Silver 2016

8/17/2019 Silver 2016

1/20

e ns t nfb t nvh i nv nfl nf yjur pr noh O d y 4 8 , 3 7 4 0

D Rphbndi Ruppihohft tj

8/17/2019 Silver 2016

2/20

3 | Mnbajry Edniy Shbjre RNIPHS Ody 48, 3740

Mjw tj

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HIEHSI^

SHRNEHFUR

Xpjf rhdbmnfl rhtnrhohft dlh, fhwrhtnrhhs ody ̀ dbh ehbnsnjfs rhldrenfltmhnr invnfl drrdflhohfts. Rjoh shfnjrsody jpt tj stdy put, wmnih jtmhrs odywdft tj ejwfsnzh tmhnr mjohs tj sdvh

ojfhy dfe rhinhvh tmhoshivhs j` tmhcurehfs j` odnftdnfnfl idrlhr mjohs.

Cut tmjsh drh fjt tmh jfiy sntudtnjfsshfnjrs fflfe tmhoshivhs nf. Rjohshfnjrs rhdinzh tmhy bdf fj ijflhr bdrh`jr tmhoshivhs wntmjut dssnstdfbh.Nf subm nfstdfbhs, shfnjrs ody jpt`jr dssnsthe invnfl ̀ dbnintnhs jr bmjjshtj ojvh nf wntm d rhidtnvh, subm ds d

lrjwf sjf jr edulmthr. \mnih dssnstheinvnfl ̀ dbnintnhs drh ehsnlfhe tj ohhttmh fhhes j` tmh hiehriy, yjufl ohfdfe wjohf whibjonfl shfnjrs nftjtmhnr mjohs ody fhhe tj tdah jf sjohmjoh noprjvhohft prjkhbts tj hfsurhtmhnr mjohs drh ds sd`h ds pjssncih ̀ jrhiehriy rhsnehfts.

* Bjfvhrt d rjjo jf tmh fflrst ffijjr nftjd cherjjo. \mnih tmns ody fjt dppiy

tj dii shfnjrs, sjoh ohf dfe wjohfstrullih wntm stdnrs ds tmhy dlh, dfetmdt bdf odah nt enflbuit `jr tmhotj ̀ uiiy pdrtnbnpdth nf d mjushmjie.Mjohjwfhrs wntm df hxtrd rjjo tjspdrh bdf bjfvhrt d rjjo jf tmh fflrstffijjr j` tmhnr mjohs nftj d cherjjosj shfnjrs wjf„t mdvh tj binoc up dfeejwf stdnrs tmrjulmjut tmh edy. Umdthdsh j` dbbhssncninty tj tmh prnodry ffijjr

j` tmh mjush hfbjurdlhs shfnjrs tj chdbtnvh pdrtnbnpdfts nf d mjushmjie. N`pjssncih, bmjjsh df drhd tmdt ns bijsh tjd fflrst-ffijjr cdtmrjjo.

• Udah sthps tj odah cdtmrjjos sd`hr.

Umh Fdtnjfdi Nfstntuth jf Dlnfl sdystmdt ojrh tmdf jfh nf tmrhh shfnjrsjvhr dlh 08 `dii hdbm yhdr, dfe =7phrbhft j` tmjsh ̀ diis tdah pidbh nftmh cdtmrjjo. Rinpphry tnih ffijjrs bdf

odah nt enflbuit ̀ jr shfnjrs tj fdvnldthcdtmrjjos sd`hiy, dfe cdtmtucs dfesmjwhr stdiis prhshft deentnjfdibmdiihflhs. Nfstdii lrdc cdrs jf

cdtmrjjo wdiis dfe fhxt tj tjnihts tjprjvneh suppjrt. Nf deentnjf, bjfsnehrnfstdiinfl d smjwhr bmdnr jr chfbm dferhojvdcih smjwhr fjzzih nf tmh smjwhrjr tuc sj shfnjrs bdf snt ejwf wmnih

tmhy cdtmh dfe rnfsh wntmjut mdvnfltj stdfe up jf sinpphry sur`dbhs. Odahsurh dfy odts drjufe cdtmtucs dfesnfas drh fjfsane tj rheubh tmh rnsa j``diis hvhf ̀ urtmhr.

• Nfstdii df hxtrd pmjfh infh jr twj.

\mnih anes dfe deuits chtwhhf tmhdlhs j` 4= dfe 87 ody fhvhr ush tmhidfeinfhs nf tmhnr mjohs, odfy shfnjrs

stnii rhiy jf trdentnjfdi thihpmjfhs dstmhnr prnodry ohdfs j` bjooufnbdtnflwntm tmh jutsneh wjrie. Nfstdii hxtrdidfeinfhs nf yjur mjoh, nfbiuenfl nfshfnjrs„ cherjjos, sj tmhy bdf ojrhrhdeniy dbbhss tmh pmjfh smjuie tmhy`dii dfe fhhe tj bdii `jr hohrlhfbymhip. Wmjfhs nf shfnjrs„ cherjjos odydisj prjvneh sjoh deentnjfdi prnvdbytj shfnjrs wmj ejf„t wdft tj bdrry jfpmjfh bjfvhrsdtnjfs nf cusy drhds

j` tmh mjoh, subm ds tmh antbmhf jrinvnfl rjjo. Rubm infhs ody disj rheubh`hhinfls j` nsjidtnjf.

• Wrnjrntnh dbbhssncnint wmhf stjrnfl

nthos. \mhf stjrnfl lrjbhrnhs, cjjas,odldznfhs, jr jtmhr nthos shfnjrs drhinahiy tj ush, bmjjsh ijbdtnjfs tmdt drhdbbhssncih tj shfnjrs. Dvjne stjrnflnthos jf tmh tjp smhi` j` pdftrnhs,

cjjabdshs jr hfthrtdnfohft bhfthrs, dsshfnjrs wntm inonthe ojcninty ody fjtch dcih tj rhdbm tmho.

Odfy shfnjrs ojvh nf wntm tmhnrdeuit bmnierhf tj odah tmhnr ljiehfyhdrs sd`hr dfe ojrh hfkjydcih dfeodfdlhdcih. Rubm d bmdflh nf invnfldrrdflhohfts ody fhbhssntdth sjohbmdflhs jf tmh pdrt j` mjohjwfhrs sjtmhy bdf hfsurh tmhnr mjohs drh sd`h ̀ jr

shfnjrs.

✠ Ohtrj Brhdtnvh Bjffhbtnjf

8/17/2019 Silver 2016

3/20

MnbajryEdniyShbjre.bjo | 2RNIPHSOdy 48, 3740

MHDUNFL & DNS @JS ^JXS MJOHĵu bdf bjuft jf Urndflih `jr yjur mhdtnfl

dfe bjjinfl fhhes

Hohrlhfby Mhdtnfl & Dnr Rhrvnbh 35/<

Rbmheuihe Rhrvnbh Bdiis

Wrhvhftdtnvh Odnfthfdfbh

@rhh Fj Jcinldtnjf Hstnodths

\h rhpdnr ojst odkjr crdfes

Fhw Rystho Nfstdiidtnjfs

Mdfeih dii rhqunrhe phronts & bjehs

Mdui dwdy j` yjur jie ufnts

Hxthfehe Rhrvnbh \drrdftnhs dvdnidcihInbhfshe • Cjfehe • Nfsurhe

TXDINU^ \JSA. BHSUN@NHE UHBMFNBNDFR. SHINDCIH WSJEXBUR. HFHSL^ RDPNFLR.

=3=-523-7738 www.UrndflihBjftrdbtjrsNfb.bjo

Kjnfts pidy vntdi rjihs nf tmh muodf

cjey, ̀ jronfl tmh bjffhbtnjfschtwhhf cjfhs dfe ̀ dbnintdtnflojvhohft. Edodlh tj tmh kjnftsbdf ch hsphbndiiy pdnfùi, dfetmdt edodlh ody rhsuit ̀ rjobjfentnjfs subm ds jsthjdrtmrntnsjr ljut.

\mnih fjt dii kjnft pdnf nsehcnintdtnfl, tmh ensbjo`jrt j` kjnftpdnf ns subm tmdt nt„s wnsh ̀ jr deuits

tj tdah sthps tj prjthbt tmhnr kjnftswntm tmh mjph j` prhvhftnfl kjnftpdnf ejwf tmh rjde. Shbjlfnznfltmdt kjnft pdnf bdf fhldtnvhiyd``hbt qudinty j` in`h, tmh Drtmrntns@jufedtnjf j``hrs tmh ̀ jiijwnfl kjnft prjthbtnjf tnps tj ohf dfewjohf.

• @jrlj `dsmnjf wntm rhldre tj

`jjtwhdr. \mhf wjohf bmjjshtmhnr ̀ jjtwhdr, ̀ dsmnjf smjuie fjtch tmhnr tjp prnjrnty. Dbbjrenfl tjtmh Drtmrntns @jufedtnjf, tmrhh-nfbm mhhis strhss tmh ̀ hht shvhftnohs ojrh tmdf jfh-nfbm mhhisdfe mhhis put deentnjfdi strhss jfafhhs, pjssnciy nfbrhdsnfl wjohf„srnsa ̀ jr jsthjdrtmrntns. Umjulm mhhisody ch ̀ dsmnjfdcih, tmh rnsa jèhvhijpnfl kjnft pdnf ns fjt wjrtm

odanfl tmh ̀ dsmnjf stdthohft.

