/25 1:00p-3:30p Exploring Wild Basin (Wild Basin Wilderness Preserve- easy) Sat. 9/25 9:00a-11:30a Exploring Wild Basin for Kids and Families (Wild Basin Wilderness Preserve- easy) Sat. 10/9 10a-1:00p Rediscover Hamilton Pool (Hamilton Pool Preserve – easy) Sat. 11/13 9a-11:45a A Bird’s Eye View of Stillhouse Hollow (Stillhouse Hollow – easy) To Register, visit http://www.ci.austin.tx.us/water/wildland/ bcphikelectureseries.htm. For more information contact [email protected] Rich Keith, (512) 632-0162. - Submitted by Rich Keith AUSTIN NEWCOMERS Club September Luncheon Austin Newcomers is a social organization dedicated to introducing residents to the Austin Community and giving them the opportunity to meet and make new friends. Join us at our monthly luncheon as well as take the opportunity to learn about and become involved in many varied fun Interest groups. Time: 11:00 AM Social - 12 Noon Luncheon Date: September 15, 2010 (Reservations required by Thursday, September 9th) For Luncheon Reservations email: [email protected] or Diane Israelson 512-467-4979 For other Newcomers information visit www.austinnewcomers.com or call 512-314-5100 September Program: Dr. Jurgen Streeck from the Department of Communication Studies and German Studies at the University of Texas, Austin September 15, 2010 What nonverbal messages are you sending? We are sending nonverbal messages constantly and sometimes our nonverbal messages are more important than what we actually say! Our next speaker will be Dr. Jurgen Streeck from the Department of Communication Studies and German Studies at the University of Texas, Austin. He also serves on UT’s faculty for Foreign Language Education and African and African-American Studies. Dr Streeck has conducted many studies regarding non-verbal communication and has published several books on the subject. (Continued on Page 2)

Transcript of THe BulleTin BulletiN… · Travis County under the Endangered Species Act through the U.S. Fish &...

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Copyright © 2010 Peel, Inc. The Bulletin - September 2010 1

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August 2007 Volume 1, Issue 1September 2010 Volume 4, Issue 9 News for the Residents of Belterra

Bu l l e t iNt h e

B e l te r ra C o m m u n i t y New s

Austin CurrentsBCP Hike & Lecture Series

Looking to enjoy the wonderful fall weather with the family? How about a guided hike in some of the most pristine wildland areas around town? The Balcones Canyonlands Preserve (BCP) maintains several of the open spaces you see around Austin, around 27,000 acres in total. These are not parks, they are preserves. Access is limited, and no pets or bicycles or large groups are allowed. As you may be aware, the BCP is not just one single tract of land but a system of preserves that exists as a multi-agency conservation effort with Travis County under the Endangered Species Act through the U.S. Fish & Wildlife Service (USFW).

This hike and lecture series is a partnership among several local agencies and organizations that manage land dedicated to the BCP. A hike is offered the 2nd Saturday of every month. The City of Austin is supporting the partnership and this program by handling registration for events on its website. Lectures will be posted on the calendar but do not require registration.

Your field biologist will point out birds, animals, plants, insects and invertebrates. And you may see the habitats of native and non-native plants and animals and you will learn about how they impact the environment. You might even get lucky and see a turkey vulture, armadillo, grey fox or some roadrunners. The best part is you can ask your guide all the questions you want. This is great for kids and adults too.

Here is the Hike & Lecture series calendar for the fall:Sat. 9/11 9a-11:30a Birding Habitat of Westcave Preserve (Westcave Preserve - easy)Sat. 9/25 1:00p-3:30p Exploring Wild Basin (Wild Basin Wilderness Preserve- easy)Sat. 9/25 9:00a-11:30a Exploring Wild Basin for Kids and Families (Wild Basin Wilderness Preserve- easy)Sat. 10/9 10a-1:00p Rediscover Hamilton Pool (Hamilton Pool Preserve – easy)Sat. 11/13 9a-11:45a A Bird’s Eye View of Stillhouse Hollow (Stillhouse Hollow – easy)

To Register, visit http://www.ci.austin.tx.us/water/wildland/bcphikelectureseries.htm.

