Retailƒتيب التسعيرة افراد... · Credit or debit operation LYD large cash deposits...
Transcript of Retailƒتيب التسعيرة افراد... · Credit or debit operation LYD large cash deposits...
V28.2
Tariff & Charges Booklet
Retail
01
04
05
06
Index
Current Account
Saving Account
Children Account
Cheques
Term Deposit
Debit Card
Certified / Bank Cheque
Cheque Clearing
Electronic Banking Services
Mobile Phone E-payment
Transfers
Other Fees
Foreign currency coverage request
Funding (Retail)
07
08
14
15
16
17
18
20
21
22
Current Account
Feature LYD Amount
LYD Account Opening fees (Government Employee) 20.000 once for maximum conditional deposit 75.000
LYD Account Opening fees ( Freelance Work)
LYD Account Opening fees ( Students )
25.000 100.000once for maximum conditional deposit
20.000 once for maximum conditional deposit 75.000
LYD Account Opening fees (Local Currency) 250.000
Account Opening fees (Foreign currency)Equivalent to the amount of 20$ /Not to exceed the conditionaldeposit amount of 50$ according to the official price
Minimum monthly average balance 250.000
Reduction of minimum monthly average balance Free, and the minimum amount of the conditional deposit
to open the account
Annual fees for local currency account 8.000 / Quarterly
Annual fees for foreign currency account USD 2.00 or equivalent per month
Balance inquiry fees from branch 20.000
Number of free debits allowed Infinite
Fees for exceeding number of free debits N/A
withdrawals of foreign currency (FCY) :
Withdrawals of any (FCY) amount for account
balances resulting of inward remittances only.
1.5 % (Min of 10.000) 01
Annual fees for foreign currency electronic account 2.000 per month
Current Account
Feature LYD Amount
Declined cash withdrawals transaction for lessthan ATM limit
Free
Bulk LYD cash deposit Free
Cash withdrawal by bank cheque within thesame branch
Free
Cash withdrawal by bank cheque from another branch for the same bank
2.000
Account closing fees 10.000 (To be requested by the customer)
Fees for activating a dormant account (LCY) 40.000
Fees for activating a dormant account (FCY) Equivalent of USD 30 according to official exchange rate
Account Statements
Account statement fees (less than one year) 0.250 per page
Additional account statement fees (within aperiod of one month)
0.500 LYD per page as long as the account statement is for morethan one year and less than 5 years from the date of request
Additional account fees for more than five years 0.750 per page
02
Cheque Book
Current Account
Fees for issuance of a standard Cheque book : 25 pages
20.000
Fees for issuance of a standard Cheque book : 50 pages
35.000
Issuance counter cheque Free
Fees for stop payment order (Lost Chequebook) 20.000
03
Account Opening fees
Annual Fees
Account closing fees
Fees for excading minimum monthly average balance
Minimum average monthly balance
Account statements fees
Credit or debit operation
LYD large cash deposits deposits
Cash withdrawal over the Counter / month
Issuance Booklet fees
25.000
20.000
20.000
5.000 Monthly
500.000
Saving Account
5.000
Free
Free
Up to 5 transaction free & charged 5.000 after which
Feature LYD Amount
15.000
04
Annual Fees
Account Opening fees
Deposit Booklet fees
Account closing fees
Account statements fees
Debit fees
10.000
10.000
10.000
20.000
5.000
Free
Children Account
Feature LYD Amount
05
Cheques
Foreign Cheques LYD Amount
Cheque purchase drawn on banks overseas
Cheques sent for collection
4 per thousand commission + 2 per thousand (Exchange Commission)
Cheque sold drawn on banks overseas LYD Amount
From 1.000 LYD to 5,000.000 LYD
More than 5,000.000 LYD
1per thousand commission + 2 per thousand (Exchange Commission)
2.5 per thousand
0.5 per thousand commission + 2 per thousand (Exchange Commission)
06
Feature LYD Amount
Account Opening Fees
Annual fees
Penalties on premature withdraw of deposit (breaking)
Profit paid on deposit
Renewal charge
Free
Free
As per bank policies
Upon maturity
Free
Term Deposit
07
Cards (VISA Family) - (500USD)
Card Fees LYD Amount
Card issuing/re-issuing fee
Annual fees
Recharging
Card reissuance fee (Replacement of lost)
70.000 (Charged for first time issuing/re-issuing)
40.000 (Charged at the end of each financial year)
10.000
100.000
Pin Reissue 10.000
Freezing a card 10.000
USD 50.00, and free if the objection is valid
Balance inquiry at local and international ATM’s USD 1.00
Transaction Fees (International)
Withdrawals fees for cash transaction from international ATM’s per transaction
Purchase fees at P.O.S or international online payments
Exchange fees (for cards & P.O.S withdrawal)
USD 4.00 for each USD 100.00
USD 1.00 for each transaction
5%
25 cent
-
Utilizing fees in case of non sufficient balance or exceeding
limit available for each transaction
Feature
Opening USD account for (Visa Family)
Annual fees for electronic USD account
Commission deduction of the FCY account (for each family member)
10.000
24.000
7.500
LYD Amount
Objection to a transaction carried out at the teller or point of sale
08
Debit Card (VISA Classic)
Classic Card Fees EUR Amount
Card issuing/re-issuing fee
Card replacement fee
Freezing a card
Pin code issuing
10.00
10.00 (Charged at the end of each financial year)
10.00
10.00
5.00
Annual fees
