RI Advice Platinum Club

Hong Kong

RI Advice Ballarat/Melton

RI Advice Berwick

Clarity Wealth

RI Advice Dandenong

RI Advice Mt Gravatt

RI Advice Mt Waverly/Wantirna

Pride Advice

RI Advice Surrey Hills/Clarence Valley

RI Advice Toowoomba

RI Advice Wangaratta

RI Advice Widebay

2015 RI Advice AwardsRising Star Award Daryl Johnstone – RI Advice Wangaratta

Proprietor of the Year Alan Freshwater – RI Advice Bondi

Risk Practice of the Year Jim Liouras – RI Advice Alexandria

Support Staff of the YearAnn Chan – Clarity Wealth

Paraplanner of the YearSally Jenkins – Pride Advice

CEO Business awardsBelow $1m Simon Hodges – RI Advice Bella Vista

Above $1m Kathy Paget – RI Advice Widebay

2015 RI Service Awards

Service Awards10 Years: Brendan Bartlett RI Advice Launceston

Alan Freshwater RI Advice Bondi

Maureen O’ConnorRI Advice Moonee Ponds

Our year in review….

– Total revenue -13%

– Revenue per AR -22%

– Gross inflows -34%

– Net flows -224%

– Risk New Business- 14%

– Complaints - 24%

– 161 audits passed, with 15 failures

2014 – a fantastic year - for financial success

• Risk Only SOA• Flexible Fact Find• EPM v2

2014 – a fantastic year - for delivering on our promises

UNDERPINNED BY CORE LICENSEE SERVICESMarketing, Technical Consulting, Planner Supervision and

Governance, Research, Professional and Practice Development, Advice Tools and Systems

UNDERPINNED BY CORE LICENSEE SERVICESMarketing, Technical Consulting, Planner Supervision and

Governance, Research, Professional and Practice Development, Advice Tools and Systems

EFFICIENTBEST

PRACTICE

EFFICIENTBEST

PRACTICE

GROWINGREVENUESTREAMS

GROWINGREVENUESTREAMS

MAXIMISINGVALUE

MAXIMISINGVALUE

SUSTAINABLE BUSINESS MODELSUSTAINABLE BUSINESS MODEL

2014 – a fantastic year

2015+ – areas of focus

Staying ahead of the curve….

Riding the waves of change

2010

Time

2013

Growth

2016 +

Xplan

Estate PlanningCashflow management

Low

Hig

hC

usto

mer

net

wor

th

Gen advice / execution only Complex and Full Service AdviceOffering

Scaled Advice

Mas

s af

fluen

tShifting Competitive Landscape

Self employed advisers

Self employed advisers

Industry fundsand corporate

funds

Industry fundsand corporate

funds

Private bankersPrivate bankers

Bank scaled advisers and online directBank scaled advisers and online direct

New online / non financial services entrantsNew online / non financial services entrants

Bank employed advisers

Bank employed advisers

StockbrokersStockbrokers

AccountantsAccountants

Mortgage brokers

Mortgage brokers

Newspapers clippings

Customer behavioural segments

Source: Investment trends, Advice and Limited Advice August 2014

Percentage of the population

Average wealth

Top advice need

Too complexI trust you to take care of it for me

Research myselfConfident to executeMake it easy for me

Research myselfTry scaled adviceMay Commit more if I trust you

26%

$410K

Investment Strategy & retirement

Validators

Full

Scaled

Self Service

30%

$260K

Aged care & retirement

Self directed

22%

$90K

Debt management & budgeting

Can’t afford advice

30%

$220K

Invest for income and investment property

Delegators

Can’t afford it

Important Notice

RI Advice Group Pty Ltd, ABN 23 001 774 125, holds Australian Financial Services License Number 238429 and is licensed to provide financial product advice and deal in financial products such as: deposit and payment products, derivatives, life products, managed investment schemes including investor directed portfolio services, securities, superannuation, Retirement Savings Accounts.

The information presented in this seminar is of a general nature only and neither represents nor is intended to be specific advice on any particular matter. RI Advice Group strongly suggests that no person should act specifically on the basis of the information contained herein but should obtain appropriate professional advice based on their own circumstances.