• Lht sjoh lrhhf nf jur enht. D

mhditmy enht pdys fuohrjus

envnehfes, cut odfy ody fjt

afjw tmdt d mhditmy enht bdfmhip prhvhft kjnft pdnf. Lrhhf

vhlhtdcihs subm ds spnfdbm,crjbbjin, adih dfe pdrsihy drhmnlm nf bdibnuo dfe bdf rheubhdlh-rhidthe cjfh ijss wmnih disjsijwnfl bdrtnidlh ehstrubtnjf.

• Rmhe tmjsh hxtrd pjufes. N`

yju stdrt nfbiuenfl ojrh mhditmyvhlhtdcihs nf yjur enht, yju onlmt

kust stdrt tj ijsh d inttih whnlmt dswhii. Rubm whnlmt ijss disj bdf mhipyjur kjnfts, ds tmh D@ fjths tmdthvhry hxtrd pjufe d phrsjf ldnfsputs ̀ jur tnohs tmh strhss jf mns jrmhr afhhs. Umh D@ disj fjths tmdtrhshdrbm mds smjwf tmdt ijsnfl dsinttih ds 44 pjufes bdf rheubh dphrsjf„s rnsa j` jsthjdrtmrntns j` tmhafhh cy 87 phrbhft.

• Mnt tmh pjji. Rwnoonfl ns d lrhdt

ùii-cjey wjrajut dfe bdf chhsphbndiiy mhipùi tj tmh kjnfts. Umh cujydfby j` wdthr suppjrtstmh cjey„s whnlmt, rheubnfl strhssjf tmh kjnfts dfe onfnonznfl pdnfds d rhsuit. N` pjssncih, swnoohrsdirhdey hxphrnhfbnfl pdnf smjuieswno nf mhdthe pjjis, wmnbm bdfmhip rhinhvh pdnf. \mnih yju bdf

stnii chfh`nt ̀ rjo swnoonfl nfpjjis wntm bjiehr thophrdturhs,bjie wdthr ody fjt sjjtmh tmh kjnfts inah wdro wdthr bdf.

• Udah crhdas dt wjra . Odf phjpih

ehvhijp kjnft pdnf tmdfas tj tmhnr kjcs. N` yju sphfe dii edy snttnfl dtd ehsa jr stdfenfl jf yjur `hht, trytj ̀ nfe d lrhdthr cdidfbh chtwhhftmh twj. Kjnfts bdf lrjw stn`` ̀ rjosnttnfl dii edy, wmnih stdfenfltmrjulmjut yjur wjra edy bdfstrhss tmh kjnfts. Udah d smjrt crhdahvhry 27 onfuths tj stdfe up dfe

wdia drjufe n` yju sphfe ojst j`

yjur edy dt d ehsa. N` yju stdfe dijt dt yjur kjc, stjp tj snt ejwf ̀ jrd ̀ hw onfuths jfbh hvhry mdi` mjur.

Kjnft pdnf dfe dlnfl ej fjtmdvh tj lj mdfe nf mdfe. Ojrhnf`jrodtnjf dcjut kjnft pdnft nsdvdnidcih dt www.drtmrntns.jrl.


WSJUHBU

^jur KJNFURdfe

WSHPHFU WDNF

8/17/2019 Silver 2016

4/20


AHHW ^JXS ONFE DIHSU

WID^ CSNELH

IHRRJFR; Ojf. & \he.

\hstojft Rhfnjr Bhfthr

4240 Odnf Dvh. Er. F\

Mnbajry, FB 3=074

WID^; Ojf.,Uuhs.,\he.&Umurs.

Ojf. & \he.

\hstojft Rhfnjr Bhfthr

Uuhs.

Erhxhi & Rtdthsvniih

Umurs.

Bjfjvhr

crelcuosGmbn.fht

Nf`jrodtnjf;

Hiejf Bidyodf

=3=-52>-43=2

Shshdrbm nfenbdths tmdt trdvhinflns dt tmh tjp j` tmh inst j` nfthrhstsojtnvdtnfl tjedy„s ohf dfewjohf jvhr tmh dlh j` 87.

Rhfnjrs drh phrmdps tmh ojst inahiyehojlrdpmnb tj nfeuilh tmhnr ijvhj` trdvhinfl. Shtnrhohft ihdvhs ijtsj` tnoh ̀ jr rhbrhdtnjf, dfe odfybmjjsh tj sphfe tmdt tnoh jf tmhrjde. Urdvhi disj bdf ch noprjvhdeuit ijflhvnty, sdys lhrndtrnbndfs

dt tmh Xfnvhrsnty j` Dradfsds.

Umjsh nf tmh trdvhi nfeustryufehrstdfe tmdt ohf dfewjohf jvhr 87 bjoprnsh d idrlhphrbhftdlh j` tmhnr bustjohrsdfe mdvh bdthrhe odfy trdvhipdbadlhs tjwdre tmns nfffiuhftndiehojlrdpmnb. Umh ̀ jiijwnfl ns dijja dt sjoh j` tmh ojrh pjpuidrtrdvhi jppjrtufntnhs ̀ jr ohf dfewjohf jvhr 87.

• Lhfhdijlnbdi tjurnso; Umns ns jfh

j` tmh ̀ dsthst-lrjwnfl odrahtsnf vdbdtnjf trdvhi. Lhfhdijlnbdi

tjurnso nfvjivhs nfenvneudistrdvhinfl tj drhds j` mnstjrnbdisnlfnfflbdfbh ̀ jr tmhnr ̀ doninhs, submds bmurbmhs wmhrh pdst rhidtnvhsody mdvh odrrnhe dfe vniidlhs

wmhrh lrdfepdrhfts jr bjusnfsjfbh rhsnehe jr whrh hopijyhe. Umns bdf brhdth d tdflncih infatj jfh„s pdst dfe jphf up ojrhjppjrtufntnhs tj ihdrf tmh vdrnhe

lhfhdijlnbdi mnstjry tmdt mdssmdphe d `doniy, dfe hvhf jfh„sphrsjfdi nehftnty.

• Hxthfehe vdbdtnjfs; Rhfnjrs od

mdvh tmh bdpdbnty tj ehvjth ojrhtnoh tj trdvhi dfe fjt ch bdlhe

nf cy strnbt tnoh bjfstrdnfts. Umdtodahs tmho hinlncih ̀ jr hxthfehevdbdtnjfs. Umhsh bdf nfbiueh ijfl-thro rhftdis nf trjpnbdi ijbdihs,shvhrdi-whha snlmtshhnfl brunshs jrlunehe tjurs jvhrshds tmdt tjubmjf shvhrdi enhrhft bjuftrnhs jrbntnhs eurnfl tmh trnp.

• J tmh chdthf pdtm; Devhfturjus

trdvhihrs ody fjt ch bjfthfttj stnba tj tmh rhsjrt in`hstyihjr stdfedre vdbdtnjf jptnjfs.Dbtnvh ohf dfe wjohf jvhr 87drh bmdrtnfl tmhnr jwf vdbdtnjfbjurshs wntm cubaht inst-styihvdbdtnjfs tmdt ody ch j tmhchdthf pdtm. Urdvhihrs wmj mdvhdiwdys dspnrhe tj binoc d ojuftdnfjr shh d rdnf ̀ jrhst ody ch nfbinfhetj rhdinzh tmhsh ljdis ds tmhy lht

jiehr. Fjftrdentnjfdi tjurs bdfnfbiueh invnfl inah nfenlhfjusphjpihs jr ̀ jiijwnfl tmh ̀ jjtsthpsj` hdriy hxpijrhrs.

• Dii-nfbiusnvh tjurs; Dii-nfbiusnvh

pdbadlhs rhodnf d pjpuidrjptnjf ̀ jr trdvhihrs j` dii dlhs. Umhsh vdbdtnjf pdbadlhs bmdrlhjfh prnbh ̀ jr dbbjoojedtnjfs,hfthrtdnfohft, snlmtshhnfl, ̀ jje,dfe odfy jtmhr dohfntnhs. Dii-

nfbiusnvh vdbdtnjfs rhojvh sjohj` tmh mhdedbmhs dssjbndthe wntmjrldfnznfl vdrnjus bjopjfhfts j`trdvhi sj tmdt d phrsjf bdf `jbus jfrhidxdtnjf dfe mdvnfl ̀ uf.

• Rnflihs ohhts; Rnflih vdbdtnjfhrs

jvhr 87 ody wdft tj ohht jtmhrohf jr wjohf nf tmhnr dlhcrdbaht nf tmh mjphs j` fflfenflrjodfbh. Umhsh vdbdtnjfs ejucihds rhidtnjfsmnp onxhrs dfe lnvhohf dfe wjohf tmh jppjrtufntytj onflih wntm jtmhrs nf snonidrsntudtnjfs wntmjut tmh prhssurh j`trdentnjfdi edtnfl.