For more information contact [email protected] Rich Keith, (512) 632-0162. - submitted by rich Keith

Austin newComers

Club September LuncheonAustin Newcomers is a social organization dedicated

to introducing residents to the Austin Community and giving them the opportunity to meet and make new friends. Join us at our monthly luncheon as well as take the opportunity to learn about and become involved in many varied fun Interest groups.

time: 11:00 AM Social - 12 Noon Luncheon

Date: September 15, 2010 (Reservations required by Thursday, September 9th)

For Luncheon reservations email: [email protected] or

Diane Israelson 512-467-4979

For other newcomers information visit www.austinnewcomers.com or

call 512-314-5100

september Program: Dr. Jurgen Streeck from the Department of Communication Studies and

German Studies at the University of Texas, AustinSeptember 15, 2010

What nonverbal messages are you sending? We are sending nonverbal messages constantly and sometimes our nonverbal messages are more important than what we actually say!

Our next speaker will be Dr. Jurgen Streeck from the Department of Communication Studies and German Studies at the University of Texas, Austin. He also serves on UT’s faculty for Foreign Language Education and African and African-American Studies. Dr Streeck has conducted many studies regarding non-verbal communication and has published several books on the subject.

(Continued on Page 2)

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emerGenCY numBersEMERGENCY ..................................................911Ambulance / Fire .................................................911

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His main area of expertise is the study of face-to-face interactions with a focus on gestures. His studies have delved into cultural differences, which has led him to conducting field research in Germany, the Philippines, Bali and Columbia.

He teaches undergraduate classes on social interaction and visual media, inter-cultural communication, and hip-hop/rap. He also teaches graduate level students on the Analysis of Human Interaction.

Dr. Streeck was President of the International Society of Gesture Studies, and serves on the editorial board of Gestures. He is the author of Gesturecraft: The Manu-facture of Meaning,several books on child communication, and has published many articles.

Please join us for an enlightening afternoon and meet new friends.

Recipe of the MonthApple Cake

3 medium apples, peeled & thinly sliced 1/4 Cup plus 1 tablespoon sugar 1 tablespoon plus 2 teaspoons cinnamon 3 cups flour 2 cups sugar 1 tablespoon baking powder 1 teaspoon salt 4 eggs, beaten 1 cup vegetable oil 1/4 cup orange juice 1 tablespoon vanilla

Combine first 3 ingredients, tossing well. Set aside.Combine flour, 2 cups sugar, baking powder, and salt in a large mixing bowl. Combine next 4 ingredients; add to flour mixture, mixing well. Pour 1/3 of batter into a greased and floured 10 inch tube pan. Top with half of the thinly sliced apples, leaving a 1/2” margin around center and sides. Repeat layering, ending with batter on top. Bake at 350° for 1 hour or until a wooden pick comes out clean. Cool in pan 10-15 minutes; then remove from pan. Let cool completely. Sprinkle with powdered sugar, if desired.

Austin Newcomers - (Continued from Cover Page)

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Parents may urge their children to pack their lunch to lighten their own load during the busy school year but it also helps teach kids important lessons about nutrition and responsibility, said a Baylor College of Medicine (www.bcm.edu) expert.

“Allowing children to pack their own lunch provides a great opportunity for children to take on more responsibility as they get older,” said Dr. Teresia O’Connor, assistant professor of pediatrics - nutrition at the USDA/ARS Children’s Nutrition Research Center (http://www.bcm.edu/cnrc/) at BCM and Texas Children’s Hospital (www.texaschildrens.org). “It is also a great occasion to talk to your child about a balanced diet and teach about healthy balanced meals.”

Parents should offer a little guidance initially, however. Younger children and parents should pack lunches together, and as the child gets older, he or she can take on more of the responsibility. This way, parents can teach their children what constitutes a healthy lunch. Later, parents can check in with them, learn the child’s preferences and help

make sure that everything is available from the grocery store.No matter who packs the school lunch, O’Connor recommends

that it include a serving of fruit and a serving of vegetables. Veggies can include carrot sticks, celery or some other cut up vegetable as well as sliced tomato or lettuce on a sandwich. Sandwiches can be made on whole wheat bread to get the whole grains recommended on Mypyramid.gov, a resource of the USDA (www.usda.gov). Low-fat or skim milk or water makes a great drink option. Fruit is a good way to satisfy a sweet tooth, but a healthy lunch can still include occasional cookies or other sweets, O’Connor said.

