Country Facts – Sweden www.expatriatehealthcare.com /country-facts/sweden-information/

This information is provided to offer guidance to those seeking to live and work overseas. For moreinformation we recommend that you speak with your national government Foreign Office (or equivalent).

Sweden Country Guide

Sweden represents an ideal expat destination. For one thing while major cities such as Stockholm can becrowded in rush hour, you’re never far from the wilderness. As the EU’s third largest country you’ll find thatSweden boasts a very low population density. Indeed, vast swathes of the country are filled withmountains, forests and wildlife, making it the perfect country for outdoor pursuits.

Sweden is also a wealthy nation, benefitting from the 8 th highest per-capita income in the world. Relativelyhigh levels of taxation means plenty of money churning into public services. As a result, whether it’s the railsystem, schooling or healthcare you’ll find the country to be uniformly clean, efficient and punctual. Thiscan make living here a truly pleasurable experience.

Lastly Sweden is a very politically-stable country, with a strong history of human rights and equality. Theyhave an official policy of neutrality and actively welcome immigrants and expats alike. At the time of writing,Sweden has accepted more political refugees than any other European country.

So whether it’s how community-minded the country is, how beautiful and well-run the major cities are, orthe seemingly never-ending miles of countryside, its little wonder that Sweden is persistently touted as oneof the very best countries in the world for expats.

Climate

It can be tempting to assume that all Scandinavian countries are very similar to one another; typically cold,snowy and mountainous. But in Sweden you might be surprised to hear this isn’t necessarily the case.

Let’s start with the temperature. While the country can get cold in winter, summers can be positively balmy.Indeed, benefitting from the Gulf Stream, Sweden in summer can often be warmer than the UK. Thehighest ever recorded temperature here was a brow-melting 38’C; not quite the year-round ski resort manypeople expect.

That said, snow is commonplace in winter, especially in the north of the country. Roughly 15% of thecountry falls within the Arctic Circle, where the majority of the snow falls. This brings us neatly to themountains, which are almost exclusively confined to the sparsely-populated, forested north. The mainmountain chain here – known as “Skanderna” – neatly separates Sweden from its neighbour Norway andit is at such altitudes that the coldest of weather can be experienced.

Overall, excluding the mountains, Sweden enjoys a temperate climate.

Perhaps surprisingly, away from the northern territories, much of Sweden is surprisingly flat. This can makefor stunning views, particularly in the summer months when the sun doesn’t set for weeks on end.

Culture

Sweden’s culture is surprisingly wide-ranging, having impacted everything from the cars we drive to thephones we use. Just a few of the household names that Sweden has given the world include ABBA, IKEA,Volvo and Skype.

One of the most noticeable national traits is just how family-friendly the country is. For example workers inSweden receive generous maternity and paternity entitlements, and can reduce their workload by up to25% at their request, right up until their children reach school age. So child-friendly is the country that evensome trains have toy rooms to entertain bored youngsters. For expats with families, therefore, there canbe few better destinations.

No talk of Sweden’s child-rearing benefits could be complete without mention of the schools which, like thehospitals, are some of the very best in the world. That said, these high quality establishments do come at acost; taxes in Sweden are exceptionally high, with the average Swede paying 42% tax. It is not uncommonfor higher wage earners to receive less than half of their pay once taxes have been deducted.

In essence, therefore, living in Sweden can be far from cheap. The flipside of this situation being thatpublic services are exceptionally clean, efficient and progressive.

Sweden also has an enviable reputation for sexual equality, with large numbers of women benefitting fromsenior positions. For example, fully half of cabinet ministers are female, a figure that is almost unrivalledon a world scale.

Language

The official language is Swedish which, while separate from Danish and Norwegian, retains enoughsimilarities that most of these nationalities can understand each other. This is especially so in the south ofthe country, which was formerly part of Denmark.

Besides Swedish, a large proportion of the country speak excellent English as a second language. Beinga compulsory subject in schools, surveys suggest that 89% of Swedes are fluent in English.

Alongside these two core languages there are a number of minority languages which one might encounter.These include Finnish, Meankieli, Sami, Romani and Yiddish.

Transportation

As with all public services in Sweden, the transportation network is a thing of beauty. Trains and buses aretypically immaculately clean and punctual, while road surfaces are excellent. Indeed, excluding the effectsof winter snow, one of the real benefits of moving to Sweden is just how easy and pleasant getting aroundthis sizeable country can be.