Urdvhi ns d wdy tj shh tmh wjrie,ohht fhw phjpih dfe hxphrnhfbhvdrnjus buiturhs. Rhfnjrsnfbrhdsnfliy hocrdbh trdvhi

chbdush tmhy mdvh cjtm tmh tnohdfe tmh ohdfs tj tdah vdbdtnjfs.


NFUHSHRUNFL

\D^Rtj

HFKJ^

USDPHI

8/17/2019 Silver 2016

5/20


Ds ohf dfe wjohf rhtnrh jrdpprjdbm rhtnrhohft dlh, odfyjpt tj ejwfsnzh tmhnr mjohs. Rubm

d ehbnsnjf bdf sdvh jiehr deuitssucstdftndi dojufts j` ojfhywmnih disj inchrdtnfl tmho ̀ rjo tmhmdssih j` odnftdnfnfl idrlh mjohstmhy fj ijflhr fhhe.

Ejwfsnznfl tj sodiihr mjohs jrdpdrtohfts ns d snlfnfflbdft sthp,jfh tmdt mjohjwfhrs smjuielnvh dopih bjfsnehrdtnjf ch`jrhodanfl tmhnr fflfdi ehbnsnjfs. Umh`jiijwnfl drh d mdfeùi j` tnps tjmhip mjohjwfhrs ehthronfh nèjwfsnznfl tj sodiihr mjohs ns tmhrnlmt ojvh.

• Lht d lrnp jf tmh rhdi hstdth

odraht. Ejwfsnznfl ns fjt sjihiydcjut ojfhy, cut nt„s nopjrtdfttmdt mjohjwfhrs bjfsnehrtmh rhdi hstdth odraht ch`jrh

puttnfl tmhnr mjohs up ̀ jr sdih.Rphda wntm d ijbdi rhditjr jr yjurfflfdfbndi devnsjr dcjut tmh burrhftstdth j` yjur rhdi hstdth odraht.Ejwfsnznfl bdf mhip mjohjwfhrssdvh ojfhy jf utnintnhs, tdxhs dfeojrtldlh pdyohfts, cut tmjshsdvnfls ody ch fhldthe n` yju shiiyjur mjush nf d cuyhr„s odrahtnfsthde j` d shiihr„s odraht. N` yjutmnfa tmh burrhft odraht wjf„tlht yju tmh prnbh yju drh mjpnfl`jr, ehidy yjur ejwfsnzh uftni tmhodraht rhcjufes.

• Udah nfvhftjr j` wmdt„s nf jur

mjush. Hopt fhsthrs j`thf fe

tmdt tmhnr mjohs drh stnii ffliihe

wntm tmhnr bmnierhf„s pjsshssnjfs,hvhf ijfl d`thr tmjsh bmnierhfmdvh hfthrhe deuitmjje dfe ih`tmjoh. N` tmh stjrdlh nf yjur mjohns ejonfdthe cy nthos tmdt chijfltj yjur bmnierhf dfe fjt yju, tmhfejwfsnznfl onlmt ch rnlmt ̀ jr yju. Uhii yjur bmnierhf yju drh tmnfanflj` ejwfsnznfl dfe nfvnth tmho jvhrtj pnba tmrjulm dfy nthos stnii nfjur mjoh. Jfbh tmh mdvh ejfh

sj dfe tdahf wmdt tmhy wdft, yjubdf mjst d ydre sdih, uitnodthiyejfdtnfl jr ensbdrenfl wmdt yjubdffjt shii. Jfbh dii j` tmh nthos

drh ljfh, yju ody rhdinzh tmdtojvnfl nftj d sodiihr pidbh ns tmhfflfdfbndiiy pruehft ehbnsnjf.

• Hxdonfh jur jwf nthos ds whii.

^jur bmnierhf„s nthos drh inahiy fjt

tmh jfiy nthos tdanfl up spdbh nfyjur mjoh. Udah nfvhftjry j` yjurjwf pjsshssnjfs ds whii, odanflfjth j` nthos yju bdf invh wntmjutdfe tmjsh yju wdft tj ahhp. N` tmhinst j` nthos yju bdf invh wntmjutns hxthfsnvh, tmhf yju prjcdciywjf„t mdvh d prjciho ojvnfl nftjd sodiihr mjoh. N` yju drhf„t qunthrhdey tj sdy ljjecyh tj odfy j`yjur pjsshssnjfs, tmhf yju onlmtchfhfflt ̀ rjo stdynfl put ̀ jr d inttihwmnih ijflhr.

• Bjfsnehr jur rhtnrhohft in`hstih.

N` yju mdvh dirhdey rhtnrhe jr jftmh vhrlh j` rhtnrhohft dfe pidf

tj sphfe ijts j` tnoh trdvhinfl,tmhf ejwfsnznfl tj d sodiihrmjoh ody `rhh up ojfhy yju bdfsphfe jf trnps. Dfe n` yju rhdiiyej shh yjurshi` ds d snivhr-mdnrhe khtshtthr, tmhf yju inahiy wjf„tonss yjur burrhft mjoh chbdushyju wjf„t ch mjoh `rhquhftiyhfjulm tj hfkjy nt. N` trdvhi ns fjtmnlm jf yjur rhtnrhohft tj-ej

inst cut yju mdvh d mjccy, subm dsbrd`tnfl, rhstjrnfl bidssnb bdrs jrwjjewjranfl, tmdt yju mjph tj

turf nftj d shbjfe prj`hssnjf, tmhfyju onlmt chfhfflt ̀ rjo stdynfl putdfe bjfvhrtnfl yjur hxnstnfl spdbhnftj d wjrasmjp.

Odfy rhtnrhhs ejwfsnzh tmhnrmjohs, cut tmns ehbnsnjf rhqunrhsbdrhùi bjfsnehrdtnjf j` d vdrnhtyj` ̀ dbtjrs.


Mjw tj

EHUHSONFH

n` EJ\FRN[NFL

ns `jr ^JX

IJBDI. DFE WSJXE J@ NU.®

\ntm ojrh tmdf 08 bjocnfhe yhdrs j hxphrnhfbh, wh drh IJBDI dfe

ehenbdthe tj tmh mjohjwfhrs nf jur rhlnjf!

Jur Shvhrsh Ojrtldlh Rphbndinsts drh wntm yju sthp-cy-sthp.Iht us mhip yju tdp nftj d pjrjf j tmh hqunty yju mdvh cunit nftj yjur mjoh

jvhr tmh yhdrs, mhipnfl tj diihvndth pjssncih `fdfbndi curehfs, pdy ohenbdi

hxphfshs, trdvhi, jr snopiy lnvh yju tmh rhhejo tj hfkjy yjur rhrhohft.

*D shburnty nfthrhst wnii ch tdahf nf yjur mjoh. Cjrrjwhrs drh sii rhspjfsncih `jr bhrtdnf

jwfhrsmnp bjsts subm ds prjphrty tdxhs, nfsurdfbh dfe lhfhrdi odnfthfdfbh.

@jr ojrh nfjrodjf Bdii Ujedy!

=3=-30

8/17/2019 Silver 2016

6/20


Ihlhfe stdths tmdt jf Dprni 3, 4842, Rpdfnsm

hxpijrhr Kudf Wjfbh eh Ih―f wds tmh `nrst

Hurjphdf tj ensbjvhr ojehrf-edy @ijrned

wmhf mh trdvhihe jf d quhst `jr tmh oytmnbdi

”@juftdnf j` ^jutm.„ \mnih ojehrf sbnhfbh mds

prjvhf tmdt tmhrh ns fj oystnbdi `juftdnf jr

cjey j` wdthr tmdt bdf rhvhrsh jr sijw ejwf

tmh dlnfl prjbhss, tmhrh drh odfy sthps phjpih

bdf tdah tj dlh whii dfe prjijfl tmhnr invhs.

Hdtnfl tmh rnlmt `jjes ns jfh wdy tj dlh whii.

Dbbjrenfl tj Sdipm @hiehr, O.E., Wm.E., bjdutmjr

j` ”Umh Cjfus ̂ hdrs Enht,„ rhvhrsnfl tmh dlnfl

prjbhss nfthrfdiiy ns ojrh en``nbuit tmdf jutwdre

bjsohtnb bmdflhs. Cut tmh rnlmt `jjes bdf

lj d ijfl wdy tjwdre nfbrhdsnfl cjtm in`h

hxphbtdfby dfe qudinty j` in`h. Umjsh wmj

wdft tj hopijy enht tj nfbrhdsh tmhnr in`h

hxphbtdfby ody wdft tj stdrt deenfl ojrh j`

tmh `jiijwnfl `jjes tj tmhnr crhda`dst, iufbm

dfe enffhr pidths.

• Crjbbjin, lrdphs dfe sdide; Dbbjrenfl tj

Mhditm odldznfh, rhshdrbmhrs mdvh `jufe tmdt

bjopjufes nf tmhsh tmrhh `jjes cjdst hxtrd

in`h-hxthfenfl chfh`nts.

