Snippetz Issue 425

20
Larry E Stiltner Agency 481 Hwy 105 Suite 212 (719) 481-8382 Bus Monument, CO 80132 All your protection under one roof. ©1997 American Family Mutual Insurance Company and its Subsidiaries Home Office – Madison, WI 53783 www.amfam.com NA-07497 Rev. 1/03 S n I p p e S n I p p e t z ® t z OF NORTHERN EL PASO COUNTY & LARKSPUR by Deborah Stumpf SNIPPETZ FINDS ANOTHER HOLIDAY: WINTER SOLSTICE FREE WEEKLY ISSUE 425 • DECEMBER 21, 2009 FIRST NATIONAL BANK MONUMENT 625 Hwy 105 Member 719-481-0008 Merry Christmas & Happy New Year From Your Friends at First National Bank of Monument Winter Solstice ... Continued on Page 2 719-488-1400 www.monumentcoins.com [email protected] In the MONTEVERDE Center 325 2nd St. Suite U, Monument Co Bring this ad to receive an Extra 5% when we buy your Gold NOW OPEN MONUMENT COINS Buy • Sell • Trade…Coins, Gold & Silver Get TOP DOLLAR in CA$H for your OLD GOLD Jewelry! Host a Gold Party with your Friends, And Receive Extra Cash!!! Al Dobrick - 30 Years Exp “Yule, is when the dark half of the year relinquishes to the light half. Starting the next morning at sun- rise, the sun climbs just a little higher and stays a little longer in the sky each day. Known as Solstice Night, or the longest night of the year, much cele- bration was to be had as the ancestors awaited the rebirth of the Oak King, the Sun King, the Giver of Life that warmed the frozen Earth and made her to bear forth from seeds protected through the fall and winter in her womb. Bonfires were lit in the fields, and crops and trees were “wassailed” with toasts of spiced cider.-Yule Lore O n December 21, the earth’s axis will tilt the farthest away from the sun – 23.5 degrees – in the northern hemi- sphere, creating the shortest day of the year. The event happens within seconds, but it

description

SNIPPETZ FINDS ANOTHER HOLIDAY: WINTER SOLSTICE

Transcript of Snippetz Issue 425

All your protection under one roof.

©1997 American Family Mutual Insurance Company and its SubsidiariesHome Office – Madison, WI 53783

www.amfam.comNA-07497 Rev. 1/03

Larry E Stiltner Agency481 Hwy 105 Suite 212(719) 481-8382 BusMonument, CO 80132

All your protection under one roof.

©1997 American Family Mutual Insurance Company and its SubsidiariesHome Office – Madison, WI 53783

www.amfam.comNA-07497 Rev. 1/03

Larry E Stiltner Agency481 Hwy 105 Suite 212(719) 481-8382 BusMonument, CO 80132

All your protection under one roof.

©1997 American Family Mutual Insurance Company and its SubsidiariesHome Office – Madison, WI 53783

www.amfam.comNA-07497 Rev. 1/03

Larry E Stiltner Agency481 Hwy 105 Suite 212(719) 481-8382 BusMonument, CO 80132

SnIppeSnIppetz®

tznnInnnnnnnnnnnIIIIIIIIIpppppppppppppppp zzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzOF NORTHERN EL PASO COUNTY & LARKSPUR

by Deborah Stumpf

SNIPPETZ FINDS ANOTHER HOLIDAY:WINTER SOLSTICE

FREE WEEKLY

ISSUE 425 • DECEMBER 21, 2009

FIRST NATIONALBANK MONUMENT625 Hwy 105

Member

719-481-0008

Merry Christmas&

Happy New YearFrom Your Friends at First National Bank of Monument

Winter Solstice ... Continued on Page 2

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[email protected] the MONTEVERDE Center

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“Yule, is when the dark half of the year relinquishes to the light half. Starting the next morning at sun-rise, the sun climbs just a little higher and stays a little longer in the sky each day. Known as Solstice Night, or the longest night of the year, much cele-bration was to be had as the ancestors awaited the rebirth of the Oak King, the Sun King, the Giver of Life that warmed the frozen Earth and made her to bear forth from seeds protected through the fall and winter in her womb. Bonfi res were lit in the fi elds, and crops and trees were “wassailed” with toasts of spiced cider.” -Yule Lore

On December 21, the earth’s axis will tilt the farthest away from the sun – 23.5 degrees – in the northern hemi-

sphere, creating the shortest day of the year. The event happens within seconds, but it

Winter Solstice ... Continued from Page 1

Winter Solstice ... Continued on Page 3

2

THIS WEEK IN SNIPPETZ

Cover Story

ALL RIGHTS RESERVED © 2009PUBLISHED BY FUNDER ENLIGHTENING, INC.

George Wilkins - Publisher

PO Box 789 Monument, CO, 80132

(719) 487-0484email: [email protected]

NEXT WEEK IN SNIPPETZ

FEATURE ARTICLESTai Yi - Do You Have Abilities?... 4

Strange But True... 7

Moments In Time... 8

The Holidays: The Final Stretch... 10

Senior News Line... 18

STYLE 5Kim’s Korner... 5

HEALTH AND WELLNESS 9

SNIPPETZ BUSINESS DIRECTORY PAGE 10

Local Businesses on the Go!

THE DINING GUIDE PAGES 11-13Comfort Foods Made Fast & Healthy... 11

Good Housekeeping 2... 11

Patricia’s Café... 13

Vino-Bits... 13

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Huey’s Page (Comics)

Salome’s Stars (Weekly Horoscope)

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Financial Focus ... 16

The Law According To Stevens... 17

Dollars and Sense... 17

REAL ESTATERobin’s Rap... 18

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has fostered an everlasting holiday: winter solstice. The day signifi es the beginning of winter and a day with the least amount of sunshine. Some argue that it’s the begin-ning of spring, because the days become longer starting Dec. 22. Reason enough to celebrate!

THE ORIGINS“Solstice” comes from the Latin word “solstitium,” which translates to sol (sun) and stitium (stop-page).

Less light became a challenge in ancient times for people who lived off the land. They scrambled to horde food for the shorter days and feared that the sun would completely disappear, and they would slowly die of starvation or cold. They began to hold rituals in honor of Mother Nature, asking her for the sun to return. Those rituals became ensconced over time and eventually known as winter solstice.

THE RITUALSIn her book, “The Winter Solstice,” Ellen Jackson said people long ago tried to placate the gods by bringing evergreen trees into their homes, tying apples to oak and fi r tree branches “as a promise that good times will come again.”

Other traditions – often associated with Paganism – that relate to modern-day Christmas celebrations include mistletoe, gifts, reindeer, holly and ivy and winter plays. In old Europe, winter solstice was known as Yule, from the Norse, Jul or wheel – the namesake of the Yule log.

From Christians to Jews to vampires, many cel-ebrate winter solstice in a variety of ways for a myriad of reasons.

Christianity: Many of the symbols and customs associated with Christmas are rooted in winter sol-stice celebrations of ancient pagan religions. Chris-tians have interwoven many of the original rituals

with their celebration of the birth of Christ. In fact, the date, Dec. 25, was born out of paganism. In the third century BC, as part of the Roman winter solstice celebration, Emperor Aurelian established Dec. 25 as the birthday of the “invincible sun.” In the year 273, the Christian Church chose Dec. 25 as the birthday of Jesus Christ; and, by 336, the Roman feast had become Christian as well. It took centuries before the birthday (Dec. 25) of Jesus Christ was accepted among Christians. Because of its link with paganism, there was controversy in the early days.

In the 17th century in Massachusetts, the Puritans tried to ban Christmas because of its link to Pa-ganism. In 1647, the English Parliament abolished Christmas.

Obviously, the Dec. 25 birthday of Jesus was “born again” and has become a widely celebrated event – beyond Christianity to commerciality. Controversy still surrounds Christmas in the modern world. Many people believe that Christmas should be more inclusive of all faiths. Christians, however, believe in keeping the true meaning in their reli-gion alive and in the forefront of December cel-ebrations. Many Christians dismiss winter solstice celebrations because of its origin to paganism.

Native American Spirituality: Native American celebrations focus on the sun, the new year and the rebirth of spring vegetation. Winter solstice rites among the Pueblo tribe include making prayer sticks and retreats. The Hopi tribe honors the winter solstice through a ceremony called Soyal, which lasts for 20 days. Purifi cation rituals, a rab-bit hunt and a feast and blessings are part of Soyal celebrations.