For long distance travel there are numerous options. Firstly, a number of airlines run internal flights atreasonable costs, especially when booked well in advance. However it is the national train service whichdeserves particular plaudits. With sleeping cabins for long-distance travel, family rooms and even cinemason some trains Sweden is one of the few countries where train travel can be thoroughly enjoyable. Inaddition, the views alone are worth the cost of the fare, with many tourists consciously opting to use the railservice as a great way to explore the country from the comfort of your centrally-heated cabin.

For short term visits consider investing in one of the rail passes available from stations. These offerunlimited train use for a designated period of time, and can often work out better value for tourists thanbuying individual tickets for all the journeys they plan on making.

Buses are plentiful both for long-distance and more local travel, and are cheaper than trains, though are

typically slower and less frequent. Be aware that bus travel tends to be most popular on Fridays andSundays. On such days not only are buses typically crowded, but the ticket fares can rise dramatically.

Taxis are commonplace is urban areas, though fares are not regulated. For this reason it is often wise toagree a price before setting off on a journey, lest the eventual fare is considerably more than you considerreasonable.

It is worthwhile noting that Sweden as a country is split broadly into the northern and southern halves.Public transport in the south, where most Swedes live, tend to be excellent. In the north, however, as thepopulation density drops considerably so too does the prevalence of public transport networks.

Under such circumstances it may be necessary to hire a car. Fortunately driving in Sweden also followsthe national theme of efficiency. Roads are generally excellent and, save for rush hour in the major cities,roads are almost empty by European standards. With considerable emphasis on safety (drink driving limitsare some of the least generous in the world) driving in Sweden can truly be a pleasurable experience.

Expats and travellers may drive in Sweden upon production of their home driving license; in most cases anInternational Driving Permit is unnecessary. Note that drivers are obliged to keep their headlights on at alltimes when driving, and that snow tyres are compulsory between December and March.

The vast swathes of wilderness still present in Sweden make it a haven for wildlife, including largemammals like moose. For this reason, drivers should keep their eyes peeled, particularly in rural areas, ascollisions with beasts of such sizes rarely end well for animal nor driver.

Healthcare

Like the rest of Scandinavia, the Swedish government puts considerable emphasis on the presentation ofuniversal healthcare for citizens. The results have been impressive, with a generous life expectancyamong citizens, and one of the lowest infant mortality rates in the world.

Expat residents will gain access to the same level of care afforded for nationals, meaning that one can lookforward to exceptional standards of healthcare. In order to access the system as an expat one will need toprovide a personal identification number (“personnummer”) which can be garnered from local tax offices.

That said, there are a few disclaimers that need to be made. Firstly, healthcare in Sweden is rarely “free” –rather heavily subsidized. Expect therefore to pay small sums of money for most healthcare services. Thatsaid, the Swedish government places annual limitations on annual contributions, where after individualswill benefit from truly free healthcare.

In addition, expats should be aware that they will need to be paying into the Swedish system for at least ayear before their coverage includes dental care. Until then it will be necessary to pay for routine dentalcare out-of-pocket.

If there is a downside to the Swedish healthcare system it is that waiting times can be extensive, which iswhy some nationals and expats alike opt for private healthcare. The standards of care are likely to beidentical but you will receive your treatment far sooner. Private care is most commonly paid for usinginsurance, which is frequently provided by employers.

The situation is rather different for short-term visitors who do not have the benefit of a residency visa.Under such circumstances the provision of an EHIC card will facilitate free emergency care, though moreroutine care will need to be paid for by the patient.

For this reason, tourists should seriously consider the implications of healthcare costs in Sweden, and

invest in overseas health insurance to help pay for necessary care. Expats may also want to consider suchan activity, at least until their dental coverage comes into effect.

Lastly, note that in Sweden many otherwise freely-available medications are only available withprescription. Visitors to the country may therefore want to consider bringing with them medications if theirvisit is only to be short-term.

The emergency services can be accessed in Sweden on the standard European emergency number of112.

Money

Sweden is one of the few EU countries that has opted to retain its original currency, instead of opting forthe Euro. The currency is known as the Krona (sometimes Anglicised to the “crown”).

Sweden has a strong banking infrastructure, with ATMs found in many urban areas, currency-exchangeoffices plentiful and many businesses accepting credit cards bearing the Visa or Mastercard logo.

Schooling

Education standards in Sweden are considered very high quality, as evidenced by numerous expat lifesurveys over recent years. Compulsory education exists between the ages of 7 and 16, with lessonstypically being taught in Swedish.