• Chrrnhs; Nf deentnjf tj tmhnr dcufedfbh j`

dftnjxnedfts, chrrnhs mdvh jtmhr chfh`nts.

D 3743 stuey `rjo Mdrvdre Xfnvhrsnty `jufe

tmdt dt ihdst jfh shrvnfl j` ciuhchrrnhs jr twj

shrvnfls j` strdwchrrnhs hdbm whha ody rheubh

tmh rnsa j` bjlfntnvh ehbinfh nf jiehr deuits.

• @runts dfe vhlhtdcihs; Wrjeubh ns ljje `jr

tmh cjey chbdush nt„s ijw nf bdijrnhs dfe

mnlm nf `nchr, vntdonfs dfe jtmhr futrnhfts.

Fuohrjus stuenhs mdvh nfenbdthe tmdt enhts

pihftn`ui nf `runts dfe vhlhtdcihs mhip phjpih

odnftdnf d mhditmy whnlmt dfe prjthbt dldnfst

bdrenjvdsbuidr enshdsh.

• \mjih lrdnfs; \mjih lrdnfs pdba d ijt j`

futrntnjf nftj d ijw-bdijrnh `jje. \mjih lrdnfs

mhip prjthbt dldnfst typh 3 endchths, dferhshdrbmhrs dt tmh Xfnvhrsnty j` Uhxds Mhditm

Rbnhfbhs Bhfthr `jufe stuey pdrtnbnpdfts wmjsh

enhts nfbiuehe pihfty j` wmjih lrdnfs dfe

`runt but tmhnr mhdrt enshdsh rnsa cy diojst mdi`

bjopdrhe tj tmjsh wmjsh enhts `dvjrhe ohdt

dfe `dtty `jjes.

• She wnfh; D lidss d edy `jr wjohf dfe fj

ojrh tmdf twj lidsshs edniy `jr ohf bdf ch

chfh`nbndi. Ojehrdth bjfsuoptnjf j` rhe wnfh

mds chhf smjwf tj sijw dlh-rhidthe ehbinfhs

nf bdrenjvdsbuidr `ufbtnjf, dbbjrenfl tj tmh

Dohrnbdf Mhdrt Dssjbndtnjf.

• @nchr; Nfbrhdsh yjur `nchr nftdah `jr d ijflhr

in`h. Shshdrbm `rjo Umh Dohrnbdf Kjurfdi j`

Binfnbdi Futrntnjf `nfes tmdt tmh ojrh `nchr

yju nfbiueh nf yjur enht, tmh ijwhr yjur

rnsa j` bjrjfdry mhdrt enshdsh. Umh edniy

rhbjoohfedtnjf ns 38 tj 28 lrdos.

\mnih tmhrh ody ch fj subm tmnfl ds tmh

`juftdnf j` yjutm, d mhditmy enht bdf mhip ohf

dfe wjohf prjijfl tmhnr invhs.


HDUNFL

SNLMUbdf

NOWSJPH Tudinty j` IN@H

8/17/2019 Silver 2016

7/20

MnbajryEdniyShbjre.bjo | 75 Rhbjfe Rt., FH | Mnbajry, FB 3=074www.anflstjfmnbajry.bjo =3=.23>88

Lhfunfh Bdrh ~ Ehenbdthe Uj ^ju

RUDSU D UHDO

diz.jrl/wdia • =77.377

Bjftnfuhe jf pl. =

8/17/2019 Silver 2016

8/20

= | Mnbajry Edniy Shbjre RNIPHS Ody 48, 3740

\h drh ehenbdthe tj hxbhhenfl jur bustjohrs„ hxphbtdtnjfs nf prjvnenfl tmh lrhdthst

qudinty dfe vdiuh nf mhditmbdrh rhidthe prjeubts, suppinhs dfe shrvnbhs.

>37 Udth Cive RH • RXNUH 475 • Mnbajry, FB 3=073 • =3=-=88->7>> • www.tmhwmhhibmdnrpidbh.bjoBjoh nf dfe vnsnt jur smjwrjjo tj shh d bjopihth infh j` ohenbdi hqunpohft dfe dbbhssncninty prjeubts jf enspidy.

Ches • Jxylhf • \mhhibmdnrs • In`t Bmdnrs • Wjwhrbmdnrs • Rbjjthrs • Fhcuinzhrs • Cdtmrjjo Dnes\diahrs • \dia-nf Uucs • Dbbhss Rmjwhrs • Rtdnrin`ts • Ojeuidr Sdops • Phmnbih In`ts

FJ\ JWHF!•

D stuey j` edtd `rjo tmh Sdfe Bjrpjrdtnjf`jufe tmdt, j` tmh ̀ jur oniinjf bmnierhf invnfl

wntm tmhnr lrdfepdrhfts nf tmh Xfnthe Rtdths,3.8 oniinjf invh nf tmrhh-lhfhrdtnjf mjushmjies.Fhdriy 4.8 oniinjf invh nf spint-lhfhrdtnjfmjushmjies jr jfhs nf wmnbm lrdfepdrhfts drhrdnsnfl tmhnr lrdfebmnierhf. Umh prjpjrtnjf j`dii lrdfebmnierhf invnfl nf tmrhh-lhfhrdtnjfmjushmjies, 2.0 phrbhft, mds chhf sthdey nfrhbhft yhdrs.

Shshdrbm sullhsts tmdt spint-lhfhrdtnjf

mjushmjies drh usudiiy ̀ jrohe wmhf pdrhftsdrh fj ijflhr dcih tj tdah bdrh j` tmhnr bmnierhfchbdush j` pmysnbdi jr ohftdi niifhss, sucstdfbhdcush, jr hbjfjonb prjcihos. Umrhh-lhfhrdtnjfmjushmjies, jf tmh jtmhr mdfe, drh lhfhrdiiy`jrohe chbdush j` prjcihos pdrhfts hfbjufthrinvnfl nfehphfehftiy, subm ds tmrjulmshpdrdtnjf jr envjrbh jr euh tj ufhopijyohftjr hbjfjonb fhhe.

Bdrnfl ̀ jr tmhnr lrdfebmnierhf bdf hinbnt odfy`hhinfls nf lrdfepdrhfts, ̀ rjo fhrvjusfhsstj hxbnthohft dcjut d ̀ rhsm ̀ dbh drjufe tmhmjush. Sdnsnfl lrdfeanes bdf ch jvhrwmhionfl`jr hiehriy ohf dfe wjohf, cut tmh `jiijwnfl

drh d ̀ hw tnps tmdt bdf odah tmh prjbhss hdsnhr.

• Hxpijrh jur `hhinfls. \mhf ju dbafjwihelh

yjur ̀ hhinfls, yju drh jf tmh rnlmt pdtm tjodanfl tmnfls wjra dfe rhbjlfnznfl pjssncihjcstdbihs.

• Hxphbt onxhe `hhinfls `rjo jtmhrs.

Lrdfebmnierhf dfe jur jwf bmnierhf disj od

ch dpprhmhfsnvh dcjut tmns fhw invnfl sntudtnjf.

Hfbjurdlh hvhrjfh tj smdrh tmhnr tmjulmtsdfe bjoh tj d bjfshfsus jf mjw tmnfls wnii chejfh. Hxphbt nt tj tdah sjoh tnoh tj hstdcinsm

d sbmheuih, dfe ejf„t ch ensbjurdlhe cy dfynfntndi chmdvnjrdi prjcihos.

• Udah bdrh j` jurshi`. Lrdfebmnierhf,

pdrtnbuidriy yjufl jfhs, bdf mdvh d ijt j`hfhrly dfe ody rhqunrh bjfstdft dtthftnjf.

Bdrnfl ̀ jr subm invhiy yjuflsthrs bdf chtdxnfl jf lrdfepdrhfts, wmj oust odahtmhnr jwf mhditm dfe futrntnjf d prnjrnt. Lnvh

yjurshi` sjoh tnoh ̀ jr rhbrhdtnjf dfe rhst.Mdvh lrdfebmnierhf mhip jut wmhrh tmhy bdf.

Ejf„t ̀ hhi yju mdvh tj sphfe hvhry ojohfthfthrtdnfnfl tmho.

• Dsa `jr mhip wmhf fhhehe. Shdbm jut tj

`rnhfes jr bjooufnty ohochrs n` yju drh`hhinfl jvhrwmhiohe. Umhrh drh d fuochrj` rhsjurbhs dvdnidcih tj yju, dfe odfyjrldfnzdtnjfs, nfbiuenfl DDSW, mdvh tmhnr jwftnps ̀ jr dssnstnfl tmrhh-lhfhrdtnjf mjushmjies.

Ouitn-lhfhrdtnjfdi mjushmjies drh bjoojfjfbh dldnf. @doninhs wmj wjra tjlhtmhr bdfodah tmh ojst j` subm invnfl drrdflhohfts.


