SME Business Lending - permanent tsb · SME Business Lending Application Form: ... Business Plan...
Transcript of SME Business Lending - permanent tsb · SME Business Lending Application Form: ... Business Plan...
SME Business LendingApplication Form
Contents
Part 1 BusinessDetails
Part 2 PersonalDetails
Part 3 ApplicationDetails
Part 4 (i) DataProtectionNotice
Part 4 (ii) CreditReferencesSearchingandReporting
Part 4 (iii) SignatureandDeclaration
Three easy steps to applying for business lending with permanent tsb.
1.ArrangeameetingwithyourRelationshipManageratthebranch.
2.CompletethisApplicationForminfull.
3.GatheranyadditionalsupportingdocumentationorinformationthatmayberequiredbytheBank(YourRelationshipManagerwillinformyouiftheBankhasanyadditionalrequirements).
SME–Enterpriseswhichemployfewerthan250personsandwhichhaveanannualturnovernotexceedingEUR50million,and/orannualbalancesheettotalnotexceedingEUR43million.
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BusinessType SoleTrader Ltd.Co. Other
IfOtherSpecify
CompanyRegistrationNumber
CompanyIncorporatedin(Country)
No.ofOutlets
PrimaryBusinessActivity
InBusinessSince / month/year
CustomerSince / month/year
NumberofEmployees asat / /
BusinessPremisesStatus: Owned Leased Other
SME Business Lending Application Form:Thankyouforyourrecentenquiryinrelationtocreditfacilities.Inordertoprogressyourapplicationyoushouldarrangeameetingwithyourpermanent tsbRelationshipManagerandcompletethisBusinessLendingApplicationForm.YoucancompletethisformwiththeassistanceofyourRelationshipManagerduringthismeetingorwiththehelpofaBusinessProfessional.
YourRelationshipManagerwillinformyouofanyfurtherdocumentationthatmayberequiredtosupportyourapplication.Yourrequestfor creditwill beprogressedwhen yourRelationshipManager has received thesedocuments alongwith your signedBusinessLendingApplicationForm.
Part 1 Business Details: Pleasetellusaboutyourbusiness.Thisinformationwillassistusinprovidingaprofessionaltimelyresponse.
Business Details:
BusinessName/TradingName
BusinessAddress
ContactPerson
Telephone/Mobile
Fax
BestContactTime
MainBankAccountDetails
SortCode
Business Ownership Details: Listthenamesofallindividualswhoultimatelyownorcontrol25%ormoreofthesharesorvotingrightsintheCompanyorotherwiseexercisecontroloverthemanagementoftheCompany.
1. Owner’sname Director:Yes No
Address
Occupation
2. Owner’sName Director:Yes No
Address
Occupation
3. Owner’sName Director:Yes No
Address
Occupation
Listbelowanycorporateshareholderthatultimatelyownsorcontrols10%ormoreofthesharesorvotingrightsinthisCompanyorotherwiseexercisescontroloverthemanagementoftheCompany.
1. CompanyName
RegisteredNo.
2. CompanyName
RegisteredNo.
Ifmorefieldsrequired,pleasephotocopythispageoruseaseparateform.
Irishresident: Yes No
DateofBirth / /PercentageShareholding:
Irishresident: Yes No
DateofBirth / /PercentageShareholding:
Irishresident: Yes No
DateofBirth / /PercentageShareholding:
%ofsharesownedintheCompany
%ofsharesownedintheCompany
%
%
YYMMDD
YYMMDD
YYMMDD
YYMM
YYMM
%
%
%
Y Y
Y Y
YYMMDD
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Business Borrowing & Savings Details
Borrowings FinancialInstitution
AmountOutstanding
MonthlyRepayments
Overdraft
BusinessCards
Loans(CreditUnionetc.)
Leasing/HirePurchase
CommercialMortgage
OtherFinancialCommitments(e.g.Forwardcontracts,BankGuaranteesetc)
Savings & Investments FinancialInstitution AmountHeld
Deposits
InvestmentAccounts
Shares
Property(pleasealsoindicatecurrentpropertyvalue) Value
Other
Business Financial Details
Periodending //
FullYearAccounts YesNo
AccountType AuditedAuditor’sName
Certified
Management
Other
Value(000’s)
Sales/Turnover
NetProfit
Drawings
Interest
Depreciation
Tax
YYMMDDAssets Value Liabilities Amount
Land&Buildings Creditors
MachineryandEquipment VAT/PAYE/PRSI
FurnitureandFittings DirectorsLoans
Stock CorporateTax
Debtors BankDebt
Cash Leasing
Deposits Other
Other
TotalAssets TotalLiabilities
Current Values
TaxStatus(Taxuptodate)
IsaRevenueAgreementinplace?