As with other countries, there also exist a range of private schools (known as “firskolor”) as well as alimited number of international schools in and around Stockholm. The lower population densities outsidethe capital mean that international schools can be much harder to encounter here.

Note that waiting times for entry into the few international schools can be considerable so expat parentswill likely need to plan well in advance. The school year runs from mid-August through to the beginning ofJune in most establishments. This means that pupils benefit from long summer holidays when the weatheris at its peak each year.

Food & Drink

Traditional Swedish food typically comprises meat or fish, together with vegetables (in particular potatoes)and a hearty sauce. Such meals are often described as “husmanskost” – meaning “homely fare”.

Sweden has a surprisingly diverse culinary history, with a large number of dishes which might beconsidered national institutions. Meat-based dishes often prominently feature meatballs, herring orreindeer. Black pudding (“blodpudding”) is also a popular dish, often served with a dash of the ubiquitouslingonberry jam.

It is from Sweden that the world has adopted the word “smorgasbord”. As the name suggests, asmorgasbord is typically a selection of warm or cold hors d’oeuvres presented in buffet-style.

In Sweden, coffee breaks have become something of national pastime. So much so that the term “fika”has been adopted to describe the pastime. Indeed, while fika translates literally to “have a coffee”, thereality is that typically an assortment of beverages are on offer, often accompanied by sandwiches orpastries. Kanelbulle – freshly-baked cinnamon rolls – are a particularly delicious accompaniment.

Expats in Sweden shouldn’t assume that “fika” is reserved only for social meetings either; even manycompanies stop once or twice a day for such an occasion, which can represent an excellent opportunity for

networking and discussion.

In terms of beverages, note that alcohol in Sweden is considered exceptionally expensive. While weakbeers are reasonably commonplace, drinks with higher alcohol limits may only be purchased from a smallrange of authorized retailers.

The tap water in Sweden is considered safe to drink across the country.

Safety

Sweden has a very low crime rate and is generally a safe destination for travel. Like most countries, thereis a degree of petty thefts but these are in no way more extreme than other European travel destinations.

Due to the climate, Sweden does not suffer from the tropical diseases or parasites to be found in hottercountries.

Indeed if there is a danger in Sweden it is quite simply that winter weather can make travel rather moredangerous. Each year there are numerous car accidents thanks to snow and ice on the roads. Themessage is clear; visitors who plan to drive in colder months should take particular care and even considertaking advanced driving tuition to safely deal with the conditions.

Places to Visit

One of the wonderful things about Sweden’s national identity is simply how much reverence is placed onancient history. Visitors will be able to visit a range of monuments and museums which beautifully tell thestory of Sweden through the ages. Here are some of the top destinations to consider during your stay…

Visby

In many ways time seems to have stood still in Visby. This UNESCO-listed medieval city,complete with cobbled streets, historical buildings and ancient churches represents athoroughly immersive experience. Take one of the many guided tours or simply follow yournose through the streets and imagine what life must have been like here in the middle ages.

Vasa Museum

Historically, Sweden gained notoriety around the world as a Viking nation. Vasa representsone of the most popular destinations in all of Sweden, and a perfect opportunity to learnmore about the country’s Viking heritage.

Most notably of all, stand agog before the most complete 17 th century ship that has everbeen discovered, complete with 64 cannons, which sadly sank on its maiden voyage.

Skansen Open-Air Museum

Reputedly the world’s first open air museum, Skansen provides an opportunity toexperience the Sweden of days gone by. The 75 acre site has rescued over a hundredtraditional Swedish buildings, which have been painstakingly reconstructed, transported tothe site and then re-erected for time immemorial. Come to learn more about the history ofSweden, and to see traditional crafts from baking to glass blowing.

Drottningholm Palace

The private summer residence of the Swedish royal family, this UNESCO-listed tourist siteoffers visitors a glimpse into the world of the monarchy. Guided tours around the buildingprovide unprecedented access to view the rooms. However just as impressively guests cansaunter around the many gardens and parks which surround the palace – which are all freeto visit.

Ice Hotel

Located in the village of Jukkasjarvi, the ice hotel is rebuilt every year from ice and snow.The subject of numerous photographs, not to mention serving as a location for numerousmovies, enter this fairy-tail world to wonder at the many sculptures on offer here. Eachroom is unique, having been designed by individual artists, and even the beds and thedrinking glasses are made from ice.

For more information on moving abroad visit www.gov.uk/knowbeforeyougo.

Of course, if you’re planning on travelling to Sweden please ensure you have adequate expat travelinsurance.