Bjftnfuhe ̀ rjo pl. <

8/17/2019 Silver 2016

9/20

MnbajryEdniyShbjre.bjo | >RNIPHSOdy 48, 3740

8/17/2019 Silver 2016

10/20


Odnftdnfnfl d mhditmy whnlmt ns nopjrtdft dtdfy dlh. Cut dvjnenfl chnfl jvhrwhnlmt jrjchsh bdf ch pdrtnbuidriy brubndi `jr shfnjrs,bjfsnehrnfl odfy niifhsshs drh tnhe tj cjey

whnlmt. Odnftdnfnfl d mhditmy nooufh systhodisj bdf rhqunrh hdtnfl d cdidfbhe, futrntnjfdiiysjufe enht.

Umh Lhrndtrnb Shshdrbm, Heubdtnjf, dfe Binfnbdi

Bhfthr dt Eurmdo Ohenbdi Bhfthr nf Pnrlnfndsdys phjpih fhhe tj bmdflh mjw tmhy hdt ̀ jrhvhry ehbdeh tmhy rhdbm. Bdijrnb nftdah smjuiech rheubhe chbdush nfenvneudis drh lhfhrdiiyojvnfl drjufe ihss, mdvh ihss ousbih dfe tmhnr

ohtdcjinb rdths ehbinfh. Whjpih wmjfflfe tmdt tmhy drh mdvnfl trjucih ijsnfl whnlmtnf tmhnr 87s dfe jiehr ody ch cdsnfl whnlmt-ijss ljdis jf bdijrnh rhbjoohfedtnjfs ̀ jryjuflhr phjpih.

Jfh bmdiihflnfl tmnfl dcjut hdtnfl ihss jvhrdii

ns suppihohftnfl wntm ojrh futrnhft-rnbm ̀ jjes.Jiehr cjenhs stnii rhqunrh snonidr dojufts j`

prjthnf, vntdonfs dfe onfhrdis ds yjuflhr jfhs,cut jiehr ohf dfe wjohf oust cdidfbh tmdt

fhhe wntm tmhnr fhhe tj bjfsuoh ihss bdijrnhs.

Bjfsuonfl ojrh ̀ runts, vhlhtdcihs dfe ihdfprjthnf sjurbhs, nfbiuenfl chdfs, dfe bmjjsnflwmjih lrdnfs jvhr rhfflfhe stdrbmy ̀ jjes bdf chtmh ahy.

\dtbm wmdt yju ernfa, ds whii. Rj`t ernfas dfejtmhr suldry chvhrdlhs ody ch pdbahe wntmbdijrnhs yju ejf„t fhhe. Bmjjsh ufswhhthfhechvhrdlhs dfe jpt `jr wdthr ds oubm dspjssncih. Wrjthbt yjurshi` dldnfst ehmyerdtnjf,wmnbm bdf ch mdrehr tj ehthbt ds yju lht jiehr.Nf deentnjf tj ojen`ynfl `jje dfe chvhrdlhbmjnbhs dfe rheubnfl tmhnr bdijrnh nftdah,shfnjrs smjuie bjftnfuh tj hxhrbnsh. Mhditmy

hdtnfl pdnrhe wntm ojehrdth hxhrbnsh rhodnfsjfh j` tmh chst bjocnfdtnjfs ̀ jr mhditmywhnlmt ijss jr whnlmt odnfthfdfbh. Umh ljdins tj bjfsuoh ̀ hwhr bdijrnhs dfe hxphfe ojrhhfhrly. \mnih bdrenjvdsbuidr hxhrbnshs bdfch d ljje wdy tj lht tmh mhdrt puopnfl dfestnouidth yjur ohtdcjinb rdth, ds yju dlh yjusmjuie phr`jro strhfltm-trdnfnfl dfe whnlmt-chdrnfl hxhrbnshs ds whii. Ousbih odss fdturdiiyenonfnsmhs wntm dlh, dfe dbbjrenfl tj tmh OdyjBinfnb n` yju dvjne strhfltm hxhrbnshs yju bdf

hvhftudiiy ijsh ousbih dfe nfbrhdsh

tmh phrbhftdlh j` ̀ dt nf yjur cjey. Rtrhfltmtrdnfnfl disj mhips yju ehvhijp strjflhr cjfhs,wmnbm bdf mhip prhvhft ̀ rdbturhs. Nf deentnjf, dsyju ldnf ousbih, yjur cjey wnii chlnf tj curf

bdijrnhs ojrh hflbnhftiy, odanfl yjur tnoh nfdfe jut j` tmh lyo ojrh prjeubtnvh.

Dpdrt `rjo enht dfe hxhrbnsh, dlnfl deuits

ody fhhe tj bjfsuit wntm tmhnr ejbtjrs dcjut

futrntnjfdi suppihohfts. ^jur cjey ody prjeubh

ihss stjodbm dbne ds yju lht jiehr, odanfl nt

ojrh enflbuit tj dcsjrc vntdonfs `rjo `jje,

nfbiuenfl vntdonf C43 dfe vntdonf E. Dlnfl

sanf ns ihss dcih tj trdfs`jro sufinlmt nftj tmh

vntdonf, wmnbm bdf dhbt tmh cjey„s dcninty tj

dcsjrc bdibnuo. Ehfflbnhfbnhs nf vntdonfs E dfe

C43 dfe bdibnuo bdf rhsuit nf d fuochr j` mhditm

bjfentnjfs. Sjutnfh cijje wjra bdf mhip pnfpjnft

wmhtmhr yju drh ehfflbnhft nf ahy futrnhfts.

Umh cjey„s futrntnjfdi dfe ffltfhss fhhes bmdflhds d phrsjf dlhs. Umjsh ufbhrtdnf dcjut tmhin`hstyih bmdflhs tmhy wnii fhhe tj odah smjuiesphda wntm tmhnr pmysnbndfs.


ENHU dfe H]HSBNRH

FHHER BMDFLHds Ohf dfe \johf DLH

DBDW - Mnbajry

’DBDW-Mnbajry prjvnehs nf`jrodtnjf, rhsjurbhs, suppjrt dfe bjooufnty ds wh bdrh `jr jur dlnfl pdrhfts dfe `jr jurshivhs.‟

@jr ojrh nf`jrodtnjf,

vnsnt

www.DBDWbjooufnty.jrl

jr

bdii tjii-`rhh

4-=-DBDW

(4-=-333

8/17/2019 Silver 2016

11/20


K . Cdrry Rdfehrinf, O.E. K doh s H. R tdfns idw, O.E. Odra D. Un``dfy, O.E. Kdsjf E. [jja, O.E.Hdri \. \diahr, Kr., O.E.Rthpmhf K. Ridenbad, O.E.

Kustnf C. Kjfhs, OE Unojtmy M. Anraidfe, O.E.

Sdipm K. Odxy, O.E. \. Iuah Sjcnfsjf, O.E.Wdtrnba O. J„Crnhf, O.E.

Kh``rhy W. Ahvhrinfh, O.E.Odra R. Crd zn fsan, O.E . E jf die D. B dop chi i, O. E. Bm rnst jpmh r U. E di hy, O.E . Od tt mh w E . Md ffn cd i, O. E. Di`rhe H. Lhnsshih, O.E.Onbmdhi W. Cufbm, O.E.

Bjfvhfnhft D`thr Mjurs Rhrvnbhs JSUMJ TXNBA BDSHOjfedy-@rnedy; 8;27po - >po & Rdturedy; 47do - 3po

3408 Ohenbdi Wdra ernPh • Mnbajry, Fb 3=073

(=3=) 58>-jXbM

LHU CDBA UJ FJSODI. HFKJ^ IN@H.

W D

\\\.BDSJINFDJSUMJ.BJO

Cjjfh(=3=) =23-44=>

Mnbajry(=3=) 235-3=77

Ojrldftjf(=3=) 52

8/17/2019 Silver 2016

12/20


Jsthjpjrjsns ns enshdsh j` tmh

cjfhs tmdt jbburs wmhf d phrsjf

ijshs tjj oubm cjfh, prjeubhstjj inttih cjfh jr cjtm dfe bdfdhbt cjtm ohf dfe wjohf. Cutwmnih oniinjfs j` ohf suhr ̀ rjojsthjpjrjsns, tmh vdst odkjrnty j`phjpih wntm tmns pjthftndiiy pdnf`uibjfentnjf drh wjohf.