Transaction Fees (Local)
Withdrawals from NUB ATMs
Withdrawals from other banks ATMs
Payment on other banks POS
LYD Amount
Transaction Fees (International)
Withdrawals fees for cash transaction from international ATM’sper transaction
Purchase fees from P.O.S or international online payments
Interchange fees (for cards & P.O.S withdrawal)
USD 3.00
USD 1.00
5%
25 cent
-
Opening of account in foreign currency 20.00 (Charged for first time)
SMS activating fees 10.00 (Charged at the end of each financial year)
09
15.000
15.000
15.000
Utilizing fees in case of non sufficient balance or exceeding
limit available for each transaction
70.000 (Charged for first time issuing/re-issuing)
Foreign Currency Account For individual (VISA Classic)
Classic Card Fees LYD Amount
Card issuing / re-issuing fee
2.000 per month
20.000
Opening foreign currency account
Card replacement fee 150.000
Recharging
Annual fees for electronic account in foreign currency
Transaction Fees (International) -
USD 4.00 for each USD 100.00
P.O.S and Internet purchase charges USD 1.00
Pin Reissue 10.000
Equivalent to the amount of $20 /Not to exceed the conditionaldeposit amount of $50 according to the official price
40.000 (Charged at the end of each financial year)Annual fee to manage Visa Card account
Freezing a card 10.000
USD 50.00, and free if the objection is valid
Balance inquiry fees in local & international ATM’s USD 1.00
Objection to a transaction carried out at the
teller or point of sale
10
Withdrawals fees for cash transaction frominternational ATM’s per transaction
11
Pin Reissue
Freezing a card
As per circulation on (6/2018) for public and private health sectors
USD 5.00 for each USD 100.00
USD 1.50
5%
25 cent
USD 500.00
USD 8000.00
USD 2000.00
USD 20,000.00
Withdrawals fees for cash transaction from internationalATM’s per transaction
Purchase fees from P.O.S or international online payments
Account annual management fees
Local Currency Account LYD Amount
40.000 (Charged at the end of each financial year)
Opening Local currency account 250.000 (Charged one time on opening account)
Annual fees
Transaction Fees (International) -
USD 4.00 for each USD 100.00
Purchase fees from P.O.S or international online payments USD 1.00
Debit Card For Foreigners (VISA Platinum)
Foreign Currency Account USD Amount
250.00
Opening foreign currency account (USD) 100.00 (Charged one time on opening account)
Platinum Visa Card issuing / re-issuing fee
150.00 (Charged at the end of each financial year)Annual management fees
300.00Card re-issuing / replacement fee
10.00Freezing a card
50.00Pin Reissue
Cash withdrawal daily limit USD 1000.00
Cash withdrawal monthly limit 3000.00
Purchase monthly limit USD 4000.0012
Excluding employees at public sectors and health private sectors
Withdrawals fees for cash transaction from internationalATM’s per transaction
Feature LYD Amount
40.000
75.000
10.000
2.500 / Quarterly
0.500 for each 100.000
5.000
0.25
10.000
Rikaz ATM Card
Card Issuing / Re-Issuing (expired card)
Card reissuance fee (Replacement of lost)
PIN Re-Issuing
Annual fee to manage Rikaz Card account
ATM cash withdrawal commission fees
Internal bank fund transfer(Account to Account Nuran Bank)
Mini statement (4-5 Last Transactions)
Card freezing (Customer Request)
50.000Additional Card Issuing at same account (Family Rikaz)
Complimentary for the cardholder and 3% foreach transaction deducted from the merchant
Purchase fees on points of sale
1.000Balance inquiry fees
20.000, and free if the objection is validObjection to a transaction carried out at theteller or point of sale
10.000Card charging
13
Feature LYD Amount
Fees for issuance of certified cheque in local currency
Fees for issuance of certified cheque in foreign currency
Fees for cancellation of lost certified cheque
10.000 For All Amounts
3 per thousand (Min USD 10 or equivalent in other currency)
10.000
Certified / Cheque
14
Fees for cancellation of cheque 20.000
Feature LYD Amount
Fees for cheque clearing at another local bank
Fee of cheque returned by bank due to insufficient fundsor unmatched signature
Fees for cheque collection in FCY
10.000 including deposit of the monthly wage
10.000 for each cheque
3 per thousand (Min USD 10 or equivalent in other currency)
Cheque Clearing
Fee of (NUB) cheque returned by bank due to insufficient funds 30.000
Fees for cheque clearing in same branch 1.000 for all amounts
Fees for cheque clearing at another branch in the samebank
2.000 for all amounts
Fees for returned cheque for technical reasons or otherbank related reasons
Free
15
SMS Banking (Current Account) LYD Amount
3.000/ Quarterly
10.000
Annual fees for subscription SMS Banking services
Mobile number change fees
Electronic Banking Services
Email Services ATM LYD Amount
5.000Annual fees for Email services (ATM)
Internet Banking Services LYD Amount
30.000
50.000
10.000
Subscription Fees
Annual fees for Internet Banking services
PIN number change request fee
Free
Free
Balance inquiry fees online
Account statements fees online
Free
5.000
Freezing a card (Visa / Rikaz) online
Internal transfer from LCY A/C to LCY A/C within the bank online
16
Feature LYD Amount
10.000
1.000
20.000/anuually
100.000/anuually
0.100
3% for each transaction, deducted from merchant only.
