Winter 2017 | Number 174

Registration Now Open for MidWest America’s Annual Meeting

Annual Meeting Registration Form

All forms must be received by Friday, March 2nd. *Number of members attending age 18 and over __________

Member Name(s) _____________________________________________

Street Address ________________________________________________

City: __________________________________ State _____ Zip ________

Daytime Phone Number ( ) __________________________________

* Children are welcome but do not need to register.

MidWest America Federal Credit Union will hold its 81st Annual Meeting on Saturday, March 10, 2018 at 10 a.m. in Fort Wayne, IN. If required, results of a mail-ballot election of members to serve on the Board of Directors will be announced at that time. There will be no nominations from the floor during the meeting. 2017 Annual Reports will also be distributed.

All members are invited to join us at this annual event and should pre-register using one of the following methods below. If there are multiple members in your household attending, please register each individual. Once your registration is received, additional details will be mailed to you including the meeting location and parking information. Pre-registration is required and must be received by Friday, March 2nd.

4 Easy Ways to Pre-register

1. Visit our website at mwafcu.org to submit an online registration form;

2. Call Emily Jones at (260) 209-3568 or (800) 348-4738 ext 5868;3. Email names of attendees, address, and phone number to

marketing@mwafcu.org (do not email account information); or4. Complete the registration form below and drop it off at your local

branch or mail it to: Marketing Department; MidWest America FCU; 1220 Medical Park Dr, Bldg 2; Fort Wayne, IN 46825-5826.

Holiday ClosingsAll branches of MidWest America

will be closed in observance of the following holidays. Remember, you have 24/7 access to your accounts with MidWest Phone, Internet, & Mobile Banking as well as ATMs.

Martin Luther King, Jr. Day Monday, January 15th

President’s Day

Monday, February 19th

Dormant AccountsAn account is dormant when there have been no monetary transactions for one year or more [e.g. deposits, withdrawals, draft clearings, loan advances or payments]. Excluded from this definition are minors’ accounts (prime members under eighteen years old), members who have Share Certificates, IRA’s, an average aggregate balance of $2,500 for the last 30 days, or VISA® accounts serviced by MidWest America Federal Credit Union, and members who have been required to open accounts so they could co-sign on a loan at the Credit Union. A dormant account fee can be avoided by using your account to make it active again.

Non-Visa Debit TransactionsMidWest America Federal Credit Union enables non-Visa debit transaction processing and does not require that all such transactions be authenticated by a PIN. A non-Visa debit transaction may occur on your MidWest America debit card through the Star, NYCE, or Cirrus Networks. Below are examples to distinguish between a Visa debit and non-Visa debit transaction:• To initiate a Visa debit transaction

at the point of sale, the cardholder signs a receipt, provides a card number (e.g., in e-commerce or mail/telephone order environments) or swipes the card through a point-of-sale terminal.

• To initiate a non-Visa debit transaction, the cardholder enters a PIN at the point-of-sale terminal or, for certain bill payment transactions, provides the account number for an e-commerce or mail/telephone order transaction after clearly indicating a preference to route it as a non-Visa transaction.

• A non-Visa debit transaction will not provide the zero liability protection benefit, and if a Rewards program is present, a non-Visa debit transaction may not be an eligible Rewards transaction.

• Provisions of the cardholder agreement relation only to Visa transactions are inapplicable to non-Visa transactions.

Celebrating Christmas in Our Communities

This season, MidWest America has been busy in our communities spreading Christmas cheer. On Thursday, December 7th, a group of MidWest employees volunteered at this year’s Fantasy of Lights at Franke Park in Fort Wayne. The Credit Union had two movie-themed displays at this drive-thru viewing experience—one featuring It’s a Wonderful Life and the other was a large rendition of The Polar Express train. The proceeds of this event benefits Blue Jacket, a nonprofit organization whose mission is to provide education, training, and opportunities to any disadvantaged person who is striving to earn a second chance at gainful employment.

MidWest America was proud to participate in the 33rd Annual Festival of Trees at the Embassy Theatre in downtown Fort Wayne. Following the festival our 7-foot tree found its home at our New Haven branch. Proceeds from the festival contribute to the ongoing restoration of the historic theatre.

The Lima/Dupont branch participated in the Allen County Fair Grounds Christmas in the Country by decorating a tree that was given to a needy family through Cross Border Partners. All of the proceeds from this fundraising event will benefit the fair grounds building and grounds improvement.

The Waynedale office decorated a wreath that displayed at the Waynedale library and was auctioned as part of the Waynedale Holiday Wreath Show & Silent Auction with the proceeds going to the Waynedale Corridor Project.

The Mattoon, IL branch employees spent an evening volunteering at the entrance to the Mattoon Lightworks in Peterson Park. Donations from this annual event are used for park improvements.

Hopkinsville, KY employees were involved is several Christmas events including a float featuring “A Charlie Brown Christmas” in the annual Hopkinsville Christmas Parade. The branch also decorated a tree for the Hopkinsville Festival of Trees.

Fort Wayne Fantasy of Lights

Hopkinsville Christmas Parade

Fort Wayne Festival of TreesMattoon Lightworks