Dbbjrenfl tj tmh FdtnjfdiJsthjpjrjsns @jufedtnjf, rjulmi

=7 phrbhft j` tmh 47 oniinjf

Dohrnbdfs wntm jsthjpjrjsns drhwjohf. Jsthjpjrjsns Bdfded,

wmnbm fjths tmdt chtwhhf

8/17/2019 Silver 2016

13/20


8/17/2019 Silver 2016

14/20


4 @rhehrnbaWjiis, IIB, Dprni 3744. Df nfehphfehft inbhfshh j` tmh Ciuh Brjss dfe Ciuh Rmnhie Dssjbndtnjf. X37=3i, 2/42

Ciuh Brjss dfe Ciuh Rmnhie

j` Fjrtm Bdrjinfd

MNBAJS^ RUJSH4=27 Rtdrtjwf SjdeMnbajry, FB 3=073

=3=-=88->488nf`jGciuhstjrhmnbajryfb.bjowww.ciuhstjrhmnbajryfb.bjo

Bdii oh `jr nf`jrodtnjf jf;• Nfenvneudi Mhditm Widfs• Mhditm Rdvnfls Dbbjufts (MRD)• Ohenbdrh Ruppihohft Nfsurdfbh• Ehftdi Widfs `jr Nfenvneudis• Ehftdi Widfs `jr Rhfnjrs

Tudinty Bjvhrdlh`rjo tmh ojst trusthe mhditm nfsurhr nf Fjrtm Bdrjinfd4

Dbbjrenfl tj tmh Bhfthrs ̀ jr Enshdsh Bjftrji dfeWrhvhftnjf, rhshdrbm mds smjwf tmdt strhfltmhfnflhxhrbnshs drh sd`h dfe h``hbtnvh ̀ jr ohf dfe wjohf j`

dii dlhs, nfbiuenfl shfnjrs. Umh BEB disj fjths tmdt ohfdfe wjohf wntm mhdrt enshdsh jr drtmrntns ody chfh`nttmh ojst ̀ rjo hxhrbnsh rhlnohfs tmdt nfbiueh in`tnflwhnlmts shvhrdi tnohs phr whha. D strhfltm-trdnfnflprjlrdo dt Uu`ts Xfnvhrsnty hfinsthe jiehr ohf dfewjohf wntm ojehrdth tj shvhrh afhh jsthjdrtmrntns. Umh prjlrdo idsthe 40 whhas, dfe cy tmh hfe j` tmjsh40 whhas, pdrtnbnpdfts rhpjrthe tmdt tmhnr pdnf mdeehbrhdshe cy df dvhrdlh j` 52 phrbhft wmnih disjehbrhdsnfl tmh ensdcninty bdushe cy tmhnr bjfentnjfs.Nf deentnjf tj tmh chfh`nts ufbjvhrhe nf tmh Uù ts

prjlrdo, strhfltm trdnfnfl bdf chfh`nt jiehr ohf dfewjohf cy noprjvnfl cdidfbh dfe ̀ ihxncninty, wmnbm bdfehbrhdsh tmhnr inahinmjje j` ̀ diinfl dfe tmh shvhrnty j`tmjsh `diis n` tmhy ej sinp


ENE

^JX

AFJ\:

8/17/2019 Silver 2016

15/20


Mhdrt mhditm smjuie ch d bjfbhrf ̀ jr phjpih

j` dii dlhs, cut hsphbndiiy sj `jr ohf dfewjohf jvhr 87. Umdt„s chbdush, dbbjrenfl tjtmh Dohrnbdf Mhdrt Dssjbndtnjf, hvhf ohf dfewjohf wmj drh ̀ rhh j` bdrenjvdsbuidr enshdshdt dlh 87 drh dt d snlfn`nbdft in`htnoh rnsa jèhvhijpnfl tmh enshdsh.

Cut mhdrt enshdsh ejhs fjt mdvh tj ch dfdbbhpthe cyprjeubt j` dlnfl. @jr hxdopih,d 3745 stuey pucinsmhe nf tmh DMD kjurfdiBnrbuidtnjf ̀ jufe tmdt odnftdnfnfl jr nfbrhdsnfl

pmysnbdi dbtnvnty d`thr dlh 08 bdf noprjvh tmhmhdrt„s whii-chnfl dfe ijwhr rnsa j` mhdrt dttdba.

Nf deentnjf tj nfbrhdsnfl pmysnbdi dbtnvntyds tmhy dlh, jiehr ohf dfe wjohf wmjufehrstdfe mhdrt enshdsh dfe ihdrf tjrhbjlfnzh nts syoptjos mdvh d lrhdthr bmdfbhj` onfnonznfl nts d``hbts dfe ijwhrnfl tmhnr rnsaj` mdvnfl d mhdrt dttdba.

\MDU DSH UMH RÔWUJOR J@

MHDSU ENRHDRH:

Mhdrt enshdsh ns d cidfaht thro ushe tj ehsbrnchd mjst j` bjfentnjfs, sj syoptjos vdryehphfenfl jf hdbm nfenvneudi bjfentnjf. Umh`jiijwnfl drh sjoh j` tmh ojrh wnehiy afjwfbjfentnjfs dfe tmhnr soptjos;

• Mphrthfsnjf; Disj afjwf ds mnlm cijje

prhssurh, myphrthfsnjf ns d idrlhiy syoptjoihss`jro j` mhdrt enshdsh. Umh DMD fjths tmdt tmh

nehd tmdt myphrthfsnjf prjeubhs syoptjossubm ds en``nbuity sihhpnfl, `dbndi ìusmnfl,fhrvjusfhss, dfe swhdtnfl ns d onsbjfbhptnjf.Ryoptjos typnbdiiy ej fjt dihrt ohf dfe

wjohf tj tmh prhshfbh j` myphrthfsnjf,

mnlminlmtnfl tmh hopmdsns ohf dfe wjohfsmjuie pidbh jf rjutnfh vnsnts tj tmh ejbtjr„sj``nbh, wmhrh tmhnr cijje prhssurh bdf ch tdahf.

• Mhdrt dttdba; Umh soptjos j` d mhdrt dttdba

drh en``hrhft tmdf tmh syoptjos j` mhdrtenshdsh tmdt ody ihde tj mhdrt dttdba. Umh`jrohr bdf ch ̀ jufe cy vnsntnfl www.mhdrt.jrl.Rnlfs tmdt yju ody ch mhdenfl tjwdre d mhdrtdttdba nfbiueh ufeuh `dtnluh, pdipntdtnjfs (tmh

shfsdtnjf tmdt yjur mhdrt ns sanppnfl d chdt

jr chdtnfl tjj rdpnei), espfhd (en``nbuit jridcjrhe crhdtmnfl), bmhst pdnf jr ensbjo`jrt`rjo nfbrhdshe dbtnvnty.

• Drrmtmond; Drrmtmond ohdfs jur mhdrtchdt

ns nrrhluidr, dfe ohf dfe wjohf j`thfonstdahfiy chinhvh drrmytmond jfiy d`ìnbtstmjsh wmj dirhdey mdvh chhf endlfjshewntm mhdrt enshdsh jr mdvh mde d mhdrt dttdba.Cut drrmytmond bdf d``hbt hvhf tmjsh ohf

dfe wjohf wmj mdvh mhditmy mhdrts dfe fjmnstjry j` bdrenjvdsbuidr enshdsh. Ryoptjosj` drrmytmond bdf vdry lrhdtiy, ̀ rjo d snflihprhodturh chdt tj d shrnhs j` prhodturh chdtstmdt jbbur nf rdpne subbhssnjf. Drrmytmond tmdtidsts ijfl hfjulm tj d``hbt mhdrt ùfbtnjf odynfbiueh syoptjos subm ds rdpne mhdrtchdt,`dtnluh, enzznfhss, inlmtmhdehefhss, smjrtfhss j`crhdtm, dfe bmhst pdnf.

MJ\ BDF N WSJUHBU

O^ MHDSU:Mhdrt mhditmy mdcnts tdah sjoh h``jrt, cut ohfdfe wjohf bdf prjthbt tmhnr mhdrts rhldreihssj` tmhnr dlhs.

• Lht su``nbnhft hxhrbnsh. Dt ihdst 27 onfuths j`

hxhrbnsh phr edy bdf prjthbt dldnfst enshdsh.

• Tunt sojanfl. Rojanfl nfbrhdshs jur rnsa

`jr d mjst j` dniohfts, nfbiuenfl mhdrt enshdsh.Tunttnfl ns d lrhdt wdy tj stdrt lhttnfl yjurmhdrt dfe jtmhr pdrts j` yjur cjey cdba jftrdba.

• Nfbiueh mhdrt-mhditm `jjes nf jur enht. D

enht tmdt ns rnbm nf `runts dfe vhlhtdcihs dfe ijwnf bmjihsthrji, sdit dfe sdturdthe ̀ dt prjojths

mhdrt mhditm.

• Ejf„t ernfa dibjmji tj hxbhss. Inah sojanfl,

ernfanfl dibjmji tj hxbhss bdf ihde tj d mjstj` prjcihos, subm ds mnlm cijje prhssurh,drrmytmond dfe mnlm bmjihsthrji, hdbm j` wmnbmnfbrhdshs yjur rnsa j` mhdrt enshdsh.

• Ijsh whnlmt. Chnfl jvhrwhnlmt jr jchsh ns d

odkjr rnsa `dbtjr `jr mhdrt enshdsh. N` yju mdvh

dirhdey stdrthe tj hxhrbnsh edniy dfe hdt d ojrhmhdrt-mhditmy enht, tmhf yju„rh jf yjur wdy tjijsnfl whnlmt. Bjfsuit yjur pmysnbndf n` enht dfehxhrbnsh ejf„t shho tj ch mhipnfl yju tj smhepjufes.

Mhdrt enshdsh aniis oniinjfs j` phjpih dbrjss tmhlijch hdbm yhdr, odfy j` wmjo drh jvhr 87. Cutohf dfe wjohf wmj ihdrf dcjut mhdrt enshdshdfe mjw tj rheubh tmhnr rnsa stdfe d ̀ dr lrhdthrbmdfbh j` ̀ nlmtnfl tmh enshdsh.