Atheism: More recently, atheists throughout the country have organized winter solstice celebrations as a way to celebrate the season, without having to adhere to the Christian meaning of Christmas. Some of the celebrations include the Great North Texas Infi del Bash in Weatherford, Texas; the Winter Solstice Bash in Roselle, N.J.; and winter solstice parties in Pennsylvania, Idaho, Maryland, Iowa, Arizona, California and Colorado. Winter solstice celebrations for atheists have spread to many states in the last few years.

Neopaganism: Paganism is coined neopaganism

SNIPPETZ FINDS ANOTHER HOLIDAY:WINTER SOLSTICE

3

SNIPPETZ®

OF NORTHERN EL PASO COUNTY & LARKSPUR

Winter Solstice ... Continued from Page 2

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Snippetz111209.indd 1 11/13/09 8:25:19 AM

A FAMILY THAT “CLAY’S” TOGETHER…

Whimsical ceramic and clay works from Colorado Springs ceramic artist Paul Dahlsten. A one-of-a-kind gift for your family and friends.

We have the privilege of displaying, Tri-Lakes resident, THAD HANDRICK’S pottery lines. Thad’s pottery is as beautiful as it is functional and makes very useful gifts.

Come support the arts! We have several local artists displaying their fi ne fare!

Bella’s own ETHAN AHLSTROM won 2nd Place in PPFA’s Framers competition! It’s on display in the gallery. CONGRATULATIONS, Ethan!

today because of its root to many pre-Christian re-ligions. Neopagans are polytheistic or duotheistic, meaning they believe in two or many gods. Wicca is the most common religion derived from ancient Paganism, and Wiccans worship the Goddess and the God. Neopagan beliefs are centered on nature, the earth and the seasons – the same as the ancient Pagan cultures that created winter solstice celebra-tions. In keeping with tradition, Wiccans (and other neopagans) celebrate winter solstice, often refer-ring to it as Yule. In Wiccan religion, the winter solstice is a time of self-exploration and planning for the future.

Druidism is seeded in paganism, too. In the ancient Celtic society, Druids were priests, teachers, phi-losophers, scientists and judges. They led all public rituals, including the winter solstice, which, among Druids, represents the death of the old sun and the birth of the dark half of the year.

Vampyres: Not to be confused with Hollywood versions, commonly spelled “vampires.” There are real people – vampyres – who believe they need to ingest small quantities of blood to main-tain strength and energy. The “Long Night” is the winter solstice festival for vampyres. At the cel-ebration, vampyres recognize new members of the coven and some perform rites of passage into the vampyre world.

Vampyres do not believe they are immortal. Not all vampyres drink blood, and those who do get their blood from willing sources. (From www.re-alvampyres.net)

A FEW CELEBRATION IDEAS • Exchange gifts and enjoy special dinners with friends and families of all faiths over the course of several days and nights (done in the olden days). The ancient Roman Saturnalia festival lasted for a week.

• Decorate the house with herbs and Druid holiday colors of red, green and white. Use ancient sym-bols of winter solstice as part of the décor: holly, ivy, evergreen boughs, pine cones and mistletoe.

• Have a winter solstice eve ritual: meditate in dark-ness and welcome the birth of the sun by lighting candles and singing non-religious carols. Burn a Yule log and save a bit for next year’s fi re.

• Contribute to wellness on earth by donating food and clothing to the poor; volunteering time; donating to environmental groups and meditating for world peace. And don’t forget to put up a bird feeder for the birds that stay around for the winter solstice.

Last, for the perfect holiday music that features traditional Christmas songs and tunes akin to the winter solstice, check out “Midwinter Graces” by Tori Amos. The singer had called the album a cel-ebration of the winter solstice and has been dubbed as the “perfect blend of spirituality and nature.”

Merry Winter Solstice?

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TAI YI :DO YOU HAVE

ABILITIES?

Many children are born with abilities. Some abilities are fostered and supported at home

and the school environment. Abilities can ‘show up’ in many different areas, such as musical, artistic, and mental ability. Many times, these abilities are recognized and encouraged, which is wonderful to assist the child in mastering the ability.

What about children who are born with ‘other’ abilities? Abilities that do not fi t within the context of the family’s beliefs or expectations of what their child ‘should’ be able to do, such as, seeing and/or feeling energy? Children who can see energy may describe it as colors or waves. They may see colors around individuals or objects. What about a child who says he or she saw a deceased family member or talked to a deceased family member? These abilities may be seen as ridiculous, nonsense, foolish, or the family may be embarrassed.

Many times these abilities are suppressed at the age of 6 or before the age of 6 years old. The reason can differ among children as to why the ability may have been suppressed. Perhaps the parents told the child that what he or she was sharing was foolish. Perhaps the child was told it was nonsense or just his or her imagination. Also, perhaps it was other children who made fun of the child for sharing information that did not fi t within

the context of their own beliefs. A teacher can also be a person who encourages a child to shut down an ability by telling the child that it is ridiculous.

Many children, who were born with ‘different’ abilities and suppressed them, grow into adults who may feel different, but do not know why. The adults may or may not remember they had the ability in the fi rst place. If a person is born with an ability, it is to be honored. Honored is another word for respect, not worship, but respect. When a child is taught to respect an ability, the child is taught to respect him or herself.

An adult, who has an ability and wants to reawaken the ability, can work on doing so. The adult can work on uncovering what the ability is, why it was suppressed, and begin acknowledging and respecting it. Rainbow Connection is a Tai Yi treatment that can assist with opening an ability. This treatment helps the person to see, feel, and interpret energy on an intuitive level. The recipient needs to be willing to accept the energy offered during the Tai Yi treatment.

The recipient of the treatment may feel energy with more sensitivity and he or she may begin seeing colors seemingly randomly. This treatment will assist the person in opening the ability, but more self-work will be required to grow the ability.

Tami Urbanek

For more information on Tai Yi, Tai Yi History, and Tai Yi exercises go to: www.empowermentthroughhealing.com

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Your interior design options can range from small to large and from inexpen-sive to very expensive. You may be able to solve the problem of your lounge room with a splash of colorful pillows and a strategically hung mirror or you may need something more drastic like a complete change of wall color with a feature wall to boot.

The important thing is to be able to pin-point exactly what is not working for you now. Is it really the color of your walls? Or would a framed poster and showcase light fi ghting do the trick? Is it really your drab furniture? Or would a brightly colored throw rug and pil-lows make the dramatic change you are looking for?

In order to answer these questions you need to step into your room and imag-ine you are expecting a new friend to visit. What would this person see? How would you feel you could better impress this person? Then always try to answer your ideas with the smallest possible changes fi rst rather than the most drastic.

Color is one of the best ways to create the illusion you want. Adding color to your interior design need not be drastic (as in wall painting or new furniture) but easy and something you can do in a day. Instead of painting a wall, hang a mirror, clock, shelves or piece of art-work. Instead of buying a new coffee table, decorate your existing one with books, candles and a large bouquet of freshly cut fl owers.

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www.farmersagent.com/dprejean • [email protected]

David Prejean1840 Deer Creek Rd

Suite 103C Monument719•434•7031

Samantha Weaver

• It was French author, philosopher and journalist Albert Camus who made the following sage observation: “Nobody re-alizes that some people expend tremen-dous energy merely to be normal.”

• According to records kept by the So-cial Security Administration, the name “Barack” was ranked 2,409th in 2008, up more than 10,000 spots from 12,535th in 2007.

• Large cities often use high-occupancy vehicle (HOV) lanes in order to encourage carpooling and help reduce traffi c conges-tion. As soon as the lanes appear, however, people start getting creative about ways to get around the restriction. Pregnant wom-en have claimed to be carrying an extra passenger even when all the other seats are empty, and more than one person has placed a mannequin or infl atable doll in

the front seat in an effort to fool authorities. Recently, an undertaker in Los Angeles went to court to appeal a judgment against him, claiming that the body in a coffi n in the back should count as a passenger.

• Are you a hypergelast? If you are, it’s nothing to be ashamed of; in fact, it might mean you’re the life of the party. A hyper-gelast is someone who laughs a lot.

• Moore’s Law is not good news to those of us who might be a bit technologically challenged; it states that computer technol-ogy doubles in complexity every 18 to 24 months.

• Those who study such things claim that, when it comes to accidents involving household appliances, you’re more likely to be injured by a washing machine, but if you are injured by a clothes dryer, it’s more likely to be fatal.

***

Thought for the Day: “Happiness is an imaginary condition, formerly attributed by the living to the dead, now usually at-tributed by adults to children, and by chil-dren to adults.” -- Thomas Szasz

(c) 2009 King Features Synd., Inc.