Mobile Phone E-payment
Wallet topple-up
Wallet account statement
Wallet account annual management fees (retail)
Wallet account annual management fees (merchants)
Retail fund transfer
Goods payment from individuals to merchants
17
Inward Transfers LYD Amount
Inward Remittances received in FCY and to credit customer in LCY A/C
Inward Remittances received in FCY and to credit customer in FCY A/C
Inward Remittances received in FCY1 and to credit customer in FCY2 A/C
Inward Remittances received in LCY and to credit customer in FCY A/C
5 per thousand (min 20.000)
Null
2 per thousand (min 20.000)
2.000 for all amounts
Not allowed
Outward Transfers LYD Amount
Outward Remittance in LCY Transfer to FCY A/C 2.5% (1% Operational Expenses)
10.000 for all amounts
Outward remittance in FCY Transfer to FCY A/C
Outward Remittance in FCY1 Transfer to FCY2 A/C
1% (min 50.000 FCY)
1% (min 20.000 )
Outward remittance in FCY Transfer to LCY A/C 2 per thousand
Transfers
Outward Remittance (RTGS) in LCY Transfer to LCY A/C
5.000 for all amounts Outward Remittance (ACH) in LCY Transfer to LCY A/C
Inward Remittances (RTGS) received in LCY & to credit customer in LCY A/C
2.000 for all amounts Inward Remittances (ACH) received in LCY & to credit customer in LCY A/C
Amendment / Cancellations of Remittance
Enquiry on Remittance
5.000 for all amounts
25.000
1718
Internal Transfers LYD Amount
Foreign Transfers- Westren Union
From LYD 1.000 to - LYD 400.000
From LYD 401.000 to - LYD 700.000
From LYD 701.000 and above
16.000
20.000
26.000
LYD Amount
Internal transfer from the same customer account within the bank
Internal transfer from LCY A/C to FCY A/C within the bank
Internal transfer from FCY A/C to LCY A/C within the bank
Internal transfer from LCY A/C to FCY A/C within a bank
Internal transfer from FCY1 A/C to FCY2 A/C within the bank
3.000
Not Allowed
2 per thousand (min 20.000)
Null
1 PCT (min 20.000)
Transfers
Internal transfer from LCY A/C to LCY A/C within the bank 5.000
19
Feature LYD Amount
5.000
10.000
20.000
5.000
1.000 per Execution + Annual subscription fee
5.000
25.000
20.000
Photocopy of transaction for 1 month
Photocopy of transaction between 1-3 Month
Photocopy of transaction <3 Month
Fax charges
Standing order execution
Issuing of account balance confirmation letter
Reply to letter from external auditor
Issuing of letter of recommendation from bank
Other Fees
FreeSignature matching
3.000Bank account retention certificate
5.000Certificate of financial solvency / Approval financial statement
to the customer
5.000financial clearance certificate / a certificate of no financial
obligation
5.000 for one timeLetter of pledge of deduct premium for third parties
5.000 for each chequeRequest for copy of a cheque that has been spent
20
Foreign currency coverage LYD Amount
Foreign currency coverage request (Retail) fees 75.000
Foreign currency coverage request
25.000Foreign currency coverage request (NUB Employees) fees
CBL Code LYD Amount
Issuance fee for Individuals
Issuance fee (NUB Employees)
Cancellation fee for Individuals
10.000
10.000
75.000
Cancellation fee (NUB Employees)
Amendment fees
15.000
50.000
21
LYD Amount
Studying file charge for funding 75.000
Feature
Funding (Retail)
22