Ahhp yjur

MHDSU SXFFNFL

RUSJFL nftj yjur

LJIEHF ̂ HDSR

8/17/2019 Silver 2016

16/20


Pnsnjf ijss ns d bjoojf bjfentnjf, ds tmh\jrie Mhditm Jrldfndtnjf fjths tmdt ojrh

tmdf 3=8 oniinjf phjpih dbrjss tmh lijchsu``hr sjoh typh j` vnsudi nopdnrohft. Odfyphjpih bdf h``hbtnvhiy bjufthr tmhnr vnsnjfprjcihos wntm prhsbrnptnjf ihfshs, cut jtmhrs

ody mdvh d ojrh snlfn`nbdft nssuh, subm ds ijwvnsnjf.

Umh Ahiijll Hh Bhfthr eh`nfhs ijw vnsnjf ds

d rheubhe ihvhi j` vnsnjf tmdt bdffjt ch ̀ uiiybjrrhbthe wntm bjfvhftnjfdi lidsshs. Umjshwntm ijw vnsnjf mdvh sjoh ushùi snlmt dfe drhfjt bjfsnehrhe bjopihthiy cinfe. Mjwhvhr,ijw vnsnjf bdf nfthr`hrh wntm phr`jrodfbhj` edniy dbtnvntnhs, dfe sjoh phjpih wntm tmnsbjfentnjf drh bidssn`nhe ds ’ihldiiy cinfe.‟

Ryoptjos j` ijw vnsnjf nfbiueh en``nbuityrhbjlfnznfl jckhbts dt d enstdfbh jr prjcihoswntm en``hrhftndtnfl bjijrs. ̂ ht, fjt hvhryjfhehdinfl wntm tmhsh syoptjos mds ijw vnsnjf.Rphbndinzhe thstnfl bdf ehthronfh n` d phrsjfmds ijw vnsnjf jr dfjtmhr bjfentnjf.

Odfy bjfentnjfs bdf nopdbt snlmt dfebjftrncuth tj vnsnjf ijss. Mhrh„s d ijja dt sjoh

j` tmh ojrh bjoojf jfhs.

• Lidubjod; D phrsjf wntm lidubjod od

lrdeudii ijsh phrnpmhrdi vnsnjf. Hdri

syoptjos, subm ds d suctih ijss j` bjftrdst,od ch uffjtnbhdcih. Hvhftudii, lidubjod

ody bdush tuffhi vnsnjf, wmnbm jbburs wmhf dphrsjf bdf jfiy shh tmrjulm d sodii wnfejw.

• Odbuidr ehlhfhrdtnjf; Odbuidr ehlhfhrdtnjf

ns tmh ihdenfl bdush j` vnsnjf ijss, d``hbtnfl

ojrh tmdf 47 oniinjf phjpih nf tmh XfntheRtdths dijfh, dbbjrenfl tj tmh DohrnbdfOdbuidr Ehlhfhrdtnjf @jufedtnjf. Umh DOE@j``hrs tmdt odbuidr ehlhfhrdtnjf ns bdushe

cy tmh ehthrnjrdtnjf j` tmh rhtnfd„s bhftrdipjrtnjf, afjwf ds tmh odbuid. Umh odbuid nsrhspjfsncih ̀ jr ̀ jbusnfl bhftrdi vnsnjf nf tmhhyh, dfe nt bjftrncuths tj jfh„s dcninty tj rhde,ernvh d bdr, rhbjlfnzh ̀ dbhs jr bjijrs dfe shhjckhbts nf `nfh ehtdni.

• Shtnfdi ehtdbmohft; Df nfbrhdsh j` ìjdthrs

jr sueehf ìdsmhs j` inlmt nf vnsnjf ody chnfenbdtnvh j` rhtnfdi ehtdbmohft jr d thdr nftmh rhtnfd. \mhf bdulmt prjoptiy, d ehtdbmherhtnfd ody ch rhpdnrhe. Mjwhvhr, n` ih`tuftrhdthe dfe tmh ehtdbmohft rhdbmhs tmhodbuid nf tmh bhfthr j` tmh rhtnfd, vnsnjf ijssod ch nrrhpdrdcih. Umh Fdtnjfdi Hh Nfstntuth

sdys tmjsh wntm hxtrhoh fhdrsnlmthefhss,tmjsh wmj mdvh mde bdtdrdbt surlhry jr tmjsh

wntm d ̀ doniy mnstjry j` rhtnfdi ehtdbmohft drhdt d mnlm rnsa.

• Endchtnb rhtnfjpdtm; Ciurrnfl jr pdtbm

vnsnjf ijss bdf ch d sneh h``hbt j` mnlm cijjeliubjsh ihvhis. Fjt dii phjpih wntm endchthswnii ehvhijp vnsnjf prjcihos, cut nt ns bjoojfhfjulm tj wdrrdft dtthftnjf.

• Bdtdrdbts; Dbbjrenfl tj Umh Odj Binfnb, d

bdtdrdbt ns d bijuenfl j` tmh fjrodiiy bihdrihfs j` tmh hyh. Bdtdrdbts ehvhijp wmhf dlnfljr nfkury bmdflhs tmh tnssuh tmdt odahs up tmhhyhs„ ihfshs. Bijuehe vnsnjf bdf odah nt ojrhen``nbuit tj rhde jr ernvh. Jvhr tnoh, bdtdrdbts

ody jcsburh vnsnjf sj oubm tmdt tmhy rhqunrhsurlnbdi rhpdnr.

Sjutnfh hyh hxdonfdtnjfs bdf crnfl pjthftndivnsnjf ensturcdfbhs tj inlmt dfe ̀ dbnintdth`dsthr trhdtohft. Hh ejbtjrs disj bdf odah

sullhstnjfs dcjut in`hstyih bmdflhs, nfbiuenfltmh ush jptnbdi ehvnbhs tj noprjvh snlmt.


Bjoojf Bdushs j`

WJJS PNRNJF

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MnbajryEdniyShbjre.bjo | 4

8/17/2019 Silver 2016

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4= | Mnbajry Edniy Shbjre RNIPHS Ody 48, 3740

Ejwfsnznfl dfe jtmhr in`h bmdflhsj`thf ̀ nfe shfnjrs ihdvnfl tmhnrbjo`jrt zjfhs tj ojvh tj fhwfhnlmcjrmjjes jr rhlnjfs j`tmh bjuftry. Nt bdf ch en``nbuittj ihdvh tmjsh bjo`jrt zjfhschmnfe, hsphbndiiy wmhf nt ohdfssdynfl ljjecyh tj bijsh ̀ rnhfes

jr `doni ohochrs. Hstdcinsmnflfhw sjbndi bnrbihs ds d shfnjr bdf chbmdiihflnfl. Cut wntm d inttih h``jrtdfe tmh rnlmt dttntueh, shfnjrs bdfohht fhw phjpih dfe hfkjy tmhhxbnthohft tmdt bjohs wntm fhw`rnhfesmnps.

• Kjnf d biuc. N` ju mdvh d

pdrtnbuidr mjccy jr nfthrhst,rhanfeih nt nf yjur fhw ijbdtnjf.@nfe d ijbdi ldrehfnfl biuc,bmurbm-spjfsjrhe jrldfnzdtnjf jr`ntfhss bhfthr wmhrh yju bdf ohhtinah-onfehe ohf dfe wjohf. Dsa

tmh rhdi hstdth dlhft wmj mhipheyju rhijbdth tj odah sullhstnjfsjf wmhrh tj ̀ nfe bjooufntynf`jrodtnjf dfe rhde bjooufntyfjtnbhs nf tmh ijbdi fhwspdphr.

• Lht d ejl. Ejls odah lrhdt

bjopdfnjfs nfsneh j` tmh mjush

dfe disj shrvh ds df nbh crhdahrwmhf yju drh jutejjrs. Udahpihfty j` wdias dfe tdah devdftdlhj` jppjrtufntnhs ̀ jr bjfvhrsdtnjfwmhf phjpih bjoh up tj yju tjnfqunrh dcjut jur ejl. Hxpidnf

yjur sntudtnjf dfe yju ody odahsjoh fhw ̀ rnhfes dijfl tmh wdy.

• Pjiufthhr jur tnoh. Odf

phjpih odah fhw ̀ rnhfes tmrjulmvjiufthhrnfl. Pjiufthhr dfe yju„rhinahiy tj ohht phjpih wmj smdrhtmh sdoh nfthrhsts ds yju. Rnlf upwntm d ̀ dvjrnth bmdrnty jr vjiufthhr

dt fjfprj`nt hvhfts dfe ijja ̀ jr`donindr `dbhs. Rtdrt tdianfl tj tmjshphjpih yju ohht dldnf dfe dldnf.

• Wdrtnbnpdth nf bmurbm hvhfts.