Hand Felted PursesScarves, Coats, Sweaters and CardigansNatural Goat Milk Soap100% Alpaca Stuffed Animals

Gloves and mittens

HAND FELTED PURSESPretty, fun and unique!

STUFFED ANIMALSSoft and cuddly,

these animals are all unique in their coloring.

NATURAL GOAT MILK SOAP

Leaves your skinsoft and smooth with a wonderful fragrance.

(719)481-6129www.peakranchalpacas.com

PLACE YOUR ORDER TODAY!

NATURAL AND UNIQUE GIFTS

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YOUR CONVENIENCE

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Monument, CO.

[email protected]

719•481•6129 / 719•232•8509

8

PLEASE SUPPORT OUR ADVERTISERS - THEY MAKE SNIPPETZ® POSSIBLE!

SAFE • CLEAN • SECURE Double J

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• On Dec. 24, 1851, a devastating fi re at the Library of Congress in Washington, D.C., destroys about two-thirds of its 55,000 volumes, including most of Thom-as Jefferson’s personal library. Today, the collection, housed in three enormous buildings in Washington, contains more than 17 million books.

• On Dec. 23, 1888, Dutch painter Vincent van Gogh, suffering from severe depres-sion, cuts off the lower part of his left ear with a razor while staying in Arles, France. He later documented the event

in a painting titled “Self-Portrait With Bandaged Ear.”

• On Dec. 27, 1900, prohibitionist Carry Nation smashes up the bar at the Carey Hotel in Wichita, Kan., causing sev-eral thousand dollars in damage and land-ing her in jail. Na-

tion became famous for carrying a hatchet and wrecking saloons as part of her anti-alcohol crusade.

• On Dec. 21, 1937, “Snow White and the Seven Dwarfs” debuts. The fi lm, created by Walt Disney’s animation company, was the fi rst feature-length animated movie. The fi lm became a classic, and box-offi ce receipts recouped the fi lm’s cost of $1.5 million by the end of its fi rst year in cir-culation.

• On Dec. 26, 1946, in Las Vegas, mob-ster Benjamin “Bugsy” Siegel opens The Pink Flamingo Hotel and Casino at a to-tal cost of $6 million. The 40-acre facility wasn’t complete. Because gamblers had no rooms at the hotel, they took their win-nings elsewhere. The casino lost $300,000 in the fi rst week of operation.

• On Dec. 22, 1952, the fi rst Corvette sports car, a running production-ready prototype, is completed. The name “Cor-vette” came from a type of small, maneu-

verable warship used by Allied forces in World War II.

• On Dec. 25, 1996, 6-year-old JonBenet Ramsey is killed in her Boulder, Colo., home. John and Patsy Ramsey, her par-ents, called police at 5:52 a.m. the follow-ing morning to report their daughter miss-ing. JonBenet’s body was found under a blanket in the basement that afternoon.

(c) 2009 King Features Synd., Inc.

THE PLACE FOR GREATCHRISTMAS GIFTS

FREE Gift Wrapping

Unique HandcraftedDollhouses & Accessories

for the Discriminating “Mini-Home Owner”

Both stores conveniently located at274 Washington Street, Historic Monument

481•1361 • OPEN 7 DAYS

A CUT ABOVEDRYWALL

When You Want It Done Right...The First Time!

Drywall Patches,

Repair andTexturing

• No Job Too Small• Free Estimates

• Reasonable Rates• 25 Years of Experience

Call Mark Today!

Home: 719-481-0509Cell: 719-237-9277

CHRISTMAS SALE...MANY ITEMS 50% OFF

PO Box 863Monument, CO 80132

Barbara Oakley719-488-2119

TRI-LAKES &GLENEAGLEWELCOMING

finders keepersby Peggy Rima

Incredible Jewelry Unique Gifts Local ArtPottery & Candles Colorado Jams, Salsas & Honey

“gifts from the heart”

Celebrating 10 Years in Palmer Lake (719) 487-8020 • 91 Hwy. 105 • Palmer Lake

Guardian Angels are thought to be spiritual be-ings that are “assigned” to protect and assist

people here on Earth. We all have one or more with us at all times.

HAPPY HOLIDAYS! Shop early for best selection.

719-481-0250125 Second St.

Historic Downtown Monument

9

SNIPPETZ® HEALTH AND WELLNESS

Bonnie B. Baswell, M.D.Eric L. Caplan, M.D.

Heather F. Fink, PA-C

Specialized Adult and Pediatric

Allergy and Asthma Care

Now in Monument

Enjoy the Beauty of Colorado Without the Sneeze or the Wheeze.

Individualizedtreatment for:

Nasal AllergiesChronic Sinusitis

Food AllergyHives

EczemaAsthma

Including Allergy Injections

719-592-1365www.csallergy.com

550 Highway 105Monument, CO 80132Wednesday Afternoons

At the Medical Centernext to Safeway

719-216-4421www.HealingTouch-MassageTherapy.com

The Ultimate

Massage GiftCertificates!

Buy a of and

Healing Touch Therapeutic MassageRobyn Graham, LMT

212 N. Washington St., Suite A, Chapala Building in Monument

1 G.C. PKG of 5 PKG of 10

1/2 hr : $35 $170 $320 (save $5.00) (save $6.00 ea) (save $8.00 ea)

1 hr : $55 $270 $520 (save $10.00) (save $11.00 ea) (save $13.00 ea)

(Regular pricing: 1/2 hr $40 / 1 hr $65)

TELL EVERYONE YOU KNOW...

… ABOUT THE NEW REPS

VIP PASS5-Days FREEOff er expires 1/31/2010

50% OFFFIRST PERSONAL

TRAININGOff er expires 1/31/2010

JOIN FOR$0

ENROLLMENTOff er expires 1/31/2010

Call Robert For Details719-481-9021 or 719-651-8300

1728 Lake Woodmoor Drive(behind People’s Bank in the Woodmor Center)

Your Professionalfamily Salon

481-3094481 Hwy 105, Suite A

Monument Plaza Center

* Our Staff is Redken Trained * Continuous Education

to Better Serve You

Receive a Color Service & Get a FREEEyebrow Arch or Chemistry System Treatment

Receive a Men’s Haircut & Get a FREE Paraffi n Treatment or Scalp Conditi oning Treatment

Purchase a $100.00 Gift Card and receive a $25.00 Gift Card FREE to use in January or February 2010

Open Monday to Saturday • Appointment RecommendedWalk-Ins Welcome

Also in December - ALL PRODUCTS 25% OFFInnovations Salon would like to say THANK YOU to all our customers.Please stop in this month and enjoy all our great specials, or just to say HI!

We could not have had such a great year without you.Happy Holidays and have a Great New Year!!

10

SNIPPETZBUSINESS DIRECTORY

THE PLACE TOFIND LOCAL

BUSINESSES ON THE GO!

INSURANCE

AMERICAN FAMILY INSURANCELarry E Stiltner Agency481 Hwy 105 Suite 212

719-481-8382 Bus.Monument, CO [email protected]

AUTOMOTIVE

CYLINDER HEAD SERVICEValve Jobs

Seats • GuidesSurfacing

Foreign • Domestic • Gas • DieselRup Engines 719-205-3010

FENCING

LAW FENCE CO. 20 YRS experience building

and repairing all types of fence FREE ESTIMATES

719-520-5538 [email protected]

LANDSCAPING

COLORADO CUSTOM ROCK LANDSCAPING INC.Licensed and insured

Serving the Front Range area for over 30 yrs.Commercial & residential landscaping services

ccrlandscaping.comCall for a FREE Estimate! 719.598.6871

PAINTING

CertaPro PaintersResidential And Light-Commercial

Interiors, Exteriors And Decks(719) 475-1616www.certapro.com

Painting • Passion • Professionalism

ROOFING

PRIME ROOFING, INC.Your local Monument Roofer

24 Years of Experience working for youLicensed and InsuredMember of the BBB Call: 719-599-4020

ACCOUNTANT

THE WALSH COMPANY430 Beacon Lite Road #155 Monument 481-6555 - [email protected]

Individual and Business Tax Returns. Payroll, bookkeeping and fi nancial

statement accounting services.

Buxton & Luther, P.C. is anexperienced and respected personal

injury law fi rm dedicated to protecti ngthe rights of persons injured

due to the negligence of others.

Tim Buxton

In practi ce for over 20 years Extensive courtroom experience Served 11 years in the United States Air Force as a Judge Advocate General

Sommer Luther

In practi ce for over 6 years.Board Member – Colorado Trial Lawyers Associati on

Let the experienced Denver & Colorado Springs personal injury att orneys of Buxton & Luther examine your case and explain your opti ons. You do not have to face your injury or your fi nancial worries alone. Allow the

team of att orneys at Buxton & Luther to be on your side.

