Synergy through Policies: Thailand New Delhi, India January 28, 2010.
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Transcript of Synergy through Policies: Thailand New Delhi, India January 28, 2010.
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Synergy through Policies: Thailand New Delhi, IndiaJanuary 28, 2010
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South Asia Housing Finance Forum
K I Woo
Government Housing Bank
Hotel Imperial
New Delhi, India
January 28, 2010
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Synergy through Policies – Thailand
Synergy
Optimal outcomes
Public, private collaboration
Risk and benefits sharing
Supports governments overall objectives
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Synergy through Policies – Thailand
No comprehensive national housing strategy
3 government-organizations implement
government housing policies and programs
NHA, CODI and GH Bank
Primarily for middle-and-lower income
housing
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Synergy through Policies – Thailand
Underlying theme
1. Global Economic Crisis 2. HM the King’s Sufficiency Economy
3. Moderation, reasonableness, and need for
4. Risk self-immunization or built-in resistance
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Synergy through Policies – Thailand
Government Housing Policies
Land procurement
Subdivision approvals, building codes, city planning
Infrastructure planning & development
Environment impact permits
Land registration
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Synergy through Policies – Thailand
National Housing Authority (NHA)
Established 1973
Ensure shelter for lower income citizens
Subsidized rental units and units-for-sale
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Synergy through Policies – Thailand
Community Organization forDevelopment Institute (CODI)
Established 2000
Slum upgrading and community upgrading
Organizes “community” borrower groups throughout the country
Government funding
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Synergy through policies – Thailand
Government Housing Bank (GH Bank)
Established 1953
Housing loans to middle income and lower income borrowers
More than just a bank
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Synergy through Policies – Thailand
GH Bank – more than just a bank
Catalyst for economic growth
Real estate development leader
Industry knowledge catalyst - REIC
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Synergy through Policies – Thailand
Synergy
Private sector – major housing provider
Government as enabler
Wide range of housing now available in Thailand