Widbhs j` rhinlnjus wjrsmnp drh

j`thf bjrfhrstjfhs j` d bjooufnty,

dfe tmhy `rhquhftiy mjst en``hrhft

hvhfts tj lht pdrnsmnjfhrs jrohochrs tjlhtmhr. Shde tmh

cuiihtnf dfe lht nfvjivhe nf pjt

iubas, rhtrhdts, ojvnh fnlmts, dfe

jtmhr bmurbm-spjfsjrhe hvhfts.

• \jra dt d sbmjji. Rbmjjis disj

shrvh ds mucs j` bjooufntydbtnvnty. Pjiufthhr jr wjra ̀ jr dijbdi sbmjji dfe yju wnii sjjf`nfe yjurshi` noohrshe nf yjurbjooufnty„s whhaedy mustih dfecustih. Umns ns d lrhdt wdy tj ohhtphjpih dfe ihdrf ojrh dcjut yjurfhw fhnlmcjrmjje nf tmh prjbhss.

• Mjst jur jwf pdrt. Lj jut

jf d inoc dfe pidf d ”fhw tjtmh fhnlmcjrmjje„ pdrty. Wutnfvntdtnjfs nf fhnlmcjrs„ odnicjxhsdfe nfvnth hvhryjfh jvhr ̀ jrsfdbas dfe bjbatdnis. Shohochr,fhnlmcjrs ody ch kust ds fhrvjusdcjut fhw `dbhs ds yju drh, dfe d

pdrty ns d lrhdt wdy tj crhda tmhnbh.

Bmdflh bdf ch mdre `jr phjpihshfnjrs stdrtnfl jut nf fhwbjooufntnhs. \ntm sjoh luoptnjfdfe d `hw strdthlnhs tj lht stdrthe,dfyjfh bdf hxpdfe tmhnr bnrbih j``rnhfes.


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OJPHjr Jtmhr

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8/17/2019 Silver 2016

19/20

MnbajryEdniyShbjre.bjo | 4>RNIPHSOdy 48, 3740

Wdranfsjf„s enshdsh ns d fhurjijlnbdi ojvhohftensjrehr. Bidssnb ojtjr syoptjos, subm dstrhojr, rnlnenty dfe hxtrhoh sijwfhss j`ojvhohfts dfe rhffihxhs, bdiihe crdeyanfhsnd,drh typnbdiiy ushe tj nehftn`y Wdranfsjf„s.Mjwhvhr, nehftnfflbdtnjf j` jtmhr, ojrh suctihsyoptjos ody mhip nehftn`y tmh enshdsh yhdrs

ch`jrh ojrh jcvnjus ojtjr bjfentnjfs prhshfttmhoshivhs.

Rnfbh Wdranfsjf„s ns d bmrjfnb dfe prjlrhssnvhfhurjijlnbdi enshdsh, syoptjos drh j`thfonie dt tmh jfsht, chbjonfl ojrh shvhrh jvhrtnoh. Nfntndi syoptjos ody ch sj suctih tmdttmhy„rh hvhf enflbuit ̀ jr sphbndinsts tj ehthbt,dbbjrenfl tj tmh Umh Onbmdhi K. @jx @jufedtnjf`jr Wdranfsjf„s Shshdrbm. Ryoptjos disj ody chenhrhft ̀ jr sjoh pdtnhfts tmdf jtmhrs dfe ody

prjlrhss dt enhrhft pdbhs.

Ejpdonfh ijss ns d odkjr bjftrncutjr tj tmhjfsht j` Wdranfsjf„s enshdsh. Ejpdonfh bjftrjisojvhohft dfe ojje, sj wmhf ejpdonfhns dhbthe, wdianfl, tdianfl dfe wrntnfl bdfch nopdbthe. Ehprhssnjf jr dfxnhty odydbbjopdfy jtmhr syoptjos.

Umh Fdtnjfdi Nfstntuths j` Mhditm sdysWdranfsjf„s enshdsh dhbts ds odfy ds 877,777phjpih nf tmh Xfnthe Rtdths. Df hdriy endlfjsnsody mhip noprjvh qudinty j` in`h dfe ehidy tmhjfsht j` lrhdthr ojtjr nssuhs. Mhrh„s wmdt tjijja ̀ jr dfe ensbuss wntm d ejbtjr.

• Onbrjlrdpmnd dfe jtmhr mdfewrntnfl nssuhsjbbur. Umjsh wntm Wdranfsjf„s enshdsh ody stdrthxphrnhfbnfl bmdflhs nf tmhnr mdfewrntnfl.Whfodfsmnp ody ijja brdophe, dfe ihtthrsthfe tj ch sodiihr tmdf fjrodi (onbrjlrdpmnd).

Nfenvneudis ody fflfe nt enflbuit tj mjie d phfdfe wrnth.

• Urhojrs tdah pidbh nf d inoc. Urhojrs usudiiychlnf nf tmh mdfes jr fflflhrs dfe ody hvhfononb d pnii-rjiinfl thbmfnquh, wmnbm ns d trhojrchtwhhf tmh tmuoc dfe `jrhfflflhr. Urhojrsusudiiy jbbur wmhf tmh inoc ns dt rhst.

• Wdbh jr dbtnvntnhs sijw ejwf. Wdranfsjf„senshdsh ody rheubh jfh„s dcninty tj ojvh dfeody sijw ejwf ojvhohfts. Df hdriy syoptjoody ch d fjtnbhdcih sijwnfl ejwf nf sthps jr

dcninty tj rhdbt tj sjohtmnfl, inah d cdii chnfltmrjwf jfh„s wdy. Rjoh wntm Wdranfsjf„s odyerdl tmhnr `hht jr smusth ds tmhy wdia jr fflfe ntenflbuit tj lht jut j` d bmdnr.

• Ijss j` dutjodtnb ojvhohfts dfe ̀ ufbtnjfsbdf jbbur. Enflbuity wntm ufbjfsbnjusojvhohfts, subm ds cinfanfl, soninfl jr hvhfswnflnfl dros, ody jbbur wmhf d phrsjfmds Wdranfsjf„s enshdsh. Ojvhohfts ody chufbjjrenfdthe dfe stn. Nfbrhdshe sdinvdtnjfdfe phrspnrdtnjf disj ody ch nfenbdtjrs.

• Wjjr cdidfbh dfe ijss j` pjsturh ody ehvhijp.Whjpih wntm Wdranfsjf„s enshdsh ody mufbm

jvhr ojrh dfe ojrh dfe ch ufdcih tj stdfeup strdnlmt. Cdidfbh nssuhs, subm ds lrhdthrnfbnehfbhs j` ̀ diis jr chnfl dcih tj tnp jvhr ojrhhdsniy, ody jbbur.

• Rphhbm bdf bmdflh. Bmdflhs nf sphhbm bdfchlnf, nfbiuenfl mhsntdtnfl ch`jrh sphdanfl,

siurrnfl wjres jr sphdanfl nf d ojfjtjfh vjnbh.

• Jtmhrs od fjtnbh d odsahe `dbh. Umns

ehsbrnchs d vdbdft jr fflxhe stdrh dfe idba j``dbndi dfnodtnjf.

• Rihhp nssuhs ody nfbrhdsh. Wdranfsjf„s enshdshbdf dhbt sihhpnfl pdtthrfs dfe chmdvnjrs.Whjpih wntm Wdranfsjf„s ody hxphrnhfbh vnvneerhdos dfe fnlmtodrhs, ds whii ds df nfdcnintytj stdy dsihhp. Edytnoh erjwsnfhss ody disj

jbbur.

Wdranfsjf„s enshdsh ns rdrh, dfe syoptjos tmdtononb tmjsh j` Wdranfsjf„s ody ch bdushe cyjtmhr bjfentnjfs. Mjwhvhr, n` yju jr sjohjfhyju afjw ns hxphrnhfbnfl rhphdthe syoptjosj` dfy j` tmh jfhs ehsbrnche mhrh, sphda wntmyjur lhfhrdi prdbtntnjfhr jr d fhurjijlnst.


WDSANFRJF„RENRHDRH;

SHBJLFNzH HDSIyJFRHU RyOWUJOR

8/17/2019 Silver 2016

20/20


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Rphfe ihss tnoh rhbjvhrnfl,

Dfe ojrh tnoh invnfl.

Bdrjinfd Shmdc Bhfthr j` Curah J``hrs Rhrvnbhs `jr; ®

< edys d \hha j` Shmdc Dvdnidcih!Bdii us `jr d tjur dfe ensbuss d pidf j` bdrh tj fflt yjur nfenvneudi fhhes.

• Nf-Mjush Wmysnbdi, Jbbupdtnjfdi & Rphhbm Umhrdpy • Rtrjah • Wjst Rurlnbdi Shbjvhry

• Mnp jr Afhh Shpidbhohft • Mhdrt @dniurh

• Bdrenjvdsbuidr Niifhss • Wfhuojfnd

• Bustjonzhe Widf j` Bdrh wntm up tj 2 Mjurs d Edy j` Umhrdpy

Bdrjinfd Shmdc Bhfthr j` Curah205< Oniihr Crnelh • Bjffhiiy Rprnfls, FB 3==043

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Silver 2016

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