AUTO ACCIDENTS

Car Crash InjuriesHit and Run

Commercial VehiclesMotorcycle WrecksInsurance Disputes

PREMISES LIABILITY

Slip and FallConstructi on Defect

Negligent Care

PERSONAL INJURY

Bike AccidentDog Bites

Pedestrian AccidentsWrongful Death

MEDICAL MALPRACTICE

MisdiagnosisBirth Trauma

Inappropriate TreatmentNegligent Procedure

Denver Injury Law Offi ce

7375 East Orchard,Suite 300

Greenwood Village,Colorado 80111

Phone: (800) 435-0586Fax: (888) 543-0928

Email:[email protected]

Colorado SpringsInjury Law Offi ce

1230 Tenderfoot Hill Road,Suite 305

Colorado Springs,Colorado 80906

Phone: (719) 471-2104 Fax: (888) 543-0928

Email:[email protected]

Contact The Injury Law Offi ce of Buxton & Luther, P.C.for a free case evaulati on

THE HOLIDAYSTHE FINAL STRETCH

by: Susan Iverson, M.S.Certifi ed Personal Trainer

Owner, REPS Personal Training and Fitness

The biggest obstacle my clients en-counter is the temptation to put their good fi tness habits on hold during

the holidays, or other hectic times in their lives. The key to overcome this is to avoid all or nothing thoughts and consciously choose to keep “in the fi nal stretch” with your exercise program. Be aware of the temptations, overcome excuses and be fl exible in your approach:

“It’s too diffi cult to exercise during the holiday season – I’ll get back to it in January.”If you put exercise off until your life gets back to normal, you risk putting it off for a lot longer than you intended. Look at the specifi c period of time that your typi-cal exercise routine will be disrupted and modify accordingly. You can cut down on your number of sessions or decrease the duration, but don’t give up on exercise all together! Look at your calendar on a daily, weekly and monthly basis. Look for any possible times you could devote to exercise and schedule it in! Make an appointment with yourself and stick to it. Nine times out of ten, if it is written down and sched-uled in advance, you are more likely to make it happen.

“The holidays only come once a year. It’s ok to indulge a little more than usu-al. Besides, I am too stressed to worry about getting into the gym anyway …” Your health and sanity are much more im-portant than a moment of satisfaction with indulgence of food and drink. Remember that exercise will help you reduce the feel-ings of holiday stress and you will be much better prepared to handle life’s challenges if you keep on track with your program. I encourage you to enjoy your favorite holi-day foods but don’t change your eating habits overnight. No skipping meals with the intention of eating more later on. Your body was not designed to metabolizee large quantities of food in one setting. Calories are calories. If your body cannot use them for energy, they will be stored as fat. The rue of thumb is to eat when you are hungry and stop when you are satisfi ed – no matter what time of year.

“There is just too much to do - I really don’t have time to exercise.” If you are frantic for time, try using a checklist to keep you on track. Is your shopping done? Do you have gifts on hand for unexpected guests? Have you thought about ways to stay active while multitask-ing? Can you delegate to others during the busy holiday season? If you can check off at least one of these items, you are on your way to a happy and healthy holiday sea-son.

If not, don’t panic! Here are some more ideas to help you reduce your stress and enjoy yourself through the entire holiday season.• Avoid crowded malls and fi nish your shopping on-line. Many offer free ship-ping this time of year.• Think ahead. Carry individual size snacks for times when you get hungry while away from home.• Try mini workout sessions – they do have a cumulative benefi t.• Perform one set of exercises to fatigue for each of the major muscle groups (legs, chest, back, shoulders, arms and abdomi-nals).• Try a quick cardio blast: Start at an easy intensity to warm-up then perform a vari-ety of intensity variations (increase speed, incline or resistance) for the next eight minutes, recover for one minute and repeat again. Vole, you are in and out in 20 min-utes.• Use your stairs - two at a time! If you are out and about, there are several ways to build more activity into your daily rou-tine without the use of a gym. Try fast paced walking during holiday shopping sprees; perform wall or counter push-ups at your desk or in the offi ce; try abdominal rotations and stretching exercises in your chair; isometric contractions while driving in the car; or wall sits while talking on the phone.

Finally, maintain faith in yourself. Though this time of year tempts us to put fi tness habits on hold, you are in the fi nal stretch now and you can do this! Promise yourself that this year will be a less-stressed, fun, and relaxing holiday season because you did stick with your goals.

To Your Health!Susan Iversonsdi4fi [email protected] ce: 719-481-9021

11

SNIPPETZ® DINING GUIDE

15932 Jackson Creek Pkwy. Monument, CO In the Monument Marketplace south of Blockbuster

and east of The Home Depot

- Let us cater your next event -

Call about ourwholesale pricing,

catering and free deliveries.

HOURS OF OPERATIONS

Monday - Friday7:30 am - 8pm

Saturday - Sunday8am - 8pm

719-481-1345

Ice Cream Makerfor a Day

Looking for a special way to celebrate your

child‛s birthday?

WE HAVE IT!!

Your child and guests will make their own ice cream. One deliciouslearning experience!

PIKES PEAK ICE CREAM & GELATO481 Highway 105, Unit # 208

Monument, CO 80132Tel: (719) 313-9484

htt p://www.PikesPeakIceCream.comCLOSED ON MONDAYS

We cater holiday parti es,off er fundraising opportuniti es for

schools, sports teams and civic groups and now have holiday ice cream cakes

and gelato pies.

Our gelato and ice cream is handmade every day in our store with the

freshest, locally sourced ingredientsand our gelato ingredients are

imported from Italy.

TUESDAY WEDNESDAY THURSDAY

FRIDAY SATURDAY SUNDAY

SENIOR TUESDAY

Seniors get an ice cream or gelato for

50% OFF

CARRY OUT WEDNESDAYBuy One - Get One

FREEon pints or quarts

of ice cream or gelato

FREEWAFFLE CONE

With anice cream or

gelato purchase

EARLY BIRD SPECIAL

All ice cream or gelato cones sold before 2PM

are 25% OFF

FREE COFFEESATURDAY

Free coff ee withany bakery purchase

(limit one per person)

CAFFE LATTESAND

CAPPUCCINOS

$1

BAKERY NOW OPENGIFT CARDS

20% OFFUnti l the end of the 2009!

COME IN AND TRY OUR

CINNAMON ROLLS!

COMFORT FOODSMADE EASY

By Healthy Exchanges

FESTIVECHRISTMAS SLAW

This fl avorful and colorful salad is sure to be a show stopper on your holiday table.

3 cups shredded cabbage1 cup chopped broccoli1 1/2 cups chopped fresh or frozen cran-berries1/2 cup fi nely chopped red onion1/4 cup chopped pecans1/4 cup Oscar Mayer or Hormel Real Ba-con Bits

3/4 cup fat-free mayonnaise1/4 cup Splenda Granular2 tablespoons white distilled vinegar

In a large bowl, combine cabbage, broc-coli, cranberries, onion, pecans and bacon bits. In a small bowl, combine mayonnaise, Splenda and vinegar. Add dressing mixture to cabbage mixture. Mix gently to com-bine. Cover and refrigerate for at least 1 hour. Gently stir again just before serving. Makes 6 (1 cup) servings.

• Each serving: About 117 calories, 5g fat, 4g protein, 14g carbs, 419mg sodium, 38mg calcium, 4g fi ber; Diabetic Ex-changes: 1 Vegetable, 1 Fat, 1/2 Carb; Carb Choices: 1.

(c) 2009 King Features Synd., Inc.

GOOD HOUSEKEEPING TWO

SHORTBREAD BITES1 1/4 cups all-purpose fl our3 tablespoons sugar1/2 cup (1 stick) butter (no substitutions), cold, cut into pieces1 tablespoon red and green nonpareils or

sprinkles or 1/2 cup mini baking bits

1. Preheat oven to 325 F.

2. In food processor with knife blade at-tached, pulse fl our and sugar until com-bined. Add butter and pulse until dough begins to come together. Place dough in medium bowl. With hand, gently knead in nonpareils or baking bits until evenly blended and dough forms a ball.

3. On lightly fl oured waxed paper, pat dough into 8-by-5-inch rectangle; freeze 15 minutes. Cut dough into 1/2-inch squares. Place squares, 1/2-inch apart, on ungreased large cookie sheet.