MonthlyAmountofRevenueAgreement
YesNo
YesNo
Other
Part 2 Personal Details
Personal Details Principal Business Owner
Name
Address
DateofBirth
Accountnumber
SortCode
TimewithBank
Contact Details
Telephone/Mobile
BestContactTime
Yourpersonaldetailsarealsoimportanttousandwhileitiscriticaltounderstandyourbusiness,itisalsoimportanttounderstandowners.Thesedetailswillhelpusmeetyourcurrentneeds.
YYMMDD / /
NoofDependants
AgeRange from to
ResidentialStatus Owner Tenant
LivingwithParents Other
Numberofyearsataddress
Estimatedvalueofhome
Previousaddress(iflessthan3yearsatcurrentaddress)
AnnualSalary
Salarypaymentfrequency
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Personal Financial Details Principal Business Owner
Borrowings FinancialInstitution
AmountOutstanding
MonthlyRepayments
Mortgage
PersonalLoan
MotorLoan
Overdraft
Credit&othercards
TaxLiability
Other
Savings&Investments FinancialInstitution AmountHeld
Deposits
InvestmentAccounts
LifeAssurance
Shares
Pension
Propertyotherthanfamilyhome(pleasealsoindicateCurrentpropertyvalue) Value
Other
Personal Details Second Business Owner (if applicable)
Name
Address
DateofBirth
Accountnumber
SortCode
Contact Details
Telephone/Mobile
BestContactTime
YYMMDD / /
No.ofDependants
AgeRange from to
ResidentialStatus Owner Tenant
LivingwithParents Other
Numberofyearsataddress
Estimatedvalueofhome
Previousaddress(iflessthan3yearsatcurrentaddress)
AnnualSalary
Salarypaymentfrequency
Personal Financial Details Second Business Owner
Borrowings FinancialInstitution
AmountOutstanding
MonthlyRepayments
Mortgage
PersonalLoan
MotorLoan
Overdraft
Credit&othercards
TaxLiability
Other
Savings&Investments FinancialInstitution AmountHeld
Deposits
InvestmentAccounts
LifeAssurance
Shares
Pension
Propertyotherthanfamilyhome(pleasealsoindicatecurrentpropertyvalue) Value
Other
Ifmorethan2,pleaseuseseparateformorphotocopythispage
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Part 3 Application Details
Application Details
Facility 1 Overdraft Loan
Other
Amountrequired
RepaymentPeriod Years Months
PurposeofFacility(e.gWorkingCapital)
LoanRepaymentFrequency(e.gMonthly)
LoanFirstRepaymentDate:
Doyouseeanyadditionalrequirementsoverthecoming12months?
Ifyes,pleaseprovidedetails:
YYMMDD / /
Pleasetellusaboutyourcurrentfinancialrequirements.Ifyouareunsure,pleasediscusswithyourRelationshipManager,whowillbehappytogothroughthevariousoptions.
YY
Facility 2 Overdraft Loan
Other
Amountrequired
RepaymentPeriod Years Months
PurposeofFacility(e.gWorkingCapital)
LoanRepaymentFrequency(e.gMonthly)
LoanFirstRepaymentDate:
Yes No
YYMMDD / / YY
DescribebrieflythepurposeofFacility1and/orFacility2andwhatfinancialinputisbeingprovidedbyyouandthesourceofthesefunds.PleaseletusknowifyourbusinessissupportedbyEnterpriseIreland,City&CountyEnterpriseBoards,BusinessAngelsetc.and/orotherspecialistfunds.
Additional InformationDependingonthepurposeofyourborrowingfurtherdetailsmayberequired.Forexample,ifyouarepurchasinganewbusinesspremisestheaddress,propertyvaluationetc.willberequired.Foramachinerypurchasethemachineryvalue,expectedfit-outcosts,expectedlifeetc.willberequired.Pleaseprovideanyadditionalinformationwhichisrelevanttoyourapplication.
Attachments
Thesedetailsmaynotberequiredforallapplications.YourRelationshipManagerwilladviseyouwhatfurtherinformationisrequiredtoensureaspeedydecision. Yes No Date Received
Completedapplicationform
ManagementAccounts
Certified/AuditedAccounts
Cashflowstatement/projections
BusinessPlan
AgedDebtorsListing
AgedCreditorsListing
ConfirmationofTaxAffairs
Other
Security/Collateral proposed
YourRelationshipManagerwillinformyouifsecurityisrequired.
Lendingcriteria,termsandconditionsapply.permanent tsbp.l.c.isregulatedbytheCentralBankofIreland.
FOR BANK USE ONLY:
Branch ApplicationNo.