“Sweet snacks have a place in a balanced healthy diet but the key is moderation,” O’Connor said. “If the child gets a sweet at lunch, give them different choices for their after school snack or after dinner. Think about what the child ate throughout the whole day.” The same rules apply if your child decides to buy lunch at school. They should select foods from a variety of food groups, including fruits and vegetables.

PACK A LunCH With a Lesson in Nutrition

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THe BulleTinFinAnCiAL FoCus

Can You Save for Retirement and College?As another school year approaches, you may be thinking about

the day in which you’ll be sending your children off to college. Can you afford to help them pay for school while still saving for your own retirement?

There are many strategies to explore when saving for your retirement and your child’s education. To implement the right mix of options, it’s important to discuss your situation with a professional financial advisor, but here are some options to consider:

• Contribute to your 401(k). Since many people don’t have unlimited funds available to save for retirement and college, it’s important to get the most mileage possible from the money invested. Try to utilize the tax-advantaged retirement accounts available to you. For starters, contribute as much as you can afford to your 401(k) or other employer-sponsored retirement plan. Not only can your earnings grow on a tax-deferred basis, but your contributions are generally made with pretax dollars, so the more you contribute, the lower your annual taxable income — which, in turn, could give you more disposable income to invest for college. In 2010, you can contribute up to $16,500 to your 401(k), or $22,000 if you’re 50 or older.

• Fund your IRA. Depending on your income level, your contributions to a traditional IRA may also lower your taxable income, again potentially freeing up resources for college. Plus, your earnings can grow tax deferred. If you qualify for a Roth IRA, your contributions are not tax-deductible, but your earnings grow tax free. Withdrawals are also tax-free, provided you’ve held your account at least five years and you don’t start taking withdrawals until you’re at least age 59½. Also, you can withdraw Roth IRA contributions without paying taxes (since you’ve already been taxed on this money), so you could use these funds, if necessary, to help pay for college costs, although ideally you’d like to leave your account untouched until you retire. If eligible, you can contribute up to $5,000 to your traditional or Roth IRA in 2010, or $6,000 if you’re 50 or older.

• Open a 529 college savings plan. Contributions to a 529 plan are made with after-tax dollars. However, when you contribute to a 529 plan, your earnings grow tax free. Withdrawals are also tax-free, provided they are used for qualified higher education expenses. (Withdrawals for expenses other than qualified higher education

(Continued on Page 7)

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THe BulleTinAt no time will any source be allowed to use The Bulletin's contents, or loan said contents, to others in anyway, shape or form, nor in any media, website, print, film, e-mail, electrostatic copy, fax, or etc. for the purpose of solicitation, commercial use, or any use for profit, political campaigns, or other self amplification, under penalty of law without written or expressed permission from Peel, Inc. The information in the Belterra Bulletin is exclusively for the private use of the Belterra HOA and Peel, Inc.

DISCLAIMER: Articles and ads in this newsletter express the opinions of their authors and do not necessarily reflect the opinions of Peel, Inc. or its employees. Peel, Inc. is not responsible for the accuracy of any facts stated in articles submitted by others. The publisher also assumes no responsibility for the advertising content with this publication. All warranties and representations made in the advertising content are solely that of the advertiser and any such claims regarding its content should be taken up with the advertiser.* The publisher assumes no liability with regard to its advertisers for misprints or failure to place advertising in this publication except for the actual cost of such advertising.* Although every effort is taken to avoid mistakes and/or misprints, the publisher assumes no responsibility for any errors of information or typographical mistakes, except as limited to the cost of advertising as stated above or in the case of misinformation, a printed retraction/correction.* Under no circumstances shall the publisher be held liable for incidental or consequential damages, inconvenience, loss of business or services, or any other liabilities from failure to publish, or from failure to publish in a timely manner, except as limited to liabilities stated above.

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expenditures may be subject to federal and state taxes plus a 10% penalty.) Furthermore, 529 plan contributions may be eligible for a state tax deduction or credit in certain states for residents who participate in their own state’s plan. Also, the lifetime contribution limits for 529 plans are quite generous, and you can gift $13,000 per year, per beneficiary, without incurring gift taxes. To make sure you understand the tax ramifications of a 529 plan, you’ll want to consult with your tax advisor.

It may not be easy to put away as much as we’d like for retirement and college. But you do have some attractive savings and investment options. Don’t delay, because when saving for any goal, time is a great ally.

Financial Focus - (Continued from Page 6)

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