4. Bake cookies 18 to 20 minutes or until lightly browned on bottom. Trans-fer cookies to wire rack to cool. Repeat with remaining dough. Store cookies in tightly covered container at room tem-perature up to 1 week, or in freezer up to 3 months.

• Each serving: About 40 calories, 3g to-tal fat (2g saturated), 4g total carbohy-drate.

(c) 2009 Hearst Communications, Inc.All rights reserved

12

SNIPPETZ® DINING GUIDE

Coffee Cup Café251 Front Street, Monument 80132 (719) 488-0663 www.coffeecupmonument.com

Now open starting at 6 am - 3 pm 7 days a week!

A Second Cup13860 Gleneagle Dr, Colorado Springs 80921 (719) 481-6446 www.asecondcup.net

Open starting at 6 am - 9 pm 7 days a week!

Your Local Ale House!20 Micro Brews on Tap!

Now offering NFL Sunday Ticket @ A Second Cup with

Happy Hour Specials All DaySundays and Mondays!

Early Bird Special

$2.99 Breakfast!2 Eggs, Bacon or Sausage, Country Fries & Toast

@ Both Locations!Mon thru Fri Before 9am

All you can eat crab legs everyThursday after 5 pm @ Second Cup

$15.99 Crab Legs

Wednesday Night Poker!First Game @ 7:00pm

Second Game @ 10:00pm

BOOK YOUR CHRISTMAS PARTY NOW!

NOWCATERING!CATERING!CATERING!COME ON IN

AND WATCHTHE BRONCOSAND NUGGETS!

12/31/09

www.eatatrosies.com

SERVINGBreakfast • Lunch • Dinner

AND NUGGETS!PRIME RIBON FRIDAY NIGHTS

5PM - 9PM$ 10.99

411 Hwy. 105 • Monument, CO 80132(719) 481-3287

75 Hwy 105 Palmer Lake

719-481-2222

Open Nightly at 4:30

NEW YEAR’S

EVE SPECIALS

Appetizer Mussels Pizzitano

Steamed Mussels in citrus saffron

broth with fresh fennel, 8.95

Pasta Lobster and Shrimp

Fettuccini With a tomato basil

cream sauce 17.95

Chicken, Rosemary and Smoked

Mozzarella Ravioli With a four

mushroom Alfredo sauce

15.95

EntreesLollipop Pork ChopsOver risotto with a mushroom,

Marsala sauce 16.95Veal MarcelloVeal Cutlet topped with cheese, broccoli, tomato, basil & red

onion Served over Fettuccini Alfredo 15.95Dessert Spumoni Cheesecake With a pomegranate sauce5.50

also serving our complete menu

75 Hwy 105 Palmer Lake

AVAILABLE FOR PRIVATEPARTIES AND CATERING

NOW TAKING RESERVATIONS FOR

NEW YEAR’S EVE

13

SNIPPETZ® DINING GUIDE

Pizza • Pasta • LasagnaSalads • Sandwiches

Beer • Wine

Tuesday - Friday 5 - 9 pmSaturday 11:30 am - 9 pm

4 Hwy. 105 • Palmer Lake719-481-3244

website: http://www.bellapanini.com

GLUTEN FREEPizza, Pasta, Sauces

Now Available

Highway 105 & Primrose St.

Dine In or

TakeOut

Steaks ❁ Shrimp ❁ Chicken ❁ Burgers ❁ Burritos

Our Famous Reubens

BINGO! Saturdays at 6:15

BREAKFAST SUNDAY 8:30-10:30amBiscuit & Gravy $1.95 ALL DAY Sunday

Sunday through Thursday 11:00 - 3:30Friday and Saturday 11:00 - 8:00

481-TOOT 8 6 6 8

488-3019or www.thewineseller.net

“Real Wine for Real People”Simply the best, most thoughtful selection

of wine under $20 anywhere.Check out our eclectic microbeer

and spirits selection too!

Public wine tastings held monthly.Sign up for our e-newsletter to find out when.

Located on Hwy 105between Palmer Lake & Monument.

Hours: Tuesday - Saturday 11am to 6pm.

Vino-BitsWine Appreciation

& Tasting Tips

brought to youby

Dirk atThe Wine Seller

PATRICIA’S CAFÉ

These Unique and Delicious Recipes are presented to you by Pat McClelland - owner of

Bella Panini in Palmer Lake and Bayou BarBQ in Monument

Check out their websites: http://www.bellapanini.com and www.bayoubarbq.com

Shakes • Malts • Cones • Sundaes • Banana Splits Root Beer Floats • Chicago Style Hot Dogs

Bratwurst • Soups • Chili

24 Hwy. 105 in Palmer Lake

HOURSCall 488-6917 for current hours

Closed on Mondays!

Rock House Ice Cream 488-6917

Serving Anne & Mann’s Gourmet Ice Cream

CAJUN & BARBQFare

Dine-in or Take-outTuesday - Saturday 11:00am - 8:00pm

481 Hwy. 105, Suite G • Monument, CO(719) 488-2799

Website: BAYOUBARBQ.COM

BAYOUBARBQ

WEDNESDAY IS CATFISH DAY!COME SEE GUITARIST MIGUEL NADAL PERFORM LIVE EVERY WEDNESDAY 6 TO 8PM

BOOK YOUR CHRISTMAS PARTY NOW!

NOWCATERING!COME ON IN

AND WATCHTHE BRONCOSAND NUGGETS!

12/31/09 ROLL OUTTHE BARRELS

The term barrel-fermented means that the unfermented juice went into barrels (almost always oak) and changed into wine there. The term barrel-aged usually means that the

wine (already fermented) went into barrels and stayed there for a maturation period of a few months or a couple of years. Here’s why you may care whether a white wine is barrel-fermented or just barrel-aged. Wines that are fermented in barrels actually end up tasting less oaky than wines that were simply aged in bar-rels, even though they may have spent more time in oak. Lots of people get the effects of the two processes backward and may tell you that the barrel-fermented wine tastes oakier.

GRILLED VEGETABLE SALAD

2 ea Eggplant 2 ea Zucchini 4 ea Roma Tomato1 ea Red Onion1 pt Mini Sweet Peppers½ tsp Garlic Powder¼ tsp Onion Powder¾ tsp Kosher Salt½ c Olive Oil3 Tbs Balsamic Vinegar

1. Cut eggplant and zucchini into ½” planks longwise. 2. Quarter tomatoes.3. Cut onions into ½” slices.4. Grill until golden brown and slightly charred.5. Grill the sweet peppers whole until the whole skin is completely charred.6. Place sweet peppers into a plastic bag and creating a seal so the peppers can steam. Let set.7. Dice the eggplant, zucchini and onion into large cubes and place in a bowl.8. Under running cold water, remove the skin from the peppers.9. Split peppers and remove the seeds.10. Cut peppers into ½” strips and add to the bowl with remaining ingredients.

11. Mix well and refrigerate.

As we Coloradoans know the snow is unpredict-able, so, planning to grill ahead of time can be a bit tricky. The vegetables can all be roasted

in the oven with a little of the olive oil except for the peppers. But, not to worry, they can be done with a pair of tongs and a gas burner. Which is the way I did my peppers. If you aren’t able to do the peppers there are always canned roasted red peppers.

I found my mini sweet peppers at the Vitamin Cottage and the plastic shopping bag worked well for steaming. If you don’t have access to the mini sweet peppers, 1 red/orange and 1 yellow normal size will do. A gal-lon size zip-lock bag works well but can be a bit more $$$. Other vegetables, as always, can be used with or in place of the ones I suggested such as baby artichokes and/or asparagus.

This salad works well with a plate of cheese and crack-ers for an appetizer, but can also be used with sliced ham and/or hard salami and provolone cheese on a sandwich.

Be creative, have fun and enjoy!!!

14

(c) 2009 King Features Synd., Inc.

Trivia Test ByMarge Svenson Sports Quiz By

Chris Richcreek

1. MOVIES: What horror actor starred in the 1958 version of “The Fly”?

2. LANGUAGE: “Draw, O Caesar, erase a coward” is an example of what?

3. COMICS: What was the name of Caspar the Friendly Ghost’s ghost horse friend?

4. LAW: What did the 21st Amend-ment to the Constitution do -- or rather, undo?

5. TELEVISION: What was the name of the evil group that bat-tled the good guys on “The Man from U.N.C.L.E.”

6. CHEMISTRY: What is the sym-bol for the element gold?

7. INVENTIONS: Who is credited with inventing the bicycle pedal?

8. LITERATURE: Who wrote the autobiographical novel “Empire of the Sun”?

9. ART: For what subject matter was painter John Singer Sargent best known?

10. FAMOUS QUOTATIONS: Who said, “The unexamined life is not worth living”?

1. How many times did outfi elder Barry Bonds hit 40-plus homers in a season?2. Which major-league player got the fi rst $1 million contract awarded through the arbitration process?3. Texas Tech quarterback Gra-ham Harrell set a record in 2008 for most career touchdown pass-es (134) in major college football. Who had held the mark?4. Which NBA team originally drafted Dallas Mavericks star Dirk Nowitzki in 1998?5. In what year did the NHL’s Que-bec Nordiques move to Colorado and become the Avalanche?6. Name the last owner-driver to win a Cup championship in NA-SCAR.7. Before Andy Murray in 2009, who was the last person to hold the No. 2 spot in the men’s ATP tennis rankings other than Rafael Nadal or Roger Federer?