CIFNo.1 CIFNo.2
ReceivedBy Date: YYMMDD / / YY
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Part 4 (i) Data Protection Notice
Youhavetherightatanytimetorequestacopyofany“personaldata”withinthemeaningoftheDataProtectionActs1988and2003(asamendedorre-enactedfromtimetotime)thatpermanent tsbholdsaboutyou(forwhichpermanent tsbmaychargeasmallfee)andtohaveinaccuraciesinthatinformationcorrected,bywritingtoDataAccessRequest,DocumentManagementControl,permanent tsb,56-59St.Stephen’sGreen,Dublin2.
permanent tsbwillretainandusetheinformationprovidedbyyou(whetherinthisapplicationformorotherwise)andanyinformationrelatingtothe
conductofthecreditfacility(includinganypersonaldata)forthepurposesofprocessingthisapplication,managingandadministeringthecreditfacility,creditchecks(whichmayinvolveautomatedcreditscoring),debtcollection,groupreportingandanalysis,andcompliancewithpermanent tsb’slegalandregulatoryobligations,aswellasforanyotherpurposetowhichyouhaveconsented.permanent tsbmayalsopassthisinformationtoothercompanieswithinthepermanent tsbGroup,andtoitsagentsanddelegates,inconnectionwiththesepurposes.
Part 4 (ii) Credit References Searching and Reporting
Signatureoffirstapplicant* Signatureofjointapplicant*(ifany)
*AuthorisedrepresentativeoftheBusiness
Date: Date:
Part 4 (iii) Signature and Declaration To be completed by the individuals listed in part 2-Personal Details.
I/WedeclarethatI/Weam/areoffullageandI/WeherebymakeapplicationforBusinessLendingwithpermanent tsbasdescribedabove.I/Wedeclarethattheforegoingstatementsandparticularsandotherinformationwehavegiventopermanent tsbtobestrictlytrue,tothebestofmy/ourknowledgeandbelief.TheinformationI/Wearesupplyingonthefollowingformwillbeusedforthepurposeofprovidingme/uswiththeserviceIhaverequested.Bysupplyingmyhomeorworkaddress,telephonenumberoremailaddressIamgivingmyconsentforpermanent tsbtocontactmeinanyofthosewaysinconnectionwiththisrequest.
Signatureoffirstapplicant* Signatureofjointapplicant*(ifany)
*AuthorisedrepresentativeoftheBusiness
Date: Date: YYMMDD / / YYYYMMDD / / YY
YYMMDD / / YYYYMMDD / / YY
permanent tsbmayfromtimetotimemakesearchesagainstyouandanyindividualnamedonthisformontherecordsheldbycreditreferenceagencies.Whensuchasearchismadethecreditreferenceagencieswillkeeparecordforaperiod(usuallyayear)thatthesearchhasbeenmade.
permanent tsbmayalsoprovideinformationtocreditreferenceagenciesconcerningthisapplicationandthemannerinwhichthecreditfacilitywasconducted.
Individualshavetherightatanytimetorequestfromanycreditreferenceagencyacopyofany“personaldata”withinthemeaningoftheDataProtection
Acts1988and2003(asamendedorre-enactedfromtimetotime)thatsuchacreditreferenceagencyholdaboutthatindividual(forwhichtheymaychargeasmallfee)andtohaveinaccuraciesinthatinformationcorrected.
I/Weacknowledgethatpermanent tsbwillcarryoutcreditreferencesearchesagainstme/us.I/Weacknowledgethatsuchcreditreferenceagencieswillrecordthatsuchasearchhasbeenmadeanddisclosethatfacttotheirmembersforaperiodofatleastoneyear.I/Wealsoacknowledgethatpermanent tsbwillprovideinformationconcerningthisapplicationandtheconductoftheAccounttocreditreferenceagencies.
Keeping you informed (Direct Marketing)
Tokeepyouinformedofanybenefits,productsorservicesthatweofferandforthatpurposeandthepurposesmentionedbelow,pleasechecktheboxesbelowtoindicatethewaysyouwishtobecontacted:
Applicant1 Applicant2
Y N Y N
Post n n n nOnline n n n nMobilephone n n n nEmail n n n nHomephone n n n nTextmessage n n n n
Information provided by you (whether in the application for an Account orotherwise)andanyinformationrelatingtotheconductofyourAccount(s)maybe used by us to: (i) transmit to you information relating to other products,services,specialoffers,promotions,competitionsrunbyusorothercompaniesin thepermanent tsbGroup(“Group”meansthepermanent tsbGroup,afinancial services group principally comprised of banking companies) or (ii)provide such information to other companies in permanent tsb Group sothattheycantransmittoyoudetailsoftheirproducts,services,specialoffers,promotionsandcompetitions.
If at any time you change your mind and you wish to amend your contactpreferences,youmaycontactusbywritingtoFREEPOSTF4940,CustomerDataQuality (DirectMarketing),permanent tsbp.l.c.,56-59StStephen’sGreen,Dublin2.
WARNING: If you do not meet the repayments on your credit agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
Lendingcriteria,termsandconditionsapply.permanent tsbplcisregulatedbytheCentralBankofIreland.
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Contact UsDrop in to
Any of the 77 Local Branches Nationwide
Call us on 1890 818 729
Visit www.permanenttsb.ie/business
permanent tsb p.l.c.isregulatedbytheCentralBankofIreland.
BMK3311(10/15)