(c) 2009 King Features Synd., Inc.

SNIPPETZ® PUZZLES AND TRIVIA

1. Which Christmas song is the biggest seller of all time? Bonus point: Which singer did the fi rst and most popular version?2. Name the artist who fi rst sang “Rockin’ Around the Christ-mas Tree.”3. What is the three Chipmunks most popular Christmas song? Bonus points: What are their names, and which chipmunk wanted a hula hoop?4. Which carol has the same melody as the folk song “Green-sleeves”?5. Which singing duo is respon-sible for that perennial favorite, “Grandma Got Run over by a Reindeer”?6. Dozens of artists have cov-ered “Jingle Bell Rock,” but who did it fi rst, and when?

New DVD Releases forWeek of December 21, 2009

PICKS OF THE WEEK

“District 9” -- There were only two great sci-ence-fi ction fi lms released this year: Duncan Jones’ “Moon,” and South African director Neill Blomkamp’s “District 9.” Both were low-budget, independent fi lms that were critically acclaimed but didn’t get the kind of promotion they deserved, and so were only in theaters for a blip of a moment.

“District 9” begins nearly 30 years ago, when a massive alien spacecraft appears in the skies above Johannesburg. After a few months of zero-activity or communication with the craft, a team is sent to investigate. They fi nd a million alien beings onboard, all of them sick and malnourished. Flash-for-ward to the present day. The aliens (called “prawns” by humans) have been placed in a restricted area known as District 9. Their numbers have swelled to 2.5 million, and a decision has been made to move them to a new internment camp. The camp is run by a private corporation that is secretly perform-ing medical experiments on the aliens in or-der to discover the secrets of their weaponry, which is somehow genetically connected to the prawns.

Enter a fellow named Wikus (Sharlto Copley). Wikus has just been promoted and is given the assignment of moving the prawns to the new internment camp. A mis-

hap during one of the raids puts Wikus in contact with a strange alien substance that begins to rewrite his genetic code -- slowly transforming him into one of the prawns. What happens next is a compelling story about apartheid, xenophobia and the danger of putting for-profi t corporations in charge of government operations where human-rights violations are easily concealed.

“Family Guy Presents: Something Some-thing Something Dark Side” -- The eagerly awaited sequel to “Blue Harvest” is fi nally here, as “The Empire Strikes Back” receives the “Family Guy” treatment. Stewie as Darth Vader? I am so there.

“It Might Get Loud” -- One of the year’s best documentaries brings together three generations of rock guitarists: Jimmy Page, The Edge and Jack White, as they talk about their lives and how they each came to dis-cover and love playing guitar. Each talks

about their musical infl uences and how they came to create their unique playing styles, culminating in a jam session between three that will blow you away.

TV SERIES“Taxi: The Complete Series”

“Kyle XY” The Complete Third and Final Season

“The Secret Life of the American Teenager” Season 3

“Trailer Park Boys: Countdown to Liquor Day”

“Guyver: The Complete Series”(Viridian Collection)

(c) 2009 King Features Synd., Inc.

In order to keep everyone honest (you know who you are,) we have moved the answers and solutions to the trivia and puzzles to the next page (15).

(c) 2009 King Features Synd., Inc.

15

HUEY’SPAGE

SNIPPETZ® COMICS AND ENTERTAINMENT

Answers & Solutions DECEMBER 21, 2009

TRIVIA TEST ANSWERS

SPORTS QUIZ ANSWERS

FLASH BACK ANSWERS

1. “White Christmas,” written in 1940 by Ir-

ving Berlin, was fi rst done by Bing Crosby.

2. Brenda Lee, in 1958.

3. “Christmas Don’t Be Late” (The Chip-

munk Song) was fi rst done in 1958. The

Chipmunks were named Alvin, Simon and

Theodore. Alvin wanted the hula hoop.

4. “What Child Is This?”

5. Elmo and Patsy Shropshire. The song

came out in 1979.

6. Bobby Helms, in 1957.

1. Vincent Price2. A palindrome (reads the same forward and

backward)3. Nightmare

4. It repealed Prohibition5. THRUSH

6. Au (from the Latin word “aurum”)7. Pierre and Ernest Michaux

8. J.G. Ballard9. Portraits

10. Socrates

1. Eight times.2. Los Angeles Dodgers pitcher Fernando Valen-zuela in 1983.3. Hawaii’s Colt Brennan, with 131 (2005-’07).4. Milwaukee, which traded his draft rights to Dallas along with Pat Garrity for Robert “Tractor” Traylor.5. It was 1995.6. Alan Kulwicki in 1992.7. Lleyton Hewitt in 2005.

ARIES (March 21 to April 19) Your love of the holidays creates a special bond be-tween you and the people in your life. Use this as a way of building stronger relation-ships that will carry over well beyond this time.

TAURUS (April 20 to May 20) A new ap-proach could go a long way toward resolv-ing a painful estrangement, especially at this holiday time. And since your aspects favor friendship this week, why not go ahead and try it?

GEMINI (May 21 to June 20) Your posi-tives continue to dominate, and any nega-tive factors that squeeze in can be dealt with easily. The secret is to tackle them at once and not allow them to benefi t by your neglect.

CANCER (June 21 to July 22) Good news: A colleague’s remarks could help you move toward ultimately resolving that persistent workplace situation. Meanwhile, enjoy the holidays with loved ones.

LEO (July 23 to August 22) No one re-fl ects the bright holiday more than all you Leos and Leonas who love the shimmer and glimmer of the season. P.S.: There just might be a very special something from Santa.

VIRGO (August 23 to September 22) Cel-ebrate the holidays by being more recep-tive to new experiences. Overriding the Virgo reluctance to try new things could be the best gift you’ve given yourself in a long while.

LIBRA (Septeber 23 to October 22) Good news about a loved one makes the holidays even more festive. Expect some unexpect-ed gifts, so be prepared with a few nicely wrapped packages of goodies to offer in return.

SCORPIO (October 23 to November 21) The holiday season provides an opportuni-ty to meet new people, some of whom you might even consider “worthy” enough to join the Scorpio’s select group of friends.

SAGITTARIUS (November 22 to Decem-ber 21) You always bring your own won-derful sparkle and light to the holidays, and don’t be surprised if this year some-one special reaches out to respond to your warmth in kind.

CAPRICORN (December 22 to January 19) Togetherness is the dominant theme for the Goat’s holiday celebrations this year. That means reaching out to bring everyone you care for into your very own special circle of light.

AQUARIUS (January 20 to February 18) A reminder of a very special moment from the past makes the holidays more memora-ble for the romantic Aquarian. New friend-ships hold the promise of a romantic future as well.

PISCES (February 19 to March 20) Get-ting into the swim of things for all you party-loving Pisceans is easy enough this holiday season. And, of course, you can ex-pect to impress people wherever you go.

BORN THIS WEEK: Your dedication brings you the success you strive for, and your generosity impels you to reach out and help others on their way up.

(c) 2009 King Features Synd., Inc.

16

SNIPPETZ® BUSINESS AND FINANCE

For additional information, contact:

Adam Grayson755 Hwy.105, Ste M-4 • Palmer Lake, CO

719-481-4964

FINANCIAL FOCUS

PUT UNUSED VACATION DAYS

TO WORK - IN YOUR 401(K)

Provided by Adam Graysonof EdwardJones Investments

Now that the year is almost over, you may want to explore some last-minute steps you can take to

potentially boost your fi nancial fortunes and improve your tax returns for 2010. And one good place to look is your 401(k).

Your 401(k) is a great retirement savings vehicle. You typically fund your plan with pretax dollars, so the more you put in, the lower your taxable income. Plus, your earnings can grow on a tax-deferred basis, which means your money can grow faster than if it were placed in an investment on which you paid taxes every year. Also, you can spread your 401(k) dollars among a range of investments to match your risk tolerance, time horizon and retirement goals. Clearly, then, it would be nice to “max out” on your plan each year. But during diffi cult economic times, it may not be easy for you to defer more of your salary into your 401(k).

Fortunately, there may be a way in which you can boost your 401(k) contributions — without cutting into your take-home pay.

Specifi cally, you may be able to convert any unused vacation and sick time to your 401(k) or other employer-sponsored retirement plan, such as a 457(b) or 403(b). Many employers have offered this conversion option for years, but relatively few employees have taken advantage of it.

Now, however, the Obama administration has asked the U.S. Department of the Treasury and the IRS to issue new rulings on the topic in the hope of getting

more people to increase their retirement savings. And this is an important goal, because many of us still need to put away much more money on a regular basis if we’re going to enjoy the type of retirement lifestyle we’ve envisioned.

The ability to convert vacation or sick time to your 401(k), 403(b) or 457(b) plan can help you make progress toward that lifestyle. While the conversion feature won’t enable you to exceed the contribution limit for your plan —which for 2009 is $16,500, or $22,000 if you’re 50 or older — it may make it easier for you to beef up your contributions for this year, particularly if you have unused vacation or sick time you can’t carry over.

Not all employers are willing or able to turn vacation or sick hours into retirement plan contributions, so check with your human resources or benefi ts offi ce to see if you can make this move. If it is allowed, though, consider taking action. Once you know how many retirement plan dollars can result from your unused vacation or sick days, go over your 401(k) or other plan, perhaps with the help of your fi nancial advisor, to determine an appropriate allocation of your money. For example, you may have accounts within your plan that are currently under-funded. Or you might benefi t from “rebalancing” your plan by adding some new money into different accounts. Keep in mind, however, that diversifi cation does not guarantee a profi t or protect against loss. In any case, consider this opportunity to add to your retirement plan. The more you save today, the brighter your outlook could be for tomorrow.

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor.

IT’S TIME TO MAKE THE WORLD

A BETTER PLACE TO DRIVE.

Joslin Nagle 1850 Woodmoor Dr., Ste. [email protected]

Feature is optional and subject to terms and conditions. Available in select states now and in most states by 1/31/06 (subject to regulatory approval whererequired).Allstate Fire and Casualty Insurance Company: Northbrook, IL. © 2007 Allstate Insurance Company

Your Choice Auto® Insurance. Deductible Rewards, AccidentForgiveness and more. Sound Good? Call me today.

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Offi ce: (719) 260-9847 • Kimberly Gilbertson: (719) 963-1196 • Selina Rodriguez: (719) 649-5953

Have a safe Holiday Season!

Best Wishes from

www.edwardjones.com Member SIPC

LEARN COMMON-SENSE RULES FOR COMMON STOCKS.

Investing in stocks can be easier than you think. The key isunderstanding long-term strategies for success. That’s what youcan learn at Edward Jones’ free upcoming seminar.

The Take Stock in the Market seminar will explain basic stockterminology, as well as time-proven strategies created to helpyou reach your financial goals. Better yet, the program takesonly an hour, which makes sense in itself.

Learn some new strategies for investing in stocks. Call toreserve your space today.

Date:Time:Location:

R.S.V.P.:

MK

D-3

358-A

-FL M

AR

2008

Adam R GraysonFinancial Advisor.

755 Hwy 105Suite M-4Palmer Lake, CO 80133719-481-4964

Tuesday, January 26, 2010

6:00 p.m.

Bella Panini Restaurant Palmer Lake, CO

to Kathy Williams by January 20, 2010

Dinner will be served.

Date: Tuesday, January 26, 2009

Time: 6:00 p.m.

Location: Bella Panini - Palmer Lake, CO

RSVP: to: Kathy Williams at 481-4964 by January 20, 2010

You’re Invited...

Investing in stocks can be easier than you think. The key isunderstanding long-term strategies for success. That’s what you can learn at Edward Jones’ upcoming seminar.

The Take Stock in the Market seminar will explain basic stock terminology, as well as time-proven strategies created to help you reach your fi nancial goals. Better yet, the pro-gram takes only an hour, which makes sense in itself.

Learn some new strategies for investing in stocks. Call to reserve your space today.

Dinner will be served.

17

SNIPPETZ® BUSINESS AND FINANCE

❖ Business Formation

❖ Business Planning

❖ Intellectual Property

❖ Employment Law

❖ Mergers and Acquisitions

❖ Wills, Estate, Probate

❖ Transactional (Contract) Services

Lisa Welch StevensAttorney at Law, P.C.

Admitted to Colorado State Barand U.S. Federal Bar for the

District of Colorado

Member: Colorado & El Paso County Bar Association

719.488.9395lisa@lwslawfi rm.com • www.lwslawfi rm.com

Law Offi ces ofChristopher C.

Meyer,P.C.

13540 Northgate Estates Dr., #200Colorado Springs,

CO 80921(719)488-9395

DIVORCE / FAMILYLAW

Experienced - AffordableConvenient

Please visit our comprehensive website for divorce information:

www.cmeyerlaw.com

LAST MINUTE GIFTS?DON’T PANIC

Shopping for last-minute gifts? Personalized baskets are always a hit, and it’s something you can do yourself. You can put nearly anything in a basket

(add colored tissue paper and a ribbon) once you know your theme:

• Crafts supplies, colored papers, scissors, and a glue gun will please a crafter or an artistic child.

• Go with a cookbook, spatula, cheese grater, kitchen towel and new frying pan for the cook.

• Puzzle and crossword books, a mechanical pencil and a padded lap table for a puzzle fan.

• Stop at a gourmet food store and load up a basket with crackers, cheeses, ham, sausage, candies and a cheese slicer. Keep an eye out for possible allergens, like nuts.

The best gifts are those that last all year. Some ideas:

• For the fi lm buff, a Netfl ix subscription -- Besides the low cost, there are no late fees. The movie CDs come in the mail, you keep them as long as you want and than pop them into the postage-paid red envelope to send them back. Select from plans offering a single fi lm to multiple movies at one time. The recipient needs a computer to make movie selections, and the monthly charge will show up on your credit card.

• Magazine subscription -- Select one with a topic of interest to your recipient. Call directly to make sure there’s no confusion over billing versus delivery address, and ask which issue will be delivered fi rst. Buy a copy of the current edition and wrap it with a card and a note about your soon-to-arrive gift.

• Gift baskets -- Check Harry and David’s 12-month Light Size Club Gift for a selection of fruit baskets that are sent each month. Also available are eight-month, fi ve-month

and three-month clubs. Call 1-877-322-1200 after looking at the selections at www.harryanddavid.com.

• Your time -- Give the gift of yourself. A packet of handmade coupons, each good for a specifi c chore or event, or to be “cashed in” during a specifi c month, can go a long way to helping someone who might prefer your time over a new sweater. Think: raking and mowing, babysitting, errands, closet organization, lessons, etc.

If all else fails, go for a gift certifi cate to the recipient’s favorite store. Be sure to ask about any fees for not using the card within a certain time frame.

David Uffi ngton regrets that he cannot personally answer reader questions, but will incorporate them into his column whenever possible. Write to him in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to [email protected].

(c) 2009 King Features Synd., Inc.

DEATH AND TAXES: INCOME TAX RETURNS

FOR DECEDENTS, ESTATES AND BENEFICIARIES

© December, 2009, Lisa Welch Stevens, Esq.

We’ve all hear the expression, “nothing is certain but death and taxes”. Well, believe it or not, even death does not

put a stop to even income taxes, at least not right away.

First, an income tax return (the “fi nal return of decedent”) will still have to be fi led on behalf of the decedent, for income received by him during the year of his death, prior to his death. This is the standard form 1040. It is one of the duties of the personal representative of the decedent to fi le this return. The decedent’s income tax year will end, however, on the date of death of the decedent, rather than on December 31 of that year. Income “received” by the decedent after his death is reported elsewhere.

Second, the decedent may still receive income after his death, for income earned prior to his death but not received until after his death. This is referred to as “income in respect of a decedent.” This income may be reported on one (or more) of three different types of tax returns.

If the income is received directly by the estate (i.e., it was “paid” to the “decedent” in his name – such as a last paycheck or two), it is reported on the estate’s income tax return by the personal representative. (Yes, income tax returns must be fi led by both the decedent and his estate!)

If the income is received directly by a benefi ciary (for example, where a benefi ciary was designated as a benefi ciary on investment accounts or the like), that income is reported by that benefi ciary

on her individual income tax return.

If the right to receive any income is distributed by the personal representative to the devisee designated in the decedent’s will (for example, where stocks have been transferred from the estate to an heir or devisee), and income is then paid directly to the devisee in respect of that stock or other right to income, that devisee reports the income on her individual income tax return. (A “devisee” is a person named in a will to share in the distribution of the estate– as opposed to an “heir”, who is someone designated by law, because of a legal or blood relationship, to share in the distribution of an estate where there is no will.)

Where the decedent dies after the end of his tax year (usually December 31), but before fi ling his tax return for that year, the personal representative may have to fi le an income tax return on behalf of the decedent for the year of his death as well as his preceding tax year.

Obviously, the personal representative will have to pay any income taxes due from the decedent, or his estate, out of the estate’s funds (one of the many reasons why, as discussed last week, the estate itself requires a bank account). On the bright side, any tax refunds due will be deposited to the estate’s account for distribution by the personal representative as directed in the decedent’s will.

Unlike the informal probate process in Colorado, the Internal Revenue Service’s processes are not relatively simple. It is highly recommended that a personal representative seek the advice of an accountant or attorney specializing in estate tax issues for advice. Best of all may be a professional who is both an accountant and an attorney. Next, we will discuss estate taxes themselves (i.e, the so-called “death tax” on the value of the estate’s assets, as distinguished from income tax).

This article is intended for general informational purposes only, and is not intended to provide any legal advice. As always, please consult your own legal and/or fi nancial advisor regarding your specifi c situation.

For additional information contact,Lisa Welch Stevens, Attorney at Law P.C.

Representing Colorado Businessesand Business Owners

719.488.9395

THE LAWACCORDINGTO STEVENS

by Lisa Welch Stevens,Attorney at Law P.C.

18

SNIPPETZ® THE LOCAL SCOOP

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SENIORNEWS LINE

by Matilda Charles

NEW YEAR’S RESOLUTIONS

THEEASY WAY

A New Year’s resolution is a promise you make to your-self. Keeping that promise

isn’t easy, though. Sometimes we choose resolutions that are impossi-ble to keep because they’re too broad or beyond our capabilities. Or the plan falls apart the fi rst time the go-ing gets tough.

Still, there can be benefi ts to mak-ing resolutions, even if we only keep them for a short time. Here are a few to consider. The specifi cs are up to you.

• Volunteer.

• Exercise. If it’s not fun, try some-thing else to get the same result.

• Make a difference in someone else’s life.

• Sign up for a month of gym class-es.

• Don’t talk about health or weather when the kids or grandkids call.

• Cross things off your to-do list.

• Read every day.

• Take up a sport. Get a few lessons so you get a good start.

• Buy a few extra cans of food each week at the grocery store and deliv-er to the food bank at the end of the month.

• Work the newspaper puzzles daily.

• Acquire a new skill.

• Break an unhealthy habit and ac-quire a healthy one.

• Learn to meditate, and do it every day, or try yoga or Tai Chi.

• Listen twice as often as you speak.

• Sign up for a class. When it’s over, sign up for another one.

• Borrow travel videos from the li-brary.

• Subscribe to a new monthly maga-zine, or read it at the library.

It’s OK if you break a resolution. It re-ally is. Just try again and adjust your goals, or pick another one. Perhaps one of your resolutions will become a pleasurable habit. After all, it’s all about creating a new beginning.

Matilda Charles regrets that she cannot personally answer reader questions, but will incorporate them into her column whenever possible. Write to her in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to [email protected].

(c) 2009 King Features Synd., Inc.

Article by Robyn GrahamKeller Williams

Real Estate, LLC

ARE YOU ‘GREEN’?Create an Eco-Friendly

Holiday Season!

BUY ENERGY-SAVING"LED" HOLIDAY LIGHTS

Now you can decorate yourhouse with LED lights that use90 percent less energy thanconventional holiday lights,and can save your family upto $50 on your energy billsduring the holiday season!LED lights are available atmany major retailers, includingTarget, Costco, and AceHardware.

PESTICIDE-FREE TREESDemand is on the rise forChristmas trees that are notcovered in chemicals. Somegrowers use 40 different pesti-cides, as well as chemical col-orants. The good news is thatthere are now a number oftree-farms that sell pesticide-free trees, so ask your localChristmas tree seller, orsearch for an organic treefarm near you.

RECYCLE YOUR CHRISTMAS TREE

Ninety-eight percent ofChristmas trees were grownon farms, not in forests, so atleast it's not as if you're cut-ting down an ancient tree.Each year, 10 million

LIBRARY OF ALLPAST ARTICLES:

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Christmas trees end up in thelandfill. While your tree won'tfit in the recycling bin withyour newspapers and bottles,you can recycle your tree:many cities offer programs toturn your tree to mulch orwood chips. Call (800)CLEANUP or visitwww.earth911.org to find thetree-recycling program nearyou.

ECO-FRIENDLY BUDGET GIFTS1. Homemade coupons foractivities (like hikes, bikerides, or back rubs) are alwaysa good option.2. Make a donation in some-one's name. Check outwww.CharityNavigator.com tofind charities and see howthey are ranked and how theyspend their money.

MAKE YOUR OWN WRAPPING PAPER

Most mass-produced wrappingpaper you find in stores is notrecyclable and ends up in land-fills. Instead, here's a greatchance to get creative! Wrappresents with old maps, thecomics section of a newspaper,or with children's artwork.

If every family wrapped justthree gifts this way, it wouldsave enough paper to cover45,000 football fields!

RECYCLE YOUR CELLPHONEGetting a new cell phone forChristmas? Not sure what todo with the old one? Drop offthat old phone at any cellphone for recycling!

Each year, 130 million cellphones are thrown out,weighing approximately65,000 tons. Recycling yourold phone prevents hazardouselements like mercury, cadmi-um and lead from ending upin our landfills.

19

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South Woodmoor Gem!5 Bedroom 5 Bath 3 Car Garage

$529,900 www.750Bowstring.info

Beautiful Views! .97 Acres; Vaulted Ceilings;Gas Log Frplc; Gourmet Kitchen; GraniteTravertine; Hardwood Flrs; 2 Dry Bars; RecRm; Mstr Bdrm on Main; 5pc Bath; Deck;NEW Roof & Windows; Security; Gazebo

PRICE DRASTICALLY REDUCED!

Large Corner Lot; Incredible Views !Walk to Woodmoor Country Club; Gas LogFrplc; Radiant Floor Heat; Pella Windows;

Hardwood Floors; Granite Countertops;Jetted Tub; Wet Bar; Hot Tub; Auto Sprnklrs

Search Entire MLS: www.CoSpringsMLS.com

OFFICE SPACE AVAILABLEIn my offi ce. Palmer Lake near

Hwy. 105. Great location.Call Dr. Meislahn

at (719)488-8789.

INVESTMENTOPPORTUNITIES

ARE NEW YEAR’SRESOLUTIONS DAUNTING?

Come join us for aWellness Worksop featuring Juice Plus nutritional supportproduct January 14 (7 to 8:30 p.m.) and January 17 (1:00 to 2:30 p.m.) at the Wood-moor Barn. Enjoy a free yoga demonstration. Learn howyoga can help improve and maintain good health. For moreinformation contact Sue Hippe at 719.332-7114.

STYLIST WANTEDBOOTH RENT

Are you ready to go out on your own and make more money? Mountain Air Salon in Monumentis looking for stylists. Best rent in town. Group health insurance available. 2 weeks FREE rent!

Call Mountain Air Salonat 481-3265 or

332-0810 and ask for Karey.Come in and see us.

Under new ownership.

DECOR BY DIANEInterior paintingNo job too small

Over 30 yrs. experience.719-488-0817

202020

SNIPPETZ®

OF NORTHERN EL PASO COUNTY & LARKSPUR

INTERNATIONAL

STONEWORKS, LLC

Hwy 105

INTERNATIONAL STONEWORKS, LLC.

S Spruce M

ountain

Roa

d

C ounty Line Road

GRANITE COUNTERTOPS

$32.00 Per Sq. Ft. Installed • Call for your FREE Quote Today!

FABRICATION & INSTALLATION (719) 488-3180200 COUNTY LINE ROAD • PALMER LAKE, CO 80133

(just 3 miles west of 1-25 Monument Exit just east of the railroad crossing)

www.iswrocks.com • Since 1997 • Residential • Commercial

• KITCHENS• BATHROOMS• WETBARS• WALLS• FIREPLACES• FURNITURE• OUTDOOR LANDSCAPE FEATURES

SLAB COUNTERTOPS

CUSTOM

• GRANITE• MARBLE• TRAVERTINE• QUARTZ